PAYOFF CREDITDEBT 4 SINGLE MOM

Purpose of loan:
Payoff high interest credit cards
This is my second prosper loan. I successfully paid off my balloon payment with my last prosper loan and paid off my prosper loan ON TIME.
My financial situation:
The money I use to make the monthly payments on the credit cards will be used to pay Prosper Loan. This loan will help a single mom pay off these high interest credit cards sooner and save me hundreds of dollars in interest. I am a good candidate because I pay my bills on time. The only reason my credit score is at 690 instead of higher is the bankruptcy 6 years ago and I had two cars repossessed after my divorce 4 years ago.

Monthly net income: $ 3600.00

Monthly expenses: $ 3400.00
??Housing: $ 1050
??Insurance: $ 150
??Car expenses: $400
??Utilities: $ 150
??Phone, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $ 450.00 (Childcare)

My loan for debt consolidation

Purpose of loan:
This loan will be used to pay off the high rate credit cards that have so many of us in a funk these days. Business is good, but too much of my income is going towards these cards. With the appropriate cash influx, I can focus more on the business and less on the credit card companies.

My financial situation:
I am a good candidate for this loan because I am honest and hard-working. I own my house and it can be used as collateral.
Monthly net income: $ 6350

Monthly expenses: $
??Housing: $?1900
??Insurance: $ 300
??Car expenses: $ 300
??Utilities: $ 350
??Phone, cable, internet: $?200
??Food, entertainment: $?400
??Clothing, household expenses $?250
??Credit cards and other loans: $?800 including student loans
??Other expenses: $

Risk Free Investment

Purpose of loan:
This loan will be used to consolidate credit card loans incurred during a recent home remodeling and while on maternity leave for the?birth of my first child.

My financial situation:
I am a good candidate for this loan because I value my good credit standing. Please note?my credit score above (820-839!!!). I have NEVER been late with payments ( I plan to use auto-pay for this one). I usually pay off most credit purchases in full, however, due to the recent events above, we've incurred some credit card balances that we are steadily paying off.

I currently have a balance transfer offer for 7% APR but its variable. I'm hoping to get a 8% APR or lower?from Prosper to help pay off the balance faster.?Most especially, I'd much rather pay fellow investors here than the bank as I am also an investor with Prosper and believe in the value of the product it offers.

I know the amount I've requested does not currently cover the credit balance shown above. This is because we are in the process of paying a big chunk of it down next month when income from a recent home sale is received. The rest we plan to pay off over the course of the loan term requested above.

The high number of credit lines are related to a of?number store cards that are being closed as we speak. Though in order not to significatly affect my credit score by closing too many accounts?and lowering my credit line at once, this is being done over the course of the year.

Please consider investing in this note and forward me any additional questions.

Debt Consolidation Loan

Business on the brink of success!

Purpose of loan:
This loan is to augment the advertising budget of my business, Uncle Sam's New York.? www.unclesamsnewyork.com.?

Since its founding in 2009, Uncle Sam's New York has quickly established itself as one of the most popular companies for New York City Walking Tours, New York City Pub Crawls, New York City Shopping Tours, and New York City Night Club Tours. Uncle Sam's New York has also become a top authority among the concierge community in conducting high end luxury tours, including Private SUV tours of the major sights of New York City, nightlife luxury limousine tours, and VIP bottle service hosting for top clients.The business has been so successful that the The New York City Association of Hotel Concierge announced?in June 2010?that it?selected Uncle Sam's New York as a nominee for the prestigious Concierge Choice Awards for Best New York Sightseeing Tours Company in the category of Private Tours for 2010 and is ranked #13 out of 817 New York City Attractions on tripadvisor.com.? The winner of the award will be announced in September at the annual Concierge Choice Awards gala for New York City's Association of Hotel Concierges sponsored by City Guide Magazine.? The business is definitely on the brink?of astounding success, and a small cash injection will reap huge rewards?immediately and in the long-term.? My financial situation:
I have a stellar financial background, and I have no delinquencies.

