Would rather pay you, not the bank

Purpose of this loan:
Consolidate high interest credit card debt.

Benefits to you:
Reliable prospect - I have a steady job, decent paycheck, 7% raise just approved, additional contract income in negotiations. I have the means to repay this loan, and am in no way stretched thin.
Extra money for you
Fuzzy feeling that comes from helping a young adult get a jump on debt-free living

Benefits to me:
Greatly reduce APR on credit card debt, resulting in less money paid out over time
Lower interest rate will Increase the rate at which I am able to pay down debt
Ability to save more money for life's next big steps once credit card debt is eliminated

A little about me... I'm a stable woman, 30 years old with a master's degree and steady job at a research university. I have credit card debt lingering from more lean times when I was in school. Despite the high rates, I've never missed a payment, and have been whittling away at the total over time. Using mint.com, I've created a plan to pay down the debt without consolidation, but think the benefits of consolidating are definitely worth pursuing.
I bring home over $3,000 monthly, have a 7% raise approved to take effect at the beginning of the next fiscal year (Oct. 2010), and have negotiated contract employment at a rate of $35/hr, averaging 15 hours per week. Income is not a problem, and neither are expenses. My rent payment is $802/month, I have no car (thus no car payment or auto insurance premium), my transit pass is paid for pre-tax. Additionally, I have two veggie gardens and belong to a CSA (community supported agriculture, aka weekly veggie box) which I paid for in April. I preserve much of what I grow so I can enjoy it year-round.
This is all to say, I am smart with my money. Running up credit card debt was not smart, but I'm trying to move beyond that embarrassing stage and on to the next. I'm halfway there, living well within my means and steadily paying down debt, but I won't be entirely there until I'm able to free myself from the debt that's weighing me down. Please consider helping me reach that goal. I won't let you down.

My loan for debt consolidation

Purpose of loan:
This loan will be used to? Eliminate a high credit card rate and consolidate overall debt into 1 payment.

My financial situation:
I am a good candidate for this loan because?

Although my credit score is low and I do have a few delinquencies, I have been and will continue to work on becoming debt free. My delinquencies stem from a fight will a cell phone company, an outstanding loan with Citibank. I haven?t had any recent delinquencies and have made some positive strides in my credit. ? I make plenty of money now and most of my past issues are from my past where I wasn?t making as much money.??

I am a prosper lender and wanted to try the other side as well. Please loan with confidence as I intend to not only repay in full, but most likely repay early. Please feel free to ask any questions you need answered.

Monthly net income: $ 10,000 +

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

debt consolidation

Purpose of loan:
This loan will be used to?consolidate credit card payments and add a public dog park to my premium pet boarding facility.? There is no area in our community where people can bring their dogs off leash to play and run.? I currently am working as a nurse consultant, as well as running the pet boarding business but my boarding business has increased to the point where I am almost ready to do this full time. ??

My financial situation:
I am a good candidate for this loan because? The delinquencies on my credit report are over 5 years old.? I am current on all my payments and have been since my divorce.

Monthly net income: $ 4800.00 from nursing and $2500.00 from pet boarding

Pay off credit cards and loans

Purpose of loan: debt consolidation
This loan will be used to? pay off bills and credit accounts

My financial situation:
I am a good candidate for this loan because? I have worked very hard to clean up my credit and to be a good citizen. I also want a better life

Monthly net income: $3000.00

Monthly expenses: $
??Housing: $?725
??Insurance: $ 100
??Car expenses: $459
??Utilities: $?60
??Phone, cable, internet: $ 112
??Food, entertainment: $ 160
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 50
??Other expenses: $ 200

Motorcyle purchase for training

Purpose of loan:
This loan will be used to purchase a motorcycle for training purposes related to a specialty unit within my scope of employment.?

My financial situation:
I am a good candidate for this loan because I have no delinquent debt, I routinely make payments on or before due date, I am employed by the federal government in a position of stability, and I live within my income means.? I intend to pay off the loan early without penalty.

