Pay off high-interest credit cards

This loan will be used to consolidate and pay off high-interest credit card debt.?

My financial situation:I am a good candidate for this loan because I always?pay bills on time. I have been consolidating and paying off my debt for several years, and am always consistent about payments.

Path to Paying Off All Debt

Purpose of loan:
This loan will be used to consolidate debt at a lower APR.

My financial situation:
I am a good candidate for this loan because I have very stable job in the Intellectual Property field that requires my position for liability insurance purposes. I have never missed a payment in my life. I've had Prosper loans in the past and had a great experience with it. Here is the breakdown for my income/expenses:

Net Income - 3200/mo (after taxes, benefits, 401k contributions, etc.)

Expenses - 2395

Rent - 565/mo
Student Loan - 160/mo
Utilities - 70/mo
Helping pay retired parent's utilities - 250/mo
Monthly Loan/Credit Card Payments - 800/mo (I always pay more than the minimum payments)
Food/Entertainment - 500/mo
Prosper Investment - 50/mo


Thank you very much for taking a look at my listing and help me help you earn a good return on your money.

Working capital for new business

This loan will be used to give us working capital to start our In-home care business. We already have our location, equipment and office setup. This money will allow us to start with my wife and 1 full time employee. I have a full time position outside of this business. My income is stable.

I am a good candidate for this loan because we have a solid plan. We believe the business will begin generating positive cash flow in 3-4 months. Our overhead is minimal. We were able to subdivide our office space with another business we currently are operating.

My wife is a licensed nursing home administrator. This experience will translate nicely in managing an In-Home care business. Her administrator experience will assist in obtaining referrals from local doctors, managing employees and staying abreast of current regulations.

My Debt/Income ratio is high but we do not show any income for my spouse. We opened a 24 hour daycare about 8 months ago that is doing well and providing positive cash flow. There is not enough history from the daycare to qualify for a bank loan, so we are choosing this option.

paying off my credit cards

Purpose of loan:
This loan will be used to? paying off my credit cards.

My financial situation:
I am a good candidate for this loan because im responsible and pay on time.

Monthly net income: $ 2,600

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $

by to cards

Purpose of loan:
This loan will be used to get rid of credit cards?

My financial situation:
I am a good candidate for this loan because in my entire life I have never defaulted on a loan.? My income is based one rental income and is significant as well as increases yearly.? I helped family members in need with these cards.? After finding out about Prosper it was easy to make the step to end my relationship with credit card companies.

Monthly net income: $ 18,000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Bills

Purpose of loan:
This loan will be used to? bills

My financial situation:
I am a good candidate for this loan because? I can pay back the loan short term

Monthly net income: $ 2000

Monthly expenses: $ 500
??Housing: $ 200
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500
??Other expenses: $

Trying to Resume My Education

Purpose of loan: This loan will be used to resume my college education after having to take a three semester sabbatical due to my parents financial woes. My parents and close relatives were unable to sign any loans for me to continue my education into my sophomore year. Due to these circumstances, I had to withdraw from school while I explored other options. This left me with a bill for more than $9000.00. I have paid a good chunk of it off and am left with a current balance of $4000.00. I am hoping that I can find a way to return to school in February 2011, but with my current job, I will not be able to accomplish my goal. I cannot return to school without having this balance paid in full. My parents are able to sign for parent PLUS loans now, but I am unable to find a loan to cover my current balance. My dream job is to become a Immunologist and increase the quality of life of other allergy sufferers around me. :)

My financial situation: I am a good candidate for this loan because I work over 35 hours a week at a job that I have enjoyed and excelled at for more than three years. I plan on using some of the money I make before I return back to school to start paying down the loan immediately. When I return to school in February, I will maintain 21+ hours a week to earn enough money to cover more than my current and projected future expenses and I will also use the money I will save up before I go to school to pay down the loan.

Monthly net income: $ 1170.00

Monthly expenses: $ 400.00
Car expenses: $ 176.00
Food, entertainment: $ 50.00
Clothing, household expenses $ 25.00
Other expenses: $ 48.00
While my parents are unable to assist me in financing my education, they are able to support my household expenses including room and board and car insurance. I also save money by staying at home while I go to school.

