Increase Marketing

Purpose of loan:
This loan will be used to increase Marketing Campaign

My financial situation:
I am a good candidate for this loan because i make excellent pay. Marketing is working beautifully, and since that is the case I want to bring in as much new business as we can handle.

Monthly net income: $ 11500

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 250
??Car expenses: $ 200
??Utilities: $ 125
??Phone, cable, internet: $ 150
??Food, entertainment: $ 700
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??Other expenses: $ 200

For My Futer Wife's Dream Wedding

Purpose of loan:
This loan will be used to?
For my wedding. I am getting Married to this incredible girl and I want to give her the dream wedding that she deserves. We both have some money saved up, but this loan will help out a lot. I truly love this girl and would do anything for her and I believe that this wedding will show how special she is to me.

My financial situation:
I am a good candidate for this loan because?
I am currently working in a great company and get paid decent. I am never late on my payments and pay more that minimum amount .

Monthly net income: $

3000

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 250
??Car expenses: $ 400
??Utilities: $ 25
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 100

Auto repairs and a little vaction.

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Graduate Student Paying Off Balance

Purpose of loan:
This loan will be used to? pay off all of my credit card debt that I have accumulated from graduate school. Due to the financial crisis, I was layed off in 2009 during business school. I decided to graduate early and find a job ASAP. However, I discovered student loans do not cover summer sessions. In order to reach my goals, I placed $7000 of tuition onto my credit card. The last $3000 was spent on expenses after graduation. It was primarily from interview traveling, food, fuel, and ordinary living expenses that added up.

With the?new financial regulation that has taken place, my credit cards have decided to raise my rate to 19.99% since my balance was near the maximum limit.?I'm essentially being penalized for using their credit, which is turning cyclical. My finance charges are becoming more than my minimum payment. The credit card debt is split between (a Wells Fargo card, 2 Bank of America cards, and an American Express). As many of you know, you need excellent credit to obtain an AMEX. My credit rating was high but fell tremendously during school, primarily for carrying a high balance over a few years. As I approach life with my first real career focused job, a potential fiance, and?a down payment for a?home down the road, I'd like to be debt free within the next?few years?(including student loans).

My financial situation:
I am a good candidate for this loan because? I landed a great position at Encore Bank in Houston, TX. I was lucky enough to find a job (in my desired career path) quickly after graduation. Unfortunately, I can't say the same about my fellow class mates. My immediate goal since taking this job has been to pay off my credit cards and build up a "safety net" in case I was ever layed off again. I now understand the criticalness of how quickly life can change when you no longer have a job. Since June, my student loans have started sending bills in order to be collected. With my credit cards, student loans, and whatever money I have left over after normal expenses going towards my safety net, I'm literally eating "brunch" every day to save the cost of eating 1 extra meal. I know that sounds pathetic, but I am doing my best to get this under control and as fast as possible. I'm willing to go to whatever length to make sure I'm never in a financial crisis again.

Monthly net income: $ 2382.36
Monthly expenses: $
??Housing: $ 845
??Insurance: $ 0
??Car expenses: $ 200 NO CAR PAYMENT! JUST FUEL!
??Utilities: $ 100
??Phone, cable, internet: $?100?
??Food, entertainment: $ 100
??Clothing, household expenses $?0?
??Credit cards and other loans: $ 1000
??Other expenses: $?20 (transfer into savings)

expanding business in another state

Purpose of loan:
This loan will be used to? Business is growing and im looking to expand in another state. Im in the construction business and specialize in remodeling of residential homes

My financial situation:
I am a good candidate for this loan because? bills are paid on time. and can pay this loan back in a short term loan if desired

Renovating a bathroom

Purpose of loan:
This loan will be used to remodel a bathroom

My financial situation:
I am a good candidate for this loan because I have a civil service job with permanency. I am vested in my line with an anticipated level promotion and raise by Q3 this year.