Monthly net income: approx. $4,400

Monthly expenses: $2,276
??Housing: $761
??Insurance: $35
??Car expenses: $50
??Utilities: $50
??Phone, cable, internet: $180
??Food, entertainment: $100
??Clothing, household expenses $50
??Credit cards and other loans: $1,500
??Other expenses: $

Paying off my last bad debt

Purpose of loan:
This loan will be used to pay off a very bad mistake that I made when I had a financial emergency - a payday loan (well, auto title loan).? I am currently paying over $200 a month, with very little of it going towards the principal.? Being able to pay this off will save me a lot of money so that I can more quickly start over my financial life and start saving again.

My financial situation:
I am a good candidate for this loan because despite my not so great credit score, I am responsible and do care about my financial future, credit score, and general upstanding as a good citizen.

The reason my credit score is no longer good is because I've been settling credit card debts for the past 2 years. After much research and soul-searching, I decided the best thing to do was go into default?so that I could?settle with each credit card I had (credit card companies won't speak to you about settlements if you stay current on their monthly bills).?

This meant I had to access my savings in order to pay off large sums at once. However, it was the best thing to do since I would have been paying out much more for years to come.?

I made a lot of mistakes in my?20's?which didn't catch up with me until the past couple of years (now in early 30's).? I have made?extreme lifestyle changes and no longer live beyond my means.?

I have learned a very hard lesson and want to get on with my life, this is the last remnant of my poor decision making.? I am tired of throwing money out the window every month, but unfortunately, since I am in the process of building a business which has its up and?downs,?I am not in a position at this time to pay it off at once.

I am current on all of my bills. (*Also, I am not sure why Prosper's credit info reflects 8 delinquenices when it was 3 credit cards.? Those 3 cards are the only delinquencies I've ever had. I will be checking?into this discrepancy; it's absolutely incorrect. It's 3).

I defaulted on my credit cards because that?was the only way to settle with them. That is why my credit score is temporarily not so great. It was stellar (over 720)?before this :-).

I understand how making a loan to someone with less than stellar credit, would appear worrisome to somebody who doesn't know me. I did my best to convey my situation honestly and hope that comes through. Thank you for your time and consideration.

Monthly net income: $ 2400-2800

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 110
??Car expenses: $ paid off in full
??Utilities: $ varies
??Phone, cable, internet: $ 150
??Food, entertainment: $ limited
??Clothing, household expenses $ no new clothes, household limited
??Credit cards and other loans: $ 100?
??Other expenses: $ varies

"Working Capital for Leads,Profits"

Purpose of loan:
This loan will be used to purchase internet leads to be converted into sales and profits. I have 20 years experience in the industry and 10 years of experience using internet leads successfully.? I know the business extremely well, inside and out.? And I have and use only the best financial products on the market today which everyone wants right now.? These financial products emphasize Safety First and Guarantee the client's Principal, Interest, and Gains, all on tax deferred growth and Tax Advantage withdrawals.

My financial situation:
I am a good candidate for this loan because with $7,500.00 I will be able to generate a minimum of $50,000.00 in profits.? And if I were to able to find and get the full amount of the loan I requested of $25,000.00, then I would be able to generate over $200,000.00 in profits this year guaranteed. ?

Monthly net income: $5,000.00 to $6,000.00

Monthly expenses: $
??Housing: $ 900.00
??Insurance: $ 150.00
??Car expenses: $ 300.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 1000.00

Wise Buys & WiseBuysSavings.com

Purpose of loan:
This loan will be used to? Expand our current Savings Publication WiseBuys & WiseBuysSavings.com by adding an email?distribution channel for our clients ads.? Currenlty we publish a printed piece that reaches about 750,000 Minneapolis/St Paul households 6x per year in their mailbox as well as their ad on the website www.WiseBuysSavings.com

So, we've covered Print & Online... Now we'd like to distribute our clients ads into the Email In-Box of approximetely 250,000 households.? This would allow us the reach of 6,000,000 per year via print and another 250K x 12 months = 3,000,000 Email for a total reach of 9,000,000 per year.

My financial situation:
I am a good candidate for this loan because? WiseBuys has been published in one form or another for the last 25 years.? I purchased the company in 2007 and we successfully brought the online component live... Now with the email we have the full reach needed to get results for our advertisers.

