Sales Report:Supplement No. 15 dated Aug 11, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
416882
This series of Notes was issued and sold upon the funding of the borrower loan #38147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $5,800.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-23-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-05-2009 |
|
|
Starting lender yield:
| 10.42% |
Starting borrower rate/APR:
| 11.42% / 13.54% |
Starting monthly payment:
| $191.04 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 11.50% |
Final monthly payment:
| $185.52 |
| |
|
Auction yield range:
| 4.23% - 10.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 740-760 (Jul-2009) |
Current / open credit lines:
| 16
/
14 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 37 | Length of status: | 1y 2m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $28,428 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 50% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| HockeyFanInKC |
Borrower's state:
| Missouri |
Borrower's group:
| Computer Professionals, Engineers & Technicians |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Car so that I can sell it
Purpose of loan:
This loan will be used to pay off my car loan so I can sell it. I have a 2008 Honda that has been modified with a wheelchair ramp. I want to sell the vehicle because I no longer need it. Unfortunately the best offer I have for it is several thousand below the the payoff for the auto loan I have.
My financial situation:
I am a good candidate for this loan because I am highly educated, have steady employment, I work hard, and I pay my bills on time. I have not missed or been late on any bill payments in close to a decade now. I have been employed steadily since my freshman year of college over 9 years ago.
This loan will enable me to decrease my overall debt load and improve my financial picture. Selling this vehicle will eliminate approximately $32,000 of my outstanding debt and the costs of insuring and maintaining the vehicle.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
When did you buy your house? Do you have positive equity? - Pu239
A:
I purchased my primary residence in August of 2007 for 81k and I put 20% down.
I just finished spending 5 months refinancing it the week before I listed this loan with prosper to drop the rate to 5.5% from 7.875%. I added a little to the debt to cover closing costs but I only pulled $400 in cash out.
the appraiser put the current value at 85k I am still at about 80% LTV on the new mortgage. Of course in this market I think it would take a while to sell for its appraised value
(Jul-31-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| lagnisiruk | $25.00 | $25.00 | 7/23/2009 4:01:43 PM |
| tallcoolone | $25.00 | $25.00 | 7/23/2009 3:59:58 PM |
| unclejaef | $25.00 | $25.00 | 7/23/2009 4:04:30 PM |
| rjleves | $25.00 | $25.00 | 7/23/2009 3:59:30 PM |
| krishopper | $25.00 | $25.00 | 7/23/2009 4:02:34 PM |
| a-harmonious-deal | $25.00 | $25.00 | 7/23/2009 4:04:23 PM |
| Sid-K | $50.00 | $50.00 | 7/23/2009 4:04:16 PM |
| financelover | $25.00 | $25.00 | 7/23/2009 4:06:02 PM |
| larrybird | $250.00 | $250.00 | 7/23/2009 4:06:38 PM |
| kyomoon | $100.00 | $100.00 | 7/24/2009 9:37:47 AM |
| mrzz | $25.00 | $25.00 | 7/24/2009 8:34:34 AM |
| kenji4861 | $50.00 | $50.00 | 7/24/2009 5:08:19 PM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 9:52:10 AM |
| thedoctor | $25.00 | $25.00 | 7/27/2009 10:06:37 AM |
| eyal0 | $25.00 | $25.00 | 7/28/2009 5:22:10 AM |
| elated-justice | $25.00 | $25.00 | 7/28/2009 9:59:40 AM |
| market-assembler | $25.00 | $25.00 | 7/28/2009 10:17:18 AM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:32:45 PM |
| Vacs4u | $25.00 | $25.00 | 7/28/2009 5:47:41 PM |
| GAOGERAM_BANK | $25.00 | $25.00 | 7/28/2009 6:02:40 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:33:12 PM |
| MrDavid | $50.00 | $50.00 | 7/28/2009 6:47:28 PM |
| gilbow | $25.00 | $25.00 | 7/29/2009 12:52:47 PM |
| jfd287 | $25.00 | $25.00 | 7/29/2009 11:48:21 AM |
| gravbox | $25.00 | $25.00 | 7/29/2009 7:36:46 PM |
| dumbass | $25.00 | $25.00 | 7/30/2009 8:51:33 AM |
| mizount | $25.00 | $25.00 | 7/30/2009 10:54:26 AM |
| Castellan | $25.00 | $25.00 | 7/30/2009 10:52:31 AM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:17:09 AM |
| red-sublime-return | $25.00 | $25.00 | 7/30/2009 1:39:42 PM |
| rulender | $50.00 | $50.00 | 7/30/2009 3:31:51 PM |
| Sigonio | $25.00 | $25.00 | 7/30/2009 3:34:42 PM |
| aesop | $25.00 | $25.00 | 7/30/2009 7:41:35 PM |
| NATIVEBORN | $25.20 | $25.20 | 7/30/2009 8:46:32 PM |
| USMC0311 | $25.00 | $25.00 | 7/31/2009 4:46:00 AM |
| GElender | $50.00 | $50.00 | 7/31/2009 6:21:57 AM |
| grf1945 | $25.00 | $25.00 | 7/31/2009 9:02:23 AM |
| jldallover | $25.00 | $25.00 | 7/31/2009 12:30:20 PM |
| member874 | $25.00 | $25.00 | 7/31/2009 1:25:42 PM |
| help_each_other | $25.00 | $25.00 | 7/31/2009 3:56:19 PM |
| Rips | $25.00 | $25.00 | 7/31/2009 4:52:03 PM |
| Sixmil | $25.00 | $25.00 | 7/31/2009 5:30:48 PM |
| slartibardfast | $30.00 | $30.00 | 7/31/2009 5:35:26 PM |
| bowdish1 | $30.09 | $30.09 | 7/31/2009 6:51:48 PM |
| giannyny | $25.00 | $25.00 | 7/31/2009 7:06:05 PM |
| Kijib | $25.00 | $25.00 | 8/1/2009 1:06:32 PM |
| Hexnut | $50.00 | $50.00 | 8/1/2009 2:36:18 PM |
| wild_carrot | $25.00 | $25.00 | 8/2/2009 6:55:11 AM |
| b-rent | $25.00 | $25.00 | 8/2/2009 8:55:20 AM |
| flexible-value | $25.00 | $25.00 | 8/2/2009 8:35:19 AM |
| Kerensky | $25.00 | $25.00 | 8/2/2009 1:11:35 PM |
| AndersenWatcher | $25.00 | $25.00 | 8/2/2009 2:30:24 PM |
| sparky1129 | $25.00 | $25.00 | 8/2/2009 2:21:47 PM |
| Octavian315 | $50.00 | $50.00 | 8/2/2009 7:50:25 PM |
| sail120 | $25.00 | $25.00 | 8/2/2009 10:03:01 PM |
| jswanso2 | $25.00 | $25.00 | 8/3/2009 6:45:51 AM |
| FecundFinancier | $25.00 | $25.00 | 8/3/2009 6:30:42 AM |
| Boxhead | $25.00 | $25.00 | 8/3/2009 7:26:25 AM |
| hope-eagle6 | $25.00 | $25.00 | 8/3/2009 9:30:36 AM |
| Railbird | $25.00 | $25.00 | 8/3/2009 10:25:43 AM |
| woodenshoes | $25.00 | $25.00 | 8/3/2009 10:25:30 AM |
| Wart126 | $25.00 | $25.00 | 8/3/2009 11:35:45 AM |
| hope-amigo | $25.00 | $25.00 | 8/3/2009 11:25:56 AM |
| Bigejv | $50.00 | $50.00 | 8/3/2009 2:48:12 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/3/2009 3:00:15 PM |
| jbadawg1017 | $25.00 | $25.00 | 8/3/2009 3:10:37 PM |
| TheBestDad | $25.00 | $25.00 | 8/3/2009 3:20:16 PM |
| Msbutterfly | $25.00 | $25.00 | 8/3/2009 3:10:22 PM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 8/3/2009 3:20:15 PM |
| laststrawman | $25.00 | $25.00 | 8/3/2009 5:22:36 PM |
| Jassi | $45.52 | $45.52 | 8/3/2009 5:38:07 PM |
| jonesboyz | $25.00 | $25.00 | 8/3/2009 5:38:10 PM |
| DadWarbucks | $50.00 | $50.00 | 8/3/2009 5:38:59 PM |
| salala | $25.00 | $25.00 | 8/3/2009 5:38:37 PM |
| BayShell | $40.00 | $40.00 | 8/3/2009 5:38:53 PM |
| pakrbkr | $25.00 | $25.00 | 8/3/2009 5:42:46 PM |
| bradwill | $50.00 | $50.00 | 8/3/2009 5:43:33 PM |
| mnmcarve | $25.00 | $25.00 | 8/3/2009 5:44:11 PM |
| purohit | $25.00 | $25.00 | 8/3/2009 5:45:00 PM |
| Bladewil | $25.00 | $25.00 | 8/3/2009 5:43:31 PM |
| restech | $25.00 | $25.00 | 8/3/2009 5:43:54 PM |
| zeelender | $25.00 | $25.00 | 8/3/2009 5:44:06 PM |
| dilbert17 | $25.00 | $25.00 | 8/3/2009 6:06:04 PM |
| latestone | $25.00 | $25.00 | 8/3/2009 7:55:12 PM |
| plbquic | $25.00 | $25.00 | 8/4/2009 1:49:39 PM |
| MapleLaker | $50.00 | $50.00 | 8/4/2009 5:09:41 PM |
| bonFire8 | $25.00 | $25.00 | 8/4/2009 8:12:29 PM |
| truth-companion | $25.00 | $25.00 | 7/23/2009 4:00:15 PM |
| puifais | $25.00 | $25.00 | 7/23/2009 4:03:12 PM |
| sas19 | $25.00 | $25.00 | 7/23/2009 4:03:57 PM |
| totoro | $25.00 | $25.00 | 7/23/2009 3:59:04 PM |
| Artist_Blue | $25.00 | $25.00 | 7/23/2009 4:00:43 PM |
| DukSerduk | $25.00 | $25.00 | 7/23/2009 3:59:21 PM |
| Avala | $25.00 | $25.00 | 7/23/2009 4:05:35 PM |
| RoyFauntleroy | $25.00 | $25.00 | 7/23/2009 4:05:58 PM |
| 888168 | $50.00 | $50.00 | 7/23/2009 4:00:52 PM |
| bchen78875 | $50.00 | $50.00 | 7/23/2009 4:05:12 PM |
| kegs | $250.00 | $250.00 | 7/23/2009 4:07:12 PM |
| atlgator | $25.00 | $25.00 | 7/24/2009 6:12:11 AM |
| OLYVRC | $25.00 | $25.00 | 7/24/2009 5:09:13 PM |
| fortytwo | $50.00 | $50.00 | 7/25/2009 9:12:50 PM |
| tylerfd | $25.00 | $25.00 | 7/26/2009 8:22:14 AM |
| incbx | $50.00 | $50.00 | 7/27/2009 2:47:02 AM |
| abuyama22 | $25.00 | $25.00 | 7/27/2009 10:37:23 AM |
| peb44 | $25.00 | $25.00 | 7/27/2009 10:06:39 AM |
| keyfig | $25.00 | $25.00 | 7/27/2009 12:02:19 PM |
| shadowflame_99 | $25.00 | $25.00 | 7/27/2009 11:27:08 PM |
| gdbanks | $25.00 | $25.00 | 7/28/2009 7:11:54 AM |
| virtualbank | $25.00 | $25.00 | 7/28/2009 7:21:31 AM |
| YellowJacket | $25.00 | $25.00 | 7/29/2009 8:36:33 AM |
| greenback-floret | $25.00 | $25.00 | 7/29/2009 9:32:02 AM |
| Theboof | $25.00 | $25.00 | 7/29/2009 9:32:42 AM |
| Veloce | $25.00 | $25.00 | 7/29/2009 12:27:20 PM |
| cheng | $25.00 | $25.00 | 7/29/2009 12:56:54 PM |
| JJS180 | $25.00 | $25.00 | 7/30/2009 12:11:31 AM |
| authentic-deal8 | $25.00 | $25.00 | 7/30/2009 8:47:58 AM |
| durable-trade | $25.00 | $25.00 | 7/30/2009 8:47:20 AM |
| sloak | $25.00 | $25.00 | 7/30/2009 10:52:36 AM |
| bigdogsafety1 | $50.00 | $50.00 | 7/30/2009 10:54:09 AM |
| cny_loans | $25.00 | $25.00 | 7/30/2009 3:31:45 PM |
| kaykarun | $50.00 | $50.00 | 7/30/2009 3:31:39 PM |
| thecid | $25.00 | $25.00 | 7/30/2009 8:42:20 PM |
| LordKinbote | $25.00 | $25.00 | 7/30/2009 7:41:37 PM |
| sisepuede | $25.00 | $25.00 | 7/31/2009 9:31:52 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/31/2009 9:31:10 AM |
| deepventures | $25.00 | $25.00 | 7/31/2009 11:07:55 AM |
| square_panda | $25.00 | $25.00 | 7/31/2009 10:48:05 AM |
| ChuckChedda | $25.00 | $25.00 | 7/31/2009 11:56:54 AM |
| the-silver-blaster | $25.00 | $25.00 | 7/31/2009 12:03:35 PM |
| Jynxie | $28.47 | $28.47 | 7/31/2009 1:58:56 PM |
| morpholog | $25.00 | $25.00 | 7/31/2009 2:25:23 PM |
| fireupthegrill | $25.00 | $25.00 | 7/31/2009 2:51:16 PM |
| Sumach | $25.00 | $25.00 | 7/31/2009 3:01:22 PM |
| cemseller | $25.00 | $25.00 | 7/31/2009 4:26:38 PM |
| meow8705 | $25.00 | $25.00 | 7/31/2009 5:20:22 PM |
| fair_rates | $25.00 | $25.00 | 7/31/2009 10:35:22 PM |
| skuba | $50.00 | $50.00 | 8/1/2009 11:50:21 PM |
| BoutYeBank | $25.00 | $25.00 | 8/2/2009 1:20:25 PM |
| RusRobo | $25.00 | $25.00 | 8/2/2009 5:45:53 PM |
| PaulW | $25.00 | $25.00 | 8/2/2009 6:11:19 PM |
| aajwm | $50.00 | $50.00 | 8/3/2009 3:20:14 AM |
| jblack01 | $25.00 | $25.00 | 8/3/2009 7:45:13 AM |
| Algaes | $25.00 | $25.00 | 8/3/2009 8:25:13 AM |
| ouiemyster06 | $50.00 | $50.00 | 8/3/2009 9:32:49 AM |
| outwish | $25.00 | $25.00 | 8/3/2009 11:31:23 AM |
| MT1130 | $25.00 | $25.00 | 8/3/2009 11:50:21 AM |
| indomart | $25.00 | $25.00 | 8/3/2009 11:30:43 AM |
| soccerchamp213 | $25.00 | $25.00 | 8/3/2009 3:10:21 PM |
| greenwell | $48.07 | $48.07 | 8/3/2009 3:10:56 PM |
| Binan | $25.00 | $25.00 | 8/3/2009 3:20:25 PM |
| wwwUniversal | $25.00 | $25.00 | 8/3/2009 4:00:13 PM |
| leftcoast52 | $25.00 | $25.00 | 8/3/2009 3:10:24 PM |
| kindofaloaner | $25.00 | $25.00 | 8/3/2009 4:35:25 PM |
| dcoggins | $50.00 | $50.00 | 8/3/2009 5:23:03 PM |
| charb57 | $38.97 | $38.97 | 8/3/2009 5:05:29 PM |
| leeball | $51.10 | $51.10 | 8/3/2009 5:38:03 PM |
| mrpowers5531 | $25.00 | $25.00 | 8/3/2009 5:39:45 PM |
| shellstar | $25.00 | $25.00 | 8/3/2009 5:40:05 PM |
| shawnw2 | $25.00 | $25.00 | 8/3/2009 5:38:39 PM |
| xyzlmno | $25.00 | $25.00 | 8/3/2009 5:42:40 PM |
| andymax | $25.00 | $25.00 | 8/3/2009 5:43:25 PM |
| mjcjmm4407 | $25.00 | $25.00 | 8/3/2009 5:43:35 PM |
| tsui517 | $25.00 | $25.00 | 8/3/2009 5:43:00 PM |
| palpbert | $25.00 | $25.00 | 8/3/2009 5:45:07 PM |
| kayakg | $25.00 | $25.00 | 8/3/2009 5:44:21 PM |
| Geedub | $37.50 | $37.50 | 8/3/2009 5:45:23 PM |
| Seattlite | $25.00 | $25.00 | 8/3/2009 5:55:56 PM |
| jimbo29blue | $25.00 | $25.00 | 8/3/2009 5:42:41 PM |
| Ireland64 | $25.00 | $25.00 | 8/3/2009 5:43:48 PM |
| mlbox3k | $25.00 | $25.00 | 8/3/2009 5:44:57 PM |
| bankofkarl | $25.00 | $25.00 | 8/3/2009 5:58:37 PM |
| seattleslug | $30.00 | $30.00 | 8/3/2009 6:02:02 PM |
| Feyenoord | $100.00 | $100.00 | 8/3/2009 6:10:48 PM |
| Pu239 | $50.00 | $50.00 | 8/3/2009 7:58:09 PM |
| TheRiver08 | $25.00 | $5.08 | 8/3/2009 10:15:26 PM |
| seineil | $50.00 | $50.00 | 8/4/2009 3:03:05 AM |
| sgmm330 | $50.00 | $50.00 | 8/4/2009 8:56:20 AM |
| carmat60 | $25.00 | $25.00 | 8/4/2009 5:17:15 PM |
| gogene2002 | $25.00 | $25.00 | 8/4/2009 7:17:12 PM |
| 179 bids
|
Borrower Payment Dependent Notes Series
416932
This series of Notes was issued and sold upon the funding of the borrower loan #38149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Auction start date:
| Jul-20-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Aug-01-2009 |
|
|
Starting lender yield:
| 15.97% |
Starting borrower rate/APR:
| 16.97% / 19.17% |
Starting monthly payment:
| $374.20 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 16.11% |
Final monthly payment:
| $358.61 |
| |
|
Auction yield range:
| 6.23% - 15.97% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 26% |
|
Credit score:
| 740-760 (Jul-2009) |
Current / open credit lines:
| 19
/
19 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 33y 9m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $44,443 |
Occupation: | Computer Programmer |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 59% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| rkjack1111 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-760 (Latest)
|
|
Principal borrowed:
| $9,600.00 | < mo. late:
| 0
( 0% )
| 760-780
(Jun-2008)
|
|
Principal balance:
| $6,703.51 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 12 | | |
Description
Home Improvment basement
To improve my basement into a lower level living area
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| TennSquire | $25.00 | $25.00 | 7/20/2009 5:23:54 PM |
| bigdogsafety1 | $50.00 | $50.00 | 7/20/2009 5:24:27 PM |
| hopethisworks | $50.00 | $50.00 | 7/20/2009 5:24:56 PM |
| dunedin | $25.00 | $25.00 | 7/20/2009 5:27:05 PM |
| tlp43 | $25.00 | $25.00 | 7/20/2009 5:23:31 PM |
| pksfunds | $50.00 | $50.00 | 7/20/2009 5:27:15 PM |
| anton | $25.00 | $25.00 | 7/20/2009 5:24:13 PM |
| ahalls | $25.00 | $25.00 | 7/20/2009 5:29:27 PM |
| chlebie | $25.00 | $25.00 | 7/20/2009 5:24:49 PM |
| loiosh | $25.00 | $25.00 | 7/20/2009 5:25:08 PM |
| Cbgator | $25.00 | $25.00 | 7/20/2009 5:25:20 PM |
| RationalWorld | $25.00 | $25.00 | 7/20/2009 5:25:31 PM |
| Cre8iveCash | $25.00 | $25.00 | 7/20/2009 5:31:07 PM |
| Haydendover | $25.00 | $25.00 | 7/20/2009 5:26:12 PM |
| MBIntl | $25.00 | $25.00 | 7/20/2009 5:28:55 PM |
| GElender | $50.00 | $50.00 | 7/20/2009 5:33:37 PM |
| namisguy | $25.00 | $25.00 | 7/20/2009 5:29:50 PM |
| 888168 | $25.00 | $25.00 | 7/20/2009 5:29:31 PM |
| ualf | $50.00 | $50.00 | 7/20/2009 5:29:54 PM |
| Artist_Blue | $25.00 | $25.00 | 7/20/2009 5:30:34 PM |
| Carpetkid | $25.00 | $25.00 | 7/20/2009 5:31:17 PM |
| IceFisherman | $50.00 | $50.00 | 7/20/2009 5:35:40 PM |
| Weaverville | $75.00 | $75.00 | 7/20/2009 5:32:55 PM |
| wings2fly | $25.00 | $25.00 | 7/20/2009 5:34:16 PM |
| BusyAgent | $25.00 | $25.00 | 7/20/2009 5:34:32 PM |
| kaykarun | $25.00 | $25.00 | 7/20/2009 5:34:40 PM |
| skiberdad | $50.00 | $50.00 | 7/20/2009 5:35:29 PM |
| linklady | $25.00 | $25.00 | 7/20/2009 5:35:31 PM |
| Josta | $50.00 | $50.00 | 7/20/2009 5:35:33 PM |
| BenBernanke | $25.00 | $25.00 | 7/20/2009 5:41:12 PM |
| spike16 | $25.00 | $25.00 | 7/20/2009 5:41:15 PM |
| Hartfelt | $40.00 | $40.00 | 7/20/2009 5:37:45 PM |
| GMPK_TLAS | $45.00 | $45.00 | 7/20/2009 5:38:22 PM |
| MidnightBank | $25.00 | $25.00 | 7/20/2009 5:39:31 PM |
| Superc0ld | $100.00 | $100.00 | 7/20/2009 5:42:54 PM |
| thedreamer | $25.00 | $25.00 | 7/20/2009 5:39:55 PM |
| chkrvrty | $25.00 | $25.00 | 7/20/2009 5:43:07 PM |
