Sales Report:Supplement No. 7 dated Jul 29, 2009 to Prospectus dated Jul 13, 2009File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jul 13, 2009 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jul 13, 2009 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
267717
This series of Notes was issued and sold upon the funding of the borrower loan #38056, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Auction start date:
| Jul-20-2009 |
Term:
| 36 months |
Estimated loss:
| 6.5% |
Auction end date:
| Jul-22-2009 |
|
Starting lender yield:
| 17.98% |
Starting borrower rate/APR:
| 18.98% / 20.45% |
Starting monthly payment:
| $183.23 |
Final lender yield:
| 17.00% |
Final borrower rate/APR:
| 18.00% / 20.21% |
Final monthly payment:
| $180.76 |
|
Auction yield range:
| 8.27% - 17.98% |
Estimated loss impact:
| 6.89% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 10.11% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-700 (Jul-2009) |
Current / open credit lines:
| 20
/
14 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 49 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $47,371 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 73% | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Homeownership:
| Yes | | |
Inquiries last 6m:
| 1 | | | | |
Screen name:
| emerdave |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 680-700 (Latest)
|
Principal borrowed:
| $7,000.00 | < mo. late:
| 0
( 0% )
| 640-660
(Dec-2007)
(Mar-2006)
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Paying off my credit cards
My wife and I are looking to pay off one of our credit cards which has recently raised the minimum payment to 5% (Chase). We are trying to find a more reasonable payment plan, and realize that we may need to pay a higher interest rate in the short run to accomplish this.
This will be a short-term loan as we will use part of my year-end bonus to pay this loan off.
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
bigdogsafety1 | $25.00 | $25.00 | 7/20/2009 5:23:38 PM |
TennSquire | $25.00 | $25.00 | 7/20/2009 5:23:52 PM |
twohorn | $25.00 | $25.00 | 7/20/2009 5:25:04 PM |
jbarron | $25.00 | $25.00 | 7/20/2009 5:27:21 PM |
tlp43 | $25.00 | $25.00 | 7/20/2009 5:23:28 PM |
anton | $25.00 | $25.00 | 7/20/2009 5:24:11 PM |
NATIVEBORN | $50.00 | $50.00 | 7/20/2009 5:28:00 PM |
salala | $25.00 | $25.00 | 7/20/2009 5:23:44 PM |
hopethisworks | $50.00 | $50.00 | 7/20/2009 5:24:53 PM |
bulabula | $25.00 | $25.00 | 7/20/2009 5:24:25 PM |
d_grbg | $25.00 | $25.00 | 7/20/2009 5:25:21 PM |
RationalWorld | $25.00 | $25.00 | 7/20/2009 5:25:30 PM |
loiosh | $25.00 | $25.00 | 7/20/2009 5:25:05 PM |
ualf | $50.00 | $50.00 | 7/20/2009 5:29:53 PM |
Haydendover | $25.00 | $25.00 | 7/20/2009 5:26:10 PM |
dunedin | $25.00 | $25.00 | 7/20/2009 5:27:02 PM |
nodrivelpls | $25.00 | $25.00 | 7/20/2009 5:26:53 PM |
pksfunds | $50.00 | $50.00 | 7/20/2009 5:27:13 PM |
seisen | $50.00 | $50.00 | 7/20/2009 5:27:44 PM |
Aviking | $50.00 | $50.00 | 7/20/2009 5:33:00 PM |