Monthly net income: $12,500

Monthly expenses: $
??Housing: $ 3,500
??Insurance: $ 1,200
??Car expenses: $?300
??Utilities: $?500
??Phone, cable, internet: $ 500
??Food, entertainment: $?500
??Clothing, household expenses $ 500
??Credit cards and other loans: $?0 (personal)
??Other expenses: $ 500

Paying off credit cards

Purpose of loan:
This loan will be used to payoff 3 credit cards that have a total of roughly 15k in balances.? Each card is current and always has been, the CC companies just moved all my rates up from 5% to 15%.? So I am looking for an alternative that makes sense.?

My financial situation:
I am a good candidate for this loan because I have been in my industry for 8 years and have been very successful.? Wife has a very strong job also and my credit history shows that I do not miss payments and that I have had credit for a long time.? I taek pride in my score.

Monthly net income: $ $3,700 approx for me, wife is $4,200

Monthly expenses: $
??Housing: $?2,500????
??Insurance: $ 110
??Car expenses: $?600????????
??Utilities: $ 230????
??Phone, cable, internet: $ 120????
??Food, entertainment: $
??Clothing, household expenses $????????
??Credit cards and other loans: $ 1000????
??Other expenses: $?child care $800

Paying off Credit Card Debt

Purpose of loan:
The purpose of this loan is to refinace my current Prosper Loan for a lower rate and?pay off?some high interest rate?credit card debt.? I will be finishing?schooling for my bachelor's degree in human resource management?in 2012.? I?would like?to have as much debt paid off as possible.?
My financial situation:
I am a good candidate for this loan because I have good credit and pay all of?my bills on time.
Monthly?Net Income:? $1800

Housing?????? $500
Insurance??? $48
Auto Loans? $325
Utilities??????? $112
Food??????????? $300
Credit Cards?? $300
Total??????????? $1585

Paying off credit cards

Purpose of loan:
This loan will be used to pay off our credit cards

My financial situation:
I am a good candidate for this loan because we pay our bills on time and we are dedicated to becoming debt-free, except for our mortgage.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 1038
??Insurance: $ 127
??Car expenses: $ 100?
??Utilities: $?300
??Phone, cable, internet: $ 130
??Food, entertainment: $ 500
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 200
??Other expenses: $ 207 (car loan), $55 mutual fund, $55 life insurance, $160 medical

Dental bills

I plan to use this loan to pay off my 1st Prosper loan (balance $2067.00) and then use the remaining amount for a large dental bill (for extracting 8 baby teeth that wouldn't fall out from my preteen's mouth) and then braces which will be about $2500 a year for two years. I have never missed a Prosper payment and I don't intend to miss any on this loan.

My credit has improved as I have been paying off credit cards until they have a $0 balance.

My payment will actually stay about the same as I have been paying for the past two years. I have never missed a Prosper payment.

Pay off Son's Violin

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Loan Needed ASAP

Purpose of loan:
Pay a bill so I do not receive a 30 day late on my credit report????I own a log home company and currently have 1.48 million in?signed contracts.? At the moment, my cash flow is short because I am finishing 2 homes and starting another 3.? I will not receive any income until at least the first week of September and that will be too late to 1 bill and avoid a 30 day late on my credit report????????????

My financial situation:
?I don't know how this?website calculates credit scores but as of today, August 5, 2010, My scores are as follows:? Experian 712, Equifax 709 and Transunion 735.? I have NEVER had a 30 day late?and never intend to.??I own several rental properties which are all rented with?a 1 year lease and they all?cash flow.? I also own free and clear my 3 vehicles, 2 high end building sites and several pieces of heavy equipment.? My business is solvent and I have an A+ Gold Star Rating with the Better Business Bureau.?This site won't allow me to put my business name but I am happy to give it out if you email me.

Monthly net income: $ $10,000 TO $14,000 net personal salary per month.? Company gross?income estimated to be 2.5 million this year.