| keeks | $25.00 | $25.00 | 7/20/2009 5:40:21 PM |
| LordKinbote | $25.00 | $25.00 | 7/20/2009 5:40:53 PM |
| zeelender | $25.00 | $25.00 | 7/20/2009 5:47:06 PM |
| ohnezweck | $25.00 | $25.00 | 7/20/2009 5:41:50 PM |
| kyxysyx | $50.00 | $50.00 | 7/20/2009 5:42:09 PM |
| 02bob | $25.00 | $25.00 | 7/20/2009 5:42:41 PM |
| Zipline | $25.00 | $25.00 | 7/20/2009 5:43:50 PM |
| skibum65 | $50.00 | $50.00 | 7/20/2009 7:32:04 PM |
| wwwUniversal | $25.00 | $25.00 | 7/20/2009 5:44:12 PM |
| madpinto21 | $50.00 | $50.00 | 7/20/2009 5:44:41 PM |
| utukxul | $25.00 | $25.00 | 7/20/2009 5:44:56 PM |
| Aquani | $50.00 | $50.00 | 7/20/2009 5:46:20 PM |
| Hexnut | $25.00 | $25.00 | 7/20/2009 9:32:19 PM |
| AustinAmerica | $40.00 | $40.00 | 7/20/2009 11:17:24 PM |
| Central_States_Mutual | $25.00 | $25.00 | 7/21/2009 6:21:36 AM |
| money-expert | $50.00 | $50.00 | 7/21/2009 9:43:09 AM |
| Ballard | $25.00 | $25.00 | 7/21/2009 7:32:41 AM |
| unclejaef | $25.00 | $25.00 | 7/21/2009 9:42:43 AM |
| wild_carrot | $25.00 | $25.00 | 7/21/2009 11:47:06 AM |
| twohorn | $25.00 | $25.00 | 7/21/2009 11:56:51 AM |
| PaulW | $25.00 | $25.00 | 7/21/2009 12:17:35 PM |
| salala | $25.00 | $25.00 | 7/21/2009 12:47:02 PM |
| fotep-financial | $25.00 | $25.00 | 7/21/2009 12:48:00 PM |
| alverado | $26.61 | $26.61 | 7/21/2009 5:51:48 PM |
| fenn1987 | $25.00 | $25.00 | 7/22/2009 10:48:43 AM |
| LenderByDay | $25.00 | $25.00 | 7/22/2009 10:36:44 AM |
| BayShell | $36.94 | $36.94 | 7/22/2009 10:41:35 AM |
| YogaDude34 | $50.00 | $50.00 | 7/22/2009 3:11:56 PM |
| sail120 | $25.00 | $25.00 | 7/22/2009 6:22:11 PM |
| Msbutterfly | $25.00 | $25.00 | 7/23/2009 1:52:46 AM |
| hrubinst | $25.00 | $25.00 | 7/23/2009 2:36:51 AM |
| BankOfShaun | $25.00 | $25.00 | 7/23/2009 10:38:52 AM |
| HibbyD | $27.07 | $27.07 | 7/23/2009 12:11:48 PM |
| Orringo | $25.00 | $25.00 | 7/23/2009 6:28:20 PM |
| glalat | $25.00 | $25.00 | 7/23/2009 5:26:41 PM |
| RusRobo | $25.00 | $25.00 | 7/23/2009 9:36:54 PM |
| LenderOnWheels | $25.00 | $25.00 | 7/24/2009 7:42:01 AM |
| tillit | $25.00 | $25.00 | 7/24/2009 8:32:17 AM |
| tomxnsn | $25.00 | $25.00 | 7/24/2009 9:31:45 AM |
| xphile | $25.00 | $25.00 | 7/24/2009 2:22:45 PM |
| leemic | $25.00 | $25.00 | 7/24/2009 5:05:38 PM |
| loantigger | $25.00 | $25.00 | 7/24/2009 6:06:59 PM |
| jldallover | $50.00 | $50.00 | 7/24/2009 8:51:56 PM |
| bankofkarl | $25.00 | $25.00 | 7/25/2009 12:21:42 AM |
| Tauri | $25.00 | $25.00 | 7/25/2009 6:41:43 AM |
| leucadian | $38.21 | $38.21 | 7/25/2009 8:56:35 AM |
| create42xn | $25.00 | $25.00 | 7/25/2009 9:06:38 PM |
| pensacolaborn | $25.00 | $25.00 | 7/26/2009 11:27:09 AM |
| Penny | $50.00 | $50.00 | 7/26/2009 5:31:45 PM |
| theopposites | $25.00 | $25.00 | 7/26/2009 3:12:23 PM |
| SkipMcGrath | $50.00 | $50.00 | 7/27/2009 2:16:37 AM |
| Iloanyoumoney | $25.00 | $25.00 | 7/27/2009 6:32:59 AM |
| fireboss | $100.00 | $100.00 | 7/27/2009 10:13:34 AM |
| onlyinchicago | $25.00 | $25.00 | 7/27/2009 11:52:48 AM |
| vkm2000 | $25.00 | $25.00 | 7/27/2009 10:16:52 AM |
| bradania | $25.00 | $25.00 | 7/27/2009 12:31:50 PM |
| DrNano | $50.00 | $50.00 | 7/27/2009 1:35:45 PM |
| arejaybe | $25.00 | $25.00 | 7/27/2009 5:21:37 PM |
| webclimber | $25.00 | $25.00 | 7/27/2009 3:31:35 PM |
| mbwillma | $25.00 | $25.00 | 7/27/2009 5:22:07 PM |
| lcole32 | $25.00 | $25.00 | 7/27/2009 5:22:13 PM |
| plentiful-reward | $25.00 | $25.00 | 7/27/2009 9:41:37 PM |
| awesome-market | $25.00 | $25.00 | 7/28/2009 9:33:42 AM |
| justinle | $25.00 | $25.00 | 7/28/2009 12:32:01 PM |
| zento | $25.00 | $25.00 | 7/28/2009 12:36:41 PM |
| Lender0424 | $25.00 | $25.00 | 7/28/2009 3:36:33 PM |
| cingular | $25.00 | $25.00 | 7/28/2009 4:16:34 PM |
| mlsstelulah | $25.00 | $25.00 | 7/28/2009 4:56:55 PM |
| derec | $25.00 | $25.00 | 7/28/2009 5:38:18 PM |
| rks125 | $50.00 | $50.00 | 7/28/2009 5:52:13 PM |
| SKAGIT22 | $25.00 | $25.00 | 7/28/2009 5:51:34 PM |
| lostontheedge | $25.00 | $25.00 | 7/28/2009 5:37:51 PM |
| JKEnterprises | $25.00 | $25.00 | 7/28/2009 8:11:31 PM |
| mrack | $25.00 | $25.00 | 7/28/2009 8:41:38 PM |
| baconguy | $25.00 | $25.00 | 7/28/2009 6:51:31 PM |
| iLoaner | $48.79 | $48.79 | 7/29/2009 2:46:33 AM |
| bookloverInCA | $25.00 | $25.00 | 7/29/2009 5:06:58 AM |
| saltymt | $25.00 | $25.00 | 7/28/2009 8:26:32 PM |
| DonkeyRider | $25.00 | $14.59 | 7/29/2009 5:08:53 AM |
| cgorry | $25.00 | $25.00 | 7/28/2009 9:01:36 PM |
| ManhattanLender | $25.00 | $25.00 | 7/29/2009 10:22:15 AM |
| Cherrypicker | $50.00 | $50.00 | 7/30/2009 12:52:12 PM |
| JCMC | $25.00 | $25.00 | 7/31/2009 6:51:12 AM |
| gustavholstopus32 | $25.00 | $25.00 | 7/31/2009 8:22:06 AM |
| StarFundingSource | $25.00 | $25.00 | 7/31/2009 8:48:12 AM |
| roi-advantage | $50.00 | $50.00 | 7/31/2009 11:01:50 AM |
| Rustang | $50.00 | $50.00 | 7/31/2009 11:51:01 AM |
| Benny | $50.00 | $50.00 | 7/31/2009 1:42:22 PM |
| Syzygy | $25.00 | $25.00 | 7/31/2009 2:50:37 PM |
| edsmoney | $100.00 | $100.00 | 7/31/2009 3:04:09 PM |
| PeePaw | $25.00 | $25.00 | 7/31/2009 4:35:11 PM |
| theprodb | $100.00 | $100.00 | 7/31/2009 4:24:45 PM |
| fopaul13 | $25.00 | $25.00 | 7/31/2009 8:00:51 PM |
| engbusres | $30.00 | $30.00 | 7/31/2009 9:59:37 PM |
| primed | $50.00 | $50.00 | 8/1/2009 5:34:57 AM |
| G8TB8K | $25.00 | $25.00 | 8/1/2009 8:35:14 AM |
| Spkthewrd3 | $25.00 | $25.00 | 8/1/2009 8:25:48 AM |
| Chief3394 | $25.00 | $25.00 | 8/1/2009 11:37:35 AM |
| the-silver-blaster | $100.00 | $100.00 | 8/1/2009 12:25:49 PM |
| kegs | $250.00 | $250.00 | 7/20/2009 5:24:19 PM |
| bulabula | $25.00 | $25.00 | 7/20/2009 5:24:27 PM |
| larrybird | $250.00 | $250.00 | 7/20/2009 5:24:34 PM |
| Cubsfan07 | $25.00 | $25.00 | 7/20/2009 5:26:37 PM |
| nodrivelpls | $25.00 | $25.00 | 7/20/2009 5:26:54 PM |
| taylor883 | $25.00 | $25.00 | 7/20/2009 5:28:30 PM |
| rmachi | $25.00 | $25.00 | 7/20/2009 5:24:41 PM |
| d_grbg | $25.00 | $25.00 | 7/20/2009 5:25:22 PM |
| ah-long | $25.00 | $25.00 | 7/20/2009 5:26:40 PM |
| SNH | $25.00 | $25.00 | 7/20/2009 5:25:41 PM |
| Tavita | $25.00 | $25.00 | 7/20/2009 5:30:53 PM |
| AdamClemSC | $25.00 | $25.00 | 7/20/2009 5:27:10 PM |
| mydreamsagain | $100.00 | $100.00 | 7/20/2009 5:31:21 PM |
| jbarron | $25.00 | $25.00 | 7/20/2009 5:27:22 PM |
| ibuystk | $50.00 | $50.00 | 7/20/2009 5:28:40 PM |
| NATIVEBORN | $50.00 | $50.00 | 7/20/2009 5:28:02 PM |
| cropdust3r | $25.00 | $25.00 | 7/20/2009 5:33:21 PM |
| figs4u2 | $200.00 | $200.00 | 7/20/2009 5:29:15 PM |
| beyondmanagement | $25.00 | $25.00 | 7/20/2009 5:34:22 PM |
| Sixmil | $25.00 | $25.00 | 7/20/2009 5:34:34 PM |
| don8ter | $25.00 | $25.00 | 7/20/2009 5:34:49 PM |
| p2ploan-battalion509 | $50.00 | $50.00 | 7/20/2009 5:35:16 PM |
| Trojan1976 | $25.00 | $25.00 | 7/20/2009 5:30:59 PM |
| lagnisiruk | $25.00 | $25.00 | 7/20/2009 5:36:19 PM |
| Panitza | $100.00 | $100.00 | 7/20/2009 5:33:13 PM |
| jstefans | $25.00 | $25.00 | 7/20/2009 5:33:08 PM |
| pbo922 | $25.00 | $25.00 | 7/20/2009 5:34:55 PM |
| ribbles | $50.00 | $50.00 | 7/20/2009 5:38:40 PM |
| PalmTreeIsland | $50.00 | $50.00 | 7/20/2009 5:40:34 PM |
| Ilikupono | $50.00 | $50.00 | 7/20/2009 5:36:52 PM |
| LibbyZ | $50.00 | $50.00 | 7/20/2009 5:41:22 PM |
| jameskdean | $25.00 | $25.00 | 7/20/2009 5:38:04 PM |
| compassion-paladin042 | $25.00 | $25.00 | 7/20/2009 5:41:42 PM |
| Champpilot | $50.00 | $50.00 | 7/20/2009 5:38:16 PM |
| money2k | $25.00 | $25.00 | 7/20/2009 5:37:56 PM |
| roxon | $25.00 | $25.00 | 7/20/2009 5:38:03 PM |
| puifais | $25.00 | $25.00 | 7/20/2009 5:42:20 PM |
| PHI4308 | $25.00 | $25.00 | 7/20/2009 5:39:12 PM |
| somebody32 | $25.00 | $25.00 | 7/20/2009 5:40:13 PM |
| kumpa2u | $25.00 | $25.00 | 7/20/2009 5:40:27 PM |
| Ryman81580 | $25.00 | $25.00 | 7/20/2009 5:46:06 PM |
| mollybosco | $50.00 | $50.00 | 7/20/2009 5:47:42 PM |
| Quetz | $25.00 | $25.00 | 7/20/2009 5:41:56 PM |
| Westsider | $25.00 | $25.00 | 7/20/2009 5:42:46 PM |
| zaxsan | $25.00 | $25.00 | 7/20/2009 5:43:03 PM |
| CaboWaboRobo | $25.00 | $25.00 | 7/20/2009 5:43:41 PM |
| apetrock | $50.00 | $50.00 | 7/20/2009 5:43:33 PM |
| Fahrquar | $25.00 | $25.00 | 7/20/2009 5:44:02 PM |
| bxdoc | $25.00 | $25.00 | 7/20/2009 5:44:18 PM |
| divedude | $25.00 | $25.00 | 7/20/2009 5:47:52 PM |
| andrewnar | $25.00 | $25.00 | 7/21/2009 2:56:39 AM |
| mc81 | $25.00 | $25.00 | 7/21/2009 6:41:46 AM |
| mmckune | $25.00 | $25.00 | 7/21/2009 8:26:45 AM |
| bharosa | $25.00 | $25.00 | 7/21/2009 9:47:26 AM |
| brazilofmux | $25.96 | $25.96 | 7/21/2009 10:38:06 AM |
| leftcoast52 | $25.00 | $25.00 | 7/21/2009 10:52:21 AM |
| madmccoy | $25.00 | $25.00 | 7/21/2009 9:35:42 AM |
| lepolgr | $42.18 | $42.18 | 7/21/2009 9:47:24 AM |
| able2help | $25.00 | $25.00 | 7/21/2009 10:26:35 AM |
| DadWarbucks | $50.00 | $50.00 | 7/21/2009 12:01:37 PM |
| takabanana | $25.00 | $25.00 | 7/21/2009 12:26:46 PM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:11:44 AM |
| incbx | $50.00 | $50.00 | 7/21/2009 9:46:46 PM |
| EricLender | $25.00 | $25.00 | 7/22/2009 12:17:12 AM |
| augsdad | $25.00 | $25.00 | 7/22/2009 10:56:59 AM |
| Adam_00 | $50.00 | $50.00 | 7/22/2009 11:02:19 AM |
| IP | $28.61 | $28.61 | 7/22/2009 11:06:36 AM |
| funtwosay | $25.00 | $25.00 | 7/22/2009 6:01:34 AM |
| grf1945 | $25.00 | $25.00 | 7/22/2009 9:32:27 AM |
| koyote | $50.00 | $50.00 | 7/22/2009 8:46:28 AM |
| mpactlender | $25.00 | $25.00 | 7/22/2009 11:22:22 AM |
| cyberie21 | $50.00 | $50.00 | 7/22/2009 2:36:48 PM |
| AKJagMan | $25.00 | $25.00 | 7/22/2009 2:57:26 PM |
| inkplj | $25.09 | $25.09 | 7/22/2009 8:16:47 PM |
| theRabbi | $25.00 | $25.00 | 7/23/2009 9:32:54 AM |
| WorldlyWorker | $25.00 | $25.00 | 7/23/2009 9:33:07 AM |
| gilbow | $25.00 | $25.00 | 7/23/2009 1:57:30 AM |
| SkiNZ | $25.00 | $25.00 | 7/23/2009 9:47:26 AM |
| gotyourgear | $25.00 | $25.00 | 7/23/2009 2:41:36 PM |
| aader | $25.00 | $25.00 | 7/23/2009 3:12:19 PM |
| dannyboy_997 | $25.00 | $25.00 | 7/23/2009 3:31:37 PM |
| the-profit-oracle | $25.00 | $25.00 | 7/23/2009 8:16:40 PM |
| ILoveSushi | $25.00 | $25.00 | 7/24/2009 2:12:00 AM |
| Joon | $25.00 | $25.00 | 7/24/2009 8:32:11 AM |
| urbanMisfit | $25.00 | $25.00 | 7/24/2009 7:42:06 AM |
| Westerly | $50.00 | $50.00 | 7/24/2009 9:26:48 AM |
| slojudy | $25.00 | $25.00 | 7/24/2009 8:26:42 AM |
| Microfinancer | $25.00 | $25.00 | 7/24/2009 8:32:12 AM |
| jwm | $25.00 | $25.00 | 7/24/2009 8:32:14 AM |
| xyzkid3 | $50.00 | $50.00 | 7/24/2009 8:33:14 AM |
| jbadawg1017 | $25.00 | $25.00 | 7/24/2009 8:32:48 AM |
| vacation-funding | $25.00 | $25.00 | 7/24/2009 8:33:22 AM |
| Credit2Prosper | $50.00 | $50.00 | 7/24/2009 10:08:34 AM |
| rjleves | $25.00 | $25.00 | 7/24/2009 10:18:11 AM |
| papaman | $25.00 | $25.00 | 7/24/2009 11:27:25 AM |
| nicklds | $25.00 | $25.00 | 7/24/2009 2:26:44 PM |
| zrohmm | $25.00 | $25.00 | 7/24/2009 2:22:02 PM |
| PatRichi | $25.00 | $25.00 | 7/24/2009 6:06:38 PM |
| sloan | $25.00 | $25.00 | 7/24/2009 5:09:20 PM |
| easylender | $25.00 | $25.00 | 7/24/2009 7:01:47 PM |
| manyhappydogs | $45.65 | $45.65 | 7/24/2009 11:01:37 PM |
| HawaiianHelper | $50.00 | $50.00 | 7/24/2009 11:44:20 PM |
| Brain_m | $50.00 | $50.00 | 7/25/2009 6:56:42 AM |
| 52digital | $25.00 | $25.00 | 7/25/2009 3:47:32 PM |
| mtp | $50.00 | $50.00 | 7/25/2009 4:21:42 PM |
| ro37 | $25.00 | $25.00 | 7/25/2009 9:06:39 PM |
| shortstop21 | $25.00 | $25.00 | 7/25/2009 9:06:42 PM |
| dashawn | $25.00 | $25.00 | 7/25/2009 9:16:59 PM |
| shawnw2 | $25.00 | $25.00 | 7/26/2009 8:56:44 AM |
| lovetorun | $30.00 | $30.00 | 7/26/2009 1:09:43 PM |
| witty-compassion | $25.00 | $25.00 | 7/26/2009 10:46:48 PM |
| amijo | $25.00 | $25.00 | 7/26/2009 11:46:33 PM |
| ChuckChedda | $25.00 | $25.00 | 7/27/2009 2:13:52 AM |
| treasure-generator | $25.00 | $25.00 | 7/27/2009 9:31:43 AM |
| Mavdyaus | $25.00 | $25.00 | 7/27/2009 6:56:32 AM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 9:52:32 AM |
| Warwick | $25.00 | $25.00 | 7/27/2009 9:37:07 AM |
| BrooklynJim | $25.00 | $25.00 | 7/27/2009 10:56:58 AM |
| julijask | $25.00 | $25.00 | 7/27/2009 11:56:43 AM |
| Tahoeguy | $25.00 | $25.00 | 7/27/2009 12:31:45 PM |
| member874 | $25.00 | $25.00 | 7/27/2009 12:18:09 PM |
| guaton | $25.00 | $25.00 | 7/27/2009 2:06:33 PM |
| Vacs4u | $25.00 | $25.00 | 7/27/2009 2:12:01 PM |
| Mymoney4loan | $25.00 | $25.00 | 7/27/2009 4:51:50 PM |
| durban | $50.00 | $50.00 | 7/27/2009 5:21:31 PM |
| satanichammy | $25.00 | $25.00 | 7/27/2009 5:21:35 PM |
| restech | $25.00 | $25.00 | 7/27/2009 5:22:17 PM |
| TEAM-Jasper | $25.00 | $25.00 | 7/28/2009 5:27:06 AM |
| jecm27 | $25.00 | $25.00 | 7/28/2009 6:11:41 AM |
| SMARTDISK | $25.00 | $25.00 | 7/27/2009 11:41:34 PM |
| gdbanks | $25.00 | $25.00 | 7/28/2009 7:16:38 AM |
| flexible-value | $25.00 | $25.00 | 7/28/2009 9:33:22 AM |
| Pomedorov | $50.00 | $50.00 | 7/28/2009 10:23:29 AM |
| geemel | $25.00 | $25.00 | 7/28/2009 10:38:19 AM |
| integrity-monster | $25.00 | $25.00 | 7/28/2009 12:41:37 PM |
| decisive-capital | $50.00 | $50.00 | 7/28/2009 1:41:39 PM |
| kattghoti | $25.00 | $25.00 | 7/28/2009 4:11:50 PM |
| Rips | $25.00 | $25.00 | 7/28/2009 4:57:02 PM |
| Plotinus | $31.86 | $31.86 | 7/28/2009 5:37:21 PM |
| kubien | $25.00 | $25.00 | 7/28/2009 4:51:45 PM |
| Herluftrolle | $25.00 | $25.00 | 7/28/2009 4:56:33 PM |
| lucky6 | $25.00 | $25.00 | 7/28/2009 6:46:52 PM |
| MrDavid | $25.00 | $25.00 | 7/28/2009 6:47:38 PM |
| sandeepPR | $25.00 | $25.00 | 7/28/2009 8:07:14 PM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:11:57 PM |
| gobot | $36.89 | $36.89 | 7/29/2009 5:07:56 AM |
| Oryx22 | $25.00 | $25.00 | 7/28/2009 11:31:42 PM |
| zapquoc | $25.00 | $25.00 | 7/30/2009 8:47:22 PM |
| RKLFinancial | $100.00 | $100.00 | 7/30/2009 9:50:02 PM |
| outofoffice | $94.36 | $94.36 | 7/30/2009 4:39:50 PM |
| demszi1978 | $25.00 | $25.00 | 7/31/2009 4:26:22 AM |
| spqrxxi | $50.00 | $50.00 | 7/31/2009 6:16:59 AM |
| Stonewood | $25.00 | $25.00 | 7/31/2009 6:48:59 AM |
| btormc5 | $50.00 | $50.00 | 7/31/2009 7:23:14 AM |
| maga | $50.00 | $50.00 | 7/31/2009 7:58:58 AM |
| ctruong53 | $80.00 | $80.00 | 7/31/2009 10:54:10 AM |
| piano55 | $50.00 | $50.00 | 7/31/2009 12:58:59 PM |
| Family_Investor | $37.19 | $37.19 | 7/31/2009 3:27:01 PM |
| moneyman105 | $50.00 | $50.00 | 7/31/2009 8:32:43 PM |
| Mission1 | $50.00 | $50.00 | 7/31/2009 11:14:56 PM |
| olin5 | $25.00 | $25.00 | 8/1/2009 5:21:27 AM |
| stonehillloans | $25.00 | $25.00 | 8/1/2009 4:55:10 AM |
| Nitronian | $50.00 | $50.00 | 8/1/2009 8:09:37 AM |
| bondhedger | $25.00 | $25.00 | 8/1/2009 10:14:15 AM |
| jtc26 | $25.00 | $25.00 | 8/1/2009 2:33:15 PM |
| mathgod | $25.00 | $25.00 | 8/1/2009 3:05:27 PM |
| 302 bids
|
Borrower Payment Dependent Notes Series
416994
This series of Notes was issued and sold upon the funding of the borrower loan #38144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-17-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Jul-31-2009 |
|
|
Starting lender yield:
| 11.42% |
Starting borrower rate/APR:
| 12.42% / 14.56% |
Starting monthly payment:
| $400.98 |
|
Final lender yield:
| 9.00% |
Final borrower rate/APR:
| 10.00% / 12.11% |
Final monthly payment:
| $387.21 |
| |
|
Auction yield range:
| 4.23% - 11.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.88% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 16% |
|
Credit score:
| 780-800 (Jul-2009) |
Current / open credit lines:
| 7
/
5 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 21 | Length of status: | 26y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $20,237 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 30% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Yvette43 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $3,001.00 | < mo. late:
| 0
( 0% )
| 780-800
(Mar-2008)
|
|
Principal balance:
| $1,800.61 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 15 | | |
Description
Paying off Credit Cards
Purpose of loan:
This loan will be used to pay off a high interest credit card account.
