Pay off debt so I can start saving!

Purpose of loan: Pay off debt so I can finally start saving MORE!

My financial situation: Despite the ailing economy, my job is secure. I love what I do and I plan to be in my position for at least another 5 years. My debt mostly consists of credit card debt that I incurred while in undergraduate and graduate school. I also have a small used car loan. For the past 2 years since leaving graduate school I have been a responsible credit card user but due to my income and the amount of the debt, I have not been able to pay them off as fast as I would like. If I receive a Prosper loan at an exceptional rate I would like to pay $350 per month so the loan would be paid off before 36 months.

Income: $3300/month
Debt: AMEX VISA $5100 @ 11.24%APR,?WellsFargo Visa $1500 @ 16%APR,?TruStone Financial Car Loan $2100 @ 9%
?Monthly Expenses: Rent $775, Credit Cards $400 Car Loan $135, School Loan $700, Save $500, MSC (food/gas) $400, Utilities (TV/PGE) $180,?Allstate Rental/Car Insurance $800/yr.?

TOTAL MONTHLY EXPENSES $3090
TOTAL MONTHLY INCOME?????-$3300
?????????????????????????????????????????????????$210???

Paying off Credit Cards

Purpose of loan:
This loan will be used to pay down nearly in full my one major CC that I have had since college.? It has an APR of 29%.? I will then be able to get an avg APR of closer to 21% and it just makes financial sense.

My financial situation:
I am a good candidate for this loan because I have never missed a payment on anything ever. I have a high monthly net income now but simply trying to get my debt down that I have accrued to get me to this point(mostly from college).? I also have a current prosper loan that is almost paid in full and I have never been late or missed a payment please see my payment history.? Instaed of paying 300 a month to this credit card I will pay that money to you the investors.?

Monthly net income: $ 5600

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 166 ????
??Car expenses: $ 465
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1000
??Clothing, household expenses $
??Credit cards and other loans: $ 975
??Other expenses: $

My personal loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?I have a high earning potential with a solid income with lots of job security and a large amount of equity in my home.

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $2000
??Insurance: $200
??Car expenses: $330
??Utilities: $150
??Phone, cable, internet: $100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

Please help me. I have to consolidate my credit cards. I swear that I will pay you back every penny. I have always paid all of my bills on time as you can see and I will pay you back. Please take a chance on me. Note: The one bill that is late is not mine. I co-signed on a loan for someone else. I know what it is like to help other people since I have done so all my life. I will not default. I need your help.I live in a house with two other roommates and our combined income is about $80,000 annually. We split the bills equally. I pay approximately $1200 a month for my share of our expenses and my income is $2100 a month. This will be confirmed by prosper prior to receiving the loan.I am asking for the full $7500 offered to me because it will pay off all my creditors. I am paying approximately $600 a month to my creditors and with this loan it will cut that payment in half ensuring your payment. Note: I am expecting a settlement of approximately $50,000 for an injury I received while on the job and as soon as I receive that this loan will be paid off early.If you have any questions please don't hesitate to ask for I will be more than happy to answer.

My daughters Wedding

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my American Express

Purpose of loan:
This loan will be used to? pay off my higher interest American Express Card.

My financial situation:
I am a good candidate for this loan because? I have had three Prosper loans.? Two have been paid off and one will be paid off by the end of the year.? All of my payments have been on or before the due date.? I am very happy that the Prosper lenders have enabled me to pay off a few cards and look forward to paying my American Express.? I would like to reciprocate the assistance by having the interest go to those who will help me get a better rate than a financial conglomerate.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 50
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 0

My loan for debt consolidation

Purpose of loan:
This loan will be used to?
consolidate three small bills into one,which will save me about $200.00 a month.
My financial situation:
I am a good candidate for this loan because?
I have excellent credit, and zero late payments on my credit history. My last prosper loan was paid off in 11 months without any late payments. Loans are very hard to get, and prosper is my best chance. My job is very secure. The loan amount is small so it has a better chance of funding. My last listing for this loan was so close I had to try agiain.?Thank you to every one who bid last time . The amount requested has been lowered, so hopefully it fund. Thank you for taking the time to read my description, and considering me.
heMonthly net income: $
My monthly income is around $3,200 depending on how much overtime I work. Most of the household bills are split with my wife, how also works full time.
Monthly expenses: $
??Housing: $ 950
??Insurance: $ 175
??Car expenses: $400
??Utilities: $ 100
??Phone, cable, internet: $?200
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Blindsided My Medical Bill

Purpose of loan:
This loan will be used to Pay off an unforseen Medical bill. I had a cat scan, and some other diagnostic tests done on me, only to find out that there is nothing wrong with me.

My financial situation:
I am a good candidate for this loan because?
I have good credit, and am not going to damage my credit score?by not paying off this loan.
Monthly net income: $

Monthly expenses: $
??Housing: $ 645
??Insurance: $ 120
??Car expenses: $ 382
??Utilities: $ 75
??Phone, cable, internet: $ 200
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Car troubles

Purpose of loan:
My stepson is 18 began living with us 15 months ago.? Before he lived with us, he had failed out of high school, had never had a job and had no prospects.? Since moving here, he has obtained his GED, found a decent job, enrolled in college and paid for it all himself, and is also getting good grades.? All while moving from the country to a very large city, helping take care of his little brother (I work full-time and his dad travels for work a lot so sometimes he watches the younger one and gives him rides) and remaining drug and alcohol-free.? So I bought him a truck.?

Three months ago, a girl was texting and rear-ended him, which totaled the truck.? It was still drivable, so he bought it back salvage title? and saved up to replace the dented parts.? He just got the new bumper on last month and yesterday, the transmission went out and it costs more to repair than the truck is worth.

I found a new(ish) vehicle for him today.? It's a Honda Civic, so it gets way better gas mileage, but I don't quite have enough to buy it.? He's come so far and worked so hard and even pays for his own insurance; I would really like to be able to support him through the next steps on his way to becoming a responsible adult.

My financial situation:
I am a good candidate for this lo

Monthly net income: $ 3600

Monthly expenses: $
??Housing: 1300$
??Insurance: 150$
??Car expenses: 400$
??Utilities: 400$
??Phone, cable, internet: 100$
??Food, entertainment: 600$
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 350
??Other expenses: $ 100

790 Credit Rating, Need to pay bill

Purpose of loan: This loan will be used to pay off a credit card bill that incurred when I moved from Hawaii to San Antonio this year (balance of $8,854) and needs to be paid off in November of this year.? Some of the moving expenses were paid for, but I will not receive some of the reimbursement money until March of 2011.

My financial situation: I have a credit rating of almost 800.? I have not been late on a bill in 10+ years (actually I do not remember the last time I was late on a bill).? I am an Executive (civilian) for the Department of the Army (been with Army for 20 + years).? I am also a college professor (11+ years).? I am a bit cash strapped at the moment due to the move over the summer and I need to pay off the above bill next month.? Along with my salaries ($127,000 with Army and $34,000 as college professor), I will receive a relocation bonus for my move in July 2011 of $22,000.? But that is many months away.? There are no threats to my employment (yes, I know I am fortunate).? Looks like there is also a good chance I will receive a promotion within the next 3 months (my boss? position is now vacant).? I am a?husband (20 years) and father of two beautiful daughters (10 and 12 years old). ?I am very reliable (as you can see by my credit history).? I am just trying to dig myself out of a temporary financial hole.? I actually have enough cash to pay off the debt discussed above, but that would leave me with almost no cushion in my checking account.?

This will be a win-win situation for all of us.? I would obtain the funding I need, and you would receive an excellent rate of return.? Our whole family would appreciate your assistance.

Monthly income: $ 13,416

Helping out family

Purpose of loan:
This loan will be used to?
The purpose of my loan is to help my mother that has cancer catch up on her bills. She is about to loose her home.
My financial situation:
I am a good candidate for this loan because?
I have great credit and I'm very responsible with repaying loans.
Monthly net income: $
158,000
Monthly expenses: $ 1375
??Housing: $ 400
??Insurance: $ 480
??Car expenses: $ 150
??Utilities: $ 0
??Phone, cable, internet: $ 45
??Food, entertainment: $100
??Clothing, household expenses $ 200


??Credit cards and other loans: $
??Other expenses: $

Want to pay off my Woodpellet Stove

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Proven A+ Graphic Designer, LLC

Purpose of loan:Adobe CS5 Software licensing, Cost of Living in DC for modest living and home office in NW, Marketing Collateral, Utilities, Health Insurance, Targeted yet great ROI Social Media Ad Campaigns, Application for MFA at top Universities (pre-accepted), Peace of Mind so I can work work work (design).My financial situation:I am top candidate for this loan because I am beyond hard working and never fail, plus am an expert designer as well as a 4.0 grad from Michigan - Ann Arbor (Anthropology). Taught myself Adobe 8 years ago and worked as only in-house designer at Blackboard Inc for the duration. Also am CFO for LLC by day too, I know how to make every dollar stretch to the Nth degree. Will not disappoint. In addition, genuinely a good person who believes in karma. Will work tirelessly to ensure I succeed at my freelance career as well as attend University for my MFA on the side. www.cathmandu.com Monthly net income: $ 0Monthly expenses: $ 2350 ??????Housing: $ 1300??Insurance: $ 490??Car expenses: $ 0??Utilities: $ 120??Phone, cable, internet: $ 120??Food, entertainment: $ 140??Clothing, household expenses $ 50??Credit cards and other loans: $ 100??Other expenses: $ 30 (travel, public)

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate high interest, low balance credit cards.?

My financial situation:
I am a good candidate for this loan because I've worked for a major company for over 11 years, and I have a steady payment history, no deliquencies, and I have the ability to repay.? While raising a young family, we have accumulated more debt than anticipated and are working to repay it as quickly as possible.? This loan would significantly help us, and I look forward to paying it off sooner than 3 years.

Monthly net income: $ 7200

Monthly expenses: $
??Housing: $ 1,244
??Insurance: $ 170
??Car expenses: $ 425
??Utilities: $ 260
??Phone, cable, internet: $ 80
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400 (this would be?the total after the loan)
??Other expenses: $ 650 (child's tuition)

Trading Capital

Purpose of loan:
This loan will be used to? Daytrade with a system I found, I have run the back testing and papertrade. Paper trade did over $5000 in one day.
Also, it shows 1 Delinquency in the past 7 years. I was 1 day late on my frys payment, because they change the date of payment.?

My financial situation:
I am a good candidate for this loan because? The?Eighteen day?back tested? result was over $25,000 for five markets. I will? trade 1 contract each?over the 5 markets with this loan. Monthly income is impossible to caclulate. This will be half the money needed, because I have a friend that is going to go into it with me.

Monthly net income: $ 1200.00 work
Trading Income (speculation) $5,000 to $20,000
Monthly expenses: $
??Housing: $ 390
??Insurance: $ 60
??Car expenses: $ 250
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $

Paying off medical bills

Purpose of loan:
This loan will be used to pay off medical bills.
Our?financial situation:
We would be good candidates for this loan because?my wife and I have paid off 36 creditor accounts totally $91, 588.00.? The one delinquent account for $510.00 has been paid. We are in the process of having it removed from our credit report. This was a slight oversight and since then we have established an automatic deduction payment plan with the creditor to avoid any further problems.? We also plan to establish an account designed to automatically deduct payment for this loan.???

The loan will be used to cover medical expenses we have accumulated as a result of an ailment, which debilitated my wife several years ago.??? Insurance did cover a portion of our medical expenses.? However; since then we have exhausted available resources, credit card accounts, refinanced accounts and loans that were used to cover medical and other expenses.? My wife has returned to work and we are trying to get back on the right track. We have tried several options, which have led to a number of inquiries on our credit report. ?We still remain positive and feel that Prosper may be the solution to our situation.?????????????

Monthly Income: $ 8000.00 (Joint Net Income)
Monthly expenses: $?7618.00????
??Housing: $3200.00?
? Insurance: $?367.00
??Car expenses: $?1919.00
??Utilities: $?422.00????????
??Phone, cable, internet: $ 349.00?
??Food, entertainment: $?300.00
??Clothing, household expenses $?200.00
??Credit cards and other loans: $?861.00
??Other expenses: $

My personal loan for my business

Purpose of loan:
This loan will be used to start a business venture.

My financial situation:
I have many years of investment and business experience. I am married with two kids and I own my own home of ten years. I am beginning my seventh year of teaching. I am a good candidate for this loan because I have a great record in investing in businesses. I earn enough money at my job to make the monthly payments.

Monthly net income: $ 5000
Monthly expenses: $
??Housing: $650
??Insurance: $400
??Car expenses: $?342
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate debt, primarily pay off a title held with an ex- so I can transfer the title solely to myself.

My financial situation:is good, with steady employment plus rental income of 2k/month
I am a good candidate for this loan because this is my second loan through prosper with no history of late payments or defaults of any kind.

Relist NO LATE PAY/LOW LTI RATIO

Purpose of loan:
This loan will be used to pay off the following items:
$2500 Cash Call @70% interest.? Although I pay more than the required $ monthly, the ridiculous interest rate is killing me.? I'm ahead of schedule to pay this loan off.
$2400 Dell Computers @ 30% interest.? Used to buy computers and home electronics - I'm hoping to get enough interest in my listing to get a lower rate.
$2600 to State of Utah.? I have tax liens on my credit due to joint taxes with my ex-husband.? He doesn't have a good track record for paying off accounts or having steady income.? Although we lived in Nevada during the disputed periods, Utah is insisting that we pay them on income made in Nevada because we owned property in the state.? We've tried to fight the liens but the process has been lengthy and I don't see a quick resolution - I would like to cut my ties to this and put it behind me - it's an issue of picking and choosing my battles.? It is affecting my credit score to a large extent.? I?know it's costing me money in interest by having a lower credit score than I should have.

My financial situation:
I am a good candidate for this loan because I am a very responsible person who takes my credit seriously.? I have not had a late payment since 2003 when I applied for BK due to my ex-husband's loss of employment and the fact that I had co-signed various loans for him - I couldn't pay for both of us and start my life over again at the time.? I have steady employment and have worked for the same employer for the last 5+ years.? I'm a legal secretary working for attorneys in the Business and Real Estate areas.? I have previous work history that also reflects employment for long periods of time - I'm very stable.? I'm married and my husband has excellent credit but we keep our expenses separate (I learned from my last experience).? I would not ask him to help me with these loans - my income is mine, my debts are mine.? That's how we like to keep it.? Less arguments and happier home that way.

Monthly net income: $ 3,850 but I am due a raise this month and I have never received lower than the maximum which has been 3-4% of the annual income (currently $67,200).

Monthly expenses: $ 1,960 Total
??Housing: $ 0.00 - it's my husband's home and he pays for it
??Insurance: $ 150.00 for car insurance
??Car expenses: $ 0.00 - I drive my husband's second vehicle, which is paid off
??Utilities: $ 350.00 - I pay for our utilities since my husband?pays for the home
??Phone, cable, internet: $ 60.00 for cell phone
??Food, entertainment: $?400.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $?850.00
??Other expenses: $ 0.00

Finishing Home Improvements

Purpose of loan:
The purpose of this loan is to put a new roof on my house.? I will also use the money to put trim in my home and a few other odds and ends that need buckled up.

My financial situation:
I am a good candidate for this loan because I have never made a late payment.? I care about my credit score more than most.? I think that a persons credit score is their "key" to get ahead in life.

Monthly net income: $ I make 1250 a twice a month and get a bonus of between 750 and 1000

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 100
??Car expenses: $ 400
??Utilities: $ 250
??Phone, cable, internet: $50
??Food, entertainment: $ 100
??Clothing, household expenses $50
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Help me with a fresh start

Purpose of loan:
Here?s my story?.I got married to the love of my life just over a year ago. Only a few months after our honeymoon, my heart was shattered into a billion pieces when I found out about an affair that was taking place. It?s been a rough year.?I'm ready for a fresh start. I could really use this loan for a variety of reasons; here a couple of reasons in particular?One, I need to move. I currently live in a 3 bd, 2.5 ba house and?I am looking to move to a more modest, affordable place now that I am single again. I have had a lot of expenses related to the split and this loan would really assist me with cash flow. In order to move, I need about $4000 up front. I would need a deposit, first and last month?s rent, while still paying a month?s rent at my current place.Second, I owe the state money. I made a mistake on my tax return in ''04 & '05. When I was notified of the additional money I owed in '04, I promptly set-up a payment plan. However, I was notified of the additional 2005 amount owed in the midst of my split and I just overlooked it. Apparently if there is a change to any tax amount owed, any automatic payment plans are canceled and one must set-up a new one. I didn?t do this and I just recently had a lien place on my wages. My paycheck has been reduced by almost $900 per month. I need some additional cash at the moment to either settle this bill or take care of my others while dealing with this. I would love to answer any questions you may have and have nothing to hide. I greatly appreciate your consideration?and may you never get divorced.

My financial situation:
I am a good candidate for this loan because I have a very secure job and make decent money, so I can afford to pay it back.

Monthly net income: $

$10,000

Monthly expenses: $
??Housing: $ 2,350
??Insurance: $ 200
??Car expenses: $ 350
??Utilities: $?100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 400
??Credit cards and other loans: $?400
??Other expenses: $

Getting current with creditors.

Purpose of loan:
This loan will be used?to?get current with my 3 visa cards and pay off several payday loans.?I?would be able to accomplish this?with this loan because I would be able to pay off the payday loans immediately and also?make payments to the?credit cards I'm behind payments on.? This loan would help me immensely financially because it would make it?possible for me?to pay my immediate debts that are overdue right now with a?fixed term payment that is very affordable to me.????

My financial situation:
I am a good candidate for this loan because I will honor my lenders, by paying them back.? I work full time and I'm currently employed with a government contractor on a military base as a heavy equipment operator.? I take home $1448 every 2 weeks and get a V.A. disability retirement check for $973 once a month.? I have fallen behind on bills due to a recent seperation.? I am recently a single parent with 4 children?a 15 yr. old daughter, and 3 boys 11, 3 and?a 1 year old.? I had to get daycare for the younger?boys today?which was?quite expensive $800 ?but necessary, because my wife was the primary caretaker during the day while I'm at work.? I am a solid person for you to lend money to because I am committed to paying you back the money you loan me.?

Monthly net income: $ 3869

Monthly expenses: $ 3450
??Housing: $ 240
??Insurance: $ 200
??Car expenses: $ 100
??Utilities: $ 300 electric $100 gas?$100 water
??Phone, cable, internet: $ 300????
??Food, entertainment: $ 800
??Clothing, household expenses $ 100
??Credit cards and other loans: $?410
??Other expenses: $ 800 daycare

love

Purpose of loan:
This loan will be used to? to pay for unexpected expenses

My financial situation:
I am a good candidate for this loan because? Aside from my full time job , I also have 2nd job.

Monthly net income: $ 5500.00

Monthly expenses: $
??Housing: $ 1225.00
??Insurance: $ 150.00
??Car expenses: $ 100.00
??Utilities: $ 60.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 900.00
??Other expenses: $ 0.00

Send mom on a trip before she dies

My mom has cancer, currently doing pretty well and I'd like to send her on a European Cruise. The reason for my poor credit score is that I've helped her with some medical expenses causing me to give up my leased BMW (sacrifices must be made to help mom)

Amusingly I work for a LARGE bank but since they are VERY conservative lenders, I don't apply there. I have heard about this peer to peer lending, I'd rather give a respectful return to an individual rather than a sleezy payday loan business.

I get paid twice monthly and pay the majority of my bills on the 1st of the month and would make slightly more than the minimum payments halfway through the month.

I was also a candidate for City Council last year, although I didn't win :(

I hope someone is able to assist me with this loan and thanks for reading this.

******** I do own my own home, it is a small mortgage company that doesn't report to the credit bureau, I've been there for 5 years and have never missed a payment.

ATM Business

Purpose of loan:

Operating cash for my ATM business.

Expanding my business.


My financial situation:
I take home about $4400 a month with my full time job. I drive a company car.
I make about $5500 (average) a month?on my ATM business. (before taxes)
Total $9900 for both incomes.?
Total income with the new machines- 13000 to 14500 per month.

Paid off all past loans in less than 8 months. Plan to do the same this time. Don't let the credit score fool you. I'm using my credit to expand my business. 90% of the credit line is used to fill the ATM's with money. I started with 5, and now have 24. I'm buying 8 more. Income will be about 10000 a month gross.



Monthy
Mortgage/rent: $ 2200
Insurance: $ 200
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $100
Food, entertainment: $ 200
Clothing, household expenses $ 100
Credit cards and other loan payments: $ 0
Other expenses: $ 0
---------------------------------------
Total monthly expenses: $ 2900

My credit should say it all. Plan to pay it off in six months, but may go for a year or more if something else comes up. I've had?two loans before and paid off both early.

Home Improvement / Finish Basement

Purpose of loan:
This loan will be used to make basement repairs?at my primary residence.
My financial situation:
I am a good candidate for this loan because I have stable employment working as Director of Operations at a commercial insurance agency since 1999. I also own a rental property free and clear, collecting $850 per month.

Monthly net income: $6,945

Monthly expenses:?
??Housing: $ 1581.00
? Insurance:?$97.00
??Car expenses: $565.00
??Utilities: $150.00?
??Phone, cable, internet: $150.00
??Food, entertainment: $200.00?
??Clothing, household expenses $100.00
??Credit cards and other loans: $75.00?

Mainly dental & medical

Purpose of loan:
This loan will be used to? dental & medical

My financial situation:
I am a good candidate for this loan because?
I have the income just need a hand to get ahead of the problem instead of catch up
Monthly net income: $ $2000

Monthly expenses: $ 1342
??Housing: $ 362
??Insurance: $ 150
??Car expenses: $ 50
??Utilities: $ 140
??Phone, cable, internet: $ 300
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 40
??Other expenses: $

Need Help Mom w/M.S. Son taking car

Purpose of loan: Purpose of Loan:?

The purpose of this loan is to finance expenses for college as well as help with my mom's medical expenses.? I only have one year left to graduate and obtain my B.A.??I currently have my mom living with me.? She has M.S.? I obtained a previous loan from Prosper?to help with moving expenses.? The previous place I had was too?small for the both of us.???My goal is to graduate?within one year, obtain my B.A. and pursue a challenging and regarding career.? The position I currently hold at Aramark is great and pays well, but my mom's medical expenses have grown since she has become more ill and she now requires a nurse to take care of her while I am at work.?? With the degree I will be able to move to outside sales, National Account Executive which has a salary range of?$75,000-$100,000? It is my dream to succeed and?be able to take care of my mom they way she?deserves to be taken?care of.? She has no family?members left in her life and I am all she has.?? I treasure?the time I have spent with her and now that she is more ill, I want to make sure her last years are filled with joy and great times.? I?want to thank you for your time and consideration.??

My financial situation:

I am a good candidate due to the fact that I have and am currently paying all of my bills on time.? I am also paying the current prosper loan on time for the past 9 months.? I do earn a good salary so I can definitely afford the loan payment.? I also have a promising career ahead of me at Aramark and my job is very secure in this current economic climate.? We are doing quite well as a company and hitting our goal which is very rare due to the economy.?

Monthly net income: $3194
Monthly expenses: $?1843
Funds left?each month after expenses paid: $1351??
Housing: $ 550?
Insurance $96??
Utilities: $100??
Phone, cable, internet: $ 161??
Food, entertainment: $ 400??
Clothing, household expenses $ 100??
Credit cards and other loans: $ 136.00??
Mom's nurse care: $ 300

My loan for debt consolidation

Purpose of loan:
This loan will be used to? Payoff Debt and remaining medical bills

My financial situation:
I am a good candidate for this loan because within threemonths this loan wil be paid off since I am?in process of using my 401K?but it takes about a month to month and a half to obtain funds

Monthly net income: $ 2800

Monthly expenses: $ 0
??Housing: $ 0 Home Paid for and do not want to?use equity
??Insurance: $ 35
??Car expenses: $ 385
??Utilities: $ 100
??Phone, cable, internet: $ 0
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my cards!

Purpose of loan:
This loan will be used to? pay off my credit cards. Mostly, my Chase card that's sitting at 5.5k due to some bad ideas in college.

My financial situation:
I am a good candidate for this loan because? I'm at a steady job: I hit my 1yr anniversary this past month, and love it to death. It's steady, 40 hours a week and I've got no intentions of quitting it any time soon. :)

Monthly net income: $ 1100

Monthly expenses: $
??Housing: $ 285
??Insurance: $ taken out of my checks
??Car expenses: $ 100
??Utilities: $ 65
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 150 on the chase, 15 a month minimum for the other two, but i generally pay around 50-75.
??Other expenses: $ 100+

Paying off credit cards and auto.

Purpose of loan:
This loan will be used to consolidate credit cards and improve my credit.
My financial situation:
I am a good candidate for this loan because I pay my bills and am reliable.?

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $?300
??Insurance: $150
??Car expenses: $ 454
??Utilities: $ 0
??Phone, cable, internet: $ 90
??Food, entertainment: $200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $

need a 2nd chance

Purpose of loan:
This loan will be used to make various minor?home improvements depserately needed from trying to?remodel our home before our baby was born last year and never been able to afford making the finishes of the remoldeling efforts completed.


My financial situation:
I am a good candidate for this loan because I have a steady income source and have been able to pay on time all other small loans etc for the past five years or so..

Monthly net income: $ 3617.00????Husbands- 3120.00

Monthly expenses: $
??Housing: $ 646
??Insurance: $ 120
??Car expenses: $?100
??Utilities: $ 500
??Phone, cable, internet: $ 250
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?700
??Other expenses: $ 500

Medical Bills

Purpose of loan:
This loan will be used to?pay some of my daughters medical bills.? I am trying to get all the medical bills straight and start getting my credit score back where it should be.? Thank you.

My financial situation:
I am a good candidate for this loan because?I am a?trustworthy peron who always pays his debts.? My credit has been hurt due to medical bills and insurance issues.??I have always paid my debts.?

Monthly net income: $ 5,000
Monthly expenses: $?3900
??Housing: $ 1750
??Insurance: $ 250
??Car expenses: $
??Utilities: $ 500
??Phone, cable, internet: $?250
??Food, entertainment: $ 400
??Clothing, household expenses $ 250
Credit cards and other loans: $ 350
??Other expenses: $ 100

Reinvest Back Into Prosper

Purpose of loan:
I would like to use this money to reinvest back into Prosper.

My financial situation:
I am a good candidate for this loan because I have my own information technology business (carfinder1.com) that is over 4 years old. My IT business consists of doing internal office IT (working on servers, printers and backup drives), Web Database Project Management and Web Design for a small but awesome group of clientele. I live at my parents house for the time being. I am lucky to have no rent, and car pool to work.

What I'm trying to do:
I'm hopeing you will think I'm such a low risk you will bid this loan down for me while still making a nice return!

Monthly net income: $ 3600

Monthly expenses: $ 1650 (approx.)
??Housing: $ 0
??Insurance: $ 200
??Car expenses: $ 150 (Regular maintenance, gas, etc)
??Phone, cable, internet: $ 200 ( I have a blackberry with a lot of minutes and unlimited data, need it for my job)?
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 900

My personal loan for my business

Purpose of loan:
This loan will be used to pay off a couple of small bills and to be able to sustain the business until Lent begins. The restaurant has the potenial of grossing $80,000. mim.? It is a small take out restaurant on a main street in town,it has been established for over 20 years.

My financial situation:
I am a good candidate for this loan because I previously worked at this take out restaurant and I know how successful the business can be.
Monthly net income: $
? The net income of the restaurant is currantly $3500.00
Monthly expenses: $ my husband currently pays all the household bills with the exception of one?credit card listed below
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 200.00
??Other expenses: $

Tuition, Moving Expenses

Purpose of loan:
I am in need of this loan for:
a. $1,800 tuition fee: evening class tuition for two (2) business law courses at local city college
b. $2,850 moving expenses: I am moving within the neighborhood into a new apartment. I am in need of the security deposit ($950) and 2 months rent advance payment.

My financial situation:
I am a good candidate for this loan because I am very strict with money management and have low monthly spending.
I am currently making timely credit card payments with no late payments.
I paid off entire Sallie Mae tuition loan as of October, 2010.

+30% of monthly salary is put into savings account from October, 2010, part of which will be used to make monthly payments for this Prosper loan.

Monthly net income: $2,450 after tax

Monthly expenses: ~$ 1,650
??Housing: $950 starting from Jan, 2011. ($1,200 until December, 2010)
??Insurance: Company paid medical and dental.
??Car expenses: None
??Utilities: $ 40
??Phone, cable, internet: $ 45
??Food, entertainment: ~ $ 400
??Clothing, household expenses: None
??Credit cards and other loans: Currently making monthly credit card payments avg $200.
??Other expenses: $45 (Subway, transportation)

Buying Existing Business

Purpose of loan:
This loan will be used for home improvement

My financial situation:
I am a good candidate for this loan because? I have a full time teaching job with a masters degree and have tenure.

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 0

pay off dental bill, etc.

Purpose of loan:
This loan will be used to? pay off a large dental bill and pursue further treatment (I do not have dental insurance).

My financial situation:
I am a good candidate for this loan because? I do pay my bills on time.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1495
??Insurance: $ 165
??Car expenses: $ 700
??Utilities: $ 25
??Phone, cable, internet: $ 99
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 0
??Other expenses: $ 50

Paying Off Credit Card Debt

Purpose of loan:
This loan will be used to? Pay off Credit Card Debt

My financial situation:
I am a good candidate for this loan because? I work hard and want to set an example for my children by working on getting this debt paid

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 150
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 125
??Food, entertainment: $ 75
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 1700
??Other expenses: $

Not HR. Paying on Funeral Bill

Purpose of loan:

This loan will be used to pay down on my mom's funeral bill and?the rest of?a Cash Call loan of $2500.??The debt came into place due to the death of my mother last summer.? I took 9 weeks off without pay under the Family Medical Leave Act?from work to fly multiple trips back home?and stay with her until she passed in October from Breast Cancer.? I spent a lot of money taking care of my mom and doing what I could to make her smile.?

My financial situation:?

I am a good candidate for this loan because I have a?very stable job with the Government as Federal Police Officer.? The HR rating is due to?a Chapter 7 Bankruptcy in 2008 because of a?bad investment on a house?just before the?housing market went down.? All my bills have been paid on time before and?after the Chapter 7.?My fico score is back up to 670 since the Chapter 7 because I?take pride in seeing my bills?are paid.??

