Paying off 401K Loan

I own?3 rental properties and I'm a manager at major company.

Never missed a payment in my life. My previous prosper loan was?paid off early?.

I plan to take this loan to pay off my 401K loan then take another 401K loan for $34,000 to pay off this loan within 60 days and make improvements to my 3 rental properties.

My 401K balance is $107,000 vested. Problem is the plan only allows one loan at a time. I need to pay off the 10,500 loan to take another loan. Turn around time should be 30 days or less but sure in 60 days the prosper loan will be paid in full. Below is from my 401K website as of today 7/31/2010

You have reached the maximum number of loans allowed by your plan. Click here for information regarding paying off a loan. You are only able to model a new loan.

Loan Inquiry

Your current available loan amount: $34,184.54.
The details of your loan(s) are as follows. To payoff a loan, click Pay Off Loan.


Pay Off Loan
Loan Number 1 Frequency SEMI-MONTHLY
Type Standard (Paperless) Balance $10,814.73
Issued 06/28/2007 Interest Rate 8.25%
Amount $25,000.00 Estimated Payoff 06/27/2012
Payment $254.61 Expected Interest $5,553.20

Account Balance

Confirmation Date of Last Contribution: 07/30/2010
Total Investment Balance as of: 07/30/2010 $107,549.30
Amount you owe on your loan(s) as of: 07/30/2010 $10,814.73
Total Account Balance as of: 07/30/2010 $118,364.03
Total Vested Balance as of: 07/30/2010 $111,587.84

Paying Off a Couple of Credit Cards

Purpose of loan:
This loan will be used?to pay off a couple of credit cards

My financial situation:
I am a good candidate for this loan because I have been re=building my credit and have been paying on my current Prosper loan for over 2 years and have never been late.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 360
??Other expenses: $

Paying off a state tax debt

Purpose of loan:
This loan will be used to?pay off a state tax debt that I have negotiated down over months and months.?
?

My financial situation:
I am a good candidate for this loan because my credit score is pretty good I have low debt ratio and usually pay for most of my belongings with cash.? I also have been at the same job for nine years. I am working on building my credit back up and this would really give me a boost especially since I have not been delinquent on any debt for over 5 years.?In the middle of building back up my credit report also as some old collection companies (for tickets) haunt me as well as the tax debt.? ?I look forward to your?help. Thank you for looking at my listing and helping me out. Any questions please ask me.?

Monthly net income: $ 7,7000

Monthly expenses: $
??Housing: $ 2,885
??Insurance: $ 325
??Car expenses: $ 200 (fully paid for)
??Utilities: $ 265
??Phone, cable, internet: $ 140
??Food, entertainment: $ 550
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 225
??Other expenses: $ 550

My loan for debt consolidation

Purpose of loan:
Pay down a high interest rate credit card and get a small loan to gain a few points on my score to secure lower interest rates in the future.

My financial situation:
Have not been late on any payment of any kind in the last 7 years.

Monthly net income: $ 2,580

Monthly expenses: $
??Housing: $ 1,385
??Insurance: $ 100
??Car expenses: $ 0 : my fuel is paid for
??Utilities: $ 200
??Phone, cable, internet: $ 80
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $ 50

Loan to expand home therapy company

Use of Funds:
This $9,999 loan will be used to cover expenses associated with the expansion of the company including funding marketing initiatives, buying new equipment, and, most importantly, hiring an additional physical therapist.

My Home Therapy Company:
Ayuda Rehab and Wellness, Inc (Ayuda) is a Chicago-based contract homecare therapy company that provides licensed physical, occupational and speech therapists to home health agencies. Our team of therapists provide skilled therapy services to those who are too sick or injured to leave their home. We are growing rapidly and are in the process of hiring one additional full-time physical therapist to meet the demand of our patient-referring, agency partners. We have been in business for over three years and started as a limited liability company (Ayuda Rehabilitation, LLC). This year, we changed our legal structure to an S-Corp to meet the company's needs and professional goals.

