Dental Surgery

Purpose of loan:
I'm requesting this loan to help me pay for a much needed dental surgery.? I have dental insurance, but they apparently only cover $2k per year, and I have already paid more than $16k out of pocket this year.? There is only 1 procedure remaining.

My financial situation:
I have over 10 years working for a great company where I started as an intern my freshman year of college, and currently work as the business unit manager for the southwest region.? I earn $86k in salary, as well as bonuses and stock offerings that total $20k+ and are payable each spring.? The last few years of my credit record have been flawless and I have $0 in debt.? I've tried very hard to live debt free, but in this situation I need a short term loan.

Monthly net income: $ 5184 (after taxes, insurance, 401k, retirement fund etc.)

Monthly expenses: $?2475
??Housing: $ 550
??Insurance: $ 65
??Car expenses: $ 200 (gas/maintenance only, car is paid for)
??Utilities: $ 120
??Phone, cable, internet: $ 140
??Food, entertainment: $ 800
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 0
??Other expenses: $ 200 (estimated miscellaneous spending)

Business expansion loan

The loan will be used for business expansion. In the last 2 years I have developed a part-time business that is now constantly generates several thousand dollars per month. The business is consists of delivering online classes to clients who are mandated for court, personal or business reasons. Classes are sold in every state and some international countries. I have invested my profits in a new course delivery system and new products. The $7500 is needed for marketing new products and services.

I am good candidate for this loan because my business has a 2+ year track record of profitability. Because my products are information products I have no inventory and very low overheads. This business is managed and maintained by a team of PhD level experts and software developers who are respected in their industry. Monthly net income: $ 6500

Monthly expenses: $ 4000
??Housing: $ 1020
??Insurance: $ 150
??Car expenses: $ 650
??Utilities: $ 310
??Phone, cable, internet: $ 170
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 800
??Other expenses: $ 300

Waterproofing our leaky basement

This loan will be used towards waterproofing our home?s basement before major foundation damage occurs.

I am a good candidate for this loan as I have very little debt to my name. I have no credit card bills. Other than a car payment, my only debt is the line of credit that I took out in 2007 for $26,500. That balance is now down to $9500, I?ve managed to pay $17,000 in under 4 years. This should indicate that I always pay my bills on time and am a good risk. The reason I need the loan is in the past 4 years I?ve purchased a house, gotten married (paid for the wedding ourselves) and just had a baby this past January... So, of course, my savings has been greatly reduced with wedding, home repair and new baby costs. As life always goes, a leaky basement was not something my husband and I planned on, so a personal loan is our only option in getting the necessary repair and maintenance done. One other thing to note is that although my husband is not on this loan application he shares all the bills with me so he will be contributing to the payment as well.

Debt Consolidation

I need this funding in order to consolidate debt accrued over the past year and in order to keep my veterinary business alive. I am a mother of 2, business owner and wife and strive to do the best that I can for everyone. I started my business in 2008 when the economy hit the bottom and have been unable to get bank loans to consolidate my debt. I can easily make the above payments and should be able to pay this loan off early. I have never been late or defaulted on any loan. I am happy to answer any questions that you may have for me. I am looking for someone to bid down the interest rate to a more reasonable amount and hope that I can find lenders to help me. Thank you.

Pay off credit cards

Purpose of loan:
This loan will be used to bring credit cards to zero and new computer for A+ student's sweet 16?

My financial situation: Good
I am a good candidate for this loan because I pay all my debts ?

Monthly net income: 4000 $

Monthly expenses:2000 with new loan $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

buy a car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay Amex for Family Emergency

Purpose of loan:
This loan will be used to? pay my upcoming Amex which was used to cover recent family emergencies.
My financial situation:
Very stable, six years same employer.? Extraordinary family expenses now due on Amex - otherwise well-off.? Recently put savings into the purchase of a home and cross-country move?and was caught off guard when my extended family was in trouble.? Usually have at least this amount in savings with open balances on credit cards.
Monthly net income: $ 11,500
Monthly expenses: $ 9,700
? Housing: $?4000
? Insurance: $ 400
??Car expenses: $?600
? Food, entertainment: $?1200
? Credit cards:? $ 1500
? Graduate student loans, $2,000

Reducing interest rate on credit ca

Purpose of loan:
This load will be used to pay off high interest credit cards.?

My financial situation:
I am a good candidate for this loan because I have paid off significant debt this year and recently received a promotion.