Monthly expenses: $ 7000 estimting high
??Housing: $ 3000
??Insurance: $ 80
?Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2000
??Other expenses: $ 1000

Help me payoff ccards at lower rate

Purpose of loan:
The purpose of this loan is to pay-off my credit card at a lower interest rate.? With the new credit card laws signed into effect in February, most,?if not?ALL credit card companies can no?longer work?with you to lower your current interest rates on outstanding balances. ?However, they're willing to still lend you money and always send you balance transfer checks?to transfer more money.

My financial situation:
This?sight does not allow a joint account or joint income, however I am recently married and my wife and I have?a dual income in excess of $140k (gross). ? We are both CPA's and have no kids and?we are working to pay down all of our debt that we incurred prior to?getting married.? We have committed to paying down all of our outstanding debt?as quickly as possible and?we are?currently paying over?$1,000/month to pay down our credit cards.??At this rate, we could have our cards paid off in 18 months, however?we would just like to lower the interest rate we are currently paying.?

Monthly net income: $? (joint income - gross)? - $12,000

Monthly expenses: $
??Housing:? $2,400
??Insurance: $200
??Car expenses:? paid in full
??Utilities: $ 300
??Phone, cable, internet: $300
??Food, entertainment: $500
??Clothing, household expenses $?100
??Credit cards and other loans: $ 600
??Other expenses: $

Consolidating debt / Regrouping

Purpose of loan:
To catch up on debt / Regrouping / Restarting

My financial situation:
I am a good candidate for this loan because: I am very talented professional that works in the creative profession (Branding/design)
which was hit tremendously hard. We're a luxury when times are bad. I have restructured my company (broke partnership),
leaned up expenses, moved offices and we are diversifying our service into different categories rather than just one. I have made some
mistakes, had an expensive partership, and simply got behind with big expenses. Need second chance to regroup and catch up.

Monthly net income: $ 8500-10000

Monthly expenses: $
??Housing: $ 2400
??Insurance: $ 150
??Car expenses: $ 600
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 500
??Other expenses: $

Consolidating debt!

Purpose of loan:
This loan will be used to pay off a huge chunk of all my unsecured credit card debit. Currently with these high interest rates it will take 15+ years making the minimum payments.

My financial situation:
I am a good candidate for this loan because I pay all my bills 100% on time and would do anything possible to ensure all my bills are paid. I have a great job with complete job security.

Monthly net income: $ 3,500

Monthly expenses: $ 2,600
??Housing: $ 550
??Insurance: $ 90
??Car expenses: $ 500
??Utilities: $ 150
??Phone, cable, internet: $ 60
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 400

Short Term Business Loan Needed Now

Purpose of loan:
My wife and I need to pay off one bill before we receive a 30 day late. We have 5 contracted jobs but our income from them will not be coming?in until the first week of September.??This bill must be paid prior to?that date.? We have never had a 30 day late.?

My financial situation:
My wife and I do not know how this website calculates credit scores but my scores with all 3 credit bureaus are in the low 700s.? I own 3 trucks, 2 building sites and a skid loader free and clear.? I have never had a 30 day late on a credit report in my life.

Monthly net income: $10-14K net personally?/ mth? and roughly 150K gross per month in my business

Monthly expenses: $ about?6000
??Housing: $ 3000
??Insurance: $ 50
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $?300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500
??Other expenses: $

Catch Up

Purpose of loan:
This loan will be used to? Reverse my current income situation.. Let me explain, I just started a new job which is great! Only problem is, my pay dated and frequency changed from being paid every two weeks to once a month with my new pay date landing on the 30th.of each month? ? Now, under normal circumstances this would not be a problem because it?s just a matter of budgeting.. But my problem was created because I had to work 4 weeks before seeing my first paycheck which means, if I don?t find a solution that will allow me to reverse my situation and gradually pay it back over the course of 6mo to 1yr., my bills will be paid late every month? ?Please know that this poses a major problem for me because, I am never late on my bills, so I?m seeking assistance to reverse my current situation and I am hoping Prosper loan will help me do that.

My financial situation:
I am a good candidate for this loan because I am never late with my payments on any account. I have a steady income and a very secure position with a company that is in great financial standing. I am an honest person that believes in repaying any debt that I owe. My only reason for seeking this loan is because on the major change in the manner in which I get paid.