Current Financial Income and Expenses:
Monthly net income: $7240
Monthly expenses: ??Mortgage and Taxes: $1,525 ??Insurance: $315 ??Gas: $175 ??Utilities: $225 ??Phone, cable, internet: $210 ??Groceries, meals, clothes: $425 ??Credit card: $350 ??Child care: $300 Misc expenses: $350 Total expenses: $3875

Current Credit Card Debt:
I have personally invested over $70,000 into this company. We have a company car (Smart Car); 8 laptop computers, an online medical documentation system, as well as other business-related items. Three months ago, I took out a business loan from Citibank for $24,000 to consolidate debt, buy equipment, use as operating funds and hire a full-time physical therapist. I currently owe $22,298.56 on this loan and took advantage of an amazingly low interest rate of 0%, which ends in October of 2012. I plan to pay this off before the 0% interest rate changes. The monthly payments for this loan, which is my only outstanding personal loan, is $350/month.

Why I am an excellent candidate for this loan:
I have never missed a payment or been late; I own a home; I have a solid savings; I have excellent credit score; the business has a gross profit margin of 30% and we are growing; I am a Prosper investor; and am married with two children. Also, I keep my expenses low and am able to save each month, which will enable me to payback this loan every month.

Thank you for reviewing and considering my request for a Prosper loan.

Paying off medical & credit cards

Purpose of loan:
This loan will be used to? consolidate as much medical and credit cards as possible.? I currently have one medical bill requesting $216 a month!

My financial situation:
I am a good candidate for this loan because? if I can consolidate some smaller bills, I can get them all paid off sooner.? I have just gotten a better paying job, so will be able to pay these off quicker, but consolidating things would help.? I have been a lender on here before - and have not been paid back - I understand how much trust people put in others when loaning them money.? Thank you for your consideration!

Monthly net income: $ 2100

Monthly expenses: $ My husband's income of $3500/month covers a lot of these...
??Housing: $ 1020.00
??Insurance: $ 100.00
??Car expenses: $ 1000.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 300.00 (medical)

Making my garage bigger!!!

Purpose of loan:
I have lived at this home for nearly two years. I recently started 11/2009 expanding my current detached garage located in my back yard from 1200s.f. to 3000 s.f. I have completed nearly 50 % of the construction. All the work is being done by me as this is a hobby for me and I want it to be perfect. There is no time frame to be completed therefore; I do not have to pay someone to do something right now which usually costs a lot more money. I fully expect for it to be standing with walls and roof complete before the end of the year. Anything that is outside of my scope of expertise is performed by a reputable sub contractor. All of this is being done to all applicable building codes within my county which is the only governing body I have to deal with. I have had roughly 10 inspections to this point none of which have failed. Along with the expansion of this garage have come some additional landscaping projects which are to please my wife. I have been purchasing materials along the way as I find good discounts. Some of my construction budget has been spent here, and this is why I am looking into other possible loans.

My financial situation:
I am a good candidate for this loan because? I am a hard worker. I have built this to this point on my own using roughly 25K cash I had on hand and look forward to continuing it. My wife will be very happy when it is over as it totally consumes my life. I look forward to being able to build various products inside when completed to help pay off my loan early. Early on I had credit problems but I have learned from my mistakes and pay everything on time and usually for a greater amount. My job is secure and my work history is very good also. Six years is about the shortest I have ever worked for a company. Feel free to ask any questions and I will promptly answer, as I have nothing to hide. Thanks for your consideration.

consolidation of credit accounts

Purpose of loan:
I have two larger credit cards and a few small ones all with various rates. Most of the debt was incurred a few years ago when I was renting a large home and let expenses get out of hand. I have since moved and taken many steps to cut my monthly expenses to less than half of what they were. I should be making good progress to pay these off. The challenge is that with multiple accounts and constantly changing rates it?s difficult to budget to determine how much to pay who and determine my expected payoff dates.

Once I can consolidate I can setup direct payment for this loan monthly, there will never be an issue of being late?and I can be confident that, once?fully amortized, I will be debt free (credit and auto) within?my?objective time-frame of three years.