Need Money for Medical

Purpose of loan:
This loan will be used to? I need new glasses and dental work before the end of the year when my medical coverage decreases.

My financial situation:
I am a good candidate for this loan because? I have paid off one Prosper loan, paid off my car; am current with all my bills; I pay more than the minimum monthly payments.?
Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $ 0-
??Insurance: $ -0-
??Car expenses: $?Car paid off, 150.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 150.00

Furnaces

Purpose of loan:
This loan will be used to?pay for furnace repairs and replacements

My financial situation: is in good standing
I am a good candidate for this loan because?the income generated by my apartment building will pay for the monthly payments.

Buss Fin for Manuf of new product

Purpose of loan:
This loan will be used to finance operating cost of manufacturing and marketing a new product I invented here in the USA?

My financial situation:
I am an excellent candidate for this loan because I have never defaulted on any loan and my credit score is 805 or higher.

Monthly net income: $2,100

Monthly expenses: $1960.14
??Housing: 1289$
??Insurance: $35
??Car expenses: $60
??Utilities: $75
??Phone, cable, internet: $50
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $40
??Other expenses: $11.14

pay off my school

Purpose of loan:
This loan will be used to pay for my school

My financial situation:
I am a good candidate for this loan because I have a permanent job

Monthly net income: $ 1000

Monthly expenses: $ 500
??Housing: $0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $300
??Clothing, household expenses $200
??Credit cards and other loans: $100
??Other expenses: $0

TO PAY TUTION FOR COLLEGE

Purpose of loan: This loan will be used to help pay towards my tution for college. I?m a single parent that is working full-time and attending college full-time, to earn my bachelor degree in nursing. My education is very important; it will allow me to provide a better life for my son and myself. I look forward in returning back to school to complete my degree. My son father is not part of his life and I have been the sole parent in raising him with the support of my family.??

My financial situation:
I am a good candidate for this loan because I have never missed a schedule payment or had problems with making my payments.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 67
??Car expenses: $ 140
??Utilities: $ 100
??Phone, cable, internet: $ 86
??Food, entertainment: $ 150
??Clothing, household expenses $?150
??Credit cards and other loans: $ 120
??Other expenses: $

New equipment for photo business

Purpose of loan:
This loan will be used to purchase new equipment for my photography business.

My financial situation:
I am a good candidate for this loan because I have been in business for myself for over eight years. Each year the business has grown from the previous year. My business has steady income from regular, long term clients. I am a responsible small-business owner and conduct my business with honesty and integrity. I appreciate your consideration.

Monthly net income: $4300

Monthly expenses: $1350

??Insurance: $200
??Car expenses: $450
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $200

Furnace

undefinedundefinedundefined Purpose of loan:
This loan will be used to? Fund a Furnace, and pay of small credit card

My financial situation:
I am a good candidate for this loan because? I have a good job, wife works, and a happy family.

Monthly net income: $ 3500

Monthly expenses: $ 2400
??Housing: $ 580
??Insurance: $ 120
??Car expenses: $ 50
??Utilities: $ 250
??Phone, cable, internet: $ 250
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 950
??Other expenses: $100

Off-set cash auto perchase

Purpose of loan:
This loan will be used to? offset the cash purchase of my car. I bought it on e-bay before I got a loan and put more of my savings in it than I had budgeted

My financial situation:
I am a good candidate for this loan because? I make all my payments on time and don't live beyond my means

Monthly net income: $ 1250

Monthly expenses: $ 961
??Housing: $ 334
??Insurance: $ 37
??Car expenses: $ 100
??Utilities: $ 150
??Phone, cable, internet: $ 80
??Food, entertainment: $ 160
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 60
??Other expenses: $ 0

Starting Over, Paying off my bills

Purpose of loan:
This loan will be used to help me get back on my feet and pay my bills off.? Got stuck with the bills from my divorce.

My financial situation:
I am a good candidate for this loan because I have always paid my bills no matter what.? Try to lower my monthly payment and get rid of the high interest credit cards.