Monthly net income: $ 2900

Monthly expenses: $
??Housing: $?600
??Insurance: $ 250
??Car expenses: $ 345
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??Other expenses: $ 50

College Expenses for Grandaughter

Purpose of loan:


? Hello, and thank you for taking interest in my listing!I am retired from the Carpenters Union after over 35 years of service.? I have Social Security benefits, 401k, receive rental income,?and I also do some contract work and sell used vehicles on the side.??My home is completely paid for.? I own two vehicles, one is completely paid for,?and I am almost done paying the second one off.? I have three grown children and?six grandchildren.?

I am looking to get a loan to clear off some credit card debt, and to?help my grandaughter?out with her college expenses. She?will be?entering the Nursing?progam soon, and is already working two jobs to pay for her schooling.? I am dismayed to see my Prosper rating as an "HR".??I have a good credit rating and have been working ferociously to pay off all my debts and raise my credit score. ?I am in the process of disputing the deinquent accounts that are showing on my credit report. ?

My financial situation:
I am a good candidate for this loan because?

I have worked hard all my life, and take pride in taking care of my family and having good credit.

Monthly net income: $
$1500 Social Security
$750 Rental Income
401k to be used if needed.
$1000 to $1500 in part-time and contract work
(This income of course doesn't reflect income that my wife also receives)

Monthly expenses: $
??Housing: $ 0
??Insurance: $?80
??Car expenses: $ 259
??Utilities: $100?
??Phone, cable, internet: $?60

Home Remodel (3rd Prosper Loan100%)

Purpose of loan:
This loan will be used to do a kitchen remodel for my home.?

My financial situation:
I am a good candidate for this loan because I have had two other loans with Prosper with 100% paybacks, one is still open and active and has roughly a year left on it. I currently work as a manager for a bank and have been for a little over 5 years.? I take pride in improving my credit score so my priority is ensuring that that payments are made 100% of the time. I can promise thatn here will never be any issues with my payments and they will be directly debited from my account.? My credit score number appears low due to a issue with a ex girlfriend and a credit card. The issue was resolved but some late payments were reported and have never had any since.?

Monthly net income: $ $2800.00

Monthly expenses: $
??Housing: $ 370
??Insurance: $ 75
??Car expenses: $ 211 (prosper loan w 1yr left)
??Utilities: $ 60
??Phone, cable, internet: $ 20
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Paying off my LAST credit card

Purpose of loan:
This loan will be used to pay off my last remaining credit card. I have had a lot of medical expenses and weddings the past 6 months, that have led to over spending. I am not going to keep using this card.

My financial situation:
I am a good candidate for this loan because I have learned from my mistakes. I learned the hard way when I was younger, and am now looking forward to having $0 credit card debt.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 50
??Phone, cable, internet: $ 250
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800
??Other expenses: $

Buying % of existing business

Purpose of loan:
This loan will be used to? An opportunity has presented itself for me to purchase part ownership of a very successful business in the Chicago-land area.? This business has operated with substantial profit for 7 years in a row.?I am bringing much of my own savings in as well so I definitely have a vested interest.? ?

My financial situation:
I am a good candidate for this loan because? Quite simply, I do not miss payments on anything - EVER.

Credit Card Pay Offs

Purpose of loan:?? This loan will be used to pay off my Lowes Credit Card of $2,100 with monthly payment of $135.00, a JCPennies Card of $4,100 with a monthly payment of $198.00 and a Tires Plus Card of $1,400 with a $110.00? This will impove my overall montlhy payment by $100.00 !!?

My financial situation:??? I am a good candidate for this loan because I am never late with my payments as you can see from my credit report and?have the capacity and the history to pay back large loans and credit card balances.?? Between my husband and I we both make about $150,000 and our overall D/I is around 43%.? We are obviously just over extended at this time, but we always make our payments as you can see on my credit report, we would NEVER not pay back a loan or credit card, NEVER!? I know that I see I have a 3 prosper score and a rating of HR, but that is merely due to our credit balances, which I am trying to improve.? Not due to not paying on time or not paying at all, just due to over extending ourselves.? This is why granting me a loan in this case would make sense, it would actually help my position.?