I am a good candidate for this loan because?
I have a solid career in the Healthcare industry (administration)?with a steady?history of income growth and advancement.??
I am single, never married and?without dependents
.
I rent a comfortable but very affordable home within walking distance to my job, have a low keyed and sustainable and healthy lifestyle, a very comfortable income and am confident that I will reach the goals I have set form my career, finances and personal life over the next few years.

Monthly net income: $? 3422.12
Monthly expenses
Housing: $ 790.00??
Insurance: $ 110.00??
Car expenses: $ 677.67??
Utilities: $ 0.00??
Phone, cable, internet: $ 65.00??
Food, entertainment: $ 300.00??
Clothing, household expenses $ 75.00??
Credit cards and other loans: $ 353.07??
Other expenses: $ 100.00

Credit Debt

Purpose of loan:
This loan will be used to pay off 2 cards and canceling a phone line and continuing education.

My financial situation:
I am a good candidate for this loan because I have a steady job my income has increased 10% year over year for the past 4 years.

Monthly net income: $ 4,161

Monthly expenses: $ 2,200
??Housing: $ 1500
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

5TH PROSPER LOAN PAID NEVER LATE

Purpose of loan:
This loan will be used to? home improvment

My financial situation:
I am a good candidate for this loan because? 5th loan paid off over 15.0000 thousand in prosper loan never late.Over 25 years in the plumbing which i own? for over 25 years..trying to improved my credit score which just jump up another 20 points.Working for 700 and up. thanks .

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ paid off
??Insurance: $ 500
??Car expenses: $ paid off
??Utilities: $ 500
??Phone, cable, internet: $ 300
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $?200
??Other expenses: $ 100

trying to settle my college loan

Purpose of loan:
This loan will be used to settle my student college loan before it gets reported to the credit bureau... i was able to get a deal with the collection firm that bought my debt, but need that extra money to complete what i already had saved...?i have worked hard to bring my credit score up, so it will break my heart if it goes down again... please help!

My financial situation:
I am a good candidate for this loan because it is a small amount compare to what i make a year, as you can see on my credit record/ trend?i'm not a big spender and i have been paying off everything i have ever owned. it's just that the amount was too great for me to pull right away

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 80
??Car expenses: $ 30
??Utilities: $ 45
??Phone, cable, internet: $ 40
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 190
??Other expenses: $

Bad Decisions, Making Better Ones

Purpose of loan:
This loan will be used to pay off credit cards and get my life back in order. I am a 25 year old college student who got caught in the credit card journey. I have three credit cards that need to be paid off. I am currently working at Macy's, making an hourly salary. I am in the process of getting another job that pays better so that I do not walk down this path again.

Moving out from a bad roommate

NOTICE: I'm assuming that my HR rating is due to this listing being a repost\meaning my last listing did not get funded. I forgot to put my apartment number and I could not get verified in time, thus I have to repost my listing. My last listing completed 1200 @ 13.78APR. I'm requesting a higher amount due to a pet deposit. I will have no problem making this payment.

Purpose of loan:
This loan will be used to get myself a new apartment

My financial situation:
I am a good candidate for this loan because I have a steady income.

Monthly net income: $2300

Q&A from previous listing:
Q: Hi! Good luck with your loan and getting away from your bad roommate. How much will your monthly rent be in your new place?A: Thanks! It will be 425 a month with around 60-100 for electricity depending on the season and 50 for internet. On a side note for investors: I've had a 370/mo car payment now for 3 years without missing a beat, the $45 monthly payment will not be a problem. (Jul-12-2010)Q: Is your income primarily from salary or tips?A: Primarily tips. My estimated monthly income is a pretty generous guess because my weekly NET income is usually anywhere from 500-700 . I've been with the company since I was 16. I'm 22 now and will continue to have this job until I'm finished with school (Jul-15-2010)

Monthly expenses: $1300-1600 total
??Housing: $450
??Insurance: $0
??Car expenses: $580
??Utilities: $60-120
??Phone, cable, internet: $40
??Food, entertainment: $200
??Clothing, household expenses $0-100
??Credit cards and other loans: $100
??Other expenses: $

paying off my credit line

Purpose of loan:
This loan will be used to?
Pay off a portion of my revolving credit
My financial situation:
I am a good candidate for this loan because?I've had a loan here recently which was paid off early. I work in Healthcare Construction throughout the United States, therefore work is steady.

