700+ Credit, Ebay Business Loan

Purpose of loan: I need a loan to buy product to resale on Ebay. I have already researched the product. My order is for $900 and I will make $1,300 profit on the order. It is a very small niche with orders everyday. I calculated based on average sellers I should be able to sell my full order in two-four weeks then I can rebuy more product again and pay this loan
My financial situation: I am making $400+ a week from my job where I am self employed at, but it is guaranteed. I have a credit around 700, but maybe a little lower because I maxed out a best buy card for my brother. He pays me back at $100 to pay it off asap. I have only had one late payment in my live and I have very low cost of living because I have a roommate. I will be able to pay this back guaranteed.
Monthly net income: $ 1600
Monthly expenses: $746
Rent-$300
Gas-$50
Food-$125
Phone-$43
Insurance-$58
Internet-$29.95
Utilities-$110
Misc-$30

I will pay this loan guaranteed. I hope after viewing everything you think so. This is my opportunity to make some extra money for you and myself. Thanks for looking :)

My personal loan for my business

Purpose of loan:
This loan will be used to pay off my business debt.? Last year, as part of my company's sale, I was given a loan to pay off the remainder of the old business's debt, but the loan repayment was to come from the profits from the first year after my company's sale.? Unfortunately, the acquirers decided to take the business in a "new direction" that would ensure zero profitability in the first year -- and that instead I would owe them (as guarantor on the loan) for working for them!

Needless to say. I am rather unhappy in my job with this prospect hanging over me.? However, with this loan, I can pay off the balance to the owners early and end my "indentured servitude" -- i.e., then I can actually begin to look for another job without fear of losing my current job and suddenly having to pay off this debt!? I'd rather stay where I am and get the company that I founded and nurtured for over 6 years back on track, but I can't begin that process until owe nothing to the owners and all that remains is my own value as founder of the company.

My financial situation:
I am a good candidate for this loan because I have a proven record paying off Prosper loans. I paid off the first loan over a year early, and my second loan is being paid off consistently. Given my current income and low expenses, I am able to comfortably pay back this loan. If I get this loan, I will be closing down the business credit cards attached to my credit rating immediately, and I will then only have two personal credit cards in use.

Monthly net income: $6,000 (includes monthly debt repayment funds from company and paychecks after taxes)

Monthly expenses: $5,430
??Housing: $2,100
??Insurance: $300 (50% paid by job)
??Car expenses: $ 0
??Utilities: $100 (electric)
??Phone: $0 (paid for by job)
? Internet/Cable: $30 (i don't have a TV plan, just use the Internet)
??Food, entertainment: $900 (this is estimating on the high end)
??Clothing, household expenses $300 (estimating on the high end)
??Credit cards and other loans: $1200 (i could pay more on these if I weren't trying to settle this debt first!)
??Other expenses: $500 (planned savings account monthly contribution)

This means I will have roughly $500/month left over to pay on this Prosper loan, and the estimated monthly payment on my request is only $300/month. I will at least pay the minimum each month (as I have on my current loan), and if I can pay it off more quickly, I will.

Paying dental bill/payday loans

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Continuing Education

Purpose of loan: The purpose of this loan is to get my yoga teacher certification and then start a home based fitness training business. I have many of the certifications necessary, but want to make the leap to training full time and would like to complete my yoga teacher training to compliment my other modalities.
This loan will be used to?Pay for a comprehensive and internationally recognized yoga teacher training.

My financial situation:I have fair credit that I mucked up in my twenties (I was a professional ballerina and I got injured and couldn't dance/work for a long time, so as a result had to live on credit for too long) that was almost 8 years ago, but since have worked hard to successfully rid myself of any debt and my income to debt ratio is such that I will be able to handle the loan payments easily (just having a difficult time getting bank approval because of low credit score) I am currently contesting the listed delinquency on my credit report. (Sprint - cellphone that I cancelled) I am working hard to restore and rebuild my credit score and have no desire to get back into debt now that I am free and clear.
I am a good candidate for this loan because? I have the ability to repay it quickly, I have very little debt, and I have the ability to use the training to forward my career as I already have some studios I can teach at once I get my certification. I have taught at various studios in and around NYC with a fully booked roster of clients, and I already have several clients willing to follow me into my own venture. I am not planning on leaving my current job until I can make more than what I currently make, which as is, is sufficient to repay this loan amount. My monthly expenses are low and my income is more than enough to make loan payments and still put some of my own money into building a business that will allow me to teach full time again.

