Sales Report:Supplement No. 21 dated Aug 19, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
330167
This series of Notes was issued and sold upon the funding of the borrower loan #38233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| E |
Auction start date:
| Aug-04-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Aug-17-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 39.15% |
Starting monthly payment:
| $45.24 |
|
Final lender yield:
| 26.99% |
Final borrower rate/APR:
| 27.99% / 31.97% |
Final monthly payment:
| $41.36 |
| |
|
Auction yield range:
| 14.23% - 34.00% |
Estimated loss impact:
| 15.93% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.06% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 27% |
|
Credit score:
| 600-620 (Aug-2009) |
Current / open credit lines:
| 8
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 58 | Length of status: | 3y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $710 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 3 |
Bankcard utilization:
| 83% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 43 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| Rain |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 97% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $3,100.00 | < mo. late:
| 1
( 3% )
| 600-620
(Dec-2007)
(Mar-2006)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Purchase Laptop for My 7 year old
My seven year old baby will be in the second grade next week.? He has been doing extremely well since attending Kindergarten.? He was among one of the baby scholar who received high academic excellence and was given the opportunity to attend college for a week.? I cannot express to the group how I felt to take my seven year old daily for a week to university to focus on math.? We are looking forward to sending him again summer 2010.? Daily he tells us that his goal is to become a Scientist when he goes to college.? He makes mom, dad and grandparents very proud. I got my Masters Degree while on my final semester being four months pregnant with him.? I remembered while I was four months pregnant as I climb on top of the desk the last night of school,?thanking Dr. O'Brien for sharing his knowledge with?the new graduates.?I was scared, but, I remembered my child kicking like crazy and my husband looked at?me astonish, but I kept up with my presentation. So, when my child asks for the?laptop?I did not want to put it on layaway or get that Verizon one so I promised him that I will work on it.?At the aged of seven, he is so focus on school, polite and well spoken.? I guest; I can say he took this from daddy and his academic focus from mummy.
I had a loan previously and never been late until it was paid in full March 2009.? This also assisted me with building my credit over the last three years.? I look forward to doing business with Prosper again and continue providing the necessary resources for my aspiring child.?Greetings to all the moms and dad who go the extra mile to instill education at an early age to?their children.????
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
A question. What type of laptop are you buying for your 7 year old?
Why would you not choose to buy a PC (which may be actually much cheaper) instead? - frugalinvestor20
A:
My husband was looking at the Acer Aspire Laptop with 4 GB with the ability to run videos from the children websites such as Nogins and Cartoon Network. My child also spends a great deal of time on educational programs on our current desktop. I also subscribe to other computer programs that his teacher suggested to keep him challenged. We saw one for $499.00 plus some additional perks, three year warrenty, printer, wireless install in the house and printer for $767.00. Thanks for asking.
(Aug-14-2009)
Q:
Below what rate, you expect this one to close? 31% is a very high rate... - frugalinvestor20
A:
It is high; however, based on my circumstances, these are the kind of rates that I will have for the next two years until my credit challenges aged. The most important things are I did not have to put the loptop on layaway or lease to own which would of cost me three times more. Secondly, I have an opportiunity to continue to build my credit with an installment loan on file verses revolving account. I wanted to thank everyone who contributed to our effort in making this happen for my child
(Aug-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $25.00 | $25.00 | 8/8/2009 4:36:27 PM |
| Jinja | $25.00 | $25.00 | 8/12/2009 8:03:00 AM |
| boodo | $347.35 | $347.35 | 8/14/2009 6:07:16 AM |
| boodo | $405.84 | $405.84 | 8/14/2009 11:09:40 AM |
| gsd | $25.00 | $25.00 | 8/14/2009 1:10:20 PM |
| hawaiitechnical | $25.00 | $25.00 | 8/14/2009 10:29:47 PM |
| carmat60 | $25.00 | $25.00 | 8/15/2009 10:53:15 PM |
| Bobusa | $25.00 | $25.00 | 8/17/2009 5:23:57 AM |
| SV-AZ | $25.00 | $25.00 | 8/16/2009 11:19:21 AM |
| Pintu_Desai | $25.00 | $25.00 | 8/16/2009 12:47:53 PM |
| boodo | $98.35 | $46.81 | 8/17/2009 6:50:17 AM |
| 11 bids
|
Borrower Payment Dependent Notes Series
418023
This series of Notes was issued and sold upon the funding of the borrower loan #38248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,350.00 |
Prosper Rating:
| HR |
Auction start date:
| Jul-27-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Aug-10-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $106.30 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.45% |
Final monthly payment:
| $106.30 |
| |
|
Auction yield range:
| 17.23% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| May-2008 |
Debt/Income ratio:
| Not calculated |
|
Credit score:
| 700-720 (Jul-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 4 | Length of status: | 3y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $526 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 10% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| lean-contract |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
SINGLE MOM NEEDING COLLEGE FUNDS
Purpose of loan:
This loan will be used to pay for college. I am a single young mom trying to better the future for not only myself, but for my 13 month old son as well. On top of all of the bills I pay, college has been a struggle for me. So far I have been able to make ends meet, I just need a little extra help this fall. I believe for my age I have fairly good credit, the problem is I do not have enough credit history and that has been making it difficult for me to receive a loan anywhere else. That is when my mom told me about this website and I really hope this works because I am really in need.
My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and will easily be able to pay off this loan. I really need this loan and hope, although I am young, lenders trust that I WILL pay the money back. In January I will be getting enough taxes to steadily pay off the loan amount.
Monthly net income: $ 1,600.00
Monthly expenses: $
Housing: $ 100.00
Utilities: $ 60.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 50.00
Credit cards and other loans: $ 350.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I've just placed a $250 bid on your listing. When will you be finished with college and what are you going to college for? I've placed this bid as it is obvious that you are keeping your expenses low, and you have kept your credit card balances low. - grotheik
A:
I have about a year left. I am trying to achieve a certificate for a medical receptionist because I have always wanted to work in the medical field and I think a receptionist would be a good choice for me until I figure out if I would like to further my career. I am very friendly and very organized, which are good skills to have for a receptionist. So far I have been attending for a year and have a 3.68 GPA. Thank you so much for your help.
(Aug-03-2009)
Q:
What is your current employment? Best of luck! - money-baron
A:
I work at the Home Depot as a cashier, the local cinemas as a cashier, and at support services at my college as a secretary.
(Aug-05-2009)
Q:
I applaud your going to school and working as much as you feel you can. While you are in school and working, what kind of child care arrangments do you have? - dpjd
A:
Thanks, yeah it is really tough and it breaks my heart being away from my son so much but I just keep telling myself that this is temporary. I can't afford daycare so my parents and sister watch my son.
(Aug-07-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Abundanceforus | $84.64 | $84.64 | 7/29/2009 2:37:44 PM |
| grotheik | $250.00 | $250.00 | 8/2/2009 9:40:57 AM |
| jbloans | $25.00 | $25.00 | 8/4/2009 8:12:06 PM |
| jules3304 | $25.00 | $25.00 | 8/4/2009 7:16:47 PM |
| found | $112.07 | $112.07 | 8/7/2009 5:26:02 PM |
| MrRooster101 | $53.80 | $53.80 | 8/7/2009 11:12:20 PM |
| autoconnection | $25.00 | $25.00 | 8/8/2009 5:49:00 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 8/8/2009 5:18:54 AM |
| LeoBUSIIT | $25.00 | $25.00 | 8/8/2009 3:01:27 PM |
| lifelongreds | $50.00 | $50.00 | 8/9/2009 1:43:37 AM |
| equitylender | $50.00 | $50.00 | 8/9/2009 12:25:58 PM |
| suzanny | $25.00 | $25.00 | 8/9/2009 6:31:33 PM |
| element40 | $50.00 | $50.00 | 8/10/2009 5:59:13 AM |
| rvfbroker | $25.00 | $25.00 | 8/10/2009 6:48:10 AM |
| lib5836 | $25.00 | $25.00 | 8/10/2009 7:23:54 AM |
| california5andime | $50.00 | $50.00 | 8/10/2009 8:42:12 AM |
| umfan123 | $25.00 | $25.00 | 8/10/2009 9:31:22 AM |
| lifegrowth | $25.00 | $25.00 | 8/10/2009 11:13:49 AM |
| ColoradoLender82 | $25.00 | $25.00 | 8/10/2009 12:06:48 PM |
| PvtLender2008 | $50.00 | $50.00 | 8/10/2009 12:04:09 PM |
| Champion_Lending | $25.00 | $25.00 | 8/10/2009 12:06:38 PM |
| xeeon | $25.00 | $25.00 | 8/10/2009 12:10:05 PM |
| wyobeads | $25.00 | $25.00 | 8/10/2009 12:39:25 PM |
| lifegrowth | $50.00 | $50.00 | 8/10/2009 11:07:32 AM |
| revenue-shepherd | $25.00 | $25.00 | 7/31/2009 12:42:31 PM |
| grotheik | $25.00 | $25.00 | 8/3/2009 7:13:50 PM |
| Ronnieboy888 | $50.00 | $50.00 | 8/5/2009 4:58:33 PM |
| verblender | $50.00 | $50.00 | 8/6/2009 7:55:37 AM |
| dpjd | $50.00 | $25.90 | 8/7/2009 10:15:36 AM |
| Pintu_Desai | $27.19 | $27.19 | 8/7/2009 1:49:57 PM |
| rakey | $25.00 | $25.00 | 8/7/2009 4:29:40 PM |
| jtc26 | $50.00 | $50.00 | 8/8/2009 5:44:58 AM |
| Astyanax | $25.00 | $25.00 | 8/8/2009 7:43:12 AM |
| jvg10 | $50.00 | $50.00 | 8/8/2009 9:26:28 AM |
| tcbmc | $50.00 | $50.00 | 8/8/2009 11:37:41 AM |
| carrinel | $57.00 | $57.00 | 8/8/2009 10:06:14 AM |
| SecondChanceInvestments | $25.00 | $25.00 | 8/9/2009 12:34:13 PM |
| pumatrap | $28.00 | $28.00 | 8/9/2009 1:32:55 PM |
| jono9999 | $303.62 | $303.62 | 8/9/2009 3:20:28 PM |
| ctaylor15 | $102.25 | $102.25 | 8/9/2009 5:37:26 PM |
| FunkyBro | $50.00 | $50.00 | 8/10/2009 3:07:23 AM |
| 1traveler | $25.00 | $25.00 | 8/9/2009 10:44:15 PM |
| JayIsABear | $55.53 | $55.53 | 8/10/2009 9:30:38 AM |
| Iceman1347 | $25.00 | $25.00 | 8/10/2009 9:49:16 AM |
| knark | $25.00 | $25.00 | 8/10/2009 9:52:48 AM |
| Taho | $50.00 | $50.00 | 8/10/2009 9:38:54 AM |
| Bikerider | $50.00 | $50.00 | 8/10/2009 12:54:57 PM |
| 47 bids
|
Borrower Payment Dependent Notes Series
418479
This series of Notes was issued and sold upon the funding of the borrower loan #38237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Auction start date:
| Aug-06-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 19.00% |
Starting borrower rate/APR:
| 20.00% / 22.24% |
Starting monthly payment:
| $371.64 |
|
Final lender yield:
| 14.00% |
Final borrower rate/APR:
| 15.00% / 17.17% |
Final monthly payment:
| $346.65 |
| |
|
Auction yield range:
| 6.23% - 19.00% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.76% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 760-780 (Jul-2009) |
Current / open credit lines:
| 10
/
8 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 17 | Length of status: | 4y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $24,454 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 63% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| reward-relief |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards!
Purpose of loan:
Pay off credit cards and get off the treadmill...
My financial situation:
I am a good candidate for this loan because I have a history of NO missed or late payments on my obligations.? I just need to consolidate...
Thanks for looking!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Who is your employer and what position do you have with the company? Thanks - Loan_shark718
A:
Hi!
Employer: AKA Financial
Position: Director of Collections
(Aug-10-2009)
Q:
With your revolving balances on your credit showed as being around $25K, why are you just taking a loan for $10K to "Consolidate"? - Saving4Food
A:
I was led to believe that the likelihood of funding 24000.00 was VERY low. So, in order to stop some of the revolving interest and get into simple interest (albeit a high rate) I opted to at least try 10000.00. I will without question save alot of money that way. maybe then I will do another and be FREE.
(Aug-10-2009)
Q:
What is the current interest rate and minimum payment on the cards you are paying off? - PayingItForwardPlease
A:
Hello!
One is 13%. Minimum payment is 239.00
One is 9%. Minimum payment is 320.00
Thanks for looking!
(Aug-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tlp43 | $25.00 | $25.00 | 8/6/2009 4:08:41 PM |
| skuba | $25.00 | $25.00 | 8/6/2009 4:08:43 PM |
| decisive-capital | $50.00 | $50.00 | 8/6/2009 4:09:47 PM |
| dspmn | $25.00 | $25.00 | 8/6/2009 4:10:11 PM |
| scottr | $25.00 | $25.00 | 8/6/2009 4:09:35 PM |
| 888168 | $25.00 | $25.00 | 8/6/2009 4:09:49 PM |
| Aquani | $50.00 | $50.00 | 8/6/2009 4:10:40 PM |
| cyberie21 | $40.00 | $40.00 | 8/6/2009 4:09:53 PM |
| hopethisworks | $50.00 | $50.00 | 8/6/2009 4:10:45 PM |
| orindalender | $25.00 | $25.00 | 8/6/2009 4:10:54 PM |
| VentureExplorer | $25.00 | $25.00 | 8/6/2009 4:10:56 PM |
| the-silver-blaster | $40.00 | $40.00 | 8/6/2009 4:10:15 PM |
| GElender | $50.00 | $50.00 | 8/6/2009 4:10:28 PM |
| Hexnut | $25.00 | $25.00 | 8/6/2009 4:10:52 PM |
| tornandfrayed | $25.00 | $25.00 | 8/6/2009 4:12:06 PM |
| personal-lender | $25.00 | $25.00 | 8/6/2009 4:12:07 PM |
| plentiful-reward | $50.00 | $50.00 | 8/6/2009 4:12:24 PM |
| incbx | $25.00 | $25.00 | 8/6/2009 4:16:47 PM |
| sloan | $25.00 | $25.00 | 8/6/2009 4:16:54 PM |
| fizwahh | $30.00 | $30.00 | 8/6/2009 4:09:58 PM |
| Breakfast_Gypsy | $25.00 | $25.00 | 8/6/2009 4:10:03 PM |
| educationfirst | $25.00 | $25.00 | 8/6/2009 4:17:29 PM |
| mathprof | $25.00 | $25.00 | 8/6/2009 4:10:10 PM |
| don8ter | $25.00 | $25.00 | 8/6/2009 4:10:30 PM |
| keeks | $25.00 | $25.00 | 8/6/2009 4:10:38 PM |
| mmckune | $25.00 | $25.00 | 8/6/2009 4:10:43 PM |
| nodrivelpls | $25.00 | $25.00 | 8/6/2009 4:10:47 PM |
| pbo922 | $25.00 | $25.00 | 8/6/2009 4:16:28 PM |
| rjleves | $25.00 | $25.00 | 8/6/2009 4:16:48 PM |
| GRI | $50.00 | $50.00 | 8/6/2009 4:17:41 PM |
| red-sublime-return | $25.00 | $25.00 | 8/6/2009 4:12:28 PM |
| JL_FC | $25.00 | $25.00 | 8/6/2009 4:12:35 PM |
| julijask | $25.00 | $25.00 | 8/6/2009 4:18:45 PM |
| ibuystk | $50.00 | $50.00 | 8/6/2009 4:15:23 PM |
| YogaDude34 | $50.00 | $50.00 | 8/6/2009 6:57:30 PM |
| standanddeliver | $25.00 | $25.00 | 8/6/2009 4:17:31 PM |
| caipira | $25.00 | $25.00 | 8/6/2009 7:12:20 PM |
| Trojan1976 | $25.00 | $25.00 | 8/6/2009 8:57:03 PM |
| Cthulu | $25.00 | $25.00 | 8/6/2009 9:07:01 PM |
| wizardii | $25.00 | $25.00 | 8/6/2009 7:37:06 PM |
| gravbox | $25.00 | $25.00 | 8/6/2009 6:57:40 PM |
| peb44 | $100.00 | $100.00 | 8/6/2009 9:17:05 PM |
| draggon77 | $25.00 | $25.00 | 8/7/2009 1:05:33 AM |
| outofoffice | $50.00 | $50.00 | 8/7/2009 7:50:29 AM |
| skibum65 | $48.57 | $48.57 | 8/7/2009 8:40:19 AM |
| scoobiedoo | $25.00 | $25.00 | 8/7/2009 8:40:15 AM |
| wise-silver-wonder | $25.00 | $25.00 | 8/7/2009 8:40:21 AM |
| dilbert17 | $25.00 | $25.00 | 8/7/2009 8:15:46 AM |
| fund-virtuoso | $25.00 | $25.00 | 8/7/2009 9:30:07 AM |
| Pookie22 | $25.00 | $25.00 | 8/7/2009 9:42:51 AM |
| Logan7 | $25.00 | $25.00 | 8/7/2009 12:01:50 PM |
| skiberdad | $50.00 | $50.00 | 8/7/2009 12:02:42 PM |
| hrubinst | $25.00 | $25.00 | 8/7/2009 12:02:50 PM |
| Cre8iveCash | $25.00 | $25.00 | 8/7/2009 12:04:21 PM |
| money73 | $25.00 | $25.00 | 8/7/2009 12:01:44 PM |
| Josta | $50.00 | $50.00 | 8/7/2009 12:02:48 PM |
| d_grbg | $35.00 | $35.00 | 8/7/2009 12:05:12 PM |
| NATIVEBORN | $50.00 | $50.00 | 8/7/2009 2:32:55 PM |
| cardmi | $25.00 | $25.00 | 8/7/2009 3:40:47 PM |
| lasalle123 | $25.00 | $25.00 | 8/7/2009 3:35:48 PM |
| Katahdin | $25.00 | $25.00 | 8/7/2009 3:26:57 PM |
| secretidentity | $25.00 | $25.00 | 8/7/2009 4:26:32 PM |
| DrStaff | $30.00 | $30.00 | 8/7/2009 11:20:53 PM |
| KHU2-B | $25.00 | $25.00 | 8/8/2009 1:46:21 AM |
| Credit2Prosper | $50.00 | $50.00 | 8/8/2009 5:05:21 AM |
| Elbanko | $25.00 | $25.00 | 8/8/2009 4:55:20 AM |
| prospAirET | $25.00 | $25.00 | 8/8/2009 3:31:04 AM |
| 7588WorkingGuy | $25.00 | $25.00 | 8/8/2009 6:55:44 AM |
| thedreamer | $25.00 | $25.00 | 8/8/2009 8:15:35 AM |
| ah-long | $25.00 | $25.00 | 8/8/2009 9:35:54 AM |
| mpactlender | $25.00 | $25.00 | 8/8/2009 8:05:16 PM |
| ramsbladder | $25.00 | $25.00 | 8/9/2009 3:25:16 AM |
| AdamClemSC | $25.00 | $25.00 | 8/9/2009 3:25:21 AM |
| treasure-generator | $25.00 | $25.00 | 8/9/2009 3:25:18 AM |
| andrewnar | $25.00 | $25.00 | 8/9/2009 5:15:26 AM |
| BusyAgent | $25.00 | $25.00 | 8/9/2009 8:15:35 AM |
| Rogelio48 | $25.00 | $25.00 | 8/9/2009 12:01:29 PM |
| lostontheedge | $25.00 | $25.00 | 8/9/2009 1:35:22 PM |
| Boxhead | $25.00 | $25.00 | 8/9/2009 1:35:18 PM |
| SavannahBear | $25.00 | $25.00 | 8/9/2009 7:55:31 PM |
| jldallover | $50.00 | $50.00 | 8/9/2009 8:20:10 PM |
| bellach | $50.00 | $50.00 | 8/9/2009 9:15:49 PM |
| UCLA4life | $25.00 | $25.00 | 8/9/2009 5:05:13 PM |
| schnatty | $25.00 | $25.00 | 8/10/2009 5:10:59 AM |
| titan1 | $25.00 | $25.00 | 8/10/2009 8:50:23 AM |
| exact-justice | $25.00 | $25.00 | 8/10/2009 9:50:26 AM |
| theRabbi | $25.00 | $25.00 | 8/10/2009 8:56:20 AM |
| quintilian | $25.00 | $25.00 | 8/10/2009 10:35:26 AM |
| pischkoa | $25.00 | $25.00 | 8/10/2009 11:45:39 AM |
| andycheb | $25.00 | $25.00 | 8/10/2009 2:10:11 PM |
| taylor883 | $25.00 | $25.00 | 8/10/2009 4:20:21 PM |
| salala | $25.00 | $25.00 | 8/10/2009 4:20:58 PM |
| RationalWorld | $25.00 | $25.00 | 8/10/2009 4:20:42 PM |
| Cbgator | $25.00 | $25.00 | 8/10/2009 4:21:12 PM |
| loiosh | $25.00 | $25.00 | 8/10/2009 4:21:36 PM |
| namisguy | $25.00 | $25.00 | 8/10/2009 4:21:51 PM |
| bxdoc | $100.00 | $100.00 | 8/10/2009 3:30:26 PM |
| somebody32 | $25.00 | $25.00 | 8/10/2009 4:32:11 PM |
| Ryman81580 | $25.00 | $25.00 | 8/10/2009 4:32:39 PM |
| chlebie | $25.00 | $25.00 | 8/10/2009 4:34:39 PM |
| dunedin | $25.00 | $25.00 | 8/10/2009 4:34:44 PM |
| MBIntl | $25.00 | $25.00 | 8/10/2009 4:34:52 PM |
| bulabula | $25.00 | $25.00 | 8/10/2009 4:21:09 PM |
| juiceman818 | $25.00 | $25.00 | 8/10/2009 6:20:25 PM |
| Panitza | $100.00 | $100.00 | 8/10/2009 4:31:20 PM |
| apetrock | $50.00 | $50.00 | 8/10/2009 4:32:28 PM |
| wild_carrot | $25.00 | $25.00 | 8/11/2009 4:40:14 AM |
| jubilant-wealth | $50.00 | $50.00 | 8/11/2009 9:31:03 AM |
| MediaAndMicrocode | $25.00 | $25.00 | 8/11/2009 9:31:09 AM |
| booyah | $75.00 | $75.00 | 8/11/2009 2:10:13 PM |
| cingular | $25.00 | $25.00 | 8/11/2009 11:25:28 AM |
| slymoose | $25.00 | $25.00 | 8/11/2009 3:50:11 PM |
| ejdirin | $25.00 | $25.00 | 8/11/2009 7:00:21 PM |
| fostaman | $25.00 | $25.00 | 8/12/2009 3:51:07 AM |
| coreyjames | $25.00 | $25.00 | 8/12/2009 9:25:12 AM |
| director877 | $25.00 | $25.00 | 8/12/2009 9:30:16 AM |
| RoccoLoan | $50.00 | $50.00 | 8/12/2009 8:09:59 AM |
| spike16 | $25.00 | $25.00 | 8/12/2009 7:55:35 AM |
| Easystreet | $25.00 | $25.00 | 8/12/2009 10:56:10 AM |
| seattleslug | $25.00 | $25.00 | 8/12/2009 12:30:27 PM |
| capital-albatross | $25.00 | $25.00 | 8/12/2009 1:41:45 PM |
| feedpaulyfaster | $25.00 | $25.00 | 8/12/2009 4:36:14 PM |
| Westsider | $25.00 | $25.00 | 8/12/2009 5:05:10 PM |
| FecundFinancier | $25.00 | $25.00 | 8/12/2009 5:15:25 PM |