My financial situation:
I am a good candidate for this loan because I have excellent credit and have always paid my bills on time. I have been a very good customer of one of the large credit card companies for over 10 years and have a very good relationship with them. I have always paid my bills on time and have even paid more than the minimum monthly payment. However, because of the upcoming restrictions on credit card companies that will take place in 2010, the company raised my interest rate from 9% to 17.9% even though I had always paid them on time and have never been late. This greatly increased my monthly payments and rendered me unable to pay more than the minimum monthly payments which are a stretch at this time.
I really want to maintain my good credit rating and continue to pay my bills on time; therefore, I am requesting a loan for $12,000 to pay this company off and maintain my good standing with this company.
In the past year, I have successfully paid off several smaller credit card accounts and I'm on my way to becoming debt free. I am also in the process of paying off a current loan with prosper that was used for the expansion of my small business. My business has really prospered as a result of my last loan from prosper.
Please assist me in obtaining a lower interest rate and paying off this high interest credit card account. Your assistance in this endeavor is very much appreciated.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
What business are you in? Congrats on the 'cash basis' decision. - SteadyOne
A:
I have been in the vending business since May of 2005.
(Jul-20-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| totoro | $25.00 | $25.00 | 7/17/2009 4:09:29 PM |
| truth-companion | $25.00 | $25.00 | 7/17/2009 4:11:52 PM |
| Binan | $25.00 | $25.00 | 7/17/2009 4:12:05 PM |
| kegs | $250.00 | $250.00 | 7/17/2009 4:10:59 PM |
| thedoctor | $25.00 | $25.00 | 7/17/2009 4:12:50 PM |
| kenji4861 | $50.00 | $50.00 | 7/17/2009 4:13:00 PM |
| virtualbank | $25.00 | $25.00 | 7/17/2009 4:09:40 PM |
| mrzz | $25.00 | $25.00 | 7/17/2009 4:13:56 PM |
| salala | $25.00 | $25.00 | 7/17/2009 4:10:49 PM |
| Sumach | $25.00 | $25.00 | 7/17/2009 4:16:29 PM |
| larrybird | $250.00 | $250.00 | 7/17/2009 4:12:14 PM |
| lagnisiruk | $25.00 | $25.00 | 7/17/2009 4:17:34 PM |
| 888168 | $50.00 | $50.00 | 7/17/2009 4:13:43 PM |
| tylerfd | $25.00 | $25.00 | 7/17/2009 4:16:21 PM |
| bigdogsafety1 | $50.00 | $50.00 | 7/17/2009 4:22:07 PM |
| aislinnn | $25.00 | $25.00 | 7/17/2009 7:48:09 PM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 7/18/2009 7:01:14 PM |
| palmdelino | $26.68 | $26.68 | 7/19/2009 6:55:41 AM |
| krishopper | $25.00 | $25.00 | 7/19/2009 9:27:03 AM |
| yenom | $25.00 | $25.00 | 7/19/2009 2:56:58 PM |
| emunah6 | $25.00 | $25.00 | 7/19/2009 6:13:28 PM |
| puifais | $25.00 | $25.00 | 7/19/2009 10:07:25 PM |
| dumbass | $25.00 | $25.00 | 7/20/2009 12:56:44 AM |
| moneyinvestor | $63.65 | $63.65 | 7/19/2009 8:35:22 PM |
| zeelender | $25.00 | $25.00 | 7/20/2009 3:42:22 PM |
| jonesboyz | $25.00 | $25.00 | 7/20/2009 3:27:38 PM |
| FutureLoans | $100.00 | $24.64 | 7/20/2009 5:48:39 PM |
| PaulW | $25.00 | $25.00 | 7/20/2009 5:52:08 PM |
| a-harmonious-deal | $25.00 | $25.00 | 7/21/2009 9:34:25 AM |
| kindofaloaner | $25.00 | $25.00 | 7/21/2009 9:33:40 AM |
| wild_carrot | $25.00 | $25.00 | 7/21/2009 11:53:06 AM |
| shadowflame_99 | $25.00 | $25.00 | 7/21/2009 3:26:51 PM |
| Okeey | $25.00 | $25.00 | 7/22/2009 9:06:49 AM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:16:51 AM |
| Railbird | $25.00 | $25.00 | 7/22/2009 9:32:53 AM |
| RB_Double-A_Bravo | $25.00 | $25.00 | 7/22/2009 1:01:57 PM |
| Msbutterfly | $25.00 | $25.00 | 7/23/2009 1:52:23 AM |
| RoyFauntleroy | $25.00 | $25.00 | 7/22/2009 9:27:21 PM |
| TheBestDad | $25.00 | $25.00 | 7/23/2009 12:07:00 PM |
| sloak | $25.00 | $25.00 | 7/23/2009 8:46:49 AM |
| jchurchi | $50.00 | $50.00 | 7/23/2009 11:50:38 AM |
| thephoenix0110 | $25.42 | $25.42 | 7/23/2009 6:30:29 PM |
| SkipMcGrath | $43.87 | $43.87 | 7/23/2009 8:11:58 PM |
| atlgator | $25.00 | $25.00 | 7/24/2009 6:11:54 AM |
| kyomoon | $100.00 | $100.00 | 7/24/2009 9:37:25 AM |
| latestone | $25.00 | $25.00 | 7/24/2009 11:01:47 AM |
| mizount | $25.00 | $25.00 | 7/24/2009 10:42:17 AM |
| BlindProphet | $25.00 | $25.00 | 7/24/2009 5:05:18 PM |
| wormdc | $25.00 | $25.00 | 7/24/2009 5:05:20 PM |
| Hexnut | $50.00 | $50.00 | 7/24/2009 5:05:56 PM |
| mjcjmm4407 | $25.00 | $25.00 | 7/24/2009 5:05:51 PM |
| mathgod | $25.00 | $25.00 | 7/24/2009 10:11:59 PM |
| incbx | $50.00 | $50.00 | 7/24/2009 8:11:53 PM |
| Brainworm | $25.00 | $25.00 | 7/25/2009 1:38:39 AM |
| Wart126 | $25.00 | $25.00 | 7/24/2009 10:36:37 PM |
| fortytwo | $125.00 | $125.00 | 7/25/2009 9:12:07 PM |
| xyzlmno | $25.00 | $25.00 | 7/26/2009 9:31:58 AM |
| lucky6 | $25.00 | $25.00 | 7/26/2009 8:41:45 PM |
| jimbo29blue | $25.00 | $25.00 | 7/27/2009 5:01:57 AM |
| cny_loans | $25.00 | $25.00 | 7/27/2009 9:32:31 AM |
| abuyama22 | $25.00 | $25.00 | 7/27/2009 10:37:02 AM |
| TJ-Financial-Group | $45.18 | $45.18 | 7/27/2009 10:57:51 AM |
| member874 | $25.00 | $25.00 | 7/27/2009 12:17:52 PM |
| keyfig | $25.00 | $25.00 | 7/27/2009 12:02:02 PM |
| b-rent | $25.00 | $25.00 | 7/27/2009 12:11:47 PM |
| grf1945 | $25.00 | $25.00 | 7/27/2009 2:16:46 PM |
| durable-trade | $25.00 | $25.00 | 7/28/2009 9:32:35 AM |
| elated-justice | $25.00 | $25.00 | 7/28/2009 9:59:19 AM |
| haryassman | $25.00 | $25.00 | 7/28/2009 10:02:52 AM |
| JJS180 | $25.00 | $25.00 | 7/28/2009 1:43:20 PM |
| L-vex | $25.00 | $25.00 | 7/28/2009 2:36:38 PM |
| wjf60 | $50.00 | $50.00 | 7/28/2009 2:36:48 PM |
| takarlstad | $25.00 | $25.00 | 7/28/2009 5:08:23 PM |
| ChuckChedda | $25.00 | $25.00 | 7/28/2009 4:38:05 PM |
| andymax | $25.00 | $25.00 | 7/28/2009 6:21:50 PM |
| Westerly | $50.00 | $50.00 | 7/28/2009 8:36:38 PM |
| restech | $25.00 | $25.00 | 7/28/2009 11:46:52 PM |
| outwish | $25.00 | $25.00 | 7/29/2009 3:07:11 AM |
| atlviet | $25.00 | $25.00 | 7/28/2009 8:16:33 PM |
| ScottFinance | $25.00 | $25.00 | 7/29/2009 5:25:57 AM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:06:42 PM |
| sail120 | $25.00 | $25.00 | 7/29/2009 9:34:43 AM |
| Jassi | $50.00 | $50.00 | 7/29/2009 10:28:13 AM |
| mlbox3k | $25.00 | $25.00 | 7/29/2009 11:07:06 AM |
| slartibardfast | $30.00 | $30.00 | 7/29/2009 2:11:37 PM |
| gilbow | $25.00 | $25.00 | 7/29/2009 12:52:32 PM |
| cingular | $25.00 | $25.00 | 7/29/2009 6:41:44 PM |
| JerryB96 | $25.00 | $25.00 | 7/29/2009 1:53:24 PM |
| aajwm | $50.00 | $50.00 | 7/29/2009 2:06:38 PM |
| TigerForce | $25.00 | $25.00 | 7/29/2009 6:28:19 PM |
| Xeo | $25.00 | $25.00 | 7/30/2009 2:47:03 PM |
| red-sublime-return | $25.00 | $25.00 | 7/30/2009 1:39:24 PM |
| ADenny | $25.00 | $25.00 | 7/30/2009 11:21:39 AM |
| eggzie | $25.00 | $25.00 | 7/30/2009 11:46:35 AM |
| nicklds | $50.00 | $50.00 | 7/30/2009 3:23:03 PM |
| kanewna | $54.87 | $54.87 | 7/30/2009 3:23:24 PM |
| damage | $25.00 | $25.00 | 7/30/2009 3:23:37 PM |
| mtpscuba | $25.00 | $25.00 | 7/30/2009 3:24:13 PM |
| mizunoman | $25.00 | $25.00 | 7/30/2009 3:06:50 PM |
| KeepOnRunning | $41.38 | $41.38 | 7/30/2009 3:25:08 PM |
| SKG | $25.00 | $25.00 | 7/30/2009 3:25:11 PM |
| cyonamine | $25.00 | $25.00 | 7/30/2009 3:27:36 PM |
| bocap | $25.00 | $25.00 | 7/30/2009 3:22:37 PM |
| h_corey | $25.00 | $25.00 | 7/30/2009 3:27:54 PM |
| SeattleGuy72 | $25.00 | $25.00 | 7/30/2009 3:28:04 PM |
| skistud66 | $25.00 | $25.00 | 7/30/2009 3:28:41 PM |
| ohnezweck | $25.00 | $25.00 | 7/30/2009 3:24:08 PM |
| sajitp | $50.00 | $50.00 | 7/30/2009 3:30:03 PM |
| bradania | $25.00 | $25.00 | 7/30/2009 3:24:18 PM |
| SkonkeyGongo | $25.00 | $25.00 | 7/30/2009 3:30:32 PM |
| growlydog | $25.00 | $25.00 | 7/30/2009 3:31:08 PM |
| ChicoBob | $39.00 | $39.00 | 7/30/2009 3:26:32 PM |
| gotyourgear | $25.00 | $25.00 | 7/30/2009 2:03:20 PM |
| Phillip4ever | $25.00 | $25.00 | 7/30/2009 3:31:56 PM |
| synergy4all | $25.00 | $25.00 | 7/30/2009 3:27:48 PM |
| Bladewil | $25.00 | $25.00 | 7/30/2009 3:28:16 PM |
| PatRichi | $25.00 | $25.00 | 7/30/2009 3:28:43 PM |
| bugleusmc | $30.00 | $30.00 | 7/30/2009 3:33:31 PM |
| secret-santa | $25.00 | $25.00 | 7/30/2009 3:33:40 PM |
| Doc23 | $25.00 | $25.00 | 7/30/2009 3:29:37 PM |
| YogaDude34 | $43.23 | $43.23 | 7/30/2009 3:33:55 PM |
| orangemutt | $25.00 | $25.00 | 7/30/2009 3:30:06 PM |
| JonnyCash | $25.00 | $25.00 | 7/30/2009 3:30:48 PM |
| AJLending | $25.00 | $25.00 | 7/30/2009 3:07:53 PM |
| zyztemboy | $25.00 | $25.00 | 7/30/2009 3:32:31 PM |
| Breken6 | $25.00 | $25.00 | 7/30/2009 3:32:44 PM |
| Orringo | $25.00 | $25.00 | 7/30/2009 3:22:38 PM |
| social-comet224 | $25.00 | $25.00 | 7/30/2009 3:23:06 PM |
| mkainikm | $25.00 | $25.00 | 7/30/2009 4:49:35 PM |
| faldska | $25.00 | $25.00 | 7/30/2009 3:23:42 PM |
| kayakg | $25.00 | $25.00 | 7/30/2009 3:24:05 PM |
| gardenglow | $25.00 | $25.00 | 7/30/2009 3:24:22 PM |
| AgTiPinisher | $25.00 | $25.00 | 7/30/2009 3:24:41 PM |
| K2Outlaws | $25.00 | $25.00 | 7/30/2009 3:26:08 PM |
| ayerobbie | $25.00 | $25.00 | 7/30/2009 3:26:36 PM |
| ArmstrongVentures | $25.00 | $25.00 | 7/30/2009 3:56:38 PM |
| moneyman06 | $25.00 | $25.00 | 7/30/2009 3:27:20 PM |
| Cluvnupe06 | $25.00 | $25.00 | 7/30/2009 3:27:41 PM |
| star7705 | $25.00 | $25.00 | 7/30/2009 7:16:46 PM |
| Residuum | $25.00 | $25.00 | 7/30/2009 3:28:29 PM |
| jpmusic | $25.00 | $25.00 | 7/30/2009 7:41:31 PM |
| DadWarbucks | $50.00 | $50.00 | 7/30/2009 3:29:46 PM |
| bigrpf5 | $25.00 | $25.00 | 7/30/2009 3:30:46 PM |
| Aleut | $25.00 | $25.00 | 7/30/2009 3:31:12 PM |
| thecid | $100.00 | $100.00 | 7/30/2009 8:33:25 PM |
| azarael | $25.00 | $25.00 | 7/30/2009 3:32:10 PM |
| klin | $25.00 | $25.00 | 7/30/2009 3:32:20 PM |
| AnastasiaBeaverhausen | $25.00 | $25.00 | 7/30/2009 9:12:08 PM |
| geekguy | $25.00 | $25.00 | 7/30/2009 8:06:42 PM |
| Sofar | $25.00 | $25.00 | 7/30/2009 9:26:31 PM |
| Kerensky | $100.00 | $100.00 | 7/30/2009 10:16:38 PM |
| CaliforniaSun | $50.00 | $50.00 | 7/31/2009 12:31:43 AM |
| KiwiElf | $37.39 | $37.39 | 7/31/2009 2:30:49 AM |
| GABC-1 | $40.00 | $40.00 | 7/31/2009 9:18:39 AM |
| sisepuede | $25.00 | $25.00 | 7/31/2009 9:31:40 AM |
| mercurylrn | $29.12 | $29.12 | 7/31/2009 9:35:22 AM |
| phoko | $25.00 | $25.00 | 7/31/2009 9:32:18 AM |
| caipira | $25.00 | $25.00 | 7/31/2009 10:06:04 AM |
| wbahl | $25.00 | $25.00 | 7/31/2009 10:20:30 AM |
| Jaoe | $50.00 | $50.00 | 7/31/2009 10:46:53 AM |
| jpjazzman | $25.00 | $25.00 | 7/31/2009 10:57:41 AM |
| dashawn | $25.00 | $25.00 | 7/31/2009 11:30:54 AM |
| labate | $25.00 | $25.00 | 7/31/2009 11:10:28 AM |
| Norcal | $25.00 | $25.00 | 7/31/2009 11:30:48 AM |
| AtmaSingshu | $25.00 | $25.00 | 7/31/2009 11:58:26 AM |
| naniamo | $25.00 | $25.00 | 7/31/2009 12:11:10 PM |
| wrchism | $29.92 | $29.92 | 7/31/2009 11:47:06 AM |
| BeachWalkz | $50.00 | $50.00 | 7/31/2009 12:05:29 PM |
| Iowa65 | $25.58 | $25.58 | 7/31/2009 12:40:17 PM |
| outofoffice | $50.00 | $50.00 | 7/31/2009 12:54:23 PM |
| kfi805 | $100.00 | $100.00 | 7/31/2009 1:30:17 PM |
| cemseller | $25.00 | $25.00 | 7/31/2009 2:20:57 PM |
| fireupthegrill | $25.00 | $25.00 | 7/31/2009 2:50:59 PM |
| JCMC | $25.00 | $25.00 | 7/31/2009 3:12:04 PM |
| platinum-cub | $200.00 | $200.00 | 7/31/2009 4:01:10 PM |
| ProModelA | $25.00 | $25.00 | 7/31/2009 4:06:48 PM |
| Sigonio | $25.00 | $25.00 | 7/17/2009 4:09:58 PM |
| NATIVEBORN | $50.00 | $50.00 | 7/17/2009 4:11:16 PM |
| rjleves | $25.00 | $25.00 | 7/17/2009 4:10:11 PM |
| YellowJacket | $25.00 | $25.00 | 7/17/2009 4:12:43 PM |
| Artist_Blue | $25.00 | $25.00 | 7/17/2009 4:13:10 PM |
| DukSerduk | $25.00 | $25.00 | 7/17/2009 4:09:48 PM |
| peb44 | $25.00 | $25.00 | 7/17/2009 4:12:36 PM |
| anton | $25.00 | $25.00 | 7/17/2009 4:14:20 PM |
| Syzygy | $25.00 | $25.00 | 7/17/2009 4:14:52 PM |
| tallcoolone | $25.00 | $25.00 | 7/17/2009 4:11:26 PM |
| kaykarun | $50.00 | $50.00 | 7/17/2009 4:15:58 PM |
| jfd287 | $25.00 | $25.00 | 7/18/2009 1:16:44 AM |
| OLYVRC | $25.00 | $25.00 | 7/17/2009 9:02:33 PM |
| Sixmil | $25.00 | $25.00 | 7/18/2009 1:07:08 PM |
| interstellar | $100.00 | $100.00 | 7/19/2009 8:52:50 AM |
| financelover | $25.00 | $25.00 | 7/19/2009 4:41:48 PM |
| jsnryn | $26.01 | $26.01 | 7/20/2009 9:47:14 AM |
| meow8705 | $25.00 | $25.00 | 7/20/2009 1:32:23 PM |
| Dan12781 | $25.00 | $25.00 | 7/20/2009 2:17:12 PM |
| stemper | $50.00 | $50.00 | 7/20/2009 11:41:34 PM |
| sas19 | $25.00 | $25.00 | 7/21/2009 1:06:56 AM |
| Sid-K | $50.00 | $50.00 | 7/21/2009 9:32:25 AM |
| unclejaef | $25.00 | $25.00 | 7/21/2009 9:43:34 AM |
| greenwell | $50.00 | $50.00 | 7/21/2009 1:53:07 PM |
| leftcoast52 | $25.00 | $25.00 | 7/21/2009 10:51:56 AM |
| pakrbkr | $25.00 | $25.00 | 7/21/2009 3:24:45 PM |
| giannyny | $25.00 | $25.00 | 7/21/2009 3:42:45 PM |
| wwwUniversal | $25.00 | $25.00 | 7/21/2009 3:46:54 PM |
| market-assembler | $25.00 | $25.00 | 7/21/2009 2:52:15 PM |
| Boxhead | $25.00 | $25.00 | 7/21/2009 3:24:12 PM |
| thegreatone | $25.00 | $25.00 | 7/22/2009 6:56:55 AM |
| Castellan | $25.00 | $25.00 | 7/22/2009 11:17:01 AM |
| Avala | $25.00 | $25.00 | 7/22/2009 11:41:59 AM |
| soccerchamp213 | $25.00 | $25.00 | 7/22/2009 6:22:30 PM |
| zhiguli | $50.00 | $50.00 | 7/23/2009 8:06:50 PM |
| hope-amigo | $25.00 | $25.00 | 7/24/2009 9:32:03 AM |
| aqaq8877 | $100.00 | $100.00 | 7/24/2009 12:35:46 PM |