Monthly net income: $ $2500

Monthly expenses: $
??Housing: $600
??Insurance: $0
??Car expenses: $0
??Utilities: $25
??Phone, cable, internet: $100
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $75
??Other expenses: $

Paying off Credit Cards

Purpose of loan:
This loan will be used to consolidation revolving credit line debt

My financial situation:
I am a good candidate for this loan because I always pay on time, usually early.? A homeowner looking to remove revolving lines of credit.

Monthly net income: $ 6,300

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 80
??Car expenses: $ 300
??Utilities: $ 225
??Phone, cable, internet: $ 170
??Food, entertainment: $ 400
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 2400
??Other expenses: $

paying off some small bills

Purpose of loan:
This loan will be used to?to pay off some small bills I can pay this amount because it is lower than pay day loan?

My financial situation:
I am a good candidate for this loan because I have a good stable job, just need a little help my mom just passed away?

Monthly net income: $ 2020

Monthly expenses: $ 500 my spouse paids the other billsu
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

dvdnow kiosk investment

Purpose of loan:
This loan will be used to? invest in a dvdnow kiosk machine with my partner

My financial situation:
I am a good candidate for this loan because? my credit score and history prove my reliability in fulfilling my financial obligations.

Monthly net income: $ 3600-4000??

Monthly expenses: $
??Housing: $ 870
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 300
??Phone, cable, internet: $?200
??Food, entertainment: $ 150
??Clothing, household expenses $?currently minimal
??Credit cards and other loans: $ 200
??Other expenses: $0

Debt Consolidation

Purpose of loan: This loan will be used to pay off all my credit card debt and my IRS debt.? I would like to get a fresh start and have just one monthly payment on all my credit card debt.

My financial situation: I have very good credit and pay all my bills on time.? I have worked extremely hard to bring my credit into good standing and will continue to keep it in good standing.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1600
??Insurance: $?
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $

Remodeling home

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Cross Country Relocation

Purpose of loan:
This loan will be used to relocate myself and my family from Western NY to Southern California. I have received a job offer that will push me up into IT management at a prestigious private art institute and increase my annual salary by approximately $15,000 per year.

My financial situation:
I am a good candidate for this loan because I have been authorized for up to $8,000 in relocation expenses to be reimbursed to me upon providing receipts. The relocation will cost much more than that, and I plan on investing a good deal of my own money, but can not afford the entire relocation on my own up front.
I plan on repaying this loan quickly as I will be reimbursed for all expenses up to $8000. I will be using it for the cost of flights, transporting my belongings, and upfront costs for new living arrangements.

Approximate monthly income at new position to start: $7000 increasing to $7300 July 1, 2011

Monthly expenses:
??Housing: $800
??Insurance: $200
??Car expenses: $250
??Utilities: $300
??Phone, cable, internet: $120
??Food, entertainment: $450
??Clothing, household expenses $100
??Credit cards and other loans: $800

pay off bills

Purpose of loan:
This loan will be used to?
pay off bills
My financial situation:
I am a good candidate for this loan because?
I Have A Loans With Prosper Now And almost finish paying it off
Monthly net income: $
1900.00
Monthly expenses: $
??Housing: $ 350.00
??Insurance: $ 0
??Car expenses: $?none
??Utilities: $ 35.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 679.00
??Other expenses: $ 0

auto

Purpose of loan:
This loan will be used to?
fix car
My financial situation:
I am a good candidate for this loan because?
i have no outstanding bills
Monthly net income: $ 2300.00

Monthly expenses: $
??Housing: $ 1076.00
??Insurance: $ 153.00
??Car expenses: $ 200.00
??Utilities: $?160.00
??Phone, cable, internet: $ 34.00
??Food, entertainment: $ 120.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Pay off Credit Cards

Purpose of loan:
This loan will be used to pay off two credit cards (Chase & Capital One), I have a strong work history and my credit score is currently at 765

My financial situation:
I am a good candidate for this loan because I make my payments on time every month

Monthly net income: $
$6,000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Loan for IVF

Purpose of loan:
This loan will be used to pay for IVF treatment so my wife and I can have a child.