Monthly net income: $ 77,220

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 100
??Car expenses: $ 600
??Utilities: $ 200
??Phone, cable, internet: $?0
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 900
??Other expenses: $ 200

Credit Card Pay Offs

Purpose of loan:?? This loan will be used to term out a couple of my small credit card balances.

My financial situation:??? I am a good candidate for this loan because I am never late with my payments as you can see from my credit report and?have the capacity and the history to pay back large loans and credit card balances.

Thank you for your consideration, if you have any questions about my credit file, please email, I would be glad to answer any questions you may have about me.? Thanks.


Monthly net income: $ 3,050

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Auto repair, business use

Purpose of loan:
This loan will be used to repair my vehicle.

My financial situation:
I am a good candidate for this loan because I am a responsible army veteran with a college degree and have currently been working in the hospitality industry as a Front Desk Manager?for five years. I also live with my grandma and have no monthly bills.

Monthly net income: $ 3800

Monthly expenses: $ 0
??Housing: $ 0
??Insurance: $80
??Car expenses: $300?
??Utilities: $ 0
??Phone, cable, internet: $50
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Unexpected car repair

Purpose of loan:
This loan will be used to make an unexpected repair on my truck (new transmission).? Of the active loans listed above, three are from the purchase of my home five years ago. Of which, one of those loans will be paid off in September. Three are existing student loans from my undergrad degree. The remaining are credit cards, which have about 50% of the limit out on them.? You may contact me with any additional information requests.

Monthly net income: approx. $4500 (I also receive quarterly performance bonuses. The next comes at the end of August)

Monthly expenses: approx. $3000
Housing: $1500
Car expenses: $200
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses $200
Credit cards and other loans: $200
Other expenses: $300

Pay expenses and daughter's wedding

Purpose of loan:
This loan will be used to pay some pending expenses (home / auto repairs) and deposits required for daughter's wedding. Part of the proceeds will be used to pay down the current Prosper loan.

My financial situation:
I am a good candidate for this loan because my financial position continues to improve. I have lived in the Memphis, TN area all my life. Current home for the past 12 years.? I have been with my company in the finance department for 12 years. I am certified in my field and have never been unemployed. My wife is a kindergarten teacher and has taught for the past 18 years. My Son is working on his Masters Degree and my youngest daughter has recently graduated from college and will begin working on her Masters.? I am committed to paying all of my obligations on time and have reduced expenses in order to repay this loan within the terms stated. I have been paying down debt especially high interest accounts. Job remains stable and company expects a solid year (fiscal year ends 10/31/10).

Monthly net income: $ 6,050

Monthly expenses: $ 4,090
??Housing: $ 2,165
??Insurance: $ 325
??Car expenses: $ 80
??Utilities: $ 235
??Phone, cable, internet: $85
??Food, entertainment: $ 80
??Clothing, household expenses $60
??Credit cards and other loans: $ 900
??Other expenses: $ 160

Business Start-up..Re-post!!!

Purpose of loan: Business Start-up
This loan will be used to?? purchase business insurance, supplies, marketing materials, accountant, etc.
My financial situation: Is improving
I am a good candidate for this loan because? I am never late on my monthly bills and can handle the requested monthy payment for this loan. I am in the process of growing a small business which is already generating income.My revolving credit is high due to some financial hits? I endured during the recession, but I am recovering and hope to continue with my plans to grow my residential and office cleaning business. This listing was almost fully funded but was cancelled due to a bug found during the Prosper maintenance, I was told to re-list...I hope you will help me again!! This loan will really set things in motion!
Monthly net income: $ 3000+

Monthly expenses: $
??Housing: $?700
??Insurance: $ 180
??Car expenses: $ 200
??Utilities: $ 0
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 800
??Other expenses: $ 0

Want to Make Money? A Sure Bet!