Buying A Home

Purpose of this loan:
The purpose of this loan is to help purchase a new home.

My financial situation:
I've already paid off One Prosper.com Loan early, now I just want to purchase a home, combine everything else, and get 2011 started off right!!

THANKS AGAIN & BLESSINGS TO ALL AND GOODWILLING!!!

Pay off medical and credit cards

Purpose of loan:
This loan will be used to?
To pay off medical bills and credit cards
My financial situation:
I am a good candidate for this loan because?
I have a steady income with an employer that I have been with for over 8 years.
Monthly net income: $
2000.00
Monthly expenses: $
??Housing: $ 350.00????
??Insurance: $ 135.00
??Car expenses: $ 450.00 (Only 5 payments left)
??Utilities: $ included in rent
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 350.00
??Other expenses: $

Creating a Cushion

I am requesting this loan to create a cushion for my financial situation. I currently make enough money to cover my mortgage, support my family, and make monthly contributions to an IRA. My family and I live a comfortable life, but the stress of living paycheck to paycheck is an issue this loan will fix immediately. This money would provide the cushion I need to allow my money to make money, save money on debt interest, and keep enough money in the bank to ease the worry of any possible extraordinary expenses such as the needs of my two boys (Calib and Cullen), car repair, etc. A portion of this money, approximately $900, will be used to pay my car insurance for the rest of the term, and free nearly $300 a month of my own money. The next $1,000 will be used to eliminate two medical bills and a credit card balance, currently paid in monthly, installments. I will invest $500 into my IRA and the remaining balance will stay in the bank to provide the cushion I desire.

My credit score is a result of poor decisions made by an immature and inexperienced version of the man I am today. I am a different person now with my two boys creating all the motivation I need to continue to improve my life. The tax lien on my report is from 2004, noted as satisfied, and ended with the government sending me a check with interest, but never removing the claim. My short tenure with my current employer comes after deciding to leave the company I had been with for the previous six and a half years in an effort to further my career. I began as an assistant manager in January 2009 and took over my location in September of the same year. The company is franchising now, and revenues are increasing over last year. The growth potential is real, and I am focused on succeeding. I own my home, and my student loans are deferred until 2014.

Thank you for taking the time to consider my request and situation.

Proven solid payment history

Purpose of loan:
This loan will be used to pay off a Discover Credit Card with a rate of 26.99 percent.? All my other cards have rates of 14.99 or lower!? They refused to bring their rate inline with my other debtors.

My financial situation:
I am a good candidate for this loan because my payment history is solid.? I have a credit score of 705 upon my last check.? This is old debt that I am paying off over time, we have reduced from 37k total CC debt to 28k now.

Monthly net income: just over 4500 for myself... and 600 for my wife

Monthly expenses: $
??Housing: $ 1003.00
??Insurance: $ included in home, car is?40 a month
??Car expenses: $ 175
??Utilities: $ 425
??Phone, cable, internet: $ 125
??Food, entertainment: $ 650
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 820
??Other expenses: $ 150

Tuition Fee for college

Purpose of loan:
This loan will be used to fulfill the last amount of my college tuition for this semester

My financial situation:
I am a good candidate for this loan because I do have a stable job and I do plan to pay off the loan relatively quickly.

Monthly net income: ~$400

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 745
??Car expenses: $40 in gas every week
??Utilities: $ 400
??Phone, cable, internet: $ 120
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $150
??Other expenses: $

Second loan with prosper

The first thing I would like to address is mycredit profile. ?It shows us as having 5 delinquent accounts in the amount of $8,972.? This is incorrect. We have not had any delinquent accounts? since we had to file for bankruptcy back in 2004.? Our bankruptcy was caused because of a major medical procedure and inadequate medical insurance.

Purpose of loan: For running capital and new Christmas inventory.??


