My loan for debt consolidation

Purpose of loan:
I am consolidating my credit card debts to get them paid off instead of just paying interest each month.

My financial situation:
I have several sources of income that give me a nice financial stability. The minimum payment for this loan is well within my ability to pay on a monthly basis.

Monthly net income: $2500

Total Monthly expenses: $1800
??Housing: $800
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $175
??Food, entertainment: $375
??Clothing, household expenses $0
??Credit cards and other loans: $125
??Other expenses: $300

Just a little help at Christmas

I am about a half a year away from paying off my other Prosper loan. As you can see, I have never missed a payment or been late for 27 payments. I will do the same with this loan.

The money will be used to make some basic payments until I start a second job in Jan. 2011. Those paychecks won't really kick in until Feb. 2011, so I need these funds to carry me over until that time.

I realize the interest is high, but it's what I need to do this month to make it until I get some additional income. You can see that this summer my credit rating was going up-- that was when I also had this additional work that I will be starting in Jan. (It is contract work so it sort of comes and goes). I still have my regular salary and my first job.

Thanks.

Paying off credit cards

Purpose of loan:
This loan will be used to pay-off medical bills that I have accumulated since losing my medical/dental insurance from my previous employer who canceled all health benefits for all employees.

My financial situation:
I am a good candidate for this loan because even if I don't have a high credit score, I have always paid my bills on time, including my first prosper loan for $10,000 that I have paid off last October without being late and without missing a single payment. I was about to go part-time with my previous employer of 13 years, as the company was struggling; however, I was offered a full-time position with a company whose been in the business since the 1980s and though the pay is lesser than what I made from my previous employer, this company is more stable and the word "recession" doesn't seem to exist as sales keep doubling every year.

Monthly net income: $ 2600

Monthly expenses: $ 2,120
??Housing: $ 775
??Insurance: $
??Car expenses: $ 75
??Utilities: $ 50
??Phone, cable, internet: $ 20
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 750, including 2nd prosper loan
??Other expenses: $ 100

Want to get rid of lender lien

Purpose of loan:
This loan will be used to? consolidate debts

My financial situation:
I am a good candidate for this loan because? very stable person, always pay my debts, stable employment, have enough funds in bank to?
cover debts but we do no want to deplete our bank?accounts, we?own 3 houses, including 2 rental properties one of which we own outright. We bought these properties because our son could not obtaina mortgage on his own so we took the? mortgage for him and he pays us consistently every month. All of our expenses for?the rental properties are more than covered by what we receive. My husband has a total of $95,000?yearly income. I have an excellent credit rating and my husband has a good credit rating. ??

Monthly net income: $ 2700 myself and $6300 my husband and $1450 rental income

Monthly expenses: $
??Housing: $ 1374 residence mortgage $475 rental property mortage
??Insurance: $?140 for both rental properties
??Car expenses: $ 400
??Utilities: $ 150????????????
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400????
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $

Get back on top after 2010 adoption

Purpose of loan:
This loan will be used to pay down another credit card used to fund international adoption in 2009.

My financial situation:
I am a good candidate for this loan because I take credit seriously, and pay all my obligations. I used my first prosper loan exactly as described - I paid down a credit card, leaving about $7,000 at a high interest rate. That other credit card balance is now under $3,000 and projected to be paid in February, 2011. I intend to do the same with this prosper loan, paying the one remaining card with high balance and dropping my bankcard utilization to close to zero.

My loan for debt consolidation

Purpose of loan:
This loan will be used to?
pay? regular monthly expenses
My financial situation:
I am a good candidate for this loan because? I am determined to succeed and I dedicate myself to repaying my bills

Monthly net income: $

Monthly expenses: $ 2000
??Housing: $ 1221
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $120
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $500
??Other expenses: $

Property improvements

Purpose of loan:
This loan will be used to?? Perform property line improvements to our business property.? This is the business Prosper helped start, with my initial start-up funding loan.? Our business is moving right along, running in black ink and maintaining steady growth of over 20% each of the 1st 4 years.? The improvements, which?are now required by the City of Indianapolis to update to current city ordinances, are to close one of my 3 entrances, which is a duplicate on that street, and to add a curb cut and bring the curb cut in about 6 feet.? After the curb improvements, shrubbery and landscaping will be added along the both the Eastern front and Southern front of the property.? This loan will cover the entire expense of the project.