MBIntl | $25.00 | $25.00 | 7/20/2009 5:28:53 PM |
GElender | $50.00 | $50.00 | 7/20/2009 5:33:36 PM |
ibuystk | $50.00 | $50.00 | 7/20/2009 5:28:39 PM |
ahalls | $25.00 | $25.00 | 7/20/2009 5:29:26 PM |
figs4u2 | $200.00 | $200.00 | 7/20/2009 5:29:13 PM |
Artist_Blue | $25.00 | $25.00 | 7/20/2009 5:30:33 PM |
Cre8iveCash | $25.00 | $25.00 | 7/20/2009 5:31:06 PM |
p2ploan-lion | $25.00 | $25.00 | 7/20/2009 5:35:50 PM |
Carpetkid | $25.00 | $25.00 | 7/20/2009 5:31:14 PM |
mrzz | $25.00 | $25.00 | 7/20/2009 5:31:38 PM |
loan-master996 | $50.00 | $50.00 | 7/20/2009 5:37:04 PM |
greenwell | $25.00 | $25.00 | 7/20/2009 5:37:16 PM |
mdf | $50.00 | $50.00 | 7/20/2009 5:37:32 PM |
sk8ndive | $25.00 | $25.00 | 7/20/2009 5:33:42 PM |
TrustinOthers | $25.00 | $25.00 | 7/20/2009 5:37:38 PM |
Panitza | $100.00 | $100.00 | 7/20/2009 5:33:12 PM |
GMPK_TLAS | $45.00 | $45.00 | 7/20/2009 5:38:21 PM |
wings2fly | $25.00 | $25.00 | 7/20/2009 5:34:16 PM |
shawnw2 | $25.00 | $25.00 | 7/20/2009 5:38:32 PM |
lcole32 | $25.00 | $25.00 | 7/20/2009 5:34:30 PM |
fund-virtuoso | $25.00 | $25.00 | 7/20/2009 5:38:54 PM |
MidnightBank | $25.00 | $25.00 | 7/20/2009 5:39:28 PM |
Rogelio48 | $25.00 | $25.00 | 7/20/2009 5:35:46 PM |
catomaior | $25.00 | $25.00 | 7/20/2009 5:40:17 PM |
wicker1 | $25.00 | $25.00 | 7/20/2009 5:40:31 PM |
spike16 | $25.00 | $25.00 | 7/20/2009 5:41:14 PM |
maverickfella | $25.00 | $25.00 | 7/20/2009 5:37:24 PM |
FeedTheMachine | $50.00 | $50.00 | 7/20/2009 5:38:35 PM |
ribbles | $50.00 | $50.00 | 7/20/2009 5:38:40 PM |
IP | $50.00 | $50.00 | 7/20/2009 5:38:14 PM |
PHI4308 | $25.00 | $25.00 | 7/20/2009 5:39:12 PM |
pfenness | $44.25 | $44.25 | 7/20/2009 5:43:02 PM |
somebody32 | $25.00 | $25.00 | 7/20/2009 5:40:12 PM |
keeks | $25.00 | $25.00 | 7/20/2009 5:40:20 PM |
HunterSix | $25.00 | $25.00 | 7/20/2009 5:40:57 PM |
bharosa | $25.00 | $25.00 | 7/20/2009 5:41:12 PM |
compassion-paladin042 | $25.00 | $25.00 | 7/20/2009 5:41:41 PM |
kyxysyx | $50.00 | $50.00 | 7/20/2009 5:42:06 PM |
Superc0ld | $100.00 | $100.00 | 7/20/2009 5:42:53 PM |
CaboWaboRobo | $25.00 | $25.00 | 7/20/2009 5:43:40 PM |
Zipline | $25.00 | $25.00 | 7/20/2009 5:43:49 PM |
SelectTrustLending | $25.00 | $25.00 | 7/20/2009 5:44:21 PM |
bxdoc | $25.00 | $25.00 | 7/20/2009 5:44:16 PM |
madpinto21 | $50.00 | $50.00 | 7/20/2009 5:44:39 PM |
tac690 | $25.00 | $25.00 | 7/20/2009 5:46:32 PM |
zeelender | $25.00 | $25.00 | 7/20/2009 5:46:39 PM |
mollybosco | $50.00 | $50.00 | 7/20/2009 5:47:40 PM |
divedude | $25.00 | $25.00 | 7/20/2009 5:47:50 PM |
nicklds | $34.00 | $29.22 | 7/20/2009 5:52:13 PM |
krishopper | $25.00 | $25.00 | 7/21/2009 5:56:45 PM |
chlebie | $25.00 | $25.00 | 7/20/2009 5:24:48 PM |
Cubsfan07 | $25.00 | $25.00 | 7/20/2009 5:26:35 PM |
ah-long | $25.00 | $25.00 | 7/20/2009 5:26:39 PM |
AdamClemSC | $25.00 | $25.00 | 7/20/2009 5:27:08 PM |
rmachi | $25.00 | $25.00 | 7/20/2009 5:24:39 PM |
kegs | $250.00 | $250.00 | 7/20/2009 5:24:17 PM |
Cbgator | $25.00 | $25.00 | 7/20/2009 5:25:18 PM |
larrybird | $250.00 | $250.00 | 7/20/2009 5:24:32 PM |
888168 | $25.00 | $25.00 | 7/20/2009 5:29:30 PM |
SNH | $25.00 | $25.00 | 7/20/2009 5:25:39 PM |
Trojan1976 | $25.00 | $25.00 | 7/20/2009 5:30:59 PM |
Weaverville | $75.00 | $75.00 | 7/20/2009 5:32:54 PM |
Syzygy | $25.00 | $25.00 | 7/20/2009 5:33:55 PM |
p2ploan-battalion509 | $50.00 | $50.00 | 7/20/2009 5:35:16 PM |
Tavita | $25.00 | $25.00 | 7/20/2009 5:30:53 PM |
Josta | $50.00 | $50.00 | 7/20/2009 5:35:32 PM |
mydreamsagain | $100.00 | $100.00 | 7/20/2009 5:31:21 PM |
MicroPod | $25.00 | $25.00 | 7/20/2009 5:32:33 PM |
jstefans | $25.00 | $25.00 | 7/20/2009 5:33:07 PM |
mirolender | $25.00 | $25.00 | 7/20/2009 5:37:11 PM |
cropdust3r | $25.00 | $25.00 | 7/20/2009 5:33:19 PM |
money2k | $25.00 | $25.00 | 7/20/2009 5:37:56 PM |
beyondmanagement | $25.00 | $25.00 | 7/20/2009 5:34:21 PM |
Sixmil | $25.00 | $25.00 | 7/20/2009 5:34:33 PM |
kaykarun | $25.00 | $25.00 | 7/20/2009 5:34:39 PM |
don8ter | $25.00 | $25.00 | 7/20/2009 5:34:48 PM |
Bank_Of_XL | $100.00 | $100.00 | 7/20/2009 5:38:36 PM |
pbo922 | $25.00 | $25.00 | 7/20/2009 5:34:54 PM |
gilbow | $25.00 | $25.00 | 7/20/2009 5:35:53 PM |
skiberdad | $50.00 | $50.00 | 7/20/2009 5:35:27 PM |
PalmTreeIsland | $50.00 | $50.00 | 7/20/2009 5:40:33 PM |
lagnisiruk | $25.00 | $25.00 | 7/20/2009 5:36:18 PM |
Ilikupono | $50.00 | $50.00 | 7/20/2009 5:36:50 PM |
friendlyviking | $50.00 | $50.00 | 7/20/2009 5:38:06 PM |
Champpilot | $50.00 | $50.00 | 7/20/2009 5:38:15 PM |
Hartfelt | $40.00 | $40.00 | 7/20/2009 5:37:43 PM |
Quetz | $25.00 | $25.00 | 7/20/2009 5:41:55 PM |
fotep-financial | $25.00 | $25.00 | 7/20/2009 5:38:59 PM |
02bob | $25.00 | $25.00 | 7/20/2009 5:42:40 PM |
Westsider | $25.00 | $25.00 | 7/20/2009 5:42:45 PM |
Lender0424 | $25.00 | $25.00 | 7/20/2009 5:39:16 PM |
thedreamer | $25.00 | $25.00 | 7/20/2009 5:39:54 PM |
browneyegravy | $25.00 | $25.00 | 7/20/2009 5:43:54 PM |
Fahrquar | $25.00 | $25.00 | 7/20/2009 5:44:01 PM |
wwwUniversal | $25.00 | $25.00 | 7/20/2009 5:44:12 PM |
moopi | $25.00 | $25.00 | 7/20/2009 5:44:24 PM |
kumpa2u | $25.00 | $25.00 | 7/20/2009 5:40:26 PM |
utukxul | $25.00 | $25.00 | 7/20/2009 5:44:55 PM |
lepolgr | $25.00 | $25.00 | 7/20/2009 5:40:56 PM |
brazilofmux | $91.53 | $91.53 | 7/20/2009 5:45:28 PM |
LordKinbote | $25.00 | $25.00 | 7/20/2009 5:40:53 PM |
satanichammy | $25.00 | $25.00 | 7/20/2009 5:41:40 PM |
puifais | $25.00 | $25.00 | 7/20/2009 5:42:17 PM |
ohnezweck | $25.00 | $25.00 | 7/20/2009 5:41:49 PM |
arejaybe | $25.00 | $25.00 | 7/20/2009 5:42:01 PM |
zaxsan | $25.00 | $25.00 | 7/20/2009 5:43:03 PM |
chkrvrty | $25.00 | $25.00 | 7/20/2009 5:43:06 PM |
restech | $25.00 | $25.00 | 7/20/2009 5:43:11 PM |
apetrock | $50.00 | $50.00 | 7/20/2009 5:43:30 PM |
Ryman81580 | $25.00 | $25.00 | 7/20/2009 5:46:05 PM |
Aquani | $50.00 | $50.00 | 7/20/2009 5:46:19 PM |
131 bids
|
Borrower Payment Dependent Notes Series
416381
This series of Notes was issued and sold upon the funding of the borrower loan #38052, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Auction start date:
| Jul-14-2009 |
Term:
| 36 months |
Estimated loss:
| 2.1% |
Auction end date:
| Jul-18-2009 |
|
Starting lender yield:
| 8.42% |
Starting borrower rate/APR:
| 9.42% / 11.52% |
Starting monthly payment:
| $159.98 |
Final lender yield:
| 8.42% |
Final borrower rate/APR:
| 9.42% / 11.52% |
Final monthly payment:
| $159.98 |
|
Auction yield range:
| 4.27% - 8.42% |
Estimated loss impact:
| 2.12% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 6.30% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score:
| 9 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 11
/
10 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 27 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $3,349 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 21% | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| danielamity |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Refi Motorcycle Loan
Purpose of loan:
This loan will be to refi my Motorcycl Loan, it's at a 11%,on Caiptal one auto loan it's setup like a credit card i've had the loan for going on 4 years
My financial situation:
I am a good candidate for this loan because a bay my bill on time, over the past 8 years i've fixed my credit
Monthly net income: $ 4500.00
Monthly expenses: $
??Housing: $ 600
??Insurance: $ 125
??Car expenses: $ 200
??Utilities: $ 150
??Phone, cable, internet: $ 180
??Food, entertainment: $ 600
??Clothing, household expenses $?200
??Credit cards and other loans: $ 100
??Other expenses: $
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
trucklawyer | $25.00 | $25.00 | 7/14/2009 11:18:10 AM |
brit11 | $25.00 | $25.00 | 7/14/2009 11:20:55 AM |
pakrbkr | $25.00 | $25.00 | 7/14/2009 11:21:05 AM |
mnmcarve | $25.00 | $25.00 | 7/14/2009 11:21:42 AM |
salala | $25.00 | $25.00 | 7/14/2009 11:22:37 AM |
NJNY | $25.00 | $25.00 | 7/14/2009 11:18:19 AM |
KBank | $25.00 | $25.00 | 7/14/2009 11:24:52 AM |
bikingbtb | $25.00 | $25.00 | 7/14/2009 11:19:05 AM |
totoro | $25.00 | $25.00 | 7/14/2009 11:34:01 AM |
MT1130 | $25.00 | $25.00 | 7/14/2009 11:34:14 AM |
SkonkeyGongo | $25.00 | $25.00 | 7/14/2009 11:25:39 AM |
HibbyD | $35.00 | $35.00 | 7/14/2009 11:31:19 AM |
bigrpf5 | $25.00 | $25.00 | 7/14/2009 11:38:04 AM |
rjleves | $25.00 | $25.00 | 7/14/2009 11:39:11 AM |
ChristopherHS | $25.00 | $25.00 | 7/14/2009 11:44:57 AM |
ohnezweck | $25.00 | $25.00 | 7/14/2009 11:37:54 AM |
PatRichi | $25.00 | $25.00 | 7/14/2009 11:51:46 AM |
kegs | $250.00 | $250.00 | 7/14/2009 12:01:47 PM |
NATIVEBORN | $50.00 | $50.00 | 7/14/2009 12:56:28 PM |
gotyourgear | $25.00 | $25.00 | 7/14/2009 1:01:05 PM |
klin | $50.00 | $50.00 | 7/14/2009 1:30:34 PM |
bradwill | $50.00 | $50.00 | 7/14/2009 2:25:52 PM |
bigdogsafety1 | $50.00 | $50.00 | 7/14/2009 2:43:07 PM |
vtr1000 | $25.51 | $25.51 | 7/14/2009 2:44:14 PM |
tallcoolone | $25.00 | $25.00 | 7/14/2009 1:20:52 PM |
woodenshoes | $100.00 | $100.00 | 7/14/2009 2:45:53 PM |
SKG | $25.00 | $25.00 | 7/14/2009 3:45:59 PM |
Sentosa | $100.00 | $100.00 | 7/14/2009 4:16:08 PM |
Binan | $25.00 | $25.00 | 7/14/2009 4:45:54 PM |
fotep-financial | $25.00 | $25.00 | 7/14/2009 3:02:37 PM |
fdsguy | $25.00 | $25.00 | 7/14/2009 5:41:05 PM |
ctaylor15 | $25.00 | $25.00 | 7/14/2009 6:43:07 PM |
F_r_e_d_s__B_a_n_k | $25.00 | $25.00 | 7/14/2009 8:30:45 PM |
YellowJacket | $25.00 | $25.00 | 7/14/2009 7:21:17 PM |
m034842 | $25.00 | $25.00 | 7/14/2009 10:51:17 PM |
markwms | $25.00 | $25.00 | 7/14/2009 8:30:59 PM |
dostrust | $25.00 | $25.00 | 7/15/2009 5:29:02 AM |
Artist_Blue | $25.00 | $25.00 | 7/15/2009 6:04:00 AM |
Jynxie | $50.00 | $50.00 | 7/15/2009 11:37:27 AM |
laststrawman | $25.00 | $25.00 | 7/15/2009 12:32:48 PM |
CommerciaLender | $25.00 | $25.00 | 7/15/2009 1:42:57 PM |
TennSquire | $25.00 | $25.00 | 7/15/2009 4:27:52 PM |
bugleusmc | $30.00 | $30.00 | 7/15/2009 6:33:27 PM |
DrStaff | $30.00 | $30.00 | 7/15/2009 4:47:38 PM |
jstefans | $25.00 | $25.00 | 7/15/2009 8:07:39 PM |
vacation-funding | $25.00 | $25.00 | 7/16/2009 10:24:32 AM |
tsui517 | $25.00 | $25.00 | 7/16/2009 10:27:54 AM |
Aegean | $50.00 | $50.00 | 7/16/2009 11:40:25 AM |
neenerman | $25.00 | $25.00 | 7/16/2009 10:27:38 AM |
nicklds | $69.98 | $69.98 | 7/16/2009 10:30:17 AM |
ChicoBob | $50.00 | $50.00 | 7/16/2009 3:14:34 PM |
outwish | $25.00 | $25.00 | 7/16/2009 3:52:37 PM |
skistud66 | $25.00 | $25.00 | 7/16/2009 6:27:29 PM |
kaykarun | $50.00 | $50.00 | 7/17/2009 12:47:11 AM |
oodkim84oo | $25.00 | $25.00 | 7/17/2009 2:56:40 AM |
shay1727 | $25.00 | $25.00 | 7/17/2009 12:31:52 AM |
BadgerNotes | $34.21 | $34.21 | 7/17/2009 12:31:55 AM |
vinayski | $25.00 | $25.00 | 7/17/2009 7:36:49 AM |
tylerfd | $25.00 | $25.00 | 7/17/2009 8:01:50 AM |
Sumach | $25.00 | $25.00 | 7/17/2009 8:37:34 AM |
SKAGIT22 | $25.00 | $25.00 | 7/17/2009 2:41:55 PM |
djmjkelso | $25.00 | $25.00 | 7/17/2009 12:12:00 PM |
nkh | $100.00 | $100.00 | 7/17/2009 12:50:11 PM |
majormoves1 | $25.00 | $25.00 | 7/17/2009 3:16:49 PM |
GElender | $25.00 | $25.00 | 7/17/2009 5:12:00 PM |
Sven79 | $50.00 | $50.00 | 7/17/2009 8:29:54 PM |
naniamo | $25.00 | $25.00 | 7/17/2009 6:11:41 PM |
looney-toon | $25.00 | $25.00 | 7/17/2009 8:31:41 PM |
apwillie12 | $25.00 | $16.23 | 7/18/2009 7:41:48 AM |
kayakg | $25.00 | $25.00 | 7/18/2009 3:26:36 AM |
L-vex | $25.00 | $25.00 | 7/18/2009 11:46:50 AM |
Breken6 | $25.00 | $25.00 | 7/18/2009 12:21:51 PM |
CoolHelp | $25.00 | $25.00 | 7/18/2009 1:06:36 PM |
RandomMonkey | $25.00 | $25.00 | 7/18/2009 7:31:46 AM |
dashawn | $25.00 | $25.00 | 7/14/2009 11:19:32 AM |
papaman | $25.00 | $25.00 | 7/14/2009 11:21:22 AM |
kubien | $25.00 | $25.00 | 7/14/2009 11:25:30 AM |
PaulW | $25.00 | $25.00 | 7/14/2009 11:18:55 AM |
virtualbank | $25.00 | $25.00 | 7/14/2009 11:36:17 AM |
Sixmil | $25.00 | $25.00 | 7/14/2009 11:35:47 AM |
Sigonio | $25.00 | $25.00 | 7/14/2009 11:38:46 AM |
DukSerduk | $25.00 | $25.00 | 7/14/2009 11:36:58 AM |
Railbird | $25.00 | $25.00 | 7/14/2009 12:57:52 PM |
abidos | $25.00 | $25.00 | 7/14/2009 2:41:59 PM |
atlviet | $25.00 | $25.00 | 7/14/2009 2:43:28 PM |
amijo | $50.00 | $50.00 | 7/14/2009 2:43:44 PM |
onegoodlender | $25.00 | $25.00 | 7/14/2009 1:21:32 PM |
jbadawg1017 | $25.00 | $25.00 | 7/14/2009 2:43:50 PM |
BenBernanke | $25.00 | $25.00 | 7/14/2009 3:05:47 PM |
truth-companion | $25.00 | $25.00 | 7/14/2009 3:36:47 PM |
K2Outlaws | $25.00 | $25.00 | 7/14/2009 4:20:58 PM |
FCI | $25.00 | $25.00 | 7/14/2009 3:40:51 PM |
larrybird | $250.00 | $250.00 | 7/14/2009 5:40:20 PM |
ayerobbie | $25.00 | $25.00 | 7/14/2009 6:50:47 PM |
peb44 | $25.00 | $25.00 | 7/14/2009 6:45:57 PM |
thedoctor | $25.00 | $25.00 | 7/14/2009 8:36:31 PM |
DeathScythe676 | $25.00 | $25.00 | 7/14/2009 10:05:49 PM |
halfpintc | $25.00 | $25.00 | 7/14/2009 10:30:55 PM |
kenji4861 | $50.00 | $50.00 | 7/15/2009 2:03:10 AM |
dumbass | $25.00 | $25.00 | 7/14/2009 9:45:50 PM |
bondhedger | $25.00 | $25.00 | 7/15/2009 7:16:34 AM |
the-swiss-vault | $25.00 | $25.00 | 7/14/2009 10:30:48 PM |
kjsfld | $25.00 | $25.00 | 7/15/2009 9:42:35 AM |
888168 | $50.00 | $50.00 | 7/15/2009 10:57:53 AM |
reueljw | $25.00 | $25.00 | 7/15/2009 11:17:27 AM |
Okeey | $25.00 | $25.00 | 7/15/2009 11:32:32 AM |
mrzz | $25.00 | $25.00 | 7/15/2009 2:47:45 PM |
guaton | $25.00 | $25.00 | 7/15/2009 1:37:39 PM |
Thelonius10 | $25.00 | $25.00 | 7/15/2009 2:27:26 PM |
anton | $25.00 | $25.00 | 7/15/2009 5:38:17 PM |
AnastasiaBeaverhausen | $25.00 | $25.00 | 7/15/2009 6:48:23 PM |
able2help | $25.00 | $25.00 | 7/16/2009 10:23:50 AM |
Syzygy | $25.00 | $25.00 | 7/16/2009 10:24:07 AM |
BayShell | $40.00 | $40.00 | 7/16/2009 10:24:16 AM |
sajitp | $50.00 | $50.00 | 7/16/2009 10:29:27 AM |
giannyny | $25.00 | $25.00 | 7/16/2009 10:30:08 AM |
mtpscuba | $25.00 | $25.00 | 7/16/2009 1:08:52 PM |
WorldlyWorker | $25.00 | $25.00 | 7/16/2009 1:17:40 PM |
kazanov | $50.00 | $50.00 | 7/16/2009 1:25:18 PM |
SQUISHEE_JELLO | $25.00 | $25.00 | 7/16/2009 4:14:18 PM |
howbar | $29.83 | $29.83 | 7/16/2009 6:13:36 PM |
turbospeed | $25.00 | $25.00 | 7/17/2009 12:56:35 AM |
restech | $25.00 | $25.00 | 7/16/2009 11:46:43 PM |
mal12561 | $50.00 | $50.00 | 7/17/2009 4:27:13 AM |
Tasmir | $25.00 | $25.00 | 7/17/2009 7:11:52 AM |
Midg | $25.00 | $25.00 | 7/17/2009 9:17:21 AM |
crazybunga | $25.00 | $25.00 | 7/17/2009 9:47:36 AM |
jfd287 | $25.00 | $25.00 | 7/17/2009 8:41:47 AM |
duke12 | $43.32 | $43.32 | 7/17/2009 9:01:32 AM |
Aubrei | $25.00 | $25.00 | 7/17/2009 9:07:39 AM |
leemic | $25.00 | $25.00 | 7/17/2009 10:02:09 AM |
mtb06 | $25.00 | $25.00 | 7/17/2009 10:47:12 AM |
Norcal | $25.00 | $25.00 | 7/17/2009 11:02:39 AM |
davidy | $25.00 | $25.00 | 7/17/2009 12:06:49 PM |
mercuriant | $25.00 | $25.00 | 7/17/2009 1:12:25 PM |
LODenterprises | $30.77 | $30.77 | 7/17/2009 2:49:24 PM |
lagnisiruk | $25.00 | $25.00 | 7/17/2009 3:47:36 PM |
Neweggman1 | $50.00 | $50.00 | 7/17/2009 5:36:57 PM |
colorfulgardener | $25.00 | $25.00 | 7/17/2009 4:42:49 PM |
adir1 | $25.00 | $25.00 | 7/17/2009 6:58:40 PM |
mjcjmm4407 | $25.00 | $25.00 | 7/17/2009 10:26:53 PM |
OLYVRC | $25.00 | $25.00 | 7/17/2009 9:02:05 PM |
16888 | $50.00 | $50.00 | 7/18/2009 7:56:03 AM |
Brainworm | $25.00 | $25.00 | 7/18/2009 1:57:10 AM |
bowdish1 | $65.15 | $65.15 | 7/18/2009 3:11:37 AM |
Hoov | $25.00 | $25.00 | 7/18/2009 1:01:47 PM |
leeball | $100.00 | $100.00 | 7/18/2009 12:56:38 PM |
147 bids
|
Borrower Payment Dependent Notes Series
416320
This series of Notes was issued and sold upon the funding of the borrower loan #38049, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Auction start date:
| Jul-14-2009 |
Term:
| 36 months |
Estimated loss:
| 0.6% |
Auction end date:
| Jul-21-2009 |
|
Starting lender yield:
| 8.00% |
Starting borrower rate/APR:
| 9.00% / 11.09% |
Starting monthly payment:
| $79.50 |
Final lender yield:
| 6.15% |
Final borrower rate/APR:
| 7.15% / 9.22% |
Final monthly payment:
| $77.36 |
|
Auction yield range:
| 3.27% - 8.00% |
Estimated loss impact:
| 0.60% | | |
Lender servicing fee:
| 1.00% |
Estimated return:
| 5.55% | | |
The Estimated Return is presented to help you evaluate this listing and set an appropriate minimum yield and bid amount. Estimated Return is the average annual expected return on funds invested in this loan and is calculated by subtracting the estimated impact of credit losses on the loan from the minimum yield. The estimated impact of credit losses is derived from the following components: The estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Apr-01-2007 and Mar-31-2008, measured as of Mar-31-2009, and an adjustment for accrued interest not collected and late fees on defaulted loans. The Estimated Return presented above does not assume any early repayment by the borrower. The calculation of Estimated Return requires significant assumptions about the repayment of the loan and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score:
| 10 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-740 (Jul-2009) |
Current / open credit lines:
| 13
/
9 | Employment status: | Full-time employee |
Now delinquent:
| 0 |
Total credit lines:
| 22 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Revolving credit balance:
| $33,257 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Bankcard utilization:
| 36% | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Homeownership:
| No | | |
Inquiries last 6m:
| 0 | | | | |
Screen name:
| bleach |
Borrower's state:
| California |
Borrower's group:
| Small Business & Self Employed |
Credit and homeownership information was obtained from borrower?s credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 22 ( 100% )
| 720-740 (Latest)
|
Principal borrowed:
| $7,500.00 | < mo. late:
| 0
( 0% )
| 780-800
(May-2007)
|
Principal balance:
| $0.00 |
1+ mo. late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Paying off two credit cards
Purpose of loan:
pretty simple, pay off two credit card balances as i did before in a quick and timely fashion
This loan will be used to?
My financial situation:
I am a good candidate for this loan because?i always pay my debt back
Information in the Description is not verified.
Friends And Family Winning Bids
This member has no winning bids from friends and family.
Questions & Answers
This borrower has not publicly answered any questions from lenders.
Winning Bids
Bidder | Amount Bid | Amount Winning | Bid Date (PT) |
|
SkonkeyGongo | $25.00 | $25.00 | 7/14/2009 11:25:44 AM |
KBank | $25.00 | $25.00 | 7/14/2009 11:24:59 AM |
Sixmil | $25.00 | $25.00 | 7/14/2009 11:35:54 AM |
totoro | $25.00 | $25.00 | 7/14/2009 11:34:07 AM |
virtualbank | $25.00 | $25.00 | 7/14/2009 11:36:23 AM |
Sigonio | $25.00 | $25.00 | 7/14/2009 11:38:51 AM |
papaman | $25.00 | $25.00 | 7/14/2009 11:42:07 AM |
salala | $25.00 | $25.00 | 7/14/2009 11:43:01 AM |
ChristopherHS | $25.00 | $25.00 | 7/14/2009 11:36:56 AM |
rjleves | $25.00 | $25.00 | 7/14/2009 11:39:18 AM |
tallcoolone | $25.00 | $25.00 | 7/14/2009 1:21:00 PM |
bradwill | $50.00 | $50.00 | 7/14/2009 2:25:56 PM |
bigdogsafety1 | $50.00 | $50.00 | 7/14/2009 2:43:09 PM |
BenBernanke | $25.00 | $25.00 | 7/14/2009 3:05:50 PM |
truth-companion | $25.00 | $25.00 | 7/14/2009 3:36:50 PM |
FCI | $25.00 | $25.00 | 7/14/2009 3:40:52 PM |
jbadawg1017 | $25.00 | $25.00 | 7/14/2009 2:43:53 PM |
Binan | $25.00 | $25.00 | 7/14/2009 4:45:59 PM |
MT1130 | $25.00 | $25.00 | 7/14/2009 6:26:06 PM |
YellowJacket | $25.00 | $25.00 | 7/14/2009 7:21:20 PM |
markwms | $25.00 | $25.00 | 7/14/2009 8:31:03 PM |
thedoctor | $25.00 | $25.00 | 7/14/2009 8:36:34 PM |
sgmm330 | $25.00 | $25.00 | 7/15/2009 12:56:32 PM |
BumblingStunmbling | $100.00 | $100.00 | 7/16/2009 9:39:21 PM |
The-Lighthouse-Group | $25.00 | $25.00 | 7/17/2009 6:38:26 AM |
roadster199 | $25.00 | $25.00 | 7/18/2009 1:47:02 AM |
gizmo65 | $25.00 | $25.00 | 7/18/2009 5:53:16 PM |
gary500 | $35.00 | $35.00 | 7/18/2009 3:56:27 PM |
YummiBear | $25.00 | $25.00 | 7/18/2009 8:37:22 PM |
HealthAndSafety | $50.00 | $50.00 | 7/19/2009 11:00:26 PM |
HibbyD | $35.00 | $35.00 | 7/14/2009 11:31:24 AM |
PaulW | $25.00 | $25.00 | 7/14/2009 11:32:17 AM |
NJNY | $25.00 | $25.00 | 7/14/2009 11:39:48 AM |
mnmcarve | $25.00 | $25.00 | 7/14/2009 11:42:45 AM |
DukSerduk | $25.00 | $25.00 | 7/14/2009 11:37:13 AM |
kegs | $250.00 | $250.00 | 7/14/2009 12:01:53 PM |
dashawn | $25.00 | $25.00 | 7/14/2009 11:40:38 AM |
pakrbkr | $25.00 | $25.00 | 7/14/2009 11:41:26 AM |
NATIVEBORN | $50.00 | $50.00 | 7/14/2009 12:56:33 PM |
BadgerNotes | $25.00 | $25.00 | 7/14/2009 1:00:52 PM |
abidos | $25.00 | $25.00 | 7/14/2009 2:42:44 PM |
gotyourgear | $25.00 | $25.00 | 7/14/2009 1:01:10 PM |
atlviet | $25.00 | $25.00 | 7/14/2009 2:43:30 PM |
woodenshoes | $100.00 | $100.00 | 7/14/2009 2:45:55 PM |
K2Outlaws | $25.00 | $25.00 | 7/14/2009 4:21:00 PM |
SKG | $25.00 | $25.00 | 7/14/2009 3:46:00 PM |
larrybird | $250.00 | $250.00 | 7/14/2009 5:40:24 PM |
peb44 | $25.00 | $25.00 | 7/14/2009 6:46:01 PM |
dumbass | $25.00 | $20.00 | 7/14/2009 9:45:52 PM |
n036939 | $25.00 | $25.00 | 7/15/2009 1:19:55 PM |
rpd1211 | $25.00 | $25.00 | 7/16/2009 10:02:47 AM |
chops21 | $235.00 | $235.00 | 7/16/2009 4:29:01 PM |
fotep-financial | $25.00 | $25.00 | 7/16/2009 5:04:47 PM |
kazanov | $50.00 | $50.00 | 7/17/2009 7:43:11 AM |
Sven79 | $50.00 | $50.00 | 7/17/2009 8:32:15 PM |
LenderCB | $50.00 | $50.00 | 7/19/2009 3:30:36 PM |
qkinger | $50.00 | $50.00 | 7/19/2009 3:51:12 PM |
LeoBUSIIT | $25.00 | $25.00 | 7/19/2009 11:01:34 PM |
beachfunder | $25.00 | $25.00 | 7/20/2009 2:36:27 AM |
59 bids
|