Loan for debt from medical problems

INTRODUCTION
Thank you for taking the time to read my loan request!? My name is Brandon.? I have been working as a?Truck Driver/water delivery guy?for 2 years now.? I am currently paying for myself to go to school part-time at Southwestern Illinois College. I am getting an Associates degree in Web Design. My primary goal is to start working as a person who creates web pages. I am currently finishing up 6 months of chemo-therapy for Hodgkins Lymphoma. This is what has put me behind on my bills. I have one more treatment remaining and will hopefully return to my usual self with in a month. During the time of treatment I have had to cut down the number of days I work as well as the amount I worked so it cut down on my income. This along with the extra medical excpenses put me behind on some payments.

LOAN PURPOSE
I will use this loan to pay off some credit debts as well as some medical bills.

BUDGET
Monthly Income:
?? My Income:? $2200/mo.

Expenses Before Prosper Loan:
?? Credit?Bills: $600
?? Car insurance: $180
?? Utilities (phone, cell, gas, electric, water): $225 ?? Medical: $150
?? Food: $145
?? Entertainment: $100
?? School: $125
?? Miscellaneous: $75
?? TOTAL EXPENSES: $1600
?? LEFT OVER: $?600 {Income - Expenses}?

Changes After Prosper Loan:
?? Prosper Loan: $400?
?? TOTAL EXPENSES: $1300 (minus credit bills and part medical bills)
?? LEFT OVER: $900?

CONCLUSION
Thank you for taking the time to consider my request!?This loan will greatly help me recover from my recent missfortune. Please let me know if I can answer any questions.

Sincerely,
Brandon

Paying off debt and student loan

Purpose of loan:
This loan will be used to pay off my credit card debt and?student loan.

My financial situation:
I am a good candidate for this loan because I have a good stable job. I also work part time to help pay off this debt.

Monthly net income: $ 3000

Monthly expenses: $ 1050
??Housing: $?400
??Insurance: $ 0
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

This loan will be used to continue in rebuilding my credit. I have been doing a great job rebuilding. I?ve paid off a lot of debt since my last prosper loan. My credit score has took a hit. The value of my real estate has decrease in value and I have decided to do a loan modification on my primary resident and my credit report is now reflect that move to lower my interest rate and is showing late payments. In order to get the mortgage reduction I had to fall behind. The mortgage reduction process was a nightmare with Bank of America but is now completed. I am a very credit worthy I have always pay my bills on time. I have always managed debt fairly well. I paid back my previous prosper loan of $7000. I now have money in the bank. I own rental property that I have a net profit with a very stable tenant who just signed a nwe lease for the fourth year. I provide safe and affordable housing. I believe in helping one another. I am a prosper lender and have a total of fifteen active loans with a balance owe to me of $1106.76. The inquiry on my credit report is an old bankruptcy that?s due to come off the report. On September 11 our grocery store took a dive along with the rest of America. We were forced to close the store and file. I have been rebuilding my credit every since.

Monthly net income: $ 2600.00

Monthly expenses: $1414.00
Housing, Utilities, Phone, Cable, Internet: $ 570.00
Insurances: $124.00
Car expenses: $80.00
Food, entertainment: $200.00
Clothing, household expenses $100.00
Credit cards : $240.00
Other expenses: $100.00

Pay Off Private Note

Purpose of loan:
This loan will be used to pay off a private note from a friend that was used for minor home repairs.

My financial situation:
I am a good candidate for this loan because I wil lmake the payments on time.

Monthly net income: $ 7500

Monthly expenses: $?3056
??Housing: $ 2656
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off small bills

Purpose of loan:
This loan will be used to? pay some of our bills????????????

My financial situation:
I am a good candidate for this loan because?? I have been verified as a homeowner and my husband brings home about 3600 a month.????

