getting rid of credit cards

hello there i am looking to pay off a couple credit cards. i have a balance of 4,500 1,300 and 1,000 on three cards. taking this loan would allow me to save $300 per month on my payments.

Debt Consolidation

Purpose of loan:
I sincerely appreciate everyone taking the opportunity to view my loan listing! I have a current loan through Prosper and part of this loan, if funded, would go towards paying off the existing loan. My payment history is 100%. Although my credit score has increased, I am categorized as high risk which I will try to explain. I had three open lines of credit and decided to close one of them. Also, in Nov. of 2009, my husband was laid off (he is now currently employed). During that time we had also rescued an abused Golden Retriever. She developed a condition called Osteochondritis and needed an operation on both hip joints. I paid for this on credit and when my husband lost his job I compensated by only making the minimum payment with the interest rate pushing me over the limit. The majority of my salary goes toward daycare. My husband?s salary is considerably more than mine and he pays for the rest of our monthly expenses. I have been employed with my present company for 13 years. I realize that you may feel you are taking a substantial risk in funding my loan but I do hope you will consider my payment history. I will be open and honest with any questions you wish to discuss. My kind thanks to all of you!

Adding Value to My Rental!

Purpose of loan: The purpose of this loan is to assist in completing a value added renovation to my rental property.
This loan will be used to pay for labor and equipment relating to updating the HVAC system in the rental property.

My financial situation:My financial situation is very good. I have very low debt to income. A rental property which is paid in full and generating a monthly revenue of $1400 which equates to a profit of roughly $1200/month. Due to the fact that the property is owned by my LLC which has been in business for less than 2 years, I am running into difficulty in refinancing or placing a mortgage on this rental property. Making this value added improvement will allow me to increase rental revenue by roughly $400-$500/mo. I have the cash to pay for this improvement but I believe that financing these improvements will be less of a strain on my finances.
I am a good candidate for this loan because I have had a prosper loan in the past and paid it off on time within 12 months. Since my first loan 3.5 years ago, and despite the recent recession, my credit score has rose dramatically by 140+ points. Additionally, having renovated several properties I am experienced and efficient with managing home improvements and I also have a team of contractors that I frequently work with. I am a safe loan and have a history of repaying debts not only on time, but early. Note: Past deliquencies reflects student loans from 6 years go that I didn't know had went into repayment after deferment status. No current delinquencies. As always, I appreciate the help that the lenders here on prosper provide by bidding on my loan and ultimately contributing to the success of my endeavors! Prosper really makes the lending process easier and allows me to continue to improve my personal goals and I will continue to borrow from our Prosper community in the years to come. Thanks Again! :-)

Paying off my credit cards

Purpose of loan:
This loan will be used to? paying off my credit cards

My financial situation:
I am a good candidate for this loan because?i am paying much more than my minimum payment but i want to consolidate to one loan.

buying a car

Purpose of loan:
This loan will be used to? purchase new used car????

My financial situation:
I am a good candidate for this loan because??
I take pride in working to improve my current credit score and can assure that every payment will be made on time with no issues.


Monthly net income: $ 2000

Monthly expenses: $
??Housing: $?150????
??Insurance: $?100????
??Car expenses: $ 0
??Utilities: $ 100????
??Phone, cable, internet: $ 100
??Food, entertainment: $50
??Clothing, household expenses $ 50
??Credit cards and other loans: $?300
??Other expenses: $ 0

My personal loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Transmission For Crown Victoria

Purpose of loan:
This loan will be used to have the transmission in my 2003 Ford Crown Victoria replaced or overhauled.????????