My financial situation:
I am a good candidate for this loan because??Because we are a viable, expanding and growing business.? We are thriving in our area, and taking in customers faster than we can get their vehicles back to them.? Our business continues to grow, and getting vehicles repaired and returned faster and better than we have before.? New equipment, refurbishing/updating our scanner, and attorney fees to try and prevent the expense?have taken the bulk of our reserve in the last 6 months.? The money taken as rent for the adjacent and included rental home has been used for improvements to the house, including a new roof, sump pump, water line into the home and insulation for the exterior walls.? Prosper seemed the logical solution, as it filled the void that made all of this possible initially.? The business repays this loan, just as the first loan, from our business account.

Monthly net income: $ 7,956.00 average monthly net, from an average $28,500.00 monthly gross.

Monthly expenses: $
??Housing: $ 3000.00
??Insurance: $ 441.00
??Car expenses: $ N/A
??Utilities: $ 450.00
??Phone, cable, internet: $85.00
??Food, entertainment: $ N/A
??Clothing, household expenses $ N/A
??Credit cards and other loans: $ 355.00
??Other expenses: $ 8500.00 in parts bills from vendors.? These bills fluctuate up to this amount, per month, through the year.

Pay off 12 month same as cash cc

Purpose of loan:
This loan will be used to pay off 12 month same as cash credit card

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Auto repairs and catching up on med

Purpose of loan:
This loan will be used to?
do auto repairs and catch up on some medical expenses
My financial situation:
I am a good candidate for this loan because?
?I have a good job and want to be able to purshase a home in the next 2 yeasr after my mothers property is sold.
Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 125
??Car expenses: $ 250
??Utilities: $ 120
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 150

debt consolidation

Purpose of loan:
This loan will be used to? consolidate some debt

My financial situation:
I am a good candidate for this loan because? credit score good-payment can be deducted from my bank account.No delinquent accounts.I have always paid what I owed to my debtors.Hopefully this will put all of remaining bills into one payment.Thanks for your consideration.My husband pays for most of the bills except the ones that I have listed.

Monthly net income: $ 3128

Monthly expenses: $
??Housing: $?0
??Insurance: $ 0
??Car expenses: $ 400
??Utilities: $?0
??Phone, cable, internet: $ 80
??Food, entertainment: $1000
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??Other expenses: $

New Driveway/Payoff Appliance Loan

Purpose of loan:
My wife and I purchased a new home in Oct 2009.? We gutted the place and spent $150,000 remodeling the inside, finally moving in in March 2010.? We have a wonderful home but the driveway is in desperate need of replacement.? The purpose of this loan is to help us in replacing the driveway and also pay off a 0% -12 month credit card offer for our new appliances that will be expiring in January.? As we drive up to our home, it is clear we want to replace the driveway now and pay interest rather than wait another year for our savings to be in a place that we will spend some of it on the driveway.

My financial situation:
Prosper only allows me to apply as an individual for the loan and as you can see, I have excellent credit.? Something additional to consider when lending me/us money is that my wife is also a professional with annual income just under mine.? Together we have earn $10,500 a month (this is after taxes and 401k etc).? We have a decent expendable income after paying our monthly bills and would not be asking for a loan had we not spent most of our saved money on the remodel (which to us and hopefully you was a wise investment).

Thank you for considering me as your investment.? If you do invest in me (us), your money will not only be appreciated but will be cared for until you receive it fully paid back with the interest that you will earn.

cover expenses during leans months

Purpose of loan:
This loan will be used to? pay business expenses during lean months

My financial situation:
I am a good candidate for this loan because,? I'll pay back full amount within 8 months

Monthly net income: $ 5100.00

Monthly expenses: $
??Housing: $ 1425
??Insurance: $ 500
??Car expenses: $ 500 ????
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 150
??Other expenses: $ 400

Pay off car and improve on new home

Purpose of loan:
I will pay off the remainder of my 36 month car loan ~$2,000. I will also use the money towards minor improvements on a newly purchased home that I will be closing this month.