I am a good candidate for this loan because??
As it stands it is very hard to make ends meet in this economy.?? However in 2009, CVR Jewelers? made a profit of $21,813.? This year is looking like it is heading in the same direction.??
This is our second loan with Prosper. We have not had a late or missed payment and the loan was completed a few months ago.??
Monthly Personal income is $6,417.? This is a combined income for my wife and I.? My monthly income is $3,208. and my wife is the same $3,208.??

Monthly expenses: $4,315?
??Housing: $1528
??Insurance: $ 457
??Car expenses: $200
??Utilities: $?214
??Phone, cable, internet: $214
??Food, entertainment: $?850
??Clothing, household expenses $ 100
??Credit cards and other loans: $ two auto loans $$552
??Other expenses: $ 200

college supplies

Purpose of loan:
The purpose of this loan is to get the?computer and final college supplies for girlfriend daughter college. Thanks to previous bidders on my last listing but did not get the 3000 funded. We paid the tuition therefore I have reduced loan amoun to 1500. I will like to give more information on the student. She only had to pay 1500 since 98% of her tuition was funded via scholarships. She will attend private college to get pre-vet courses completed then transfer to Virginia Tech to complete VET school. Her ultimate goal is to be VET and specialize in horses. I did not get funded because I am high risk based on?poor decision (main decision was divorce 9 yrs ago and keeping house- lots of equity to pay ex) in the past and now in process of mortgage modification and have already got into a program for credit recovery.?nk for the input. My payment is 954 which is with a debt consolidation which pays all bills. I am in process of loan modification which will make total loan payment (first/second/escrow) 2900 versus 3750 I am paying now. That is big reason for total debt behind). Other than that it is 450 for utilities (cell phone, electric, cable). .?Thanks again for individuals who bidded on last listing.
Monthly net income: $ 10948

Monthly expenses: $
??Housing: $ 3600?
??Insurance: $?70
??Car expenses: $ 200
??Utilities: $ 186
??Phone, cable, internet: $?205
??Food, entertainment: $?200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 833
??Other expenses: $ 200

FICO 767 2004 Chevy Suburban Z71

Purpose of loan:
This loan will be used to finance auto, 2004 Z71 Chevy Suburban with 44k miles, Kelly Blue Book shows value between $16500-$20,000, we are in a loan modifaction program where we have continued to make payments to Citi Mortgage but they are "placing them in escrow" until they convert it to a completed modifaction. Our credit report shows delinquent which is inaccurate.

My financial situation:
I am a good candidate for this loan because my FICO is still over 700 even showuing the late mortgage which isn't really late.That should make people aware that I pay all of my bills on time.?Anyway I plan on having this paid off in 9 months as I earn large commssions every couple of months.

Monthly net income: $
6500
Monthly expenses: $
??Housing: $ 1748
??Insurance: $ 135
??Car expenses: $ 200
??Utilities: $ 250
??Phone, cable, internet: $ 120
??Food, entertainment: $ 1000
??Clothing, household expenses $ 100
??Credit cards and other loans: $ pay off monthly
??Other expenses: $ 100

College

Purpose of loan:
This loan will be used to pay off higher credit cards that I used to help my daughter while she was in college.

My financial situation:
I am a good candidate for this loan because I have paid on these credit cards for 3 years and not missed a payment.? But I am not paying them off as quickly as I would like because of the high interest rate.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 550 ????
??Insurance: $ 200
??Car expenses: $ 100
??Utilities: $ 125
??Phone, cable, internet: $ 120
??Food, entertainment: $ 120
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 50
??Other expenses: $

My personal loan for my business

Purpose of loan:
This loan will be used to? repair some things for my business

My financial situation:
I am a good candidate for this loan because? I have very good credit and I will be able to pay this loan back.