Purpose of loan:
This loan will be used to consolidate some bigger purchases that I have had upcoming from credit card payments and to?invest some upfront for the year?through ira's.

My financial situation:
I had to re-list this due to my employment status changing and I had not changed it in the previous listing.? Again, the Prosper score does not indicate my true commitment to this loan, it will be re-paid...check my history...your estimated loss is 0%, guaranteed!

I am a good candidate for this loan because I have very little monthly expenses by living at home.? I have also used prosper before, so you can see I am extremely reliable.??I always pay my bills on time and have a tremendous credit score.? I have never had deliquent accounts or anything like that.? If you invest in this loan, you will make money and it will be paid back, guaranteed!

Any questions, please let me know.

Thank you for looking, investing,?and happy bidding!

BUSINESS OPPORTUNITY

I have close to 50 notes made in prosper as a lender,I have a balance of 900 aprx as a borrower,I want to pay off,I want to put everything in order because I am ready in october to be a full time employer making 2 shifts more than 12 hours daily to redo my properties,according to the new buildings around,payoff prosper loan,I am a veavy worker working in my properties dailly,everything is done and I want to put my time again in the hospitality business and just manage my properties,to make my dreams come through and get ready I need:??
????? 1.- around 750 for citizenship??? 2.-? 500 or more for cuban passport,??? my property taxes are paid but I? need to get insurance in a property around 1500?? .
?? I appreciate your bids I am getting? more than 5-6000 monthly but getting everything ready? this my credit? history
700-719 (Latest)
700-719 (Jun-2010)
720-739 (Apr-2010)
720-739 (Feb-2010)
700-719 (Dec-2009)

? I work: Hospitality,bartender,maintenance of my 5 properties fully rented out,trader and lending in prosper,I deserve this hand
?and I am sure I can pay easy and fast if required.? Thanks for bidding in my listing in advance I need the support of the leader of this group? that knows me very well.? God bless America.

She Deserves a Honeymoon

Purpose of loan:
This loan will be used to help pay for a honeymoon.

My financial situation:
I am a good candidate for this loan because I am marrying up.? Just kidding, sort of...? My soon-to-be wife makes about?4 times as much as I do.? She is a lawyer and I am a social worker.? Her salary pretty much pays for everything, including the mortgage payment on our new house, most of?our bills, and our upcoming wedding.? But I don't think she should?have to pay for her own honeymoon!? She deserves to be spoiled. ?I get to keep a job?that I love,?helping people, but?that pays?next to nothing, all?because she?is willing to work long hours and endure the stress of a high paying job.? She deserves to be?treated to a great honeymoon.? I have always had excellent credit, so?I thought getting a loan would be easy.??But while my girl?was in?law school, we put a lot of expenses on my credit?cards.?? Her paychecks are paying the credit card bills now, so it evens out.??However, the bills are still in my name, so my debt to income ratio is preventing me from getting a loan through a bank.? I really want to treat her to something for a change.?? I have some money saved up for the honeymoon, but not enough.? I told her I was going to take care of this myself.??Invest in me.?

Monthly net income: $2,220
Monthly Bills ($200-$250)

Paying off st. loan and credit card

Purpose of loan:
This loan will be used to consolidate all my credit cards and to pay off my student loan.

My financial situation:
I am a good candidate for this loan because?I am employed full time and have been on the job for over a year. My monthly expenses are fairly low so paying off this loan should be no problem.

Monthly net income: $ 1315.80

Monthly expenses: $
??Car expenses: $ 303.00
???Food: $ 600.00
??Credit cards and other loans: $ 6200.00

debt consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Finally buying the car I want

Purpose of loan:
This loan will be used to finally purchase a car that I'll enjoy, rather than than the one that provides only basic transportation.

My financial situation:
I am a good candidate for this loan because I have 14 years of responsible, proven credit history, with no late payments or delinquent accounts. I have nearly 7 years of history with the same large, stable employer, and have a solid debt to income load. I will be selling my current car and eliminating the loan I currently have with Santander.