Monthly net income: $
3600.00????
Monthly expenses: $
??Housing: $ 900???
??Insurance: $ 116
??Car expenses: $ 450????
??Utilities: $ 300????
??Phone, cable, internet: $ 145?
??Food, entertainment: $ 400????????
??Clothing, household expenses $ 100
??Credit cards and other loans: $750????????????????????????????????????????????????????????
??Other expenses: $ 350

My loan for home improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $4199
Monthly expenses: $ 2088
??Housing: $1320??
?Insurance: $68???
Car expenses: $0
??Utilities: $?300
??Phone, cable, internet: $ 120
??Food, entertainment: $?300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Paying of some bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Money to Fix-up Property

Purpose of loan:
This loan will be used to fix up an investment property.

My financial situation:
We have bought a few houses before and always made money. We also have a solid steady income (I work for a railroad) and have the means to pay back the loan regardless.

For-Profit Unemployment Website

Purpose of loan:
This loan will be used to fund the design of a for-profit Unemployment oriented career search website. I have an entire business plan as well as projected income/expenses calculated. The main purpose of the loan will be to outsource the website development process and fund some of the internet marketing required. In terms of my background, I recently graduated with a MBA. I previously worked as a Internet Marketing Coordinator, I currently work for one of the most successful internet marketing agencies in North America. (At one point we were purchased.....and later sold.....by Google.) For more information about me (and to see all of my professional references) please contact me privately so I can provide you with my LinkedIn profile. I am not sure of what my credit score will come up on this site but I have literally had NO defaults/Late Payments on any accounts I have ever had. I am definitely responsible in my financials and I primarily use this website to loan others money. The website I am creating is much more than a "job search" website and has many unique features that should make it a differentiator in this competitive industry. I am trying to get my website up and running as soon as possible. I could wait for a few months and save up money, but I would rather start now and make payments for two reasons. 1) Raise my credit score 2) Get started now and not wait a few more months.

My financial situation: Very Stable. I am single with no children and I live in a studio apartment in the great city of Chicago.
I am a good candidate for this loan because I am very responsible with my credit score. I have never defaulted on anything, I carry no credit card debt from month to month, the only real debt I have is student loans. Those payments will kick in during the month of September at $500 per month. I will still have plenty of extra income. I am also looking to become a Online adjunct professor to make extra money part time.

Monthly net income: $5000

Monthly expenses: $2100
Housing: $1100
Insurance: $0 No car - Renters insurance paid in full for year
Car expenses: $0 No car
Utilities: $50
Phone, cable, internet: $130
Food, entertainment: $350
Clothing, household expenses $0 I rarely shop for anything and I rent.
Credit cards and other loans: $0 Until September. At that time it will be $500
Other expenses: $0 I have no other expenses.
***I re-listed this loan for a lower amount in hopes of getting funded***

Business Start-up

Purpose of loan: Business Start-up
This loan will be used to?? purchase business insurance, supplies, marketing materials
My financial situation: Is improving
I am a good candidate for this loan because? I am never late on my monthly bills and can handle the requested monthy payment for this loan. I am in the process of growing a small business which is already generating income.My revolving credit is high due to some financial hits? I endured during the recession, but I am recovering and hope to continue with my plans to grow my residential and office cleaning business.
Monthly net income: $ 3000+

Monthly expenses: $
??Housing: $?700
??Insurance: $ 180
??Car expenses: $ 200
??Utilities: $ 0
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 800
??Other expenses: $ 0

Debt Consolidation

Purpose of loan:
is to pay off some high interest rate credit cards

My financial situation:
I am a good candidate for this loan because?It will be paid back within?2 years at most, I always pay my bills on time I just wanna get all these high interest rate cards paid in full so I don't have to worry about them. I always make my payments on time and most of the time a week earlier just to insure they are paid on time.

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 1013.00????
??Insurance: $ 100.00?
??Car expenses: $ 50.00????
??Utilities: $ $200.00
??Phone, cable, internet: $ $200.00????
??Food, entertainment: $?$100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 200.00

Trying to get on track, 2nd loan

I will be using this loan to consolidate my credit cards and other prosper loan as well as buy a computer for school.
By getting this loan I will be able to focus more on school and work and not really have to think about paying a ton of bills because I will only have a couple.