| wampum-proton | $25.00 | $25.00 | 8/12/2009 9:45:33 PM |
| takabanana | $25.00 | $25.00 | 8/13/2009 7:20:13 AM |
| stolan | $25.00 | $25.00 | 8/13/2009 9:31:09 AM |
| Yankeehill | $25.00 | $25.00 | 8/13/2009 9:31:20 AM |
| d3cotton | $25.00 | $25.00 | 8/13/2009 9:32:18 AM |
| glalat | $25.00 | $25.00 | 8/13/2009 9:31:27 AM |
| p2ploan-battalion509 | $44.00 | $44.00 | 8/13/2009 12:35:18 PM |
| madpinto21 | $27.09 | $27.09 | 8/13/2009 2:22:24 PM |
| PayingItForwardPlease | $35.00 | $35.00 | 8/13/2009 2:10:49 PM |
| showmestatekid | $25.00 | $25.00 | 8/13/2009 2:25:21 PM |
| Rule62 | $25.00 | $25.00 | 8/13/2009 2:26:03 PM |
| fastcar750 | $25.00 | $25.00 | 8/13/2009 3:25:29 PM |
| p2p-allocator | $25.00 | $25.00 | 8/13/2009 3:47:31 PM |
| TommyTucker | $50.00 | $50.00 | 8/13/2009 4:20:34 PM |
| Apeman00 | $25.00 | $25.00 | 8/13/2009 5:01:52 PM |
| bazzer | $25.00 | $25.00 | 8/13/2009 5:06:47 PM |
| wings2fly | $25.00 | $25.00 | 8/13/2009 5:07:47 PM |
| EricLender | $25.00 | $25.00 | 8/13/2009 5:02:33 PM |
| 52digital | $25.00 | $25.00 | 8/13/2009 5:01:59 PM |
| zrohmm | $25.00 | $25.00 | 8/13/2009 5:02:13 PM |
| kaykarun | $25.00 | $25.00 | 8/13/2009 5:03:29 PM |
| cropdust3r | $25.00 | $25.00 | 8/13/2009 5:06:29 PM |
| ohnezweck | $25.00 | $25.00 | 8/13/2009 5:06:37 PM |
| hanuman77 | $50.00 | $50.00 | 8/13/2009 5:08:51 PM |
| jecm27 | $25.00 | $25.00 | 8/13/2009 5:25:44 PM |
| Saving4Food | $25.00 | $25.00 | 8/13/2009 6:42:48 PM |
| mark1017-31 | $200.00 | $200.00 | 8/13/2009 7:15:09 PM |
| buckyhead2000 | $25.00 | $25.00 | 8/14/2009 10:37:34 AM |
| LibbyZ | $36.06 | $36.06 | 8/14/2009 2:52:17 PM |
| brutusbone | $50.00 | $50.00 | 8/14/2009 4:19:17 PM |
| crazycool | $35.00 | $35.00 | 8/6/2009 4:10:06 PM |
| Artist_Blue | $25.00 | $25.00 | 8/6/2009 4:10:19 PM |
| SafeSaxa | $25.00 | $25.00 | 8/6/2009 4:09:29 PM |
| unclejaef | $25.00 | $25.00 | 8/6/2009 4:10:23 PM |
| Champpilot | $50.00 | $50.00 | 8/6/2009 4:10:32 PM |
| jbarron | $25.00 | $25.00 | 8/6/2009 4:10:49 PM |
| elated-justice | $25.00 | $25.00 | 8/6/2009 4:10:00 PM |
| 02bob | $25.00 | $25.00 | 8/6/2009 4:10:01 PM |
| fortytwo | $70.00 | $70.00 | 8/6/2009 4:10:20 PM |
| rmachi | $25.00 | $25.00 | 8/6/2009 4:10:24 PM |
| GMPK_TLAS | $45.00 | $45.00 | 8/6/2009 4:10:33 PM |
| PHI4308 | $25.00 | $25.00 | 8/6/2009 4:10:36 PM |
| zeelender | $25.00 | $25.00 | 8/6/2009 4:10:42 PM |
| yield-lion | $25.00 | $25.00 | 8/6/2009 4:10:50 PM |
| testobsessed | $100.00 | $100.00 | 8/6/2009 4:12:43 PM |
| brazilofmux | $100.00 | $100.00 | 8/6/2009 4:12:50 PM |
| money-shaker | $25.00 | $25.00 | 8/6/2009 4:12:27 PM |
| gilbow | $25.00 | $25.00 | 8/6/2009 4:12:37 PM |
| money-expert | $50.00 | $50.00 | 8/6/2009 4:15:05 PM |
| figs4u2 | $200.00 | $200.00 | 8/6/2009 4:16:56 PM |
| Penny | $50.00 | $50.00 | 8/6/2009 4:09:45 PM |
| Weaverville | $75.00 | $75.00 | 8/6/2009 4:09:51 PM |
| fireboss | $100.00 | $100.00 | 8/6/2009 4:15:19 PM |
| Veloce | $25.00 | $25.00 | 8/6/2009 4:10:05 PM |
| SNH | $25.00 | $25.00 | 8/6/2009 4:10:17 PM |
| puifais | $25.00 | $25.00 | 8/6/2009 4:10:22 PM |
| anton | $25.00 | $25.00 | 8/6/2009 4:10:26 PM |
| PalmTreeIsland | $50.00 | $50.00 | 8/6/2009 4:16:46 PM |
| the-profit-oracle | $25.00 | $25.00 | 8/6/2009 4:16:51 PM |
| windfall46 | $25.00 | $25.00 | 8/6/2009 4:22:31 PM |
| beyondmanagement | $25.00 | $25.00 | 8/6/2009 4:16:54 PM |
| BGILlender | $25.00 | $25.00 | 8/6/2009 4:12:16 PM |
| jfreaksho | $25.00 | $25.00 | 8/6/2009 4:18:38 PM |
| Syzygy | $25.00 | $25.00 | 8/6/2009 4:52:13 PM |
| tijuas90 | $25.00 | $25.00 | 8/6/2009 6:57:10 PM |
| TennSquire | $25.00 | $25.00 | 8/6/2009 4:16:45 PM |
| ALVO | $100.00 | $100.00 | 8/6/2009 4:17:25 PM |
| cashfl0w | $50.00 | $50.00 | 8/6/2009 4:18:25 PM |
| P7E | $40.00 | $40.00 | 8/6/2009 7:00:05 PM |
| aader | $25.00 | $25.00 | 8/6/2009 4:47:23 PM |
| gdbanks | $25.00 | $25.00 | 8/6/2009 5:26:49 PM |
| orangemutt | $25.00 | $25.00 | 8/7/2009 1:05:35 AM |
| broepke | $25.00 | $25.00 | 8/7/2009 6:46:58 AM |
| kyxysyx | $50.00 | $50.00 | 8/7/2009 8:40:20 AM |
| MattTheGr8 | $25.00 | $25.00 | 8/7/2009 8:01:19 AM |
| ualf | $42.83 | $42.83 | 8/7/2009 11:11:29 AM |
| jstefans | $25.00 | $25.00 | 8/7/2009 12:01:27 PM |
| Carpetkid | $25.00 | $25.00 | 8/7/2009 12:02:38 PM |
| gristle | $25.00 | $25.00 | 8/7/2009 11:38:34 AM |
| leftcoast52 | $25.00 | $25.00 | 8/7/2009 12:02:09 PM |
| ribbles | $50.00 | $50.00 | 8/7/2009 12:02:52 PM |
| ChuckChedda | $25.00 | $25.00 | 8/7/2009 12:04:09 PM |
| Rips | $25.00 | $25.00 | 8/7/2009 12:01:15 PM |
| oldmora | $25.00 | $25.00 | 8/7/2009 12:01:34 PM |
| MrDavid | $25.00 | $25.00 | 8/7/2009 12:02:40 PM |
| wayman | $50.00 | $50.00 | 8/7/2009 1:40:41 PM |
| mh1169 | $25.00 | $25.00 | 8/7/2009 2:35:29 PM |
| mc81 | $25.00 | $25.00 | 8/7/2009 4:27:07 PM |
| Rosencranz | $25.00 | $25.00 | 8/7/2009 5:01:36 PM |
| microeconomicwizadry | $25.00 | $25.00 | 8/8/2009 5:25:17 AM |
| LordKinbote | $25.00 | $25.00 | 8/7/2009 10:55:23 PM |
| Rogesparkguy | $25.00 | $25.00 | 8/8/2009 8:30:14 AM |
| businessguy29 | $25.00 | $25.00 | 8/8/2009 3:50:21 PM |
| theopposites | $25.00 | $25.00 | 8/8/2009 11:50:14 AM |
| pensacolaborn | $25.00 | $25.00 | 8/8/2009 2:40:13 PM |
| wwwUniversal | $25.00 | $25.00 | 8/8/2009 9:00:14 PM |
| AndersenWatcher | $25.00 | $25.00 | 8/9/2009 12:45:11 AM |
| linklady | $25.00 | $25.00 | 8/9/2009 8:15:32 AM |
| member874 | $25.00 | $25.00 | 8/9/2009 10:55:13 AM |
| SecondChanceInvestments | $25.00 | $25.00 | 8/9/2009 12:40:16 PM |
| mrkb80 | $25.00 | $25.00 | 8/9/2009 10:30:20 AM |
| derec | $25.00 | $25.00 | 8/9/2009 5:45:27 PM |
| PatRichi | $25.00 | $25.00 | 8/9/2009 6:35:10 PM |
| restech | $25.00 | $25.00 | 8/9/2009 11:30:10 PM |
| RusRobo | $25.00 | $25.00 | 8/10/2009 3:55:09 AM |
| slojudy | $25.00 | $25.00 | 8/10/2009 4:15:43 AM |
| BayShell | $40.00 | $40.00 | 8/10/2009 7:41:46 AM |
| latestone | $25.00 | $25.00 | 8/10/2009 7:43:35 AM |
| djd50 | $25.00 | $25.00 | 8/10/2009 9:30:24 AM |
| LKN2RTR | $25.00 | $25.00 | 8/10/2009 9:33:20 AM |
| RedCentre | $100.00 | $100.00 | 8/10/2009 8:35:19 AM |
| madmccoy | $25.00 | $25.00 | 8/10/2009 8:56:06 AM |
| chekat | $25.00 | $25.00 | 8/10/2009 10:17:24 AM |
| icefish | $50.00 | $50.00 | 8/10/2009 10:22:27 AM |
| LenderByDay | $25.00 | $25.00 | 8/10/2009 10:35:27 AM |
| grf1945 | $25.00 | $25.00 | 8/10/2009 10:40:15 AM |
| fair_rates | $25.00 | $25.00 | 8/10/2009 11:50:27 AM |
| SkiNZ | $25.00 | $25.00 | 8/10/2009 12:30:27 PM |
| nicklds | $35.14 | $35.14 | 8/10/2009 1:10:28 PM |
| head | $25.00 | $25.00 | 8/10/2009 1:15:22 PM |
| James_and_Tracy | $25.00 | $25.00 | 8/10/2009 1:20:24 PM |
| kanpur63 | $25.00 | $25.00 | 8/10/2009 1:11:01 PM |
| Haydendover | $25.00 | $25.00 | 8/10/2009 4:21:16 PM |
| minista | $25.00 | $25.00 | 8/10/2009 4:22:30 PM |
| kubien | $25.00 | $25.00 | 8/10/2009 4:21:28 PM |
| jetblack | $50.00 | $50.00 | 8/10/2009 4:22:32 PM |
| monticello | $50.00 | $50.00 | 8/10/2009 3:30:38 PM |
| mydreamsagain | $100.00 | $100.00 | 8/10/2009 4:31:21 PM |
| zaxsan | $25.00 | $25.00 | 8/10/2009 4:32:16 PM |
| money2k | $25.00 | $25.00 | 8/10/2009 4:32:40 PM |
| pksfunds | $50.00 | $50.00 | 8/10/2009 4:34:42 PM |
| justinle | $25.00 | $25.00 | 8/10/2009 4:40:11 PM |
| Cubsfan07 | $25.00 | $25.00 | 8/10/2009 4:21:20 PM |
| IP | $50.00 | $50.00 | 8/10/2009 4:21:56 PM |
| lcole32 | $25.00 | $25.00 | 8/10/2009 4:33:41 PM |
| DavronFunding | $34.12 | $34.12 | 8/10/2009 8:35:18 PM |
| augsdad | $25.00 | $25.00 | 8/10/2009 7:46:35 PM |
| Zagit | $25.00 | $25.00 | 8/10/2009 7:55:15 PM |
| puntme | $25.00 | $25.00 | 8/11/2009 9:30:20 AM |
| amijo | $25.00 | $25.00 | 8/11/2009 7:25:10 AM |
| Sixmil | $25.00 | $25.00 | 8/11/2009 10:26:06 AM |
| mmaurer | $25.00 | $25.00 | 8/11/2009 9:31:25 AM |
| sunnyboy_7478 | $25.00 | $25.00 | 8/11/2009 3:45:22 PM |
| heavy_ax | $25.00 | $25.00 | 8/11/2009 1:20:16 PM |
| repaintandrepair | $25.00 | $25.00 | 8/11/2009 5:11:12 PM |
| bigdogsafety1 | $25.00 | $25.00 | 8/11/2009 5:20:33 PM |
| wdove511 | $25.00 | $25.00 | 8/11/2009 6:56:30 PM |
| Jinja | $25.85 | $25.85 | 8/11/2009 8:24:15 PM |
| Sol_Invictus | $25.00 | $25.00 | 8/12/2009 3:05:34 AM |
| PotBellyPete | $25.00 | $25.00 | 8/12/2009 9:30:24 AM |
| Quetz | $25.00 | $25.00 | 8/12/2009 7:55:37 AM |
| caliguian | $25.00 | $25.00 | 8/12/2009 1:15:58 PM |
| Plotinus | $41.88 | $41.88 | 8/12/2009 4:33:38 PM |
| KiwiElf | $50.00 | $50.00 | 8/12/2009 4:34:55 PM |
| mizount | $25.00 | $25.00 | 8/12/2009 6:46:08 PM |
| fdsguy | $50.00 | $50.00 | 8/12/2009 6:47:05 PM |
| PR05P3RToday | $25.00 | $25.00 | 8/12/2009 7:14:13 PM |
| CaboWaboRobo | $25.00 | $25.00 | 8/12/2009 9:15:46 PM |
| Superc0ld | $29.00 | $29.00 | 8/13/2009 1:55:16 AM |
| Tavita | $25.00 | $25.00 | 8/13/2009 3:25:14 AM |
| rcflick | $25.00 | $25.00 | 8/13/2009 5:50:38 AM |
| ahalls | $25.00 | $25.00 | 8/13/2009 8:10:33 AM |
| mrfixerupper | $25.00 | $25.00 | 8/13/2009 9:31:31 AM |
| Adam_00 | $37.76 | $37.76 | 8/13/2009 10:00:11 AM |
| divedude | $25.00 | $25.00 | 8/13/2009 1:15:51 PM |
| sail120 | $25.00 | $25.00 | 8/13/2009 4:00:17 PM |
| mmqc | $25.00 | $25.00 | 8/13/2009 2:40:46 PM |
| DadWarbucks | $50.00 | $50.00 | 8/13/2009 5:02:35 PM |
| mollybosco | $50.00 | $50.00 | 8/13/2009 5:03:04 PM |
| norcalsv | $50.00 | $50.00 | 8/13/2009 5:01:56 PM |
| TEAM-Jasper | $50.00 | $50.00 | 8/13/2009 5:03:51 PM |
| nonregla | $25.00 | $25.00 | 8/13/2009 5:27:42 PM |
| kingbutthd | $25.00 | $25.00 | 8/13/2009 5:27:52 PM |
| shawnw2 | $25.00 | $20.70 | 8/13/2009 5:28:13 PM |
| szetheli | $87.00 | $87.00 | 8/13/2009 6:44:07 PM |
| Ven58 | $50.00 | $50.00 | 8/14/2009 2:38:35 PM |
| 300 bids
|
Borrower Payment Dependent Notes Series
418481
This series of Notes was issued and sold upon the funding of the borrower loan #38251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-28-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-11-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $334.15 |
|
Final lender yield:
| 10.00% |
Final borrower rate/APR:
| 11.00% / 13.12% |
Final monthly payment:
| $327.39 |
| |
|
Auction yield range:
| 4.23% - 11.42% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.87% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 740-760 (Jul-2009) |
Current / open credit lines:
| 8
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 3y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $21,900 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 37% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| makenosmallplans |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 20 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $10,000.00 | < mo. late:
| 0
( 0% )
| 760-780
(Oct-2007)
|
|
Principal balance:
| $4,799.44 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Consolidate debt/ future business
Purpose of loan:
To consolidate and pay off high interest credit cards. I took on some credit card debt due to my mother?s illness. She doesn?t have insurance, and I decided to help her get the treatment she desperately needed. Also, I want to eliminate my debt in 3 years, which I will do with Prosper verses credit cards. I would like to know about the people that lend me money, if they are willing to do so. I think this would be great. I have big goals for starting a business in 5-10 years and would I may use Prosper to fund part of it. About me, I?m extremely hard working and have worked since I was 13. I paid my way through college by working 2 ½ jobs and going to school. I?m in the growing healthcare field so my employment status is safe. My financial situation:
It is good.
Monthly net income: $ 6200
Monthly expenses: $
Housing: $ 850
Insurance: $ 200
Car expenses: $ 120
Utilities: $ 100
Phone, cable, internet: $ 80
Food, entertainment: $ 75
Clothing, household expenses $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $125.00 | $125.00 | 7/28/2009 4:22:46 PM |
| totoro | $25.00 | $25.00 | 7/28/2009 4:25:15 PM |
| kyomoon | $100.00 | $100.00 | 7/28/2009 4:25:51 PM |
| Artist_Blue | $25.00 | $25.00 | 7/28/2009 4:26:07 PM |
| abuyama22 | $25.00 | $25.00 | 7/28/2009 4:26:50 PM |
| krishopper | $25.00 | $25.00 | 7/28/2009 4:27:25 PM |
| elated-justice | $25.00 | $25.00 | 7/28/2009 4:27:41 PM |
| sas19 | $25.00 | $25.00 | 7/28/2009 4:24:08 PM |
| Avala | $25.00 | $25.00 | 7/28/2009 4:25:01 PM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:33:10 PM |
| larrybird | $250.00 | $250.00 | 7/28/2009 5:40:34 PM |
| greenback-floret | $25.00 | $25.00 | 7/29/2009 9:32:24 AM |
| keyfig | $25.00 | $25.00 | 7/30/2009 3:13:02 PM |
| financelover | $25.00 | $25.00 | 7/31/2009 7:32:13 AM |
| kenji4861 | $50.00 | $50.00 | 7/31/2009 12:45:50 PM |
| puifais | $25.00 | $25.00 | 7/31/2009 10:35:18 PM |
| vegibenz | $25.00 | $25.00 | 8/3/2009 9:23:48 AM |
| hope-eagle6 | $25.00 | $25.00 | 8/3/2009 9:30:49 AM |
| red-sublime-return | $25.00 | $25.00 | 8/3/2009 6:02:20 PM |
| atlgator | $25.00 | $25.00 | 8/4/2009 11:53:53 AM |
| slartibardfast | $30.00 | $30.00 | 8/4/2009 9:26:51 AM |
| juiceman818 | $25.00 | $25.00 | 8/4/2009 5:31:14 PM |
| virtualbank | $25.00 | $25.00 | 8/4/2009 8:16:51 PM |
| fotep-financial | $25.00 | $25.00 | 8/4/2009 6:45:17 PM |
| Jassi | $50.00 | $50.00 | 8/4/2009 7:00:18 PM |
| money-shaker | $25.00 | $25.00 | 8/5/2009 7:31:19 AM |
| a-harmonious-deal | $25.00 | $25.00 | 8/5/2009 9:19:57 AM |
| aajwm | $50.00 | $50.00 | 8/5/2009 4:27:14 PM |
| BoutYeBank | $25.00 | $25.00 | 8/5/2009 4:27:25 PM |
| Patrician | $25.00 | $25.00 | 8/6/2009 8:55:13 AM |
| kayden | $25.00 | $25.00 | 8/6/2009 10:00:41 AM |
| help_each_other | $25.00 | $25.00 | 8/6/2009 10:12:07 AM |
| incbx | $50.00 | $50.00 | 8/6/2009 9:58:25 AM |
| jldallover | $25.00 | $25.00 | 8/6/2009 9:58:52 AM |
| giannyny | $25.00 | $25.00 | 8/6/2009 11:00:31 AM |
| Brainworm | $25.00 | $25.00 | 8/6/2009 9:58:57 AM |
| Sigonio | $25.00 | $25.00 | 8/6/2009 2:02:12 PM |
| authentic-deal8 | $25.00 | $25.00 | 8/6/2009 3:17:57 PM |
| USMC0311 | $25.00 | $25.00 | 8/6/2009 3:12:12 PM |
| rulender | $50.00 | $50.00 | 8/6/2009 7:41:51 PM |
| treeline | $50.00 | $50.00 | 8/7/2009 5:55:21 AM |
| Sixmil | $25.00 | $25.00 | 8/7/2009 9:36:44 AM |
| ADenny | $25.00 | $25.00 | 8/7/2009 9:36:52 AM |
| sloak | $25.00 | $25.00 | 8/7/2009 12:02:35 PM |
| shanedog | $25.00 | $25.00 | 8/7/2009 12:18:36 PM |
| KeepOnRunning | $25.10 | $25.10 | 8/7/2009 1:23:17 PM |
| gogmagog | $50.00 | $50.00 | 8/7/2009 3:55:29 PM |
| BGILlender | $25.00 | $25.00 | 8/7/2009 3:55:26 PM |
| Ellisdee | $50.00 | $50.00 | 8/7/2009 6:30:14 PM |
| panthernoelle | $50.00 | $50.00 | 8/7/2009 5:50:13 PM |
| TH99 | $25.00 | $25.00 | 8/7/2009 9:16:13 PM |
| Raetha | $25.00 | $25.00 | 8/8/2009 9:00:20 AM |
| mchale | $50.00 | $50.00 | 8/9/2009 12:40:18 PM |
| easylender | $25.00 | $25.00 | 8/9/2009 8:15:46 AM |
| YogaDude34 | $125.00 | $125.00 | 8/9/2009 9:20:11 AM |
| SeattleGuy72 | $25.00 | $25.00 | 8/9/2009 5:35:12 PM |
| rokdim | $46.60 | $46.60 | 8/9/2009 6:50:10 PM |
| revthunder | $50.00 | $50.00 | 8/9/2009 3:55:48 PM |
| Kash2010lu | $25.00 | $25.00 | 8/9/2009 10:41:50 PM |
| jblack01 | $25.00 | $25.00 | 8/10/2009 4:15:37 AM |
| ronkr | $50.00 | $50.00 | 8/9/2009 9:10:17 PM |
| durable-trade | $25.00 | $25.00 | 8/10/2009 7:40:37 AM |
| TennSquire | $25.00 | $25.00 | 8/10/2009 7:40:43 AM |
| bmcg | $25.00 | $25.00 | 8/10/2009 5:56:05 AM |
| lucky6 | $25.00 | $25.00 | 8/10/2009 7:40:59 AM |
| Boxhead | $25.00 | $25.00 | 8/10/2009 7:41:01 AM |
| Binan | $25.00 | $25.00 | 8/10/2009 7:41:09 AM |
| Castellan | $25.00 | $25.00 | 8/10/2009 7:41:24 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 8/10/2009 7:41:38 AM |
| latestone | $25.00 | $25.00 | 8/9/2009 11:30:23 PM |
| pakrbkr | $25.00 | $25.00 | 8/10/2009 7:42:09 AM |
| Sumach | $25.00 | $25.00 | 8/10/2009 7:42:13 AM |
| pinaypie1 | $25.00 | $25.00 | 8/10/2009 7:40:41 AM |
| flexible-value | $25.00 | $25.00 | 8/10/2009 7:40:50 AM |
| wormdc | $25.00 | $25.00 | 8/10/2009 7:41:02 AM |
| LordKinbote | $25.00 | $25.00 | 8/10/2009 7:41:21 AM |
| gravbox | $25.00 | $25.00 | 8/10/2009 7:41:51 AM |
| leeball | $34.44 | $34.44 | 8/10/2009 7:41:54 AM |
| PaulW | $25.00 | $25.00 | 8/10/2009 7:42:03 AM |
| bikingbtb | $25.00 | $25.00 | 8/10/2009 5:56:06 AM |
| abidos | $25.00 | $25.00 | 8/10/2009 7:43:00 AM |
| Rogelio48 | $25.00 | $25.00 | 8/10/2009 9:05:15 AM |
| TheColoradoDon | $25.00 | $25.00 | 8/10/2009 7:45:39 AM |
| bigdogsafety1 | $50.00 | $50.00 | 8/10/2009 7:40:33 AM |
| RusRobo | $25.00 | $25.00 | 8/10/2009 7:40:47 AM |
| jonesboyz | $25.00 | $25.00 | 8/10/2009 7:40:55 AM |
| RandomMonkey | $25.00 | $25.00 | 8/10/2009 7:40:58 AM |
| BlindProphet | $25.00 | $25.00 | 8/10/2009 7:41:05 AM |
| Msbutterfly | $25.00 | $25.00 | 8/10/2009 7:41:11 AM |
| Hexnut | $43.22 | $43.22 | 8/10/2009 7:41:18 AM |
| member874 | $25.00 | $25.00 | 8/10/2009 7:41:32 AM |
| atlviet | $25.00 | $25.00 | 8/10/2009 7:42:06 AM |
| LKN2RTR | $25.00 | $25.00 | 8/10/2009 9:33:06 AM |
| treasure-generator | $25.00 | $25.00 | 8/10/2009 7:45:13 AM |
| outwish | $25.00 | $25.00 | 8/10/2009 9:11:51 AM |
| rcr549 | $26.63 | $26.63 | 8/10/2009 9:30:16 AM |
| icefish | $50.00 | $50.00 | 8/10/2009 10:22:41 AM |
| Kijib | $25.00 | $25.00 | 8/10/2009 11:25:47 AM |
| DadWarbucks | $28.15 | $28.15 | 8/10/2009 11:50:22 AM |
| ChicoBob | $27.99 | $27.99 | 8/10/2009 12:05:13 PM |
| cingular | $25.00 | $25.00 | 8/10/2009 12:25:47 PM |
| Cluvnupe06 | $25.00 | $25.00 | 8/10/2009 11:50:18 AM |
| jpmusic | $25.00 | $25.00 | 8/10/2009 1:55:13 PM |
| ChristopherHS | $25.00 | $25.00 | 8/10/2009 2:40:17 PM |
| GreenHill | $25.00 | $25.00 | 8/10/2009 2:56:23 PM |
| SKAGIT22 | $25.00 | $25.00 | 8/10/2009 3:00:38 PM |
| Tasmir | $25.00 | $25.00 | 8/10/2009 3:00:43 PM |
| hektek22 | $300.00 | $300.00 | 8/10/2009 3:45:09 PM |
| Sitgarath | $25.00 | $25.00 | 8/10/2009 1:10:26 PM |
| prudent-dinero | $25.00 | $25.00 | 8/10/2009 3:00:47 PM |
| tomxnsn | $25.00 | $25.00 | 8/10/2009 3:45:18 PM |
| affluence-scientist906 | $150.00 | $150.00 | 8/10/2009 4:56:36 PM |
| KiwiElf | $50.00 | $50.00 | 8/10/2009 4:10:22 PM |
| Remiss | $25.00 | $25.00 | 8/10/2009 5:55:11 PM |
| SkipMcGrath | $50.00 | $50.00 | 8/10/2009 4:22:16 PM |
| gotyourgear | $25.00 | $25.00 | 8/10/2009 6:20:12 PM |
| skistud66 | $25.00 | $25.00 | 8/10/2009 7:45:35 PM |
| jbadawg1017 | $25.00 | $25.00 | 8/10/2009 7:45:36 PM |
| Dollars4Rent | $25.00 | $25.00 | 8/10/2009 7:46:03 PM |
| iLoaner | $50.00 | $50.00 | 8/10/2009 9:55:13 PM |
| spiff666 | $25.00 | $25.00 | 8/10/2009 9:59:38 PM |
| Strato | $25.00 | $25.00 | 8/11/2009 1:05:11 AM |
| Astyanax | $25.00 | $6.11 | 8/10/2009 8:17:03 PM |
| BlindSquirrel | $25.00 | $25.00 | 8/10/2009 9:00:11 PM |
| icanhelpyouout | $50.00 | $50.00 | 8/11/2009 7:29:37 AM |
| QsDad | $25.00 | $25.00 | 8/11/2009 8:49:45 AM |
| sunnysally | $50.00 | $50.00 | 8/11/2009 8:55:21 AM |
| JerryB96 | $25.00 | $25.00 | 8/11/2009 6:39:07 AM |
| Norcal | $25.00 | $25.00 | 8/11/2009 10:30:15 AM |
| diverse2 | $50.00 | $50.00 | 8/11/2009 8:25:28 AM |
| fireupthegrill | $25.00 | $25.00 | 8/11/2009 10:25:42 AM |
| naniamo | $25.00 | $25.00 | 8/11/2009 9:31:20 AM |
| EliteCapital | $25.00 | $25.00 | 8/11/2009 1:50:19 PM |
| mykkai | $25.00 | $25.00 | 8/11/2009 10:05:24 AM |
| synergy4all | $25.00 | $25.00 | 8/11/2009 10:50:52 AM |
| congardner1 | $25.00 | $25.00 | 8/11/2009 3:26:41 PM |
| porkhelmet | $25.00 | $25.00 | 8/11/2009 12:05:14 PM |
| happy2loan | $43.41 | $43.41 | 8/11/2009 3:53:53 PM |
| BidDaddyBigBucks | $25.00 | $25.00 | 8/11/2009 12:23:47 PM |
| ALANGREANSPAN | $50.00 | $50.00 | 8/11/2009 12:32:40 PM |
| yu-rik | $50.00 | $50.00 | 8/11/2009 3:20:25 PM |
| Sid-K | $50.00 | $50.00 | 7/28/2009 4:24:22 PM |
| bchen78875 | $50.00 | $50.00 | 7/28/2009 4:24:53 PM |
| rjleves | $25.00 | $25.00 | 7/28/2009 4:25:25 PM |
| tallcoolone | $25.00 | $25.00 | 7/28/2009 4:25:39 PM |
| truth-companion | $25.00 | $25.00 | 7/28/2009 4:27:20 PM |
| 888168 | $50.00 | $50.00 | 7/28/2009 4:27:22 PM |
| DukSerduk | $25.00 | $25.00 | 7/28/2009 4:25:21 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:33:36 PM |
| Credit2Prosper | $50.00 | $50.00 | 7/28/2009 4:29:41 PM |
| kegs | $250.00 | $250.00 | 7/28/2009 5:40:33 PM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:17:34 AM |