| LordKinbote | $25.00 | $25.00 | 7/24/2009 5:05:19 PM |
| bradwill | $50.00 | $50.00 | 7/24/2009 5:05:55 PM |
| MT1130 | $25.00 | $25.00 | 7/24/2009 5:06:23 PM |
| jldallover | $25.00 | $25.00 | 7/24/2009 9:17:10 PM |
| 52digital | $25.00 | $25.00 | 7/25/2009 3:47:23 PM |
| TennSquire | $25.00 | $25.00 | 7/25/2009 8:56:34 PM |
| woodenshoes | $100.00 | $100.00 | 7/25/2009 11:11:43 PM |
| trader-joe | $25.00 | $25.00 | 7/27/2009 7:22:53 AM |
| neenerman | $25.00 | $25.00 | 7/27/2009 1:01:39 AM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 9:51:47 AM |
| KBank | $25.00 | $25.00 | 7/27/2009 10:57:42 AM |
| laststrawman | $25.00 | $25.00 | 7/27/2009 11:26:37 AM |
| abidos | $25.00 | $25.00 | 7/27/2009 12:11:42 PM |
| Vacs4u | $25.00 | $25.00 | 7/27/2009 2:11:39 PM |
| RusRobo | $25.00 | $25.00 | 7/27/2009 9:12:13 PM |
| pinaypie1 | $25.00 | $25.00 | 7/27/2009 9:37:16 PM |
| gdbanks | $25.00 | $25.00 | 7/28/2009 7:11:39 AM |
| bowdish1 | $40.71 | $40.71 | 7/28/2009 7:37:09 AM |
| eyal0 | $25.00 | $25.00 | 7/28/2009 5:21:54 AM |
| authentic-deal8 | $25.00 | $25.00 | 7/28/2009 9:32:04 AM |
| flexible-value | $25.00 | $25.00 | 7/28/2009 9:33:08 AM |
| rulender | $25.00 | $25.00 | 7/28/2009 10:26:38 AM |
| RandomMonkey | $25.00 | $25.00 | 7/28/2009 2:16:55 PM |
| leeball | $25.00 | $25.00 | 7/28/2009 1:16:37 PM |
| mnmcarve | $25.00 | $25.00 | 7/28/2009 3:11:43 PM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:32:29 PM |
| Havana21 | $500.00 | $500.00 | 7/28/2009 5:23:43 PM |
| GAOGERAM_BANK | $25.00 | $25.00 | 7/28/2009 6:02:30 PM |
| sab | $25.00 | $25.00 | 7/28/2009 9:07:52 PM |
| greenback-floret | $25.00 | $25.00 | 7/29/2009 9:31:47 AM |
| Realjo | $25.00 | $25.00 | 7/29/2009 10:06:53 AM |
| Theboof | $25.00 | $25.00 | 7/29/2009 9:32:34 AM |
| Veloce | $25.00 | $25.00 | 7/29/2009 12:27:02 PM |
| cheng | $25.00 | $25.00 | 7/29/2009 12:56:44 PM |
| BayShell | $27.87 | $27.87 | 7/29/2009 10:46:41 AM |
| rbotterbLLC | $25.00 | $25.00 | 7/29/2009 3:02:03 PM |
| Tapu22 | $50.00 | $50.00 | 7/29/2009 6:28:05 PM |
| GElender | $25.00 | $25.00 | 7/30/2009 12:11:29 AM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:16:44 AM |
| loantigger | $25.00 | $25.00 | 7/30/2009 3:01:33 PM |
| jswanso2 | $25.00 | $25.00 | 7/30/2009 11:36:38 AM |
| danielamity | $25.00 | $25.00 | 7/30/2009 3:22:22 PM |
| charb57 | $50.00 | $50.00 | 7/30/2009 3:22:51 PM |
| NJNY | $25.00 | $25.00 | 7/30/2009 3:23:10 PM |
| MasterJin | $25.00 | $25.00 | 7/30/2009 3:23:25 PM |
| the-swiss-vault | $25.00 | $25.00 | 7/30/2009 3:23:48 PM |
| CoolHelp | $25.00 | $25.00 | 7/30/2009 3:23:59 PM |
| trucklawyer | $25.00 | $25.00 | 7/30/2009 3:24:30 PM |
| djs81 | $25.00 | $25.00 | 7/30/2009 3:24:58 PM |
| BenBernanke | $25.00 | $25.00 | 7/30/2009 3:25:09 PM |
| dartmouth99 | $25.00 | $25.00 | 7/30/2009 3:22:02 PM |
| SkiNZ | $25.00 | $25.00 | 7/30/2009 3:22:25 PM |
| sh71 | $25.00 | $25.00 | 7/30/2009 3:27:37 PM |
| mykkai | $25.00 | $25.00 | 7/30/2009 3:27:52 PM |
| DeathScythe676 | $25.00 | $25.00 | 7/30/2009 3:22:50 PM |
| USMC0311 | $25.00 | $25.00 | 7/30/2009 3:28:13 PM |
| RLC | $50.00 | $50.00 | 7/30/2009 3:28:23 PM |
| johannesfactotum | $25.00 | $25.00 | 7/30/2009 3:24:02 PM |
| ana74blue | $25.00 | $25.00 | 7/30/2009 3:24:15 PM |
| jbadawg1017 | $25.00 | $25.00 | 7/30/2009 3:24:19 PM |
| Snoopylover | $25.00 | $25.00 | 7/30/2009 1:37:36 PM |
| OldestBrother | $50.00 | $50.00 | 7/30/2009 3:30:30 PM |
| brstern2 | $25.00 | $25.00 | 7/30/2009 3:26:18 PM |
| Sitgarath | $25.00 | $25.00 | 7/30/2009 3:26:23 PM |
| jcar78 | $25.00 | $25.00 | 7/30/2009 3:32:01 PM |
| tsui517 | $25.00 | $25.00 | 7/30/2009 3:32:34 PM |
| zxw | $50.00 | $50.00 | 7/30/2009 3:28:06 PM |
| johnsails | $34.22 | $34.22 | 7/30/2009 3:29:31 PM |
| grampy48 | $25.00 | $25.00 | 7/30/2009 3:33:41 PM |
| amsterq | $25.00 | $25.00 | 7/30/2009 3:29:59 PM |
| Ireland64 | $25.00 | $25.00 | 7/30/2009 3:34:16 PM |
| ojibwa | $25.00 | $25.00 | 7/30/2009 2:51:31 PM |
| StarE | $25.00 | $25.00 | 7/30/2009 3:30:49 PM |
| stensonb | $25.00 | $25.00 | 7/30/2009 3:32:12 PM |
| Patrician | $25.00 | $25.00 | 7/30/2009 3:33:48 PM |
| diverse2 | $50.00 | $50.00 | 7/30/2009 3:22:30 PM |
| oodkim84oo | $25.00 | $25.00 | 7/30/2009 3:22:49 PM |
| Zipline | $25.00 | $25.00 | 7/30/2009 3:23:34 PM |
| Imageloan | $25.00 | $25.00 | 7/30/2009 3:23:43 PM |
| mvpratt | $25.00 | $25.00 | 7/30/2009 3:24:03 PM |
| dpdaug | $38.41 | $38.41 | 7/30/2009 3:25:39 PM |
| seattleslug | $30.00 | $30.00 | 7/30/2009 3:46:39 PM |
| serpentine | $100.00 | $100.00 | 7/30/2009 3:54:59 PM |
| theboygenius | $50.00 | $50.00 | 7/30/2009 6:31:31 PM |
| Digiboy88 | $50.00 | $50.00 | 7/30/2009 7:06:48 PM |
| szetheli | $50.00 | $50.00 | 7/30/2009 7:16:36 PM |
| sclark | $25.00 | $25.00 | 7/30/2009 3:29:32 PM |
| psturm | $25.00 | $25.00 | 7/30/2009 3:31:59 PM |
| timmydaddy | $25.00 | $25.00 | 7/30/2009 3:32:21 PM |
| TheBlackSwordsMan | $34.03 | $34.03 | 7/30/2009 3:32:29 PM |
| joshlenn | $25.00 | $25.00 | 7/30/2009 3:51:34 PM |
| shawndw | $25.00 | $25.00 | 7/30/2009 3:52:08 PM |
| JazzFranchise | $25.00 | $25.00 | 7/30/2009 7:41:29 PM |
| otalon | $50.00 | $50.00 | 7/30/2009 8:05:21 PM |
| Victor-E-Lane | $32.34 | $32.34 | 7/30/2009 9:06:43 PM |
| WorldlyWorker | $25.00 | $25.00 | 7/31/2009 4:45:30 AM |
| Loan2save | $48.94 | $48.94 | 7/31/2009 5:30:50 AM |
| maga | $50.00 | $50.00 | 7/31/2009 7:54:53 AM |
| mjjjrj | $25.00 | $25.00 | 7/31/2009 8:00:35 AM |
| SanJoser | $100.00 | $100.00 | 7/31/2009 8:25:15 AM |
| opmjdv | $25.00 | $25.00 | 7/31/2009 8:50:31 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/31/2009 9:31:01 AM |
| shawnw2 | $25.00 | $25.00 | 7/31/2009 9:33:23 AM |
| Pawnster | $25.00 | $25.00 | 7/31/2009 9:32:21 AM |
| lendinstuff | $25.00 | $25.00 | 7/31/2009 9:35:17 AM |
| DrStaff | $37.66 | $37.66 | 7/31/2009 11:07:15 AM |
| square_panda | $25.00 | $25.00 | 7/31/2009 10:47:44 AM |
| rogo | $25.00 | $25.00 | 7/31/2009 10:47:31 AM |
| lindssc1 | $50.00 | $50.00 | 7/31/2009 11:13:46 AM |
| deepventures | $25.00 | $25.00 | 7/31/2009 11:07:32 AM |
| OKPapa | $25.69 | $25.69 | 7/31/2009 12:05:11 PM |
| the-silver-blaster | $50.00 | $50.00 | 7/31/2009 12:07:02 PM |
| mrfixit49 | $25.00 | $25.00 | 7/31/2009 11:40:30 AM |
| PAID-IN-FULL | $25.00 | $25.00 | 7/31/2009 12:45:42 PM |
| ocv | $25.00 | $25.00 | 7/31/2009 12:45:19 PM |
| piano55 | $50.00 | $50.00 | 7/31/2009 12:54:51 PM |
| ILfarmboy | $27.43 | $27.43 | 7/31/2009 1:16:39 PM |
| codenoise | $25.00 | $25.00 | 7/31/2009 1:55:49 PM |
| Yankeeeagle | $25.00 | $25.00 | 7/31/2009 1:35:13 PM |
| morpholog | $25.00 | $25.00 | 7/31/2009 2:25:15 PM |
| CoolBreezeWarlord | $50.00 | $50.00 | 7/31/2009 2:45:12 PM |
| zento | $25.00 | $25.00 | 7/31/2009 2:46:26 PM |
| myduck | $75.00 | $75.00 | 7/31/2009 2:47:43 PM |
| khamen | $25.00 | $25.00 | 7/31/2009 2:30:18 PM |
| Johnab | $50.00 | $50.00 | 7/31/2009 2:39:44 PM |
| scrabbler | $25.00 | $25.00 | 7/31/2009 2:46:55 PM |
| bobnewt | $50.00 | $50.00 | 7/31/2009 2:50:23 PM |
| bank-of-lomax | $100.00 | $100.00 | 7/31/2009 3:01:58 PM |
| treasure-generator | $25.00 | $25.00 | 7/31/2009 3:35:13 PM |
| lawndude16 | $26.76 | $26.76 | 7/31/2009 3:40:16 PM |
| help_each_other | $25.00 | $25.00 | 7/31/2009 3:56:09 PM |
| BankofBeth | $50.00 | $50.00 | 7/31/2009 3:52:45 PM |
| 345 bids
|
Borrower Payment Dependent Notes Series
417978
This series of Notes was issued and sold upon the funding of the borrower loan #38154, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,500.00 |
Prosper Rating:
| B |
Auction start date:
| Jul-28-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Aug-04-2009 |
|
|
Starting lender yield:
| 13.97% |
Starting borrower rate/APR:
| 14.97% / 17.39% |
Starting monthly payment:
| $51.98 |
|
Final lender yield:
| 13.97% |
Final borrower rate/APR:
| 14.97% / 17.39% |
Final monthly payment:
| $51.98 |
| |
|
Auction yield range:
| 6.23% - 13.97% |
Estimated loss impact:
| 5.24% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Dec-1967 |
Debt/Income ratio:
| 47% |
|
Credit score:
| 760-780 (Jul-2009) |
Current / open credit lines:
| 12
/
7 | Employment status: | Part-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 47 | Length of status: | 24y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,889 |
Occupation: | Accountant/CPA |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 11% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| wynonab |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 0 / 1 |
On-time:
| 7 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $2,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Sep-2008)
|
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 7 | | |
Description
paying off cards, etc.
Purpose of loan:
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?
I had a previous loan with Prosper for $2000. Money was always available for the payments deducted from my account and I actually paid my loan off early.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Can you explain the three inquiries? - ustfu
A:
The only ones I can think of would be P.G. &E.,( to start service in my name) Prosper and Bank of America.
(Jul-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Credit2Prosper | $50.00 | $50.00 | 7/28/2009 4:29:42 PM |
| JCMC | $50.00 | $50.00 | 7/28/2009 8:10:43 PM |
| AndyT1999 | $50.00 | $50.00 | 7/29/2009 7:02:33 AM |
| planky | $50.00 | $50.00 | 7/29/2009 10:29:50 AM |
| littleolme | $27.04 | $27.04 | 7/29/2009 12:37:57 PM |
| bondhedger | $25.00 | $25.00 | 7/30/2009 9:52:20 AM |
| 2007sti | $100.00 | $100.00 | 7/29/2009 11:51:03 PM |
| soysauce | $40.00 | $40.00 | 7/30/2009 10:23:09 AM |
| Astyanax | $25.00 | $25.00 | 7/31/2009 4:46:15 PM |
| aztocas | $50.00 | $50.00 | 8/1/2009 9:58:11 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 8/1/2009 11:48:49 PM |
| dudebrah | $25.00 | $25.00 | 8/2/2009 12:35:46 PM |
| LendingP2P | $50.00 | $50.00 | 8/2/2009 11:49:40 AM |
| HenlopenCapital | $50.00 | $50.00 | 8/3/2009 10:42:49 AM |
| jpblan11 | $25.00 | $25.00 | 8/3/2009 5:35:09 PM |
| pueblopablo | $50.00 | $50.00 | 8/4/2009 6:14:53 AM |
| Apotheosis | $25.00 | $25.00 | 8/4/2009 1:47:57 PM |
| hulkstrom | $93.39 | $93.39 | 7/28/2009 9:03:46 PM |
| 1traveler | $50.00 | $50.00 | 7/28/2009 7:03:25 PM |
| JustMee | $25.00 | $25.00 | 7/28/2009 8:49:49 PM |
| Engineer44 | $25.00 | $25.00 | 7/29/2009 5:54:33 AM |
| whois-JohnGalt | $25.00 | $25.00 | 7/29/2009 7:06:31 AM |
| periko | $50.00 | $50.00 | 7/29/2009 7:44:23 AM |
| -PokerNut | $40.31 | $40.31 | 7/29/2009 7:45:08 AM |
| Phantom99 | $25.00 | $25.00 | 7/29/2009 12:40:17 PM |
| justme4now | $25.00 | $25.00 | 7/30/2009 12:27:45 PM |
| MsTabbyKats | $25.00 | $25.00 | 7/31/2009 1:35:42 PM |
| Flinius | $59.59 | $59.59 | 7/31/2009 6:02:33 PM |
| sweety075 | $25.00 | $25.00 | 8/2/2009 9:08:08 AM |
| duty-monger | $25.00 | $25.00 | 8/2/2009 10:13:54 PM |
| CMDCO | $50.00 | $50.00 | 8/3/2009 9:18:54 AM |
| Peacepower | $25.00 | $25.00 | 8/3/2009 1:48:03 PM |
| sperk50286 | $50.00 | $50.00 | 8/3/2009 6:16:12 PM |
| randsenterprise | $25.00 | $25.00 | 8/3/2009 6:27:04 PM |
| hektek22 | $300.00 | $139.67 | 8/4/2009 8:56:03 PM |
| 35 bids
|
Borrower Payment Dependent Notes Series
418104
This series of Notes was issued and sold upon the funding of the borrower loan #38152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| AA |
Auction start date:
| Jul-27-2009 |
|
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Aug-04-2009 |
|
|
Starting lender yield:
| 7.17% |
Starting borrower rate/APR:
| 8.17% / 10.25% |
Starting monthly payment:
| $94.24 |
|
Final lender yield:
| 6.15% |
Final borrower rate/APR:
| 7.15% / 9.22% |
Final monthly payment:
| $92.84 |
| |
|
Auction yield range:
| 3.23% - 7.17% |
Estimated loss impact:
| 0.60% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 10 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 20% |
|
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 18
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 30 | Length of status: | 5y 1m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $11,016 |
Occupation: | Nurse (RN) |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 61% | Stated income: | $75,000-$99,999 |
|
Delinquencies in last 7y:
| 1 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| Beth9502 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Firefighter in need
Purpose of loan:
This loan will be used to Help a FIREFIGHTER in need! He has recently became overwhelmed with financial problems. His car was repossessed last week and he only have one more month on his lease agreement.
My financial situation:
He a hard working Firefighter and a loving father. He is divorced with four kids and takes care of his kids everyday that he is off. He can't afford to have a repossession his credit. I'm trying everything I can to help. If I had three thousand around to help him get out of this hole it would be his. I can easily pay the monthly payment to help him but we need the money before the third of august or else they will auction of his car. So Please have a heart and help!!
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
The third of August is before the loan closure. Where does that put you ? - jmjral
A:
I was mistaken he has till the 8th of August to get his car back. If I have to I will front him the money which is my house payment and other bills than pay them when I get the loan.