My financial situation:
I am a good candidate for this loan because I pay my bills and have steady income.

Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 1654
??Insurance: $ 190
??Car expenses: $ 250
??Utilities: $?150
??Phone, cable, internet: $ 200

Business revenue at it's best.

Purpose of loan:
This loan will be used to? help me build my business up. I have been business oriented for a while now and my family encouraged me to open my shop. I?own an 800 ft store?now and this loan would be a great help in helping me finish my new start up.

My financial situation:
I am a good candidate for this loan because? I am extremely hardworking, have great credit great business ethics. I know making payments would not be an issue for me at all since I plan to put all my energy into my business venture to make it a huge success. I already have a lot of clientele who have patronised my products before without me owning a store in the past. And are always loyal. I also have a supportive fiancee who works as a flight attendant and part time teller for a well known bank. She will always support me.

Monthly net income: $ For just me, my average income is normally 25,000-40,000. But I also?live with my fiancee also who works?two jobs so we have some additional income.

Monthly expenses: $
??Housing: $ 425.00
??Insurance: $ 28.99
??Car expenses: $ 0
??Utilities: $ 100.00
??Phone, cable, internet: $ 29.99
??Food, entertainment: $ 100.00
??Clothing, household expenses $ varies
??Credit cards and other loans: $?70.00/mnth
??Other expenses: $ 0

Pregnant and need a new foundation

We my first attempt at this was lost..and gosh it sounded perfect! So I will be short and sweet...if that is possible.

My husband and I have one kid and one on the way.

I'm a psychologist and have a steady income and provide health benefits for our family. My husband founded (1999) and currently owns a science company for kids. We do hands on science, e.g. blow things up, and have a rescue facility for lie reptiles and amphibians. We do summer camps, before school, after school, classroom visits, assemblies, birthday parties etc. We are a mobile science classroom. We have about 20 full time staff during the school year and 50 in the summer. We gross about $800,000 a year but tend not to show any profit due to extensive write offs!

We bought a 4 unit building in 2006 (stated income of course), it also has 2 garages and a 5th illegal in law apt. Each unit is 2 bedrooms. We live in one, we rent two and my parents live in the 4th...they also provide our child care.

Our plan is two fold...one we need more space..or actually I need more space the thought of 2 kids in 900 sq ft is enough to make me run!!! We will be connecting our unit with the illegal unit downstairs and redoing 1/2 of our foundation in the process. We have pieced money together from family members and a few small loans to do this remodel but have fell a bit short.

Two, we would also like to start a family day care center out of our home for the next two years. We ultimately want to start our own preschool but feel this is the best first step. If we started a home day care, this would generate extra income without much overhead, our own kid could attend and we would not have to figure out how to get him to school, it is easier to start and permits easier to get. After two years we would have enough buzz and our debts paid that we could move our daycare into a real facility and make it a proper preschool.

We have no doubt that paying back a loan would not be a problem...we make enough money and are not people who leave other people hanging. It is also likely that we will refinance and be able to pay back the loan in full sooner than later.

This is the first time I have ever used this site.I want you to to know that we would be forever grateful and that this money would be used for good not evil! Plus I am huge and you will get lots of brownie points for helping a pregnant lady get a new foundation :)

Cheers & Thanks-
You Rock!

Seeking second loan from prosper

Purpose of loanThis loan will be used to bridge a cash crunch due to unexpected taxes with my S corporation.


My financial situation: I do not have living expenses ( food, rent, etc.) as these are paid for through a family trust. I am a good candidate for this loan because I paid my last loan to prosper off after 36 months without a hitch. I have a perfect payment record for every single account I have. I am fanatical about never being late for any reason. My credit score is being affected by Bank of America due to an error and should be 100+ points higher. I have never missed a payment on any account in over 10 years. I am taking a chance on this high interest and hoping to be bid down by a good percentage.