Moving for new job

Purpose of loan:
This loan will be used to move into my new apartment. I live in New York City now and am moving to Long island to work for the North Shore LIJ. I am moving alot of stuff and have to hire a crew and stay in a hotel for a few days till my place is ready. I have to leave a little early to prevent the landlord to charge me another months rent. The landlord was not the nicest guy. I thought this would be the best way to finance the move. Thanks everyone

My financial situation:
I am a good candidate for this loan because i pay my bills and have a great job that pays well. I just finished paying off all of my student loans a couple of months ago and will have no problem taking care of this.

Monthly net income: $ 3700

Monthly expenses: $ 1500
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off Citibank Settlement

Purpose of loan:
To pay off Citibank on a debt settlement agreement.? When I was laid off last summer, Citibank yanked my low interest rate in lieu of a temp payment plan.? They did not reinstate the low rate and I have not been able to negotiate a satisfactory payment plan until now.? I continued to make the payments, per my budget, until a resolution could be reached, and I was making extra payments on higher priority debts.? This is the source of the derogatory remarks on my credit score.

My financial situation:
The mindset of my wife and I has changed in the past two years to that of cash only for all expenses.? If we don?t have cash for the expenditure, we don?t make the purchase.? We have been rolling with the Dave Ramsey Debt Snowball plan.? A layoff last summer put this on hold but since December ?09 when I started my new job we have managed to pay down $10,100 in debt.

Monthly net income: $ 5973.13

Monthly expenses: $
??Housing: $ 2320
??Insurance: $ 120
??Car expenses: $ 0
??Utilities: $ 400
??Phone, cable, internet: $?100
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 430
??Other expenses: $ 1500

Dad's eye surgery-legally blind

Purpose of loan:
This loan will be used to?
pay for my father's unexpected and much needed eye surgery, he is legally blind.
My financial situation:
I am a good candidate for this loan because?
I am a federal employee,?RN with my BSN degree?with no chance for lay-off, 40 hrs a week, no chance for loss of re-payment, have never missed a single loan payment or paid late

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 610.47
??Insurance: $ paid in full for the year
??Car expenses: $ paid off
??Utilities: $ 150.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ none
??Credit cards and other loans: $ none
??Other expenses: $ none

Buying an engagement ring

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because I have a stable job and have a history of regular payments on previous credit lines.

Monthly net income: $4171

Monthly expenses: $2855
??Housing: $1400
??Insurance: $80
??Car expenses: $500
??Utilities: $200
??Phone, cable, internet: $175
??Food, entertainment: $200
??Clothing, household expenses $
??Credit cards and other loans: $300
??Other expenses: $

Looking to consolidate small debts.

Purpose of loan:
This loan will be used to? Pay off a creit card

My financial situation:
I am a good candidate for this loan because?I am very conciensiuos and?ALWAYS do the right thing! ?

Monthly net income: $ 1200

Monthly expenses: $ My income is?in excess to my hubands that we use to pay all of the listed below.
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off all of my credit cards

Purpose of loan:
This loan will be used to?Pay off all of my credit cards.?

My financial situation:
I am a good candidate for this loan because?I have a great stable job, pay everything on time and have never been late.

Monthly net income: $ 5,000.00

Monthly expenses: $
??Housing: $ 1350.00
??Insurance: $ 75.00
??Car expenses: $ 0
??Utilities: $ 100.00
??Phone, cable, internet: $ 98.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?700.00
??Other expenses: $ 100.00

Purchase of Software

Purpose of loan:
This loan will be used to? purchase additional software

My financial situation:
I am a good candidate for this loan because? I earn a substanial income and have a great history of making all payments timely with no late fees.

Monthly net income: $ 8,000.00

Monthly expenses: $?7,800.00
??Housing: $ 2198
??Insurance: $ 875
??Car expenses: $ 1055
??Utilities: $ 300
??Phone, cable, internet: $ 300
??Food, entertainment: $ 1200
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 750
??Other expenses: $ 1000

Business Expansion

Purpose of loan:
This loan will be used to expand my family business.? We purchased a discount store with inventory inplace.? We need this loan to purchase new seasonal inventory.