(Jul-29-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| 888168 | $50.00 | $50.00 | 7/27/2009 12:59:09 PM |
| sas19 | $25.00 | $25.00 | 7/27/2009 1:00:47 PM |
| krishopper | $25.00 | $25.00 | 7/27/2009 1:00:17 PM |
| Sid-K | $50.00 | $50.00 | 7/27/2009 1:00:55 PM |
| totoro | $25.00 | $25.00 | 7/27/2009 1:01:37 PM |
| tallcoolone | $25.00 | $25.00 | 7/27/2009 1:02:00 PM |
| shadowflame_99 | $25.00 | $25.00 | 7/27/2009 1:02:44 PM |
| Avala | $25.00 | $25.00 | 7/27/2009 1:01:14 PM |
| kyomoon | $100.00 | $100.00 | 7/27/2009 1:02:08 PM |
| RoyFauntleroy | $25.00 | $25.00 | 7/27/2009 1:03:25 PM |
| keyfig | $25.00 | $25.00 | 7/27/2009 1:04:34 PM |
| elated-justice | $25.00 | $25.00 | 7/28/2009 10:00:02 AM |
| yenom | $25.00 | $25.00 | 7/28/2009 3:32:21 PM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:33:00 PM |
| albatross897 | $25.00 | $25.00 | 7/28/2009 8:26:44 PM |
| kenji4861 | $50.00 | $50.00 | 7/30/2009 1:03:49 PM |
| USFoundation | $25.00 | $25.00 | 7/30/2009 11:02:09 AM |
| MrDavid | $50.00 | $50.00 | 7/30/2009 3:33:10 PM |
| thecid | $25.00 | $25.00 | 7/30/2009 8:42:28 PM |
| GElender | $50.00 | $50.00 | 7/31/2009 6:22:09 AM |
| grf1945 | $25.00 | $25.00 | 7/31/2009 12:01:49 PM |
| the-silver-blaster | $25.00 | $25.00 | 7/31/2009 12:03:59 PM |
| Algaes | $25.00 | $25.00 | 8/3/2009 8:25:26 AM |
| cheng | $25.00 | $25.00 | 8/3/2009 11:25:47 AM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 8/3/2009 1:08:22 PM |
| pkiff | $80.00 | $80.00 | 8/3/2009 2:26:09 PM |
| square_panda | $25.00 | $25.00 | 8/3/2009 5:40:23 PM |
| mrzz | $25.00 | $25.00 | 8/3/2009 5:39:16 PM |
| aajwm | $46.17 | $46.17 | 8/3/2009 5:45:03 PM |
| StarFundingSource | $25.00 | $25.00 | 8/4/2009 7:44:23 AM |
| money-expert | $25.00 | $25.00 | 8/4/2009 4:06:49 PM |
| bchen78875 | $50.00 | $50.00 | 7/27/2009 1:01:09 PM |
| rjleves | $25.00 | $25.00 | 7/27/2009 1:01:48 PM |
| a-harmonious-deal | $25.00 | $25.00 | 7/27/2009 1:03:28 PM |
| fortytwo | $125.00 | $125.00 | 7/27/2009 1:02:58 PM |
| lagnisiruk | $25.00 | $25.00 | 7/27/2009 12:59:44 PM |
| kegs | $250.00 | $250.00 | 7/27/2009 1:03:09 PM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 1:04:15 PM |
| truth-companion | $25.00 | $25.00 | 7/27/2009 1:07:04 PM |
| DukSerduk | $25.00 | $25.00 | 7/27/2009 1:01:43 PM |
| larrybird | $250.00 | $250.00 | 7/27/2009 1:03:06 PM |
| Artist_Blue | $25.00 | $25.00 | 7/27/2009 1:03:21 PM |
| unclejaef | $25.00 | $25.00 | 7/27/2009 1:03:27 PM |
| puifais | $25.00 | $25.00 | 7/27/2009 1:03:35 PM |
| abuyama22 | $25.00 | $25.00 | 7/27/2009 1:04:30 PM |
| eyal0 | $25.00 | $25.00 | 7/28/2009 5:22:23 AM |
| gdbanks | $25.00 | $25.00 | 7/28/2009 7:12:06 AM |
| market-assembler | $25.00 | $25.00 | 7/28/2009 11:06:55 AM |
| OLYVRC | $25.00 | $25.00 | 7/28/2009 3:32:25 PM |
| financelover | $25.00 | $25.00 | 7/28/2009 5:11:37 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:33:28 PM |
| Theboof | $25.00 | $25.00 | 7/29/2009 9:32:51 AM |
| greenback-floret | $25.00 | $25.00 | 7/29/2009 9:32:15 AM |
| Veloce | $25.00 | $25.00 | 7/29/2009 12:27:35 PM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:17:24 AM |
| tylerfd | $25.00 | $25.00 | 7/30/2009 3:33:14 PM |
| sisepuede | $25.00 | $25.00 | 7/31/2009 9:32:06 AM |
| swiftsoul | $25.00 | $25.00 | 7/31/2009 2:21:57 PM |
| Rips | $25.00 | $25.00 | 8/1/2009 6:26:30 AM |
| slartibardfast | $30.00 | $30.00 | 8/1/2009 10:16:26 AM |
| showmethemoney5 | $76.59 | $76.59 | 8/1/2009 8:09:38 PM |
| skuba | $50.00 | $50.00 | 8/1/2009 11:50:31 PM |
| incbx | $50.00 | $50.00 | 8/2/2009 3:25:12 AM |
| Hexnut | $50.00 | $50.00 | 8/2/2009 3:50:13 AM |
| woodsider | $50.00 | $50.00 | 8/2/2009 7:03:34 PM |
| help_each_other | $25.00 | $25.00 | 8/2/2009 9:57:54 PM |
| red-sublime-return | $25.00 | $25.00 | 8/2/2009 10:00:17 PM |
| hope-eagle6 | $25.00 | $25.00 | 8/3/2009 9:30:45 AM |
| atlgator | $25.00 | $25.00 | 8/3/2009 1:45:31 PM |
| Snoopylover | $25.00 | $25.00 | 8/3/2009 2:00:20 PM |
| sloak | $25.00 | $25.00 | 8/3/2009 3:20:17 PM |
| cash-sensai2 | $25.00 | $25.00 | 8/3/2009 3:00:24 PM |
| GAOGERAM_BANK | $25.00 | $25.00 | 8/3/2009 5:35:41 PM |
| AndersenWatcher | $25.00 | $25.00 | 8/3/2009 5:39:58 PM |
| BoutYeBank | $25.00 | $25.00 | 8/3/2009 5:40:16 PM |
| FecundFinancier | $25.00 | $25.00 | 8/3/2009 5:39:46 PM |
| jblack01 | $25.00 | $2.24 | 8/3/2009 6:00:40 PM |
| Robert99 | $25.00 | $25.00 | 8/3/2009 11:32:34 PM |
| otalon | $25.00 | $25.00 | 8/4/2009 8:09:20 AM |
| Syzygy | $25.00 | $25.00 | 8/4/2009 2:09:10 PM |
| 80 bids
|
Borrower Payment Dependent Notes Series
418232
This series of Notes was issued and sold upon the funding of the borrower loan #38153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $9,500.00 |
Prosper Rating:
| AA |
Auction start date:
| Jul-27-2009 |
|
Term:
| 36 months |
Estimated loss:
| 1.5% |
Auction end date:
| Aug-03-2009 |
|
|
Starting lender yield:
| 9.52% |
Starting borrower rate/APR:
| 10.52% / 12.63% |
Starting monthly payment:
| $308.86 |
|
Final lender yield:
| 9.52% |
Final borrower rate/APR:
| 10.52% / 12.63% |
Final monthly payment:
| $308.86 |
| |
|
Auction yield range:
| 3.23% - 9.52% |
Estimated loss impact:
| 1.51% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 8.01% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Nov-1963 |
Debt/Income ratio:
| 30% |
|
Credit score:
| 800-820 (Jul-2009) |
Current / open credit lines:
| 31
/
25 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 50 | Length of status: | 2y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,384 | Stated income: | $50,000-$74,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 1% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| tsp001 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 800-820 (Latest)
|
|
Principal borrowed:
| $6,800.00 | < mo. late:
| 0
( 0% )
| 820-840
(Aug-2008)
|
|
Principal balance:
| $5,069.38 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 10 | | |
Description
Granddaughters Graduate Study Progr
Purpose of loan:This loan will be used to pay for my granddaughters graduate study program She is planning on continuing her studies in geology in Ireland through James Madison University.
My financial situation:I am a good candidate for this loan because I have excellent credit and always pay my debts quickly.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| krishopper | $25.00 | $25.00 | 7/27/2009 1:00:20 PM |
| sas19 | $25.00 | $25.00 | 7/27/2009 1:00:48 PM |
| bchen78875 | $50.00 | $50.00 | 7/27/2009 1:01:11 PM |
| DukSerduk | $25.00 | $25.00 | 7/27/2009 1:01:46 PM |
| kyomoon | $100.00 | $100.00 | 7/27/2009 1:02:12 PM |
| Artist_Blue | $25.00 | $25.00 | 7/27/2009 1:03:23 PM |
| RoyFauntleroy | $25.00 | $25.00 | 7/27/2009 1:03:26 PM |
| puifais | $25.00 | $25.00 | 7/27/2009 1:03:36 PM |
| kegs | $250.00 | $250.00 | 7/27/2009 1:03:11 PM |
| Sid-K | $50.00 | $50.00 | 7/27/2009 1:00:56 PM |
| Avala | $25.00 | $25.00 | 7/27/2009 1:01:16 PM |
| totoro | $25.00 | $25.00 | 7/27/2009 1:01:41 PM |
| truth-companion | $25.00 | $25.00 | 7/27/2009 1:07:07 PM |
| Credit2Prosper | $50.00 | $50.00 | 7/27/2009 1:02:19 PM |
| abuyama22 | $25.00 | $25.00 | 7/27/2009 1:04:31 PM |
| lagnisiruk | $25.00 | $25.00 | 7/27/2009 1:07:15 PM |
| otalon | $25.00 | $25.00 | 7/27/2009 8:31:29 PM |
| gdbanks | $25.00 | $25.00 | 7/28/2009 7:12:09 AM |
| helpful-dough | $200.00 | $200.00 | 7/28/2009 11:58:54 AM |
| paramjit | $100.00 | $100.00 | 7/28/2009 2:29:21 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:33:31 PM |
| buffalopartners | $100.00 | $100.00 | 7/28/2009 10:43:28 PM |
| albatross897 | $25.00 | $25.00 | 7/28/2009 8:26:45 PM |
| greenback-floret | $25.00 | $25.00 | 7/29/2009 9:32:19 AM |
| Theboof | $25.00 | $25.00 | 7/29/2009 9:32:53 AM |
| inforapenny | $25.00 | $25.00 | 7/29/2009 10:21:56 AM |
| otalon | $50.00 | $50.00 | 7/29/2009 11:31:53 AM |
| thegreatone | $25.00 | $25.00 | 7/29/2009 9:37:10 AM |
| Veloce | $25.00 | $25.00 | 7/29/2009 12:27:38 PM |
| kulender | $100.00 | $100.00 | 7/29/2009 7:28:10 PM |
| orangemutt | $50.00 | $50.00 | 7/29/2009 9:40:01 PM |
| econgineer | $100.00 | $100.00 | 7/30/2009 8:57:04 AM |
| junes08 | $50.00 | $50.00 | 7/30/2009 5:34:13 AM |
| financelover | $25.00 | $25.00 | 7/30/2009 10:53:28 AM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:17:26 AM |
| kenji4861 | $50.00 | $50.00 | 7/30/2009 1:12:57 PM |
| a-harmonious-deal | $25.00 | $25.00 | 7/30/2009 3:33:00 PM |
| unger | $100.00 | $100.00 | 7/30/2009 4:48:39 PM |
| unclejaef | $25.00 | $25.00 | 7/30/2009 3:32:58 PM |
| thecid | $25.00 | $25.00 | 7/30/2009 8:42:29 PM |
| MatthiasBegtryr | $25.00 | $25.00 | 7/31/2009 6:06:28 AM |
| sisepuede | $25.00 | $25.00 | 7/31/2009 9:32:08 AM |
| stockpicker_jboy | $25.00 | $25.00 | 7/31/2009 11:06:13 AM |
| Ocean713 | $5,000.00 | $5,000.00 | 7/31/2009 5:55:23 PM |
| Digs | $25.00 | $25.00 | 7/31/2009 6:00:33 PM |
| GenerousGentleMan | $25.00 | $25.00 | 7/31/2009 7:20:46 PM |
| sikojos | $50.00 | $50.00 | 7/31/2009 7:36:04 PM |
| capital-web193 | $100.00 | $100.00 | 7/31/2009 8:25:19 PM |
| unger | $100.00 | $100.00 | 7/31/2009 10:34:02 PM |
| JSCAB-06 | $25.00 | $25.00 | 8/1/2009 9:45:30 AM |
| Gar3field | $75.00 | $75.00 | 8/1/2009 11:41:48 AM |
| Rips | $25.00 | $25.00 | 8/1/2009 11:46:27 AM |
| DARTHVADER | $90.00 | $22.34 | 8/1/2009 5:16:07 PM |
| buyrite334 | $50.00 | $50.00 | 8/1/2009 9:24:42 PM |
| availableloan | $25.00 | $25.00 | 8/1/2009 9:30:41 PM |
| Guiren | $50.00 | $50.00 | 8/2/2009 10:20:15 AM |
| the-silver-blaster | $25.00 | $25.00 | 8/2/2009 7:45:13 PM |
| tallcoolone | $25.00 | $25.00 | 7/27/2009 1:02:02 PM |
| larrybird | $250.00 | $250.00 | 7/27/2009 1:03:07 PM |
| here2lend | $25.00 | $25.00 | 7/27/2009 1:02:40 PM |
| fortytwo | $125.00 | $125.00 | 7/27/2009 1:03:01 PM |
| caffinate | $110.00 | $110.00 | 7/27/2009 1:06:47 PM |
| 888168 | $50.00 | $50.00 | 7/27/2009 1:07:10 PM |
| rjleves | $25.00 | $25.00 | 7/27/2009 1:01:50 PM |
| Vacs4u | $25.00 | $25.00 | 7/27/2009 1:52:29 PM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 1:04:16 PM |
| keyfig | $25.00 | $25.00 | 7/27/2009 1:04:36 PM |
| mathgod | $25.00 | $25.00 | 7/27/2009 5:00:22 PM |
| outofoffice | $25.00 | $25.00 | 7/27/2009 11:42:49 PM |
| JustMee | $25.00 | $25.00 | 7/27/2009 8:48:40 PM |
| packrs1 | $25.00 | $25.00 | 7/28/2009 9:03:31 AM |
| oldmora | $25.00 | $25.00 | 7/28/2009 9:57:44 AM |
| market-assembler | $25.00 | $25.00 | 7/28/2009 11:06:58 AM |
| elated-justice | $25.00 | $25.00 | 7/28/2009 10:00:04 AM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:33:02 PM |
| dschless | $25.00 | $25.00 | 7/28/2009 4:43:54 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 7/28/2009 9:37:46 PM |
| think_globally_act_locally | $25.00 | $25.00 | 7/29/2009 3:19:14 PM |
| yenom | $25.00 | $25.00 | 7/29/2009 9:41:42 PM |
| SFGuy | $32.66 | $32.66 | 7/29/2009 11:07:24 PM |
| eyal0 | $25.00 | $25.00 | 7/30/2009 8:48:06 AM |
| OLYVRC | $25.00 | $25.00 | 7/30/2009 3:33:12 PM |
| vegibenz | $25.00 | $25.00 | 7/30/2009 3:42:37 PM |
| GElender | $50.00 | $50.00 | 7/31/2009 6:22:12 AM |
| radpin | $50.00 | $50.00 | 7/31/2009 10:32:40 AM |
| epch | $100.00 | $100.00 | 7/31/2009 10:42:21 AM |
| revenue-shepherd | $25.00 | $25.00 | 7/31/2009 12:43:30 PM |
| zhiguli | $50.00 | $50.00 | 7/31/2009 2:00:50 PM |
| Syzygy | $25.00 | $25.00 | 7/31/2009 3:00:17 PM |
| tommyanthony | $57.00 | $57.00 | 7/31/2009 7:09:33 PM |
| yitbos49 | $50.00 | $50.00 | 7/31/2009 9:23:47 PM |
| GRI | $50.00 | $50.00 | 7/31/2009 11:03:33 PM |
| ilend57 | $25.00 | $25.00 | 8/1/2009 6:36:58 AM |
| mozzarella | $25.00 | $25.00 | 8/1/2009 10:53:35 AM |
| gpuck | $25.00 | $25.00 | 8/1/2009 12:16:17 PM |
| mmczech76 | $63.00 | $63.00 | 8/1/2009 3:57:08 PM |
| Nasdaq | $25.00 | $25.00 | 8/1/2009 4:08:42 PM |
| skuba | $50.00 | $50.00 | 8/1/2009 11:50:34 PM |
| tylerfd | $25.00 | $25.00 | 8/2/2009 2:40:16 PM |
| 99 bids
|
Borrower Payment Dependent Notes Series
418298
This series of Notes was issued and sold upon the funding of the borrower loan #38163, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Auction start date:
| Jul-27-2009 |
|
Term:
| 36 months |
Estimated loss:
| 18.0% |
Auction end date:
| Aug-05-2009 |
|
|
Starting lender yield:
| 31.70% |
Starting borrower rate/APR:
| 32.70% / 35.12% |
Starting monthly payment:
| $109.86 |
|
Final lender yield:
| 31.70% |
Final borrower rate/APR:
| 32.70% / 35.12% |
Final monthly payment:
| $109.86 |
| |
|
Auction yield range:
| 17.23% - 31.70% |
Estimated loss impact:
| 19.86% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.84% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 33% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 18
/
16 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 25 | Length of status: | 5y 10m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $7,134 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 24% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| meowloki |
Borrower's state:
| Nebraska |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $4,999.00 | < mo. late:
| 0
( 0% )
| 580-600
(May-2008)
|
|
Principal balance:
| $3,740.26 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 13 | | |
Description
401k Payoff Never Late on Payments!
Purpose of loan:
This loan will be used to? Pay off my 401k loan,
My financial situation:
I am a good candidate for this loan because? I have already had one prosper loan that is in good standing. I will be using part of this to pay off the current Prosper loan that I allready have. I plan on paying this off within a 12month period. Thanks for you consideration :) I have been employed at the same job for almost 6 years. The credit inquires are due to a car dealership that "shot gunned" my credit, to find me the best rate so they say. One last thing 4500 of the revolving that shows on my credit is from a ring that I bought my fiance. We are getting married next march I will have that paid off then....
Monthly net income: $ 3000
Monthly expenses: $
Housing: $ 400
Insurance: $
Car expenses: $ 350
Utilities: $ 75
Phone, cable, internet: $ 50
Food, entertainment: $
Clothing, household expenses $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I am a lender on your last loan. Thank you for your timely manual payments. Thus, I bid again on this loan. - karmanxten
A:
I do appreciate it!!! I will be paying off my old loan as soon as this one is fully funded... Thank you so much!!!!
(Jul-31-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| fcb202 | $25.00 | $25.00 | 7/27/2009 1:04:24 PM |
| planky | $50.00 | $50.00 | 7/27/2009 1:53:33 PM |
| JustMee | $25.00 | $25.00 | 7/27/2009 8:47:27 PM |
| stonehillloans | $25.00 | $25.00 | 7/28/2009 2:57:14 PM |
| junes08 | $25.00 | $25.00 | 7/30/2009 5:35:38 AM |
| Mr_Katana | $25.00 | $25.00 | 7/30/2009 2:22:24 PM |
| karmanxten | $157.93 | $157.93 | 7/30/2009 9:44:45 PM |
| rpd1211 | $25.00 | $25.00 | 7/31/2009 2:23:53 PM |
| aztocas | $50.00 | $50.00 | 8/1/2009 11:04:45 AM |
| MONEY_IN_THE_BANK | $25.00 | $25.00 | 8/1/2009 11:48:03 PM |
| dcm6276 | $25.00 | $25.00 | 8/3/2009 7:13:40 AM |
| JGuide | $25.00 | $25.00 | 8/3/2009 5:30:55 PM |
| whazarook | $25.00 | $25.00 | 8/3/2009 10:03:11 PM |
| nhrma | $40.00 | $40.00 | 8/4/2009 9:57:34 PM |
| joebob78 | $50.00 | $50.00 | 8/5/2009 6:48:43 AM |
| CMDCO | $50.00 | $50.00 | 8/5/2009 10:57:26 AM |
| periko | $50.00 | $50.00 | 7/28/2009 7:57:02 AM |
| sweety075 | $25.00 | $25.00 | 7/29/2009 4:20:51 PM |
| karmanxten | $163.36 | $163.36 | 7/31/2009 8:48:05 PM |
| Engineer44 | $25.00 | $25.00 | 8/1/2009 7:45:06 AM |
| checzwick | $25.00 | $25.00 | 8/1/2009 8:41:46 AM |
| CSinvestments | $25.79 | $25.79 | 8/1/2009 10:40:01 AM |
| emance | $50.00 | $50.00 | 8/1/2009 1:33:08 PM |
| COCHINOBOY | $50.00 | $50.00 | 8/1/2009 3:19:29 PM |
| jules3304 | $25.00 | $25.00 | 8/2/2009 7:30:12 AM |
| karmanxten | $260.50 | $260.50 | 8/3/2009 1:26:37 PM |
| rubylender | $25.00 | $25.00 | 8/3/2009 2:00:07 PM |
| econgineer | $25.00 | $25.00 | 8/3/2009 7:01:45 PM |
| MONEY_IN_THE_BANK | $38.25 | $38.25 | 8/3/2009 7:07:19 PM |
| HenlopenCapital | $25.00 | $25.00 | 8/4/2009 10:29:44 AM |
| frugalinvestor20 | $25.00 | $25.00 | 8/4/2009 9:35:07 AM |
| karmanxten | $130.76 | $130.76 | 8/5/2009 5:28:09 AM |
| boodo | $100.00 | $100.00 | 8/5/2009 6:23:38 AM |
| tonymoo | $50.00 | $50.00 | 8/5/2009 8:39:02 AM |
| karmanxten | $775.00 | $733.41 | 8/5/2009 10:20:12 AM |
| 35 bids
|
Borrower Payment Dependent Notes Series
418446
This series of Notes was issued and sold upon the funding of the borrower loan #38160, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-28-2009 |
|
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Aug-03-2009 |
|
|
Starting lender yield:
| 18.05% |
Starting borrower rate/APR:
| 19.05% / 21.27% |
Starting monthly payment:
| $110.04 |
|
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $108.46 |
| |
|
Auction yield range:
| 8.23% - 18.05% |
Estimated loss impact:
| 6.89% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 28% |
|
Credit score:
| 660-680 (Jul-2009) |
Current / open credit lines:
| 14
/
13 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 38 | Length of status: | 6y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $27,578 |
Occupation: | Professional |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 65% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 1 | | | | |
|
Screen name:
| Tgrgolfer |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 100% )
| 660-680 (Latest)
|
|
Principal borrowed:
| $6,100.00 | < mo. late:
| 0
( 0% )
| 660-680
(Jul-2008)
640-660
(Sep-2007)
680-700
(Aug-2007)
640-660
(Jul-2007)
|
|
Principal balance:
| $3,656.40 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 20 | | |
Description
Pay Off Portion of Citibank Credit
Hello All,
I currently have one prosper loan which I have made every payment on-time to date. Recently my Citibank Credit Line with which I owe around $7,300 as of June raised my interest rate from 8.99% to 18.99% because of "market conditions". Now obviously the fine print in my agreement allows them to do this and because of the new laws coming into affect in Feb. 2010 they are jumping the gun to protect their interests. I can't fault them for running their business, but it is killing my budget and I am looking for some help to lower my interest rate. I have no problem making the monthly payments, I just can't stomach paying 18.99% when I have never had a late payment. I would appreciate any help and would rather pay Prosper Lender interest than some corporate giant. Please let me know if you have anymore questions.
I am only asking for 3,000 because my last listing was at too high of an interest rate and would not have made sense for me to accept. So I am hoping at can at least pay off half of the credit line at a lower rate.