Monthly net income: $ 1920.00

Monthly expenses: $
??Housing: $ 350.00
??Insurance: $ 77.00?
??Car expenses: $ 0
??Utilities: $ 0 included in rent.
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50.00?
??Clothing, household expenses $ 0
??Credit cards and other loans: $ ?240.00
??Other expenses: $ 0

Expand Freelance Business

Purpose of loan:
I am listing this loan to consolidate credit on business equipment purchases and expand my freelance operations with equipment purchases. This will be my third Prosper loan since 2007, the first one of which was paid off in May 2010. When I opened my first loan back then I had less than ideal credit and very much appreciated the Prosper service, and the lenders that made it possible. The loan helped me invest in some opportunities and get married. Hopefully it make a few extra dollars for the investors as well. Since then my credit has massively improved, and I am looking to use Prosper again to expand my freelance video/cinematography business.

My financial situation:
I have an existing full time job that I have held for nearly 10 years. My net income is $2300 a month. In addition to that income I typically receive an additional $1,000 a month on side video production projects, which I am looking to expand. This additional income is not included in my Prosper reported income. I do not have a car payment, and pay minimal car insurance, I prefer to invest in myself.

Please note - There is currently a payment on my loan that was paid off in May 2007 that is listed as less than 15 days late. This is incorrect and I have spoken with Prosper about it. The payment was for $1.24 and was a mis-calculation on Prospers part for the final payment of my loan. The additional $1.24 was automatically deducted like every other payment as soon as the problem was noticed. Prosper has acknowledged this was not my fault and is resolving the problem. I have never made a late payment on either of my Prosper loans.

My monthly expenditures:
Mortgage: $560
Car Insurance: $80
Existing CC Payments: $160-$1000 depending on the month
Food/Entertainment: $100
Utilities, Cable, Internet: $58 (Condo Living)

Getting my engine repaired.

Purpose of loan:
This loan will be used to get the head gasket in my car replaced.

My financial situation:
I am a good candidate for this loan because I am always on time making payments and I just recently started a very good paying job.

Monthly net income: $ 2115

Monthly expenses: $
??Housing: $ 425
??Insurance: $ 100
??Car expenses: $ 250
??Utilities: $ 125
??Phone, cable, internet: $ 50
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 250
??Other expenses: $

Need help with medical bills take 2

Purpose of loan:
On July 3rd of this year, while cleaning the gutters, I fell off a ladder and ended up breaking the L1 and L3 vertibrate on my spine.
Insurance, unfortunately, did not end up covering much of my treatment.
I currently owe over $2000 in medical bills (after already paying off $1200 from savings) and wish to not fall into debt.
This money would help greatly in my time of need.

My financial situation:
I am a good candidate for this loan because I am very promp with payments.
My credit history only dates back to January of 2010 (hence the HR Prosper Rating) but my credit score is already?670 and continues to rise.
I have never missed a single payment on anything and even pay more than the monthly payment when possible.
I am not in any sort of debt currently and hope to stay that way.
My income is steady and consistant.
I currently live with my parents and give a good portion of my paycheck to them to help them from falling behind on mortgage payments.

Monthly net income: $ 2000

Monthly expenses: $1300
??Housing: $ 0 (living with my parents)
??Insurance: $?200
??Car expenses: $?200
??Utilities: $?0
??Phone, cable, internet: $?0?
??Food, entertainment: $?200
??Clothing, household expenses $?50
??Credit cards and other loans: $?150
??Other expenses: $ 500 (helping my parents out with their mortgage)



I am a very well organised person and my goal is to pay off every loan as soon as possible.
Every single payment of this loan will be made on time and that is a guarantee, not just a promise.
Please give me a chance. Any help would be greatly appreciated and considered a blessing.
Thanks to all that helped fund my last listing. Hopefully this one will fare better
Thank you for your time and support.

BBQ Man Buying Commerical Smoker

Purpose of loan:
This loan will be used to purchase a Lang 84 (www.pigroast.com) commercial smoker.? I currently own a Yoder smoker "Cheyenne"? (www.yodersmokers.com).? I have been working on my own personal BBQ recipes and have catered many parties with all positive results.? I need a bigger smoker to be able to cater large parties.

My financial situation:
I am a good candidate for this loan because I have been paying all of my financial obligations since my divorce (reason for public record).? Good credit is very important to me and this is a low risk loan.?? I have been a lender on Prosper since 2008 and would still be lending if it wasn't frozen in my state.? I plan on using this loan and paying it back in 1 year to not only start a business but to also see how the other half of Prosper works.? I am only borrowing part of the money for this smoker as I have the rest in cash.? My bankcard utilization is much lower than shown as my credit limit has been increased in the last two weeks and my actual utilization is approximately 56%.? I would rather purchase this smoker with a loan thru here than to pay high interest on it for the year.?