My financial situation:
I am a good candidate for this loan because?over all, my financial situation is?actually not at all bad. I have no credit card bebt.?My debt to income ratio is pretty low due to the fact that i am currently?taking care of?my elderly grandmother and paying low rent. I?am a public safety officer at?The University of Chicago, which is a very secure line of work given the current economy. I know my credit is not exactly a beacon of light, but i wouldn't classify myself as being "high risk". This is my second time around on Prosper, and im very pleased. My first Prosper loan was originally for the same transmission problem. However my Crown Victoria has since been plagued with mechanical problems. Folks, if nothing else after reading my loan request, remember one thing. Please?be careful if you are considering purchasing a Crown Victoria.?It will spend much time in the shop.?Thank You for taking time to read my description.




Monthly net income: $ 1,610????

Monthly expenses: $
??Housing: $210.00?????
??Insurance: $ 100.00
??Car expenses: $ 120.00
??Utilities: $ 0
??Phone, cable, internet: $78.00
??Food, entertainment: $ 160.00
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $30.00
??Other expenses: $

My loan for home improvement

Purpose of loan:
This loan will be used for kitchen upgrades, cabinets, granite countertops and painting?

My financial situation:
I am a good candidate for this loan because, I just finished paying my first prosper loan (ahead of time). My previous loan was for a laminate wood floor, which came out great and I am very happy with. I have also improved consistently my credit score rating.

Monthly net income: $ 6455(less taxes and deductions for?health plan, 401k savings, etc?= +/- $4700

Monthly expenses: $ 3395
??Housing: $ 1200
??Insurance: $ 100
??Car expenses: $35 (I have a company car, therefore my personal car expenses are very low)?
??Utilities: $ 175
??Phone, cable, internet: $ 210
??Food, entertainment: $ 350
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 100
??Other expenses: $ 1100 (child support)

Debt Consolidation and Car Repair

Purpose of loan:
This loan will be used to consolidate credit card debt and get my car repaired.

My financial situation:
I am a good candidate for this because I have already paid off one Prosper loan for $6000.00. If I get this loan I will not have any expenses other than monthly living expenses and car expenses. I should be able to pay off this loan before 3 years have passed. I hope to pay it off as soon as possible.

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $ 750.00
??Insurance: $ 80.00
??Car expenses: $ 120.00
??Utilities: $ 75.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 30.00
??Credit cards and other loans: $ 0 if I get this loan.
??Other expenses: $

Pay off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

fixing up duplex , please help

Purpose of loan:
This loan will be used to? to fix up my duplex that I just bought .I have done alot or work on it but now I need a little bit more money to finish the project . I want the money to fix the floors , paint the walls , new carpet and time , and do some landscaping .? I am doing the to provide a good apartment for my next tenent. If you feel that this would be something you would like to help me with , please help me with my loan.

My financial situation:
I am a good candidate for this loan because? I have a steady job and it will be around for a long time in?the future. I work in a field that has a great future and I got in at the right time because now I have senority and I am not affected? the?slow? economy.

Monthly net income: $
3200
Monthly expenses: $
??Housing: $ 900
??Insurance: $ 50
??Car expenses: $ 200
??Utilities: $ 150
??Phone, cable, internet: $ 0
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1200
??Other expenses: $ 200

Down payment for a home

Purpose of loan:
This loan will be used to finish the down payment on a house. We are first time home buyers and would like to take advantage of the slow market to become homeowners.

My financial situation:
I am a good candidate for this loan because my wife and I both work full-time in the medical industry. This is a field that is forever moving forward and expanding and the job security that it provides is wonderful. We lead relatively simple lives and have always made a habit of paying our debts on time if not early.

Monthly net income: $6,700 (combined)

Monthly expenses: $3,025
??Housing: $800.00
??Insurance: $75.00
??Car expenses: $1,000.00 (two cars, including fuel)
??Utilities: $200.00
??Phone, cable, internet: $50.00
??Food, entertainment: $400.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $300.00
??Other expenses: $100.00

PAYOFF CREDITDEBT 4 SINGLE MOM

Purpose of loan:
Payoff high interest credit cards
This is my second prosper loan. I successfully paid off my balloon payment with my last prosper loan and paid off my prosper loan ON TIME.
My financial situation:
The money I use to make the monthly payments on the credit cards will be used to pay Prosper Loan. This loan will help a single mom pay off these high interest credit cards sooner and save me hundreds of dollars in interest. I am a good candidate because I pay my bills on time. The only reason my credit score is at 690 instead of higher is the bankruptcy 6 years ago and I had two cars repossessed after my divorce 4 years ago.