| Veloce | $25.00 | $25.00 | 7/30/2009 1:12:38 PM |
| market-assembler | $25.00 | $25.00 | 7/30/2009 10:53:24 AM |
| gdbanks | $25.00 | $25.00 | 7/30/2009 3:30:57 PM |
| Theboof | $25.00 | $25.00 | 7/30/2009 3:12:47 PM |
| windfall46 | $25.00 | $25.00 | 7/30/2009 3:13:19 PM |
| outofoffice | $50.00 | $50.00 | 7/30/2009 4:41:52 PM |
| GElender | $50.00 | $50.00 | 7/31/2009 6:22:14 AM |
| sisepuede | $25.00 | $25.00 | 7/31/2009 9:32:10 AM |
| lagnisiruk | $25.00 | $25.00 | 8/1/2009 12:10:13 PM |
| skuba | $50.00 | $50.00 | 8/1/2009 11:50:36 PM |
| eyal0 | $25.00 | $25.00 | 8/2/2009 5:00:11 PM |
| zhiguli | $45.00 | $45.00 | 8/3/2009 8:52:02 AM |
| cash-sensai2 | $25.00 | $25.00 | 8/3/2009 3:00:26 PM |
| TheRiver08 | $25.00 | $25.00 | 8/3/2009 10:15:36 PM |
| mrzz | $25.00 | $25.00 | 8/4/2009 11:12:47 AM |
| mizount | $25.00 | $25.00 | 8/4/2009 12:10:15 PM |
| cheng | $25.00 | $25.00 | 8/4/2009 11:54:28 AM |
| gilbow | $25.00 | $25.00 | 8/4/2009 2:15:28 PM |
| tornandfrayed | $25.00 | $25.00 | 8/4/2009 7:05:42 PM |
| Goodlender42 | $25.00 | $25.00 | 8/4/2009 7:05:24 PM |
| JJS180 | $25.00 | $25.00 | 8/4/2009 9:05:13 PM |
| YellowJacket | $25.00 | $25.00 | 8/5/2009 9:18:57 AM |
| unclejaef | $25.00 | $25.00 | 8/5/2009 9:20:02 AM |
| RoyFauntleroy | $25.00 | $25.00 | 8/5/2009 9:20:34 AM |
| bowdish1 | $44.19 | $44.19 | 8/5/2009 12:02:04 PM |
| cool_kubera | $50.00 | $50.00 | 8/5/2009 12:10:50 PM |
| thedoctor | $25.00 | $25.00 | 8/5/2009 4:25:23 PM |
| dumbass | $25.00 | $25.00 | 8/5/2009 4:25:36 PM |
| Faura | $25.00 | $25.00 | 8/5/2009 9:35:26 PM |
| NATIVEBORN | $25.00 | $25.00 | 8/5/2009 11:50:29 PM |
| the-silver-blaster | $25.00 | $25.00 | 8/6/2009 9:58:11 AM |
| OLYVRC | $25.00 | $25.00 | 8/6/2009 9:58:31 AM |
| Rips | $25.00 | $25.00 | 8/6/2009 10:05:29 AM |
| GAOGERAM_BANK | $25.00 | $25.00 | 8/6/2009 9:58:00 AM |
| tylerfd | $25.00 | $25.00 | 8/6/2009 9:58:29 AM |
| IceFisherman | $33.20 | $33.20 | 8/6/2009 11:43:31 AM |
| MrDavid | $50.00 | $50.00 | 8/6/2009 9:57:59 AM |
| deepventures | $25.00 | $25.00 | 8/6/2009 9:58:09 AM |
| danielamity | $25.00 | $25.00 | 8/6/2009 10:01:00 AM |
| aesop | $25.00 | $25.00 | 8/6/2009 10:01:44 AM |
| brstern2 | $25.00 | $25.00 | 8/6/2009 1:27:38 PM |
| grf1945 | $25.00 | $25.00 | 8/6/2009 2:37:13 PM |
| sparky1129 | $25.00 | $25.00 | 8/6/2009 3:03:39 PM |
| Vacs4u | $25.00 | $25.00 | 8/6/2009 4:47:37 PM |
| kanewna | $50.00 | $50.00 | 8/7/2009 4:46:27 AM |
| aislinnn | $25.00 | $25.00 | 8/7/2009 5:35:34 AM |
| htargett | $25.00 | $25.00 | 8/7/2009 6:16:42 AM |
| broepke | $25.00 | $25.00 | 8/7/2009 6:50:26 AM |
| newfoundation | $25.00 | $25.00 | 8/7/2009 8:46:29 AM |
| palpbert | $25.00 | $25.00 | 8/7/2009 9:27:50 AM |
| shellstar | $25.00 | $25.00 | 8/7/2009 9:36:39 AM |
| TK4 | $25.00 | $25.00 | 8/7/2009 10:10:20 AM |
| woodenshoes | $41.08 | $41.08 | 8/7/2009 12:35:16 PM |
| wamozart | $25.00 | $25.00 | 8/7/2009 1:25:52 PM |
| szetheli | $34.39 | $34.39 | 8/7/2009 2:01:41 PM |
| MmeArgent | $50.00 | $50.00 | 8/7/2009 2:19:15 PM |
| ALVO | $44.39 | $44.39 | 8/7/2009 2:55:19 PM |
| hodap2001 | $25.00 | $25.00 | 8/7/2009 3:55:24 PM |
| b-rent | $25.00 | $25.00 | 8/7/2009 4:26:19 PM |
| ChuckChedda | $25.00 | $25.00 | 8/7/2009 4:30:29 PM |
| ManhattanLender | $25.00 | $25.00 | 8/7/2009 5:35:15 PM |
| conceptpi | $25.00 | $25.00 | 8/7/2009 5:32:18 PM |
| DrStaff | $60.00 | $60.00 | 8/7/2009 11:20:24 PM |
| Elbanko | $25.00 | $25.00 | 8/8/2009 4:55:27 AM |
| ClearLake | $25.00 | $25.00 | 8/8/2009 8:10:48 AM |
| Hamachi | $25.00 | $25.00 | 8/8/2009 10:53:43 AM |
| Residuum | $25.00 | $25.00 | 8/9/2009 8:10:11 AM |
| smartie1 | $25.00 | $25.00 | 8/9/2009 11:35:10 AM |
| QuantumLobster | $25.00 | $25.00 | 8/9/2009 8:20:27 PM |
| Gallardo007 | $25.00 | $25.00 | 8/9/2009 6:50:11 PM |
| SavannahBear | $25.00 | $25.00 | 8/9/2009 7:55:22 PM |
| serpentine | $50.00 | $50.00 | 8/10/2009 7:40:53 AM |
| 52digital | $25.00 | $25.00 | 8/10/2009 7:41:00 AM |
| soccerchamp213 | $25.00 | $25.00 | 8/10/2009 7:41:08 AM |
| CoolHelp | $25.00 | $25.00 | 8/9/2009 11:15:11 PM |
| zeelender | $25.00 | $25.00 | 8/10/2009 7:41:13 AM |
| greenwell | $50.00 | $50.00 | 8/10/2009 7:42:16 AM |
| xphile | $25.00 | $25.00 | 8/10/2009 12:10:32 AM |
| buckyhead2000 | $25.00 | $25.00 | 8/10/2009 1:01:24 AM |
| jfd287 | $25.00 | $25.00 | 8/10/2009 7:40:31 AM |
| MT1130 | $25.00 | $25.00 | 8/10/2009 7:40:56 AM |
| shawnw2 | $25.00 | $25.00 | 8/10/2009 4:35:14 AM |
| kindofaloaner | $25.00 | $25.00 | 8/10/2009 7:41:03 AM |
| onlyinchicago | $25.00 | $25.00 | 8/10/2009 5:00:14 AM |
| Railbird | $25.00 | $25.00 | 8/10/2009 7:41:40 AM |
| KBank | $25.00 | $25.00 | 8/10/2009 7:41:48 AM |
| salala | $25.00 | $25.00 | 8/10/2009 7:41:53 AM |
| bradwill | $50.00 | $50.00 | 8/10/2009 7:42:08 AM |
| kjsfld | $25.00 | $25.00 | 8/10/2009 7:05:13 AM |
| Westerly | $50.00 | $50.00 | 8/10/2009 7:40:52 AM |
| meow8705 | $25.00 | $25.00 | 8/10/2009 7:40:57 AM |
| leftcoast52 | $25.00 | $25.00 | 8/10/2009 7:41:04 AM |
| djd50 | $25.00 | $25.00 | 8/10/2009 9:30:27 AM |
| hope-amigo | $25.00 | $25.00 | 8/10/2009 7:41:06 AM |
| TheBestDad | $25.00 | $25.00 | 8/10/2009 7:41:23 AM |
| cny_loans | $25.00 | $25.00 | 8/10/2009 7:41:34 AM |
| sail120 | $25.00 | $25.00 | 8/10/2009 7:41:45 AM |
| kaykarun | $50.00 | $50.00 | 8/10/2009 7:42:10 AM |
| mjcjmm4407 | $25.00 | $25.00 | 8/10/2009 7:43:01 AM |
| Wart126 | $25.00 | $25.00 | 8/10/2009 7:43:22 AM |
| bigrpf5 | $25.00 | $25.00 | 8/10/2009 10:25:18 AM |
| BayShell | $33.23 | $33.23 | 8/10/2009 10:46:06 AM |
| indomart | $25.00 | $25.00 | 8/10/2009 11:05:09 AM |
| Kerensky | $38.28 | $38.28 | 8/10/2009 11:55:14 AM |
| ElChico124 | $25.00 | $25.00 | 8/10/2009 12:25:45 PM |
| kanpur63 | $25.00 | $25.00 | 8/10/2009 1:06:17 PM |
| majormoves1 | $25.00 | $25.00 | 8/10/2009 11:45:32 AM |
| Deshy | $50.00 | $50.00 | 8/10/2009 1:53:35 PM |
| andycheb | $100.00 | $100.00 | 8/10/2009 2:10:23 PM |
| RLC | $34.24 | $34.24 | 8/10/2009 12:55:25 PM |
| bugleusmc | $27.11 | $27.11 | 8/10/2009 3:00:36 PM |
| amijo | $45.00 | $45.00 | 8/10/2009 3:00:45 PM |
| PAID-IN-FULL | $25.00 | $25.00 | 8/10/2009 3:30:31 PM |
| AndersenWatcher | $25.00 | $25.00 | 8/10/2009 1:10:32 PM |
| head | $25.00 | $25.00 | 8/10/2009 1:15:33 PM |
| djs81 | $25.00 | $25.00 | 8/10/2009 2:10:26 PM |
| johnsails | $37.81 | $37.81 | 8/10/2009 2:25:22 PM |
| sanjl79 | $28.56 | $28.56 | 8/10/2009 3:00:41 PM |
| Ireland64 | $25.00 | $25.00 | 8/10/2009 3:05:10 PM |
| CA_Lender | $25.00 | $25.00 | 8/10/2009 4:27:06 PM |
| GenerousGentleMan | $25.00 | $25.00 | 8/10/2009 3:15:21 PM |
| ErpichtAuf | $50.00 | $50.00 | 8/10/2009 5:27:37 PM |
| maga | $50.00 | $50.00 | 8/10/2009 5:51:00 PM |
| flshdaskll | $25.00 | $25.00 | 8/10/2009 6:10:41 PM |
| WorldlyWorker | $25.00 | $25.00 | 8/10/2009 6:20:16 PM |
| don8ter | $60.00 | $60.00 | 8/11/2009 8:55:19 AM |
| pay-it-forward1010 | $25.00 | $25.00 | 8/11/2009 9:30:37 AM |
| macotra4 | $35.00 | $35.00 | 8/11/2009 7:19:54 AM |
| geekguy | $25.00 | $25.00 | 8/11/2009 10:20:22 AM |
| eggzie | $25.00 | $25.00 | 8/11/2009 10:40:29 AM |
| sfd | $40.00 | $40.00 | 8/11/2009 8:59:31 AM |
| microeconomicwizadry | $25.00 | $25.00 | 8/11/2009 1:50:24 PM |
| seattleslug | $30.00 | $30.00 | 8/11/2009 12:20:49 PM |
| b2006 | $25.00 | $25.00 | 8/11/2009 10:15:16 AM |
| Packers18 | $50.00 | $50.00 | 8/11/2009 12:49:55 PM |
| thomas16882004 | $50.00 | $50.00 | 8/11/2009 10:18:47 AM |
| stensonb | $25.00 | $25.00 | 8/11/2009 10:40:30 AM |
| crmoir | $25.00 | $25.00 | 8/11/2009 11:25:11 AM |
| Independenttools | $25.00 | $25.00 | 8/11/2009 11:30:32 AM |
| kayakg | $25.00 | $25.00 | 8/11/2009 12:05:24 PM |
| Millmanator | $25.00 | $25.00 | 8/11/2009 3:32:41 PM |
| ilend57 | $36.87 | $36.87 | 8/11/2009 2:10:52 PM |
| credit-eagle8 | $25.00 | $25.00 | 8/11/2009 4:04:20 PM |
| 295 bids
|
Borrower Payment Dependent Notes Series
418849
This series of Notes was issued and sold upon the funding of the borrower loan #38268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 24.17% |
Starting borrower rate/APR:
| 25.17% / 29.08% |
Starting monthly payment:
| $39.85 |
|
Final lender yield:
| 17.99% |
Final borrower rate/APR:
| 18.99% / 22.75% |
Final monthly payment:
| $36.65 |
| |
|
Auction yield range:
| 11.23% - 24.17% |
Estimated loss impact:
| 10.42% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.57% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 660-680 (Jul-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 3 |
Total credit lines:
| 31 | Length of status: | 13y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $19,194 |
Occupation: | Police Officer/Corr... |
|
Public records last 12m / 10y:
| 0/ 2 |
Bankcard utilization:
| 80% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| parmotinc |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 2 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $25,000.00 | < mo. late:
| 0
( 0% )
| 720-740
(Aug-2008)
740-760
(Jul-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 2 | | |
Description
Looking to grow business.
Purpose of loan:
The purpose of the loan is to buy more inventory for my?business.? I am?a full time Police Officer for the last 13 years.? Instead of working off duty I started a small business on the side.? ?I buy and sell cars of particular interest.? It is only part time at the moment, but will be full time when I retire from the Police Department in?7 years.? I have currently been in business for the last 5 years.? My background before joining the Police Department was at a World Challenge Corvette Race team.? I am able to identify and work on special interest vehicles.? I average around $35000/yr from my business and it is still only part time.??? I have already recieved one Prosper loan and paid it off on time and without any problems.?
My financial situation:
I am a good candidate for this loan because? I am trustworhy and honest.? My wife is a Physical Therapist and I'm a Police Officer so we both have job security.? Our house will be paid for in?7 years from a 15 year loan.? You can trust me that you will not make a mistake.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You seem like a solid guy. Why such a low credit rating? - 4thelittleguy
A:
We had three tough pregnancies. Wife was out of work with the sick kids, too many doctor bills. We were living off our credit while dealing with the kids. Decided that my kid's futures were more important than our needs. Basically decided to start over. Thanks for asking.
(Aug-01-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| IPG1 | $50.00 | $50.00 | 8/1/2009 5:30:44 PM |
| bluebouyz | $43.00 | $43.00 | 8/13/2009 9:22:18 AM |
| Schwamie | $55.87 | $45.25 | 8/13/2009 8:10:41 AM |
| Syzygy | $25.00 | $25.00 | 8/13/2009 2:03:27 PM |
| Leshan | $50.00 | $50.00 | 8/14/2009 6:06:38 AM |
| stonehillloans | $25.00 | $25.00 | 8/14/2009 6:44:04 AM |
| AsianDragon | $75.00 | $75.00 | 8/14/2009 11:34:47 AM |
| wbwill | $25.00 | $25.00 | 8/14/2009 10:36:40 AM |
| RecoveryLender | $25.00 | $25.00 | 8/14/2009 12:54:02 PM |
| LeoBUSIIT | $25.00 | $25.00 | 8/14/2009 12:52:43 PM |
| aloantime07 | $25.00 | $25.00 | 8/14/2009 1:32:06 PM |
| paceme1 | $33.01 | $33.01 | 8/14/2009 2:51:18 PM |
| westernson | $50.00 | $50.00 | 8/14/2009 3:45:18 PM |
| Moe87 | $40.00 | $40.00 | 8/14/2009 3:53:05 PM |
| maga | $25.00 | $25.00 | 8/13/2009 6:50:53 PM |
| FarmersBank | $30.00 | $30.00 | 8/14/2009 6:17:16 AM |
| chkrvrty | $25.00 | $25.00 | 8/14/2009 10:05:19 AM |
| Rule62 | $25.00 | $25.00 | 8/14/2009 10:37:11 AM |
| piznaul | $50.00 | $50.00 | 8/14/2009 10:55:11 AM |
| carrinel | $51.00 | $51.00 | 8/14/2009 11:51:00 AM |
| ColoradoLender82 | $25.00 | $25.00 | 8/14/2009 1:53:35 PM |
| Lubava | $25.00 | $25.00 | 8/14/2009 2:08:35 PM |
| jimmya | $27.86 | $27.86 | 8/14/2009 2:20:48 PM |
| mark1017-31 | $100.00 | $100.00 | 8/14/2009 3:54:58 PM |
| money-expert | $25.00 | $25.00 | 8/14/2009 3:41:43 PM |
| showmethemoney5 | $29.88 | $29.88 | 8/14/2009 3:47:26 PM |
| pumatrap | $25.00 | $25.00 | 8/14/2009 1:55:28 PM |
| 27 bids
|
Borrower Payment Dependent Notes Series
418859
This series of Notes was issued and sold upon the funding of the borrower loan #38231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 8.42% |
Starting borrower rate/APR:
| 9.42% / 11.52% |
Starting monthly payment:
| $207.97 |
|
Final lender yield:
| 8.42% |
Final borrower rate/APR:
| 9.42% / 11.52% |
Final monthly payment:
| $207.97 |
| |
|
Auction yield range:
| 4.23% - 8.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 11% |
|
Credit score:
| 780-800 (Jul-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 43 | Length of status: | 13y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $8,912 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 25% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| HoosierColt |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate credit card debt
Purpose of loan:
This loan will be used to consolidate the balances I have on three credit cards, so that I can pay them off sooner.
My financial situation:
I am recently single, and some of this debt was incurred during my marriage, and some came after becoming single, getting myself established on my own. I am a very responsible person financially, and it has been my intention all along that as soon as I was able, I would consolidate these balances with a loan so that I can not carry balances on credit cards. I want to fully pay them off with this 36 month loan.
I have a long history of responsible borrowing and always pay my bills. I have a very stable work situation.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| sas19 | $25.00 | $25.00 | 7/31/2009 3:58:03 PM |
| fortytwo | $50.00 | $50.00 | 7/31/2009 3:57:49 PM |
| Avala | $25.00 | $25.00 | 7/31/2009 3:58:21 PM |
| elated-justice | $25.00 | $25.00 | 7/31/2009 3:57:51 PM |
| bchen78875 | $50.00 | $50.00 | 7/31/2009 3:58:14 PM |
| anton | $25.00 | $25.00 | 7/31/2009 3:58:52 PM |
| GElender | $50.00 | $50.00 | 7/31/2009 3:59:27 PM |
| DukSerduk | $25.00 | $25.00 | 7/31/2009 3:58:28 PM |
| 888168 | $50.00 | $50.00 | 7/31/2009 3:58:42 PM |
| greenback-floret | $25.00 | $25.00 | 7/31/2009 3:58:55 PM |
| krishopper | $25.00 | $25.00 | 7/31/2009 5:24:42 PM |
| Ocean713 | $5,000.00 | $2,703.94 | 7/31/2009 5:33:10 PM |
| Syzygy | $25.00 | $25.00 | 7/31/2009 8:05:24 PM |
| fair_rates | $25.00 | $25.00 | 7/31/2009 10:35:24 PM |
| Paragon13 | $50.00 | $50.00 | 7/31/2009 10:32:31 PM |
| lagnisiruk | $25.00 | $25.00 | 8/1/2009 12:10:23 PM |
| one-midas | $50.00 | $50.00 | 8/2/2009 3:36:19 AM |
| Imageloan | $75.00 | $75.00 | 8/2/2009 8:25:02 PM |
| truth-companion | $25.00 | $25.00 | 8/3/2009 8:53:10 AM |
| Loan_Some_Money | $25.00 | $25.00 | 8/3/2009 9:40:41 AM |
| hope-eagle6 | $25.00 | $25.00 | 8/3/2009 9:30:56 AM |
| pythia | $25.00 | $25.00 | 8/3/2009 11:38:23 AM |
| cash-sensai2 | $25.00 | $25.00 | 8/3/2009 3:00:36 PM |
| market-assembler | $25.00 | $25.00 | 8/4/2009 8:17:56 PM |
| 001 | $50.00 | $50.00 | 8/4/2009 8:25:56 PM |
| khamen | $25.00 | $25.00 | 8/5/2009 10:29:14 PM |
| buukyak | $25.00 | $25.00 | 8/7/2009 7:50:28 AM |
| JIM1JIM2 | $50.00 | $50.00 | 8/8/2009 10:16:38 PM |
| memoe | $25.00 | $25.00 | 8/9/2009 4:03:17 PM |
| bossyboots01 | $25.00 | $25.00 | 8/10/2009 1:12:27 PM |
| Realjo | $50.00 | $50.00 | 8/10/2009 4:37:32 PM |
| shag2 | $25.00 | $25.00 | 8/11/2009 7:50:22 PM |
| Taxman44 | $25.00 | $25.00 | 8/12/2009 9:59:41 AM |
| dcoggins | $25.00 | $25.00 | 8/12/2009 6:55:01 PM |
| golffish2 | $50.00 | $50.00 | 8/13/2009 4:31:34 AM |
| Astyanax | $25.00 | $25.00 | 8/13/2009 2:41:07 PM |
| maga | $100.00 | $100.00 | 8/13/2009 6:52:51 PM |
| flshdaskll | $25.00 | $25.00 | 8/13/2009 7:30:34 PM |
| yu-rik | $25.00 | $25.00 | 8/14/2009 4:19:18 AM |
| mattblizz | $50.00 | $50.00 | 8/14/2009 7:26:02 AM |
| Kash2010lu | $25.00 | $25.00 | 8/14/2009 7:44:37 AM |
| EmeritusX | $25.00 | $25.00 | 8/14/2009 7:25:37 AM |
| SoyLover | $50.00 | $50.00 | 8/14/2009 10:31:13 AM |
| planky | $50.00 | $50.00 | 8/14/2009 11:03:42 AM |
| note-pursuit | $25.00 | $25.00 | 8/14/2009 12:54:43 PM |
| Loan_Stranger | $50.00 | $50.00 | 8/14/2009 1:29:27 PM |
| AsianDragon | $35.00 | $35.00 | 8/14/2009 11:39:10 AM |
| medkoder | $50.00 | $50.00 | 8/14/2009 1:37:37 PM |
| nasdaq87 | $75.00 | $75.00 | 8/14/2009 1:48:09 PM |
| division177 | $25.00 | $25.00 | 8/14/2009 3:55:01 PM |
| SecretAgent | $100.00 | $100.00 | 8/14/2009 2:23:31 PM |
| division177 | $25.00 | $25.00 | 8/14/2009 3:55:20 PM |
| tallcoolone | $25.00 | $25.00 | 7/31/2009 3:58:36 PM |
| Sid-K | $50.00 | $50.00 | 7/31/2009 3:58:07 PM |
| cyberie21 | $40.00 | $40.00 | 7/31/2009 3:58:49 PM |
| mathprof | $25.00 | $25.00 | 7/31/2009 3:59:00 PM |
| totoro | $25.00 | $25.00 | 7/31/2009 3:58:25 PM |
| rjleves | $25.00 | $25.00 | 7/31/2009 3:58:31 PM |
| abuyama22 | $25.00 | $25.00 | 7/31/2009 3:58:40 PM |
| betula | $50.00 | $50.00 | 8/1/2009 8:26:46 PM |
| skuba | $50.00 | $50.00 | 8/1/2009 11:50:46 PM |
| Artist_Blue | $25.00 | $25.00 | 8/3/2009 8:53:09 AM |
| techexec | $25.00 | $25.00 | 8/3/2009 11:26:18 AM |
| matthewrburk | $150.00 | $150.00 | 8/3/2009 11:30:45 AM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 8/3/2009 1:13:08 PM |
| riverflow | $25.00 | $25.00 | 8/3/2009 2:35:57 PM |
| otalon | $25.00 | $25.00 | 8/3/2009 2:57:45 PM |
| StarFundingSource | $25.00 | $25.00 | 8/4/2009 7:50:49 AM |
| qkinger | $50.00 | $50.00 | 8/4/2009 6:23:18 PM |
| dsav607 | $26.07 | $26.07 | 8/5/2009 7:53:23 AM |
| cash2lendu | $25.00 | $25.00 | 8/6/2009 4:16:48 PM |
| Dollars4Rent | $25.00 | $25.00 | 8/6/2009 7:46:27 PM |
| Havana21 | $500.00 | $500.00 | 8/10/2009 2:59:23 PM |
| OzGuy609 | $25.00 | $25.00 | 8/12/2009 6:02:48 AM |
| CashBank | $25.00 | $25.00 | 8/12/2009 8:12:59 AM |
| balance-chestnut | $25.00 | $25.00 | 8/12/2009 4:38:15 PM |
| lucygirl2 | $50.00 | $50.00 | 8/12/2009 5:04:35 PM |
| smk420 | $25.00 | $25.00 | 8/12/2009 8:31:59 PM |
| bondhedger | $25.00 | $25.00 | 8/13/2009 5:39:17 AM |
| shellstar | $25.00 | $25.00 | 8/13/2009 3:17:57 PM |
| ORteacher | $50.00 | $50.00 | 8/13/2009 4:18:38 PM |
| icanhelpyouout | $44.86 | $44.86 | 8/13/2009 6:39:58 PM |
| JerryB96 | $25.00 | $25.00 | 8/14/2009 7:56:15 AM |
| ultimatepaintball | $50.00 | $50.00 | 8/14/2009 9:31:12 AM |
| best-generosity-financier | $25.00 | $25.00 | 8/14/2009 9:57:22 AM |
| JustOneVoice | $25.00 | $25.00 | 8/14/2009 9:54:17 AM |
| bobnewt | $50.00 | $50.00 | 8/14/2009 11:15:20 AM |
| nethawk00 | $25.00 | $25.00 | 8/14/2009 12:45:38 PM |
| Earn_money | $25.13 | $25.13 | 8/14/2009 2:22:05 PM |
| e3oM | $50.00 | $50.00 | 8/14/2009 2:06:43 PM |
| greenventures | $25.00 | $25.00 | 8/14/2009 2:56:45 PM |
| division177 | $25.00 | $25.00 | 8/14/2009 3:55:39 PM |
| kermitdafrog | $25.00 | $25.00 | 8/14/2009 2:48:50 PM |
| 93 bids
|
Borrower Payment Dependent Notes Series
418889
This series of Notes was issued and sold upon the funding of the borrower loan #38230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,700.00 |
Prosper Rating:
| HR |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 25.0% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 17.27% |
Starting borrower rate/APR:
| 18.27% / 20.48% |
Starting monthly payment:
| $134.27 |
|
Final lender yield:
| 17.27% |
Final borrower rate/APR:
| 18.27% / 20.48% |
Final monthly payment:
| $134.27 |
| |
|
Auction yield range:
| 17.23% - 17.27% |
Estimated loss impact:
| 25.95% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -8.68% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 3 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 24% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 1
/
1 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 1y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Administrative Assi... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| sparkybrneyes |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $5,900.00 | < mo. late:
| 0
( 0% )
| 640-660
(Apr-2009)
660-680
(Apr-2008)
|
|
Principal balance:
| $3,700.04 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Refinance Prosper Loan
Refinance Prosper Loan, I set it as?as auto funding so you don't get bid down on the interest rate.