Better than Before

Purpose of loan:
This loan will be used to? refinance some debt and continue to build my small business

My financial situation:
I am a good candidate for this loan because??
I have paid off a higher loan already making less money than I do now
Monthly net income: $
7200
Monthly expenses: $
??Housing: $ 1250
??Insurance: $ 200
??Car expenses: $ 150
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $300
??Credit cards and other loans: $ 1300 Other expenses: $

Paying for uncovered medical bills

Purpose of loan:
This loan will be used to? pay uncovered medical expenses for recent knee surgery

My financial situation:
I am a good candidate for this loan because?? I had a recent loan that was paid off early, on my previous listing I understated my net income.
Monthly net income: $ 2660

Monthly expenses: $
??Housing: $ 590
??Insurance: $ 70
??Car expenses: $ 350
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 75
??Other expenses: $

Personal Business Loan

Purpose of loan:
This loan will be used to? Facilitate inventory purchase and working capital for my new Deli/Pizzeria/Grocery.

My financial situation:
I am a good candidate for this loan because? I am a responsible person and know how to use credit by spending within my means.

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 100.00 (own joint property with my wife)
??Insurance: $ 100.00
??Car expenses: $ 200.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 700.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ 200.00

Debt Consolidation

Purpose of loan:
This loan will be used to pay off home improvements my wife and I have made to our home, purchased two years ago.?

My financial situation: Very good, I am just seeking a lower interest rate and to consolidate debt.
I am a good candidate for this loan because my husband and I are making our final payment in September on a Prosper loan we took out three years ago to help us purchase our home. I love Prosper and its lenders and we very much like the single monthly payment that comes out of our account. I have opened my own account now here on Prosper to do my part and try to get a loan funded, to put less burden on my husband's credit, as the home improvement debt is all on him. I am meticulous with our monthly budget and have detailed spreadsheets. As you can see from my Experian credit score, I have good credit and make sure all household bills are paid on time each month. (The delinquencies listed were from almost a decade ago when I was out of work for one year. They are very old delinquencies, all since paid off, and do not affect my current credit score.)?

Monthly net income: $7,000 (from me and my husband, combined)

Monthly expenses: $6715?
??Housing: $3265 (this will soon be lower, we are refinancing)?
??Insurance: $included in housing expense?
??Car expenses: $800 (two cars plus insurance)?
??Utilities: $200?
??Phone, cable, internet: $200?
??Food, entertainment: $150?
??Clothing, household expenses $100?
??Credit cards and other loans: $800 (this is what I wish to consolidate into a lower monthly payment)?
??Other expenses: $1,200 (pet care, savings, helping elderly parents with medicine bills as needed)

debt consolidation to elim cr lines

Purpose of loan:
This loan will be used to?
to consolidate outstanding balances to facilitate closing some accounts and focus payments in one place.
My financial situation:
I am a good candidate for this loan because?after a divorce(I have no legal payments/alimony factor) my debt was twice this and I have;
?1)paid it down to this level,with creditors dropping limits the whole way like most people.
2)Purchased a house and reduced principal by 10,000 in first year.
3)never missed any debt payment and always closed loans early by at least 25% of time factor.
4) Rebuilt assets via retirement accounts ($30,000)?

Monthly net income: $
3800$
Monthly expenses: $?

??Housing: $884
??Insurance: $ 150
??Car expenses: $ 150
??Utilities: $ 200-350
??Phone, cable, internet: $ 180.00
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1150
??Other expenses: $ 200

Consolidating to Save

Purpose of loan:
This loan will be used to? pay off 2 credit cards and finish a home repair project that will increase the appraisal amount of my home.