ERIQ MEDICAL EXPENSE

Purpose of loan:
This loan will be used to pay medical expense of a family member hurt in a car accident.?

My financial situation:
I am a good candidate for this loan because I have a stable job.? Although I have high expense and revolving credit.? I still pay all my bills.?

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying for a wedding

Purpose of loan:
This loan will be used to pay for an upcoming wedding.

My financial situation:
I am a good candidate for this loan because I do pay my monthy bills on time and am currently paying down my credit card debt. My credit score is going up a few points each month.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 530
??Insurance: $ 130
??Car expenses: $ 1000
??Utilities: $ 0????????
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $

paying off credit card debts

Purpose of loan:
This loan will be used to? consolidate debt and only have one payment

My financial situation:
I am a good candidate for this loan because? my credit score was 805 until I had to pay a settlement which put me behind.? I've NEVER been past due on anything before, until the settlement, and I will revert back?to my old?trend of being current.

Monthly net income: $ 5,400????

Monthly expenses: $ 4,530
??Housing: $ 2,295
??Insurance: $ 70
??Car expenses: $ 527?
??Utilities: $ 233
??Phone, cable, internet: $ 125?
??Food, entertainment: $ 500
??Clothing, household expenses $ 400?
??Credit cards and other loans: $ 200
??Other expenses: $ 180

Paying off credit cards

Purpose of loan:
This loan will be used to payoff credit card debt.

My financial situation:
I am a good candidate for this loan because I have a stable job as a Software Engineer at a fortune 500 company. I recently received a promotion and I am expecting an annual raise next month. I own my car free and clear and have no debt besides my mortgage and credit cards(paying off with this loan). After paying my credit card payments and my other bills I have roughly $1100 of disposable income. My intentions are to move to a larger home but I do not want to do so until my debt is paid off. I currently have $34,000 in equity in my home that I am saving for my next homes down payment. Obtaining this loan will allow me to pay off my debt faster and therefore move to a new home in under 3 years.

Monthly net income: $4983.33

Monthly expenses: $
??Housing: $834.60 (P&I + taxes and insurance)
??Insurance: $88.42 (auto)
??Car expenses: $0.00
??Utilities: $156.06 (electric, gas and Water/Refuse/Sewer)
??Phone, cable, internet: $124.00
??Food, entertainment: $430
??Clothing, household expenses $100.00
??Credit cards and other loans: $ will be paid off with this loan
??Other expenses: $212 (monthly commute expense)

Receivable Financing

Purpose of loan:
This loan will be used to?
Stablelize during slow pay months.
My financial situation:
I am a good candidate for this loan because?
Make a good to better than average paycheck, I am not late on my bills.
Monthly net income: $ 9,000.

Monthly expenses: $ 6,600.00
??Housing: $ 1600.00????
??Insurance: $ 500.
??Car expenses: $ 487.
??Utilities: $ 450.
??Phone, cable, internet: $ 169.
??Food, entertainment: $ 600.
??Clothing, household expenses $ 300.
??Credit cards and other loans: $ 1500.
??Other expenses: $ 500

Paying off my credit cards

Purpose of loan:
This loan will be used to consolidate my revolving credit lines.? My?revolving credit will lay dormant for 2 years until most of a consolidation loan is paid off.?A loan will allow me to take care of my two teenaged daughters as they need money for band camp, school clothes and activities.? It is their quality of life that I am concerned with and my ability as a single mother to give it to them.


My financial situation:
I am a good candidate for this loan because, I pay my bills on time and have job security.? My credit score is very important to me.? I am a college graduate and work very hard at my job.? My position in the university will only improve since obtaining my bachelors degree in 2009.?
By December of 2010, I project that I will increase my salary.?

I appear to be on three mortgages.? In my divorce decree, it is ordered that my ex-husband is responsible for payment of those homes.? One of the homes is a cottage that is listed for sale and is currently being occupied by a renter who covers the mortgage payment. Another property is being rented and the rent covers that mortgage payment also.? The third home is occupied by my ex-husband who pays that mortgage.? Those loans are all in very good standing and my ex?spouse and I are on good terms.???

Thank you for your consideration.

750+ credit score

Purpose of loan:
This loan will be used to? I want to consolidate some debt.

My financial situation:
I am a good candidate for this loan because? I will always pay because the payment will be withdrawn from my checking account.? I have had a steady job since 1989.

Monthly net income: $? 8260 including my husbands

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 230
??Car expenses: $?650
? Utilities: $?400
??Phone, cable, internet: $ 160
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1500??
??Other expenses: $

Hospital Bill

Purpose of loan:
Trying to pay off my recent hospital bill
My financial situation:
I am a good candidate for this loan because?I am and will always be responsible with money?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $ 595????
??Car expenses: $ 200
??Utilities: $ 35
??Phone, cable, internet: $ 75
??Food, entertainment: $ 30
??Clothing, household expenses $ 0????
??Credit cards and other loans: $ 0
??Other expenses: $

Paying off my loans & credit cards

Purpose of loan:
I figured I'd try a little lower of an amount to increase my chances of being funded. I appreciate?those of you who bid on my loan previously. This loan will be used to pay?off 2 loans I have with high interest rates and one credit card with a high interest rate. I would?like to get this loan to have one monthly payment to the 3 items so my interest?payments are not so high. If I am able to get this loan, I will have $400 extra dollars a month to put towards my payment as well. I would greatly appreciate your funding.

My financial situation:
I am a good candidate for this loan because I have increased my credit score over 100 points since my last loan with Prosper. I have not had a late payment in over a year which is proven by my credit score increasing.

Monthly net income: $ 3,942

Monthly expenses: $ 3,930
??Housing: $ 700
??Insurance: $ 130
??Car expenses: $ 700
??Utilities: $ 350
??Phone, cable, internet: $ 150
??Food, entertainment: $ 750
??Clothing, household expenses $ 150
??Credit cards and other loans: $?800
??Other expenses: $ 200

Paying off Higher interest loan!

Purpose of loan:
Payoff a higher interest loan/reduce monthly payment?

My financial situation:
I make?ALL of my?payments on time! I have already paid one loan with prosper in full and never a late payment.?I am dedicated to raising my credit score. I have a great?and secure job and my wife?has a full time teaching position.?Thanks!!
Monthly net income: $ 3,500 + 3,600 (wife)

Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 76
??Car expenses: $ 300
??Utilities: $ 150
??Phone, cable, internet: $ 80
??Food, entertainment: $?150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
Other expenses: $

Wedding

Purpose of loan:
This loan will be used t fund my wedding.

My financial situation:
I am a good candidate for this loan because I have NEVER been delinquent on a credit payment. I have great credit. My debt ratio was due to using my savings and cards to expand my Engineering firm this year.

Monthly net income: $ 7500.00

Monthly expenses: $5150.00
??Housing: $1000
??Insurance: $150
??Car expenses: $500
??Utilities: $500
??Phone, cable, internet: $0
??Food, entertainment: $500
??Clothing, household expenses $500
??Credit cards and other loans: $1000
??Other expenses(investments): $1000

Down payment for investment

Purpose of loan:
This loan will be used for a down payment on investment property that is move in ready and already has tenents.

My financial situation:
I am a good candidate for this loan because after i purchase the property i will have income from the tenents with enough profit to pay back the loan plus the current mortgage, plus i will have over 20k of?equity in the property to use to pay back the loan. The reason that im trying to get this loan is because im starting a new business where i purchase property then fix them up and rent it out, and the reason for this is because i have been in property management for about 3 years and the guy i worked for sold all of his properties and moved to another city, and from the hands on experience that i have learned from him. I know that i will excel in this business with the help of prosper. The photo above is a picture of the property? with is a duplex and as you can see its in good shape and if you have any questions please feel free to contact me, and thanks again.

Monthly net income: $
1600.00
Monthly expenses: $
??Housing: $?250
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $?50
??Phone, cable, internet: $?50
??Food, entertainment: $ 100
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 100
??Other expenses: $ 300

Consolidating for a new start

Purpose of loan:
This loan will be used to consolidate credit cards and pay off a finance co. loan. I want to free up some of my monthly income from so many payments.

My financial situation:
I am a good candidate for this loan because I always pay my payments. My credit is very important to me.

Monthly net income: $2244.00

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $ 84.00
??Car expenses: $ 438.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 53.00
??Food, entertainment: $ 60.00
??Clothing, household expenses $ ?
??Credit cards and other loans: $ 378.00 to be consolidated.
??Other expenses: $ ?

Paying off some credit card bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off 3 main credit cards.

Purpose of loan:
To consolidate and close three unsecured, higher balanced credit cards from Discover, Chase and HSBC. I?d rather give the interest to Prosper lenders than credit card companies.

My financial situation:
I am a good candidate for this loan because I have always taken full responsibility for what I owe. I am honest, trustworthy, hardworking and reliable. Two prosper loans for smaller amounts have helped me out tremendously in the past. One was to pay off an American Express bill after relocating and the other was for an extortionate pay day loan I took out for auto repairs.

My one public record is for a tax bill from my divorce in 2005. The tax owed that year was the responsibility of my ex-husband as per our divorce agreement. After years with no contact, I was surprised with this bad mark on my credit report. I promptly paid the balance due, but cannot remove the mark from my credit since the return had been filed jointly. Another life lesson learned.

Monthly net income: $1350 (after tax, medical insurance and 401k)

Monthly expenses : $1000
(Living with fianc?, therefore my expenses are vastly reduced.)
My share of Housing: $ 200
Auto Insurance: $ 70
Car loan: $260
Food, entertainment: $ 150
Clothing, Petrol, household expenses $75
Credit cards: $200 (However, I have been paying $500+ to reduce the balances and improve my credit score.)

Wedding Bells!

Purpose of loan:
This loan will be used to pay for a portion of my wedding that I am in the process of planning. I have the majority of my savings to pay for the wedding but I decided that I would like to get a loan for the wedding so I can continue saving money. I was going to wait until I had saved enough money to pay for the wedding in cash and still have my down payment on a home left in my savings account but she wants to get married a lot sooner than that would allow!

My financial situation:
I am a good candidate for this loan because I have a stable well paying job ($77,000 annual base salary plus bonuses) with a Fortune 100 company. I pay all my bills on time! I have enough money in my savings account for the ring but I would like to keep that savings to help pay for the wedding costs. I do plan on paying the loan off early because I can afford to but I do appreciate your investment and believe that investors should get a decent return on their investment. I have approximately $8000 in stocks that I can liquidate to repay the loan (along with my savings and retirement accounts) if I have no other method to repay the debt but should definitely not have a problem with it. I do not take on unnecessary risk unless I have a plan and are 100% sure I can handle it.? I do have a $3,821 revolving credit balance but am plan on paying that off over the next 3 months due to my fiancee needing some important dental work done.? At least I only had to pay for it and not go through with the surgery!

Monthly net income: $ 3640 after taxes assuming two pay periods a month (I get paid bi-weekly)

Monthly expenses: $ 1582
Housing: $ 408 ($815 split with fiancee)
Insurance: $ 130
Car expenses: $ 100 in gas (car is paid off)
Utilities: $ 60
Phone, cable, internet: $ 35 ($70 split with fiancee)
Food, entertainment: $ 600
Credit cards $ 1001st Prosper Loan: $149 (I have made all 10 payments on time since my first loan)

$2,058 a month left over to repay Prosper loan and add to savings account.

As you can see, I have a good amount of money left over each month to repay the loan and have made all 10 payments on time towards my first loan that I borrowed. Thank you for considering my listing and have a great day!

Paying off Credit debt from Cancer

Purpose of loan:
This loan will be used to? pay off doctor bills and credit card debt from my husband going through Colon Cancer.? He was terminated from his job when after he told them he had to do chemo treatments.? Was unable to find work and we had to live off credit for a while.

My financial situation:
I am a good candidate for this loan because?I work for the VA Medical Center as a professional been with them for over 6 years!

pay of chase and usbank

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Becoming Debt-free

Purpose of loan:
This loan will be used to pay off?existing credit cards with high interest rates. I will concentrate on solely paying of this loan in less than 36 mos.

My financial situation:
I am a good candidate for this loan because I have a?steady job and income?

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1000
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay for IV Antibiotics

Purpose of loan: This loan is needed to pay up-front costs for 3 - 4 months of IV antibiotics to treat my husband?s Lyme disease plus coinfections.?