Monthly net income: $ 3600.00

Monthly expenses: $ 3400.00
??Housing: $ 1050
??Insurance: $ 150
??Car expenses: $400
??Utilities: $ 150
??Phone, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $ 450.00 (Childcare)

consolidation and medical bills

Purpose of loan:
This loan will be used be used to pay off a credit card and to finance my childrens orthodontic bill. I will be able to pay this off within 60 days.

My financial situation:
I am a good candidate for this loan because? I have job stability for 24 years.

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 1450
??Insurance: $ 160
??Car expenses: $ 450
??Utilities: $ 100
??Phone, cable, internet: $ 400
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $

Trying to get caught up

Purpose of loan:
This loan will be used to? repair my car. Nearly half of this loan is needed to repair my car.?The head gasket, water pump and front brakes were just replaced. The only way I had to pay for them was with a credit card. Now I feel like I'm getting behind on all my bills because of the outstanding balance and the high interest rates being charged on this card.

My financial situation:
I am a good candidate for this loan because? I hate owing money. I want to get this paid off as soon as I can.

Monthly net income: $ 1711.82

Monthly expenses: $
??Housing: $ 425.00
??Insurance: $ 50.00
??Car expenses: $ 120.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 125.00
??Food, entertainment: $ 240.00
??Clothing, household expenses $?100.00
??Credit cards and other loans: $ 500.00 +
??Other expenses: $ any that's left...

Relist- Save mom's house

Re-listing- we got closer to our goal, but we are still 3000 short. Please help! Purpose of loan:
I need to raise $8000 to save my mom's house. My parents applied for a Making Home Affordable Modification through their bank in April 2009. It took the bank a year and a half to "review" our application and finally deny it! Now the bank is requesting? a lump sum of all the payments they are didn't complete while they were making the Trial Payments, otherwise they'll face Foreclosure.

I can't let the?bank take our home away! They're taking advantage of?their clients, for 15 years, my parents?have ALWAYS paid their mortgage on time, now?because the bank took over a year to review the application, we are late on the payments.

They can't get away with this, my parents were only late because they were instructed to make half their regular payments. My dad will be 62 next month and is about to start receiving his Social Security Benefits which will allow him to make their regular mortgage payments. They are 5 years from paying off their mortgage and they'd be devastated if this happened, I grew up in this house. Please help me help them!


My financial situation:
I am in a?good?financial situation. I have?a very good credit score and always make my payments on time. I'm an accountant at Aon and have a very stable job. However, I don't have the 8,000 cash to help my parents out. I have a monthly income of about $4,300 but my expenses and student loans only allow me to save up about $500 a month. I can use these $500 to payoff my Prosper loan which should be $270 a month. I just need the $8K before our 30 day deadline is up.

Thank you in advance!

Spa- House

Purpose of loan:
This loan will be used to?build a personal spa-house.? After a healthy report from my heart doctor, he agreed that (with common sense) it?might be benificial to?have this.?

My financial situation:
I am a good candidate for this loan because? even though the the credit report is poor, that is due to identy theft and I refuse to pay another party to clean up a mess someone else made in my name.? The plus side of this is that I have no real debt.? I own my own home, the credit cards are all paid off, I own my?car and truck and all my personal belongings and investments.?