My financial situation:
I am a managing partner and area manager of a fast food chain. I have never missed or been late on any kind of payment, not even once.

personal, christmas

Purpose of loan:
This loan will be used to?
bills, christmas, etc.
My financial situation:
I am a good candidate for this loan because?
I will make on time payments and pay it off shortly
Monthly net income: $
1216
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Tuition for Jan 2011

Purpose of loan:
This loan will be used to pay off tuition balance to return to college in Jan 2011.
I am a full time student in a Massachusetts University and I need to return to college this spring, with this money I can stay in college
full time.

My financial situation:
I am a good candidate for this loan because I pay my bills on time with help from odd jobs and family.

Monthly net income: $ 100/ month (odd jobs and family's help)

Monthly expenses: $

??Housing: $? (on schools loan)
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $0
??Credit cards and other loans: $? per month (paid as agreed each month)
??Other expenses: $ 0

My loan for home improvement

Purpose of Loan:

I need to help my husband repair our leaking roof and a large dining room window that has rotted out on the side of the window causing cold wind to come into our home causing huge utility bills!

We need help desperately to get someone quickly to repair this problem for us before?the real cold winter sets in!
We also need gutters around our roof to throw off the water.? We need a new window and the sheet rock replaced around the window in the dining
room of our home.? Cold air is really coming in and its hard to keep our home heated!

My husband and I pay our bills on time.? We are never late with any of our payments.? My husband?has a very good steady income as a Programmer Analyst.?? We are trying to live in hard times.?

Please help us!

Paying off credit cards

The Purpose of loan:
This loan will be used to consolidate other debt and term it out over the 3 years to get it paid off.

I have been current on all payments on prior prosper loan. Portion of original loan went to assist family member with medical bills. Looking to finish terming of debt with this loan.

Business startup costs

Purpose of loan:
To fund the start up costs of a small business, that my husband and i have wanted to do for about 3 years now.?

My financial situation:
We are not in a bad financial situation but, getting the amount of money we need from a bank has been impossible.

Monthly net income: $ about $2500

Monthly expenses: $ 1465
??Housing: $ 0
??Insurance: $ 130
??Car expenses: $ 360
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 375
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $

Moneyback GUARANTEE

Purpose of loan:
This loan will be used to purchase my Mary Kay inventory which has a 90% Buyback Guarantee. Therefore, if I do not sell the product, I can return it for 90% back. Then I will only owe a small portion of the loan I am requesting.

My financial situation:
I am a good candidate for this loan because I am highly motivated to sell the Mary Kay product and am making a wise and conscious decision. I would not request a loan if I knew I would not be able to pay it off.

Monthly net income: $ 2180

Monthly expenses: $
??Housing: $ 637
??Insurance: $ 145
??Car expenses: $ 50
??Utilities: $ 15
??Phone, cable, internet: $ 40
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: $

Pay off 2009 taxes

Purpose of loan:
This loan will be used to? pay off 2009 taxes
My financial situation:
I am a good candidate for this loan because?I make my payments on time

Monthly net income: $ 4083.00

Monthly expenses: $
??Housing: $
??Insurance: $ 160
??Car expenses: $ 542
??Utilities: $
??Phone, cable, internet: $ 69
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1860
??Other expenses: $

inventory needed to start business

Purpose of loan:
This loan will be used to? Start the purchasing needed to have inventory on hand to sell to my existing customers.? I already have a building for storage.

My financial situation:
I am a good candidate for this loan because?I always pay on time and have a good credit history

pay off bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Expenses for house I am selling

Purpose of loan:
This loan will be used to?Pay delinquent utility bills left by former tenant of the house I am selling and to pay plumbing repair bill for same house.?The only reason I moved from this house and?am renting it is?because the neighborhood was becoming too dangeous for my daughter and myself?to live in.?It would cost me more than the utility bills if I took legal action against the former tenant.? (They were?will still in my name becasue it was able to quickly get a tenant that way.)? I am a single mother with a stable job.? The only reason I have one delinquent item on my credit report is that I used that credit card to help pay my mother's and my bills a few years ago.? I was able to pay it down over three years by participating in a debt management program (I can supply documentation of payments) but had to stop when my income went down in March.? However, I can pay back this loan!!? All my other bills and rent are always paid on time.

My financial situation:
I am a good candidate for this loan because? I am dedicated to paying my own way and teaching that to my daughter.