My financial situation:
I am a good candidate for this loan because? I have been employed at the same?job for 9 years, expecting a pay increase and will be able to pay this loan off in less than the required time.? Income is listed but does not include spouses income of 3000.00 net monthly that goes to bills also.? The loan will allow me to pay off 2 cards and put those payments towards a card that will still have a large balance.? I will also be replacing a 30 year old hot water heater and finishing a laundry room.?? After the first of the year I will be able to make a significant payment on the visa balance.? I made a large payment a year or so ago and when I did, Bank of America lowered the limit the same amount as the payment without explanation.? I had never missed a payment with them.? Before the limit was lowered and our "used credit" number shot up our credit score was sitting at 790.?? I have had a couple of late payments with citi but have never missed a payment on anything or defaulted on any loan.?

Monthly net income: $ 2450.00

Monthly expenses: $
??Housing: $ 850.00
??Insurance: $ 45.00
??Car expenses: $?600
??Utilities: $?250
??Phone, cable, internet: $ 65
??Food, entertainment: $?300
??Clothing, household expenses $?60
??Credit cards and other loans: $700?
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to help pay my parents back for helping with our closing costs on our new home!

My financial situation:
I am a good candidate for this loan because I pay consistently. I own mulitple homes and have never once made a late payment. Whatever I set up to have automatically drafted always gets paid. I am a firm believer in honesty and integrity and follow through. I have a $35,000 Money Market account with Regions that can be used if in an emergency.But I'd like to not touch that if possible.

Monthly net income: $ 5350 from salary and rental income

Monthly expenses:?based on?average from last 12 months
??Housing: $ 1900
??Insurance: $ 160
??Car expenses: $?150
??Utilities: $ 250
??Phone, cable, internet: $?80
??Food, entertainment: $ 80
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 150
??Other expenses: $ 150 (doctor,pharmacueticals, hair, etc.)

7character

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need to finish up home improvement

Purpose of loan:
This loan will be used to finish our home improvement project which included my basement.

My financial situation:
I am a good candidate for this loan because I always repay my debts and am slightly short of being able to finish my remodeling and basement.

Monthly net income: $22,000

Monthly expenses: $8,200
??Housing: $2,450
??Insurance: $450
??Car expenses: $960
??Utilities: $240
??Phone, cable, internet: $242
??Food, entertainment: $2,200
??Clothing, household expenses $400
??Credit cards and other loans: $200
??Other expenses: $1,058

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my unsecured credit cards.

My financial situation:
I am a good candidate for this loan because I have a stable job and have never been late on my payments for all the credit companies.

Monthly net income: $ 60,000

Monthly expenses: $
??Housing: $ 1,225.00
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 700
??Other expenses: $

Rental property purchase.

Purpose of loan:
This loan will be used to purchase a 3 bedroom 2 bath single family home, currently listed for sale at $36,500. I have a tenant already interested in a 2 year lease at $1,400.00 per month. Prices in the residential market have fallen so dramatically that this Bank owned short sale is extremely attractive as a rental property investment.

My financial situation:
I am a good candidate for this loan because of my stable job history and my ability to support my living expenses. There appears to? discrepancies in my credit file as to the number of credit lines open and the amount of credit outstanding. I am currently looking into the credit report. I also have a rental home on Nevis that I paid cash for and currently rent for $700.00 per month. Including my job pay of $2,300.00 my total income per month is $3,000.00

Monthly net income: $ 2300.00

Monthly expenses: $
??Housing: $ 1442.00
??Insurance: $
??Car expenses: $ 347.00
??Utilities: $ 80.00
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $

Getting back to school

Purpose of loan:
This loan will be used to?pay back my tuition so that I can continue to go school using the GI BILL from the?Army?

My financial situation:
I am a good candidate for this loan because as soon as I can transfer my transcripts I will begin recieving $1,600 a month from the GI BILL for housing and my bills are less than $1,000 dollars. Plus what I will make from job.
Monthly net income: $
1600-1900
Monthly expenses: $
??Housing: $ 700
??Insurance: $?22
??Car expenses: $?60
??Utilities: $?55
??Phone, cable, internet: $?80
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidating Debt!! Lower Rates!

Hello Everyone!

I would first like to Thank all 105 of you who placed bids on my last listing that unfortunately only made it to 90% funded before it expired.