I am a good candidate for this loan because I am conscientious of my financial obligations, I pay my bills on time, I have not?missed or been late on my current prosper loan. ?I have funded?20+ ($50) loans on prosper and have referred 100+ new members. Repaying my prosper loan will be a #1 financial priority. My credit score and maintaining the integrity of the prosper community is important to me. Please Bid with confidence.
I have worked diligently to restore my credit-worthiness after a couple of setbacks.
Monthly Income: $1200
Although I have low income. I own my mobile home?outright, so my monthly living expenses are also low.
Approx.?monthly expenses
$375.00 - Lot rent, water, sewer, garbage
$ 45.00 - Phone
$130.00 - Power/Gas
$200.00 - Auto- Gas and Maintenance
$267.00 - Prosper loan
$1017.00 - Total?approx. monthly expenses (This amount will reduce with new prosper loan)
I did not include expenses for food, entertainment, clothing, household, insurance,?etc. The?additional support income I receive varies and is not included in the above monthly income, however my total income covers these items.
Thank you.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
This loan would cut your payments in half. Will you still be paying the same amount towards Prosper or ? - karmanxten
A:
I have made some extra payments on the current loan to get it paid down as quickly as possible that would be my goal for this loan as well.
(Aug-10-2009)
Q:
What is the interest rate on your current Prosper loan? - JGuide
A:
35%.
(Aug-11-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JGuide | $25.00 | $25.00 | 8/10/2009 6:52:20 PM |
| Abed-nego | $250.00 | $250.00 | 8/10/2009 7:15:33 PM |
| Abed-nego | $100.59 | $100.59 | 8/12/2009 5:51:59 AM |
| vmh20035 | $50.00 | $50.00 | 8/12/2009 10:55:41 AM |
| Abed-nego | $180.17 | $180.17 | 8/12/2009 9:35:16 AM |
| Onlyhappycustomers | $25.00 | $25.00 | 8/12/2009 6:27:28 PM |
| PvtLender2008 | $50.00 | $50.00 | 8/13/2009 10:49:51 AM |
| CA_Lender | $25.00 | $25.00 | 8/14/2009 12:58:00 AM |
| Moe87 | $25.00 | $25.00 | 8/14/2009 3:54:40 PM |
| Jinja | $25.00 | $25.00 | 8/12/2009 8:01:22 AM |
| JGuide | $50.00 | $50.00 | 8/12/2009 11:00:08 AM |
| Abed-nego | $69.83 | $69.83 | 8/12/2009 11:35:22 AM |
| Abed-nego | $105.33 | $105.33 | 8/12/2009 4:42:11 PM |
| zxr | $50.00 | $50.00 | 8/13/2009 11:32:09 AM |
| Astyanax | $25.00 | $25.00 | 8/13/2009 2:54:29 PM |
| best-generosity-financier | $150.00 | $150.00 | 8/14/2009 10:03:24 AM |
| Abed-nego | $2,470.54 | $2,469.08 | 8/14/2009 3:28:04 PM |
| Lubava | $25.00 | $25.00 | 8/14/2009 2:15:43 PM |
| 18 bids
|
Borrower Payment Dependent Notes Series
419051
This series of Notes was issued and sold upon the funding of the borrower loan #38262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,300.00 |
Prosper Rating:
| E |
Auction start date:
| Aug-03-2009 |
|
Term:
| 36 months |
Estimated loss:
| 14.7% |
Auction end date:
| Aug-17-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 38.17% |
Starting monthly payment:
| $58.81 |
|
Final lender yield:
| 24.00% |
Final borrower rate/APR:
| 25.00% / 27.98% |
Final monthly payment:
| $51.69 |
| |
|
Auction yield range:
| 14.23% - 34.00% |
Estimated loss impact:
| 15.78% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 8% |
|
Credit score:
| 600-620 (Jul-2009) |
Current / open credit lines:
| 5
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 5y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,278 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 96% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| koonce |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 600-620 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Apr-2008)
|
|
Principal balance:
| $672.74 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
auto repairs
Purpose of loan:
This loan will be used?to pay for auto repairs to get me to and from work and my daughter to and from school. Remaining money left over will be applied back to the loan immediately.
My financial situation: I am a good a good candidate because I have a good payment history with prosper and intend to use this loan to make the necessary repairs ( tires and brakes) to my car and apply the remaining left over to this loan. I would not be taking?out this loan if?I had no intent on paying it back. I have a excellent?payment history with prosper and other bills and plan on keeping it that way. Thank you very much I appreciate the help.
Monthly net income: $ 2200
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What line of work do you do? - Quest4euphoria
A:
I am a member service representative for Auto Club of Southern California.
(Aug-06-2009)
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I plan on paying this loan back within 1 year.
(Aug-07-2009)
Q:
On your earlier listing you mentioned that the money will be used for moving and school cost. Why are you moving? Also if you are married does your spouse have any income that can assist schooling or expenses? - branaa99
A:
We were moving to a bigger place and needed help with the deposit money. I am back at school and needed help with the cost of books.
(Aug-14-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Moe87 | $25.00 | $25.00 | 8/17/2009 4:17:38 AM |
| dt_one | $25.00 | $25.00 | 8/3/2009 5:32:47 PM |
| hektek22 | $300.00 | $300.00 | 8/12/2009 9:59:44 PM |
| Jinja | $75.00 | $75.00 | 8/13/2009 10:18:43 AM |
| brutusbone | $50.00 | $50.00 | 8/14/2009 4:08:14 PM |
| checzwick | $25.00 | $25.00 | 8/14/2009 5:20:56 PM |
| wbp | $25.00 | $25.00 | 8/14/2009 4:55:57 PM |
| charliecubs | $25.00 | $25.00 | 8/14/2009 9:46:06 PM |
| Snoopylover | $25.00 | $25.00 | 8/15/2009 11:20:56 AM |
| autonomous-power | $25.00 | $25.00 | 8/15/2009 3:46:38 PM |
| maga | $25.00 | $25.00 | 8/15/2009 9:02:51 AM |
| BankofBeth | $50.00 | $50.00 | 8/16/2009 8:15:05 AM |
| buyrite334 | $30.00 | $17.75 | 8/16/2009 9:50:11 AM |
| Trimalchio12 | $52.76 | $52.76 | 8/17/2009 12:09:09 AM |
| CA_Lender | $25.00 | $25.00 | 8/16/2009 7:50:52 PM |
| Credit2Prosper | $25.00 | $25.00 | 8/12/2009 10:00:23 PM |
| money-expert | $25.00 | $25.00 | 8/13/2009 6:37:19 AM |
| Bobusa | $25.00 | $25.00 | 8/14/2009 5:28:06 AM |
| gsd | $50.00 | $50.00 | 8/14/2009 1:03:42 PM |
| Ray3486 | $25.00 | $25.00 | 8/14/2009 6:46:53 PM |
| bankbuddy55 | $25.00 | $25.00 | 8/14/2009 7:34:56 PM |
| hawaiitechnical | $25.00 | $25.00 | 8/14/2009 10:26:32 PM |
| Pintu_Desai | $25.00 | $25.00 | 8/15/2009 1:49:54 AM |
| medkoder | $25.00 | $25.00 | 8/15/2009 9:46:28 AM |
| rlbbank | $25.00 | $25.00 | 8/16/2009 9:02:28 AM |
| BlueProteus | $25.00 | $25.00 | 8/16/2009 9:17:17 AM |
| AsianDragon | $25.00 | $25.00 | 8/16/2009 9:45:13 AM |
| stonehillloans | $25.00 | $25.00 | 8/16/2009 5:30:00 PM |
| Taho | $50.00 | $50.00 | 8/17/2009 6:51:29 AM |
| Astyanax | $25.00 | $25.00 | 8/16/2009 9:34:20 PM |
| Robbdogg | $27.95 | $27.95 | 8/17/2009 6:20:23 AM |
| bitano | $50.00 | $50.00 | 8/17/2009 6:48:31 AM |
| foxy-community | $26.54 | $26.54 | 8/17/2009 7:26:23 AM |
| 33 bids
|
Borrower Payment Dependent Notes Series
419551
This series of Notes was issued and sold upon the funding of the borrower loan #38239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| A |
Auction start date:
| Aug-06-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-16-2009 |
|
|
Starting lender yield:
| 14.01% |
Starting borrower rate/APR:
| 15.01% / 17.43% |
Starting monthly payment:
| $52.01 |
|
Final lender yield:
| 9.35% |
Final borrower rate/APR:
| 10.35% / 12.70% |
Final monthly payment:
| $48.65 |
| |
|
Auction yield range:
| 4.23% - 14.01% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.22% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 31% |
|
Credit score:
| 700-720 (Aug-2009) |
Current / open credit lines:
| 9
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 9y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $10,179 |
Occupation: | Professor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 46% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 5 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| buddha1911 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $5,500.00 | < mo. late:
| 0
( 0% )
| 720-740
(Apr-2008)
|
|
Principal balance:
| $3,532.16 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Staying afloat
Purpose of loan:
This loan will be used to make short-term payments in order to stay current on bills.
My financial situation:
I am a good candidate for this loan because I am stably employed in a good job.? My wife lost her job in June, so we've been trying to manage with my income and a bit extra from teaching summer school.? She has a new job which starts next week, but won't receive a full paycheck until next month.? She and I are on track to pay off most of our debt within the next 2 years (except car loans and student loans).
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fortytwo | $125.00 | $125.00 | 8/6/2009 4:08:47 PM |
| abuyama22 | $25.00 | $25.00 | 8/6/2009 4:11:35 PM |
| cyberie21 | $40.00 | $40.00 | 8/6/2009 4:11:38 PM |
| Avala | $25.00 | $25.00 | 8/6/2009 4:11:19 PM |
| tallcoolone | $25.00 | $25.00 | 8/6/2009 4:11:32 PM |
| 888168 | $50.00 | $50.00 | 8/6/2009 4:11:36 PM |
| skuba | $50.00 | $50.00 | 8/6/2009 4:11:46 PM |
| elated-justice | $25.00 | $25.00 | 8/6/2009 4:08:45 PM |
| hope-eagle6 | $25.00 | $25.00 | 8/6/2009 4:16:44 PM |
| totoro | $25.00 | $25.00 | 8/6/2009 4:11:24 PM |
| Astyanax | $25.00 | $25.00 | 8/6/2009 4:28:52 PM |
| TK4 | $25.00 | $25.00 | 8/7/2009 10:11:03 AM |
| Heather11 | $50.00 | $50.00 | 8/8/2009 4:26:01 PM |
| money-engine | $25.00 | $25.00 | 8/10/2009 11:19:09 AM |
| uvumf | $50.00 | $50.00 | 8/10/2009 3:57:34 PM |
| MmeArgent | $50.00 | $50.00 | 8/11/2009 9:50:41 AM |
| Astyanax | $25.00 | $25.00 | 8/11/2009 1:07:35 PM |
| shellstar | $33.36 | $33.36 | 8/12/2009 8:36:51 PM |
| catumbelense | $40.00 | $40.00 | 8/14/2009 10:05:40 AM |
| dud | $50.00 | $50.00 | 8/16/2009 4:06:04 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/6/2009 4:11:53 PM |
| sas19 | $25.00 | $25.00 | 8/6/2009 4:11:12 PM |
| Sid-K | $50.00 | $50.00 | 8/6/2009 4:11:16 PM |
| mathprof | $25.00 | $25.00 | 8/6/2009 4:11:42 PM |
| Artist_Blue | $25.00 | $25.00 | 8/6/2009 4:12:03 PM |
| rjleves | $25.00 | $25.00 | 8/6/2009 4:14:54 PM |
| Goodlender42 | $25.00 | $25.00 | 8/6/2009 4:18:46 PM |
| DukSerduk | $25.00 | $25.00 | 8/6/2009 4:11:28 PM |
| anton | $25.00 | $25.00 | 8/6/2009 4:12:18 PM |
| bchen78875 | $50.00 | $50.00 | 8/6/2009 4:12:30 PM |
| vinayski | $25.00 | $25.00 | 8/7/2009 3:25:12 AM |
| treeline | $50.00 | $50.00 | 8/7/2009 5:56:02 AM |
| lagnisiruk | $25.00 | $25.00 | 8/7/2009 10:40:26 AM |
| DrStaff | $60.00 | $17.78 | 8/7/2009 11:20:42 PM |
| Astyanax | $25.00 | $25.00 | 8/11/2009 1:06:50 PM |
| GODSWORDONIT | $25.00 | $25.00 | 8/11/2009 1:57:03 PM |
| investment-cluster | $43.86 | $43.86 | 8/11/2009 6:52:05 PM |
| ROYFU | $25.00 | $25.00 | 8/11/2009 8:18:37 PM |
| Jinja | $25.00 | $25.00 | 8/12/2009 4:06:57 PM |
| market-assembler | $25.00 | $25.00 | 8/13/2009 1:25:18 PM |
| slick8812 | $25.00 | $25.00 | 8/13/2009 8:12:24 PM |
| ChristopherHS | $25.00 | $25.00 | 8/14/2009 4:50:54 AM |
| expectations | $25.00 | $25.00 | 8/14/2009 6:05:44 PM |
| theloanteacher | $25.00 | $25.00 | 8/15/2009 10:10:16 PM |
| buckyhead2000 | $25.00 | $25.00 | 8/16/2009 2:16:18 AM |
| 45 bids
|
Borrower Payment Dependent Notes Series
418002
This series of Notes was issued and sold upon the funding of the borrower loan #38265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,600.00 |
Prosper Rating:
| B |
Auction start date:
| Jul-27-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Aug-10-2009 |
|
|
Starting lender yield:
| 14.97% |
Starting borrower rate/APR:
| 15.97% / 18.15% |
Starting monthly payment:
| $337.37 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 16.11% |
Final monthly payment:
| $327.87 |
| |
|
Auction yield range:
| 6.23% - 14.97% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 34% |
|
Credit score:
| 740-760 (Jul-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 32 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,562 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 21% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 4 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| USMC97 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 33 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $8,350.00 | < mo. late:
| 0
( 0% )
| 600-620
(Apr-2008)
560-580
(Jan-2008)
540-560
(Oct-2006)
|
|
Principal balance:
| $4,757.12 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 33 | | |
Description
Veteran Paying Off Loan/Cards
PROFILE:
Age- 30
Education-Bachelor's Degree in Communications
Military-Former Marine and Iraqi Freedom Veteran.
Occupation- Human Resources for Wal-Mart Stores Inc.
Why I need this loan
Pay off High Interest Credit Cards and 1 Personal Loan
INCOME:
2008- 50K
Expected 2009 Income- 60K
DEBT/BILLS:
High Interest Credit Cards/Personal Loan
Merrick Bank- $1850.00, 19% interest
Applied Bank- $1400.00, 22% interest
Tribute Card- $900.00, 20% interest
Credit One Bank- $600.00, 20% interest
Personal Loan- $4700.00, 18% interest
*$440.00 is what I pay for all combined monthly payments.
Other monthly Bills
Car payment- $290.00
Student loan-$85.00 per month
Housing-$850.00
Other Bills-phone, car insurance, energy, and cable/internet = $350.00
I have approximately 2000.00 going out each month and with my base
salary I am bringing in 2600.00 each month after taxes. That of course
leaves about 600.00 for groceries, savings, gas, and entertainment each
month.
My Promise
Paying back this loan will be my first priority. With my previous 2 Prosper Loans, I never missed a payment.
I look forward
to aggressively ridding myself of outstanding debt so that I can assure
myself and family a comfortable financial future.
Thank You
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
$700 a month for doesn't seem like enough for food, gas etc. depending on the size of your family. Do you have someone else in the family bringing in any income? - Furryone
A:
Yes, married with no kids and my wife brings home about 30K.
Let me know if you have any other questions.
Thank you
(Jul-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| larrybird | $250.00 | $250.00 | 7/27/2009 12:58:18 PM |
| tlp43 | $25.00 | $25.00 | 7/27/2009 12:58:28 PM |
| gilbow | $25.00 | $25.00 | 7/27/2009 12:58:15 PM |
| Weaverville | $75.00 | $75.00 | 7/27/2009 12:59:18 PM |
| ualf | $50.00 | $50.00 | 7/27/2009 12:58:56 PM |
| Artist_Blue | $25.00 | $25.00 | 7/27/2009 12:59:02 PM |
| Trojan1976 | $25.00 | $25.00 | 7/27/2009 12:59:06 PM |
| mmckune | $25.00 | $25.00 | 7/27/2009 1:00:53 PM |
| kyxysyx | $50.00 | $50.00 | 7/27/2009 1:00:30 PM |
| leftcoast52 | $25.00 | $25.00 | 7/27/2009 1:01:04 PM |
| nodrivelpls | $25.00 | $25.00 | 7/27/2009 1:01:54 PM |
| pensacolaborn | $25.00 | $25.00 | 7/27/2009 1:03:33 PM |
| fortytwo | $70.00 | $70.00 | 7/27/2009 1:02:56 PM |
| ribbles | $50.00 | $50.00 | 7/27/2009 1:00:08 PM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 1:04:20 PM |
| fireboss | $100.00 | $100.00 | 7/27/2009 1:04:27 PM |
| keeks | $25.00 | $25.00 | 7/27/2009 1:00:26 PM |
| unclejaef | $25.00 | $25.00 | 7/27/2009 1:06:56 PM |
| jbarron | $25.00 | $25.00 | 7/27/2009 1:01:57 PM |
| member874 | $25.00 | $25.00 | 7/27/2009 1:17:08 PM |
| Penny | $50.00 | $50.00 | 7/27/2009 1:03:47 PM |
| zaxsan | $25.00 | $25.00 | 7/27/2009 5:22:28 PM |
| Josta | $50.00 | $50.00 | 7/27/2009 5:17:43 PM |
| plentiful-reward | $25.00 | $25.00 | 7/27/2009 9:41:49 PM |
| gpuck | $25.00 | $25.00 | 7/28/2009 4:06:19 AM |
| ibuystk | $50.00 | $50.00 | 7/28/2009 9:34:56 AM |
| oldmora | $25.00 | $25.00 | 7/28/2009 11:52:22 AM |
| justinle | $25.00 | $25.00 | 7/28/2009 12:32:18 PM |
| julijask | $25.00 | $25.00 | 7/28/2009 3:06:38 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:34:05 PM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:31:42 PM |
| MrDavid | $25.00 | $25.00 | 7/28/2009 6:47:49 PM |
| ah-long | $25.00 | $25.00 | 7/28/2009 10:56:58 PM |
| 52digital | $25.00 | $25.00 | 7/28/2009 7:51:57 PM |
| LordKinbote | $25.00 | $25.00 | 7/29/2009 5:07:43 AM |
| skibum65 | $50.00 | $50.00 | 7/29/2009 5:09:12 AM |
| skiberdad | $50.00 | $50.00 | 7/29/2009 5:09:38 AM |
| nicklds | $43.77 | $43.77 | 7/29/2009 8:41:35 AM |
| elated-justice | $25.00 | $25.00 | 7/29/2009 8:48:30 AM |
| the-profit-oracle | $25.00 | $25.00 | 7/29/2009 9:49:00 AM |
| bigdogsafety1 | $33.07 | $33.07 | 7/29/2009 9:37:14 AM |
| Veloce | $25.00 | $25.00 | 7/29/2009 12:36:38 PM |
| crazycool | $35.00 | $35.00 | 7/29/2009 2:42:52 PM |
| p2ploan-battalion509 | $49.93 | $49.93 | 7/29/2009 9:26:32 PM |
| loiosh | $25.00 | $25.00 | 7/30/2009 2:03:04 AM |
| red-sublime-return | $25.00 | $25.00 | 7/30/2009 9:32:07 AM |
| Panitza | $99.49 | $99.49 | 7/30/2009 11:11:44 AM |
| brazilofmux | $37.08 | $37.08 | 7/30/2009 11:32:38 AM |
| salala | $25.00 | $25.00 | 7/30/2009 3:30:28 PM |
| BayShell | $40.00 | $40.00 | 7/30/2009 3:30:41 PM |
| ladybug838 | $25.00 | $25.00 | 7/30/2009 3:03:58 PM |
| hrubinst | $25.00 | $25.00 | 7/30/2009 3:37:53 PM |
| scoobiedoo | $25.00 | $25.00 | 7/30/2009 6:36:41 PM |
| Malkial | $100.00 | $100.00 | 7/30/2009 9:55:42 PM |
| AdamClemSC | $25.00 | $25.00 | 7/31/2009 5:27:08 AM |
| barkochva | $25.00 | $25.00 | 7/31/2009 7:24:35 AM |
| theRabbi | $25.00 | $25.00 | 7/31/2009 7:16:30 AM |
| Cubsfan07 | $25.00 | $25.00 | 7/31/2009 8:30:25 AM |
| sail120 | $25.00 | $25.00 | 7/31/2009 8:30:14 AM |
| grf1945 | $25.00 | $25.00 | 7/31/2009 9:01:04 AM |
| fund-virtuoso | $25.00 | $25.00 | 7/31/2009 10:25:49 AM |
| geniusj | $25.00 | $25.00 | 7/31/2009 10:47:37 AM |
| chlebie | $25.00 | $25.00 | 7/31/2009 11:00:20 AM |
| bulabula | $25.00 | $25.00 | 7/31/2009 11:37:12 AM |
| money73 | $25.00 | $25.00 | 7/31/2009 12:30:30 PM |
| Oryx22 | $25.00 | $25.00 | 7/31/2009 2:41:07 PM |
| help_each_other | $25.00 | $25.00 | 7/31/2009 3:56:38 PM |
| RationalWorld | $25.00 | $25.00 | 7/31/2009 5:18:20 PM |
| ohnezweck | $25.00 | $25.00 | 7/31/2009 5:18:27 PM |
| Superc0ld | $100.00 | $100.00 | 7/31/2009 5:19:09 PM |
| funtwosay | $25.00 | $25.00 | 7/31/2009 5:19:17 PM |
| fopaul13 | $32.63 | $32.63 | 7/31/2009 8:03:13 PM |
| lovetorun | $50.00 | $50.00 | 8/1/2009 5:50:25 PM |
| tijuas90 | $25.00 | $25.00 | 8/2/2009 10:30:56 AM |
| vtr1000 | $25.00 | $25.00 | 8/3/2009 9:39:08 AM |
| Wittlich | $50.00 | $50.00 | 8/4/2009 7:27:23 AM |
| happy2loan | $25.00 | $25.00 | 8/4/2009 5:21:26 AM |
| GABC-1 | $100.00 | $100.00 | 8/4/2009 10:14:12 AM |
| myrddraal | $25.00 | $25.00 | 8/4/2009 1:45:01 PM |
| G8TB8K | $25.00 | $25.00 | 8/4/2009 6:02:29 PM |
| 001 | $50.00 | $50.00 | 8/4/2009 8:18:09 PM |
| Vegasjim | $50.00 | $50.00 | 8/4/2009 9:35:58 PM |
| foxworthy77 | $30.30 | $30.30 | 8/5/2009 8:20:51 AM |
| dsav607 | $26.07 | $26.07 | 8/5/2009 7:52:32 AM |
| Cypher041 | $25.00 | $25.00 | 8/5/2009 8:55:38 AM |
| gogene2002 | $25.00 | $25.00 | 8/6/2009 5:14:21 AM |
| sjvicker | $25.00 | $25.00 | 8/6/2009 10:38:05 AM |
| wealthydc | $48.62 | $48.62 | 8/7/2009 12:07:00 AM |
| aganippe | $50.00 | $50.00 | 8/7/2009 9:19:42 AM |
| planky | $100.00 | $100.00 | 8/7/2009 10:55:56 AM |
| longisland47m | $25.00 | $25.00 | 8/7/2009 11:12:47 AM |
| bear01 | $30.00 | $30.00 | 8/7/2009 5:12:52 PM |
| the-owner | $25.00 | $25.00 | 8/8/2009 1:12:43 AM |
| jslo722 | $25.00 | $25.00 | 8/8/2009 9:54:59 AM |
| Hamachi | $50.00 | $50.00 | 8/8/2009 10:40:30 AM |
| defenderpublic | $50.00 | $50.00 | 8/8/2009 9:14:13 AM |
| gustavholstopus32 | $25.00 | $25.00 | 8/8/2009 8:51:52 PM |
| jlendog | $200.00 | $200.00 | 8/8/2009 3:16:14 PM |
| maga | $25.00 | $25.00 | 8/8/2009 3:45:14 PM |
| carmat60 | $25.00 | $25.00 | 8/9/2009 12:44:50 AM |
| 1LendingSource | $65.08 | $65.08 | 8/9/2009 1:30:48 PM |
| mpatrick | $100.00 | $100.00 | 8/9/2009 5:40:06 PM |
| big_oaks | $50.00 | $50.00 | 8/9/2009 10:10:25 PM |
| ORteacher | $50.00 | $50.00 | 8/9/2009 6:34:25 PM |
| Johnab | $50.00 | $50.00 | 8/10/2009 5:24:56 AM |
| yu-rik | $25.00 | $25.00 | 8/10/2009 4:12:56 AM |
| yu-rik | $25.00 | $25.00 | 8/10/2009 8:02:38 AM |
| massuot | $25.00 | $25.00 | 8/10/2009 8:38:39 AM |
| golffish2 | $50.00 | $50.00 | 8/10/2009 7:44:30 AM |
| SkipMcGrath | $50.00 | $50.00 | 8/10/2009 10:30:36 AM |
| tjklgueller | $40.00 | $40.00 | 8/10/2009 10:42:03 AM |
| kindness-jedi | $50.00 | $50.00 | 8/10/2009 11:08:39 AM |
| Sven79 | $50.00 | $50.00 | 8/10/2009 11:37:57 AM |
| kegs | $250.00 | $250.00 | 7/27/2009 12:58:23 PM |
| GElender | $50.00 | $50.00 | 7/27/2009 12:59:24 PM |
| figs4u2 | $200.00 | $200.00 | 7/27/2009 12:58:44 PM |
| GMPK_TLAS | $45.00 | $45.00 | 7/27/2009 1:00:02 PM |
| TennSquire | $25.00 | $25.00 | 7/27/2009 12:59:13 PM |
| zeelender | $25.00 | $25.00 | 7/27/2009 1:00:42 PM |
| incbx | $25.00 | $25.00 | 7/27/2009 1:01:07 PM |
| hopethisworks | $50.00 | $50.00 | 7/27/2009 1:01:34 PM |
| sloan | $25.00 | $25.00 | 7/27/2009 1:02:37 PM |
| SNH | $25.00 | $25.00 | 7/27/2009 12:58:35 PM |
| 888168 | $25.00 | $25.00 | 7/27/2009 12:58:51 PM |
| rjleves | $25.00 | $25.00 | 7/27/2009 1:02:33 PM |
| SafeSaxa | $25.00 | $25.00 | 7/27/2009 1:02:39 PM |
| beyondmanagement | $25.00 | $25.00 | 7/27/2009 12:59:28 PM |
| don8ter | $25.00 | $25.00 | 7/27/2009 12:59:37 PM |
| Champpilot | $50.00 | $50.00 | 7/27/2009 12:59:53 PM |
| PHI4308 | $25.00 | $25.00 | 7/27/2009 1:00:15 PM |
| puifais | $25.00 | $25.00 | 7/27/2009 1:06:55 PM |
| Aquani | $50.00 | $50.00 | 7/27/2009 1:00:36 PM |