I currently go to school for Fashion Design and it requires some programs that my current computer cannot run very well. This is why I included some money for a new computer because my current one is starting to slowly die.

As you can see by my previous prosper loan i am very good at repaying my debt. The reason for my high risk rating is because of the high balances on my credit cards. I only have two credit cards with the highest credit line at 1700 and the other being only 550 so it's easy to max them out in emergencies. Such as medical bills.

My monthly income is about $2000
my expenses...

Rent: $300
car payment: $235
insurance: $100
credit cards: $150
cell phone: $65
utilities: $300

All in all this is how the loan would break down...

Prosper Loan:? $931
Credit Card 1: $1638
Credit Card 2: $495
Computer: $1100



thank you for your consideration.

Medical and CC's Help

This loan will be used to? consolidate 2 high interest rate credit cards, and to pay for an expensive dental procedure that isn't covered by insurance.

I am a good candidate for this loan because... I have a good job, and I'm a hard worker with a bright future, but have struggled lately with unexpected medical bills, and a slowing economy. I haven't been late on a bill for 5 years, and have worked hard to improve my credit. The past delinquencies were a result of not being able to find a job after I graduated college, 8 years ago. The monthly payment on a Prosper loan is much lower than the minimum payment on the 2 credit cards I want to consolidate, and as a result it'll be easy for me to pay back this loan.

Monthly Net Income: $2600
Monthly Expenses:
Housing=$450
Insurance=$65
Car=$365
Utilities=$75
Phone/Cable=$85
Food=$100
Clothing=$75
Credit Cards=$580

Thank you for your consideration. I promise I'll make good on my debt to you, not matter what the rate might be. Again, thank you.

Help us expand our business!

Hello,

We opened Watershed Community Wellness LLC during August of last year. Watershed is a multi-disciplinary health clinic employing acupuncturists and massage therapists. We had sought out a lot of business advice, took several business classes, participated in a local agency's start-up grant program and completed a full business plan. Our hard work has born fruit - we have been profitable for five months and have good growth.

One of our primary problems has been the limitations of our current clinic space. It was a great incubator choice, but we have already outgrown it. Scheduling patients has become difficult. The place is also not particularly well insulated, leading to lots of noise transfer between suites. This is sometimes disturbing for our patients. We have also managed to have success without any exterior signage, street frontage or walk-in traffic, all impossible in our current space.

We recently were informed of a clinic space that solves all of the above problems and lands us right in the middle of a perfect residential area for accessing our target markets. We have done a lot of research on the space and have already begun to negotiate with the landlord to get ourselves the best lease terms possible. We feel very, very confident that moving into this space can improve our growth as well as being a more pleasant place to practice.

The sole problem with this new space is that it is a single room - no treatment rooms. Thus, we will have to build it out in order to make it work for us. We would like to construct three simple rooms with basic electric. A preliminary quote from a contractor was $4800. We will need to purchase some additional furniture and decorative elements for the extra treatment room - we will finance that with personal savings.

So long as our monthly payments stay below $400, we will have no problem paying them back. We would, in fact, like to make sure there is an option for us to pay the loan back more quickly if possible. We anticipate healthy growth in September, and hope to be out of debt in short order.

Please feel free to view our website at http://watershedcommunitywellness.com.

Achieving financial freedom slowly

Purpose of loan:
My road to financial freedom starts today - with your help, I plan to start paying off and closing my credit cards.? I can not go the traditional route due to a lesson learned the hard way.? In 2002 an unethical company with a "legal uncancelable" contract took me to court for payment of services that I never received.? Because of the wording in the contract, they were able to sue me in an out of state court.? At the advice of my lawyer, I declared bankruptcy (disharged in May 2002) so I would not have to pay any more money to these thieves.?? If you want more information, google "Leasecomm" and you will unfortunately find that I was not the only one who learned this lesson the hard way.? Since this negatively impacted my credit rating, I had to turn to credit cards to help supplement my income over the past few years during some lean times.? I am now in a stable job (have been there for four years and see no reason why I will not be there for five more) and am ready to curtail this bad habit of mine.? Any help would be appreciated - thanks for caring.