In light of that listing, there were some questions that came up that I would like to further clarify.

On my Credit Profile, you?ll notice the ?Now Delinquent? is 2 and the ?Amount Delinquent? is $35,119. The 2 delinquent accounts are my 1st and 2nd mortgage. We were on a 5 year ARM loan and when it came time to refinance, the payments were outrageous. So we HAVE been on a payment plan with both lenders and have made every payment on time with the guidelines that the lenders set up. And we will remain on this until our accounts are revised under President Obama?s Making Home Affordable Plan. As a result, until this is completed, the $35,119 is going to show as delinquent, but will be absorbed once our new financing is in place.

Regarding our other credit lines, this loan will consolidate all of them and have everything in one single payment and be saving us about $700 per month in payments, which is a huge difference and will allow us to ?snowball? the savings in payments back into paying off this new Prosper loan.

And lastly, Please look at my current Prosper loan (which will also be paid off with the New Prosper loan). It was for $5,000 and the balance is now down to $1,100.07 and I have never been late!

So to sum everything up, the main problem on my debt is a result of my mortgages, not my revolving credit lines. Both my wife and I are VP and above Executives for the companies we work for and have enough cash flow to be considered a solid investment. After our BK in 2002, we?ve made every attempt to get back in line and have paid off several debts along the way.

If you have any other questions, please ask me. I have nothing to hide and want you to be confident that your investment is going to a solid borrower.

Thank You

Purpose of loan:
This loan will be used to consolidate higher interest rates on other credit cards and revolving accounts.

Monthly net income: $ 12,500 (That includes my spouses income - She's at $85K Base + Commissions)

Monthly expenses:
Housing: $ 1710.00
Insurance: $ 585.00
Car expenses: $ 1092.00
Utilities: $ 110.00
Phone, cable, internet: $ 490.00 (Includes Cell Phones)
Food, entertainment: $ 800.00
Clothing, household expenses $ 350.00
Credit cards and other loans: $ 1165.00 (This amount includes the HIGH INTEREST RATE cards that I'm trying to consolidate)
Other expenses: $ 200.00

Relocating Expenses

Purpose of loan:
Relocating from Florida to New York.

My financial situation:
I am a good candidate for this loan because I have worked throughout college and graduate school, I have never been without a?job, and my degree forecasts that I will double my income within the next year. In addition, I will be receiving a settlement within the next few weeks that will allow me to pay off the loan in full.

Monthly net income: $
$2350.00
Monthly expenses: $
??Housing: $ 800.00
??Insurance:?N/A, a benefit provided by my employer?
??Car expenses: $ N/A,?I do not have a car note
??Utilities: $?65.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 80.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ N/A

Continuing to Pay Down Debt

Purpose of loan:
This loan will be used to continue to pay down debt, a process that was started with our first Prosper loan, which we recently paid off in a successful fashion.

My financial situation:
I am a good candidate for this loan because I recently completed payment on our first Prosper Loan, a $10,000 transaction that we paid on time, as promised... never late. Our monthly payment was $420.00, which is larger than the amount we would pay on our current listing should it be funded. As a result, investors can be confident we have the proposed monthly payment factored into our expenses, and, if we are funded, will continue to meet all our Prosper financial obligations via electronic debits, on time, as promised. Admittedly, our credit score is not perfect, but that was the result of problems we experienced prior to joining Prosper three years ago. Since then, our score has slowly but surely risen, and we'd like to see that trend continue -- something we feel we can accomplish through the frugal use of another Prosper loan.

Monthly net income: $ 8,600

Monthly expenses: $
??Housing: $4000.00
??Insurance: $450.00
??Car expenses: $245.00
??Utilities: $120.00
??Phone, cable, internet: $200.00
??Food, entertainment: $150.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $900.00 (this includes budgeting for our Prosper loan)
??Other expenses: $100.00

Working Capital For REO Expenses

Purpose of loan:

To cover upfront costs for securing & maintaining a larger inventory of bank owned properties. I have recently started handling many REO properties (7 this month alone) on behalf of an Asset Management Co. The asset Companies require: Securing the properties (Rekey), inspections of certain main systems (HVAC, Septic,Termite, Etc), turning on the utilities for the properties & covering monthly utility costs, and in many cases financially helping occupants to relocate. All of these costs are paid for upfront by me and reimbursed typically in a 60-90 day period. Recently, I have been handed 7 new properties in a month and need some more working capital to handle the properties expenses. Expenses are reimbursed its just the delay in reimbursements that's causing the capital shortfall.