| rmachi | $25.00 | $25.00 | 7/27/2009 1:06:57 PM |
| ChuckChedda | $25.00 | $25.00 | 7/27/2009 1:04:11 PM |
| lagnisiruk | $25.00 | $25.00 | 7/27/2009 1:06:54 PM |
| RusRobo | $25.00 | $25.00 | 7/27/2009 1:02:05 PM |
| Credit2Prosper | $50.00 | $50.00 | 7/27/2009 1:02:15 PM |
| theopposites | $25.00 | $25.00 | 7/27/2009 1:03:41 PM |
| money2k | $25.00 | $25.00 | 7/27/2009 2:11:32 PM |
| d_grbg | $25.00 | $25.00 | 7/27/2009 5:22:29 PM |
| donlenboy | $27.50 | $27.50 | 7/28/2009 10:18:20 AM |
| mydreamsagain | $29.53 | $29.53 | 7/28/2009 11:22:32 AM |
| decisive-capital | $50.00 | $50.00 | 7/28/2009 1:41:58 PM |
| YogaDude34 | $25.00 | $25.00 | 7/28/2009 5:37:44 PM |
| NATIVEBORN | $25.00 | $25.00 | 7/28/2009 5:37:49 PM |
| zrohmm | $25.00 | $25.00 | 7/29/2009 5:36:46 AM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:12:05 PM |
| aader | $25.00 | $25.00 | 7/29/2009 8:51:36 AM |
| wwwUniversal | $25.00 | $25.00 | 7/29/2009 5:09:11 AM |
| fizwahh | $30.00 | $30.00 | 7/29/2009 7:02:27 AM |
| 02bob | $25.00 | $25.00 | 7/29/2009 11:36:48 AM |
| Sixmil | $25.00 | $25.00 | 7/29/2009 11:36:58 AM |
| Breakfast_Gypsy | $25.00 | $25.00 | 7/29/2009 12:13:53 PM |
| mpactlender | $25.00 | $25.00 | 7/29/2009 6:31:31 PM |
| omahajay | $75.00 | $75.00 | 7/29/2009 6:24:39 PM |
| money-expert | $25.00 | $25.00 | 7/30/2009 7:00:21 AM |
| Logan7 | $25.00 | $25.00 | 7/30/2009 7:06:37 AM |
| Carpetkid | $25.00 | $25.00 | 7/30/2009 11:23:07 AM |
| wings2fly | $25.00 | $25.00 | 7/30/2009 9:41:39 AM |
| James_and_Tracy | $25.00 | $25.00 | 7/30/2009 10:03:22 AM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:17:54 AM |
| DadWarbucks | $34.92 | $34.92 | 7/30/2009 2:18:01 PM |
| Cre8iveCash | $25.00 | $25.00 | 7/30/2009 3:01:40 PM |
| dspmn | $25.00 | $25.00 | 7/30/2009 4:21:41 PM |
| pksfunds | $50.00 | $50.00 | 7/31/2009 5:26:28 AM |
| dunedin | $25.00 | $25.00 | 7/31/2009 8:20:20 AM |
| Haydendover | $25.00 | $25.00 | 7/31/2009 8:35:17 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/31/2009 9:30:51 AM |
| caipira | $25.00 | $25.00 | 7/31/2009 10:10:12 AM |
| scottr | $25.00 | $25.00 | 7/31/2009 10:18:34 AM |
| Cbgator | $25.00 | $25.00 | 7/31/2009 10:32:39 AM |
| the-silver-blaster | $40.00 | $40.00 | 7/31/2009 11:15:35 AM |
| pbo922 | $25.00 | $25.00 | 7/31/2009 12:15:25 PM |
| otalon | $25.00 | $25.00 | 7/31/2009 1:26:55 PM |
| misstdoe | $25.00 | $25.00 | 7/31/2009 3:05:20 PM |
| yield-lion | $25.00 | $25.00 | 7/31/2009 4:00:30 PM |
| Rips | $25.00 | $25.00 | 7/31/2009 4:52:11 PM |
| ahalls | $25.00 | $25.00 | 7/31/2009 5:18:41 PM |
| alverado | $65.07 | $65.07 | 7/31/2009 5:19:07 PM |
| Tavita | $25.00 | $25.00 | 7/31/2009 5:18:29 PM |
| cropdust3r | $25.00 | $25.00 | 7/31/2009 5:18:54 PM |
| MBIntl | $25.00 | $25.00 | 7/31/2009 5:20:03 PM |
| kaykarun | $25.00 | $25.00 | 7/31/2009 5:30:33 PM |
| norcalsv | $50.00 | $49.03 | 7/31/2009 5:36:32 PM |
| j245213 | $55.86 | $55.86 | 7/31/2009 9:04:37 PM |
| Carne_Chung | $45.00 | $45.00 | 8/1/2009 2:50:17 AM |
| lt_dt | $25.00 | $25.00 | 8/1/2009 7:13:38 AM |
| mathgod | $25.00 | $25.00 | 8/1/2009 3:03:18 PM |
| mindintrigue | $150.00 | $150.00 | 8/2/2009 5:55:10 PM |
| interact | $27.69 | $27.69 | 8/2/2009 10:41:14 PM |
| JayK | $50.00 | $50.00 | 8/3/2009 8:27:59 AM |
| qkinger | $25.00 | $25.00 | 8/3/2009 9:08:50 PM |
| roi-advantage | $50.00 | $50.00 | 8/4/2009 12:02:39 PM |
| StarFundingSource | $25.00 | $25.00 | 8/4/2009 2:29:06 PM |
| Alexpaths | $38.93 | $38.93 | 8/4/2009 3:16:53 PM |
| Furryone | $50.00 | $50.00 | 8/4/2009 4:48:19 PM |
| PrepWonder | $75.00 | $75.00 | 8/4/2009 9:27:51 PM |
| ilend57 | $25.00 | $25.00 | 8/5/2009 11:26:27 AM |
| ixjoec | $33.00 | $33.00 | 8/5/2009 1:28:05 PM |
| BGILlender | $50.00 | $50.00 | 8/5/2009 6:17:33 PM |
| lasalle123 | $50.00 | $50.00 | 8/5/2009 9:09:05 PM |
| dpjd | $50.00 | $50.00 | 8/6/2009 12:30:17 PM |
| skorpious | $50.00 | $50.00 | 8/6/2009 6:19:27 PM |
| roswellandy | $27.00 | $27.00 | 8/6/2009 5:16:16 PM |
| Kelor99 | $25.00 | $25.00 | 8/6/2009 8:07:10 PM |
| chongngoc | $50.00 | $50.00 | 8/7/2009 5:55:44 AM |
| earth70s | $25.00 | $25.00 | 8/7/2009 7:48:18 AM |
| DG2007 | $25.00 | $25.00 | 8/7/2009 12:32:41 PM |
| ITFDEE | $25.00 | $25.00 | 8/7/2009 3:17:09 PM |
| lucygirl2 | $50.00 | $50.00 | 8/7/2009 6:50:09 PM |
| slyders87 | $50.00 | $50.00 | 8/7/2009 6:56:46 PM |
| OGS_Capital | $25.00 | $25.00 | 8/8/2009 7:44:41 AM |
| piano55 | $41.04 | $41.04 | 8/8/2009 9:22:18 AM |
| macotra4 | $29.39 | $29.39 | 8/8/2009 8:08:27 AM |
| Int_PrinRateTime4000 | $40.00 | $40.00 | 8/8/2009 10:06:18 AM |
| Marco83 | $50.00 | $50.00 | 8/8/2009 1:43:35 PM |
| colorfulgardener | $50.00 | $50.00 | 8/8/2009 2:35:16 PM |
| Light_Verity | $500.00 | $500.00 | 8/9/2009 8:10:15 AM |
| StargazerLending | $25.00 | $25.00 | 8/9/2009 12:28:23 PM |
| Loan_shark718 | $50.00 | $50.00 | 8/9/2009 8:24:36 AM |
| AtmaSingshu | $25.00 | $25.00 | 8/9/2009 11:16:06 AM |
| gt5149c | $25.00 | $25.00 | 8/9/2009 2:28:46 PM |
| Nickel8 | $25.00 | $25.00 | 8/9/2009 9:16:21 PM |
| spiff666 | $25.00 | $25.00 | 8/9/2009 4:56:22 PM |
| StanTheMan | $25.00 | $25.00 | 8/9/2009 5:36:46 PM |
| plaudvr07 | $50.00 | $50.00 | 8/9/2009 8:18:19 PM |
| rpd1211 | $25.00 | $25.00 | 8/10/2009 7:28:43 AM |
| corndog4000 | $50.00 | $50.00 | 8/9/2009 11:31:28 PM |
| mattblizz | $50.00 | $50.00 | 8/10/2009 8:27:17 AM |
| dannyboy_997 | $45.00 | $45.00 | 8/10/2009 7:11:00 AM |
| InvestForWealth | $25.00 | $25.00 | 8/10/2009 9:16:44 AM |
| calkidd05 | $25.00 | $25.00 | 8/10/2009 9:45:11 AM |
| SS123 | $50.00 | $50.00 | 8/10/2009 10:45:03 AM |
| gdbls | $50.00 | $50.00 | 8/10/2009 12:22:09 PM |
| 234 bids
|
Borrower Payment Dependent Notes Series
418686
This series of Notes was issued and sold upon the funding of the borrower loan #38271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 34.68% |
Starting monthly payment:
| $65.33 |
|
Final lender yield:
| 18.99% |
Final borrower rate/APR:
| 19.99% / 22.48% |
Final monthly payment:
| $55.74 |
| |
|
Auction yield range:
| 11.23% - 31.00% |
Estimated loss impact:
| 10.45% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.54% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
|
Credit score:
| 660-680 (Jul-2009) |
Current / open credit lines:
| 15
/
15 | Employment status: | Self-employed |
|
Now delinquent:
| 0 |
Total credit lines:
| 28 | Length of status: | 3y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $138,781 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 99% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| karmystic |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 660-680
(May-2009)
640-660
(Mar-2008)
|
|
Principal balance:
| $2,725.29 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Inventory
Purpose of loan:
This loan will be used to? To purchase inventory.
My financial situation:
I am a good candidate for this loan because? I currently have a loan with prosper and I have never been late on a payment. I feel I am dependable and have already paid off cc personal debt, which reflects in my credit score going up not down . I am currently make money working at home for my own consulting business. I recently started another business and need to have inventory on hand. Paying prosper has not been that difficult, because I am married and my husband brings in 40k a year. I hope you will consider me a worthwhile candidate for a prosper loan.
Monthly net income: $ 5,800-6,000
Housing: $ 480.00
Insurance: $ 300.0
Car expenses: $ 200.00
Utilities: $ 100.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 500.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 2,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I see you have revolving credit of over $100,000 and nearly 100% credit card utilization. I would need a goood explanation before I would bid on your loan - SV-AZ
A:
Most of the revolving credit belongs to a home equity loan in both my name and my husbands. We own a very old home and did an intensive remodel. I have managed to pay of one cc, which increased my score. The lines are high because I have been focusing on one card at a time to pay them off. I have a current loan with prosper and I have never been late. My new business venture is proving to be very lucrative, however I need to have inventory on hand. Thanks for considering my loan.
(Aug-02-2009)
Q:
Can you provide more information about your business? Thanks. - P2InvestorSolutions
A:
My main business and income is in my consulting business. The second venture I have take on is in retail sales, the products are very popular, however most of the customers who come to me want the product now. I have lost a few sales because they don't want to wait for an order to be placed, so some have gone to someone else. I make a pretty good commision because I have been making the sales, but I could do so much more with inventory on hand.
(Aug-02-2009)
Q:
Humans, let's lend to this one! It's a great investment! Oh, I got a question, how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
Thanks for the Help. I already make enough with this business to make the payments, but my long term goal is to have it paid off by March of next year,
might just be able to do it sooner.
(Aug-10-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| northern_paddler | $25.00 | $25.00 | 8/11/2009 9:28:16 AM |
| vmh20035 | $50.00 | $50.00 | 8/12/2009 10:46:33 AM |
| bst | $34.03 | $34.03 | 8/12/2009 7:16:58 PM |
| zapquoc | $25.00 | $25.00 | 8/12/2009 10:27:37 PM |
| money-expert | $25.00 | $25.00 | 8/13/2009 6:28:42 AM |
| boodo | $155.32 | $155.32 | 8/13/2009 10:06:45 AM |
| srs1325 | $25.00 | $25.00 | 8/13/2009 9:16:44 AM |
| lnrn | $29.49 | $29.49 | 8/13/2009 2:59:37 PM |
| ayiticheri | $25.00 | $25.00 | 8/13/2009 3:07:09 PM |
| realtormoises | $25.00 | $25.00 | 8/13/2009 4:20:39 PM |
| Leshan | $50.00 | $50.00 | 8/14/2009 5:57:52 AM |
| bitano | $50.00 | $50.00 | 8/14/2009 7:34:13 AM |
| synboi | $121.56 | $121.56 | 8/14/2009 6:04:57 AM |
| ColoradoLender82 | $25.00 | $25.00 | 8/14/2009 9:24:39 AM |
| best-generosity-financier | $25.00 | $25.00 | 8/14/2009 9:42:16 AM |
| bst | $25.00 | $25.00 | 8/12/2009 7:08:08 PM |
| hektek22 | $300.00 | $300.00 | 8/12/2009 9:29:06 PM |
| california5andime | $25.00 | $25.00 | 8/13/2009 9:56:13 AM |
| Ray3486 | $25.00 | $25.00 | 8/13/2009 5:02:53 PM |
| coyone | $50.00 | $50.00 | 8/13/2009 5:09:24 PM |
| Matt_Colsia | $100.00 | $100.00 | 8/13/2009 5:26:53 PM |
| aspire2grow | $28.27 | $28.27 | 8/13/2009 5:50:58 PM |
| stonehillloans | $25.00 | $25.00 | 8/14/2009 6:29:36 AM |
| First_Rate_Entrepreneur | $28.00 | $6.33 | 8/14/2009 6:32:30 AM |
| Taho | $50.00 | $50.00 | 8/14/2009 7:36:00 AM |
| EEasyMoney | $25.00 | $25.00 | 8/14/2009 7:38:06 AM |
| Tahoeman | $50.00 | $50.00 | 8/14/2009 8:05:30 AM |
| emitt3140 | $25.00 | $25.00 | 8/14/2009 8:19:07 AM |
| Champion_Lending | $25.00 | $25.00 | 8/14/2009 8:19:54 AM |
| LeoBUSIIT | $25.00 | $25.00 | 8/14/2009 7:56:46 AM |
| jsnryn | $25.00 | $25.00 | 8/14/2009 9:41:05 AM |
| 31 bids
|
Borrower Payment Dependent Notes Series
418736
This series of Notes was issued and sold upon the funding of the borrower loan #38256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 12.11% |
Starting monthly payment:
| $96.80 |
|
Final lender yield:
| 8.10% |
Final borrower rate/APR:
| 9.10% / 11.20% |
Final monthly payment:
| $95.54 |
| |
|
Auction yield range:
| 3.23% - 9.00% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.50% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 41% |
|
Credit score:
| 760-780 (Jul-2009) |
Current / open credit lines:
| 17
/
15 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 10y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $37,281 |
Occupation: | Teacher |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 78% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| intelligent-income |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
get rid of high rate credit cards
Purpose of loan: Two of my credit cards (Bank of America) had the rates changed and the credit limit cut, even though my payments had never been late and were always more than the minimum. This loan would be used to pay them off and get a better interest rate, allowing me to put even more money toward paying down my debt.
My financial situation: Even with assisting my daughters with their college expenses and co-signing on a vehicle, I've maintained good credit and an excellent repayment history. I have a very stable job, even in this economy, as a special ed teacher and have worked in the same school system for over ten years. Contributing to this loan would be worth the risk.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Hi. Can you tell me the balance, rates and monthly payments on your cards? Thanks. - Abed-nego
A:
One was raised to 25.9%, after being at 13% previously. Its balance is $2100. Until the increase, I paid at least double the minimum each month. Afterward, it was difficult to make progress in paying it down. The other was also raised but I was able to 'opt out' as long as the card was no longer used---which was fine with me! The balance on it is just under $1500. The minimum for both is over $100 and this loan would allow me to pay them off and reduce the interest rate. Thank you!
(Aug-10-2009)
Q:
Please detail your $37,281 in revolving debt. Thanks - John_14_6
A:
Most are from two places, both involving my daughters. Because I made too little to qualify for a PLUS loan and too much for them to qualify for grants, I needed to do something else for college expenses. (a divorce--with no $$ support beyond age 18--left it soley to me) Most of the debt is a line of credit I used to help with college expenses. The other is from a credit card used for other college costs like books, etc. They are not re-occurring expenses and are current in being paid off.
(Aug-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| emunah6 | $25.00 | $25.00 | 8/2/2009 2:22:20 PM |
| JCPlending | $25.00 | $25.00 | 8/5/2009 4:26:25 PM |
| hellasow | $30.00 | $30.00 | 8/7/2009 3:29:56 AM |
| hereverycentcounts | $25.00 | $25.00 | 8/7/2009 4:45:54 PM |
| rockymtbob | $50.00 | $50.00 | 8/8/2009 7:17:11 PM |
| mrxtravis | $25.00 | $25.00 | 8/8/2009 9:11:54 PM |
| myidear | $25.00 | $25.00 | 8/9/2009 4:00:34 AM |
| CornerKetch | $25.01 | $25.01 | 8/10/2009 8:35:10 AM |
| ChristopherHS | $25.00 | $25.00 | 8/10/2009 12:28:52 PM |
| micah7345 | $50.00 | $50.00 | 8/10/2009 12:57:11 PM |
| vegibenz | $25.00 | $25.00 | 8/10/2009 11:07:25 AM |
| PrinceValium | $25.00 | $25.00 | 8/10/2009 1:23:36 PM |
| ekmendenhall | $100.00 | $100.00 | 8/11/2009 7:56:25 AM |
| macotra4 | $35.00 | $35.00 | 8/11/2009 12:29:55 PM |
| Lotsofbears | $25.00 | $25.00 | 8/11/2009 5:24:30 PM |
| JerryB96 | $25.00 | $25.00 | 8/11/2009 7:25:34 PM |
| OzGuy609 | $25.00 | $25.00 | 8/12/2009 5:54:15 AM |
| zxr | $50.00 | $50.00 | 8/12/2009 10:05:00 AM |
| maga | $44.00 | $44.00 | 8/12/2009 7:02:10 PM |
| oldman68 | $25.00 | $25.00 | 8/12/2009 7:44:02 PM |
| sknop64 | $25.00 | $25.00 | 8/12/2009 8:38:02 PM |
| sab | $25.00 | $25.00 | 8/13/2009 7:10:23 AM |
| Newfoundcash | $25.00 | $25.00 | 8/13/2009 8:50:07 AM |
| sunnysally | $50.00 | $50.00 | 8/13/2009 8:09:29 AM |
| skifamily1992 | $25.00 | $25.00 | 8/13/2009 9:23:51 AM |
| suzanny | $25.00 | $25.00 | 8/13/2009 10:30:06 AM |
| order-rider | $50.00 | $50.00 | 8/13/2009 3:54:07 PM |
| dwh-50 | $50.00 | $50.00 | 8/13/2009 4:46:12 PM |
| pete90265 | $100.00 | $100.00 | 8/13/2009 8:42:07 PM |
| coldfuzion | $50.00 | $50.00 | 8/14/2009 12:29:50 AM |
| nestegg4e | $50.00 | $50.00 | 8/14/2009 4:40:33 AM |
| dollarboy | $50.00 | $50.00 | 8/13/2009 8:42:25 PM |
| Eagledrop | $50.00 | $50.00 | 8/14/2009 4:49:20 AM |
| Tapu22 | $50.00 | $50.00 | 8/13/2009 9:32:57 PM |
| bossyboots01 | $50.00 | $50.00 | 8/14/2009 3:38:51 AM |
| StarFundingSource | $25.00 | $25.00 | 8/14/2009 8:29:37 AM |
| moneyismyfriend | $25.00 | $25.00 | 8/14/2009 9:30:14 AM |
| JLPicard | $50.00 | $50.00 | 8/2/2009 10:07:29 AM |
| retiresecure | $54.07 | $54.07 | 8/4/2009 5:30:57 AM |
| UncleSafety | $50.00 | $50.00 | 8/7/2009 7:23:11 PM |
| ManhattanLender | $25.00 | $25.00 | 8/8/2009 3:56:18 PM |
| gadfly066 | $27.27 | $27.27 | 8/9/2009 5:34:41 PM |
| scref | $25.00 | $25.00 | 8/9/2009 5:28:10 PM |
| mattblizz | $50.00 | $50.00 | 8/11/2009 11:14:47 AM |
| CA_Lender | $25.00 | $25.00 | 8/11/2009 6:53:43 PM |
| vineet | $37.00 | $37.00 | 8/11/2009 6:13:28 PM |
| vmh20035 | $50.00 | $50.00 | 8/12/2009 10:49:25 AM |
| rockhound84 | $50.00 | $50.00 | 8/12/2009 1:02:29 PM |
| paixbouche | $69.34 | $69.34 | 8/12/2009 8:15:17 PM |
| KingCroesus | $25.00 | $25.00 | 8/13/2009 1:19:32 AM |
| Svigel | $27.92 | $27.92 | 8/13/2009 5:54:35 AM |
| flshdaskll | $25.00 | $25.00 | 8/13/2009 4:15:40 AM |
| Druidsoft | $100.00 | $100.00 | 8/13/2009 12:07:56 AM |
| Dandanrad | $25.00 | $25.00 | 8/13/2009 6:02:53 AM |
| Musiclover27 | $25.00 | $25.00 | 8/13/2009 11:20:35 AM |
| SkipMcGrath | $48.03 | $48.03 | 8/13/2009 11:40:25 AM |
| Charmart | $25.00 | $25.00 | 8/13/2009 2:45:13 PM |
| CaliforniaSun | $50.00 | $50.00 | 8/13/2009 4:25:20 PM |
| Cbank05 | $30.00 | $30.00 | 8/13/2009 4:49:59 PM |
| nasdaq87 | $50.00 | $50.00 | 8/13/2009 7:45:03 PM |
| Galdis | $50.00 | $50.00 | 8/13/2009 8:39:19 PM |
| scloans | $25.00 | $25.00 | 8/14/2009 2:00:51 AM |
| Realjo | $50.00 | $50.00 | 8/13/2009 9:24:57 PM |
| WhiteFang34 | $100.00 | $100.00 | 8/14/2009 3:09:42 AM |
| AtmaSingshu | $25.00 | $25.00 | 8/13/2009 11:20:46 PM |
| drummerdad | $50.00 | $50.00 | 8/14/2009 6:17:53 AM |
| Nasdaq | $100.00 | $100.00 | 8/14/2009 5:17:54 AM |
| dhallii | $51.00 | $51.00 | 8/14/2009 6:23:33 AM |
| LAKETIME | $25.00 | $25.00 | 8/14/2009 6:33:26 AM |
| DADOF1 | $25.00 | $25.00 | 8/14/2009 6:42:53 AM |
| Earn_money | $25.00 | $25.00 | 8/14/2009 8:31:13 AM |
| bobnewt | $50.00 | $46.36 | 8/14/2009 9:12:56 AM |
| ultimatepaintball | $50.00 | $50.00 | 8/14/2009 9:23:48 AM |
| best-generosity-financier | $25.00 | $25.00 | 8/14/2009 9:42:53 AM |
| 74 bids
|
Borrower Payment Dependent Notes Series
418812
This series of Notes was issued and sold upon the funding of the borrower loan #38259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 11.02% |
Starting borrower rate/APR:
| 12.02% / 14.15% |
Starting monthly payment:
| $166.12 |
|
Final lender yield:
| 10.50% |
Final borrower rate/APR:
| 11.50% / 13.63% |
Final monthly payment:
| $164.88 |
| |
|
Auction yield range:
| 4.23% - 11.02% |
Estimated loss impact:
| 2.13% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.37% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 45% |
|
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 10
/
9 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 31 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,028 |
Occupation: | Skilled Labor |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| JayLep |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 25 ( 100% )
| 720-740 (Latest)
|
|
Principal borrowed:
| $18,500.00 | < mo. late:
| 0
( 0% )
| 720-740
(Sep-2008)
720-740
(Sep-2007)
|
|
Principal balance:
| $7,460.27 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Final Semester of Nursing School
My wife has finally made to the end and is getting her nursing degree in December. We're struggling to the finish line at the moment and could use a little help to pay for the last bit of school books and tuition, graduation fees and the NCLEX exam. We just need to make it to December. We have had two loan through prosper. We paid one off early and the other is 15 months from being paid off. We've never made a late payment nor have we defaulted on either. Thanks for any help you can give!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What is your income? - FarmersBank
A:
I make about $39,000 per year and within two to three months my wife's salary as a registered nurse will more then double our income.
(Aug-13-2009)
Q:
Does she have a job lined up? How is the job market for nursing where you live? - FarmersBank
A:
The nursing market is still going strong in the area we live in. Her school provides job placement assistance and most students at her school are employed two to three months before graduation. She has begun the application process with several area hospitals. If you are concerned about us being able to pay back the loan, we are consolidating a few small bills with the school fees and can afford the monthly payment whether my wife has a job or not.
(Aug-13-2009)
Q:
Good Luck, you got my bid. Your new Prosper payment is factored into your DTI. Your DTI is 45%. If it was 40% I believe a portfolio plan would fund this thing quick. If you do not get the funding you should try a smaller amount to get the DTI to 40%. - Lender_Guy
A:
Thanks!! If it doesn't work out I may have a few questions for you about this portfolio process. We also have a high DTI because of my wife's student loans, but the payments don't start until 6 months after she graduates. I don't think people realize that.
(Aug-13-2009)
Q:
Humans, let's lend to this one! It's a great investment! Oh, I got a question, how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
It will take a while to repay this loan. We have a previous prosper loan with a much higher monthly payment that is 14 months from being paid off. We'll be concentrating on paying that one off first. I would guess it would take a minimum of two years if not the full term of the loan to repay. Thanks so much for the vote of confidence!!! We truly appreciate everyone on this site!!