My financial situation:
I am a good candidate for this loan because even after 10 years of illness his doctors seem confident he can get off disability with this treatment and then I can return to?full-time work as well.?

?We have a catastrophic insurance policy which will reimburse us 100% for medical expenses (now that we have met the waiting period, all deductibles and co-pays), but we need the money to pay for medications and supplies up-front and then will have to wait 3 or 4 months or longer for the claims to be processed by both of his insurance policies. ? I am my husband?s full-time caregiver and have been trained to administer his IV meds which greatly reduces the overall cost. We have closed the majority of our credit cards and are paying off those balances. Fortunately my big brother has been helping us with additional living expenses as needed.??

God bless anyone who is willing to help my husband recover his health by funding this loan.

My personal loan

Purpose of loan: This loan will is due to me just selling my home and using my savings for the closing cost/repairs. I work in Iraq and have not had a break since March 2010 and my R&R (Rest and Relaxation) was just approved for an earlier timeframe than expected and I don?t have the funds to take care of my family because my R&R is in the middle of the month verses the end of the month.? I am asking for a loan due to the above reasons.

My financial situation: I am a good candidate for this loan because I can repay the loan without a problem (see below)Plus I receive child support ($1,000) for my 2 girls.? After my monthly bills are paid (not calculating the child support) I am left with approximately $2,194.20.

Monthly net income: $?6,000

Monthly expenses: $ 3,805.80 (see below)

Housing: $ 1,200??
Insurance: $ 59.01??
Car expenses: $ 276.79??
Utilities: $ 280??
Phone, cable, internet: $ 160??
Food, entertainment: $ 600??
Clothing, household expenses $ 480??
Credit cards and other loans: $ 650??
Other expenses: $ 100

getiing rid of cards period

Purpose of loan:
This loan will be used to get rid of credit cards.

My financial situation: I am a good candidate for this loan because I have never defaulted on any loan in my life.? I have an income based on rental properties that exceeds $200,000 and increases yearly.? I have used cards to help family that this economy has not been friendly to over the last couple of years.? After hearing about Prosper and peer to peer lending, it was easy to take the step to get out of dealing with large banks that charge considerate customers high interest and rates.

Monthly net income: $ 18,000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

sick of paying 20%.....

First of all, I'd like to contest the "D rating that prosper has given me. As you can see I have no defaults and an excellent credit score, because I make my payments on time without fail. They give me this rating because I am self employed and have no "large contracts". I have been self-employed for the past 4 years and have not missed a payment, and my business has been growing every year. I have a $9,000 job guaranteed contract for the upcoming winter season, as well as several smaller ones....
I'd rather pay a small investor than keep giving 20% to bank of america... so lets work together!!!

Purpose of loan:
This loan will be used to consolidate credit cards from the past few years.
My financial situation:
In my early 20s, I took out some credit cards and had some adventures.... and then I realized that the "real world" isn't as easy as it seemed. No one was handing out jobs. Credit card debt stacked up and I took advantage of promotional rates, transferring funds to "0% interest until xx/xxxx on balance transfers" Things were going pretty well until the economy came to a grinding halt.... and then I injured myself.
I've been slowly digging myself out of this hole.... 1 year ago I had over $20,000 in credit card debt.... now it's less than $17k.
I am a squash teaching pro and was injured for the majority of last year....causing me to pay medical bills instead of paying off my debt as I'd wanted to. In short, I'm sick of paying BoA and HSBC 20% so they can pay millions in bonuses and ruin our economy..... I'd much rather pay you!

Monthly net income: $ 2,500-4,000

Monthly expenses: $
??Housing: $ 330
??Insurance: $ 65
??Car expenses: $ 120
??Utilities: $ incl in rent
??Phone, cable, internet: $ included in rent
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ currently 400

??Other expenses: $ none

Proven Prosper Borrower Secnd Store

Purpose of loan:
This loan will be used to open a second location for our Dry Cleaning business.? On April 23, 2006 I received my first prosper loan (listing #6888) to open a new Dry Cleaners.? Even with today's economical condition, we are doing really good.? The reason we have been successful is because we are a discount cleaners and everyone is looking to save money in today's world.? I have decided to expand our business and open a pickup store( No cleaning operation on the premise).? I have already found a good location and negotiated a favorable lease.? I will need some extra cash for the build-out process and that's why i have decided to create my second listing.? Feel free to email me any questions you might have in regards to this listing.