Monthly net income: $ 29,000

Monthly expenses: $
??Housing: $ 660.00
??Insurance: $ 80.00
??Car expenses: $ 120.00 (gas)
??Utilities: $?60.00 (electric bill-apartment water is paid)
??Phone, cable, internet: $ 160.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 170.00
??Other expenses: $ 50.00

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my credit cards

My financial situation:
I am a good candidate for this loan because I own a home without mortgage and a 2006 Jeep Rubicon that is paid off

Monthly net income: $ 5500.00

Monthly expenses: $ (Spouse shares in paying?half of monthly expenses)
??Housing: $?700.00
??Insurance: $ 100.00
??Car expenses: $ 0.0
??Utilities: $?200.00
??Phone, internet: $ 0.0
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 0.0

other use

Purpose of loan:
This loan will be used to?
to pay offf a couple sm bills and home improvements
My financial situation:
I am a good candidate for this loan because?i know i can pay it back steady work 2 jobs?

Monthly net income: $ 2,000

Monthly expenses: $
??Housing: $ 550.00
??Insurance: $
??Car expenses: $ Utilities: $ 200
??Phone, cable, internet: $ 140.
??Food, entertainment: $ 75.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off credit card debt

Purpose of loan:
This loan will be used to get out of credit card debt more quickly

My financial situation:
I am a good candidate for this loan because.? I have no mortgage obligation at this time.? I've been working in IT for over 15 years.

Monthly net income: $? 2800.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 72
??Car expenses: $ 570
??Utilities: $ 80
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 200

Pay down student loans

Purpose of loan:
This loan will be used to paydown my wife's student loans.

My financial situation:
I am a good candidate for this loan because I have good income and will make sure every payment is made on time and will keep the loan current.

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 871.97
??Insurance: $ 95.00
??Car expenses: $ 0
??Utilities: $ 130
??Phone, cable, internet: $ 70
??Food, entertainment: $ 300
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 65
??Other expenses: $ 0

Paying off some debt

Purpose of loan:
This loan will be used to?Help Pay off credit card debt?

My financial situation:
I am a good candidate for this loan because?I make my payments ontime

Monthly net income: $4,400

Please Help Me Through College!

Purpose of loan:

I am a Music Therapy student from Pennsylvania, and I am just about finished with my education, but I will need a little bit of help! I finished all of my classroom work in the Music Therapy major at Boston's esteemed Berklee College of Music this past spring, and to qualify for the degree and therapist certification, I am required to complete an unpaid full time internship. I landed a great medical Music Therapy internship at a hospital, but it's in Los Angeles, California; I am now all the way across the country from my friends and family with dwindling savings and three more months without income or time for a part-time job. This loan will be used to pay my bills (rent, food, gas) while I complete my internship.

My financial situation:

Although I currently have no income, I will be able to finish my internship and become board certified as a Music Therapist within the next few months. I already have job offers that will start in three months, so I am confident I will be able to make the payments for this loan. (I have included the payments in the budget.) I see the benefits of Music Therapy every day in this hospital - I go to patients' bedsides and help them deal with pain, stress, anxiety, social issues, and psychological issues with the use of music. I am passionate about what I do and it shows in my work and on my resume. But I need to make sure I can financially survive until these jobs start - otherwise I will have to move back home and throw away all of my hard work. This is where I need your help! If you have any questions about my work or my situation, please don't hesitate to ask! Thank you so much for your help!

Monthly net income: $0 for the next 3 months

Monthly expenses: $1300
Housing: $600
Car expenses: $120
Food, entertainment: $200
Credit cards and loans (including this one): $380

Business Start

Purpose of loan:
This loan will be used to start a home based business to buy shipping materials.

My financial situation:
I am a good candidate for this loan because I used to have credit cards however have rid myself of them except for one with a $500 credit limit and a Sears card I share with a relative.? I refuse to run up any more credit cards beyond what I have now.? Currently I work three jobs (a full time job in the IT industry and two part time ones which consist of 5 nights a week) to bring in additional cash.? I know my delinquencies show a lot over the years, however those are in the process of being tackled.? Pay what you owe is my motto. ? ?

A few years ago I was laid off due to a corporate merger which was a life changing experience.? Lesson learned the hard way, don't take things for granted and don't take on more than you can pay back.?

I am a landlord so I do have rental income coming in to offset my mortgage each month.? I bring in $825 a month through rental income, my mortgage is $833.75.? After rental income, my contribution toward my monthly mortgage payment is less than $10, leaving me with only my own living expenses to pay each month.? I have no car payment, only the debts I am repaying and my living expenses.? I have no children and realistically I plan on paying this loan off early should I receive it.? Thanks for your consideration.

Monthly net income: $ 4000 - 5000

Monthly expenses: $
??Housing: $ 10
??Insurance: $ 80
??Car expenses: $ 225
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 250
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 640
??Other expenses: $

Paying off bills and tags and taxes

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off student loans

Purpose of loan:


My financial situation:
I am a good candidate for this loan because?

Paying off two small car loans

Purpose of loan:
This loan will be used to consolidate two small car loans.?

My financial situation:
I am a good candidate for this loan because we own a mobile home and the land it's on and they are both paid for. My husband is securely employed at a Utility company.

Monthly net income: $ 65,100 (5-7% raise in Jan 2011)

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 0.00
??Car expenses: $ Currently $600
??Utilities: $ 200.00
??Phone, cable, internet: $ 220
??Food, entertainment: $ 800
??Clothing, household expenses $
??Credit cards and other loans: $ 50
??Other expenses: $

Pay off credit cards-consolidation

Purpose of loan:
This loan will be used to? pay off existing credit cards and personal loans and reduce my debt load

My financial situation:
I am a good candidate for this loan because?I have secure employment and work hard to pay my bills ?

Monthly net income: $ 3150.00

Monthly expenses: $
??Housing: $ 900.00 (1/2 of $1776)
??Insurance: $ 27
??Car expenses: $ 600
??Utilities: $ 150
??Phone, cable, internet: $ 165
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 100

Rearranging Debt

Purpose of loan:
This loan will be used to create a temporary cash flow in our finances.

My financial situation:
I am a good candidate for this loan because I'm able to make this payment if it is?funded,?my wife has income of 31,000 a year, and?I do not have any history of late or missed payments.?
Monthly net income: 2600/mine | 4200/combined with spouse?
Monthly expenses: $
??Housing: $ 625
??Insurance: $
??Car expenses: $ 285
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food,entertainment:$250??????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????Clothing, household expenses $
??Credit cards and other loans: $460
??Other expenses: $

Business Acquisition

Purpose of loan:
This loan will be used to complete the purchase of an existing cafe with an annual income of $250k plus.
My financial situation:
I am a good candidate for this loan because I not only work at the local hospital but also put in 60 hours a week at the coffeeshop. Also, in the last ten years, I have not once been late on a debt/bill payment.?I've worked very hard to get where I am today in life and in credit, and I will not throw it all away.

Monthly net income: $ 4,600.00

Monthly expenses: $ 700.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $?
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Tax liability needs to be paid now

Purpose of loan:
This loan will be used to pay a tax liability from stock?I received earlier in the year. I have an income?gap until March when my income will increase and bonuses will be paid.

My financial situation:
I am a good candidate for this loan because I do not miss payments. I never have on Prosper or anywhere else.?I pride myself in making payments and not being late.

Monthly net income: $ 8500 (salary plus annual bonus over 12 months)

Monthly expenses: $
??Housing: $ 3300 (First Mtg + Home Equity loan)
??Insurance: $ 150
??Car expenses: $349
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1500
??Other expenses: $

My personal loan for my business

Purpose of loan:
business inventory
My financial situation:
I am a good candidate for this loan because, as you can see by my credit profile,?I have always paid my bills on time, will continue to do so,?and will be using my tax return to repay a large portion of the loan.? Also, I will pay back my loan with business revenue prior to taking it for personal income because of the benefit of not paying interest.? I do not want a loan with any form of prepayment penalty.

Monthly net income: $ 4000-5000
Monthly expenses: $?1595
??Housing: $ 200
??Insurance: $?75
??Car expenses: $ 265
??Utilities: $ 45
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ n/a
??Credit cards and other loans: $?760
??Other expenses: $ n/a

Paying Off my Credit Card

Purpose of loan:
This loan will be used?to pay off my credit card which rate is too high.?

My financial situation:
I am a good candidate for this loan because I never miss payments and am committed to improving my credit score, which currently is 705. I also intend to decrease my debt, I am not willing to take on any new debt, my purpose here only is to refinance. I have been in my current job for 8 months but took it to increase my revenue (by $20,000 per year) and was continuously employed previously.

Monthly net income: $ 7,000 (after taxes)

Monthly expenses: $ 6,500
??Housing: $ 1,400
??Insurance: $ 250 (including health insurance)
??Car expenses: $ 0
??Utilities: $?50??
Phone, cable, internet: $ 300
??Food, entertainment: $ 2,000
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 2,200 (including the payment I would make for this?new loan)

For business and loan consolidation

Purpose of loan:
This loan will be used to Self publish a book I've been self publishing for 10 years now. I have a new edition. Also to pay off Wells Fargo and Vanderbilt Mortgage as I'm on my last months with them. that's $210 and 300 p/month I'll be finished with.

My financial situation:
I am a good candidate for this loan because? I am a talented person in a tough climate (Detroit, MI). I'm a musician and music teacher. I have books, CD's (on ITunes) and videos on You Tube. I'm a decent person when it comes to borrowing money from real people. I have a gig this coming Friday where I'll make $250.00 for 3 hours work. ( The delinquent amount above should be 1600) I got screwed by HFC my favorite predatory lender. Wells fargo is my second predatory lender. Help out a good guy in a hard place. Yeah!!!

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 110
??Car expenses: $ 100
??Utilities: $ 120
??Phone, cable, internet: $ 130
??Food, entertainment: $ 175
??Clothing, household expenses $50
??Credit cards and other loans: $ 220
??Other expenses: $ 100

Remodel 2 bathrooms

Purpose of loan:
This loan will be used to remodel 2 bathrooms (new bathtubs, toilets, cabinets, paint, and flooring).?

My financial situation:
I am a good candidate for this loan because I have an excellent payment history. I have not been late on payments. I have a very steady work history with a good income and prospects for and increase in pay in 2011. The remodeling will increase the value of our home.?

Monthly net income: $ 6400

Monthly expenses: $
??Housing: $ 1625????
??Insurance: $167 for house and cars?
??Car expenses: $ No car payments
??Utilities: $?250
??Phone, cable, internet: $ 260
??Food, entertainment: $ 800
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $

My loan for home improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

WORKING CAPITAL FOR GROWING BIZ!

Purpose of loan:
This loan will be used to finish the development of our new line of products to take to the major trade shows in January, and hire new production employees.? Please visit the company website to see our products!? www.sdgathome.com

My financial situation:
I am a good candidate for this loan because,?with only one product line and only 3 trade shows in our first year, S.D.G. Artistry inc.?reached $130,000 in sales and was in the black!???We have a patent pending and have been picked up by companies such as DaySpring ( the Christian subsidary of Hallmark), Von Maur, and even piqued the interest of buyers from Barnes & Noble.? Our products were also featured in an HGTV commerical this past summer!? We are expecting major growth in 2011 and are meeting with the small business develpoment center for ongoing counseling as business growth challenges arise.? We have over $12,000 available on a credit card, but the interest rate is at 23% which is too high.? We are looking to improve cashflow and get the business out of high interest debt.? Unless our Prosper interest rate is bid down, if wouldn't make financial sense to accept the loan.?Please help?S.D.G. start 2011 strong!?? Thanks!

Business Monthly net income: $
10,800
Monthly expenses: $?
??Rent on warehouse: $ 775.00?
??Insurance: $ 35.00
??Car expenses: $ 300
??Utilities: $ 230
??Phone, cable, internet: $?272
??Office supplies?$ 100
??Credit cards and other loans: $ 922

Pay off high interest credit card

Purpose of loan:
This loan will be used to? consolidate credit card debt and payday loans. I am recently married and adapting to a new lifestyle. We currently have a few oustanding payday loans due to an emergency in our business?with interest rates as high as 1300%. Unreal! That is eating up?$2000-$3000/month in fees alone! The loan will?be used to?pay off those payday loans to free that $2500/month. Any help would be greatly appreciated?

My financial situation:
I am a good candidate for this loan because?I have never missed a payment since my credit profile opened in 2000. This loan will most likely be repayed in less than 6 months?

Monthly net income: $ 5,500

Monthly expenses: $
??Housing: $ 850
??Insurance: $?250
??Car expenses: $ 450????
??Utilities: $ 175
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 3000
??Other expenses: $ 50