Monthly net income: $ summer 2400.00? -? 3600.00/month
Dec. 15? - April 15? -? 364.00/week
Monthly expenses: $
??Housing: $ I own my own home!
??Insurance: $340.00/year for home owners? -? 420.00/year for autos
??Car expenses: $ 85.00 - 100.00/month
??Utilities: $ 85.00 average/month
??Phone, cable, internet: $ 280.00/month
??Food, entertainment: $ 400.00 - 600.00/month
??Clothing, household expenses $ 500.00 or less/year
??Credit cards and other loans: $ all are paid off.
??Other expenses: $ 0.00

pay off debt

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidate CC from Grad School

Purpose of loan:
This loan will be used to consolidate credit card debt remaining from Grad School.
My financial situation:
I am a good candidate for this loan because of my clean credit history, good job working in financial planning and business development, and high level of education; a B.S. in Accounting,?a B.S. in Finance, and an M.s. in Finance all from Villanova University.

Monthly?Gross income: $ 10,750

Redecking the porch

Purpose of loan:
Replace decking on the porch of my house

My financial situation:
I am a good candidate for this loan because?I am well employed as a nurse.? (RN - Registered Nurse $21.50/hr, $2.80/hr evening shift,and all the overtime that I am willing to volunteer for).? I have a property management company that I started in 1997 ($850/mo net), and am a real estate investor ($1,640/mo - all housing exenses listed below are for this 4 unit building where I live in one of the units - so I essentially have very low housing costs).? I receive $800/mo in child support for my son.

I have another prosper loan with a perfect payment history.

I declared bankrupcy (2004) in order to return to school as a single mom.? I did this to "buy time" from home lenders to divest 26 units of rental property so that I could have time to sell them in a slow economy versus foreclosure when tenants started losing jobs in record numbers.? I sold the houses for my mortgage balances, not at a profit, just to have the houses not "sell short".? The lenders did not lose a penny.?

Monthly net income: $5,725

Monthly expenses: $4,230
??Housing: $618? (mortgage balance $72,000,?2009 tax appraisal $178,000) 5 bedroom, 4 bath house divided into 4 studio apts
??Insurance: $36 house
??Car expenses: $500 pymt and ins, 150 gas and maint
??Utilities: $525
??Phone, cable, internet: $150
??Food, entertainment: $500
??Clothing, household expenses $150
??Credit cards: $200
? Child care:? $435
? Student Loans:? $230?
??Other expenses: $650 misc

Buying used car for commute

Purpose of loan:
I would like to use this loan to buy a used car.? I currently have a 2009 vehicle?that?I believe is outside my means.? I would like to simplify my?finances by selling the newer car and buying a?used car.? This will lower my?car payments by about 75%..???

My financial situation:
I am a good candidate for this loan because I understand my financial situation and am making the necessary steps to live within my means.? My goal is to pay off all my debt in two years and this loan is a step in the right direction.?

Monthly net income: $
My monthly net income is around $3,200 - 840(child support) = $2,360

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 100
??Car expenses: $520(car payment & gass)
??Utilities: $ 110
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 420
??Other expenses: $ none

Putting on a roof

Purpose of loan:
This loan will be used to put a new roof on my home.

My financial situation:
I am a good candidate for this loan becausei have taken a side job making an additional 1200.00/mo that will more than cover the monthly payments. My credit score is in tack and over the last?several months i have not missed a payment on time with my credit.?

Monthly net income: $ 2700.00????????

Monthly expenses: $
??Housing: $?100????
??Insurance: $ 156
??Car expenses: $ 200
??Utilities: $ 160.00
??Phone, cable, internet: $150
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $150
??Other expenses: $ 200

Paying off credit cards

Purpose of loan:
This loan will be used to pay off other higher rate credit cards
My financial situation:
I am a good candidate for this loan because?I have perfect credit.? I use to be a banker and know the importance of having good credit not only to borrow but I need to maitain my good credit as it helps me if I need to find another job.? I have great job stability with a great company.

Monthly net income: $? 3100.00

Monthly expenses: $
??Housing: $?475
??Insurance: $ 50
??Car expenses: $ 350
??Utilities: $ 200
??Phone, cable, internet: $ company pays for this.?
??Food, entertainment: $ 400
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 650
??Other expenses: $ 100

Apply toward debt

Purpose of loan:
This loan will be used to payoff debt

My financial situation:
I am a good candidate for this loan because? I am an honest and trustworthy person.? I do pay my debts on time.? If funded, this loan will be paid back in full.

Monthly net income: $ 5100

Monthly expenses: $
??Housing: $ 2009
??Insurance: $ 132
??Car expenses: $ 400
??Utilities: $ 170
??Phone, cable, internet: $ 248
??Food, entertainment: $ 600
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 25
??Other expenses: $ 1200

pay off small loan , rehap renter

Purpose of loan:
This loan will be used to?
pay off small loan , and rehap renter houses
My financial situation:
I am a good candidate for this loan because?
I love to keep my name in good .
Monthly net income: $
7,500.00
Monthly expenses: $
??Housing: $?3,400.00
??Insurance: $
??Car expenses: $ 390.00
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Auto Repair

Purpose of loan:
This loan will be used to repair my vehicle.

My financial situation:
I am a good candidate for this loan because I am a responsible army veteran with a college degree and have currently been working in the hospitality industry as a Front Desk Manager?for five years. I also live with my grandma and have no monthly bills.

Monthly net income: $ 3800

Monthly expenses: $ 0
??Housing: $ 0
??Insurance: $80
??Car expenses: $300?
??Utilities: $ 0
??Phone, cable, internet: $50
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Need money for school

Purpose of loan:
This loan will be used to further my education so I can get a better job.

My financial situation:
I am a good candidate for this loan because even though I have a high credit balance I've never ever missed a payment in my life. I always pay my debts and always will. I also have friends and family who can help me out when I need it.

Monthly net income: $1850

Monthly expenses: $800
??Housing: $0 - live with parents
??Insurance: $0 - live with parents
??Car expenses: $100
??Utilities: $0 - live with parents
??Phone, cable, internet: $0 - live with parents
??Food, entertainment: $100
??Clothing, household expenses $0 - parents
??Credit cards and other loans: $600
??Other expenses: $0 - live with parents

Paying off my credit card

Purpose of loan:
This loan will be used to pay off the last bit of debt I have remaining on a credit card.

My financial situation:
I am a good candidate for this loan because I have a stable job and earn a good living. I divorced 3 years ago, but have allowed my ex-husband to keep my name on his house until he can refinance in January. The banks will not give me a loan, despite my good credit because of this. It's in my best interest to allow him to keep my name on the loan for now, because he would take a major loss if he sold now, which would also impact my children. He is also financially responsible and a Lt. Col in the Air Force, so his job is stable. Unfortunately, banks don't factor in unique situation like this, but hopefully a lender here will! :)

Pilates Instructor branching out

Purpose of loan:
This loan will be used to?
I am?a licensed Pilates Instructor.? I am currently working as an instructor at a successful Pilates studio in San Mateo.? I am planning on opening my own studio in the San Francisco bay area.? I will be using the loan to help fix up the studio and purchase equipment.
My financial situation:
I am a good candidate for this loan because?
I have an excellent credit score.? I do have a revolving credit balance but I am able to and have been making my payments without any difficulty, as reflected in my credit score.? I do not own a home but because I am living with family members I do not have pay monthly rent.
Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 350
??Car expenses: $ 150
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $ 50

Physically disabled needing assist

Purpose of loan:
This loan will be used to? catch up on my credit cards.

My financial situation:
I am a good candidate for this loan because? when I get my SSI check I try to pay as much as I can

Monthly net income: $ 862.00????????

Monthly expenses: $?
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 165.00
??Food, entertainment: $?70.
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 225.00
??Other expenses: $ 110.00

jamila

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

2nd Prspr Loan......Never Late!!

I will be using this loan to pay-off my current Prosper Loan and my Credit Cards.