Monthly net income: $ 6,584

Monthly expenses: $ 2,820
??Housing: $800
??Insurance: $127
??Car expenses: $50
??Utilities: included with housing
??Phone, cable, internet: $203
??Food, entertainment: $280
??Clothing, household expenses $0
??Credit cards and other loans: $1,160
??Other expenses: $200

Business Funding

Purpose of loan:
I will be using this loan to fund a new business.
My financial situation:
I am appling for this loan to fund a new yahoo online store.? This loan will be used for start up cost and budgeted marketing.? Thank you.

Monthly net income: $ 2200
Monthly expenses: $?850
Housing: $?
Insurance: $?
Car expenses: $???
Utilities: $??
Phone, cable, internet: $??
Food, entertainment:?$???
Clothing, household expenses$?
Credit cards and other loans:?$???
Other expenses: $

paying off medical bills

HI! I am hoping that I would be able to borrow $6500. I will use the money to pay off my aunts medical bills. She was a very important person in my life and I would like to repay her with this very small gesture to alleviate one of her problems that she is going through at the moment.
I am currently working as a medical technician at a private clinic at Monterey, California. I am living with my mom and siblings and pay no rent. I give some money for expenses but my mom does not demand it. I have 4 bills that I pay: my car, 2 credit cards and a cellphone bill. I have never been late on payment or been over drafted from my bank. I can pay for the monthly payment with ease, its just that I do not have $6500 on hand and thats why I need a loan.

Looking to Propose PLS Help

Purpose of loan:
This loan will be used to buy my girlfriend an engagement ring.? We do not?want a standard diamond ring so the loans offered by conventional jewelry stores?do not work for us.? We are looking for a ruby engagement?ring and I have found?a jewelry store and the ring but need some money to buy it.? I have to propose and get?married quickly because I have just accepted a job?with Westinghouse which will deploy me to China for 4 years and I?want my girlfriend to come but she only can if we are married.?

My financial situation:
I am a good candidate for this loan because my new job gives me much more disposable income than my previous including $5,000/month non- taxable per-diem.? The reason for many of my credit issues is from a motorcycle accident in 2005.? I have had trouble finding the disposable income to payoff those bills in my previous job.? I plan on paying them off as soon as possible.? The reason I cannot wait until that is listed above as I will be deploying for China soon and need to be married before that date.? I hope you can see past the above information and provide me with the ability to get engaged and married before leaving for 4 years.

Monthly net income: $ 97,700 + 5,000 Non-TaxableMonthly

expenses: $ 3600??
????Housing: $ 1500??
????Insurance: $ 310??
????Car expenses: $ 350??
????Utilities: $ 225??
????Phone, cable, internet: $ 155??
????Food, entertainment: $ 400??
????Clothing, household expenses $???
????Credit cards and other loans: $ 350??
????Other expenses: $ 310

NOT "HR" Up 80+ Pts SOLID RETURN!

Purpose of loan:
This loan will be used to pay off first Prosper?loan early, pay off the LAST credit card I have?and take my wife and kids on a vacation. We have NOT had one in 7 years! We are REALLY due for one!!! This IS a SOLID RETURN investment for ANY lender! THANKS FOR LOOKING!!!!

My financial situation:
I am a good candidate for this loan because I am honest and a GOOD payer of my debts. Check my status with Prosper. My credit score is up 80+ points since my first loan a year and a half?ago! SHOULD NOT BE HR!!!!!! I DONT know why they rate me as "HR" See my credit score please. Again....This IS a SOLID RETURN for ANY lender! Thanks again!

Monthly net income: $ 2800 (me)? $2100 (wife)

Monthly expenses: $?2500

Home Expansion

Purpose of loan:
This loan will be used to build expansion on home
My financial situation:
I am a good candidate for this loan because I have earned over $80,000, I am engaged in a project worth $60,000,?and have have projects booked for over $85,000
Monthly net income: $ 6770

Monthly expenses: $
??Housing: $2000
??Insurance: $ 400
??Car expenses: $ 400
??Utilities: $ 125
??Phone, cable, internet: $ 125
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 480
??Other expenses: $ 0.00

Paying off Credit Cards

Purpose of loan:
This loan will be used to finish paying off credit card debt. I have never missed a prosper payment.

My financial situation:
I am a good candidate for this loan because I have never missed a prosper payment and it is directly withdrawn from my checking account.

Monthly net income: $ 2000

Monthly expenses: $ 1200
??Housing: $ 350
??Insurance: $ 65
??Car expenses: $ 265
??Utilities: $ 150
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 75
??Other expenses: $

CREDIT CARD PAYOFF

Purpose of loan:
This loan will be used to? Pay off high interest rate credit cards.

My financial situation:
I have a stable full-time and a part-time job, both in a hospital,?I work 48-52hrs per week. Mortgage payment of $1500/month, no car payment. I have an excellent credit score and?no late payment history. I am a responsible, I'm not gonna leave you hanging... EASY MONEY FOR INVESTORS!

Wanted: Freedom From Credit Cards!

Purpose of loan:
Because we've had the cards for so long we've become accustomed to using them.? Unfortunately, that means we can't seem to get ahead in paying them off now because of the high interest rates!? My wife and I are ready to be debt free and out from under the heavy burden of credit card debt.? Realizing we have a high credit to debt ratio, we are actively seeking ways to reduce debt, increase our credit score and rating, and ultimately gain some much needed financial freedom.? Because we have 1 kid in college and 2 more heading that way in the next 3 years, we are struggling with minimum payments which get us nowhere.? We are asking for some low interest loan help to afford us the opportunity to get out from under the credit cards and leave them behind for good!? We're hoping that this is just the first step in that direction.

My financial situation:
We are very prompt with and very aware of our financial responsibilities.? Our bills are ALWAYS paid on time and in full.??My job is very secure and I have been promoted 3 times in the last 7 years, now in a?Customer Support Manager's role with a?highly respected and reputable jet engine and power systems manufacturer.? My wife is a?homemaker who?manages the finances down to the penny.? We are honest, dependable, and loyal people.??

Monthly net income: $ 4446

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 119
??Car expenses: $?563
??Utilities: $?400
??Phone, cable, internet: $ 95
??Food, entertainment: $450
??Clothing, household expenses $ 150
??Credit cards and other loans: $?670
??Other expenses: $320

playing catch up

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Buying a tractor

Purpose of loan:
This loan will be used to? Buy a tractor to bail hay for our cows and to sell. which will save us in the long run.

My financial situation:
I am a good candidate for this loan because? as you can see by my credit score i never miss payments and i am very responsible with a good full time job.

Security Deposit and CC Payoff

Purpose of loan:
I am seeking a loan primarily for a security deposit/fee/first month?s rent for a home I am leasing next month.? Renting this home will save us $600/mo, but I am in need of $5050 at signing.? The remaining funds will be used to pay off a credit card that was bumped to 30% for no known reason.

My financial situation:
I am a great candidate for this loan because I will pay down half the loan as soon as my current security deposit is returned, I have no delinquencies, and I have far less debt than is on my credit report.? In terms of my debt, I agreed to sell a company as part of a divorce settlement.? The party that purchased the business assumed its debt and now pays the credit cards that were in my name.? I did assume a mortgage in the divorce; the home is currently rented and earns $125/mo profit.?

Monthly net income: $ 5033

Monthly expenses: $ 3959
??Housing: $ 800
??Insurance: $ 1000
??Car expenses: $ 0
??Utilities: $ 90
??Phone, cable, internet: $ 94
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $?500
??Other expenses: $ 1075

Feel free to contact me with any questions.? I hope you will consider helping funding my loan, and I thank you for your time.? (My dog thanks you as well, but I think he is just hoping to get a rawhide chewie in exchange for his photo being posted.)

Business upgrades

Purpose of loan:
This loan will be used to take care of business equipment/software upgrades for the upcoming year.

My financial situation:
I am a good candidate for this loan because of my excellent payment history in the past and good current and future income potential?

Monthly net income: $ 8,500

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 1,500
??Car expenses: $ 1,000
??Utilities: $ 300
??Phone, cable, internet: $?100
??Food, entertainment: $ 200
??Clothing, household expenses $ 400
??Credit cards and other loans: $?1,000
??Other expenses: $ 500

Credit Card Consolidation

Purpose of loan:
This loan will be used to?I have a few credit cards with small balances that I would like to consolidate

My financial situation:
I am a good candidate for this loan because?I am employed full time. Married--my wife is employed full time. I have a 401K. My wife has 401K. I get paid weekly

Monthly net income: $ 3200-3500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off a few high interest loan

Purpose of loan:
This loan will be used to pay off several high interest loans that I have. My daughter was recently married and at the last minute I took a couple of "payday loans". I know it was stupid in that the interest rate is almost 1,000% which makes paying them back very difficult. Paying these loans has forced me to be delinquent for the first time in my life on other bills.

I also recently made the last tuition payment for the last of my children.?? Helping them through college was the right thing to do, but very expensive as you may imagine.

If this loan is funded, it will be paid back on time every month, as I have never defaulted on anything in my life.

My financial situation:
I am a good candidate for this loan because I have a very good full time job at a university as well as a good part-time job. I am paid every two weeks by direct deposit. I have also established a credit union account, which will be used to pay off the Prosper.com loan if funded.? I'm a great risk for a loan and would appreciate your helping me in clearing up this debt. I look forward to improving my credit situation over the coming years, now that tuition and wedding bills have stopped.?

Thanks for your consideration.

Monthly net income: $10,101

Monthly expenses: $
??Housing: $ 1,000
??Insurance: $500
??Car expenses: $ 400
??Utilities: $ 250
??Phone, cable, internet: $ 200
? Groceries, $1,000
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1000
??Other expenses: $ 2000

paying off bills

Purpose of loan:
This loan will be used to? pay off bills

My financial situation:
I am a good candidate for this loan because? I just need to consolidate some debt and get a breather.

Paying off cards; buying house

Purpose of loan:
This loan will be used to pay off my credit cards to improve my revolving debt utilization and hence FICO before buying a house. My utilization is not terrible at about 35%, but I'd rather it be zero--and I don't want to dip into my savings, as having no emergency cash would be unwise.

My financial situation:
I am a good candidate for this loan because I have no late payments on my credit history. I pay all my bills on time and have no financial issues in the last five years. There are two "collections" on my credit report which are both fraudulent (look up National Recovery Agency's BMG scam). I'm currently working through those with the MN Attorney General. All of my real accounts are in good standing, including student loans.

Monthly net income: $ 3800

Monthly disposable after expenses and saving: $1000

My personal loan for my education

Purpose of loan:
This loan will be used to?
I am currently a licensed insurance agent for life and health products but wish to study to take the series 6 and 23 exams to become a financial adviser.
My financial situation:
I am a good candidate for this loan because?
I have a stable work history having worked the previous 9 years as a department manager for Blue Cross and Blue Shield.? Prior to that positions I worked in Customer service in a hospital and lab environment for over 20 years.? This past spring I decided to go into insurance sales fulltime because I enjoy interacting with people and with my previous insurance and healthcare background I have been able to use that knowledge in educating my clients to ensure they are able to get the benefits and coverage they need.
Monthly net income: $
$4300.00
Monthly expenses: $
??Housing: $ 926
??Insurance: $ 169
??Car expenses: $ 516
??Utilities: $?249
??Phone, cable, internet: $ 189
??Food, entertainment: $ 500
??Clothing, household expenses $ 275
??Credit cards and other loans: $ 200
??Other expenses: $ 175

putting in a new kitchen

Purpose of loan:
This loan will be used to?put in a?new kitchen

My financial situation:
I am a good candidate for this loan because? i feel i can make all the monthly payments, just need money up front. I'm never late on payments and i'd be so happy if you helped me out

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 1,500
??Insurance: $?
??Car expenses: $
??Utilities: $ 50
??Phone, cable, internet: $ 125
??Food, entertainment: $ 50
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 50

Car Repair

Purpose of loan: I need the loan to fix the transmission in my family's car.

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to pay off (and close) credit cards and unsecured loans.? Due to some emergency expenses earlier in the year, I became overextended in credit, and would like to consoldiate.?

My financial situation:
I am a good candidate for this loan because?my debt/income ratio is low, and I make my payments on time, as evidenced by the fact that my credit score is rising.? I actually paid off my other Propser loan?more than 1 year early.??? I also?want to address why I had several late payments early during my previous Prosper loan.? When I requested the first loan it was for moving expenses due to a divorce. Unfortunately, I was saddled with all of my ex-husband's debt as well as mine. It took some time for me to manage all of the due dates, and to make them coincide with my pay periods, which at the time were bi-weekly. Now, I've been promoted and am paid monthly. All my monthly payments are made at the same time - and on time. Again please note that my first loan was ultimately paid off early.

Monthly net income: $ 5,400

Monthly expenses: $
??Housing: $ 1,400
??Insurance: $ 125
??Car expenses: $?289
??Utilities: $ 400
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?1,200? (will be consolidated with this loan)
??Other expenses: $ 500

ANIMAL RESCUE NEEDS HELP

Purpose of loan:
To all animal lovers:??My family and I?run an animal rescue that is solely funded?by us.? We rescue animals that are homeless, sick, injured, abused, etc.? Recently, we have had some very expensive vet bills at the rescue.? We need the loan as quickly as possible to payoff these bills and help with the rescue. Your assistance is greatly appreciated.? ???

My financial situation:
I am a good candidate for this loan because I have lived at the same address for the last 36 years, and I've worked for the same employer for 20 years.? Also, I have paid off multiple loans in the past.? I am a Tax Auditor for the Department of Revenue.?
Monthly net income: $ 2364

Monthly expenses: $
??Housing: $ 500
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $200
??Clothing, household expenses $
??Credit cards and other loans: $ 481
??Other expenses: $

Pay credit & start business

Purpose of loan:
This loan will be used to pay off some of?my higher interest credit card debt in order to lower my monthly payments towards creditors.? I also am starting a small handmade jewelry business (some of my pieces are already for sale at a local business) and the?loan will help?to secure all the supplies I need to increase my product.

My financial situation:
I am a good candidate for this loan because I work?a lot to earn the most money possible and I always pay off my debt.? I am working hard to pay off my credit card debt and get closer to my goal every day.? I have learned to budget and no longer live beyond my means.? I have also been able to save money for use in an emergency or for a future goal such as buying a home.

Monthly net income: $ 2,200-2,600

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 100.00
??Car expenses: $ 375.00
??Utilities: $?50.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $?60.00
??Credit cards and other loans: $ 780.00
??Other expenses: $ N/A

Debt Consilidation

Purpose of loan:
This loan will be used to consolidate all of my loans into one central payment and to pay for a family trip to visit my wife's grandmother, who is gravely ill in Texas

My financial situation:
I am a good candidate for this loan because as a 16 year military member, I know the repercussions to my career of not repaying my debts in full.

Monthly net income: $ 6300

Monthly expenses: $ 4900
??Housing: $ 1798
??Insurance: $ 150
??Car expenses: $810
??Utilities: $ 450
??Phone, cable, internet: $ 110
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 900
??Other expenses: $ 4900

Need deposit for apartment

Purpose of loan:
This loan will be used to?
Put down a deposit on an apartment as well as probably buy a piece or two of furniture.
My financial situation:
I am a good candidate for this loan because? I hate borrowing. I hate debt. I LOATHE credit cards. I will do everything I can to pay this loan off as quickly as possible. In the meantime the monthly payment is negligible.