Monthly Bills
Credit Cards - $ 700 mo
Gas - 150 mo
Cell Phone - $45.00 mo
Parking - $90.00 mo
Car & Insurance - Paid off car with last Prosper Loan - Insurance $75 mo
Housing - $300
Utilities - $100
Food & Bev - $150
401 (k) - $150
Total Bill Mo - $1,760.00
Monthly Pay - $ 2,527.00
As you can see I have over $767 leftover a month to put towards Prosper.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| ribbles | $50.00 | $50.00 | 7/28/2009 4:23:35 PM |
| kyxysyx | $50.00 | $50.00 | 7/28/2009 4:23:54 PM |
| beyondmanagement | $25.00 | $25.00 | 7/28/2009 4:23:18 PM |
| rjleves | $25.00 | $25.00 | 7/28/2009 4:25:57 PM |
| windfall46 | $25.00 | $25.00 | 7/28/2009 4:26:43 PM |
| fireboss | $100.00 | $100.00 | 7/28/2009 4:26:47 PM |
| lagnisiruk | $25.00 | $25.00 | 7/28/2009 4:26:59 PM |
| rmachi | $25.00 | $25.00 | 7/28/2009 4:27:13 PM |
| plentiful-reward | $25.00 | $25.00 | 7/28/2009 4:27:33 PM |
| Josta | $25.77 | $25.77 | 7/28/2009 4:27:50 PM |
| gilbow | $25.00 | $25.00 | 7/28/2009 4:27:54 PM |
| 888168 | $25.00 | $25.00 | 7/28/2009 4:29:25 PM |
| tlp43 | $25.00 | $25.00 | 7/28/2009 4:29:06 PM |
| larrybird | $250.00 | $250.00 | 7/28/2009 4:29:15 PM |
| figs4u2 | $200.00 | $200.00 | 7/28/2009 4:29:22 PM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:31:44 PM |
| zento | $25.00 | $25.00 | 7/28/2009 4:31:55 PM |
| GMPK_TLAS | $45.00 | $45.00 | 7/28/2009 4:23:32 PM |
| PHI4308 | $25.00 | $25.00 | 7/28/2009 4:23:38 PM |
| mmckune | $25.00 | $25.00 | 7/28/2009 4:24:16 PM |
| leftcoast52 | $25.00 | $25.00 | 7/28/2009 4:24:34 PM |
| incbx | $25.00 | $25.00 | 7/28/2009 4:24:42 PM |
| nodrivelpls | $25.00 | $25.00 | 7/28/2009 4:25:30 PM |
| mydreamsagain | $25.00 | $25.00 | 7/28/2009 4:28:11 PM |
| fareast_man | $25.00 | $25.00 | 7/28/2009 4:28:13 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:33:05 PM |
| gizzywump | $25.00 | $25.00 | 7/28/2009 4:28:57 PM |
| kegs | $250.00 | $250.00 | 7/28/2009 4:29:17 PM |
| TennSquire | $25.00 | $25.00 | 7/28/2009 4:29:32 PM |
| pensacolaborn | $25.00 | $25.00 | 7/28/2009 7:11:47 PM |
| Flying_Tilapia | $50.00 | $50.00 | 7/28/2009 6:47:25 PM |
| d_grbg | $25.00 | $25.00 | 7/29/2009 12:02:13 AM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:12:08 PM |
| 108lender | $75.00 | $43.23 | 7/29/2009 5:02:45 AM |
| Top_Gun_Lender | $51.00 | $51.00 | 7/29/2009 2:34:26 PM |
| bondhedger | $25.00 | $25.00 | 7/30/2009 9:53:42 AM |
| Cthulu | $25.00 | $25.00 | 7/30/2009 6:41:42 PM |
| dudebrah | $25.00 | $25.00 | 8/2/2009 7:28:05 PM |
| The-Lighthouse-Group | $25.00 | $25.00 | 8/2/2009 11:17:16 PM |
| keeks | $25.00 | $25.00 | 7/28/2009 4:23:46 PM |
| Aquani | $50.00 | $50.00 | 7/28/2009 4:24:00 PM |
| zeelender | $25.00 | $25.00 | 7/28/2009 4:24:03 PM |
| don8ter | $25.00 | $25.00 | 7/28/2009 4:23:22 PM |
| Champpilot | $50.00 | $50.00 | 7/28/2009 4:23:25 PM |
| Rogelio48 | $25.00 | $25.00 | 7/28/2009 4:25:10 PM |
| hopethisworks | $50.00 | $50.00 | 7/28/2009 4:25:12 PM |
| jbarron | $25.00 | $25.00 | 7/28/2009 4:25:33 PM |
| sloan | $25.00 | $25.00 | 7/28/2009 4:25:59 PM |
| fortytwo | $70.00 | $70.00 | 7/28/2009 4:26:05 PM |
| Penny | $50.00 | $50.00 | 7/28/2009 4:26:29 PM |
| unclejaef | $25.00 | $25.00 | 7/28/2009 4:27:06 PM |
| puifais | $25.00 | $25.00 | 7/28/2009 4:27:02 PM |
| money-expert | $25.00 | $25.00 | 7/28/2009 4:27:58 PM |
| Artist_Blue | $25.00 | $25.00 | 7/28/2009 4:28:02 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/28/2009 4:28:09 PM |
| TrustinOthers | $25.00 | $25.00 | 7/28/2009 4:28:21 PM |
| decisive-capital | $50.00 | $50.00 | 7/28/2009 4:28:49 PM |
| ualf | $50.00 | $50.00 | 7/28/2009 4:29:29 PM |
| GElender | $50.00 | $50.00 | 7/28/2009 4:23:14 PM |
| ChuckChedda | $25.00 | $25.00 | 7/28/2009 4:26:36 PM |
| ibuystk | $50.00 | $50.00 | 7/28/2009 4:27:39 PM |
| SNH | $25.00 | $25.00 | 7/28/2009 4:28:29 PM |
| oldmora | $25.00 | $25.00 | 7/28/2009 4:28:41 PM |
| Syzygy | $25.00 | $25.00 | 7/28/2009 4:29:10 PM |
| Weaverville | $75.00 | $75.00 | 7/28/2009 4:29:35 PM |
| Credit2Prosper | $25.00 | $25.00 | 7/28/2009 4:29:55 PM |
| MrDavid | $25.00 | $25.00 | 7/28/2009 6:47:50 PM |
| theopposites | $25.00 | $25.00 | 7/28/2009 7:11:49 PM |
| poormanenterprises | $50.00 | $50.00 | 7/29/2009 5:23:38 AM |
| scamps | $50.00 | $50.00 | 7/29/2009 10:11:30 PM |
| zebu | $25.00 | $25.00 | 7/30/2009 9:44:35 AM |
| 71 bids
|
Borrower Payment Dependent Notes Series
419488
This series of Notes was issued and sold upon the funding of the borrower loan #38166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,700.00 |
Prosper Rating:
| B |
Auction start date:
| Aug-05-2009 |
|
Term:
| 36 months |
Estimated loss:
| 5.0% |
Auction end date:
| Aug-05-2009 |
|
|
Starting lender yield:
| 15.07% |
Starting borrower rate/APR:
| 16.07% / 18.25% |
Starting monthly payment:
| $59.83 |
|
Final lender yield:
| 12.95% |
Final borrower rate/APR:
| 13.95% / 16.11% |
Final monthly payment:
| $58.06 |
| |
|
Auction yield range:
| 6.23% - 15.07% |
Estimated loss impact:
| 5.22% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 7.73% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 760-780 (Jul-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Retired |
|
Now delinquent:
| 0 |
Total credit lines:
| 12 | Length of status: | 1y 3m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,415 | Stated income: | $25,000-$49,999 |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 98% | |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| MrSpock |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 760-780 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 0
( 0% )
| 700-720
(Jun-2007)
|
|
Principal balance:
| $1,768.02 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 25 | | |
Description
Driveway
Purpose of loan:
Our home is currently up for sale, back in December 2008 we had a water main break right in front of our home, which caused our driveway to sink.
Since this happened the city has only fixed the apron and we have a claim in for the rest to be repaired, unfortunately as of July 14th 2009 we have to wait an additional
90 days for an answer.? The city in which we live requires are driveway to be perfect before selling.? This sink is causing potential buyers to walk away.? We have some money put aside for this project but are in need of the balance, which we are applying for. I had to withdraw my listing because I under estimated the amount we needed. I pray the lenders will reconsider and still fund us.? Thank you.
My financial situation:
I am a good candidate for this loan because my income is a fixed income that is guaranteed. Our current loan is in excellent standing with what I consider a small balance.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| skuba | $25.00 | $25.00 | 8/5/2009 3:05:54 PM |
| SafeSaxa | $25.00 | $25.00 | 8/5/2009 3:06:03 PM |
| figs4u2 | $200.00 | $200.00 | 8/5/2009 3:07:30 PM |
| 888168 | $25.00 | $25.00 | 8/5/2009 3:07:40 PM |
| Weaverville | $75.00 | $75.00 | 8/5/2009 3:08:08 PM |
| Veloce | $25.00 | $25.00 | 8/5/2009 3:08:44 PM |
| TennSquire | $25.00 | $25.00 | 8/5/2009 3:08:01 PM |
| 02bob | $25.00 | $25.00 | 8/5/2009 3:08:35 PM |
| crazycool | $35.00 | $35.00 | 8/5/2009 3:08:53 PM |
| anton | $25.00 | $25.00 | 8/5/2009 3:10:37 PM |
| GElender | $50.00 | $50.00 | 8/5/2009 3:10:45 PM |
| dn0pes | $25.00 | $25.00 | 8/5/2009 3:05:25 PM |
| tlp43 | $25.00 | $25.00 | 8/5/2009 3:05:41 PM |
| oldmora | $25.00 | $25.00 | 8/5/2009 3:06:13 PM |
| rmachi | $25.00 | $25.00 | 8/5/2009 3:10:26 PM |
| PalmTreeIsland | $50.00 | $50.00 | 8/5/2009 3:10:39 PM |
| beyondmanagement | $25.00 | $25.00 | 8/5/2009 3:06:49 PM |
| ibuystk | $50.00 | $50.00 | 8/5/2009 3:07:18 PM |
| zeelender | $25.00 | $25.00 | 8/5/2009 3:11:27 PM |
| Syzygy | $25.00 | $25.00 | 8/5/2009 3:12:29 PM |
| don8ter | $25.00 | $25.00 | 8/5/2009 3:10:51 PM |
| Penny | $50.00 | $50.00 | 8/5/2009 3:07:05 PM |
| fireboss | $100.00 | $100.00 | 8/5/2009 3:07:12 PM |
| sloan | $25.00 | $25.00 | 8/5/2009 3:06:56 PM |
| Trojan1976 | $25.00 | $25.00 | 8/5/2009 3:07:57 PM |
| mathprof | $25.00 | $25.00 | 8/5/2009 3:09:06 PM |
| dspmn | $25.00 | $25.00 | 8/5/2009 3:09:14 PM |
| SNH | $25.00 | $25.00 | 8/5/2009 3:09:56 PM |
| fortytwo | $70.00 | $70.00 | 8/5/2009 3:10:09 PM |
| Artist_Blue | $25.00 | $25.00 | 8/5/2009 3:10:04 PM |
| puifais | $25.00 | $25.00 | 8/5/2009 3:10:15 PM |
| Aquani | $50.00 | $50.00 | 8/5/2009 3:11:22 PM |
| hopethisworks | $50.00 | $30.00 | 8/5/2009 3:11:43 PM |
| GMPK_TLAS | $45.00 | $45.00 | 8/5/2009 3:11:01 PM |
| PHI4308 | $25.00 | $25.00 | 8/5/2009 3:11:09 PM |
| decisive-capital | $50.00 | $50.00 | 8/5/2009 3:07:26 PM |
| incbx | $25.00 | $25.00 | 8/5/2009 3:11:38 PM |
| fizwahh | $30.00 | $30.00 | 8/5/2009 3:08:24 PM |
| scoobiedoo | $25.00 | $25.00 | 8/5/2009 3:09:25 PM |
| the-silver-blaster | $40.00 | $40.00 | 8/5/2009 3:09:43 PM |
| unclejaef | $25.00 | $25.00 | 8/5/2009 3:10:21 PM |
| keeks | $25.00 | $25.00 | 8/5/2009 3:11:16 PM |
| mmckune | $25.00 | $25.00 | 8/5/2009 3:11:32 PM |
| roadster199 | $25.00 | $25.00 | 8/5/2009 3:20:23 PM |
| outofoffice | $50.00 | $50.00 | 8/5/2009 4:45:57 PM |
| 45 bids
|
Borrower Payment Dependent Notes Series
417359
This series of Notes was issued and sold upon the funding of the borrower loan #38150, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $1,000.00 |
Prosper Rating:
| D |
Auction start date:
| Jul-21-2009 |
|
Term:
| 36 months |
Estimated loss:
| 10.0% |
Auction end date:
| Aug-04-2009 |
|
|
Starting lender yield:
| 26.17% |
Starting borrower rate/APR:
| 27.17% / 31.12% |
Starting monthly payment:
| $40.92 |
|
Final lender yield:
| 14.75% |
Final borrower rate/APR:
| 15.75% / 19.44% |
Final monthly payment:
| $35.03 |
| |
|
Auction yield range:
| 11.23% - 26.17% |
Estimated loss impact:
| 10.33% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 4.42% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 640-660 (Jul-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 1 |
Total credit lines:
| 23 | Length of status: | 5y 2m |
|
Amount delinquent:
| $51 |
Revolving credit balance:
| $5,371 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 83% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| shadowfax6264 |
Borrower's state:
| Texas |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-660 (Latest)
|
|
Principal borrowed:
| $1,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Sep-2008)
|
|
Principal balance:
| $802.67 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 9 | | |
Description
Looking to Expand. Need Lenders!
Purpose of loan:
This loan will be used to?
I have a home based business that I started out in my office. Then, I had to move into one of my spare bedrooms because I started to get bigger. Finally, I had to move out of my spare bedroom into the garage. Now I have out grown the garage and want to move into a very small lot type place. I'm looking for people who want to make a big return on their investment. While I'm at work I have my wife work on my business at home so things can continue to run smoothly. Business has been good, but I want to expand and I wanted to see if anybody out there wanted to make some money.
My financial situation:
I am a good candidate for this loan because?
I have another prosper loan that I make monthly payments on and never been late once. I have a job and a business on the side. I used the money to reinvest into prosper. Since prosper isn't letting texas bid on loans at the moment. I just keep the money here. The only reason I haven't paid it off is because I'm trying to make the people who invested, money.
Information in the Description is not verified.
Friends And Family Winning Bids
JGuide has bid a total of
$50.00 in winning bids.
friends and family winning bid
Information in Questions and Answers is not verified
Questions & Answers
Q:
What kind of business are you running from home? Please be more specific - whitebalcony
A:
I sell dvds. I buy scratched dvds and refurbish them. I have an ebay store if you want to take a look. www.primodvdprices.net
(Jul-23-2009)
Q:
On what is the $51 delinquency? - Eaglehigh
A:
I'm not sure. I have to do a free credit report to see what that is. I pay my bills on time.
(Jul-24-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| JGuide | $25.00 | $25.00 | 7/21/2009 5:06:03 PM |
| lenderrn | $50.00 | $50.00 | 7/24/2009 3:46:07 PM |
| unger | $100.00 | $100.00 | 7/28/2009 2:35:34 AM |
| bluflame9940 | $69.19 | $69.19 | 7/30/2009 8:15:10 AM |
| CoolPlexer | $25.00 | $25.00 | 8/1/2009 9:16:07 AM |
| maga | $50.00 | $50.00 | 8/2/2009 10:15:41 AM |
| Feyenoord | $100.00 | $100.00 | 8/4/2009 2:47:40 PM |
| planky | $50.00 | $50.00 | 8/4/2009 2:50:07 PM |
| Bekim | $53.00 | $53.00 | 8/4/2009 3:23:26 PM |
| dudebrah | $25.00 | $25.00 | 8/4/2009 1:15:03 PM |
| twjh | $25.00 | $25.00 | 8/4/2009 2:46:52 PM |
| money-expert | $25.00 | $25.00 | 8/4/2009 4:03:10 PM |
| d34dfish | $25.00 | $25.00 | 8/3/2009 6:14:11 PM |
| unger | $100.00 | $7.97 | 8/3/2009 10:59:30 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 8/3/2009 11:20:03 PM |
| usd1027 | $25.00 | $25.00 | 8/4/2009 3:20:51 AM |
| Leshan | $50.00 | $50.00 | 8/4/2009 7:26:42 AM |
| ColoradoLender82 | $25.00 | $25.00 | 8/4/2009 2:14:23 PM |
| Eaglehigh | $25.00 | $25.00 | 8/4/2009 2:52:28 PM |
| JGuide | $25.00 | $25.00 | 8/4/2009 3:15:53 PM |
| bankar | $25.00 | $25.00 | 8/4/2009 3:23:23 PM |
| lepolgr | $50.00 | $50.00 | 8/4/2009 3:43:47 PM |
| tom4bama | $50.00 | $50.00 | 8/4/2009 3:44:42 PM |
| piano55 | $44.84 | $44.84 | 8/4/2009 1:59:28 PM |
| Engineer44 | $25.00 | $25.00 | 8/4/2009 4:02:08 PM |
| 25 bids
|
Borrower Payment Dependent Notes Series
417419
This series of Notes was issued and sold upon the funding of the borrower loan #38157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-21-2009 |
|
Term:
| 36 months |
Estimated loss:
| 8.5% |
Auction end date:
| Aug-04-2009 |
|
|
Starting lender yield:
| 27.50% |
Starting borrower rate/APR:
| 28.50% / 30.86% |
Starting monthly payment:
| $291.44 |
|
Final lender yield:
| 20.50% |
Final borrower rate/APR:
| 21.50% / 23.76% |
Final monthly payment:
| $265.53 |
| |
|
Auction yield range:
| 8.23% - 27.50% |
Estimated loss impact:
| 8.98% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 11.52% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 5 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 23% |
|
Credit score:
| 780-800 (Jul-2009) |
Current / open credit lines:
| 9
/
7 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 19 | Length of status: | 3y 11m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $15,319 |
Occupation: | Scientist |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 68% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 4 | | | | |
|
Screen name:
| reasonable-fairness |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off my credit cards
Purpose of loan:
This loan will be used to? I want to pay off my credit cards and put money towards my daughters school so that she can be finish nursing school.
My financial situation:
I am a good candidate for this loan because? I have a good credit rating and an excellent history of paying off bills on time. I am a full time employee of the government for the last 19 years and will continue to work for the federal government until I retire in 10 years.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
I think your a great candidate to pledge / bid for!!... Can you briefly list payments on other car loans, personal loans, credit cards, mortgages, etc?..... Also, what are the monthly utilities, ins., living expenses, leases, etc. payments?.. THANKS - SmartConsolidation
A:
Thank you for your help. My other payments (monthly) are 327.00 for my car payment, 50.00 for a Bank of America credit card, 250.00 for a loan from Bank of America (1 year left to pay on it). I also pay 117.00 for water bill and my husband covers the rest of our bills.
Again, thanks so much for your help in getting this loan.