Cleaning up debt

Purpose of loan:
The purpose of my second loan is to lump my high interest credit card bills and personal loans into one payment.?? I only have three credit cards,? with interest rates at 29.99%.? One card is nearly paid off, I owe about $198 on it and it will be gone.? On the other two, combined, I owe $2900.? I also have four cash advance loans, that I just want to make go away.? I regret ever going to one of those places and want to get out from under the crazy interests rates.? Again, with a loan from Prosper, I would have only ONE payment directly withdrawn from my bank account monthly.

My financial situation:
This would be my second loan with Prosper.? I do still owe on my first loan with Prosper, but it is nearly paid off...I have 3 more payments and this loan will be paid off October 1, 2010.? My credit score is not the?greatest due to?my filing?bankruptcy in 2004, which was discharged.? This bankruptcy was the result of my closing a small coffee shop that I owned.? I? have made a few bad financial decisions in the last couple of years as I tried to get back on track and my credit has taken another beating.? On 3/4/2010 I received a promotion at the company that I have been with now for going on 5 years.? I have received a nice raise and have been re-assigned to a location much closer to home in an HR position.? Prosper has helped me once and I hope can help me again.? I refuse to give up.

I appreciate the time you have taken to read my request and hope that even though I am listed as "high risk", you give my loan consideration.

Thank You

Helping My Daugher Pay Her Debt

Purpose of loan: My daughter is trying to eliminate her credit card debt, but isn't able to put a dent in it. Hopefully with this loan, I'll be able to give her a jump start and the motivation she needs to do so. She and I have agreed to split the monthly payment for a year, and she will pay the remaining two years herself.
This loan will be used to?assist in paying off my daughters credit cards.

My financial situation:
I am a good candidate for this loan because?my monthly expenses are very low, therefore allowing me to back up my daughter if she isn't able to make a payment.

Monthly net income: $ 1,400

Monthly expenses: $
??Housing: $0
??Insurance: $100
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $20
??Food, entertainment: $20
??Clothing, household expenses $20
??Credit cards and other loans: $25
??Other expenses: $

Paying off American Excess Card

Purpose of loan: Pay off credit cards. I'm trying to *reduce* the amount of debt that I owe more quickly rather than increase the debt that I owe.

My financial situation: I am a good candidate for this loan because I've never had a late payment on any loan that I've ever had, including Mortgages, Credit Cards, Utilities, etc. I'm still capable of paying for the credit card debt that I have at this point, and I have a stable job with a bright future, but I'd rather pay other hardworking American Investors interest rather than huge credit card companies. Please fund my loan, and I will not let you down!

Monthly net income: $ 6100 / month
Monthly expenses:
Housing: $ 1800
Insurance: $ 125
Car expenses: $ 200
Utilities: $ 300
Phone, cable, internet: $ 270
Food, entertainment: $ 1200
Clothing, household expenses $ 150
Credit cards and other loans: $ the total minimum payments between my two credit cards right now are about $900, but I'm looking to make similar payments on one or more loans to pay off the balances in 60 months.
Other expenses: $ NO CAR PAYMENT 3 vehicles paid off

Paying Back My Folks

Purpose of loan:
This loan will be used to? About a month ago the hotel I work at temporarily closed down one of its towers and i was forced to go on call working 1 or 2 days a week. During this time I had to borrow money from my parents to get by.?As of last Friday the tower that was closed has been reopened &?now that im back working fulltime again i would like to pay?my parents?back as they are planning to buy a new car.
My financial situation:
I am a good candidate for this loan because? I am back to full time work and business seems to be picking up. Im never late or miss any payments

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 0
??Car expenses: $ 60
??Utilities: $ 250
??Phone, cable, internet: $ 180
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 800
??Other expenses: $ 0

Consolidating Debt

Purpose of loan:
This loan will be used to consolidate outstanding loan debt. I have a couple credit cards, and a small personal loan. I would like to consolidate all my loans into a single monthly payment. I have been utilized my credit cards and the small personal loan, starting a side business with my brother. It is at the point it sustains itself.

My financial situation:
I am a good candidate for this loan because I have an excellent credit history and excellent job security. I make plenty of money to pay back this loan, and instead of paying interest to the credit card companies for years to come, I can consolidate my debt, and move forward. I am not exactly sure why prosper gave me a D rating, but as you can see I have a good credit score, and no delinquencies. The only thing I can think of is that it is my high bank card utilization.

Monthly net income: $ 5700

Monthly expenses: $
??Housing: $ 2200
??Insurance: $ 215
??Car expenses: $ 750
??Utilities: $ 120
??Phone, cable, internet: $ 125
??Food, entertainment: $ 500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 0 -? After the loan
??Other expenses: $ 200 - additional savings

With my expenses I still have a net of around 1500/ month so as you can see repayment is not an issue.

Pay off rent/utilities/car repair

Purpose of loan:
This loan will be used to?pay off the rest of my rent, utilities, repair my car before damages get worse, pay of medical bills, etc.

My financial situation:
I am a good candidate for this loan because?I have a steady income and minimal monthly expenses.

Monthly net income: $ $2,000 +

Monthly expenses: $
??Housing: $ 575.00
??Insurance: $ 0.00
??Car expenses: $ 0.00
??Utilities: $?60.00 +/-
??Phone, cable, internet: $ 100.00
??Food, entertainment: $
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $
??Other expenses: $

pay tuition & pay off two cards

Purpose of loan:
This loan will be used to?
pay tuition?and /payoff close two credit cards
My financial situation:
I am a good candidate for this loan because?
I am?extremely?honest, reliable, trustworthy. I strongly believe that when someone extends a hand to help one should never take advantage of the situation.?Last year due to a health issue with a close ?family member, I used my credit cards to pay some of the costs that were not covered by medical insurance.
Monthly net income: $ 3500.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 35 quarterly
??Car expenses: $?20gas weekly?
??Utilities: $ 170
??Phone, cable, internet: $ 65
??Food, entertainment: $ 80 weekly
??Clothing, household expenses $
??Credit cards and other loans: $?260
??Other expenses: $ 0

Credit Card Pay Offs

Purpose of loan:?? This loan will be used to consolidate?a few of my small credit card balances.

My financial situation:??? I am a good candidate for this loan because I am never late with my payments as you can see from my credit report and?have the capacity and the history to pay back large loans and credit card balances.?Thank you for your consideration, if you have any questions about my credit file, please email, I would be glad to answer any questions you may have about me.? Thanks.

Monthly net income: $ 3,050

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Remodeling the Family Room

Purpose of loan:
This loan will be used to?Get rid of a high interest credit card and do some home improvement.?

My financial situation:
I am a good candidate for this loan because?I have improved my credit?greatly?over the past couple of years and I know I will have no troble paying this back.??

Monthly net income: $ 3700.00

Monthly expenses: $
??Housing: $ 1400.00
??Insurance: $ Included in?house payment
??Car expenses: $ 600.00
??Utilities: $ paid by husband
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 200.00
??Other expenses: $

pay off credit cards/ other bills

Purpose of loan:
This loan will be used to?pay off my 2 major creditors as well as other bills.?

My financial situation:
I am a good candidate for this loan because? I do my best to make sure all of my payments are made promptly and I have never defaulted on anything.

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off some credit card debt to put myself in a better financial situation?

My financial situation:
I am a good candidate for this loan because I am financial responsible and just need a chance to get organized and consolidate my debt

Monthly net income: $ 4,502.00 plus I also have my husband's income which I haven't included

Monthly expenses: $
??Housing: $ 1693
??Insurance: $ 200
??Car expenses: $ 555
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $ 500

Paying for sons Sr year of HS

Purpose of loan:
This loan will be used to pay for my sons Sr year of HS at a private school. He has done very well there the past few years and I do not want to pull him out before his senior year.?I had the money set aside but had some unexpected bills come up. The reason for my current financial situation was a pay cut in 2008 as well as about a 50% drop in annual bonus.

My financial situation:
I am a good candidate for this loan because my?salary is on the high side and my credit history is not terrible. If you look at my record I have been paying all creditors back and currently do not have late payments.?I do have stock options that are currently on the low side. I do expect these to increase in the next few months and then pay this loan off at that time. I also receive an annual bonus in February that will be around $25,000 this coming year. I would not plan on having this loan outstanding for more that 6 to 9 months. I?am currently on a payment plan with the IRS for taxes owed from 2008, that is the public record that is currently listed on my credit report.

Monthly net income: $ 8500

Monthly expenses: $
??Housing: $ 2500????
??Insurance: $ 400
??Car expenses: $ 750
??Utilities: $ 500
??Phone, cable, internet: $ 200
??Food, entertainment: $ 800
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 750
??Other expenses: $ 500

Business expansion and cash flow

Purpose of loan:
This loan will be used to? Help cover the expenses associated with business expansion.? I am currently studying for my state insurance liscence exam.? I will be offering insurance services to self-employed contractors and senior citizens.? I am looking for a loan to help during the transition because I am spending the majority of my time and resources to complete the training in a short time line.? I have already been brought on by a major insurance carrier to be an independent agent.?

My financial situation:
I am a good candidate for this loan because?I have always had an?good to excellent credit rating.? Because of some uncontrolled?circumstances we have recieved some bad marks on our credit.? My tenants fell way behind on their rent and we just could not make up the slack of their non-payment.? We have since done a loan modification on that property and put some quality renters in place.? We strive to build our credit back up.? I have always concidered myself a excellent credit risk and?I have typically paid my loans and credit cards on time.?

Monthly net income: $ 4560

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 175
??Car expenses: $ 250
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1050
??Other expenses: $ 150

"Keep Swirl on the AIr!"

Purpose of loan:
This loan will be used to fund a radio show that is inclusive and helps the LGBT community and their issues be highlighted.

My financial situation:
I am a good candidate for this loan because Swirl is only in it's second year and we already have 3 sponsors. The loan will enable us to have a cushion as far as cash flow and help us acheive more sponsors thus spreading the good word and highlighting issues that affect us all.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 75
??Car expenses: $ 420
??Utilities: $?10
??Phone, cable, internet: $?80
??Food, entertainment: $ 250
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??Other expenses: $ 75

Student Loan

Purpose of loan:To pay for fall tuition. I hope to beat current student loan rates and start paying on the loan right away rather than build up student loan debt that I will pay off when I finish. This loan will be used to pay tuition for a graduate program. I had a prosper loan in 2008 which I paid off. I have two semesters left and would like to use a prosper loan again.

Finishing Basement

Purpose of loan:
This loan will be used to complete the last phase of remodeling for my basement.

My financial situation:
I am a good candidate for this loan because I have had two previous prosper loans all paid on time or early. The HR rating is misleading because only 6 months ago my rating was A and I have had no negative issues since. I have had no problems since a bankruptcy in 2004. I would imagine because of my other temporary unsecured debt to fund this project that it may be causing this rating, but even so it seems way off to have such a negative impact here on Prosper. I have a pre-construction appraisal in place and it will increase my home value by approx 35,000. Once completed I will be obtaining a new lower rate mortgage which will payoff everything borrowed for this home improvement. I plan to pay this loan off within 12 months. If you want to make some guaranteed income for awhile I would appreciate your bids.

I hope the lenders will bid with confidence and understand this is not a typical HR rating nor do I feel?it is an?accurate reflection of myself.

I appreciate your consideration and bids.

Thank You in advance for your help.

Pay Off Credit Cards & Dental Work

Purpose of loan:
This loan will be used to pay off credit card and pay for some?major dental?work to be done that is not all covered by our dental insurance.?