I am surprised to see my Prosper Rating (3) when my Credit Profile and Prosper account history speaks?for itself. I have a steady income and pay my bills on time......this is the reason I am a good credit risk.

Monthly net income: $ 1,740.00

Monthly expenses: $ 1316.00
??Housing: $ 370
??Insurance: $ 85
??Car expenses: $ 448
??Utilities: $ 53
??Phone, cable, internet: $ 60
??Food, entertainment: $?300??
??Credit cards and other loans: $ 189
??Retire Prosper Loan?? $-144
? Retire Credit Cards????$-45

Small business Personal Concierge

Purpose of loan:
This loan will be used to? fund a new business that I would like to start. The business that I'm trying to fund is a Personal Conceirge Service serving the Orlando Fl area.

My financial situation:
I am a good candidate for this loan because? I had a bankruptcy 2 years ago and from that point I've done nothing but pay my bills on time. If you were to look at my credit today you would be able to see what kind of credit I have.

Monthly net income: $ 1800

Monthly expenses: $
??Housing: $
??Insurance: $ 60
??Car expenses: $ 250.00
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 250.00
??Other expenses: $

RELIST-Capital needed to expand biz

Thank you for reading my listing and hope you will support it!!

Who Am I?
A friend and I own a professional wrestling organization. We're incorporated in California and are an Accredited business with the Better Business Bureau, with an A- rating and 0 complaints. I hold monthly events where the audiences range from 150 to our largest at 350.

I am requesting a $13,000 Prosper loan to be used over 5 years to handle office and storage fees, improve equipment, rentals as well as safety like pads, tools etc. I am starting this listing at a high interest rate because I believe in my company and want to expand and am willing to pay a higher interest to lenders to do so!

I am a good candidate for this listing because this my 2nd loan with Prosper, I have an excellent job with my employer and am current with creditors. I am in the best position I have ever been in my life. Have low debt and make my payments on time each month.

About my Prosper Loan History
My lending details says I was late with 8 payments but in November '09, I had an arrangement with Prosper's payment specialist to pay partial payments as I was financially taking care of a relative and this took a lot of my monthly pay. Payments were for November 2009-February 2010.I spoke with customer service and they said it is due to their systems being computerized and that payments are automatically counted late just not reported to the credit bureaus. For proof, my credit score has increased since my last listing, something that obviously would not happen if I was late, especially 8 times. Second, my Prosper score is 8 out of 10 with 10 being the best. Third, "deliquencies in the last 7 years" is listed as 0. and my credit report with all the credit bureaus that Prosper reports to shows all on-time payments.

My financial situation
My monthly income after taxes is $3,400
My monthly expenses are: $2,040
Housing: $840
Insurance: $0
Car expenses: $50 (I ride the bus, this is my cost for monthly passes)
Utilities: $0 (Included in as part of housing rental
Phone, cable, internet: $100
Food, entertainment: $75
Clothing, household expenses $50
Credit cards and other loans: $25
Other/business expenses: $750 (Office rental, liability insurance, venue rental)
This leaves $1,510 to pay off the loan on a monthly basis.


Our events make between $1,500 to $2,000 each month but those funds pay off lasting expenses like paying competitors, video and sound crew and any additional fees owed to venues, I am not including it in my monthly income, also it can fluctuate month to month.

I look forward to your bids!

Paying off my credit

Purpose of loan:
This loan will be used to pay off my credit card.

My financial situation:
I am a good candidate for this loan.? I have no delinquencies, and exceptional credit history

Paying off my credit cards

Purpose of loan:
This loan will be used to pay-off two credit cards with a balance that have higher than normal interest rates (and close those accounts).

My financial situation:
I am a good candidate for this loan because I have a better than average credit score (based on my history) and I am very good at making my monthly payments on my other obligations.? I have had vehicle loans for 15 years without a missed payment.? Current vehicle loan through Toyota Credit.