I make a?good salary?at?$79,199 plus overtime?that has?=?close to 94,000 except last year when I had to?take care of my mom that resulted in debt and loss of income for that year.? The past 12 months I have?been trying to play catch up.I have?been with my job over 7 years and take pride in making my payments on time.? There is no High risk with this loan!??If I?was someone?who did not?pay my bills on time I would?be fired from my Job.? My position within the government is very strict?when it comes to?financial responsibility.

This is a great investment for any Prosper investor.? I will make my payments on time allowing?the investor's to make money on their investment.



Monthly net income: $ 5000 or more depending on overtime.

Monthly expenses:??

Housing: $ 1000

Insurance: $ car insurance $123?a month.??Always paid in advance 6 months.?

Car expenses: $ 400?car payment.?Plus 300 in gas a month

Utilities:?Gas?$10.? Electric?$90

??Phone, cable, internet: $240?

Food, entertainment: $ 500

Clothing, household expenses $ 200

Credit cards and other loans:?Cash Call?$300 a month.? Credit Card $40 (Part of Loan will pay off Cash?Call)

HELP!!! Only had Liability!

Purpose of loan:
I was in a car accident on 11/1/2010, as you can see from my profile picture and I only had liability Insurance.?I am in a situation where I need to purchase a replacement car ASAP so I can get to work every day. My hours are 5am to 1pm and the busses are NOT running at 5am here in Spokane. I have condisdered fixing the car, however, the car needs other work done on it as well. I feel that just trying to get about $800 for the car and just replacing it would be in my best interest.
My financial situation:
I am a good candidate for this loan because I pay all my bills on time. I am employed full time and have been employed with this company for 4 years.

Monthly net income: $ 24,000

Monthly expenses: $
??Housing: $ 650 (Includes ALL utilities)
??Insurance: $?70 (Auto INS)
??Car expenses: $ 0?(Do not have car now, Will be approx. $170 monthly,?if I get the loan)??
? Utilities: $ 0 (part of rent)
??Phone, cable, internet: $ 0 (part of rent)
??Food, entertainment: $?150
??Clothing, household expenses $?50??(No household expenses, part of rent)
? Credit cards and other loans:?$ 0 (No Credit Cards)
??Other expenses: $

Finishing prep for selling condo

Purpose of loan:
This loan will be used to complete preparing our condo for sale as soon as possible - the mortgage, HOA dues, and property taxes are too high. Equity from sale of our condo and moving to a rental will reduce our expenses to a very affordable level. We expect our condo to sell quickly.??

My financial situation:
I am a good candidate for this loan because I have had a very secure federal job for 32 years, and a good income. I know that I can repay this loan with my income and expenses. Mortgage is less than market value of the condo and money from the sale will repay the loan and our total monthly expenses will be very affordable.?

Monthly net income: $ 6,308.00

Monthly expenses: $ 5,757.00
??Housing: $ 2,600.00
??Insurance: $ 100.00
??Car expenses: $ 110.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 235.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 60.00
??Credit cards and other loans: $ 1,937.00
??Other expenses: $ 90.00

College tuition and pet bills

Purpose of loan:
This loan will be used to? pay son's tuition at UGA - he graduates in one year - my bulldog has cancer - paying off some of her med bills?????

My financial situation:
I am a good candidate for this loan because?
I have never made a late payment in my life. I have used credit cards to help two sons get thru college. Even though I have always paid?on time, some banks went up to 29.99% ?on some cards(before laws went in effect),?which makes it harder to pay them down and also makes the monthly payments larger. ?As soon as the? youngest? graduates(one year), I will get them paid down and then paid out. I am also helping my elderly parents(only child)?and also used cards to pay medical bills on my bulldog(cancer). My husband has a great job and is up for a big promotion. I have worked in the same industry(banking) for over 35 years. My husband has good income and pays the household bills and cars.
?I have always paid my bills on time.
Monthly net income: $ 3,000.00??(mine alone)??

Monthly expenses: $?
??Housing: $ 0 Home is paid for and in husbands name????

?Insurance: $car ins - 140 mo - house 75 month?- husband pays ins???????
??Car expenses: $ car in husbands name
??Utilities: $?200 - husband pays?????
??Phone, cable, internet: $?150 - husband pays????
??Food, entertainment: $ 100?- husband pays for groceries
??Clothing, household expenses $?100 - husband pays household expenses????
??Credit cards and other loans: $ 1800.00
??Other expenses: $