Monthly net income: $ 3600
Monthly expenses: $ 2635
??Housing: $ 860
??Insurance: $ 140
??Car expenses: $?590
??Utilities: $ 145
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $

I feel simple to manage single loan

Purpose of loan:
This loan will be used to consolidate most of my credit card balances so I can better manage my debt with single predictable EMI. Our credit card companies have proven to be not very useful when you are in need of cash. They started being more and more creative after the recent CARD Act to squeeze us in many ways we could not even imagine. I don't like using these credit lines any more and rather I would fixate on a single fixed APR loan with a predictable single payment as long as I'm responsible (which is sure I am) in paying them back. I can only assure the lenders that this would be mutually beneficial to us both!

REMODELING GARAGE- TO GUEST HOUSE

Purpose of loan:
This loan will be used to? Remodel my garage into a guest house for my mother in law. She has developed Alzeimers and I would like to bring her to live with us vs being in a nursing home.
I am a good candidate for this loan because? I Have never failed to pay a bill or anyone on time,For over 30 years my credit has been impeccable. I believe it speaks for itself.

Pet Boutique - Start Up Capital

Purpose of loan:
I am going to start a small Pet Boutique for Cats and Dogs?but need the initial funds to purchase my inventory and displays.? I was looking for a business where I can be passionate about my product as well as make a difference in my community so I will be donating a small percentage to local non profit rescue groups.??I am looking to carry mostly unique items along with some of the basic pet needs as well.? My start up location is a very quaint town where?tourists and locals?come to shop and eat at the well known restaurants.? In the?near future I will create a website and also look to set up vendor booths at various street fairs or?markets and equine events that allow vendor booths. Thank You For Bidding.

My financial situation:
Everything I have is paid for and have no hidden debt.? Rent on the business location is extremely low so my main focus will be paying on the loan and business expansion.? I will be keeping my current job so the boutique business will be an additional income.
Monthly net income: $ 2000.00
Monthly expenses: $ 1330.00
??Housing: $?250.00
??Insurance: $65.00
??Car expenses: $?200.00
??Utilities: $?80.00
??Phone, cable, internet: $?85.00
??Food, entertainment: $?200.00
??Clothing, household expenses $?250.00
??Credit cards and other loans: $?50.00
??Other expenses: $ 150.00

I will repay in 2 weeks

Purpose of loan:
This loan will be used to?I have back taxes, a credit card and a loan from my 401K. I would like to consolidate all these into 1 loan from my 401K. I need 3200.00 to pay off my existing 401K loan . Then I will get a 401K loan to cover all these including paying back this loan. The turn around is about 2 weeks.

My financial situation:
I am a good candidate for this loan because I am an honest and hardworking EMT who only needs this loan for 2 weeks.?

Monthly net income: $ 2850.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Moving- need help with deposit

Purpose of loan:
This loan will be used?to help pay my security deposit on a house for me &my family?

My financial situation:
I am a good candidate for this loan because I am never late on my payments.

Monthly net income: $ 2960.00 + various over time?My wife also works and helps pay montly expenses, her net income is $1,800 per month

Monthly expenses: $
??Housing: $1500.00
??Insurance: $120.00
??Car expenses: $182.26
??Utilities: $50.00
??Phone, cable, internet: $150.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 250.00
??Other expenses: $

Paying off Credit Cards

Purpose of loan:
This loan will be used to?? This loan will be used to pay off my credit card debt and that of my wife?s.By consolidating my debt I will be reducing my monthly expense and save on interest.My financial situation:
I am a good candidate for this loan because? I have steady employment and good credit history.?

Monthly net income: $?$4724 plus commission checks every other month.? Oct Commission was $8,600 net and December Commission was $6,000 net.
??Housing: $ 1423
??Insurance: $ 100
??Car expenses: $ 355
??Utilities: $ 350
??Phone, cable, internet: $ 95
??Food, entertainment: $ 1000
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 500
??Other expenses: $

Paying off Credit Card debt.

Purpose of loan:
This loan will be used to consolidate payments and payoff my credit card debt.
My financial situation:
I am a good candidate for this loan because I pay my credit cards on time every month and always pay more than the minimum due.

Monthly net income: $ 2480.00: $2280.00 plus $200 from baby's father.