Expanding product line

Purpose of loan:
Continue to stock shelves in our newly expnded vegetarian, ethnic and organic food store.
My financial situation:
I am a mature woman 60+ who has never failed to meet her obligations.? I have a loyal customer base and clients customers continue to seek us out for our unique products

Monthly net income: $

Monthly expenses: $
??Housing: $?550.00
??Insurance: $ 50.00
??Car expenses: $ 0.00
??Utilities: $ 200.00
??Phone, cable, internet: $?45.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $?75.00
??Credit cards and other loans: $ 200.00?
??Other expenses: $

Consolidation and Growth

Purpose of loan:
This loan will be used to consolidate some debt, esablish a good reputation with Prosper, and develop tools which will increase my income Growth


My financial situation:
I am a good candidate for this loan because? I HAVE NEVER HAD A DELINQUENCY, and my FICO is 733

Monthly HOUSEHOLD income: $ 93,000

Monthly Personal expenses: $ 1435
??Housing: $ 210
??Insurance: $ 250
??Car expenses: $ 80
??Utilities: $ 80
??Phone, cable, internet: $ 220
??Food, entertainment: $ 330
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 110
??Other expenses: $ 125

Debt consolidation

Purpose of loan:
This loan will be used to?pay off credit cards?

My financial situation:
I am a good candidate for this loan because?I have an excellent credit score and always able to make monthly payments.?

Monthly net income: $ 1,600

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Continuing Education

Purpose of loan:
Classes towards a Certified Employee Benefit Specialist designation/certification?

My financial situation:
Minimal debt/expenses, consistent related work history?

Monthly net income: $2600

Monthly expenses: $
??Housing: $ 765
??Insurance: $ 78
??Car expenses: $ 329
??Utilities: $ 44
??Phone, cable, internet: $ 200
??Food, entertainment: $ 120
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $

Help us get back on track PLEASE

Purpose of loan:
This loan will be used to help my finance get back to work. We need this money so that we can fix our current truck or get a new one. Once we are able to get this taken care of he can go back to work. He has been out of work all year applied at 100's of jobs and nothing has come through. He was a subcontractor for cable and was laid off, now that company wants him back.
My financial situation:
I am a good candidate for this loan because I have been paying all my bills on time, rebuilding my credit and barely getting by.?Once my finance goes back to work we will have an additional $2500-$3000 monthly income from his job. This will help?him get back on track to?pay his bills so he?doesn't?have to file bankruptcy, start saving for our wedding and not be worried on?a day to day basis.?We have asked family members to help but they simply do not have it in today's economy.?I did include this monthly payment below in my monthly expenses. Of course, once we get the truck, he goes back to work I will only pay $325 towards the rent, no utilites either since this would all be paid by him. Please help?us get back on track.?

I've tried everything I can think of by changing the monthly expenses to what they would be once he was working and no one was bidding. If I could I would have the interest rate on this at 50% (this site doesn't allow an interest rate that high) because I know once we got this loan we would be doing okay. Plus, we could start saving for our wedding after we took care of all the small debts we owed.

Monthly net income: $ 1750

Monthly expenses: $?1735
??Housing: $?800
??Insurance: $ 165
??Car expenses: $?300
??Utilities: $ 150
??Phone, cable, internet: $ 60
??Food, entertainment: $?50
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $?210
??Other expenses: $ 0.00

New Attorney - Paying off ccards

Purpose of loan:
This loan will be used to implement an aggressive debt repayment plan.? I am a new attorney who has accumulated signficiant credit card balances while in law school.? I intend to devote a sizable portion of my increased income to paying down debt quickly and renegotiating interest rates with the credit card companies.? By reducing my interest rates, I will be able to pay principal back even quicker and further eliminate my debt.

My financial situation:
I am a good candidate for this loan because I have a solid repayment record and I am used to living on signficiantly less income than I now have.? My wife and I live with my mother-in-law, so my expenses are low.