Monthly net income: $ 1815.00

Monthly expenses: $
??Housing: $ 100.00 (live with parents)
??Insurance: $ 212.00
??Car expenses: $ 345.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 250.00 (What I pay monthly, usually 25% more than minimum)
??Other expense50s: $ 0.00 (estimate and emergency fund, rarely need this)

"paying off my Credit Cards"

Purpose of loan:
This loan will be used to? pay off credit cards.

My financial situation:
I am a good candidate for this loan because? i have a great job with a guaranteed income, and also do security part-time.?I receive a paycheck every week from either my full time job or my partime job.

Monthly net income: $ 5500.00

Monthly expenses: $
??Housing: $ 1300.00
??Insurance: $ 300.00
??Car expenses: $ 694.00
??Utilities: $?90.00
??Phone, cable, internet: $ 170.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 175.00
??Credit cards and other loans: $ 600.00
??Other expenses: $ 200.00

Anniversary

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

college

Purpose of loan:
The purpose of this loan is to get the final payment and computer for future step daughter college. I made several poor decision in the past and now in process of mortgage modification and have already got into a program for credit recovery. The credti recovery payment will be $833 with potential house payment savings of $900 a month.?I have poor credit as you can see but eventually over last 10 yrs have had some issues but if you go back they get paid off.

Monthly net income: $ 10948

Monthly expenses: $
??Housing: $ 3600?
??Insurance: $ 232
??Car expenses: $ 200
??Utilities: $ 186
??Phone, cable, internet: $?205
??Food, entertainment: $?200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 833
??Other expenses: $ 400

College funding for grandaughter

Purpose of loan:
This loan will be used to?provide my grandaughter financial support?this?year while in college.?

My financial situation:
I am a good candidate for this loan because I?am never?late on any payments and?I have a pretty good credit score?.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 0
??Insurance: $0
??Car expenses: $ 0
??Utilities: $?300.00
??Phone, cable, internet: $100.00
??Food, entertainment: $
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Real Estate Transaction

Purpose of loan:
This loan will be used to? buy a 50% interest in a residential piece of real estate in Albuquerque, NM. I am required by the real estate contract to pay $5,000 in order to obtain the 50% interest. The property will not be used as a rental investment property, it will actually be my primary residence. The current equity is approx $21,000 (value $137,000/ mortgage $116,000).


My financial situation:
I am a good candidate for this loan because? I have the ability to meet my obligation to the real estate contract with savings, however, I would prefer to borrow a portion ($3,500) of the $5,000. The loan WILL NOT last the entire 36 month term! Expect larger than minimum payments every month! I know this may make the loan a little less attractive, but it also implies that your investment is very secure! Ask any questions you like, thanks for the consideration!

Pay med bills- Have no other debt

I am paying off medical bills that were accrued when my husband was going through cancer treatment. I always pay bills on time. Prosper says I have an open credit line, but that is most likely reflecting a car loan that has recently been paid off. I am steadily employed by police.
My income Varies from $2,700 to $3,200 due to overtime & shift diffs.? I am not quite sure why my prosper rating is so low.? I have never been delinquent on anything.? I had applied for a home loan before my husband got cancer and was approved...My mid score was 740.? This was only 2 months ago.

 

Little bit of extra cash for honeym

Purpose of loan:
This loan will be used to help finance a trip my wife and I are taking overseas. We're only about $500 off of or budget so we wanted to have some padding for incidentals.

My financial situation:
I am a good candidate for this loan because?.I won't BS anyone here; I've had problems in the past, you can see them right here in black and white. I simply appreciate prosper giving me another chance, and I promise this time there will be no late payments, and everything will run smoothly.

Monthly net income: $6000

Monthly expenses: $
??Housing: $1200
??Insurance: $200
??Car expenses: $140
??Utilities: $225
??Phone, cable, internet: $125
??Food, entertainment: $300
??Clothing, household expenses $50
??Credit cards and other loans: $1600 on payments to student loans mostly
??Other expenses: $
Please feel free to email me with any questions.