Monthly expenses: $
??Housing: $ 772.00
??Insurance: $ 54.00
??Car expenses: $ 244.00 ($160.00 Gas; $84.00 Car Insurance)
??Utilities: $ 70.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $?200.00 (food)
??Clothing, household expenses $ 120.00 (Diapers & Formula)
??Credit cards and other loans: $ 250.00
??Other expenses: $ 480.00 Daycare

Assist family member in need

Purpose of loan:
This loan will be used to?
Provide assistance to family member in need
My financial situation:
I am a good candidate for this loan because? I will pay.? I currently have a loan with Lending Tree.

Monthly net income: $ 2627

Monthly expenses: $
??Housing: $ 610
??Insurance: $ 60
??Car expenses: $ 315
??Utilities: $ 80
??Phone, cable, internet: $ 135
??Food, entertainment: $ 130
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 200
??Other expenses: $

Fixing kitchen, A.C and roof

Purpose of loan:
This loan will be used to repair my house. I have wall units that needs to be removed because they do not work and I have insects and what else in there. Sometimes fighting for space I guess. I need a new flat roof from what the roofer told me and the fact that it leaks through my kitchen cabinets when it rain.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and always pay more than the minimum required. I take my responsibilities seriously because I never know when I will be needing help one again. My prosper history will also tell the same thing.

BUYING USE CAR

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Investing in a NEW business!

This loan will be used for:

This loan will be used to start a new business and increase my monthly income from $3,938.00 to $5,500.

My financial situation:

I have a steady income source but want to expand my cash flow and reinvest into 3 different online businesses.

I am a good candidate for this loan due to my credit score being above 750 even though my DTI doesn't show it.

Monthly Net Income: $3,938.00

Monthly Expenses:
Housing: $2,350.00
Insurance: $70.00
Car Expense: paid off
Utilities: $400
Phone, cable, internet: $100
Food: $140

Paying off debt

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Use Prosper to improve credit score

Purpose of loan:
This loan will be used to raise my credit score.

My financial situation:
I am a good candidate for this loan because I have a stable job and I have solid savings. My expenses are low because I share the load with my spouse. I will be able to repay this loan in a year. My plan is to make higher payments every month through automatic bank withdrawal.
Monthly net income: $ 1,380 - excess of $380 monthly

Monthly expenses: $ 1,000
??Housing: $ 300
??Insurance: $ 150
??Car expenses: $ 150
??Utilities: $ 30
??Phone, cable, internet: $ 20
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: -

borrowers, flee to lending club!!

My financial situation:?PROSPER SUCKS A FAT DICK!!!!!!? Go to lending club, with the same credit I got my loan at 11.5% interest.? FUCK OFF PROSPER, YOU SUCK A FAT COCK.?
Monthly net income: $ 2314

Monthly expenses: $
??Housing: $ 225
??Insurance: $?included in mortgage payment
??Car expenses: $ 0
??Utilities: $ 115
??Phone, cable, internet: $ 40
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 337
??Other expenses: $

Helping my daughters in a business

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Just A Little Help Is Needed

Thanks for your time and consideration in looking at my listing again.

There were some unexpected expenses this past year (medical, dental, car repairs, attorney fees). ? Because of this, the monthly payments, fell behind, and it has been very difficult to catch up. This loan will bring these current.?

I am a RN, but have only worked on an on-call basis for the last couple of years.? The reason for this is that I now live with, and care for my elderly father, after he suffered a stroke.? Luckily, he does quite well, but needs help with his daily activities. I feel blessed that I am able to do this for him, but the finances have been a bit strained.? An attorney helped with obtaining a benefit that will be paid as a one-time payment of $9000 by April, 2011.? After that, there will be payments of $1600 per month.? My current year-to-date income is $15266.? My monthly income is approx $900-1000/month, so this will increase my income to $2500 -2600/month.? I should be able to repay this loan easily within this next year, and also an existing Prosper loan. The payments will be on autopay.? Thanks again.?

Consolidating debt

Purpose of loan:
This loan will be used to consolidate debt into one monthly payment/ increase my credit score

My financial situation:
I am a good candidate for this loan because i will pay on time. I have high debt to income ratio but I pay credit lines on time

Monthly net income: $ 5000 combined with my spouse income (most credit lines are in both names)

Monthly expenses: $
??Housing: $ 767
??Insurance: $ 122
??Car expenses: $ 521
??Utilities: $?350
??Phone, cable, internet: $ 0
??Food, entertainment: $?300 (groceries)
??Clothing, household expenses $200
??Credit cards and other loans: $ 400
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to? pay off some lower balance accounts to get them off the books.