Monthly net income: $ 4500

Monthly expenses: $ 3730
??Housing: $ 0
??Insurance: $ 250
??Car expenses: $ 255
??Utilities: $ 0
??Phone, cable, internet: $?25
??Food, entertainment: $ 800
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2000
??Other expenses: $ 200

Paying credit cards and auto repair

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying Off Medical Bill

Purpose of loan:
This loan will be used?pay off a Medical Bill co-pay I ?have because my new health insurance requires a $1800 co-pay.

My financial situation:
I am a good candidate for this loan because through hard work and dilegence I have done the following this past year:? 1. Increased my credit score over 80 points? 2. Paid off my car loan which I now own free and clear? 3. Refinanced my mortgage from 9.5% to 5% fixed rate.I have never defaulted on any loan or credit card . I believe we all need to be very responsible when dealing with each other!

Monthly net income: $ 2800

Monthly expenses: $ 1925
??Housing: $ 700
??Insurance: $?100
??Car expenses: $ 100 gas & upkeep
??Utilities: $ 250
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350.

HoneyMoon

Purpose of loan:
I am set to be married on October 9, 2010. Even though the Wedding is already paid for but due to a surgical operation that I had earlier this year the money for the honeymoon had to be spent on medical bills. My fondest wish is to take my bride to be on the Honeymoon I know she deserves

My financial situation:
I am currently employed and many bills that I have are paid off.. Years ago I ran into problems because of a family member but much of that has been taken care of.

Monthly net income: $2040

Monthly expenses: $
??Housing: $ 950
??Insurance: $ 0.00
??Car expenses: $ 0.00
??Utilities: $ 62.00
??Phone, cable, internet: $ 115.00
??Food, entertainment: $ 160.00
??Clothing, household expenses $
??Credit cards and other loans: $ 52.00
??Other expenses: $

Paying off my Credit Card

Purpose of loan:
This loan will be used to pay off high interest credit card.

2nd Prosper Loan...Help Family

Purpose of loan:
This loan will be used to help a family member?get on their feet.
My financial situation:
I am a good candidate for this loan because this is my?2nd Prosper loan and the?1st loan was paid?on time. My credit score is now over 700+.?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

PAY OFF DEBT

Purpose of loan:
This loan will be used to? help pay off debt.

My financial situation:
I am a good candidate for this loan because?have reliable source of income for repayment.??Unexpected extreme hardships?caused me to accumulate debt, after being unemployed for three years. I've disputed the current delinquency and?have a remaining balance of? $400?for a medical bill, which is the public records. I?pay $100 monthly payment arrangement.? I want to get back on track and will re-pay this loan.? Please take a chance on me and help me out by funding this loan!??It's a good investment, with a great return!?

Monthly net income: $ 3000

Monthly expenses: $ 2075
??Housing: $ 456
??Insurance: $ 250
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 469
??Other expenses: $

Paying off our wedding

Purpose of loan:
This loan will be used to?
help?me pay for?my wedding,which is currently being paid for using high interest credit cards.?

My financial situation:
I am a good candidate for this loan because? my only other financial obligation is a car loan.? I'd like to start my married life with a solid financial goal, and consolidate debt into one easy payment.

Monthly net income: $

2850

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 80
??Car expenses: $ 233
??Utilities: $ 0
??Phone, cable, internet: $ 115
??Food, entertainment: $ 200
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 5000
??Other expenses: $

Working Capital

Purpose of loan:
This loan will be used to? assist with hiring new employee

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

760+ credit, oddest "D" rating...

PLEASE NOTE:? in late July, I listed a loan and Prosper deemed me an "A" rating.? One week later, I re-listed my loan and found myself with a "B" rating by Prosper.? Upon querying Prosper, they indicated:
"On Sunday July 25 we changed our credit policy criteria, so now some areas are weighted differently then [sic] before.? This is why you had a different result from your original visit."? Please note, my credit score (760+), HAS NOT CHANGED.? I am still an "A" rating by Prosper's?historical standards.

Today, Prosper has re-queried my credit info, and given me?a "D" rating.? The only thing that has changed since Prosper's initial query in mid-July is that now my credit report shows 2 inquiries in the last 6 months.? My credit is just as good as it was when Prosper gave me an "A" rating, but it is becoming increasingly difficult to get my loan funded.