My financial situation:
I am a good candidate for this loan because I have paid my current loan on time 100%.

husband finishing CRNA school

Purpose of loan:
This loan will be used to?help with college costs.?

My financial situation:
I am a good candidate for this loan because? my credit history is excellent. Husband will be making six figures in next few months

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

buying car from private owner

Purpose of loan:
This loan will be used to? purchase a car to secure a job position

My financial situation:
I am a good candidate for this loan because? i will pay back promptly

Monthly net income: $ 450-520

Monthly expenses: $
??Housing: $?0
??Insurance: $ 30
??Car expenses: $ 30
??Utilities: $ 0
??Phone, cable, internet: $ 50
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 100

AC / insulation efficiency upgrade

Purpose of loan:
This loan will be used to upgrade AC and insulation in the house to improve efficiency which lowers electricity usage and costs. This will qualify for 1,000 rebate from manufacturer, 1,500 federal tax credit, 3,000 LA home energy improvements rebate, and will lower electricity bill by more than half.? That should make this loan easy to pay off once the paperwork is submitted and goes through all the channels.

My financial situation:
I am a good candidate for this loan because I have a good on time payment history for the past 8 years or so.? Steady job, steady promotions.

Monthly net income: $ 5401.74

Monthly expenses: $
??Housing: $ 1399.00
??Insurance: $ 250.00
??Car expenses: $ 300.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 154.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 500.00
??Credit cards and other loans: $ 800.00
??Other expenses: $

A. Lincoln

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? been at my job for 19 years, always pay bills on time

Monthly net income: $ 2050

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $
??Car expenses: $?374.00
??Utilities: $
??Phone, cable, internet: $ 49.50
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Looking to buy motorcycle

Purpose of loan:
This loan will be used to buy a motorcycle

My financial situation:
I am a good candidate for this loan because I currently have a loan through prosper that I have had for 2 years now and have never missed a payment as the payments are directly debited from my account. I take pride in imporving my credit score as well, so no issues will come of this loan just as my first one.

Monthly net income: $ $2600.00

Monthly expenses: $
??Housing: $ 370
??Insurance: $ 75
??Car expenses: $ 211
??Utilities: $ 60
??Phone, cable, internet: $ 20
??Food, entertainment: $?200
??Clothing, household expenses $
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Getting Rid of Credit Cards...

Purpose of loan:
This loan will be used to pay off a couple of credit cards with high interest.? We are in the process of reducing debt and plan on being debt free within 5 years.

My financial situation:
I am a good candidate for this loan because my wife and I are highly committed to each other, to this debt elimination plan, and to being debt free within 5 years.??We are both employed with high-level positions - myself as a senior?project manager for a historical restoration general contractor, and my wife as a head kindergarten teacher for a wonderful private school?close to home - our incomes are the best they've been in years and our employers are stable and will be around long-term.?

Monthly net income: $ 7429.00

Monthly expenses: $ 6095.00
??Housing: $ 1200.00
??Insurance: $ 1005.00
??Car expenses: $ 300.16
??Utilities: $ 485.00
??Phone, cable, internet: $ 255.00
??Food, entertainment: $ 800.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 1450.00
??Other expenses: $ 300.00

Perfect Credit History: No Lates!!!

Hi, my name is Jeff and I have a AS in General Business and a BA in Finance. I current work as a manager in retail.

I'm using this loan to consolidate some high interest credit credits. (one for 6,000 @ 16.5% and the other 2,000 @ 18%)

You can see in my credit history I have no delinquents no public records...ever!

I will have no trouble paying this loan off. I plan on paying it off in 18 months not the full 36.

My credit score has gone up continually over the last couple of years. The reason for the D rating is because of short term credit risks (Revolving credit balance and bank card utilization.)

I know the important of credit management and know the benefits of maintaining a perfect credit history. I would never jeopardize my credit score/history by being late on a payment or defaulting, no way!


I have emergency funds to cover this loan even if I lost my job, so no worries there.