Thanks
Irfan

Paying off some credit cards

Purpose of loan:
Pay off some credit cards

My financial situation:
I have a full time job I tried a debt consolidation company and learned that it was not a good way to go.

Monthly net income: $
4700.00
Monthly expenses: $
??Housing: $ ?845
??Insurance: $ 110
??Car expenses: $ 150?
??Utilities: $ 300
??Phone, cable, internet: $ 125
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 900?
??Other expenses: $

buying a car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Credit Card Consolidation

Purpose of loan:
This loan will be used to consolidate existing credit cards.

My financial situation:
I am a good candidate for this loan because I have never been late on a payment on any bills (mortgage, credit cards, utilities, etc.), have a stable career, and am on track to eliminate my credit card debt.

Monthly net income: $ 4200

Monthly expenses: $ 4040
??Housing: $ 1900
??Insurance: $ 110
??Car expenses: $ 530
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 650
??Other expenses: $

Making needed repairs/2nd loan

Purpose of loan:
This loan will be used to?
Re--list for Second loan request. We? really need some home improvement. Kitchen dishwasher was leaking and ruined the underlayment, so we need that replaced, downstairs bathroom leaking around seal, needs to be dried out and stripped and new flooring. Some painting and minor repairs also needed. I would like to get it prepared for selling.We have taken temporary measures but would really appreciate your consideration.

My financial situation:I am a good candidate for this loan because?? I have always? paid my immediate obligations and I am current on my present Prosper loan? and have had no late payments and have never missed one. The delinquencies have been resolved but still appear on your site. The 4 delinquencies in the past 4 years were for? medical co-payments of $50.00 and have been paid.

Monthly net income: $ 3892
Monthly expenses: $ 3675

Housing: $ 1700
??Insurance: $ 150
??Car expenses: $ 50
??Utilities: $ 300
??Phone, cable, internet: $ 25
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1150
??Other expenses: $ 0

Help me get up and out!

I?m looking to consolidate what little debt I have and put the rest toward upcoming medical expenses.? With those burdens out the way, I will be able to focus my disposable income mainly on my upcoming educational goal (I plan on starting Toledo University as an Environmental Studies major early next year).? With my last prosper loan, I made every payment on time, and in general I keep my expenses to a minimum, so I foresee no problem paying off this one.? My goal is to pay this one off sooner, rather than later - I'm shooting for under 12 months.? This money is really going to relieve some weight on my shoulders, and I would appreciate any help toward reaching my goal.? Thank you.


Expenses:

$152/month for health insurance
$30/month for car insurance
Approx. $200-300/month for food
Approx. $20-30/ week for gas
I currently live at home and have no rental payments, nor do I have any cellphone, cable, or internet bills.

Almost Funded! Thanks & Try Again!

Prior Listing: 5 mo-job loss debt-new job relocate
ALMOST FUNDED!? 93%!? THANK YOU SO MUCH TO ALL THE PROSPER LENDERS THAT BID ON MY LOAN.? I BELIEVE THAT A PERSON SHOULD NEVER GIVE UP. IF AT FIRST I DON'T SUCCEED, I WILL TRY & TRY AGAIN!

Purpose of loan:Pay off CC debt from 5-mo unemployment & currently maintaining 2 households until IL home sells. I have the ability to repay this loan & I'm a great investment.? Would like to consolidate revolving CC debt & rebuild savings. Thank you again for your support.
My financial situation: Great income from current job (20% increase from job I was laid off from) & monthly trust income.? Laid off 11/09; relocated to NV for job 3/10. Still own home in IL; added 2nd home exp. due to relocation. New employer will pay $10k for move when home sells, but responsible for expenses thus far. Increased debt due to move, deposits, 5-mos COBRA payments, increased cost of living. Used $50k+ in savings to pay for grad school; received MBA (best investment I ever made!). Hence reason savings low when laid off. Former employer didn?t pay '08 bonus (1/09); laid off less than 2 mos before '09 bonus paid; met '09 goals prior to lay-off.