My financial situation:
I am a good candidate for this loan because? I have a spotless history of on time payments, and I am very committed to continue working to decrease my debts.? I have worked for my current employer for 10+? years and our company is very stable and well positioned.? I have a current Prosper loan out that was taken to fulfill a life-long dream to travel to Ireland with my cousin.? Like my other financial obligations, all payments have been made in a timely manner.? Thank you.

Monthly net income: $ 3500 pretax

Monthly expenses: $ 2400
??Housing: $ 400
??Insurance: $ 250
??Car expenses: $ 150
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 775
??Other expenses: $ 125

Paying off debts sooner

Purpose of loan:
This loan will be used to? pay off my debts sooner, lower my monthly payments and increase my savings.

My financial situation:
I am a good candidate for this loan because? I always pay all my bills on time.? I was in debt only because I tried to do what I thought was the right thing to do at the time - co-signed a loan to help someone in need.? I only realized the mistake when the person defaulted on the loan and I had to assume paying it.? It was hard on me because it affected not only my personal life but my financial status as well.? I managed to pay my obligations on a timely manner, slowly improved my credit score to a point where I can apply for another loan to pay off everything in the shortest time possible.

Bakluvit at first bite.

Purpose of loan:
This loan will be used to fund the initial start up of Bakluvit- The World's Most Lovable Baklava. An unique and popular family recipe has been growing in popularity since I came to this country when I was seven years of age. The idea started 2 years ago, but since I didn't have the capital to do what I wanted then, I figured out and learned how to do all the everything myself. Everything from fully trademarking, lab certified nutrition facts, custom FDA packaging biodegradable prototypes, business licenses, market research conducted on with over 300 people, website design and logo, and an ever-growing unique and detailed marketing plan for maximum exposure. There is currently interest in nationwide retailers and an opportunity to be in a nationwide magazine's special "food" edition in a couple of months. I am now in a position where I have done everything I can do on my own and in need of capital to order the custom FDA packaging that will allow me to be sell in major retailers.


The company's philosophy is "Live, Love, and Laugh. My goal is to generate a generous enough profit in order to spread love all around the world and also start a foundation in which it's sole goal is to give back to the communities we serve.


My financial situation is now very stable (and has been for the last few years). In 2007, I had gotten in a severe car accident in which my insurance lapsed without my knowing. I had paid my entire annual premium up front due to paying my, but then I moved out of town and did not receive notice of my insurance expiring- putting me out of coverage and lots of out of pocket expenses. Because of this, I got hit with more than I can handle and my credit worthiness dropped.


I am a good candidate for this loan because I am paying extremely high interest rates for this loan, but regardless, the business is still profitable- Means you'll get you'll get your repayment, regardless. Upon acquiring the funds to order the packaging, I will be leaving my one bedroom apartment and moving back with my family in order to cut all my monthly costs (with exception to one car payment of less than $300). I'm making my move solely because this will allow me to follow the passion I have for this business.

Paying Insurance Co-Pay

Purpose of loan:
I withdrew my original loan request?for $2800 because I have since paid $1500 of the insurance co-pay.? I would like to pay the remaining $1300 of this insurance bill.

My financial situation:
I am a good candidate for this loan because I pay my bills on time and am never late.? I believe the HR rating is due to the fact that?my husbands income is not included.??We have owned our home for 20 yrs. We will be paying down most of the credit card debt after the first of the year out of our brokerage account so we don't have to pay taxes on it this year.?

Monthly net income:?Total?$7547????????$2515 (mine)? $4996 (husbands)?

Monthly expenses: $?4128
??Housing: $ 1578
??Insurance: $??200?
??Car expenses: $?500 (car payment & gas) 4 car payments left?
??Utilities: $ 275?
??Phone, cable, internet: $275
??Food, entertainment: $ 400?
??Clothing, household expenses $ 200?
??Credit cards and other loans: $?600?
??Other expenses: $

Payoff high interest bill

Purpose of loan:
This loan will be used to? payoff other high rate bills that have high interest rate and will be impossible to pay off, paying on the minimum

My financial situation:
I am a good candidate for this loan because? I am employed and able to pay this money back.? I also have a part time job that pay relatively well.

Monthly net income: $ 4400.00

Monthly expenses: $
??Housing: $ 787
??Insurance: $ 150
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 80
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $