Listing Report: Supplement No.
104 dated
Nov 11, 2017 to Prospectus dated
Sep 12, 2017File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-204880 and 333-204880-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
This Listing Report supplements the prospectus dated
Sep 12, 2017
and provides information about each loan request (referred to as a "listing") and series of
Borrower Payment Dependent Notes (the "Notes") Prosper Funding LLC is currently offering.
Prospective investors should read this Listing Report supplement together with the prospectus dated
Sep 12, 2017
to understand the terms and conditions of the Notes and how they are offered,
as well as the risks of investing in Notes. As described in the prospectus dated
Sep 12, 2017,
each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
The following series of Notes are currently being offered:
Borrower Payment Dependent Notes Series
7351177
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $18,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $12,600 |
Estimated loss*:
| 5.24% | | |
|
Term:
| 60
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 10.69% |
Borrower rate/APR:
| 11.69% /
13.97% |
Monthly payment:
| $397.59 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 10.58% | | |
| |
Estimated return*:
| 5.34% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 700-719
(Nov-2017)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 14y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $12,273 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7351003
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $14,700.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $10,290 |
Estimated loss*:
| 2.74% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 7.39% |
Borrower rate/APR:
| 8.39% /
11.92% |
Monthly payment:
| $463.29 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 7.33% | | |
| |
Estimated return*:
| 4.59% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 720-739
(Nov-2017)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 17y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $9,853 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 38% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7110215
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $6,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $4,200 |
Estimated loss*:
| 12.25% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 25.99% |
Borrower rate/APR:
| 26.99% /
30.94% |
Monthly payment:
| $244.92 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 24.74% | | |
| |
Estimated return*:
| 12.49% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 3 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 29% |
|
TU FICO range:
| 660-679
(Oct-2017)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 1y 8m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation:
| Waiter/Waitress |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $5,807 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 91% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7350604
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $30,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $21,000 |
Estimated loss*:
| 1.99% | | |
|
Term:
| 60
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 6.49% |
Borrower rate/APR:
| 7.49% /
8.78% |
Monthly payment:
| $601.00 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 6.44% | | |
| |
Estimated return*:
| 4.45% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 25% |
|
TU FICO range:
| 780-799
(Nov-2017)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 7
/
7 |
Length of status:
| 18y 9m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation:
| Civil Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,205 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7150985
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,800 |
Estimated loss*:
| 5.74% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 11.59% |
Borrower rate/APR:
| 12.59% /
16.21% |
Monthly payment:
| $133.99 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 11.43% | | |
| |
Estimated return*:
| 5.69% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Sep-2014 |
Debt/Income ratio:
| 20% |
|
TU FICO range:
| 700-719
(Nov-2017)
|
Inquiries last 6m:
| 3 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 6
/
6 |
Length of status:
| 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation:
| Sales - Retail |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,430 |
Stated income:
| $1-24,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7150892
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $35,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $24,500 |
Estimated loss*:
| 1.99% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 6.49% |
Borrower rate/APR:
| 7.49% /
9.57% |
Monthly payment:
| $1,088.56 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 6.43% | | |
| |
Estimated return*:
| 4.44% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 9 |
First credit line:
| Nov-1991 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 720-739
(Nov-2017)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 16
/
16 |
Length of status:
| 2y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation:
| Analyst |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $55,430 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7091942
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $5,600 |
Estimated loss*:
| 7.99% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 16.45% |
Borrower rate/APR:
| 17.45% /
21.18% |
Monthly payment:
| $287.02 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 16.03% | | |
| |
Estimated return*:
| 8.04% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Oct-2010 |
Debt/Income ratio:
| 40% |
|
TU FICO range:
| 720-739
(Oct-2017)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 0y 6m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,195 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7149935
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,850 |
Estimated loss*:
| 10.25% | | |
|
Term:
| 60
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 22.10% |
Borrower rate/APR:
| 23.10% /
25.65% |
Monthly payment:
| $155.36 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 21.30% | | |
| |
Estimated return*:
| 11.05% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 7 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| 15% |
|
TU FICO range:
| 700-719
(Nov-2017)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
10 |
Length of status:
| 8y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation:
| Retail Management |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $959 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 26% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7353024
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $25,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $17,500 |
Estimated loss*:
| 11.75% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 24.99% |
Borrower rate/APR:
| 25.99% /
29.92% |
Monthly payment:
| $1,007.13 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 23.85% | | |
| |
Estimated return*:
| 12.10% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 5 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 37% |
|
TU FICO range:
| 660-679
(Nov-2017)
|
Inquiries last 6m:
| 1 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 27
/
27 |
Length of status:
| 26y 7m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation:
| Executive |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $16,037 |
Stated income:
| $100,000+ |
|
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 84% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Louisiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7348807
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $5,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $3,500 |
Estimated loss*:
| 14.25% | | |
|
Term:
| 60
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 29.49% |
Borrower rate/APR:
| 30.49% /
33.24% |
Monthly payment:
| $163.28 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 27.83% | | |
| |
Estimated return*:
| 13.58% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 30% |
|
TU FICO range:
| 680-699
(Nov-2017)
|
Inquiries last 6m:
| 0 |
Employment status:
| Other |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 10
/
13 |
Length of status:
| 12y 11m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation:
| Not available |
|
Public records last 24m/10y:
| 0 /
1 |
Revolving credit balance:
| $5,676 |
Stated income:
| $25,000-49,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 98% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7040738
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $22,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $15,400 |
Estimated loss*:
| 2.24% | | |
|
Term:
| 60
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 6.69% |
Borrower rate/APR:
| 7.69% /
9.88% |
Monthly payment:
| $442.82 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 6.65% | | |
| |
Estimated return*:
| 4.41% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 11 |
First credit line:
| Nov-1970 |
Debt/Income ratio:
| 22% |
|
TU FICO range:
| 760-779
(Oct-2017)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 11
/
11 |
Length of status:
| 1y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation:
| Professional |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $28,287 |
Stated income:
| $75,000-99,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7347976
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $2,100 |
Estimated loss*:
| 17.75% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 30.82% |
Borrower rate/APR:
| 31.82% /
35.89% |
Monthly payment:
| $130.36 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 10.86% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 2 |
First credit line:
| Aug-2009 |
Debt/Income ratio:
| 23% |
|
TU FICO range:
| 640-659
(Nov-2017)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 36
/
36 |
Length of status:
| 0y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation:
| Teacher |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $4,435 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 98% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7055819
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $10,500 |
Estimated loss*:
| 8.24% | | |
|
Term:
| 60
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 17.15% |
Borrower rate/APR:
| 18.15% /
20.58% |
Monthly payment:
| $382.13 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 16.72% | | |
| |
Estimated return*:
| 8.48% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 4 |
First credit line:
| May-2007 |
Debt/Income ratio:
| 17% |
|
TU FICO range:
| 660-679
(Oct-2017)
|
Inquiries last 6m:
| 0 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 22
/
22 |
Length of status:
| 3y 2m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation:
| Nurse (RN) |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $10,207 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 78% | | |
| | |
Has Mortgage:
| Yes |
Borrower's state:
| New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7347760
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $6,650 |
Estimated loss*:
| 5.24% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 10.69% |
Borrower rate/APR:
| 11.69% /
15.29% |
Monthly payment:
| $314.13 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 10.56% | | |
| |
Estimated return*:
| 5.32% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 10 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 21% |
|
TU FICO range:
| 720-739
(Nov-2017)
|
Inquiries last 6m:
| Not available |
Employment status:
| Self-employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 14
/
14 |
Length of status:
| 4y 3m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation:
| Other |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $11,819 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| North Carolina |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
7144739
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
|
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14
days
|
|
Minimum Amount to Fund:
| $7,000 |
Estimated loss*:
| 8.99% | | |
|
Term:
| 36
months
|
Initial Status:
| F | | |
|
|
Investor yield:
| 18.99% |
Borrower rate/APR:
| 19.99% /
23.77% |
Monthly payment:
| $371.58 |
| |
|
Investor servicing fee:
| 1.00% |
Effective Yield*:
| 18.40% | | |
| |
Estimated return*:
| 9.41% | | |
* Estimated loss is the estimated principal loss on charge-offs.
Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate,
(ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees.
Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield,
loss and return, respectively, on a basket of loans with the same characteristics as this listing.
All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics.
The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions
about the repayment of loans, and lenders should make their own judgments with respect to the
accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
|
Prosper score (1-11):
| 6 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 19% |
|
TU FICO range:
| 640-659
(Nov-2017)
|
Inquiries last 6m:
| 2 |
Employment status:
| Employed |
|
Current delinquencies:
| 0 |
Current / open credit lines:
| 8
/
8 |
Length of status:
| 2y 1m |
|
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation:
| Food Service |
|
Public records last 24m/10y:
| Not available /
0 |
Revolving credit balance:
| $1,634 |
Stated income:
| $50,000-74,999 |
|
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 24% | | |
| | |
Has Mortgage:
| No |
Borrower's state:
| California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Information in the Description is not verified.