Purpose of loan:
I've revised my loan amount downward?and increased the interest rate.? This means I'll continue paying off my credit cards (2 years of unemployment debt) separately, and intend to use this smaller loan amount to purchase a computer for my side crafting business to replace my dying, 5-year-old laptop.? Any amount over the cost of the laptop will be paid back into the Prosper loan right away.

Examples of my work from my home crafting business are available on my Etsy website:? http://www.Xanadu2You.etsy.com.? I make some sales on my website, but more frequently sell at live craft/art fairs (in addition to my full-time work) to supplement my full-time income and pay my bills.

My full-time employment is funded by a long-term contract funded by the Recovery Act, and is extremely stable -- our department's contract has been officially renewed for another 3 years, as of this month.? In addition, I have strong support from friends and family, who have graciously lent me money as-needed to keep me solvent while unemployed, and who will be willing to back me up again if I ever need their support.?

Please ask me any questions you may have.? This is a GUARANTEED investment.

Income: $44,000/year salary, plus income from crafting business

Housing:$800/month

Car payment: $458/month (Purchased this car ONE WEEK before I lost my job, and I have made EVERY PAYMENT on time.)

Credit cards: minimum payment, ~$100/month.? I pay $300-$400+/month, in order to work on PAYING OFF these remaining debts from unemployment.

Pre-Deployment Travel/Family Time

Purpose of loan:
Travel?our great nation?to spend quality time with my family and friends before deploying to Afghanistan next month.? Begin to pay off some debt.

My financial situation:
I will be earning more money than I will know what to do with during my deployment with very few bills to pay because?I will be freezing most of my accounts over the next 280 days.?There is absolutely nothing to spend money on over there, so all of my earnings will be going to pay off debt and this loan if I am able to reach 100% funding.? I was hoping I would be able to borrow more, but I can pay back $7,500 within a few months of being deployed.

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 375? military pays while deployed
??Insurance: $ 0? freeze auto insurance, medical/dental provided by military
??Car expenses: $ 0? freeze lease
??Utilities: $ 0??no charge while deployed
??Phone, cable, internet: $ 0? no charge while deployed
??Food, entertainment: $ 0? MREs, they're free!? and tasty........
??Clothing, household expenses $ 0??US Air Force uniform everyday
??Credit cards and other loans: $?700
??Other expenses: $ 0? working out is free

Good bye, Visa!

Purpose of loan:
This loan will be used to finally pay off the last of my credit cards.

My financial situation:
I am a good candidate for this loan because I manage my funds very well despite having a husband with limited income and a disability. ????

Monthly net income: $7,200

Monthly expenses: $7150
??Housing: $3,700
??Insurance: $ 800.00
??Car expenses: $200
??Utilities: $250
??Phone, cable, internet: $175
??Food, entertainment: $525
??Clothing, household expenses $500
??Credit cards and other loans: $1000
??Other expenses: $

Paying off medical bills

Purpose of loan:
Pay off Medical bills from an apendectomy I had just days before my Health Insurance kicked in and finally gather some surplus funds to help grow my finances.? You see after I was sick, not only did I?incur?the hospital bills but I lost income from being out of work a few days.? Since then, Ive felt like Im drowning in a thimble of water.? I just really need a little help to get on my feet again.

My financial situation:
I am a good candidate for this loan because? I have always worked steady jobs and am continuing to do so. I realize my current employment is recent but who wouldnt switch to a higher paying job?? I shouldnt be faulted for that. Also, before my surgery I was doing pretty well and all was paid.? It is just over the last couple of months that I have found myself relying on credit for needed purchases. I just need a boost to get back on track. Additionally, My car is fully paid as well as my co- op, proof that I can pay my bills on time.?