(Aug-13-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| mozzarella | $25.00 | $25.00 | 8/2/2009 10:02:26 PM |
| CallMeBen | $25.00 | $25.00 | 8/5/2009 8:56:53 PM |
| mrreynol | $25.00 | $25.00 | 8/6/2009 8:31:52 PM |
| Hamachi | $50.00 | $50.00 | 8/8/2009 10:55:52 AM |
| acg | $40.00 | $40.00 | 8/10/2009 4:27:37 AM |
| icanhelpyouout | $50.00 | $50.00 | 8/11/2009 7:34:00 AM |
| ManhattanLender | $25.00 | $25.00 | 8/11/2009 4:31:34 PM |
| Kash2010lu | $25.00 | $25.00 | 8/11/2009 5:54:36 PM |
| Hogan55 | $100.00 | $100.00 | 8/11/2009 6:33:03 PM |
| JerryB96 | $25.00 | $25.00 | 8/12/2009 12:13:20 PM |
| JJ-Loans | $100.00 | $100.00 | 8/12/2009 4:59:26 PM |
| Jinja | $25.00 | $25.00 | 8/12/2009 4:55:14 PM |
| KingCroesus | $25.00 | $25.00 | 8/13/2009 1:21:31 AM |
| KFoster | $50.00 | $50.00 | 8/13/2009 4:20:31 AM |
| edsmoney | $100.00 | $100.00 | 8/13/2009 4:27:29 AM |
| RecycledProtest | $42.22 | $42.22 | 8/13/2009 8:32:48 AM |
| bambampk | $25.00 | $25.00 | 8/13/2009 10:23:20 AM |
| fire_torf | $25.00 | $25.00 | 8/13/2009 2:26:13 PM |
| klemer | $25.00 | $25.00 | 8/13/2009 2:26:24 PM |
| shellstar | $26.63 | $26.63 | 8/13/2009 3:13:59 PM |
| jtc26 | $100.00 | $100.00 | 8/13/2009 3:26:33 PM |
| weezy22 | $30.00 | $30.00 | 8/13/2009 5:18:52 PM |
| Hey_Joe | $25.00 | $25.00 | 8/13/2009 5:31:23 PM |
| BankofPaul | $100.00 | $100.00 | 8/13/2009 5:36:48 PM |
| EODLEGS | $25.00 | $25.00 | 8/13/2009 6:02:42 PM |
| mrreynol | $48.36 | $48.36 | 8/13/2009 5:42:55 PM |
| Tapu22 | $50.00 | $50.00 | 8/13/2009 9:36:03 PM |
| lm75 | $25.00 | $25.00 | 8/13/2009 6:27:06 PM |
| evildutchman | $50.00 | $50.00 | 8/13/2009 11:11:04 PM |
| Rob717171 | $150.00 | $150.00 | 8/13/2009 8:44:39 PM |
| flshdaskll | $25.00 | $25.00 | 8/13/2009 7:31:26 PM |
| skorpious | $50.00 | $50.00 | 8/13/2009 7:44:03 PM |
| flippinsweetdude | $30.00 | $30.00 | 8/13/2009 8:07:39 PM |
| WhiteFang34 | $100.00 | $100.00 | 8/14/2009 3:12:09 AM |
| rockymtbob | $50.00 | $50.00 | 8/13/2009 8:40:59 PM |
| Realjo | $50.00 | $50.00 | 8/13/2009 9:26:20 PM |
| Leshan | $50.00 | $50.00 | 8/14/2009 6:16:47 AM |
| hektek22 | $300.00 | $300.00 | 8/13/2009 9:48:31 PM |
| AtmaSingshu | $25.00 | $25.00 | 8/13/2009 11:23:19 PM |
| yu-rik | $50.00 | $50.00 | 8/14/2009 4:18:27 AM |
| autoconnection | $30.00 | $30.00 | 8/14/2009 5:08:45 AM |
| jlendog | $400.00 | $215.18 | 8/14/2009 7:44:33 AM |
| G-Love | $75.00 | $75.00 | 8/14/2009 7:57:58 AM |
| FarmersBank | $75.00 | $75.00 | 8/14/2009 6:15:51 AM |
| StarFundingSource | $25.00 | $25.00 | 8/14/2009 8:30:53 AM |
| bhargapa | $300.00 | $300.00 | 8/14/2009 8:46:29 AM |
| jsnryn | $25.00 | $25.00 | 8/14/2009 9:45:20 AM |
| ultimatepaintball | $50.00 | $50.00 | 8/14/2009 9:28:00 AM |
| CheeseAngel | $239.00 | $239.00 | 8/5/2009 6:58:43 PM |
| boatplug | $50.00 | $50.00 | 8/10/2009 1:34:25 PM |
| head | $25.00 | $25.00 | 8/11/2009 2:40:14 AM |
| macotra4 | $35.00 | $35.00 | 8/11/2009 7:40:46 AM |
| Ananya | $25.00 | $25.00 | 8/11/2009 6:16:20 PM |
| munoz44 | $25.00 | $25.00 | 8/11/2009 10:38:10 PM |
| market-orb | $50.00 | $50.00 | 8/12/2009 2:44:55 PM |
| jfreaksho | $60.00 | $60.00 | 8/12/2009 7:12:34 PM |
| CA_Lender | $25.00 | $25.00 | 8/12/2009 4:58:09 PM |
| Mishlu | $50.00 | $50.00 | 8/12/2009 6:14:02 PM |
| G-Love | $25.00 | $25.00 | 8/12/2009 6:45:54 PM |
| affluence-scientist906 | $150.00 | $150.00 | 8/12/2009 8:15:39 PM |
| mrreynol | $25.00 | $25.00 | 8/12/2009 8:35:09 PM |
| lindssc1 | $50.00 | $50.00 | 8/12/2009 10:25:34 PM |
| bondhedger | $25.00 | $25.00 | 8/13/2009 5:37:16 AM |
| Newfoundcash | $25.00 | $25.00 | 8/13/2009 8:55:03 AM |
| rexteller | $30.00 | $30.00 | 8/13/2009 12:39:14 PM |
| congardner1 | $25.00 | $25.00 | 8/13/2009 1:37:12 PM |
| Charmart | $25.00 | $25.00 | 8/13/2009 2:46:58 PM |
| Astyanax | $25.00 | $25.00 | 8/13/2009 2:34:06 PM |
| Joeburly | $25.00 | $25.00 | 8/13/2009 3:59:42 PM |
| Pu239 | $76.00 | $76.00 | 8/13/2009 4:23:00 PM |
| unfixer | $30.00 | $30.00 | 8/13/2009 4:44:07 PM |
| bunnybear | $59.61 | $59.61 | 8/13/2009 5:13:39 PM |
| DannyPhantom | $50.00 | $50.00 | 8/13/2009 8:57:25 PM |
| usd1027 | $30.00 | $30.00 | 8/13/2009 6:51:18 PM |
| thomas16882004 | $50.00 | $50.00 | 8/13/2009 9:53:31 PM |
| colorfulgardener | $50.00 | $50.00 | 8/14/2009 12:05:11 AM |
| nestegg4e | $50.00 | $50.00 | 8/14/2009 4:44:27 AM |
| Galdis | $50.00 | $50.00 | 8/13/2009 8:43:11 PM |
| kingtut999 | $25.00 | $25.00 | 8/13/2009 9:15:17 PM |
| Nasdaq | $50.00 | $50.00 | 8/14/2009 5:38:16 AM |
| bossyboots01 | $50.00 | $50.00 | 8/14/2009 3:45:30 AM |
| liberty-equilibrium | $90.00 | $90.00 | 8/13/2009 9:39:15 PM |
| dhallii | $58.00 | $58.00 | 8/14/2009 6:24:17 AM |
| HomerdohNY | $25.00 | $25.00 | 8/14/2009 4:30:08 AM |
| amlu1988 | $50.00 | $50.00 | 8/14/2009 6:55:20 AM |
| colorfulgardener | $50.00 | $50.00 | 8/14/2009 12:02:47 AM |
| drummerdad | $25.00 | $25.00 | 8/14/2009 6:21:00 AM |
| mattblizz | $50.00 | $50.00 | 8/14/2009 7:17:36 AM |
| Occhy | $25.00 | $25.00 | 8/14/2009 8:47:20 AM |
| rohnjobus | $30.00 | $30.00 | 8/14/2009 9:00:04 AM |
| 67799 | $25.00 | $25.00 | 8/14/2009 9:00:58 AM |
| best-generosity-financier | $25.00 | $25.00 | 8/14/2009 9:45:41 AM |
| 92 bids
|
Borrower Payment Dependent Notes Series
418826
This series of Notes was issued and sold upon the funding of the borrower loan #38240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| HR |
Auction start date:
| Jul-31-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Aug-09-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.73% |
Starting monthly payment:
| $67.85 |
|
Final lender yield:
| 34.00% |
Final borrower rate/APR:
| 35.00% / 37.73% |
Final monthly payment:
| $67.85 |
| |
|
Auction yield range:
| 17.23% - 34.00% |
Estimated loss impact:
| 20.01% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.99% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 37% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 10
/
10 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 14 | Length of status: | 28y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $13,009 |
Occupation: | Food Service |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 95% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| SSpenneberg |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off credit cards and misc!
Purpose of loan:
This loan will be used to pay a big chunk of credit cards off and get my car fixed so I can drive to visit my kids in Florida. My youngest and his wife and my two beautiful grandchildren who I have not seen in almost 2 years would love for me to come to visit. But I have a few things I need to get in order and fixed on my clunker?in order to get there.
My financial situation:
I am a good candidate for this loan because?I am a responsible 64 year old woman who pays all her bills on time and has had the same job as a waitress for over 27 years at the same employer. I may be getting old but I am young at heart and my family is my entire being. I pride myself in my ability to manage and pay all my bills with no assistance while raising my 15 year old grandson. I make more than than any waitress I know but then again I guess I better after this many years. I own my trailer and have lived in it for over 15 years and as long as a tornado doesn't take us out..i will still be living there! One loan that I have is actually being paid by my eldest son when he went through a nasty divorce and custody hearing.
Monthly net income: $ 1800-2100 varies
Monthly expenses: $ 1029?
??Housing: $ 150 lot rent
??Insurance: $ 74
??Car expenses: $?80 Gas?
??Utilities: $?175?
??Phone, cable, internet: $ 150
??Food, entertainment: $ 0
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 350
??Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I bid because anyone whom has held down the same job for 28 years deserve recognition for all those whom you have pleasantly served a good meal to. And it is about time you went to see your kids again. Shame on you for waiting so long. Good Luck. - karmanxten
A:
Thank you for your generosity it will not go un-noticed. I know I have waited too long but there always seems to be something that comes up! Whether this gets funded or not..I will try my darndest to get down there and see my babies. Thanks again!
(Aug-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fcb202 | $25.00 | $25.00 | 7/31/2009 10:07:43 AM |
| planky | $50.00 | $50.00 | 8/3/2009 11:16:56 AM |
| karmanxten | $328.00 | $328.00 | 8/8/2009 5:12:24 PM |
| aztocas | $50.00 | $50.00 | 8/8/2009 1:19:47 PM |
| karmanxten | $672.00 | $672.00 | 8/8/2009 8:15:53 PM |
| joebob78 | $75.41 | $50.00 | 8/9/2009 8:23:00 AM |
| Wyatte | $100.00 | $100.00 | 8/9/2009 1:05:53 PM |
| emance | $50.00 | $50.00 | 8/9/2009 12:04:37 PM |
| aztocas | $50.00 | $50.00 | 8/1/2009 11:44:17 PM |
| Trident-Fund | $50.00 | $50.00 | 8/8/2009 8:00:28 PM |
| philha99 | $50.00 | $50.00 | 8/9/2009 12:54:24 AM |
| stonehillloans | $25.00 | $25.00 | 8/9/2009 5:16:49 AM |
| 12 bids
|
Borrower Payment Dependent Notes Series
418910
This series of Notes was issued and sold upon the funding of the borrower loan #38242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $6,400.00 |
Prosper Rating:
| A |
Auction start date:
| Aug-03-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-17-2009 |
|
|
Starting lender yield:
| 15.17% |
Starting borrower rate/APR:
| 16.17% / 18.36% |
Starting monthly payment:
| $225.54 |
|
Final lender yield:
| 11.74% |
Final borrower rate/APR:
| 12.74% / 14.88% |
Final monthly payment:
| $214.84 |
| |
|
Auction yield range:
| 4.23% - 15.17% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.60% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 20
/
17 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 35 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $120,304 |
Occupation: | Analyst |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 62% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| thebear |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
This is my last try
Purpose of loan:
A couple thousand directly toward bills and a few thousand to pay down higher interest credit cards. I need the cash flow through the end of 2009.
Ability to repay:
I have a good income with an excellent company. Car payments and four installment doctor bills will be over with by the end of 2009. I have a lot of debt from a job loss earlier this decade, but?with?my good income?level it is manageable, and I am in a repayment program. I have paid every bill on time my whole life.
Monthly net income: $
4970.00
Monthly expenses: $
??Housing: $ 1600
??Insurance: $?165
??Car expenses: $ 338
??Utilities: $ 200
??Phone, cable, internet: $150
??Food, entertainment: $ 600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1825
??Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
You've indicated your car payment will go away at the end of 2009. Is the auto expense equal to your car payment? Prosper indicates your loan payment to be $200 something. How much will this loan reduce your credit card expenses by? - 4palmtrees
A:
Hi,
I apologize. The 338 is my car payment. I am trying to add 100 for gas and insurance, but I am too late to edit. The 338 is going away in December, but yes, the current budget is very tight. Assuming a prosper loan at 18% and a 225 payment, I believe my credit card payments would be reduced by 6% or about $30 initially. This gets better in 4-5 months when a number of expenses are reduced.
(Aug-08-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| thegreatone | $50.00 | $50.00 | 8/3/2009 10:01:28 AM |
| Sid-K | $50.00 | $50.00 | 8/3/2009 10:06:49 AM |
| fortytwo | $125.00 | $125.00 | 8/3/2009 10:02:53 AM |
| abuyama22 | $25.00 | $25.00 | 8/3/2009 10:08:56 AM |
| totoro | $25.00 | $25.00 | 8/3/2009 10:07:40 AM |
| bchen78875 | $50.00 | $50.00 | 8/3/2009 10:07:05 AM |
| Avala | $25.00 | $25.00 | 8/3/2009 10:07:21 AM |
| krishopper | $25.00 | $25.00 | 8/3/2009 10:11:15 AM |
| lagnisiruk | $25.00 | $25.00 | 8/3/2009 10:12:10 AM |
| GElender | $50.00 | $50.00 | 8/3/2009 10:10:13 AM |
| Artist_Blue | $25.00 | $25.00 | 8/4/2009 8:11:47 AM |
| sisepuede | $25.00 | $25.00 | 8/4/2009 12:27:39 PM |
| yenom | $25.00 | $25.00 | 8/4/2009 12:28:48 PM |
| keyfig | $25.00 | $25.00 | 8/4/2009 6:16:03 PM |
| Veloce | $25.00 | $25.00 | 8/4/2009 6:01:13 PM |
| gdbanks | $25.00 | $25.00 | 8/4/2009 8:17:29 PM |
| PR05P3RToday | $25.00 | $25.00 | 8/4/2009 8:39:33 PM |
| market-assembler | $25.00 | $25.00 | 8/5/2009 7:16:05 AM |
| CallMeBen | $25.00 | $25.00 | 8/5/2009 9:25:15 AM |
| LibbyZ | $50.00 | $50.00 | 8/5/2009 6:55:16 PM |
| outofoffice | $80.06 | $80.06 | 8/5/2009 4:41:35 PM |
| GenerousGentleMan | $25.00 | $25.00 | 8/6/2009 9:31:47 AM |
| JJS180 | $25.00 | $25.00 | 8/6/2009 9:59:35 AM |
| eyal0 | $25.00 | $25.00 | 8/6/2009 10:05:33 AM |
| thedoctor | $25.00 | $25.00 | 8/6/2009 9:59:45 AM |
| BHP12345 | $25.00 | $25.00 | 8/6/2009 1:42:46 PM |
| Syzygy | $25.00 | $25.00 | 8/6/2009 3:34:22 PM |
| FecundFinancier | $25.00 | $25.00 | 8/6/2009 12:38:53 PM |
| bowdish1 | $50.00 | $50.00 | 8/6/2009 2:18:54 PM |
| the-owner | $25.00 | $25.00 | 8/8/2009 1:25:16 AM |
| Hamachi | $50.00 | $50.00 | 8/8/2009 10:59:09 AM |
| jetblack | $50.00 | $50.00 | 8/10/2009 2:05:47 PM |
| minista | $25.00 | $25.00 | 8/10/2009 2:05:46 PM |
| MidnightBank | $25.00 | $25.00 | 8/10/2009 1:02:03 PM |
| shalofin | $75.00 | $75.00 | 8/11/2009 4:43:43 PM |
| MrBadExample | $65.00 | $65.00 | 8/11/2009 5:17:50 PM |
| QsDad | $25.00 | $25.00 | 8/11/2009 4:43:52 PM |
| hellasow | $25.00 | $25.00 | 8/11/2009 7:03:04 PM |
| Spkthewrd3 | $25.00 | $25.00 | 8/12/2009 2:58:55 AM |
| evildutchman | $33.19 | $33.19 | 8/11/2009 7:44:01 PM |
| vmh20035 | $50.00 | $50.00 | 8/12/2009 10:57:32 AM |
| axelducheck | $25.00 | $25.00 | 8/12/2009 2:35:12 PM |
| bambampk | $78.42 | $78.42 | 8/13/2009 10:26:06 AM |
| northern_paddler | $25.00 | $25.00 | 8/13/2009 1:11:03 PM |
| dn0pes | $25.00 | $25.00 | 8/13/2009 2:05:33 PM |
| Jynxie | $50.00 | $50.00 | 8/13/2009 5:27:27 PM |
| sdkakarok | $46.06 | $46.06 | 8/13/2009 6:05:13 PM |
| Tapu22 | $50.00 | $50.00 | 8/13/2009 9:37:33 PM |
| mattblizz | $28.30 | $28.30 | 8/14/2009 7:32:55 AM |
| trekkie3po | $25.00 | $25.00 | 8/14/2009 8:12:40 AM |
| ultimatepaintball | $25.00 | $25.00 | 8/14/2009 9:36:59 AM |
| ManhattanLender | $25.00 | $25.00 | 8/14/2009 10:26:55 AM |
| Loan_Stranger | $50.00 | $50.00 | 8/14/2009 1:31:22 PM |
| malcolmreynolds | $25.00 | $25.00 | 8/14/2009 4:37:49 PM |
| ladybug838 | $25.00 | $25.00 | 8/14/2009 8:44:03 PM |
| sorace | $48.00 | $48.00 | 8/15/2009 1:01:54 AM |
| r1j2r3 | $25.00 | $25.00 | 8/15/2009 5:32:46 AM |
| chrisb4745 | $25.00 | $25.00 | 8/15/2009 3:35:02 PM |
| Jim33 | $25.00 | $25.00 | 8/15/2009 8:48:24 AM |
| wild_carrot | $25.00 | $25.00 | 8/15/2009 5:30:34 PM |
| cwm3651 | $25.00 | $25.00 | 8/15/2009 6:34:30 PM |
| us957165 | $25.00 | $25.00 | 8/15/2009 7:49:42 PM |
| DalCowboys | $50.00 | $50.00 | 8/15/2009 6:54:01 PM |
| Kelor99 | $25.00 | $25.00 | 8/15/2009 4:23:15 PM |
| knowonder | $50.00 | $50.00 | 8/15/2009 5:09:03 PM |
| eyal0 | $25.00 | $25.00 | 8/16/2009 9:31:31 AM |
| unfixer | $25.00 | $25.00 | 8/15/2009 11:36:28 PM |
| AsianDragon | $55.00 | $55.00 | 8/16/2009 9:50:19 AM |
| Rob717171 | $150.00 | $150.00 | 8/16/2009 10:13:08 AM |
| uvm1978 | $50.00 | $50.00 | 8/16/2009 6:47:56 AM |
| carmat60 | $25.00 | $25.00 | 8/15/2009 10:32:32 PM |
| dejnik | $30.00 | $30.00 | 8/16/2009 4:12:31 PM |
| gothampark | $25.00 | $25.00 | 8/16/2009 4:49:39 PM |
| oldman68 | $25.00 | $25.00 | 8/17/2009 7:18:31 AM |
| btormc5 | $50.00 | $50.00 | 8/17/2009 6:14:27 AM |
| SS123 | $50.00 | $50.00 | 8/17/2009 9:21:03 AM |
| Stavros | $25.00 | $25.00 | 8/3/2009 9:57:40 AM |
| CorporateT00l | $25.00 | $25.00 | 8/3/2009 9:58:31 AM |
| elated-justice | $25.00 | $25.00 | 8/3/2009 9:59:55 AM |
| sas19 | $25.00 | $25.00 | 8/3/2009 10:06:30 AM |
| here2lend | $25.00 | $25.00 | 8/3/2009 10:02:22 AM |
| DukSerduk | $25.00 | $25.00 | 8/3/2009 10:07:58 AM |
| pitashi | $25.00 | $25.00 | 8/3/2009 10:04:08 AM |
| 888168 | $50.00 | $50.00 | 8/3/2009 10:09:16 AM |
| cyberie21 | $40.00 | $40.00 | 8/3/2009 10:09:28 AM |
| tallcoolone | $25.00 | $25.00 | 8/3/2009 10:08:33 AM |
| anton | $25.00 | $25.00 | 8/3/2009 10:09:42 AM |
| mathprof | $25.00 | $25.00 | 8/3/2009 10:10:00 AM |
| skuba | $50.00 | $50.00 | 8/3/2009 10:14:00 AM |
| hope-eagle6 | $25.00 | $25.00 | 8/3/2009 10:18:04 AM |
| cash-sensai2 | $25.00 | $25.00 | 8/3/2009 3:00:37 PM |
| vegibenz | $25.00 | $25.00 | 8/3/2009 6:19:33 PM |
| spudbeach | $75.00 | $75.00 | 8/3/2009 9:49:43 PM |
| lend4life13 | $65.86 | $65.86 | 8/4/2009 6:36:56 AM |
| truth-companion | $25.00 | $25.00 | 8/4/2009 12:26:31 PM |
| kenji4861 | $31.15 | $31.15 | 8/4/2009 12:28:50 PM |
| kyomoon | $59.86 | $59.86 | 8/4/2009 6:01:49 PM |
| Theboof | $25.00 | $25.00 | 8/4/2009 6:01:50 PM |
| windfall46 | $25.00 | $25.00 | 8/4/2009 8:10:09 PM |
| financelover | $25.00 | $25.00 | 8/4/2009 8:21:45 PM |
| Jassi | $50.00 | $50.00 | 8/5/2009 7:31:03 AM |
| EJO | $25.00 | $25.00 | 8/5/2009 11:05:10 AM |
| puifais | $25.00 | $25.00 | 8/5/2009 9:20:47 AM |
| red-sublime-return | $25.00 | $25.00 | 8/5/2009 9:31:58 AM |
| mrzz | $25.00 | $25.00 | 8/5/2009 4:10:10 PM |
| atlgator | $25.00 | $25.00 | 8/5/2009 4:26:55 PM |
| mizount | $25.00 | $25.00 | 8/5/2009 4:27:20 PM |
| virtualbank | $25.00 | $25.00 | 8/5/2009 6:50:31 PM |
| zhiguli | $36.98 | $36.98 | 8/5/2009 6:55:11 PM |
| cheng | $25.00 | $25.00 | 8/6/2009 1:10:13 AM |
| unclejaef | $25.00 | $25.00 | 8/6/2009 10:00:23 AM |
| juiceman818 | $25.00 | $25.00 | 8/6/2009 10:00:02 AM |
| BankOfShaun | $25.00 | $25.00 | 8/6/2009 10:50:11 AM |
| BoutYeBank | $25.00 | $25.00 | 8/6/2009 4:47:30 PM |
| OrcaFIN | $50.00 | $50.00 | 8/7/2009 7:11:22 AM |
| building_community | $25.00 | $25.00 | 8/7/2009 12:20:14 PM |
| Johnab | $55.00 | $55.00 | 8/7/2009 6:05:48 PM |
| mpatrick | $100.00 | $100.00 | 8/9/2009 5:50:25 PM |
| Cherrypicker | $33.32 | $33.32 | 8/10/2009 11:15:25 AM |
| ramsbladder | $25.00 | $25.00 | 8/10/2009 2:01:05 PM |
| macotra4 | $35.00 | $35.00 | 8/11/2009 12:28:07 PM |
| ZerightGifts | $200.00 | $200.00 | 8/11/2009 1:28:04 PM |
| CornerKetch | $25.01 | $25.01 | 8/12/2009 4:50:21 PM |
| aislinnn | $25.00 | $25.00 | 8/13/2009 11:05:30 AM |
| nevetsnosliw1 | $25.00 | $25.00 | 8/13/2009 2:29:58 PM |
| help_each_other | $25.00 | $25.00 | 8/13/2009 5:33:11 PM |
| SkipMcGrath | $30.49 | $30.49 | 8/13/2009 5:33:49 PM |
| Aubrei | $25.00 | $25.00 | 8/13/2009 5:34:19 PM |
| EliteCapital | $25.00 | $25.00 | 8/14/2009 6:05:34 AM |
| bbrelo | $50.00 | $50.00 | 8/14/2009 7:33:38 AM |
| Dan12781 | $25.00 | $25.00 | 8/14/2009 5:25:36 AM |
| liberty-equilibrium | $90.00 | $86.66 | 8/14/2009 9:42:05 AM |
| able2help | $25.00 | $25.00 | 8/14/2009 10:04:18 AM |
| Kessler | $25.00 | $25.00 | 8/14/2009 11:26:24 AM |
| Ven58 | $50.00 | $50.00 | 8/14/2009 1:28:36 PM |
| quad | $100.00 | $100.00 | 8/14/2009 12:27:43 PM |
| zenchef | $25.00 | $25.00 | 8/14/2009 9:12:26 PM |
| Cashlender1992 | $25.00 | $25.00 | 8/14/2009 9:00:03 PM |
| Eagledrop | $25.00 | $25.00 | 8/15/2009 4:59:13 AM |
| maga | $25.00 | $25.00 | 8/15/2009 8:36:33 AM |
| lnrn | $61.64 | $61.64 | 8/15/2009 7:44:22 AM |
| maga | $25.00 | $25.00 | 8/15/2009 8:35:18 AM |
| SaintMatthew | $25.00 | $25.00 | 8/15/2009 1:18:05 PM |
| pythia | $25.00 | $25.00 | 8/15/2009 9:39:31 AM |
| Mission1 | $25.00 | $25.00 | 8/15/2009 7:36:37 PM |
| maccpro1 | $50.00 | $50.00 | 8/15/2009 7:50:21 PM |
| JerryB96 | $25.00 | $25.00 | 8/15/2009 5:46:14 PM |
| suburbanman64 | $50.00 | $50.00 | 8/15/2009 6:33:17 PM |
| Galdis | $25.00 | $25.00 | 8/16/2009 12:33:18 AM |
| CaliforniaSun | $50.00 | $50.00 | 8/16/2009 1:55:07 PM |
| bank-of-lomax | $50.00 | $50.00 | 8/16/2009 2:44:06 PM |
| Leshan | $50.00 | $50.00 | 8/16/2009 1:24:54 PM |
| mamayama | $100.00 | $100.00 | 8/16/2009 8:17:38 PM |
| dud | $50.00 | $50.00 | 8/16/2009 4:05:37 PM |
| rob095 | $25.00 | $25.00 | 8/16/2009 7:36:55 PM |
| zapquoc | $25.00 | $25.00 | 8/16/2009 10:18:11 PM |
| LeoBUSIIT | $25.00 | $25.00 | 8/16/2009 8:53:38 PM |
| Druidsoft | $100.00 | $100.00 | 8/16/2009 11:43:40 PM |
| kindness-jedi | $25.00 | $25.00 | 8/17/2009 2:48:39 AM |
| TicTac | $75.00 | $75.00 | 8/17/2009 8:24:53 AM |
| lifegrowth | $25.00 | $25.00 | 8/17/2009 9:33:23 AM |
| myduck | $100.00 | $100.00 | 8/17/2009 9:25:51 AM |
| branaa99 | $50.00 | $50.00 | 8/17/2009 9:04:17 AM |
| shellstar | $25.00 | $25.00 | 8/17/2009 9:13:40 AM |
| Nasdaq | $25.00 | $25.00 | 8/17/2009 9:42:04 AM |
| dollar-authority | $100.00 | $100.00 | 8/17/2009 9:49:35 AM |
| 166 bids
|
Borrower Payment Dependent Notes Series
419130
This series of Notes was issued and sold upon the funding of the borrower loan #38243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Aug-03-2009 |
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Aug-17-2009 |
|
|
Starting lender yield:
| 7.02% |
Starting borrower rate/APR:
| 8.02% / 10.10% |
Starting monthly payment:
| $94.04 |
|
Final lender yield:
| 6.95% |
Final borrower rate/APR:
| 7.95% / 10.03% |
Final monthly payment:
| $93.94 |
| |
|
Auction yield range:
| 3.23% - 7.02% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 760-780 (Aug-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $24,273 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 46% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Joshkil |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home renovation
Purpose of loan:
This loan will be used for home renovation purposes
My financial situation:
I am a good candidate for this loan because I have held my job with the same employer for 9 yrs and I have never been deliquent on my loans
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 8/3/2009 9:59:14 AM |
| elated-justice | $25.00 | $25.00 | 8/3/2009 10:00:04 AM |
| sas19 | $25.00 | $25.00 | 8/3/2009 10:06:41 AM |
| rjleves | $25.00 | $25.00 | 8/3/2009 10:08:19 AM |
| abuyama22 | $25.00 | $25.00 | 8/3/2009 10:09:05 AM |
| anton | $25.00 | $25.00 | 8/3/2009 10:09:50 AM |
| mathprof | $25.00 | $25.00 | 8/3/2009 10:10:09 AM |
| Sid-K | $50.00 | $50.00 | 8/3/2009 10:06:57 AM |
| tallcoolone | $25.00 | $25.00 | 8/3/2009 10:08:41 AM |
| greenback-floret | $25.00 | $25.00 | 8/3/2009 10:09:58 AM |
| truth-companion | $25.00 | $25.00 | 8/3/2009 10:17:48 AM |
| Algaes | $25.00 | $25.00 | 8/3/2009 10:17:10 AM |
| Artist_Blue | $25.00 | $25.00 | 8/3/2009 10:17:41 AM |
| kyomoon | $100.00 | $100.00 | 8/3/2009 10:17:18 AM |
| puifais | $25.00 | $25.00 | 8/3/2009 10:17:37 AM |
| vinayski | $25.00 | $25.00 | 8/3/2009 3:20:13 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/3/2009 3:00:43 PM |
| GElender | $50.00 | $50.00 | 8/3/2009 5:41:01 PM |
| TheRiver08 | $25.00 | $25.00 | 8/3/2009 10:15:41 PM |
| ChristopherHS | $25.00 | $25.00 | 8/3/2009 10:21:29 PM |
| windfall46 | $25.00 | $25.00 | 8/4/2009 11:53:39 AM |
| RoyFauntleroy | $25.00 | $25.00 | 8/4/2009 11:54:13 AM |
| keyfig | $25.00 | $25.00 | 8/4/2009 11:53:33 AM |
| OLYVRC | $25.00 | $25.00 | 8/4/2009 11:53:40 AM |
| gilbow | $25.00 | $25.00 | 8/4/2009 2:15:31 PM |
| shadowflame_99 | $25.00 | $25.00 | 8/4/2009 6:16:06 PM |
| Goodlender42 | $25.00 | $25.00 | 8/4/2009 7:05:30 PM |
| a-harmonious-deal | $25.00 | $25.00 | 8/5/2009 4:27:12 PM |
| unclejaef | $25.00 | $25.00 | 8/5/2009 4:27:10 PM |
| Patrician | $25.00 | $25.00 | 8/6/2009 8:55:23 AM |
| market-assembler | $25.00 | $25.00 | 8/6/2009 9:58:50 AM |
| brstern2 | $25.00 | $25.00 | 8/6/2009 1:27:47 PM |
| yenom | $25.00 | $25.00 | 8/6/2009 6:57:27 PM |
| htargett | $25.00 | $25.00 | 8/7/2009 6:16:49 AM |
| treeline | $50.00 | $50.00 | 8/7/2009 5:55:27 AM |
| newfoundation | $25.00 | $25.00 | 8/7/2009 8:46:50 AM |
| wamozart | $25.00 | $25.00 | 8/7/2009 1:26:01 PM |
| broepke | $25.00 | $25.00 | 8/7/2009 3:26:52 PM |
| conceptpi | $25.00 | $24.73 | 8/7/2009 5:32:21 PM |
| scref | $25.00 | $25.00 | 8/8/2009 7:29:58 AM |
| Lotsofbears | $25.00 | $25.00 | 8/9/2009 8:00:17 AM |
| scref | $25.00 | $25.00 | 8/9/2009 5:29:05 PM |
| plbquic | $50.00 | $50.00 | 8/10/2009 12:22:04 PM |
| Firescreek | $25.00 | $25.00 | 8/11/2009 2:56:19 PM |
| buckyhead2000 | $25.00 | $25.00 | 8/13/2009 3:54:22 PM |
| gizmo65 | $25.00 | $25.00 | 8/14/2009 10:39:15 PM |
| violaetain | $50.00 | $50.00 | 8/16/2009 4:37:38 PM |
| JerryB96 | $25.00 | $25.00 | 8/16/2009 6:50:42 PM |
| bnewy605 | $25.00 | $25.00 | 8/17/2009 5:46:19 AM |
| best-generosity-financier | $25.00 | $25.00 | 8/16/2009 11:33:39 PM |
| octoberfresh | $25.00 | $25.00 | 8/17/2009 6:48:38 AM |
| Nasdaq | $25.00 | $25.00 | 8/17/2009 9:54:55 AM |
| fortytwo | $125.00 | $125.00 | 8/3/2009 10:03:03 AM |
| totoro | $25.00 | $25.00 | 8/3/2009 10:07:53 AM |
| shadowflame_99 | $25.00 | $25.00 | 8/3/2009 10:02:49 AM |
| DukSerduk | $25.00 | $25.00 | 8/3/2009 10:08:09 AM |
| cyberie21 | $40.00 | $40.00 | 8/3/2009 10:09:37 AM |
| Avala | $25.00 | $25.00 | 8/3/2009 10:07:29 AM |
| albatross897 | $25.00 | $25.00 | 8/3/2009 10:10:23 AM |
| 888168 | $50.00 | $50.00 | 8/3/2009 10:09:24 AM |
| lagnisiruk | $25.00 | $25.00 | 8/3/2009 10:12:20 AM |
| skuba | $50.00 | $50.00 | 8/3/2009 10:14:08 AM |
| hope-eagle6 | $25.00 | $25.00 | 8/3/2009 10:18:09 AM |
| Theboof | $25.00 | $25.00 | 8/3/2009 10:17:30 AM |
| bchen78875 | $50.00 | $50.00 | 8/3/2009 11:26:19 AM |
| sisepuede | $25.00 | $25.00 | 8/3/2009 6:03:33 PM |
| jehopper5 | $25.00 | $25.00 | 8/4/2009 9:17:39 AM |
| Veloce | $25.00 | $25.00 | 8/4/2009 11:54:42 AM |
| juiceman818 | $25.00 | $25.00 | 8/4/2009 5:31:19 PM |
| fotep-financial | $25.00 | $25.00 | 8/4/2009 6:45:26 PM |
| krishopper | $25.00 | $25.00 | 8/4/2009 8:17:48 PM |
| Faura | $25.00 | $25.00 | 8/4/2009 8:50:19 PM |
| money-shaker | $25.00 | $25.00 | 8/5/2009 7:31:23 AM |
| Okeey | $25.00 | $25.00 | 8/5/2009 9:18:50 AM |
| red-sublime-return | $25.00 | $25.00 | 8/5/2009 9:32:07 AM |
| cool_kubera | $50.00 | $50.00 | 8/5/2009 12:10:56 PM |
| bigdogsafety1 | $49.96 | $49.96 | 8/5/2009 4:28:06 PM |
| Jassi | $29.99 | $29.99 | 8/5/2009 4:24:49 PM |
| kenji4861 | $30.32 | $30.32 | 8/6/2009 4:10:18 AM |
| grf1945 | $25.00 | $25.00 | 8/6/2009 4:25:08 AM |
| rulender | $50.00 | $50.00 | 8/6/2009 7:41:57 PM |
| TK4 | $25.00 | $25.00 | 8/7/2009 10:10:30 AM |
| able2help | $25.00 | $25.00 | 8/7/2009 11:36:18 AM |
| shanedog | $25.00 | $25.00 | 8/7/2009 12:18:59 PM |
| mrzz | $25.00 | $25.00 | 8/7/2009 4:34:10 PM |
| don'twannadance | $50.00 | $50.00 | 8/9/2009 10:15:08 AM |
| Syzygy | $25.00 | $25.00 | 8/10/2009 2:30:13 PM |
| swiftsoul | $25.00 | $25.00 | 8/11/2009 10:55:11 AM |
| Eagledrop | $50.00 | $50.00 | 8/12/2009 3:31:45 PM |
| Approved | $25.00 | $25.00 | 8/13/2009 5:32:40 PM |
| EmeritusX | $25.00 | $25.00 | 8/14/2009 7:25:39 AM |
| YummiBear | $25.00 | $25.00 | 8/14/2009 8:02:46 PM |
| Snoopylover | $25.00 | $25.00 | 8/15/2009 11:20:59 AM |
| e3oM | $25.00 | $25.00 | 8/16/2009 1:19:45 AM |
| DalCowboys | $50.00 | $50.00 | 8/15/2009 6:44:50 PM |
| dollarboy | $50.00 | $50.00 | 8/16/2009 6:46:38 AM |
| axelducheck | $25.00 | $25.00 | 8/17/2009 9:35:40 AM |
| 97 bids
|
Borrower Payment Dependent Notes Series
419226
This series of Notes was issued and sold upon the funding of the borrower loan #38228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,650.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-04-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Aug-16-2009 |
|
|
Starting lender yield:
| 31.00% |
Starting borrower rate/APR:
| 32.00% / 34.43% |
Starting monthly payment:
| $71.86 |
|
Final lender yield:
| 29.90% |
Final borrower rate/APR:
| 30.90% / 33.32% |
Final monthly payment:
| $70.86 |
| |
|
Auction yield range:
| 11.23% - 31.00% |
Estimated loss impact:
| 10.75% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 19.15% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 21% |
|
Credit score:
| 660-680 (Jul-2009) |
Current / open credit lines:
| 13
/
12 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 3y 7m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $5,233 |
Occupation: | Tradesman - Electri... |
|
Public records last 12m / 10y:
| 0/ 1 |
Bankcard utilization:
| 100% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| mdellison |
Borrower's state:
| Oregon |
Borrower's group:
| BORROWERS - Free instant Listings - LARGEST GROUP |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 3 |
On-time:
| 34 ( 94% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $5,750.00 | < mo. late:
| 2
( 6% )
| 640-660
(Nov-2007)
600-620
(Mar-2007)
540-560
(Aug-2006)
520-540
(Jul-2006)
|
|
Principal balance:
| $1,382.07 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 36 | | |
Description
Proven Prosper Borrower!
FIRST: I have completed?two successful loans on Prosper and am?current on?the third. The?two late payments?were resolved immediately.?My credit rating may?imply that I am higher risk, but I am dillegent about making my loan payments.
ABOUT ME: I am?31 years old,?married with two children, ages?five and three. I purchased my first home in October '06.? I work full-time as a union electrician and also work on weekends bartending. My wife works full-time as a mother of two, as well as being a full-time student. She also works part-time in retail sales.
WHAT I WILL DO WITH THE MONEY LOANED TO ME:?This loan?will pay off my? Chase/Wamu Credit card which just had the interest rate almost doubled for no reason at all.? I really want to get this card paid off so I can stop doing business with Chase.
HERE ARE MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources:?$5100
Spouse's Income: $600
Total monthly family Income $5700
Mortgage/Rent: $1350
Phone: $100
Electricity & Water: $200
Car Loan and Operating Expenses: $400
Food: $ $400
Insurance: $150
Cable/Internet: $80
Clothing, expenses for children, etc. $300?
Student Loans:? $70?
Home Improvements:? $200
Other Bills: Approx. $1000
Total Monthly Expenses :?Approx. $4250?
I will have?over $1000 left to make the payments on my Prosper loan.
CLOSING REMARKS TO LENDERS: This loan will make my life a little?less hectic and allow me to pay interest to all of you, rather than a bank.?The?credit debt that this will consolidate?is payed on time and?in good standing.?
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Humans this is an excellent investment, let's lend to this one! Oh, I've got a question, how fast do you plan on repaying this loan? PS: Please answer publicly. - hektek22
A:
I have no immediate plans of paying off this loan early, which, I am assuming is what you are asking. I have in the past been able to get my loans paid off earlier than the 36 months. My current loan, however, is over a year and a half old and will most likely go the duration, as will this loan.
(Aug-06-2009)
Q:
Actually you're wrong, I have a small preference if borrowers pay early because I reinvest. Anywho, could you explain the circumstances surrounding your 2 kinda late payments?
PS: Once your loan gets funded @ a certain amount, I will invest. :) - hektek22
A:
I apologize for the assumption!!
I have a separate bank account set up for paying my monthly recurring bills. I have money direct deposited from my paychecks every week into this account. On two occasions, the money from my direct deposit went into my bank the day after my Prosper payment was due. It shouldn't have happened at all and especially not twice. I have learned from the error of my ways and now keep a better eye on having sufficient funds!!
(Aug-07-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Astyanax | $25.00 | $25.00 | 8/6/2009 7:23:42 PM |
| browneyegravy | $25.00 | $25.00 | 8/7/2009 4:28:12 PM |
| grotheik | $50.00 | $50.00 | 8/8/2009 5:22:47 PM |
| sweety075 | $25.00 | $25.00 | 8/13/2009 4:10:49 PM |
| LibbyZ | $50.00 | $50.00 | 8/14/2009 10:17:01 AM |
| hektek22 | $300.00 | $300.00 | 8/14/2009 9:19:11 PM |
| jpjazzman | $25.00 | $25.00 | 8/16/2009 7:15:32 AM |
| monstersdad | $50.00 | $50.00 | 8/16/2009 8:00:34 AM |
| Unitas4302 | $50.00 | $50.00 | 8/15/2009 6:17:08 PM |
| AaronB2S | $200.00 | $200.00 | 8/15/2009 8:32:39 PM |
| SV-AZ | $25.00 | $25.00 | 8/16/2009 11:16:20 AM |
| alexgalt | $50.00 | $34.63 | 8/16/2009 11:24:15 AM |
| BankofBeth | $50.00 | $50.00 | 8/16/2009 7:57:49 AM |
| Pintu_Desai | $25.00 | $25.00 | 8/16/2009 9:26:35 AM |
| fire_torf | $25.00 | $25.00 | 8/16/2009 11:58:22 AM |
| Trimalchio12 | $25.00 | $25.00 | 8/11/2009 6:28:43 PM |
| Ven58 | $30.00 | $30.00 | 8/14/2009 1:28:52 PM |
| zxsport30 | $100.00 | $100.00 | 8/15/2009 5:02:39 AM |
| mercuriant | $25.00 | $25.00 | 8/14/2009 9:21:43 PM |
| riverzeus | $42.23 | $42.23 | 8/14/2009 8:18:41 PM |
| oregonusa | $25.00 | $25.00 | 8/15/2009 5:05:43 AM |
| jeffe43 | $50.00 | $50.00 | 8/15/2009 8:52:43 AM |
| p2p-paradise | $68.14 | $68.14 | 8/15/2009 7:30:40 PM |
| SaintMatthew | $25.00 | $25.00 | 8/15/2009 1:30:46 PM |
| 2brotherslending | $100.00 | $100.00 | 8/15/2009 8:48:43 PM |
| brilliant-balance | $25.00 | $25.00 | 8/16/2009 8:12:22 AM |
| BlueProteus | $25.00 | $25.00 | 8/16/2009 9:28:33 AM |
| carmat60 | $25.00 | $25.00 | 8/15/2009 10:56:52 PM |
| srthsvghdthtr | $25.00 | $25.00 | 8/16/2009 8:05:53 AM |
| lifelongreds | $50.00 | $50.00 | 8/16/2009 6:39:22 AM |
| investment-cluster | $25.00 | $25.00 | 8/16/2009 9:42:21 AM |
| StargazerLending | $25.00 | $25.00 | 8/16/2009 9:56:22 AM |
| 32 bids
|
Borrower Payment Dependent Notes Series
419512
This series of Notes was issued and sold upon the funding of the borrower loan #38245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Auction start date:
| Aug-06-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Aug-18-2009 |
|
|
Starting lender yield:
| 26.47% |
Starting borrower rate/APR:
| 27.47% / 29.81% |
Starting monthly payment:
| $82.16 |
|
Final lender yield:
| 25.40% |
Final borrower rate/APR:
| 26.40% / 28.73% |
Final monthly payment:
| $81.01 |
| |
|
Auction yield range:
| 11.23% - 26.47% |
Estimated loss impact:
| 10.63% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 14.77% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 7 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 32% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 4
/
4 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 11 | Length of status: | 11y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $0 |
Occupation: | Laborer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 0% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| rufus976 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,500.00 | < mo. late:
| 0
( 0% )
| 620-640
(Jan-2008)
620-640
(Nov-2007)
|
|
Principal balance:
| $866.58 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 18 | | |
Description
need help
Purpose of loan:
This loan will be used to?pay off my first prosper loan ($900) and?pay off some hospital bills ($800) and the other 300 for some paint for the house?
My financial situation:
I am a good candidate for this loan because? i have a steady work history i've been at my job for over 11 yrs. i?will have the payment taken directly from my check into the account for payment every month?
Monthly net income: $3800
Monthly expenses: $
??Housing: $ 525
??Insurance: $ 300
??Car expenses: $700
??Utilities: $ 150
??Phone, cable, internet: $ 120
??Food, entertainment: $200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $300
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I see your net income has almost doubled from the last listing... Can you explain your employment/ employer a bit more? also, your house payments are extremely low (tax, insurance, mortgage,etc.).. do you and your spouce split this payment? THANKS! - SmartConsolidation
A:
i have my wife's income listed with mine. my net is $2000 i work for herman miller we build office furniture. and that is my full house payment
(Aug-17-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| secobarbital | $25.00 | $25.00 | 8/6/2009 4:11:58 PM |
| gilbow | $25.00 | $25.00 | 8/6/2009 4:12:39 PM |
| mathprof | $25.00 | $25.00 | 8/6/2009 6:58:07 PM |
| personal-lender | $25.00 | $25.00 | 8/6/2009 6:58:29 PM |
| SNH | $25.00 | $25.00 | 8/6/2009 6:59:25 PM |
| Artist_Blue | $25.00 | $25.00 | 8/6/2009 6:58:52 PM |
| FeedTheMachine | $150.00 | $150.00 | 8/7/2009 9:31:52 AM |
| UCLA4life | $25.00 | $25.00 | 8/7/2009 12:11:02 PM |
| ChrisTJ | $25.00 | $25.00 | 8/7/2009 2:03:41 PM |
| mercuriant | $25.00 | $25.00 | 8/7/2009 2:55:28 PM |
| fareast_man | $25.00 | $25.00 | 8/7/2009 4:34:52 PM |
| redbomb5 | $25.00 | $25.00 | 8/7/2009 4:33:37 PM |
| brmar | $25.00 | $25.00 | 8/7/2009 6:45:39 PM |
| thedreamer | $25.00 | $25.00 | 8/8/2009 8:10:32 AM |
| schnatty | $25.00 | $25.00 | 8/10/2009 5:15:26 AM |
| MicroPod | $25.00 | $25.00 | 8/10/2009 1:03:18 PM |
| zeelender | $25.00 | $25.00 | 8/10/2009 4:33:55 PM |
| Credit2Prosper | $25.00 | $25.00 | 8/10/2009 4:40:24 PM |
| mrbill5548 | $25.00 | $25.00 | 8/10/2009 8:01:21 PM |
| NATIVEBORN | $25.00 | $25.00 | 8/11/2009 12:26:10 PM |
| sk8ndive | $25.00 | $25.00 | 8/11/2009 2:40:44 PM |
| 108lender | $75.00 | $75.00 | 8/11/2009 4:15:16 PM |
| LAM26 | $25.00 | $25.00 | 8/12/2009 4:34:39 PM |
| Credit2Prosper | $74.00 | $74.00 | 8/13/2009 7:18:32 AM |
| Loan_Stranger | $50.00 | $50.00 | 8/13/2009 6:40:59 PM |
| stonehillloans | $25.00 | $25.00 | 8/14/2009 6:42:57 AM |
| wowlender | $25.00 | $25.00 | 8/14/2009 4:16:03 PM |
| hawaiitechnical | $25.00 | $25.00 | 8/14/2009 10:36:28 PM |
| hellasow | $25.00 | $25.00 | 8/16/2009 8:11:46 PM |
| jasbra | $25.00 | $25.00 | 8/17/2009 5:10:40 PM |
| rakey | $25.00 | $25.00 | 8/17/2009 9:24:29 PM |
| Mantis75 | $25.00 | $25.00 | 8/6/2009 4:12:12 PM |
| skro | $25.00 | $25.00 | 8/6/2009 4:17:27 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 8/6/2009 4:13:53 PM |
| decisive-capital | $30.00 | $30.00 | 8/6/2009 6:58:43 PM |
| anton | $25.00 | $25.00 | 8/6/2009 6:59:14 PM |
| Astyanax | $25.00 | $25.00 | 8/6/2009 7:36:18 PM |
| GElender | $25.00 | $25.00 | 8/6/2009 6:58:15 PM |
| lagnisiruk | $25.00 | $25.00 | 8/6/2009 6:59:51 PM |
| schoolchamp | $25.00 | $25.00 | 8/7/2009 2:35:18 PM |
| rdecartus | $25.00 | $25.00 | 8/7/2009 2:50:25 PM |
| greenwell | $25.00 | $25.00 | 8/7/2009 4:34:46 PM |
| Raetha | $25.00 | $25.00 | 8/7/2009 8:50:28 PM |
| rickrhea | $50.00 | $50.00 | 8/8/2009 4:55:05 PM |
| TrustinOthers | $25.00 | $25.00 | 8/10/2009 9:05:36 AM |
| seisen | $50.00 | $50.00 | 8/10/2009 9:33:12 AM |
| natecam | $25.00 | $25.00 | 8/10/2009 1:03:22 PM |
| oregonusa | $25.00 | $25.00 | 8/10/2009 4:34:35 PM |
| beach_bum | $25.00 | $25.00 | 8/11/2009 8:20:09 PM |
| 1-HARD-HEAD | $50.00 | $50.00 | 8/11/2009 6:44:36 PM |
| mwl | $25.00 | $25.00 | 8/12/2009 4:34:30 PM |
| puifais | $25.00 | $8.00 | 8/12/2009 4:37:40 PM |
| Digs | $25.00 | $25.00 | 8/12/2009 10:50:51 PM |
| KFoster | $25.00 | $25.00 | 8/13/2009 4:36:39 AM |
| niceguy777 | $25.00 | $25.00 | 8/13/2009 8:15:28 AM |
| Frankk2 | $38.00 | $38.00 | 8/14/2009 5:49:59 AM |
| EngineersAlliance | $25.00 | $25.00 | 8/14/2009 9:32:12 AM |
| roadster199 | $25.00 | $25.00 | 8/14/2009 4:16:06 PM |
| building_community | $25.00 | $25.00 | 8/14/2009 4:55:47 PM |
| bankbuddy55 | $50.00 | $50.00 | 8/14/2009 7:42:33 PM |
| Pintu_Desai | $25.00 | $25.00 | 8/15/2009 2:08:04 AM |
| Jinja | $25.00 | $25.00 | 8/16/2009 10:42:44 AM |
| Nicksr | $50.00 | $50.00 | 8/16/2009 3:10:34 PM |
| blLending | $25.00 | $25.00 | 8/17/2009 8:00:42 PM |
| mrpowers5531 | $25.00 | $25.00 | 8/17/2009 10:58:13 PM |
| 65 bids
|
Borrower Payment Dependent Notes Series
420080
This series of Notes was issued and sold upon the funding of the borrower loan #38249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,500.00 |
Prosper Rating:
| HR |
Auction start date:
| Aug-10-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Aug-14-2009 |
|
|
Starting lender yield:
| 34.00% |
Starting borrower rate/APR:
| 35.00% / 37.45% |
Starting monthly payment:
| $339.27 |
|
Final lender yield:
| 18.00% |
Final borrower rate/APR:
| 19.00% / 21.22% |
Final monthly payment:
| $274.92 |
| |
|
Auction yield range:
| 17.23% - 34.00% |
Estimated loss impact:
| 19.00% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| -1.00% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 3% |
|
Credit score:
| 640-660 (Aug-2009) |
Current / open credit lines:
| 7
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 41 | Length of status: | 10y 1m |
|
Amount delinquent:
| $4,579 |
Revolving credit balance:
| $4,764 |
Occupation: | Executive |
|
Public records last 12m / 10y:
| 1/ 1 |
Bankcard utilization:
| 54% | Stated income: | $100,000+ |
|
Delinquencies in last 7y:
| 3 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| bbabsbarbs |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Saving my house
Purpose of loan:
This loan will be used to? consolidate.
My financial situation:
I am a good candidate for this loan because?my credit has always been very good.? I had a 760 credit score.? Then I went through a divorce that destroyed me.??My ex got a?great deal and gets away almost free in terms of giving me?money to raise our son.? I?am doing everything on my own.? I?make a very good living but having to pay all the marital debt etc put me way behind.? I couldnt event pay the mortgage.? Now the banks are willing to work with me and lower my?interst rate that will cut my mortgage payments literally in half but I have to come up with some cash first.? Because of what my ex did to me, I had to claim bankruptcy because he had me run the cards up then walked away.? I have always paid my bills?on time then I met him?
Monthly net income: $ 4600
Monthly expenses: $
??Housing: $ 2,000
??Insurance: $
??Car expenses: $ 513
??Utilities: $400
??Phone, cable, internet: $ 200
??Food, entertainment: $ 1000
??Clothing, household expenses $
??Credit cards and other loans: $ no more credit cards or loans
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
Casual72 has bid a total of
$6,980.00 in winning bids.
"Barbara is good for this loan, I have every confidence. I have lent her this much or close to it straight up. I told her to go through Prosper this time to help her credit and to help build Prosper. If you get knocked out and want to rebid, do it under 18.00% or don't waste your time. I bid the floor on most of this loan."
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
lender/Borrower
What exactly are you using this loan for? is this for closing costs on the refinance?
from experience I can tell you life gets much better. been where you are and now I have opened my Day Spa and have my 2nd listing on prosper. Fehu - Fehu
A:
The divorce really set me back. I got left with all the marital debt and minimal child support. I make a good living and should not be in this situation. I have always had a great credit score. However the credit card bills from the marital debt forced me to claim bankruptcy. I also had a mortgage of $4200 a month that I could not do alone. I applied for the make homes affordable program and they agreed to lower my mortgage by half. They lowered my interest rate to 2%.