My financial situation:
I am a good candidate for this loan because I pay off loans early and I have slowly rebuilt my credit so that I am now in Good Standing.??I have?a lot of?teeth that had work done on them when I was younger and now they are needing to?have crowns put on them and some is bad dental work that was performed.??They want there payment in 2 payments -?and it is over $3000.00 for everything I have to have done.?
Monthly net income: $3942

Monthly expenses: $
??Housing: $0
??Insurance: $?160
??Car expenses: $ 250
??Utilities: $ 450
??Phone, cable, internet: $ 250
??Food, entertainment: $ 200
??Clothing, household expenses $?300
??Credit cards and other loans: $ 600
??Other expenses: $ 200

Help my mother with some bills

Purpose of loan:
This loan will be used to help my mother with some bills. My stepfather passed 6 months ago and left her with some bills. I am trying to help her get back on her feet, and take some of the pressure off her. I will be responsible for the loan, and able to make the monthly payments. I have a steady job, with very low risk of lay off.?Thanks in advance for considering this loan request.

My financial situation:
I am a good candidate for this loan because I am able to repay?the loan, and pay all my bills on time, I had a bankruptcy(devoice) in 2005 and have paid all my bills on time every since then. I have also moved in with?my mother?to help her out, so I don't have a lot of bills at this time. I am not willing to pay a very high rate.

Monthly net income: $ 1900

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $?0
??Utilities: $?135
??Phone, cable, internet: $?99
??Food, entertainment: $?75
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 150
??Other expenses: $ 150

Financing daughter's wedding

This may be the most secure high-interest loan you ever make!

Purpose of loan:
Pay for my daughter's wedding

My financial situation:
I am 50% owner (and lead developer) of a successful internet business that has served the news industry for the last 10 years.? My business did $750,000 last year, of which I took home $227,000 last year, and am on track for $300k+ this year.? The business is on a steady?growth trend, currently deploying 2 new large customers every 4-6 months, which has pretty much been our growth rate for the last several years.? I'll be glad to provide tax returns and business details on request. In the early stages of?building my business, I put all of my capital into my business, acquiring quite a bit of debt and several dings on my credit... the sacrifice one makes to keep things running.? I have never had a debt that I have not paid in full (a matter of personal integrity).

My perseverance has paid off bigtime.? Every single year, my income has grown, and finally two years ago, my income reached the point where I have since been?able to aggressively pay down debt, currently making extra debt payments of about?$2.5k+ per month.??This strategy?has resulted in me currently being cash-poor, but on a solid track to being debt free in the next 12 months.

Unfortunately the?strategy has left me without enough cash on hand to respond to this?unexpected and important?expense.

This will probably not be a 36 month loan, because I will likely pay it down sooner, especially if the interest rate?is high.? However, you can be sure to enjoy a?healthy?return on your money for the?time that I am borrowing it.

Monthly net income: $ 11,500

Updating House To Sell

Purpose of loan:
This loan will be used to update our home for resale. Including flooring, paint, landscaping, etc...

My financial situation:
I am a good candidate for this loan because the business I have been in for 7 years is a Real Estate based business dealing with rehabbing homes. So this project will go quickly and smoothly once we get the loan.

Monthly net income: $ 8124.00

Monthly expenses: $ 4486.48
??Housing: $ 956.48
??Insurance: $ 340.00
??Car expenses: $ 400.00
??Utilities: $ 230.00
??Phone, cable, internet: $ 160.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 350.00
??Credit cards and other loans: $ 1050.00
??Other expenses: $ 500.00

Home Improvement

I am seeking funding to remodel my home to accommodate my paraplegic son?s everyday living. Remodeling includes but is not limited to: motorized ramps, stair lifts, doorway and room expansions, handicap accessible bathrooms, bedrooms, and kitchen, and room additions. I selected 60 months maximum loan repayment; however, I intend to have the loan completely paid off within 24-36 months. MDHH is a non-profit organization that helps families in need of assisting disabled and terminally ill loved ones. Car note: $350.00Car insurance: $80.00Utilities: +/- $370.00Food: +/- $400.00Total: $2,800.00 before the loan

Paying off Credit Card debt

Purpose of loan:
This loan will be used to?
Consolidate and pay off high interest Credit Card debt (after paying off my first prosper loan balance!)
My financial situation:
I am a good candidate for this loan because? I make steady money, and am in a good financial position, I would simply like to get the high interest balances paid off more quickly, and consolidated into one payment, to improve my credit rating further.