Thank you for your consideration, if you have any questions about my credit file, please email, I would be glad to answer any questions you may have about me.? Thanks.


Monthly net income: $ 3,050

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation/Home Improvement

Purpose of loan:
Debt consolidation on?some high interest credit cards and a few small home improvements (Roofing and AC).

My financial situation:
Once these things are consolidated i will easily be able to make payments. I pay more then the total would be in credit cards each month so this would actually be saving money each month. I would like to come in around 25% but this is the percentage rate they recomennded for getting investors interested.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $1175.00
??Insurance: $ 200.00
??Car expenses: $?500.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenes $
??Credit cards and other loans: $ 350.00
??Other expenses: $

Lower my $400 to $200 per month

Purpose of loan:
This loan will be used to? To consolidate my debt to a lower monthly payment.
My financial situation:
I am a good candidate for this loan because?? I?promise to pay off this loan on time and in full.? I have steady solid income from my home?based business as a certified medical coder and biller for physicians for?over 14 years.? My husband?has made me responsible for my own debt repayment.??This loan will?take my current debt payments totaling around $400, down to $200 per month.??My goal is to build up my credit to qualify for better interest rates and terms for credit I may need in the future.? Please help me.?


Monthly net income: $ 10,000 household, personal is around $4,000.

Monthly expenses: $ 2,997
??Housing: $ 837
??Insurance: $ 110
??Car expenses: $ 0 own title??
??Fuel: $150
? Utilities: $ 150
??Phone, cable, internet: $ 150?
??Food, entertainment: $ 1000
??Clothing, household expenses $200
??Credit cards and other loans: $ 250
??Other expenses: $ 150

Paying off credit cards

Purpose of loan:
This loan will be used to pay off my credit card debt.

My financial situation:
I am a good candidate for this loan because although I ran into some hard times last year, I am responsible and once again gainfully employed.? Although I have substantial debt, I have never been late on a payment, nor have I ever missed or?skipped?one.

Monthly net income: $ 2,300

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0?(included in rent)
??Phone, cable, internet: $ 0 (included in rent)
??Food, entertainment: $ 200
??Clothing, household expenses $ 50-100
??Credit cards and other loans: $ 500
??Other expenses: $ 300-500

Pay off debt to boost FICO score

Purpose of loan:
I want to pay off some credit cards so I can also boost my credit score and be done with the higher rates

My financial situation:
I am a Prosper returning customer.I paid off my last loan
Monthly net income: $ 4000 approximately

Monthly expenses: $
??Housing: $ 1540
??Insurance: $ 65
??Car expenses: $ 300
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $

Making a Clean Start. Please Help?

Purpose of loan:
This loan will be used to pay off existing credit card debt and make auto repairs

My financial situation:
I am a good candidate for this loan because?I have a steady income in an unstable economy, have a lower amount of debt than the average American (minus 'standard" debts such as school and car loan)

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 50
??Car expenses: $ 350
??Utilities: $ 0
??Phone, cable, internet: $ 150
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $?400
??Other expenses: $

pay off from starting law firm

Purpose of loan:
Pay off credit card debt from starting?my own law firm.?

My financial situation:
I am a good candidate for this loan because I have a law firm that has been established for 2 years and is doing very well.? I just need to catch up from the initial investment.? The case load is great and there are multiple contingency personal injury cases expected to settle this year.? I always pay my bills on time and have good credit.?

Monthly net income: $ 6,500

Monthly expenses: $
??Housing: $ Husband pays
??Insurance: $?300
??Car expenses: $ 700?
??Utilities: $ Husband pays
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $ paying 2000/month now (1000/month on personal credit cards and 1000/month on a bank loan for the initial furniture at the law firm), will?pay?1000/month to?Prosper?when loan approved?(other 1000/month will be paid off?in spring 2011 from loan I?took out for furniture at the law firm).
??Other expenses: $ 300

Paying off all of my credit cards

Purpose of loan:
This loan will be used to pay off my credit cards in their entirety. I am planning on starting my own business and would like to have a fixed payment loan that I can pay each month rather than having several credit card payments. I will continue?saving and investing?the remainder of my income until I have acquired the necessary capital for my future business.