Please just give a hard working girl a chance.? I hate to sound like Im begging...but I am. Im good for it.? And I know any investor will benefit from a relationship with me,

Thank you

Monthly net income: $
4000

Monthly expenses: $
??Housing: $ 600 (maintenance)
??Insurance: $?168
??Car expenses: $ 100
??Utilities: $ included in maintenance
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Relocating and Fixing My Truck

Purpose of loan:
My wife and I would like to relocate to a different cheaper apartment closer to where we both work in order to save money on rent and gas prices every month. We have found a small house very close to work (5 minutes) for $800 a month which is $300 cheaper then what we are paying now. There are two issues with us moving. The first is that we are having an extremely hard time coming up with the deposit for the new house ($1600, first and last months rent) and that will be the primary use for this loan. The second issue is that I have been car pooling to work with a neighbor who lives very near by, if we move this will no longer be an option and I will need to spend some money getting my truck running and registered so that I can get to work every day. That is what the remainder of the loan would be put towards.

My financial situation:
I believe that my wife and I would be very good candidates for this loan because over the last few years we have become pretty good at sticking to a very tight budget and making sure what needs to get paid gets paid. We both also now have steady full time jobs at one of the biggest employers in the county. She has been there for almost three years while I will have been there a year coming up in a few months. Unfortunately when I first got out of the military in 2008 I had a very hard time finding any steady work due to the horrible state the economy has been in lately. That is the reason for our high revolving credit at the moment, we had to use the credit cards to make up the difference between what were bringing in and had to pay each month. That however is part of the reason we are hoping to get this loan is to try and get our monthly costs down even more so that we can start paying off our debts and hopefully start saving money again one day

Monthly net income: $3200

Monthly expenses: $2990
??Housing: $1100(hoping to drop that by $300)
??Insurance: $200
??Car expenses: $400 (will also be decreased greatly from much closer proximity to work)
??Utilities: $150
??Phone, cable, internet: $60
??Food, entertainment: $400
??Clothing, household expenses: $50-100
??Credit cards and other loans: $180
??Daycare: $400

As you can see our monthly income and expenses are pretty close each month and that is why we are making this effort to get that gap a bit more in our favor. Even with the added payment for this loan, based on what we will be saving in rent and gas alone it should not be a problem at all.

Please feel free to ask any questions you have about what we plan to do with this money or any other questions you have, I will do my best to answer your questions completely and promptly

Thank You

To Pay off my credit card

Purpose of loan:
I plan to use the loan amount to pay off my high interest credit card bill

My financial situation:
I am a good candidate for this loan because I have a stable job and are up for a promotion this September.

My monthly income (net of tax): $3,578

Monthly Expense:
Food: $400
Rent: None (live with parents)
car loan: $539
insurance: $233
Phone Bill: $78
All other spending: $800

Total Expense: $2,050

Total after expense: $1,528

Paying off credit cards.

Purpose of loan:
To use funds to pay off credit cards that have raised their rates.
My financial situation:
My monthly income far exceeds my debt requirements. The current rate I am proposing here is currently half of what most credit cards are chriging these days. I have no problem making the payments but wish to leverage my funds better by secruing a lower interest rate and I do not wish to refinance my house due to a great rate I already have.

Monthly net income: $ 12,000

Monthly expenses: $
??Housing: $ 1250
??Insurance: $ Home insurance is included in houseing figure above.?
??Car expenses: $ 850 /?$55 car insurance
??Utilities: $?185
??Phone, cable, internet: $ 120?
??Food, entertainment: $ 1500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1500
??Other expenses: $

purchase jewelry

Purpose of loan:
This loan will be used to?
To purchase a rolex watch.




to

My financial situation:
I am a good candidate for this loan because? I don't have any other major debts.

Monthly net income: $ 2,300.00

Monthly expenses: $
??Housing: $ 800.00
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $
0??Phone, cable, internet: $ 76.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $ 60.00
??Other expenses: $ 0

Going back to College ( need books)

Purpose of loan:
This loan will be used to?Going Back to College to get my?Teaching Degree?