(Aug-11-2009)
Q:
I understand all of that but what exactly are the loan funds going towards? the refinance on your house? the bills? what exactly?
Thanks - Fehu
A:
Yes I ran out of room before I finished my answer LOL. The money is requred by the banks for modification. The savings that I had was taken by the trustee when I claimed bankruptcy. Hope this helps
(Aug-12-2009)
Q:
Barb, let your friends know about this, as I am going to bid this loan to completion in the next day or two. Let them know to bid below 18% if the REALLY want to be part of this because I am going to bid at the floor and they will get knocked out - Casual72
A:
Ok
(Aug-12-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Casual72 | $100.00 | $100.00 | 8/10/2009 4:12:45 PM |
| DJRed1968 | $45.00 | $45.00 | 8/10/2009 4:16:49 PM |
| Casual72 | $1,000.00 | $880.00 | 8/13/2009 8:10:34 AM |
| head | $25.00 | $25.00 | 8/13/2009 1:29:15 PM |
| Casual72 | $1,000.00 | $1,000.00 | 8/11/2009 2:09:49 AM |
| MRVDreamKnight | $400.00 | $400.00 | 8/11/2009 1:28:52 AM |
| Casual72 | $3,000.00 | $3,000.00 | 8/13/2009 5:21:14 AM |
| Casual72 | $1,000.00 | $1,000.00 | 8/13/2009 8:13:09 AM |
| Casual72 | $1,000.00 | $1,000.00 | 8/13/2009 8:11:16 AM |
| artli58 | $50.00 | $50.00 | 8/13/2009 9:35:07 AM |
| 10 bids
|
Borrower Payment Dependent Notes Series
420230
This series of Notes was issued and sold upon the funding of the borrower loan #38236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Auction start date:
| Aug-11-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Aug-17-2009 |
|
|
Starting lender yield:
| 20.11% |
Starting borrower rate/APR:
| 21.11% / 23.36% |
Starting monthly payment:
| $75.46 |
|
Final lender yield:
| 19.10% |
Final borrower rate/APR:
| 20.10% / 22.34% |
Final monthly payment:
| $74.43 |
| |
|
Auction yield range:
| 8.23% - 20.11% |
Estimated loss impact:
| 6.94% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 12.16% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 7% |
|
Credit score:
| 660-680 (Jul-2009) |
Current / open credit lines:
| 8
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 26 | Length of status: | 8y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,318 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 29% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| durable-principal |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation...
Purpose of loan:
This loan will be used to?? Consolidate high interest rate cards. Some of my interest rates on cards are very high, and this money will go to pay these off immediatly, freeing up funds. I am currently trying to free up debt as we speak..
My financial situation:
I am a good candidate for this loan because? i am very honest and loyal. I have been at my current job for 8 years in a very stable industry. I will make it #1 priority to pay back the loan. I thank you for you considering this request. I have been excellent on my credit, and have not been late. My prosper score is a 9 out of 10, and I am rated a "C". The Figured below are exact as I went over everything carefully. please consider helping me out. Please let me know if you have an questions.
Monthly net income: $ 5115
Monthly expenses: $?2832
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| tijuas90 | $25.00 | $25.00 | 8/11/2009 4:20:58 PM |
| mathprof | $25.00 | $25.00 | 8/11/2009 4:21:36 PM |
| rmachi | $25.00 | $25.00 | 8/11/2009 4:21:53 PM |
| SNH | $25.00 | $25.00 | 8/11/2009 4:22:28 PM |
| Elbanko | $25.00 | $25.00 | 8/11/2009 4:22:39 PM |
| money-shaker | $25.00 | $25.00 | 8/11/2009 4:23:04 PM |
| red-sublime-return | $25.00 | $25.00 | 8/11/2009 4:23:07 PM |
| anton | $25.00 | $25.00 | 8/11/2009 4:22:25 PM |
| Katahdin | $25.00 | $25.00 | 8/11/2009 4:22:36 PM |
| skuba | $25.00 | $25.00 | 8/11/2009 4:23:01 PM |
| keeks | $25.00 | $25.00 | 8/11/2009 4:24:14 PM |
| zeelender | $25.00 | $25.00 | 8/11/2009 4:24:22 PM |
| mmckune | $25.00 | $25.00 | 8/11/2009 4:24:28 PM |
| nodrivelpls | $25.00 | $25.00 | 8/11/2009 4:24:34 PM |
| Weaverville | $75.00 | $75.00 | 8/11/2009 4:23:52 PM |
| jbarron | $25.00 | $25.00 | 8/11/2009 4:24:39 PM |
| 02bob | $25.00 | $25.00 | 8/11/2009 4:23:58 PM |
| orindalender | $25.00 | $25.00 | 8/11/2009 4:24:46 PM |
| testobsessed | $100.00 | $77.00 | 8/11/2009 4:26:11 PM |
| ramsbladder | $25.00 | $25.00 | 8/11/2009 4:20:56 PM |
| GElender | $50.00 | $50.00 | 8/11/2009 4:21:57 PM |
| personal-lender | $25.00 | $25.00 | 8/11/2009 4:22:17 PM |
| thedreamer | $25.00 | $25.00 | 8/11/2009 4:22:43 PM |
| zento | $25.00 | $25.00 | 8/11/2009 4:23:23 PM |
| don8ter | $25.00 | $25.00 | 8/11/2009 4:24:04 PM |
| GMPK_TLAS | $45.00 | $45.00 | 8/11/2009 4:24:08 PM |
| yield-lion | $25.00 | $25.00 | 8/11/2009 4:24:44 PM |
| secobarbital | $25.00 | $25.00 | 8/11/2009 4:25:53 PM |
| Syzygy | $25.00 | $25.00 | 8/11/2009 6:01:20 PM |
| bondhedger | $25.00 | $25.00 | 8/13/2009 7:24:03 AM |
| EngineersAlliance | $25.00 | $25.00 | 8/13/2009 11:40:14 AM |
| WDeamay | $25.00 | $25.00 | 8/14/2009 4:53:55 PM |
| peb44 | $100.00 | $100.00 | 8/15/2009 5:14:28 AM |
| Trinkaloki | $100.00 | $100.00 | 8/16/2009 12:19:05 PM |
| Its_about_time | $40.00 | $40.00 | 8/16/2009 12:46:22 PM |
| cyberie21 | $40.00 | $40.00 | 8/11/2009 4:21:30 PM |
| Artist_Blue | $25.00 | $25.00 | 8/11/2009 4:21:43 PM |
| unclejaef | $25.00 | $25.00 | 8/11/2009 4:21:50 PM |
| head | $25.00 | $25.00 | 8/11/2009 4:23:32 PM |
| gilbow | $25.00 | $25.00 | 8/11/2009 4:22:20 PM |
| fizwahh | $30.00 | $30.00 | 8/11/2009 4:23:55 PM |
| crazycool | $35.00 | $35.00 | 8/11/2009 4:24:01 PM |
| Aquani | $50.00 | $50.00 | 8/11/2009 4:24:18 PM |
| hopethisworks | $50.00 | $50.00 | 8/11/2009 4:24:31 PM |
| puifais | $25.00 | $25.00 | 8/11/2009 4:21:48 PM |
| decisive-capital | $50.00 | $50.00 | 8/11/2009 4:23:14 PM |
| 888168 | $25.00 | $25.00 | 8/11/2009 4:23:50 PM |
| Champpilot | $50.00 | $50.00 | 8/11/2009 4:24:06 PM |
| VentureExplorer | $25.00 | $25.00 | 8/11/2009 4:24:50 PM |
| GrayStudio | $25.00 | $25.00 | 8/11/2009 4:30:56 PM |
| HQLender06851 | $25.00 | $25.00 | 8/12/2009 6:15:01 AM |
| Bank_Of_XL | $100.00 | $100.00 | 8/12/2009 9:22:14 AM |
| interstellar | $50.00 | $50.00 | 8/12/2009 11:20:25 AM |
| PrinceValium | $25.00 | $25.00 | 8/12/2009 11:03:25 PM |
| PotBellyPete | $25.00 | $25.00 | 8/14/2009 12:31:51 PM |
| Pintu_Desai | $33.00 | $33.00 | 8/15/2009 2:10:57 AM |
| the_prince | $50.00 | $50.00 | 8/16/2009 7:03:27 AM |
| 57 bids
|
Borrower Payment Dependent Notes Series
420408
This series of Notes was issued and sold upon the funding of the borrower loan #38246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction start date:
| Aug-13-2009 |
|
Term:
| 36 months |
Estimated loss:
| 8.0% |
Auction end date:
| Aug-17-2009 |
|
|
Starting lender yield:
| 23.73% |
Starting borrower rate/APR:
| 24.73% / 27.03% |
Starting monthly payment:
| $198.09 |
|
Final lender yield:
| 21.70% |
Final borrower rate/APR:
| 22.70% / 24.97% |
Final monthly payment:
| $192.77 |
| |
|
Auction yield range:
| 8.23% - 23.73% |
Estimated loss impact:
| 8.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 13.19% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 700-720 (Aug-2009) |
Current / open credit lines:
| 7
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 6y 6m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $4,394 |
Occupation: | Engineer - Mechanic... |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 43% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| organized-durability |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Design to Sell!
Purpose of loan:
Kitchen and Bath remodel.??Our 21 year old home needs some more cosmetic upgrades to help facilitate a profitable sale.? We've already painted thoughout, installed some Laminate flooring and completely relandscaped the yard.? We need some additional fundng to complete the Kitchen and Bath upgrades.
My financial situation:
I am a good candidate for this loan because I take pride in my things.? My home is well taken care of but is starting to show it's age.? I have steady employment with a company I've been with over six years, holding several design and management positions.? In 2008 I actually relocated to South Florida with my company and now need to make the best sale possible on our home in Michigan.? I have no problem making monthy payments but need an infusion of cash to purchase materials.
Monthly net income: $ 2500.00
Monthly expenses: $
??Housing: $ 875.00
??Car expenses: $ 125.00
??Utilities: $?65.00
??Phone, cable, internet: $ 45.00
??Food, entertainment: $ 250.00
??Credit cards and other loans: $ 350.00
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 8/13/2009 4:32:03 PM |
| 02bob | $25.00 | $25.00 | 8/13/2009 4:36:25 PM |
| loan_doctor | $25.00 | $25.00 | 8/13/2009 4:31:09 PM |
| ramsbladder | $25.00 | $25.00 | 8/13/2009 4:31:18 PM |
| keeks | $25.00 | $25.00 | 8/13/2009 4:36:56 PM |
| JL_FC | $25.00 | $25.00 | 8/13/2009 4:32:22 PM |
| Rosencranz | $25.00 | $25.00 | 8/13/2009 4:32:47 PM |
| VentureExplorer | $25.00 | $25.00 | 8/13/2009 4:37:56 PM |
| mathprof | $25.00 | $25.00 | 8/13/2009 4:34:17 PM |
| Artist_Blue | $25.00 | $25.00 | 8/13/2009 4:34:30 PM |
| SNH | $25.00 | $25.00 | 8/13/2009 4:33:18 PM |
| gilbow | $25.00 | $25.00 | 8/13/2009 4:33:31 PM |
| grf1945 | $25.00 | $25.00 | 8/13/2009 4:33:49 PM |
| wayman | $50.00 | $50.00 | 8/13/2009 4:40:42 PM |
| thedreamer | $25.00 | $25.00 | 8/13/2009 4:35:45 PM |
| MrDavid | $25.00 | $25.00 | 8/13/2009 4:40:57 PM |
| exact-justice | $25.00 | $25.00 | 8/13/2009 4:41:02 PM |
| Elbanko | $25.00 | $25.00 | 8/13/2009 4:35:39 PM |
| fizwahh | $30.00 | $30.00 | 8/13/2009 4:36:20 PM |
| PotBellyPete | $25.00 | $25.00 | 8/13/2009 4:42:29 PM |
| capital-albatross | $25.00 | $25.00 | 8/13/2009 4:42:37 PM |
| jbarron | $25.00 | $25.00 | 8/13/2009 4:37:42 PM |
| brmar | $25.00 | $25.00 | 8/13/2009 4:42:57 PM |
| yield-lion | $25.00 | $25.00 | 8/13/2009 4:37:46 PM |
| mercuriant | $25.00 | $25.00 | 8/13/2009 4:44:16 PM |
| incbx | $25.00 | $25.00 | 8/13/2009 4:39:36 PM |
| Rogelio48 | $25.00 | $25.00 | 8/13/2009 4:40:50 PM |
| Mantis75 | $25.00 | $25.00 | 8/13/2009 4:39:53 PM |
| ualf | $44.73 | $44.73 | 8/13/2009 4:41:30 PM |
| mrbill5548 | $25.00 | $25.00 | 8/13/2009 4:41:39 PM |
| Josta | $50.00 | $50.00 | 8/13/2009 4:42:01 PM |
| bigdogsafety1 | $25.00 | $25.00 | 8/13/2009 4:42:18 PM |
| scottr | $25.00 | $25.00 | 8/13/2009 4:41:12 PM |
| fdsguy | $50.00 | $50.00 | 8/13/2009 4:43:05 PM |
| Rule62 | $25.00 | $25.00 | 8/13/2009 4:44:04 PM |
| dough-bear | $50.00 | $50.00 | 8/13/2009 4:43:00 PM |
| wampum-proton | $25.00 | $25.00 | 8/13/2009 4:43:10 PM |
| oregonusa | $25.00 | $25.00 | 8/13/2009 4:43:57 PM |
| p2p-allocator | $25.00 | $25.00 | 8/13/2009 4:44:20 PM |
| the-profit-oracle | $25.00 | $25.00 | 8/13/2009 5:09:51 PM |
| brazilofmux | $56.17 | $56.17 | 8/13/2009 5:10:09 PM |
| scoobiedoo | $25.00 | $25.00 | 8/13/2009 5:31:50 PM |
| julijask | $25.00 | $25.00 | 8/13/2009 5:47:39 PM |
| kscc183 | $25.00 | $25.00 | 8/13/2009 7:55:11 PM |
| mt3209 | $25.00 | $25.00 | 8/13/2009 5:45:35 PM |
| porwestco | $25.00 | $25.00 | 8/14/2009 3:21:38 AM |
| beyondmanagement | $25.00 | $25.00 | 8/14/2009 6:42:15 AM |
| FeedTheMachine | $150.00 | $150.00 | 8/14/2009 6:11:52 AM |
| GRI | $50.00 | $50.00 | 8/14/2009 6:42:00 AM |
| ribbles | $50.00 | $50.00 | 8/14/2009 6:42:14 AM |
| Trojan1976 | $25.00 | $25.00 | 8/14/2009 8:50:17 AM |
| natejx | $25.00 | $25.00 | 8/14/2009 9:05:14 AM |
| powersjq | $25.00 | $25.00 | 8/14/2009 9:21:33 AM |
| Bank_Of_XL | $100.00 | $100.00 | 8/14/2009 9:33:33 AM |
| piznaul | $53.73 | $53.73 | 8/14/2009 10:53:21 AM |
| fortytwo | $49.06 | $49.06 | 8/14/2009 11:05:52 AM |
| Carpetkid | $25.00 | $25.00 | 8/14/2009 11:28:19 AM |
| HQLender06851 | $25.00 | $25.00 | 8/14/2009 10:18:39 AM |
| maximus76 | $50.00 | $50.00 | 8/14/2009 12:40:00 PM |
| RedCentre | $26.49 | $26.49 | 8/14/2009 12:57:10 PM |
| cgkid | $25.00 | $25.00 | 8/14/2009 1:02:45 PM |
| honorable-yield | $25.00 | $25.00 | 8/14/2009 11:05:58 AM |
| TaraO | $25.00 | $25.00 | 8/14/2009 11:06:25 AM |
| ctruong53 | $80.00 | $80.00 | 8/14/2009 2:16:26 PM |
| L1975 | $25.00 | $25.00 | 8/14/2009 2:40:52 PM |
| LarryNY | $25.00 | $25.00 | 8/14/2009 2:36:51 PM |
| restech | $25.00 | $25.00 | 8/14/2009 2:40:41 PM |
| dspmn | $25.00 | $25.00 | 8/14/2009 4:41:08 PM |
| jameskdean | $25.00 | $25.00 | 8/14/2009 4:16:07 PM |
| roadster199 | $25.00 | $25.00 | 8/14/2009 4:59:15 PM |
| Thunder08 | $25.00 | $25.00 | 8/14/2009 4:41:16 PM |
| aultraman | $25.00 | $25.00 | 8/14/2009 9:59:02 PM |
| McChan | $100.00 | $100.00 | 8/15/2009 8:22:51 AM |
| riverzeus | $25.00 | $25.00 | 8/14/2009 8:16:06 PM |
| ColoradoBanker | $50.00 | $50.00 | 8/16/2009 8:31:41 PM |
| BGILlender | $25.00 | $25.00 | 8/17/2009 10:52:12 AM |
| money-shaker | $25.00 | $25.00 | 8/13/2009 4:32:11 PM |
| anton | $25.00 | $25.00 | 8/13/2009 4:33:26 PM |
| tlp43 | $25.00 | $25.00 | 8/13/2009 4:33:37 PM |
| red-sublime-return | $25.00 | $25.00 | 8/13/2009 4:35:54 PM |
| Weaverville | $75.00 | $75.00 | 8/13/2009 4:36:17 PM |
| crazycool | $35.00 | $35.00 | 8/13/2009 4:36:29 PM |
| GMPK_TLAS | $45.00 | $45.00 | 8/13/2009 4:36:49 PM |
| mmckune | $25.00 | $25.00 | 8/13/2009 4:37:19 PM |
| hopethisworks | $50.00 | $50.00 | 8/13/2009 4:37:23 PM |
| decisive-capital | $50.00 | $50.00 | 8/13/2009 4:32:29 PM |
| nodrivelpls | $25.00 | $25.00 | 8/13/2009 4:37:35 PM |
| orindalender | $25.00 | $25.00 | 8/13/2009 4:37:51 PM |
| rate-mogul | $25.00 | $25.00 | 8/13/2009 4:32:19 PM |
| cyberie21 | $40.00 | $40.00 | 8/13/2009 4:34:02 PM |
| unclejaef | $25.00 | $25.00 | 8/13/2009 4:34:40 PM |
| rmachi | $25.00 | $25.00 | 8/13/2009 4:34:51 PM |
| standanddeliver | $25.00 | $25.00 | 8/13/2009 4:39:48 PM |
| GElender | $50.00 | $50.00 | 8/13/2009 4:35:02 PM |
| head | $25.00 | $25.00 | 8/13/2009 4:33:44 PM |
| figs4u2 | $103.73 | $103.73 | 8/13/2009 4:40:08 PM |
| personal-lender | $25.00 | $25.00 | 8/13/2009 4:35:29 PM |
| gristle | $25.00 | $25.00 | 8/13/2009 4:40:35 PM |
| Katahdin | $25.00 | $25.00 | 8/13/2009 4:35:33 PM |
| 888168 | $25.00 | $25.00 | 8/13/2009 4:36:09 PM |
| chekat | $25.00 | $25.00 | 8/13/2009 4:41:07 PM |
| kanpur63 | $25.00 | $25.00 | 8/13/2009 4:41:21 PM |
| Champpilot | $50.00 | $50.00 | 8/13/2009 4:36:43 PM |
| don8ter | $25.00 | $25.00 | 8/13/2009 4:36:35 PM |
| kyxysyx | $50.00 | $50.00 | 8/13/2009 4:42:47 PM |
| Aquani | $50.00 | $50.00 | 8/13/2009 4:37:01 PM |
| zeelender | $25.00 | $25.00 | 8/13/2009 4:37:12 PM |
| delivery | $25.00 | $25.00 | 8/13/2009 4:43:18 PM |
| secobarbital | $25.00 | $25.00 | 8/13/2009 4:39:03 PM |
| testobsessed | $100.00 | $100.00 | 8/13/2009 4:39:29 PM |
| TennSquire | $25.00 | $25.00 | 8/13/2009 4:39:58 PM |
| peb44 | $100.00 | $100.00 | 8/13/2009 4:40:14 PM |
| educationfirst | $25.00 | $25.00 | 8/13/2009 4:39:43 PM |
| Penny | $50.00 | $50.00 | 8/13/2009 4:41:18 PM |
| Hexnut | $25.00 | $25.00 | 8/13/2009 4:41:45 PM |
| heavy_ax | $25.00 | $25.00 | 8/13/2009 4:42:05 PM |
| slymoose | $25.00 | $25.00 | 8/13/2009 4:42:13 PM |
| caliguian | $25.00 | $25.00 | 8/13/2009 4:42:34 PM |
| rjleves | $25.00 | $25.00 | 8/13/2009 5:09:52 PM |
| PHI4308 | $25.00 | $25.00 | 8/13/2009 5:10:02 PM |
| puifais | $25.00 | $25.00 | 8/13/2009 5:09:23 PM |
| Syzygy | $25.00 | $25.00 | 8/13/2009 5:31:48 PM |
| fireboss | $74.06 | $74.06 | 8/13/2009 5:31:46 PM |
| Veloce | $25.00 | $25.00 | 8/13/2009 5:32:32 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 8/13/2009 5:32:22 PM |
| blujfan9293 | $25.00 | $25.00 | 8/13/2009 5:38:16 PM |
| IcedMochaFund | $25.00 | $25.00 | 8/13/2009 5:53:15 PM |
| GrayStudio | $25.00 | $25.00 | 8/13/2009 5:38:04 PM |
| skiberdad | $31.41 | $31.41 | 8/13/2009 9:20:58 PM |
| rdecartus | $25.00 | $25.00 | 8/13/2009 9:25:09 PM |
| hrubinst | $25.00 | $25.00 | 8/13/2009 9:21:06 PM |
| joeirps | $25.00 | $25.00 | 8/14/2009 2:52:26 AM |
| lagnisiruk | $25.00 | $25.00 | 8/13/2009 9:35:17 PM |
| tijuas90 | $25.00 | $25.00 | 8/13/2009 10:33:05 PM |
| duty-monger | $25.00 | $25.00 | 8/14/2009 3:55:42 AM |
| jct_enterprises | $25.00 | $25.00 | 8/14/2009 7:35:42 AM |
| sloan | $25.00 | $25.00 | 8/14/2009 6:42:17 AM |
| stonehillloans | $25.00 | $25.00 | 8/14/2009 6:56:15 AM |
| foothillender | $25.00 | $25.00 | 8/14/2009 7:28:54 AM |
| NATIVEBORN | $35.30 | $35.30 | 8/14/2009 8:49:21 AM |
| NOLALEND | $25.00 | $25.00 | 8/14/2009 8:51:40 AM |
| Tai | $25.00 | $25.00 | 8/14/2009 9:04:45 AM |
| monticello | $25.00 | $25.00 | 8/14/2009 9:32:50 AM |
| treasure-generator | $25.00 | $25.00 | 8/14/2009 9:35:53 AM |
| Georgetastic | $25.00 | $25.00 | 8/14/2009 9:03:27 AM |
| divemaster | $25.00 | $25.00 | 8/14/2009 10:32:04 AM |
| Brainworm | $25.00 | $25.00 | 8/14/2009 12:10:46 PM |
| slcchad | $25.00 | $25.00 | 8/14/2009 3:30:48 PM |
| SpectrumCapital | $25.00 | $25.00 | 8/14/2009 3:41:07 PM |
| broepke | $25.00 | $25.00 | 8/14/2009 4:05:49 PM |
| Dia_Lucrii | $25.00 | $20.32 | 8/14/2009 5:25:42 PM |
| zento | $25.00 | $25.00 | 8/16/2009 4:40:35 PM |
| 152 bids
|
Borrower Payment Dependent Notes Series
420458
This series of Notes was issued and sold upon the funding of the borrower loan #38234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Aug-13-2009 |
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Aug-16-2009 |
|
|
Starting lender yield:
| 7.50% |
Starting borrower rate/APR:
| 8.50% / 12.03% |
Starting monthly payment:
| $31.57 |
|
Final lender yield:
| 6.95% |
Final borrower rate/APR:
| 7.95% / 11.47% |
Final monthly payment:
| $31.31 |
| |
|
Auction yield range:
| 3.23% - 7.50% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.35% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 5% |
|
Credit score:
| 740-760 (Aug-2009) |
Current / open credit lines:
| 6
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 10 | Length of status: | 2y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $122 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| organized-gain |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a used truck
Purpose of loan:
This loan will be used to?
Purchase a used pickup truck for my personal use as a commuter/project truck.
My financial situation:
I am a good candidate for this loan because?
I have the means to payback the loan and I stand behind my financial history. I work full time in a steady position with good work history.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| greenback-floret | $25.00 | $25.00 | 8/13/2009 4:35:23 PM |
| DukSerduk | $25.00 | $25.00 | 8/13/2009 4:38:17 PM |
| cyberie21 | $40.00 | $40.00 | 8/13/2009 4:38:35 PM |
| abuyama22 | $25.00 | $25.00 | 8/13/2009 4:38:22 PM |
| income-excellence1 | $25.00 | $25.00 | 8/13/2009 4:43:34 PM |
| skuba | $50.00 | $50.00 | 8/13/2009 4:38:47 PM |
| Artist_Blue | $25.00 | $25.00 | 8/13/2009 4:39:12 PM |
| mathprof | $25.00 | $25.00 | 8/13/2009 4:38:42 PM |
| lagnisiruk | $25.00 | $25.00 | 8/13/2009 4:40:31 PM |
| don8ter | $60.00 | $60.00 | 8/13/2009 4:41:54 PM |
| Goodlender42 | $25.00 | $25.00 | 8/13/2009 4:44:23 PM |
| mtp | $50.00 | $50.00 | 8/13/2009 4:47:06 PM |
| jct_enterprises | $25.00 | $25.00 | 8/14/2009 7:36:57 AM |
| The-Lighthouse-Group | $25.00 | $25.00 | 8/14/2009 8:41:29 AM |
| buckyhead2000 | $25.00 | $25.00 | 8/14/2009 10:37:49 AM |
| totoro | $25.00 | $25.00 | 8/14/2009 3:17:31 PM |
| kenyonhillbilly | $50.00 | $50.00 | 8/14/2009 2:46:49 PM |
| ChristopherHS | $25.00 | $25.00 | 8/16/2009 10:11:52 AM |
| elated-justice | $25.00 | $25.00 | 8/13/2009 4:33:15 PM |
| Avala | $25.00 | $25.00 | 8/13/2009 4:38:08 PM |
| bchen78875 | $50.00 | $50.00 | 8/13/2009 4:39:23 PM |
| Sid-K | $50.00 | $50.00 | 8/13/2009 4:38:03 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/13/2009 4:38:58 PM |
| 888168 | $50.00 | $50.00 | 8/13/2009 4:38:27 PM |
| ClearLake | $25.00 | $25.00 | 8/13/2009 4:40:49 PM |
| thedoctor | $25.00 | $25.00 | 8/13/2009 4:42:25 PM |
| unforgettable-funds | $25.00 | $25.00 | 8/13/2009 4:43:47 PM |
| brightest-revenue-spark | $25.00 | $25.00 | 8/13/2009 4:42:31 PM |
| nolahelper | $50.00 | $50.00 | 8/14/2009 5:51:02 AM |
| honorable-yield | $50.00 | $50.00 | 8/14/2009 11:01:13 AM |
| 30 bids
|