Monthly net income: $ 11,200.00
Monthly expenses:? 2 households~IL & NV $9,701
Breakdown:
IL=$3,119(Mortgage/Ins=$2,066; Prop. Taxes=$613; Utilities/trash/H2O=$180; Yard=$200)
NV=$6,582 = Furnished Rental=$2,200; Utilities=$300; Internet/Cable/Cell=$216; Car Ins=$202; Car Notes=$1,064; Food/Enter=$800; Misc=$300; CC (mine/wife?s)=$1,500

My personal loan for my business

Purpose of loan:
This loan will be used to purchase rental property

My financial situation:
I am a good candidate for this loan because this property will more than pay for itself.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off credit cards acquired in purchasing and repairing rental property.

My financial situation:
I am a good candidate for this loan because I make a point to pay back what I borrow. I have no delinquent accounts. My goal is to reduce all credit card balances and loans to zero.

Monthly net income: $ 5625

Monthly expenses: $
??Housing: $ 1051
??Insurance: $ 94
??Car expenses: $ 293
??Utilities: $ 300
??Phone, cable, internet: $ 300
??Food, entertainment: $ 250
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 550
??Other expenses: $

Purchasing a Car

Purpose of loan:
This loan will be used to purchase?a new car. ??
My financial situation:
I am a good candidate for this loan because?I'm a recent graduate form UNF with a Bachelors in Construction Management.?And I'm in desperate need?of??another car to help get around and?to work on time. Iam a trust worthy person that fullfills all the obligation I ve ever owe. I work full time and is currently looking for a career as I enter the work force out of college. Having a reliable car is the first step to having some kind of financial stability and not to mention getting to work on time. Not having a well estblished credit is hurting me but is doing every possible thing to build a good one.
Monthly net income: $ 1400

Monthly expenses: $
??Housing: $ 600/total amount of rent/have a roomate.
??Insurance: $ 120
??Car expenses: $0
??Utilities: $ 85/split
??Phone, cable, internet: $ 91/split
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $ 0

Paying off some medical bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

making $2000 more every month

Purpose of loan:
This loan will be used to fix flooded basement
My financial situation:
Recently promoted - making $2000 extra every month. Have no credit card, car or other loans - you can see it in my record.
Need money ASAP to fix flooded basement. Improved my credit score by 75 points just last month.
Feel free to ask any questions.

Monthly net income: $4150

Monthly expenses: $1950
??Housing: $1110
??Insurance: $35
??Car expenses: $75
??Utilities: $50
??Phone, cable, internet: $65?
??Food, entertainment: $350
??Clothing, household expenses $175
??Credit cards and other loans: $0
??Other expenses: $100

Monthly net income: $4150

Monthly expenses: $1950
??Housing: $1110
??Insurance: $35
??Car expenses: $75
??Utilities: $50
??Phone, cable, internet: $65?
??Food, entertainment: $350
??Clothing, household expenses $175
??Credit cards and other loans: $0
??Other expenses: $100

working capital for business

Purpose of loan:
This loan will be used to? place new signage for business, that will attract plenty new customers

My financial situation:
I am a good candidate for this loan because?
I have a solid credit file that has existed for plenty of years.? I have a solid business in place and just want to attract new customers
without using my credit cards.

Monthly net income: $
3800
Monthly expenses: $
??Housing: $ 600
??Insurance: $ 145
??Car expenses: $ 100
??Utilities: $300
??Phone, cable, internet: $ 85
??Food, entertainment: $100
??Clothing, household expenses $200
??Credit cards and other loans: $ 75
??Other expenses: $

Paying off personal loans

Purpose of loan:
This loan will be used to pay off existing credit card debt of 1200.00 and also to satisfy a personal loan from my parents.??The revolving credit balance does not reflect my personal credit debt. I?am listed on two of my mothers credit cards. I did this in?an effort to help rebuild my credit.? The personal loan from my parents was used for the closing cost when I ?purchased of my home.

My financial situation:
I am a good candidate for this loan because I have worked really hard over the last few years to rebuild my credit, deliquency is not an option. I will have this loan paid off much sooner than the 3yr allowed.

Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 993
??Insurance: $ 97
??Car expenses: $ 0
??Utilities: $ 170
??Phone, cable, internet: $ 47
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 50
??Other expenses: $