My financial situation:
I have been earning a steady income but not enough to cover the large increase in upfront costs that are required with the increase in business. Income potential is really high given that REO (Bank owned) properties have been selling and most of the expenses related to these properties are reimbursed. I have been closing more and more of these properties and as I have more I will close more.
Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 200
??Car expenses: $ 150
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 0
??Other expenses: $ 200

Buying a motorcycle

Purpose of loan:
This loan will be used to purchase a motorcycle ?

My financial situation:
I am a good candidate for this loan because I will be able to pay off the loan every month on time and I have inproved my credit over the last several years.?

Monthly net income: $ 53000

Monthly expenses: $
??Housing: $ 1900????
??Insurance: $ 150
??Car expenses: $60
??Utilities: $ 0
??Phone, cable, internet: $0?
??Food, entertainment: $ 150????
??Clothing, household expenses $100
??Credit cards and other loans: $ 250
??Other expenses: $ 100

Consolidate Debt and Dental Bills

Purpose of loan:
This loan will be used to? pay off some credit card bills and?dental expenses that have accumulated this past year.? Rather than have the bills scatter among different companies, I would like to consolidate it all and pay it off under one monthly payment.

My financial situation:
I am a good candidate for this loan because? I keep my credit ratings up and always pay my loans back.? I've never defaulted on a loan and have always met my obligations.? I am currently working and have been employed at the same company for the past three years.

Monthly net income: $ 1840.00

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 0
??Car expenses: $?
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400.00 (looking to?pay these off with the Prosper loan, so this amount I am currently paying on credit cards will be going towards the monthly loan payment)
??Other expenses: $ 740.00

Paying off my loans & credit cards

Purpose of loan:
This loan will be used to pay?off 2 loans I have with high interest rates and one credit card with a high interest rate. I would?like to get this loan to have one monthly payment to the 3 items so my interest?payments are not so high. If I am able to get this loan, I will have $400 extra dollars a month to put towards my payment as well. I would greatly appreciate your funding.

My financial situation:
I am a good candidate for this loan because I have increased my credit score over 100 points since my last loan with Prosper. I have not had a late payment in over a year which is proven by my credit score increasing.

Monthly net income: $ 3,942

Monthly expenses: $ 3,930
??Housing: $ 700
??Insurance: $ 130
??Car expenses: $ 700
??Utilities: $ 350
??Phone, cable, internet: $ 150
??Food, entertainment: $ 750
??Clothing, household expenses $ 150
??Credit cards and other loans: $?800
??Other expenses: $ 200

Mini-Vacation/Auto Repairs

Purpose of loan:
This loan will be used to purchase new tires for my car, do some minor car repairs and take a mini-vacation to Houston, Texas to visit my son.

My financial situation:
I am a good candidate for this loan because I am rebuilding my credit after losing my job and having to start over.? All of my bills are current and I make my payments on time. I am presently a prosper member who has made all of my payments on time.

Monthly net income: $1,800.00

Monthly expenses: $1,300.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my loans

Purpose of loan:
This loan will be used to to fix my car?

My financial situation:
I am a good candidate for this loan because i have full time employment with no kids?

Monthly net income: $
4000
Monthly expenses: $
??Housing: $?600
??Insurance: $ 114
??Car expenses: $?3350
??Utilities: $ 60
??Phone, cable, internet: $120
??Food, entertainment: $ 100
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 120
??Other expenses: $0

Need my space back!

Purpose of loan:
This loan will be used to? purchase a RV for my mother-in-law to live in on our property.? She has been living with us for over two years, and my kids need their space again. My son sleeps in my room, and it is time for him to move out.? My mother-in-law has?very little?income and depends on us for support.? I am sure she would love to have her own space as well. I have been eyeballing a couple of listings on craigslist, and for sure do not want to spend more than I know I am capable of paying off.