My financial situation:
I am a good candidate for this loan because?I always pay my bills on time and have never been late and still work full time so it can be payed back without any problems and trying to further my Education.
I need help my supplies and books are expensive ?

Monthly net income: $4800

Monthly expenses: $
??Housing: $600
??Insurance: $125
??Car expenses: $
??Utilities: $ 200
??Phone, cable, internet: $ 130
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $?225
??Other expenses: $

Engagement ring

Purpose of loan:
This loan will be used to? Buy an engagement ring for my love of 4 years. Please help me make it happen. I am saving my money to open?up my own company and?would like a monthly payment for the ring. ????

My financial situation:
I am a good candidate for this loan because? Ive never missed a payment for anything in my entire 14 year?credit history. I will never miss a payment in my life.?I live with family so i dont have much in living expenses. I make a great living doing what i love, and want to be with the one i love as well. Please help me make that happen.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 0 - live at home????????
??Insurance: $ 160
??Car expenses: $ 500
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0 (live with?parents?sadly)
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 62 monthly
??Other expenses: $ 0

Downpayment Assistance

Purpose of loan:
This loan will be used to is to help with down payment towards replacing my 1969 mobile home with a 2010 model.

My financial situation:
I am a good candidate for this loan because I have had several years on on time payments, delinquent accounts in my profile are inaccurate and currently being disputed.

Credit Card Cut-up

Purpose of loan:
This loan will be used to consolidate the last bit of credit that I won't be able to cover through available cash.

My financial situation:
I am a good candidate for this loan because I have never defaulted on anything. I think I have only been 30 days delquent a couple times in my whole life (and I am not sure they got reported) due to oversight. Additionally, I have other long term accounts/assets to get to in a large emergency (401k, retirement accounts, stocks).

Consolidating after home purchase

Purpose of loan:
I recently purchased my first home and am finally on the path to fiscal freedom.? For my home, I made the general purchases: furniture, accessories, moving expenses, etc.? I would like to consolidate these payments into one lower-interest payment.

My financial situation:
I am a good candidate for this loan because my credit is very important to me.? As you can see by my previous loan (used to consolidate high-interested credit cards), I have never missed a payment.? Also, you can see that my credit score has risen over 100 points since my last loan and is now very good.

Monthly net income: $ $3,950

Monthly expenses: $
??Housing: $ 1,200
??Insurance: $ 0 (pre-paid)
??Car expenses: $ 350
??Utilities: $ 110
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 100

Pay off a loan

Purpose of loan:
To pay off a loan?that I have with?American General $3,450 and add the rest to my Capital credit card?$1,550

My financial situation:
I am a good candidate for this loan because I just finished apying a loan with Prosper 2 months ago and without troubles.
Monthly net income: $7380.50

Monthly expenses: $ 4018
??Housing: $ 2000
??Insurance: $ 188
??Car expenses: $?400
??Utilities: $ 300
??Phone, cable, internet: $ 180
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150
??Other expenses: $ 200

2nd Prosper Loan....Death in Family

Purpose of loan:
This loan will be used to help pay for family to attend Father's funeral.

My financial situation:
I am a good candidate for this loan because?I have borrowed from Prosper before and have never missed a payment. Credit score has gone over 720+

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off legal fees

Purpose of loan:
This loan will be used to? Pay off legal fees for my future husband so we can move on with our lives together.

My financial situation:
I am a good candidate for this loan because?I have never made a late payment on any previous loans or credit cards.? I have never made a late payment on anything for that matter.? When a bill is due, i do what needs to be done in order to make that payment on time.? If that requires me to work a few double shifts at my job, then so be it.?

Monthly net income: $ 3,000.00

Monthly expenses: $ 1530.00
??Housing: $ 0
??Insurance: $ 180.00
??Car expenses: $ 550.00
??Utilities: $ 0
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $
??Other expenses: $