(Aug-03-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| Aviking | $50.00 | $50.00 | 7/21/2009 4:09:18 PM |
| kegs | $250.00 | $250.00 | 7/21/2009 4:10:07 PM |
| Aquafina24Ounce | $25.00 | $25.00 | 7/21/2009 4:12:03 PM |
| mdf | $50.00 | $50.00 | 7/21/2009 4:12:28 PM |
| zento | $25.00 | $25.00 | 7/21/2009 4:12:39 PM |
| anton | $25.00 | $25.00 | 7/21/2009 4:10:04 PM |
| bulabula | $25.00 | $25.00 | 7/21/2009 4:10:09 PM |
| lagnisiruk | $25.00 | $25.00 | 7/21/2009 4:10:01 PM |
| LeoBUSIIT | $25.00 | $25.00 | 7/21/2009 4:10:42 PM |
| b2m80s | $25.00 | $25.00 | 7/21/2009 4:11:57 PM |
| FeedTheMachine | $50.00 | $50.00 | 7/21/2009 4:12:23 PM |
| larrybird | $250.00 | $250.00 | 7/21/2009 4:13:18 PM |
| rmachi | $25.00 | $25.00 | 7/21/2009 4:13:20 PM |
| Bank_Of_XL | $100.00 | $100.00 | 7/21/2009 7:47:42 PM |
| fareast_man | $25.00 | $25.00 | 7/21/2009 11:12:21 PM |
| andrewnar | $25.00 | $25.00 | 7/22/2009 2:32:07 AM |
| greenwell | $25.00 | $25.00 | 7/22/2009 12:21:46 PM |
| thedreamer | $25.00 | $25.00 | 7/22/2009 12:28:14 PM |
| zigzagz03 | $25.00 | $25.00 | 7/22/2009 7:26:49 PM |
| mirolender | $25.00 | $25.00 | 7/22/2009 4:11:57 PM |
| p2ploan-lion | $25.00 | $25.00 | 7/23/2009 5:12:01 AM |
| diverse2 | $25.00 | $25.00 | 7/23/2009 10:02:08 AM |
| MicroPod | $25.00 | $25.00 | 7/23/2009 5:11:49 AM |
| fund-virtuoso | $25.00 | $25.00 | 7/23/2009 5:12:16 AM |
| salala | $25.00 | $25.00 | 7/23/2009 10:38:06 AM |
| draggon77 | $25.00 | $25.00 | 7/23/2009 12:02:53 PM |
| able2help | $25.00 | $25.00 | 7/23/2009 12:43:27 PM |
| RusRobo | $25.00 | $25.00 | 7/23/2009 9:36:48 PM |
| bigdogsafety1 | $25.00 | $25.00 | 7/24/2009 8:33:28 AM |
| MidnightBank | $25.00 | $25.00 | 7/24/2009 8:07:13 AM |
| PatRichi | $25.00 | $25.00 | 7/24/2009 2:01:36 PM |
| ayerobbie | $25.00 | $25.00 | 7/24/2009 5:12:06 PM |
| tnjohnso | $25.00 | $25.00 | 7/24/2009 9:46:56 PM |
| jldallover | $25.00 | $25.00 | 7/24/2009 9:51:41 PM |
| DER | $100.00 | $100.00 | 7/25/2009 7:42:26 AM |
| gizzywump | $25.00 | $25.00 | 7/25/2009 2:01:48 PM |
| mtp | $50.00 | $50.00 | 7/25/2009 4:27:40 PM |
| kingpin1 | $50.00 | $50.00 | 7/26/2009 6:30:24 PM |
| ChuckChedda | $25.00 | $25.00 | 7/27/2009 2:16:44 AM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 9:52:53 AM |
| YoungTaxMan | $25.00 | $25.00 | 7/27/2009 4:56:32 PM |
| zeelender | $25.00 | $25.00 | 7/28/2009 8:49:01 AM |
| Microfinancer | $25.00 | $25.00 | 7/28/2009 12:01:37 PM |
| sk8ndive | $25.00 | $25.00 | 7/28/2009 5:39:09 PM |
| wirelessmoney | $200.00 | $200.00 | 7/29/2009 2:21:52 AM |
| SelectTrustLending | $25.00 | $25.00 | 7/29/2009 5:08:29 AM |
| oldmora | $25.00 | $25.00 | 7/29/2009 8:56:43 AM |
| restech | $25.00 | $25.00 | 7/29/2009 6:26:35 AM |
| thegreatone | $50.00 | $50.00 | 7/29/2009 10:17:33 AM |
| aha6297 | $37.91 | $37.91 | 7/29/2009 9:57:54 AM |
| Syzygy | $25.00 | $25.00 | 7/29/2009 1:49:24 PM |
| browneyegravy | $25.00 | $25.00 | 7/29/2009 1:06:35 PM |
| twjh | $25.00 | $25.00 | 7/29/2009 2:14:49 PM |
| friendlyviking | $45.86 | $45.86 | 7/29/2009 2:36:37 PM |
| getreadyloans | $50.00 | $50.00 | 7/29/2009 4:33:58 PM |
| BlueProteus | $25.00 | $25.00 | 7/29/2009 7:53:47 PM |
| cbm369 | $75.00 | $75.00 | 7/30/2009 4:21:52 AM |
| lostontheedge | $25.00 | $25.00 | 7/29/2009 7:32:25 PM |
| micraman | $25.00 | $25.00 | 7/30/2009 10:01:48 AM |
| FundMaker | $50.00 | $50.00 | 7/30/2009 4:18:11 PM |
| psycardis | $47.69 | $47.69 | 7/31/2009 1:08:02 AM |
| cyberie21 | $30.00 | $30.00 | 7/31/2009 5:35:21 AM |
| dfiam | $50.00 | $50.00 | 7/31/2009 12:27:15 PM |
| dcoggins | $25.00 | $25.00 | 8/1/2009 5:15:22 PM |
| _SriBank_ | $25.00 | $25.00 | 8/2/2009 5:01:53 AM |
| ezhik00 | $25.00 | $25.00 | 8/2/2009 10:06:57 AM |
| maga | $100.00 | $100.00 | 8/2/2009 10:21:24 AM |
| AdamBertocci | $25.00 | $25.00 | 8/3/2009 6:49:32 AM |
| CMDCO | $50.00 | $50.00 | 8/3/2009 9:02:04 AM |
| Makemony | $50.00 | $50.00 | 8/3/2009 3:49:34 PM |
| SkyLoan | $25.00 | $25.00 | 8/3/2009 5:49:02 PM |
| JDLN | $25.00 | $25.00 | 8/3/2009 5:57:17 PM |
| rebeldog67 | $50.00 | $50.00 | 8/3/2009 6:02:57 PM |
| nimble-revenue | $50.00 | $50.00 | 8/3/2009 5:59:57 PM |
| Sol_Invictus | $25.00 | $25.00 | 8/3/2009 6:44:59 PM |
| rebeldog67 | $50.00 | $50.00 | 8/3/2009 6:02:33 PM |
| dustman | $25.00 | $25.00 | 8/3/2009 6:31:18 PM |
| Trygs | $26.77 | $26.77 | 8/3/2009 8:52:35 PM |
| ChillyWilly | $25.00 | $25.00 | 8/4/2009 4:44:58 AM |
| spiff666 | $25.00 | $25.00 | 8/3/2009 10:08:20 PM |
| Gaelicman | $125.00 | $125.00 | 8/3/2009 10:38:44 PM |
| sunnysally | $50.00 | $50.00 | 8/4/2009 8:58:42 AM |
| scrabbler | $25.00 | $25.00 | 8/4/2009 6:49:02 AM |
| PackFan13 | $25.00 | $25.00 | 8/4/2009 11:41:00 AM |
| amlu1988 | $50.00 | $50.00 | 8/4/2009 8:20:21 AM |
| Nicedad72 | $25.00 | $25.00 | 8/4/2009 2:28:24 PM |
| Feyenoord | $100.00 | $100.00 | 8/4/2009 2:52:11 PM |
| chkrvrty | $25.00 | $25.00 | 8/4/2009 12:27:51 PM |
| Bizern | $25.00 | $25.00 | 8/4/2009 2:44:30 PM |
| rate-mogul | $25.00 | $25.00 | 8/4/2009 4:02:31 PM |
| Backdown | $25.00 | $25.00 | 8/4/2009 4:05:44 PM |
| gilbow | $25.00 | $25.00 | 7/21/2009 4:09:39 PM |
| moopi | $25.00 | $25.00 | 7/21/2009 4:11:33 PM |
| lcole32 | $25.00 | $25.00 | 7/21/2009 4:11:38 PM |
| TrustinOthers | $25.00 | $25.00 | 7/21/2009 4:12:20 PM |
| puifais | $25.00 | $25.00 | 7/21/2009 4:12:25 PM |
| jstefans | $25.00 | $25.00 | 7/21/2009 4:12:53 PM |
| Top_Gun_Lender | $51.00 | $51.00 | 7/21/2009 5:12:07 PM |
| mrzz | $25.00 | $25.00 | 7/21/2009 4:09:04 PM |
| igotmoney | $25.00 | $25.00 | 7/21/2009 5:51:49 PM |
| SNH | $25.00 | $25.00 | 7/21/2009 4:12:18 PM |
| money-expert | $25.00 | $25.00 | 7/21/2009 4:12:52 PM |
| maverickfella | $25.00 | $25.00 | 7/21/2009 4:13:12 PM |
| unclejaef | $25.00 | $25.00 | 7/21/2009 4:12:50 PM |
| mydreamsagain | $25.00 | $25.00 | 7/21/2009 4:13:15 PM |
| bchen78875 | $25.00 | $25.00 | 7/22/2009 1:31:49 AM |
| aFro | $25.00 | $25.00 | 7/22/2009 1:53:45 AM |
| YogaDude34 | $25.00 | $25.00 | 7/22/2009 3:11:52 PM |
| 108lender | $75.00 | $75.00 | 7/22/2009 1:51:42 PM |
| jules3304 | $25.00 | $25.00 | 7/22/2009 7:46:52 PM |
| loan-master996 | $27.34 | $27.34 | 7/22/2009 4:11:55 PM |
| kaykarun | $25.00 | $25.00 | 7/23/2009 5:12:06 AM |
| leftcoast52 | $25.00 | $25.00 | 7/23/2009 5:12:09 AM |
| SkiNZ | $25.00 | $25.00 | 7/23/2009 9:47:35 AM |
| kubien | $25.00 | $25.00 | 7/23/2009 5:12:11 AM |
| mercuriant | $25.00 | $25.00 | 7/23/2009 12:46:42 PM |
| wild_carrot | $25.00 | $25.00 | 7/23/2009 2:17:27 PM |
| nicklds | $25.00 | $25.00 | 7/24/2009 8:33:44 AM |
| seisen | $50.00 | $50.00 | 7/24/2009 8:34:37 AM |
| NATIVEBORN | $25.00 | $25.00 | 7/24/2009 7:57:01 AM |
| the-debt-fluffy-bunny | $100.00 | $100.00 | 7/24/2009 8:53:15 AM |
| LibbyZ | $50.00 | $50.00 | 7/24/2009 10:09:03 AM |
| Artist_Blue | $25.00 | $25.00 | 7/24/2009 1:26:43 PM |
| JustMee | $25.00 | $25.00 | 7/24/2009 8:39:08 PM |
| Tauri | $30.00 | $30.00 | 7/25/2009 6:41:39 AM |
| fortytwo | $25.00 | $25.00 | 7/25/2009 9:12:20 PM |
| WorldlyWorker | $25.00 | $25.00 | 7/28/2009 8:01:33 AM |
| Toby1montana | $50.00 | $50.00 | 7/28/2009 11:46:37 AM |
| decisive-capital | $30.00 | $30.00 | 7/28/2009 1:43:04 PM |
| gravbox | $25.00 | $25.00 | 7/28/2009 11:12:16 PM |
| catomaior | $25.00 | $25.00 | 7/29/2009 5:08:26 AM |
| HunterSix | $25.00 | $25.00 | 7/29/2009 5:09:28 AM |
| tac690 | $25.00 | $25.00 | 7/29/2009 12:13:26 PM |
| nellaelyob | $25.00 | $25.00 | 7/29/2009 6:12:03 PM |
| TPSB | $50.00 | $50.00 | 7/29/2009 6:36:36 PM |
| wicker1 | $25.00 | $25.00 | 7/29/2009 2:21:38 PM |
| silverloan | $45.09 | $45.09 | 7/29/2009 8:52:57 PM |
| YoungSuccessLLC | $25.00 | $25.00 | 7/29/2009 4:01:43 PM |
| davidy | $25.00 | $25.00 | 7/30/2009 2:36:43 AM |
| karpman3 | $50.00 | $50.00 | 7/30/2009 2:36:41 AM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:18:16 AM |
| red-sublime-return | $25.00 | $25.00 | 7/30/2009 1:31:49 PM |
| ladybug838 | $25.00 | $25.00 | 7/30/2009 3:09:30 PM |
| grf1945 | $25.00 | $25.00 | 7/30/2009 3:10:06 PM |
| jk15 | $50.00 | $50.00 | 7/30/2009 2:22:12 PM |
| sflender1099 | $25.00 | $25.00 | 7/30/2009 6:12:41 PM |
| orangemutt | $25.00 | $25.00 | 7/30/2009 9:47:22 PM |
| Isotope | $25.00 | $25.00 | 7/30/2009 3:35:10 PM |
| GElender | $25.00 | $25.00 | 7/31/2009 6:22:45 AM |
| natecam | $25.00 | $25.00 | 7/31/2009 8:35:30 AM |
| wise-silver-wonder | $25.00 | $25.00 | 7/31/2009 9:31:00 AM |
| bankofkarl | $25.00 | $21.68 | 7/31/2009 9:32:33 AM |
| CashBank | $25.00 | $25.00 | 7/31/2009 9:43:33 AM |
| natejx | $25.00 | $25.00 | 7/31/2009 7:36:13 PM |
| fopaul13 | $30.00 | $30.00 | 7/31/2009 8:06:19 PM |
| fair_rates | $25.00 | $25.00 | 7/31/2009 10:35:20 PM |
| peregrine | $51.80 | $51.80 | 8/1/2009 12:21:29 AM |
| _SriBank_ | $50.00 | $50.00 | 8/1/2009 11:12:20 AM |
| econgineer | $50.00 | $50.00 | 8/1/2009 12:50:19 PM |
| IceFisherman | $50.00 | $50.00 | 8/2/2009 3:20:30 AM |
| Beemo | $50.00 | $50.00 | 8/2/2009 7:45:11 AM |
| MSCG | $102.66 | $102.66 | 8/2/2009 4:04:02 PM |
| narblark | $25.00 | $25.00 | 8/3/2009 10:57:30 AM |
| LarryNY | $25.00 | $25.00 | 8/3/2009 11:46:25 AM |
| padewy | $25.00 | $25.00 | 8/3/2009 6:02:47 PM |
| Tizzo27 | $93.82 | $93.82 | 8/3/2009 6:10:33 PM |
| Leshan | $50.00 | $50.00 | 8/4/2009 7:24:54 AM |
| engbusres | $45.00 | $45.00 | 8/3/2009 9:46:42 PM |
| Smallbear | $50.00 | $50.00 | 8/4/2009 7:31:09 AM |
| generosity-harbor | $25.00 | $25.00 | 8/4/2009 8:43:30 AM |
| LogCabin5 | $50.00 | $50.00 | 8/4/2009 10:38:34 AM |
| cr55595 | $25.00 | $25.00 | 8/4/2009 10:47:55 AM |
| imyorleadr | $25.00 | $25.00 | 8/4/2009 9:25:49 AM |
| hopheadmike | $26.00 | $26.00 | 8/4/2009 8:09:26 AM |
| freestyle624 | $25.00 | $25.00 | 8/4/2009 8:23:44 AM |
| JMY1 | $25.00 | $25.00 | 8/4/2009 10:15:54 AM |
| Cherrypicker | $25.32 | $25.32 | 8/4/2009 12:27:31 PM |
| malomar66 | $76.69 | $76.69 | 8/4/2009 11:00:16 AM |
| umfan123 | $25.00 | $25.00 | 8/4/2009 1:46:01 PM |
| sk8daddy44 | $25.00 | $25.00 | 8/4/2009 12:24:23 PM |
| Bekim | $53.00 | $53.00 | 8/4/2009 3:22:24 PM |
| rebeldog67 | $27.37 | $27.37 | 8/4/2009 3:36:32 PM |
| Eaglehigh | $25.00 | $25.00 | 8/4/2009 2:54:27 PM |
| Engineer44 | $25.00 | $25.00 | 8/4/2009 4:00:29 PM |
| rate-mogul | $25.00 | $25.00 | 8/4/2009 4:03:20 PM |
| bobnewt | $50.00 | $50.00 | 8/4/2009 4:05:02 PM |
| 186 bids
|
Borrower Payment Dependent Notes Series
417757
This series of Notes was issued and sold upon the funding of the borrower loan #38159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-23-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-06-2009 |
|
|
Starting lender yield:
| 9.42% |
Starting borrower rate/APR:
| 10.42% / 12.53% |
Starting monthly payment:
| $129.86 |
|
Final lender yield:
| 8.40% |
Final borrower rate/APR:
| 9.40% / 11.50% |
Final monthly payment:
| $127.94 |
| |
|
Auction yield range:
| 4.23% - 9.42% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.28% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 8 |
First credit line:
| Mar-1982 |
Debt/Income ratio:
| 25% |
|
Credit score:
| 780-800 (Jul-2009) |
Current / open credit lines:
| 23
/
20 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 73 | Length of status: | 1y 0m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $17,142 |
Occupation: | Other |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 27% | Stated income: | $50,000-$74,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
|
Inquiries last 6m:
| 3 | | | | |
|
Screen name:
| gpdps59 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 2 |
On-time:
| 30 ( 97% )
| 780-800 (Latest)
|
|
Principal borrowed:
| $5,000.00 | < mo. late:
| 1
( 3% )
| 720-740
(Apr-2008)
800-820
(Apr-2007)
|
|
Principal balance:
| $1,331.29 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 31 | | |
Description
The Honeymoon is Over!
Purpose of loan
I am a former member of the ?Thinking Man? group ( group leader not active) and live in the Commonwealth of Pennsylvania. I hold a BA in business management and am a retired police sergeant. I have a current loan which originated a year ago for $3000. I have been making extra payments on the prinicpal and only owe about $1,300 on the original loan. I anticipate it will be paid off by the fall of next year. A year ago I became a probation officer. My whole career has been in the Criminal Justice system and I enjoy the work. I got the job to supplement my retirement (29K) and provide affordable health Insurance for my family. Recently I got married to the most incredible woman I have ever known. I didn't anticipate how big the wedding would get so my budget was lacking and I had to put some of it on credit cards.
My Financial Situation
I am very frugal and don't live over my means. I have a small mortgage (65k) and a second of $5,800 I used to pay for the remainder of the wedding. . I have well over 50k equity in the property.I have a long track record of good credit and always pay my bills on time. I am a thinking man and see Prosper as a way to beat the high cost of borrowing money from traditional sources, or using high rate credit cards. My financial situation: As a retired police officer and I receive a pension each month that is guaranteed for life. I have very little debt and presently own 4 cars ( I have kids in college), and a Harley Davidson. All are all free and clear of payments except the newest which has a balance of about 12,000. I also have mutual funds, savings, and an emergency fund. I have plenty of assets to liquidate in order to pay this loan in full. The only credit card debt I have is (approximately 7k) at a fixed rate of 4.99%. I consolidated all of my cards with my fiance's (at the time) at this low guaranteed rate. I am currently paying it off at 300-400 per month. I estimate it will be zeroed out in 2-3 years. The original balance a year ago was 11,000. The only way the rate can increase is if I am late for a payment. In addition to my income (about 50k per year) my fiance' contributes to the household. She is an actress, a member of Actors Equity, and performs all over the US in various venues.
My monthly budget:
Income 4100 net
Mortgage/rent: $650
Insurance: $100
Car expenses: $287
Gas/Oil $180
Utilities: $125
Phone, cable, internet: $125
Food, entertainment: $450
Clothing, household expenses $150
Credit cards and other loan payments: $150 (minimum)
Other expenses: $100
Current Prosper loan $98
Total monthly expenses:
Total $ 2,415
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
Looks like you've had a good Prosper re-payment history (30 out of 31) payments on time. Can you tell us what happened with the 1 late payment? - CA_Lender
A:
Last year I made an extra principal payment to Prospe. Prosper used to allow you to make the extra payment and when your monthly payment came up they would deduct it from your approved account. Somewhere along the line the policy changed and the extra payment I made was applied as a regular payment. The amount I paid extra ($50) was lower than the monthly payment and they did not decduct my normal payment on the due date. When I noticed the error (within a day or 2) I paid the remainder.