A bit about me:

I've been a lender on Prosper or nearly 3 years... Made some mistakes early, so I've really done just a little better than break even... When I was younger I was caught up in a ridiculous competition with a friend of mine to see who could have the most credit cards... huge mistake of course... Spent 15 years recovering, and realizing that the credit card folks would do ANYTHING they could to raise my rates and keep me in the cycle. As you can see from my numbers above, I do not have any more credit cards, no debt (besides my mortgage). I do not make late payments. Last week I ran my experian report for the first time in forever (because I knew I'd be looking for an apartment) and it came back as a 748. I see it listed a little lower up above and I'm surprised to be listed as a C, but no biggie. I don't care about my credit score because I'm not really interested in anything that it can get me. I'd rather pay cash. This is just an unforeseen circumstance. My wife and I are splitting after a slow process (not any kind of sudden drama). I am going to continue to pay for our house ($1600). I've started to save cash for a deposit and some basic furniture, but making the transition and saving on my own will take me a couple of months and I've realized that, (in order to best preserve our friendship), I need to move sooner than that. Also I realize that the longer it takes me to move, the harder it will be for my 8 year old son. So, I've decided to utilize Prosper. I will pay the loan off quickly and free your funds back up for further investing.

Monthly net income: $ 4100

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 81
??Car expenses: $ 0 (no car payments... they're evil too)
??Utilities: $ 175
??Phone, cable, internet: $ 12 (I work for AT&T so I get these for practically free)
??Food, entertainment: $ ? (paid in cash, so if I don't have it, I don't spend it).
??Credit cards and other loans: $ 0 (EVIL)
??Other expenses: $ 1000 (rent on new apartment)

Catching up on bills!!!

Purpose of loan:
This loan will be used to catch up on bills after being off work for 2 months with a broken leg requiring surgery.

My financial situation:
I am a good candidate for this loan because I don't have alot of outstanding loans or credit card debt, but do have some medical bills.? I will set the payment up to be automatic from my checking accout (EFT).? I do work full time and plan to for a long time.? My husband owns our home and we no longer have mortgage payments.

Teacher starts getting out of debt

Purpose of loan:
This loan will be used to?
Pay off?one credit cards with a high interest rate.? The interest on this card is 24%?and?I would rather pay investors than the credit card company.?????
My financial situation:
I am a good candidate for this loan because?
I always pay on time and when I can afford it, I make additional payments.? I would really like to be debt free so I can start saving money for my future and I will eventually need to invest in a new vehicle.?
Monthly net income: $ 2700.00

Monthly expenses: $2125.00?
??Housing: $ 1050.00
??Insurance: $ 75.00
??Car expenses: $ 0.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ 100.00?
??Clothing, household expenses $? 150.00?
??Credit cards and other loans: $ 500.00
??Other expenses: $ 0.00

student expenses

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I always make my payments, but this is my last school year and I need to pay off some stuff before I graduate

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

debit consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Stuck with the Wedding Bill

Purpose of loan:
This loan will be used to help pay for my wedding. Family, that was originally going to fund it, can no longer afford to pay for it. I am stuck with only a month to make up the difference. I will also use the balance to pay off my debt.
My financial situation:
I am a good candidate for this loan because I am a hard worker with a good job. I just cannot make enough in the next month to pay for a wedding.

Monthly net income: $4000 - 5000?

Monthly expenses: $
??Housing: $ 750
??Insurance: $?50
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 0


Thank you for your help.

Debt consolidation

Purpose of loan:
This loan will be used to pay off 2 higher interest credit cards.? Once paid off I plan on closing the accounts.

My financial situation:
I am a good candidate for this loan because I have been employed for the past 11 years with the same employer.? My bills are paid on time.? Additionally, my husband is self employed and my income is more of a supplement to his.

Monthly net income: $
$2800 plus the income from my husband (roughly $4000)

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $200
??Utilities: $ 100
??Phone, cable, internet: $ 75
??Food, entertainment: $ 250
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $ 75

pray until somthing happens

Purpose of loan:
This loan will be used to?
pay down on high credit cards
My financial situation:
I am a good candidate for this loan because? I? want to build my credit score.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 945.00
??Insurance: $ 60.00
??Car expenses: $ 0
??Utilities: $?100.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 14,000
??Other expenses: $ 0

Consolidating credit card debt

Purpose of loan:
This loan will be used to colsolidate high interest credit card debt that I acquired while earning my PhD.