Monthly net income: $ 2300

Monthly expenses: $?1600
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off minor credit cards

Purpose of loan:
Pay off credit cards and consolidate debt.

My financial situation:
I never pay ANYTHING LATE!

Monthly net income: $ 2600

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 120
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $?
??Credit cards and other loans: $
??Other expenses: $

Paying off my Credit cards.

Purpose of loan:
Payoff all my credit cards.?

My financial situation:
I always pay my bills on time.?

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 600
??Other expenses: $

well pump

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying my CC debt off in 2010!!

Purpose of loan:
I am looking to pay down Credit Card debt. Like many people the Credit Card companies are raising my rates and i would like to take control of the situation.

My financial situation:
I am a good candidate for this loan because? I have a good job with a stable company.? I have an excellent history of always paying my personal bills and the household bills (mortgage, cable etc.) are all handled by my husband while i get my debt taken care of.? I was laid off from work a month before my wedding and now that i have found work with a great company, the 1st thing i want to do is take care of my credit card debt so my husband and i can move forward and start a family :)

Monthly net income: $? 2400

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 120
??Car expenses: $ 423
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 75
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 900
??Other expenses: $ 200

Pay off my credit cards

Purpose of loan:
This loan will be used to pay off credit card debt, and consoldate to one payment instead of several.

My financial situation:
I am separated from my husband of 17 years and I am now living alone and maintaining the marital home by myself. We cannot sell it because of the current real estate market. My finances are very tight, but I am keeping on top of all payments. It would ease my mind to be able to pay off several credit cards and have one monthly payment that would be easier to manage. I would also like to know I am on a path to becoming free of consumer debt in the next few years, and I think this would be the way to accomplish this goal.

If I can pay off some of this debt, it will also allow me to have an easier time with our divorce so that we are not separating our lives and dealing with joint credit debts into the future. We have agreed to split our joint credit debt, but it would be easier if we could pay off the joint accounts and have payment plans that are separate from one another.

Monthly net income: $ 2892
Monthly expenses: $
Housing: $ 1383
Insurance: $ 58.00
Car expenses: $ 115
Utilities: $ 145
Phone, cable, internet: $ 140
Food, entertainment: $ 140
Clothing, household expenses $ 60
Credit cards and other loans: $ 500

Refinancing our house

Purpose of loan:
This loan will be used to??My husband and I?have the opportunity to refinance?our house from?our mortgage?s current 5.875% interest rate to only 4.000%, but - because of a lack of equity -?we can't finance the closing costs.?Refinancing will save?us over $190.00 per month, yet this loan will only cost us $90.02 per month, for a net monthly?savings of over $100.00.

My financial situation:
I am a good candidate for this loan because? I have never - not in my entire life - been late on a single mortgage payment, credit card payment, utility bill; you name it. My low Prosper Rating reflects our high credit card balances as a result of our recent wedding. With your help, we can reduce our housing expenses and pay-off those credit cards faster than we would have been able to otherwise. Both my husband and I are gainfully employed in stable, long-term positions in an area?not hit particularly hard by the recession.

Monthly net income: $ 2,562.00

Monthly expenses: $ 1,560.00
??Housing: $ 630.00
??Insurance: $ 0.00
??Car expenses: $ 225.00
??Utilities: $ 115.00?
??Phone, cable, internet: $ 85.00
??Food, entertainment: $ 275.00
??Clothing, household expenses $ 40.00
??Credit cards and other loans: $ 160.00
??Other expenses: $ 30.00

paying down debt

Purpose of loan:
This loan will be used to?
pay down my debt on my credit and store cards.
My financial situation:
I am a good candidate for this loan because I never been late ever and I am highly responsible when it comes down to paying my bills.

Monthly net income: $ 6451

Monthly expenses: $?3675
??Housing: $?1500
??Insurance: $ 100
??Car expenses: $ 700( new)
??Utilities: $ 200
??Phone, cable, internet: $ 250
??Food, entertainment: $?300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?400
??Other expenses: $ 125