(Aug-05-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| simiray | $25.00 | $25.00 | 8/6/2009 10:00:36 AM |
| totoro | $25.00 | $25.00 | 7/23/2009 3:59:08 PM |
| yenom | $25.00 | $25.00 | 7/23/2009 4:02:51 PM |
| sas19 | $25.00 | $25.00 | 7/23/2009 4:04:00 PM |
| tallcoolone | $25.00 | $25.00 | 7/23/2009 4:00:03 PM |
| rjleves | $25.00 | $25.00 | 7/23/2009 3:59:35 PM |
| financelover | $25.00 | $25.00 | 7/23/2009 4:06:05 PM |
| bondhedger | $25.00 | $25.00 | 7/24/2009 8:13:34 AM |
| fortytwo | $50.00 | $50.00 | 7/25/2009 9:12:54 PM |
| unclejaef | $25.00 | $25.00 | 7/26/2009 7:16:57 AM |
| a-harmonious-deal | $25.00 | $25.00 | 7/26/2009 8:51:33 AM |
| keyfig | $25.00 | $25.00 | 7/27/2009 12:02:22 PM |
| eyal0 | $25.00 | $25.00 | 7/28/2009 5:22:13 AM |
| shadowflame_99 | $25.00 | $25.00 | 7/27/2009 11:27:10 PM |
| gdbanks | $25.00 | $25.00 | 7/28/2009 7:11:57 AM |
| elated-justice | $25.00 | $25.00 | 7/28/2009 9:59:46 AM |
| thedoctor | $25.00 | $25.00 | 7/28/2009 4:52:26 PM |
| tylerfd | $25.00 | $25.00 | 7/28/2009 9:01:42 PM |
| mathprof | $25.00 | $25.00 | 7/30/2009 10:17:12 AM |
| GAOGERAM_BANK | $25.00 | $25.00 | 7/30/2009 10:53:38 AM |
| cheng | $25.00 | $25.00 | 7/30/2009 10:56:27 AM |
| virtualbank | $25.00 | $25.00 | 7/30/2009 10:54:59 AM |
| JJS180 | $25.00 | $25.00 | 7/30/2009 2:11:34 PM |
| red-sublime-return | $25.00 | $25.00 | 7/30/2009 1:39:43 PM |
| jfd287 | $25.00 | $25.00 | 7/30/2009 3:27:43 PM |
| Flying_Tilapia | $50.00 | $50.00 | 7/30/2009 5:25:44 PM |
| BonusTurtle | $25.00 | $25.00 | 7/31/2009 8:50:31 AM |
| Paragon13 | $50.00 | $50.00 | 7/31/2009 10:26:52 PM |
| RandyL3 | $26.20 | $26.20 | 8/2/2009 5:04:08 PM |
| investment-cluster | $25.00 | $25.00 | 8/2/2009 8:13:12 PM |
| Johnab | $50.00 | $50.00 | 8/3/2009 6:26:32 AM |
| khamen | $25.00 | $25.00 | 8/3/2009 11:23:46 AM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 8/3/2009 1:06:03 PM |
| WeshaTheLeopard | $25.00 | $25.00 | 8/3/2009 11:23:10 PM |
| planky | $50.00 | $50.00 | 8/4/2009 1:31:38 PM |
| plbquic | $25.00 | $25.00 | 8/4/2009 1:51:47 PM |
| carmat60 | $25.00 | $25.00 | 8/4/2009 5:22:17 PM |
| drkhelmet | $50.00 | $50.00 | 8/4/2009 8:10:33 PM |
| WhiteFang34 | $50.00 | $50.00 | 8/5/2009 3:39:04 AM |
| Marco83 | $50.00 | $50.00 | 8/5/2009 8:52:53 AM |
| kf88 | $50.00 | $50.00 | 8/5/2009 1:22:29 PM |
| Galdis | $50.00 | $50.00 | 8/5/2009 5:22:51 PM |
| jmjral | $25.00 | $25.00 | 8/5/2009 6:11:51 PM |
| oldman68 | $25.00 | $25.00 | 8/5/2009 11:49:57 PM |
| amlu1988 | $50.00 | $50.00 | 8/6/2009 7:24:12 AM |
| Shanester | $25.00 | $25.00 | 8/6/2009 6:17:01 AM |
| UCSBGAUCHOS | $25.00 | $25.00 | 8/6/2009 9:26:05 AM |
| sunnysally | $50.00 | $50.00 | 8/6/2009 10:07:12 AM |
| b1geasy | $33.46 | $33.46 | 8/6/2009 12:57:23 PM |
| LAKETIME | $25.00 | $25.00 | 8/6/2009 2:01:12 PM |
| lnrn | $40.00 | $40.00 | 8/6/2009 2:38:46 PM |
| colorfulgardener | $50.00 | $50.00 | 8/6/2009 2:32:13 PM |
| akl_5277 | $70.00 | $70.00 | 8/6/2009 3:13:49 PM |
| truth-companion | $25.00 | $25.00 | 7/23/2009 4:00:18 PM |
| Sid-K | $50.00 | $50.00 | 7/23/2009 4:04:19 PM |
| Artist_Blue | $25.00 | $25.00 | 7/23/2009 4:00:46 PM |
| DukSerduk | $25.00 | $25.00 | 7/23/2009 3:59:26 PM |
| 888168 | $50.00 | $50.00 | 7/23/2009 4:00:55 PM |
| lagnisiruk | $25.00 | $25.00 | 7/23/2009 4:01:55 PM |
| kegs | $250.00 | $250.00 | 7/23/2009 4:07:17 PM |
| puifais | $25.00 | $25.00 | 7/23/2009 4:03:15 PM |
| krishopper | $25.00 | $25.00 | 7/23/2009 4:02:42 PM |
| bchen78875 | $50.00 | $50.00 | 7/23/2009 4:05:19 PM |
| Avala | $25.00 | $25.00 | 7/23/2009 4:05:39 PM |
| larrybird | $250.00 | $250.00 | 7/23/2009 4:06:57 PM |
| atlgator | $25.00 | $25.00 | 7/24/2009 6:12:14 AM |
| kyomoon | $100.00 | $100.00 | 7/24/2009 9:37:51 AM |
| RoyFauntleroy | $25.00 | $25.00 | 7/25/2009 10:22:08 PM |
| kenji4861 | $30.97 | $30.97 | 7/27/2009 7:01:43 AM |
| mrzz | $25.00 | $25.00 | 7/27/2009 9:12:17 AM |
| windfall46 | $25.00 | $25.00 | 7/27/2009 9:52:13 AM |
| abuyama22 | $25.00 | $25.00 | 7/27/2009 10:37:27 AM |
| market-assembler | $25.00 | $25.00 | 7/28/2009 11:06:46 AM |
| cyberie21 | $40.00 | $40.00 | 7/28/2009 4:32:48 PM |
| anton | $25.00 | $25.00 | 7/28/2009 5:33:15 PM |
| OLYVRC | $25.00 | $25.00 | 7/28/2009 8:07:45 PM |
| MrDavid | $50.00 | $50.00 | 7/28/2009 6:47:29 PM |
| greenback-floret | $25.00 | $25.00 | 7/29/2009 9:32:07 AM |
| Theboof | $25.00 | $25.00 | 7/29/2009 9:32:43 AM |
| Veloce | $25.00 | $25.00 | 7/29/2009 12:27:21 PM |
| djmjkelso | $50.00 | $50.00 | 7/29/2009 4:27:19 PM |
| YellowJacket | $25.00 | $25.00 | 7/30/2009 1:12:55 PM |
| dumbass | $25.00 | $25.00 | 7/30/2009 1:28:53 PM |
| incbx | $50.00 | $50.00 | 7/30/2009 1:12:02 PM |
| Vacs4u | $25.00 | $11.81 | 7/30/2009 3:31:24 PM |
| durable-trade | $25.00 | $25.00 | 7/30/2009 3:30:52 PM |
| Kerensky | $50.00 | $50.00 | 7/30/2009 10:11:47 PM |
| DementiaAddict | $35.00 | $35.00 | 8/1/2009 11:39:43 AM |
| maccpro1 | $50.00 | $50.00 | 8/2/2009 7:28:22 PM |
| FundMaker | $25.00 | $25.00 | 8/3/2009 6:09:03 PM |
| Syzygy | $25.00 | $25.00 | 8/3/2009 9:12:50 PM |
| JUST_shoot | $37.56 | $37.56 | 8/4/2009 9:20:59 AM |
| imyorleadr | $25.00 | $25.00 | 8/4/2009 9:22:47 AM |
| StarFundingSource | $25.00 | $25.00 | 8/4/2009 2:38:32 PM |
| gogene2002 | $25.00 | $25.00 | 8/4/2009 7:19:36 PM |
| WhiteFang34 | $50.00 | $50.00 | 8/5/2009 3:47:08 AM |
| sfd | $50.00 | $50.00 | 8/5/2009 9:38:52 AM |
| bossyboots01 | $50.00 | $50.00 | 8/5/2009 7:45:28 AM |
| shag2 | $50.00 | $50.00 | 8/5/2009 10:34:13 AM |
| Nyarpy | $25.00 | $25.00 | 8/5/2009 10:13:38 AM |
| beachfunder | $25.00 | $25.00 | 8/5/2009 2:37:12 PM |
| StanTheMan | $25.00 | $25.00 | 8/5/2009 8:33:51 PM |
| flshdaskll | $25.00 | $25.00 | 8/5/2009 8:05:54 PM |
| redtilapia | $25.00 | $25.00 | 8/6/2009 1:59:41 AM |
| G-Love | $25.00 | $25.00 | 8/6/2009 9:24:22 AM |
| Auditman | $50.00 | $50.00 | 8/6/2009 11:43:36 AM |
| maga | $50.00 | $50.00 | 8/6/2009 2:56:22 PM |
| AM2008 | $25.00 | $25.00 | 8/6/2009 3:55:37 PM |
| 108 bids
|
Borrower Payment Dependent Notes Series
417923
This series of Notes was issued and sold upon the funding of the borrower loan #38155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $2,100.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-24-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-07-2009 |
|
|
Starting lender yield:
| 9.00% |
Starting borrower rate/APR:
| 10.00% / 12.11% |
Starting monthly payment:
| $67.76 |
|
Final lender yield:
| 7.79% |
Final borrower rate/APR:
| 8.79% / 10.88% |
Final monthly payment:
| $66.57 |
| |
|
Auction yield range:
| 4.23% - 9.00% |
Estimated loss impact:
| 2.12% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.67% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 13% |
|
Credit score:
| 700-720 (Jul-2009) |
Current / open credit lines:
| 6
/
6 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 16 | Length of status: | 1y 8m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $2,041 |
Occupation: | Sales - Commission |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 7% | Stated income: | $25,000-$49,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 2 | | | | |
|
Screen name:
| krushen |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
| Loan history | Payment history | Credit score history |
|
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 700-720 (Latest)
|
|
Principal borrowed:
| $4,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Apr-2008)
680-700
(Jan-2008)
680-700
(Nov-2007)
|
|
Principal balance:
| $2,180.42 |
1+ mo. late:
| 0
( 0% )
|
|
Total payments billed:
| 14 | | |
Description
Refinance loan
Purpose of loan:
I will be using this money to pay off the rest of my credit card debt. I initially was going to use the money to refinance my current prosper loan but I have just been notified that my interest rate on the balance of this credit card is going up astronomically next month in order to "maintain profitability". Thanks Chase!
My financial situation:
I am a good candidate for this loan because I have paid off most of my debt and my credit speaks for itself. I have drastically improved my credit score from my last score. I have paid off a lot of debt in a timely manner and have no plans of going back down or missing any payments. I currently have a prosper loan and have been making payments on time and usually more than the minimum. I appreciate the support of the Prosper community.
Monthly net income: $
2300
Monthly expenses: $ 1130
Housing: $
550
Insurance: $
Car expenses: $ 60
Utilities: $
80
Phone, cable, internet: $ 110
Food, entertainment: $
100
Clothing, household expenses $
100
Credit cards and other loans: $
130
Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| rpd1211 | $25.00 | $25.00 | 7/27/2009 7:15:48 AM |
| Astyanax | $25.00 | $25.00 | 7/31/2009 4:55:34 PM |
| freetolive | $25.00 | $25.00 | 7/31/2009 10:26:12 PM |
| Flying_Tilapia | $175.00 | $175.00 | 8/3/2009 5:46:45 PM |
| techexec | $25.00 | $25.00 | 8/4/2009 5:34:12 PM |
| Snoopylover | $25.00 | $25.00 | 8/5/2009 9:16:16 AM |
| OGS_Capital | $25.00 | $25.00 | 8/5/2009 11:08:51 AM |
| gavinsp | $25.00 | $25.00 | 8/6/2009 8:13:20 AM |
| bkb7484 | $25.00 | $25.00 | 8/6/2009 4:24:41 AM |
| kf88 | $70.00 | $70.00 | 8/6/2009 1:05:23 PM |
| gothampark | $25.00 | $25.00 | 8/6/2009 4:29:04 PM |
| FundMaker | $25.00 | $25.00 | 8/6/2009 4:38:47 PM |
| MapleLaker | $54.89 | $54.89 | 8/6/2009 6:28:55 PM |
| lawndude16 | $25.00 | $25.00 | 8/6/2009 8:38:38 PM |
| crw1950 | $50.00 | $50.00 | 8/6/2009 9:19:07 PM |
| 001 | $50.00 | $50.00 | 8/6/2009 7:35:46 PM |
| martymaniaman | $25.00 | $25.00 | 8/7/2009 5:24:31 AM |
| nethawk00 | $25.00 | $25.00 | 8/7/2009 6:24:06 AM |
| GABC-1 | $50.00 | $50.00 | 8/7/2009 7:24:21 AM |
| conductor49 | $25.00 | $25.00 | 8/7/2009 8:02:13 AM |
| Bodyboard | $25.00 | $25.00 | 8/7/2009 11:32:35 AM |
| stemper | $50.00 | $50.00 | 8/7/2009 12:20:52 PM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 8/7/2009 1:10:56 PM |
| amlu1988 | $50.00 | $50.00 | 8/7/2009 12:50:45 PM |
| sunnysally | $50.00 | $50.00 | 8/7/2009 1:28:46 PM |
| dudebrah | $25.00 | $25.00 | 8/7/2009 2:32:07 PM |
| outofoffice | $50.00 | $50.00 | 7/25/2009 6:40:23 AM |
| otalon | $25.00 | $25.00 | 7/27/2009 8:30:46 AM |
| hellasow | $25.00 | $25.00 | 7/28/2009 2:22:12 PM |
| SAFE_BET | $25.00 | $25.00 | 8/1/2009 12:29:30 PM |
| woodsider | $50.00 | $50.00 | 8/2/2009 7:39:16 PM |
| dhallii | $45.00 | $45.00 | 8/4/2009 5:45:34 PM |
| Kerensky | $50.00 | $50.00 | 8/5/2009 4:12:25 PM |
| orangemutt | $25.00 | $25.00 | 8/5/2009 7:54:07 PM |
| orangemutt | $25.00 | $25.00 | 8/5/2009 7:54:41 PM |
| Russia5M | $25.00 | $25.00 | 8/6/2009 5:40:05 AM |
| SnakeV | $38.06 | $38.06 | 8/6/2009 9:55:00 AM |
| StarFundingSource | $25.00 | $25.00 | 8/6/2009 6:25:46 PM |
| flshdaskll | $30.00 | $30.00 | 8/6/2009 8:39:16 PM |
| turbospeed | $25.00 | $25.00 | 8/7/2009 12:56:42 AM |
| bossyboots01 | $50.00 | $50.00 | 8/7/2009 3:57:00 AM |
| Int_PrinRateTime4000 | $40.00 | $40.00 | 8/7/2009 4:40:36 AM |
| planky | $50.00 | $50.00 | 8/7/2009 10:44:20 AM |
| JerryB96 | $25.00 | $25.00 | 8/7/2009 10:17:32 AM |
| Jwalker11 | $30.00 | $30.00 | 8/7/2009 11:55:02 AM |
| Ricajote | $50.00 | $50.00 | 8/7/2009 3:28:27 PM |
| rks125 | $50.00 | $50.00 | 8/7/2009 3:13:45 PM |
| Discinc | $200.00 | $179.05 | 8/7/2009 3:52:55 PM |
| skaught | $88.00 | $88.00 | 8/7/2009 3:58:30 PM |
| qkinger | $50.00 | $50.00 | 8/7/2009 4:09:53 PM |
| 50 bids
|
Borrower Payment Dependent Notes Series
418401
This series of Notes was issued and sold upon the funding of the borrower loan #38156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
|
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-28-2009 |
|
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Aug-10-2009 |
|
|
Starting lender yield:
| 13.01% |
Starting borrower rate/APR:
| 14.01% / 16.17% |
Starting monthly payment:
| $102.55 |
|
Final lender yield:
| 12.00% |
Final borrower rate/APR:
| 13.00% / 15.14% |
Final monthly payment:
| $101.08 |
| |
|
Auction yield range:
| 4.23% - 13.01% |
Estimated loss impact:
| 2.14% | | |
|
Lender servicing fee:
| 1.00% |
Estimated return:
| 9.86% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score:
| 9 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 18% |
|
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 3
/
3 | Employment status: | Full-time employee |
|
Now delinquent:
| 0 |
Total credit lines:
| 3 | Length of status: | 2y 5m |
|
Amount delinquent:
| $0 |
Revolving credit balance:
| $1,123 |
Occupation: | Sales - Retail |
|
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 14% | Stated income: | $1-$24,999 |
|
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
|
Inquiries last 6m:
| 0 | | | | |
|
Screen name:
| TJCfosho |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a Used Car
Purpose of loan:
This loan will be used to buy a reliable
used car that will get me from point A to point B without any problems
. I currently do not own a car so I use public transportation to
commute to work (and school when I go back in august). Having a car
would significantly cut down on the down time I have waiting for buses
and as fares seemingly rise every year, public transportation simply is
not worth it.
My financial situation:
I am a good
candidate for this loan because I pay all my bills on time. I never
fall behind on any kind of payments I have to make and I am a very
reliable and responsible person in general.
I work between 30-40 hours a week and go to a community college taking about 2-3 classes a semester.
Monthly net income: $900
Monthly expenses: $475
credit card: $200/mo
cell phone: $85/mo
satellite: $75/mo
bus fare: $45/mo
internet: $40/mo
house phone: $30/mo
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
Q:
hi there... don't you have any rent expense each month? - lagnisiruk
A:
No, in the current living situation I am in, i do not pay any rent, gas, electric, or water bills
(Aug-03-2009)
Q:
Where do you go to school? What kind of job do you have? - dpjd
A:
i go to a community college and work at Target.
(Aug-06-2009)
question & answer
Information in Questions and Answers is not verified
Winning Bids
| Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
| turbospeed | $25.00 | $25.00 | 7/28/2009 4:25:45 PM |
| availableloan | $25.00 | $25.00 | 7/28/2009 4:27:37 PM |
| Stavros | $25.00 | $25.00 | 7/28/2009 4:23:06 PM |
| Cthulu | $25.00 | $25.00 | 7/29/2009 9:33:31 AM |
| aprilapril | $25.00 | $25.00 | 7/29/2009 2:05:55 PM |
| outofoffice | $50.00 | $50.00 | 7/30/2009 1:38:44 PM |
| nimble-revenue | $75.00 | $75.00 | 7/30/2009 3:29:53 PM |
| breadbroker | $25.00 | $25.00 | 7/30/2009 3:37:19 PM |
| CallMeBen | $25.00 | $25.00 | 7/30/2009 8:36:35 PM |
| F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 7/30/2009 9:26:42 PM |
| buckyhead2000 | $25.00 | $25.00 | 7/31/2009 7:33:01 AM |
| DragonMaster9000 | $100.00 | $100.00 | 7/31/2009 11:27:20 AM |
| Cheburashka | $25.00 | $25.00 | 7/31/2009 12:20:23 PM |
| IceFisherman | $25.80 | $25.80 | 7/31/2009 12:21:05 PM |
| atrevete | $31.88 | $31.88 | 7/31/2009 8:24:41 PM |
| chibear34 | $25.00 | $25.00 | 8/2/2009 8:55:27 AM |
| CK1 | $25.00 | $25.00 | 8/3/2009 8:55:09 AM |
| pythia | $25.00 | $25.00 | 8/3/2009 11:43:21 AM |
| BigMonkey | $25.00 | $25.00 | 8/3/2009 7:00:49 PM |
| velocity-nucleus | $25.00 | $25.00 | 8/4/2009 2:27:18 PM |
| zento | $25.00 | $25.00 | 8/4/2009 5:32:08 PM |
| minista | $25.00 | $25.00 | 8/5/2009 12:55:33 PM |
| russm011 | $50.00 | $50.00 | 8/6/2009 5:05:05 PM |
| Cherrypicker | $29.07 | $29.07 | 8/6/2009 9:22:28 PM |
| plbquic | $25.00 | $25.00 | 8/7/2009 1:17:36 PM |
| Toby1montana | $50.00 | $50.00 | 8/7/2009 4:17:02 PM |
| gustavholstopus32 | $25.00 | $25.00 | 8/8/2009 8:57:11 PM |
| jtc26 | $50.00 | $50.00 | 8/9/2009 10:01:46 AM |
| liberty-equilibrium | $90.00 | $90.00 | 8/9/2009 6:24:12 PM |
| statenisland51 | $50.00 | $50.00 | 8/9/2009 12:23:58 PM |
| mpatrick | $100.00 | $100.00 | 8/9/2009 5:45:03 PM |
| massuot | $25.00 | $23.14 | 8/10/2009 8:41:51 AM |
| CommerciaLender | $25.00 | $25.00 | 8/10/2009 10:46:32 AM |
| Lender12 | $75.11 | $75.11 | 8/10/2009 11:20:53 AM |
| beatlebar | $100.00 | $100.00 | 8/10/2009 11:29:56 AM |
| kokopuff | $25.00 | $25.00 | 7/28/2009 4:22:20 PM |
| RSV | $25.00 | $25.00 | 7/28/2009 4:22:34 PM |
| Syzygy | $25.00 | $25.00 | 7/28/2009 4:24:27 PM |
| curious166 | $50.00 | $50.00 | 7/28/2009 4:22:28 PM |
| julijask | $25.00 | $25.00 | 7/28/2009 5:41:11 PM |
| Spring342 | $25.00 | $25.00 | 7/29/2009 10:06:40 AM |
| whois-JohnGalt | $25.00 | $25.00 | 7/30/2009 3:37:59 PM |
| sharp-credit | $25.00 | $25.00 | 7/31/2009 9:32:35 AM |
| money-shaker | $25.00 | $25.00 | 8/1/2009 2:21:35 PM |
| LibbyZ | $50.00 | $50.00 | 8/1/2009 11:15:30 PM |
| witty-compassion | $25.00 | $25.00 | 8/2/2009 4:41:27 PM |
| FecundFinancier | $25.00 | $25.00 | 8/3/2009 7:50:12 AM |
| Brown98 | $25.00 | $25.00 | 8/3/2009 8:53:16 AM |
| jonn834 | $50.00 | $50.00 | 8/3/2009 8:55:13 AM |
| MidnightBank | $25.00 | $25.00 | 8/3/2009 5:39:01 PM |
| Brklyn01 | $50.00 | $50.00 | 8/4/2009 8:52:43 AM |
| porter22 | $75.00 | $75.00 | 8/5/2009 6:23:50 AM |
| ajk_blue | $25.00 | $25.00 | 8/5/2009 12:55:17 PM |
| jetblack | $50.00 | $50.00 | 8/5/2009 12:55:31 PM |
| GenerousGentleMan | $25.00 | $25.00 | 8/5/2009 4:00:08 PM |
| disclaimer777cc | $25.00 | $25.00 | 8/5/2009 11:01:27 PM |
| alands94 | $25.00 | $25.00 | 8/6/2009 4:07:41 AM |
| fairgirl | $25.00 | $25.00 | 8/5/2009 7:12:02 PM |
| mykeystoy | $50.00 | $50.00 | 8/6/2009 5:02:57 AM |
| porwestco | $25.00 | $25.00 | 8/6/2009 9:53:28 AM |
| Kessler | $25.00 | $25.00 | 8/6/2009 11:15:07 AM |
| ManhattanLender | $25.00 | $25.00 | 8/6/2009 11:32:03 AM |
| roadster199 | $25.00 | $25.00 | 8/6/2009 4:51:54 PM |
| jojnax | $25.00 | $25.00 | 8/7/2009 2:12:04 AM |
| ErpichtAuf | $50.00 | $50.00 | 8/7/2009 6:43:56 AM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 8/7/2009 1:13:01 PM |
| SQUISHEE_JELLO | $25.00 | $25.00 | 8/7/2009 1:13:40 PM |
| rakey | $25.00 | $25.00 | 8/7/2009 4:29:36 PM |
| dav1d | $25.00 | $25.00 | 8/7/2009 11:33:48 PM |
| investor_101 | $50.00 | $50.00 | 8/8/2009 9:30:19 AM |
| cops | $50.00 | $50.00 | 8/8/2009 10:25:13 AM |
| brother_tam | $50.00 | $50.00 | 8/9/2009 8:00:37 AM |
| Hexnut | $50.00 | $50.00 | 8/9/2009 8:03:56 AM |
| help_each_other | $25.00 | $25.00 | 8/9/2009 12:15:34 PM |
| orangemutt | $50.00 | $50.00 | 8/9/2009 6:43:03 PM |
| eureka117 | $25.00 | $25.00 | 8/9/2009 4:22:45 PM |
| big_oaks | $50.00 | $50.00 | 8/9/2009 10:14:10 PM |
| Snoopylover | $25.00 | $25.00 | 8/10/2009 8:35:28 AM |
| witty-compassion | $25.00 | $25.00 | 8/10/2009 9:04:41 AM |
| thenewkaisersoze | $25.00 | $25.00 | 8/10/2009 10:21:06 AM |
| Dan12781 | $25.00 | $25.00 | 8/10/2009 10:20:51 AM |
| SS123 | $50.00 | $50.00 | 8/10/2009 10:39:32 AM |
| poolboy17 | $25.00 | $25.00 | 8/10/2009 10:45:39 AM |
| 83 bids
|