My financial situation:
I am a good candidate for this loan because I have never been unemployed and I have an extremely reliable history of paying down my debts.? I
Monthly expenses: $ 3000
??Housing: $1200
??Insurance: $50
??Car expenses: $400
??Utilities: $100
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $ 400
??Other expenses: $200Monthly expenses: $ 3000
??Housing: $1200
??Insurance: $50
??Car expenses: $400
??Utilities: $100
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $ 400
??Other expenses: $200

Debt Reduction Plan - Phase 3

The purpose of this loan is to assist with phase three of our family debt reduction plan, which began approximately three years ago. Here are more details:

History: Back in 2006, we hired a contractor to build an addition on our house valued at $60,000. The contractor took our initial payments and started the job, but got as far as digging a big foundation hole in our back yard and never returned. We completed the addition ourselves (which cost over $80,000 by maxing out every credit option we had available. We accrued a huge amount of debt. We were able to finish the addition and refinance our house, but we did not receive the best mortgage rates. Instead of filing bankruptcy, we developed the following plan to recover.

***We are proud that we have NEVER missed one payment on any loan or credit card during this entire process.***

Phase 1: Stabilize Finances

Phase 2: Increase Income ? My husband searched for and found a new job which provided a $16,000 annual salary increase.

During this process, court proceedings awarded us $30,000 in restitution for our contractor mess. Needless to say, it was a God-send.

Phase 3: Revolving Debt & Interest rate Reduction: This phase started about 8 months ago. We reorganized our finances to what you see below and started attacking the revolving debt. We started an accelerator fund process where we put and extra $150.00 per month on the highest interest rate credit cards. We are paying the minimum on the other revolving debt. When we pay off a card, we add that payment to the accelerator payment, which is now $200.00 per month.

***THIS PROSPER LOAN WILL APPROXIMATELY MOVE $5,300 OF REVOLVING CREDIT CARD DEBT (17% interest) TO THIS 3 YEAR, INSTALLMENT PROSPER LOAN OF HOPEFULLY 9% INTEREST.

Phase 4: Mortgage ReductIon. Right now we are under water on our mortgage meaning our house is worth less than we owe. We can't refinance. We are working in getting a lower interest rate.

PHASE 5: Revolving Debt elimination- It is going to take us some years, but our goal is to have all revolving debt gone by 2013.

Net Income 7200 per month (me and my husband)


Monthly Payments (Rounded)

Revolving Debt Payments 1656

Accelerate Funds 200

Savings 200

Installment Loans 606

Student Loans (from Master?s Degrees) 286

Household 1295
Includes food, gas, utilities, spending money

Mortgage 1824

Investments/Life Insurance 186
Short/long term disability and college savings for kids

Private School Tuition/Fees (we have 2 boys) 572

Child Care 375

Invest in Me - No Late Payments

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Looking to Consolidate 2 CCs

Currently Chairman of a family business, remodeling and restoring an old georgian mansion, so I want to get rid of any CCs to focus on the restoration looking to pay it back fast though, just waiting for Compass and Wacovia to close on my bridge loan. Thanks as you can see in 30 years I HAVE never missed apayment nor will I!

Equipment rebuild

Purpose of loan:
This loan will be used to? Rebuild equipment

My financial situation:
I am a good candidate for this loan because?
I have worked as a self-employed truck driver successfully for the past 22 years. I've had the same contract with a very large trucking company for the last 15 years.?Because of? being self-employed and the stigma attached, I'll have to start small and hopefully build a track record with?investors. Thanks for your consideration.

Monthly net income: $4,800

Monthly expenses: $
??Housing: $ 1,600
??Insurance: $ 340
??Car expenses: $ 344
??Utilities: $ 120
??Phone, cable, internet: $210
??Food, entertainment: $ 500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $ 100

Business Expansion

Purpose of loan:
This loan will be used to expand my family business.

My financial situation:
I am a good candidate for this loan because I have paid my current loan on time 100%.