My financial situation:
I am a member of the US Armed Forces which has given me the opportunity to earn a well deserved and steady paycheck that?allows me to make regular?payments on all of my financial obligations. With the requested loan amount, I?make more than adequate income to cover my loan payments without putting myself in any financial hardship. Furthermore, with my business goals in mind, it would only be prudent of me to strengthen, not weaken, my credit rating, which is always my goal.

Pay off my credit cards!!! :(

Purpose of loan:
This loan will be used to pay off some of my credit cards... I have some that have high interest rates, and with a lower rate, I know it would really help pay them off sooner.... As it is, I make my payments, but there are so many that if I just had one payment to make, it would help out a lot...

My financial situation:
I am a good candidate for this loan because I have a good history of?making my payments on time and little by little I have started to pay some of my cards off.... Because of this, and because I manage well the income that my wife and I bring in, we?have the means to provide a good living for our daughter....!?

Monthly net income: $3,400
With my wife's income:? $6,800

Monthly expenses: $
??Housing: $ 1,302
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 175
??Food, entertainment: $?500
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 2200
??Other expenses: $ 400

Debt Consolidation

Purpose of loan:
This loan will be used to pay off a high rate bank credit card.

My financial situation:
I am a good candidate for this loan because I have a full-time job and a small brokerage business that recently became profitable. In addition to $110,000 income, I earn another $2000 per month from the business. Building the business used most of my available cash and savings; I am now trying to get lower interest rates on my debt, rather than pay it off, so I can use my excess cash to save one year's expenses and a down payment on a house to provide security for myself. I have never been late or missed a payment in my life, even as a graduate student paying 3 times the rent I do now, with significantly more debt. I found a way to make sure everything was paid on time, and now that my financial situation is much better than it used to be, it will not be a problem. I would also like to start with a smaller amount so I can establish credit on Prosper to consolidate a larger credit card balance in the future.

Monthly net income: $ 7400

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ included in rent
??Phone, cable, internet: $ included in rent
??Food, entertainment: $ 800
??Clothing, household expenses $
??Credit cards and other loans: $ 873
??Other expenses: $

Pls help with 2nd loan/home repair

Purpose of loan:
This loan will be used to? Second loan request. We need some home improvement. Kitchen dishwasher was leaking and ruined the underlayment, so we need that replaced, downstairs bathroom leaking around seal, needs to be dried out and stripped and new flooring. Some painting and minor repairs also needed. I would like to get it prepared for selling. My financial situation:
I am a good candidate for this loan because?? I have always? paid my immediate obligations and I am current on my present Prosper loan? and have had no late payments and have never missed one.Thanks for your consideration. The delinquencies have been resolved but still appear on your site. The 4 delinquencies in the past 4 years were for? medical co-payments of $50.00 and have been paid.
The present amount being paid out to credit cards should take care of the amount due on this payment.

Monthly net income: $ 3892

Monthly expenses: $ 3675
??Housing: $ 1700
??Insurance: $ 150
??Car expenses: $ 50
??Utilities: $ 300
??Phone, cable, internet: $ 25
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1150
??Other expenses: $ 0

Redecking the porch

Purpose of loan:
Replace decking on the porch of my house

My financial situation:
I am a good candidate for this loan because?I am well employed as a nurse.? (RN - Registered Nurse $21.50/hr, $2.80/hr evening shift,and all the overtime that I am willing to volunteer for).? I have a property management company that I started in 1997 ($850/mo net), and am a real estate investor ($1,640/mo - all housing exenses listed below are for this 4 unit building where I live in one of the units - so I essentially have very low housing costs).? I receive $800/mo in child support for my son.

I have another prosper loan with a perfect payment history.

I declared bankrupcy (2004) in order to return to school as a single mom.? I did this to "buy time" from home lenders to divest 26 units of rental property so that I could have time to sell them in a slow economy versus foreclosure when tenants started losing jobs in record numbers.? I sold the houses for my mortgage balances, not at a profit, just to have the houses not "sell short".? The lenders did not lose a penny.?