My financial situation:
I am a good candidate for this loan because?I have been a past borrower and lender on Prosper.com.? My husband has been at his job for over 13 years, and I have been in my profession for about 20 years. Up until a few years ago, my husband and I had excellent credit with no delinquencies, no derogatory marks on our credit, and owned a small business. To make a long story short, our business partner screwed us, I was out of a job and we had to file for bankruptcy.Today I am back on my feet making decent money once again. I am slowly trying to build up my credit, but it hasn?t been easy.I realize how important credit scores can be, and we are on a mission to improve ours. As a past borrower and current lender, I hope that this loan will fund. I hope to pay it of sooner than later.

Monthly net income: $ 4400

Monthly expenses: $ 1515
??Housing: $ (Husband pays)Housing (2nd): $ 245
??Insurance: $ (Husband pays)
??Car expenses: $0.00 all vehicles are paid for with $0.00 balance
??Utilities: $ 180.
??Phone, cable, internet: $ 145
??Food, entertainment: $ 250
??Clothing, household expenses $ 80
??Credit cards and other loans: $ 30
??Other expenses: $ 120 (extended daycare)Business expenses: $455

Want to open my own business

Purpose of loan: I want to start my own business, my mother is retired and wants to move up by me. I want to be able to spend time with her in her aging years and I have been going to school for the last year and 1/2 to finish up my degree so I could open up my own business that I have been working on for years but never could do it because I had children and a finacial responsiblitlity to make sure they had what they needed in life. Both of my children are grown now, one is in the military and the other just got married so now is the time to build my dreams with my mother. I have been working hard on my financial plan as you can see by my progress up top. I have paid down and I'm still working hard on it. I know that with this money I can start up my business and get my mother up here so that she can have something that she loves to do as well as we could spend her aging years together.
My financial situation: I am a hard worker and have been all my life. Iam honest and Iam a giving person. I am dependable and very trust worthy. I take pride in my accomplishments as a woman,employee and as a mother. I know that this dream of mine can become reality, I have? the passion and the drive to make it happen I just need a little head start in the financial aspect to get it rolling..
Monthly net income: $ 4500

Monthly expenses: $
??Housing: $?800.00
??Insurance: $?90.00
??Car expenses: $?140.00
??Utilities: $?120.00
??Phone, cable, internet: $?120.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $?200.00
??Credit cards and other loans: $458.00
??Other expenses: $ 100.00

Please help! I've paid off $25K +!

Purpose of loan:

To consolidate as many?revolving balances together so I can to finally get the remainder of my debts paid off.?

My financial situation:

I am a good candidate for this loan because I make good money with a stable company and am an honest individual that is interested in paying off the monies that I owe. I am not willing to participate in any kind of settlement, I just need help consolidating my open debts and the banks will not help. I am current on all payments but wish to payoff this debt sooner before our family becomes any bigger.

Monthly net income: $ I make 3220.00 monthly, but also holiday, yearly bonus' and IRA contributions from employer????

Monthly expenses: $
??Housing: $ 1170.00 (spouse pays this)
??Insurance: $ 220.00????
??Car expenses: $ 50????
??Utilities: $?0
??Phone, cable, internet: $ 50.00
??Food, entertainment: $?0
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1300 (includes auto-only 5 payments remaining)
??Other expenses: $ 0

2nd Dry Clean location

Purpose of loan:
This loan will be used to open a second location for our Dry Cleaning business.? On April 23, 2006 I received my first prosper loan (listing #6888) to open a new Dry Cleaners.? Even with today's economical condition, we are doing really good.? The reason we have been successful is because we are a discount cleaners and everyone is looking to save money in today's world.? I have decided to expand our business and open a pickup store( No cleaning operation on the premise).? I have already found a good location and negotiated a favorable lease.? I will need some extra cash for the build-out process and that's why i have decided to create my second listing.? Feel free to email me any questions you might have in regards to this listing.

Thanks
Irfan