Feel free to ask questions. As a lender myself, remember, people are going to tell you what you want to hear so let the credit profiles speak for themselves.

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my credit card bills?

My financial situation:
I am a good candidate for this loan because in 5 years with a car loan, I was never late or have missed a payment ?The only delinquent account was a school loan account..I thought I had paid it off but I didn't realize that i still owed about 1200 on it..I paid it off as soon as i could..I need this loan to pay off my high interest credit cards so i can raise my credit score...

Monthly net income: $ 1872 plus 925 a month for rent

Monthly expenses: $
??Housing: $1135
??Insurance: $103
??Car expenses: $365
??Utilities: $100
??Phone, cable, internet: $120
??Food, entertainment: $200
??Clothing, household expenses $200
??Credit cards and other loans: $250
??Other expenses: $

Great Mall Kiosk for Kids Items

CRAWFORD KIDS

BUSINESS PLAN
MARKETING PLAN

08/01/2010

I am a very experienced and well rounded businessman that can absolutely make a success of this retail kiosk business. I have the determination and drive to make this business thrive and succeed and the ability to repay the loan including interest.

Business Description

Crawford Kids, a new mall kiosk retailing business, will be the single largest retailer in Vermont of Boon Inc. Innovative Modern Baby Products and Toddler gear on the market today. Boon Inc. products include innovative unique, hip and appealing solutions for modern parents; for baby, infant, toddler and young kids for Bathing, Feeding and Storage Solutions. Crawford Kids will be operated as a retail Kiosk at the University Mall in South Burlington, Vermont, Vermont?s Largest Enclosed Shopping Destination.

http://www.booninc.com/
http://www.umallvt.com/

Crawford Kids will operate as a C-Corporation.

Year 1 Year 2 Year 3 Year 4 Year 5
Revenue $258,211 $274,239 $287,951 $302,348 $317,466
Cost of Goods Sold $139,604 $137,644 $144,527 $151,753 $158,553
Net Profit $32,242 $65.554 $105,696 $153,009 $208,639


Mission Statement

Crawford Kids mission is to provide shoppers from Vermont and surrounding areas with the most unique, attractive, appealing, safe and fun feeding, bathing and storage products available today for infants, toddlers and kids. Our values are focused on family and children and providing families with needed products with a fun, unique twist, so that time between baby, toddler, kids, mom?s and dad?s is maximized, pleasurable and fun.


Vision Statement

Once Crawford Kids is established other unique and environmentally friendly baby and kid friendly products will be considered for inclusion at the kiosk. We will always be on the look out to include new products, yet we will remain focused on Boon Inc. products initially to ensure successful project implementation.

Opening other Crawford Kids Kiosks will be considered and reviewed once Crawford Kids is established.


Products and Services

Crawford Kids is a mall retail kiosk that will be aesthetically and physically very attractively and neatly organized and merchandised. A unique appearance and feel for the CRAWFORD KIDS Kiosk will be achieved by hanging 2 double sided CRAWFORD KIDS ?old style?, i.e. ?ye old store? styled signs off of the kiosk on diagonally opposite sides, ensuring visibility to all customer traffic. One can get a general feeling for this by referring to the interim logo on the cover page of this application. No other University Mall Kiosk offers the quaint feel that will be achieved by this simply implemented signage measure.

Paid off two Prosper Loans already.

Purpose of loan:
This loan will be used to pay off my credit cards as will help my in-laws finance a car.

My financial situation:
I am a good candidate for this loan because I have already paid off 2?Prosper loans.? I am?a career?Enlisted?Navy sailor of 14 years,??with?4 Years left on my current contract.

Monthly net income: $ 4200

Monthly expenses: $ 2980
??Housing: $ 1150 (Both Lot fees and Bank Loan on my manufactured Home)
??Insurance: $ 150
??Car expenses: $200
??Utilities: $ (Included?with Lot fees)
??Phone, cable, internet: $ 160
??Food, entertainment: $?400
??Clothing, household expenses $ 200?
??Credit cards and other loans: $ 520 (300 will?be gone with this loan)
??Other expenses: $ 200