Monthly net income: $5,725

Monthly expenses: $4,230
??Housing: $618? (mortgage balance $72,000,?2009 tax appraisal $178,000) 5 bedroom, 4 bath house divided into 4 studio apts
??Insurance: $36 house
??Car expenses: $500 pymt and ins, 150 gas and maint
??Utilities: $525
??Phone, cable, internet: $150
??Food, entertainment: $500
??Clothing, household expenses $150
??Credit cards: $200
? Child care:? $435
? Student Loans:? $230?
??Other expenses: $650 misc

consolidating

Purpose of loan:
This loan will be used to?consolidate. ?

My financial situation:
I am a good candidate for this loan because?? I've been at my job for 27 years. I have paid all my revolving debt on time, The post divorce/mortgage related debt, I can't do anything about without cooperation from my ex.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 120
??Car expenses: $300
??Utilities: $
??Phone, cable, internet: $ 60
??Food, entertainment: $?300
??Clothing, household expenses $ 50
??Credit cards and other loans: $?880??Other expenses: $

Moving Across the Country!

I am moving across the country to take a more lucrative job in New York City. I'm very excited, but I need some money to be able to move my things and put down the first and last months' rent and deposit down on my new apartment.

This loan will be used to pay for my flight, the packaging and shipment of my household items, and for my rent and deposit at my new apartment in New York City.


My financial situation is strong; I will be getting a 80% raise in my new job. I will use that increase in pay to pay down this loan, my student loans, and to increase my savings.

I am a good candidate for this loan because I've always paid all of my debts, and I've never been late on a payment!

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off Discover Card, American Express and renovate master bathroom.

My financial situation: I have always made payments on time
I am a good candidate for this loan because? Over the past 18 months, I have increased my yearly income by $9k and expect it to continue to rise over the next five years.


Monthly net income: $ 7980

Monthly expenses: $
??Housing: $ 2272
??Insurance: $?paid in full
??Car expenses: $389
??Utilities: $ 115
??Phone, cable, internet: $ 172
??Food, entertainment: $200
??Clothing, household expenses $?250
??Credit cards and other loans: $ 200
??Other expenses: $ 2029-rental property mortgage

Paying rent and credit card

This loan will be used to help me pay off two months of my rent and the rest of my credit card. It will just be easier for me to concentrate on paying for one thing at this moment so I have a few less worries in the long run. I am a good candidate for this loan because i will be able to make the payments easily now that i will be working full time again. i would be able to handle paying for everything but since i just started working i also need money for gas, food, and social life. I feel that I do qualify for this loan substantially and I am a trusting candidate, thank you for you're time.

Increase Net Worth

Purpose of loan:
This loan will be used to pay off credit cards and increase my savings.

My financial situation:
I am a good candidate for this loan because I recently funded a land investment here in California.
I earn a consistant 10k per month

Monthly net income: $ 6000.00

Monthly expenses: $
??Housing: $ 1295.00
??Insurance: $ 130.00
??Car expenses: $ 491.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 300.00
??Other expenses: $

My loan for debt consolidation

Purpose of loan:
This loan will be used to?pay off my school loans.

My financial situation:
I am a good candidate for this loan because? I will repay the loan.

Monthly net income: $ 2500.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 131.00
??Car expenses: $ 345.00
??Utilities: $ 260.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 350.00
??Other expenses: $

Career Start and Job Relocation

Purpose of loan:
This loan will be used to cover expenses to move my family to a new job location. I have recently graduated with a PhD in Medical Physics from the University of Florida and require these funds to pay for moving expenses and secure an apartment in the new location. I have multiple job opportunities that are all located out of state.

My financial situation:
I am a good candidate for this loan because as a Medical Physicist my starting annual salary will be in the range of $80,000.00-$100,000.00.

Monthly net income: $ 3,098.00

Monthly expenses: $ 2,242.00
??Housing: $ 825.00
??Insurance: $ 227.00
??Car expenses: $ 150.00
??Utilities: $ 220.00
??Phone, cable, internet: $ 145.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 175.00
??Other expenses: $