Graduate School

Purpose of loan:
This loan will be used to? payoff graduate school debts.

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time and I have a full time job, which pays very well

Monthly net income: $ 4711

Monthly expenses: $
??Housing: $ 300
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 250
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $

Attorney trying to Consolidate

Im a hard working attorney and professional?that is trying to finalize my?debt consolidation.? I have an excellent payment history and have not been late on any payments in five years.? This loan will allow me to payoff? the credit card companies who increased my apr and limited my credit limit eventhough I have never been late..

Your assistance is deeply appreciated.

Paying off debt

Purpose of loan:
This loan will be used to?pay all my bills.? I just want a chance to get my credit in good standing again
.
My financial situation:
I am a good candidate for this loan because?I have a full time job and can have the payment deducted right from my check.? I want to pay off all my debts to get ready for retirement.

Monthly net income: $4500.00 ???

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 60.00
??Car expenses: $ 202.00
??Utilities: $ 225.00
??Phone, cable, internet: $ 210.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $
??Other expenses: $

1ST KOREAN RESTAURANT IN CITY

Purpose of loan:
This loan will be used in conjunction with my own capitol to open up the first Korean/American restaurant and bar in the city and its surrounding area. I have already found a beautiful location on a main street in the center of our city?s downtown area. As our city is growing with more businesses opening and more people moving into this area, I trully believe that our one of a kind restaurant and bar will do excellent.
My financial situation:
I am a good candidate for this loan because I take great care of my finances, as you may read on my credit report, I have an excellent credit score, have never been late on a payment, and making sure to pay off any type of payment needed is a priority of mine.
Monthly net income: $ 4300.00

Monthly expenses: $ 2460.00
Housing: $ 892.00
Insurance: $ 68.00
Car expenses: $ 250.00
Utilities: $ 150.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 150.00
Credit cards and other loans: $ 450.00
Other expenses: $ 0.00I trully hope someone out there is willing to help me out with this loan, for I will make sure it will be paid off. I?ve worked very hard throughout my life, and now I am trying to make a lifelong dream of mine come true by opening up my very own Korean/American restaurant. Thank you for taking the time to read my profile, God bless you, with the best of regards.

Medical bills

Purpose of loan:
This loan will be used to? Pay off medical bills for my son.

My financial situation:
I am a good candidate for this loan because? I am good credit risk, long time employed and financially responsible

Starting Small

Purpose of loan:
This loan will be used to pay on a high interest credit card.? I am starting off small to establish myself as a responsible borrower.

My financial situation:
I am a good candidate for this loan because I have a good job as a teacher now and make enough to pay all my bills on time.? I overused my credit cards in college, having credit card Christmases etc. I have three daughters and I'd like to buy a house before my oldest graduates from high school.

I am using Mint.com to track my bills and budgets and am highly committed to getting out of debt.? This loan will be my top priority. As a Kiva lender I believe in this common sense utilitarian approach.? If all goes well, I will try to consolidate more/all of my debt using p2p lending.

Some mistakes I made are:
When I first started college I was afraid to take all the federal student loan money I was offered, but then used credit cards *doh*
I closed a few accounts once I paid them off, hurting my ratio;
I stopped using my cards completely, so they cut my limits even though I always paid on time;


Monthly net income: $ 3,000

Monthly expenses: $ 2350
??Housing: $ 750
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 50
??Phone, cable, internet: $ 50
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $

Pay of Debts and Invest

Purpose of loan:
Consolidate Credit cards and invest?

My financial situation:
I am a good candidate for this loan because I have always paid my debt and have an excellent Credit score?

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $?2000
??Insurance: $?included in housing cost
??Car expenses: $?99
??Utilities: $?200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $?50
??Credit cards and other loans: $ 400
??Other expenses: $ ?

3rd Prosper Loan - Career Builder

Purpose of loan:
To further my education by getting my Certificate in Lean Six Sigma from Purdue. The school does offer payment plans but the payments are over $400 a month. My employer may reimburse me for some of the program after it is complete, but you have to pay for it first and pass it. This certificate will increase my income at work or another career in the future. I finished my bachelors in Health Care Administration and want to be an administrator in home health or long term care. When I look at job listings many have asked for knowledge in Lean Six Sigma. I am currently pregnant so no job changes until after my maternity leave but when I?do look I want to be a step ahead of the competition.

I will also be paying off that collection debt of $423.? I have been making monthly payments but didn't know they were going to report it.? Thought we had an agreement.

My financial situation:

I am married.? We have a budget that changes with our children.? It is hard to try to budget in a $400 payment though.? That takes amost all of our extra money.? I do not want to live paycheck to paycheck just to further my education when their are other options.
A $160 payment is easier to budget in.

I am a good candidate for this loan because I have had 2 loans through Prosper and have paid them both off early.? I was late only once and that was because I didn't change over my bank account info when I switched banks.

Monthly net income: $ 2180

Monthly expenses: $?1860

??Health Insurance: $ 130
??Car payment, insurance and expenses: $?470?
??Phone, cable, internet: $ 160?
??Food, entertainment: $?400?
??Credit cards and other loans: $?200
??Child Care: $ 500?

Pay off of credit card debt

Purpose of loan:
The loans I will be paying off are credit card debt incurred in the last 3 years due to loss of job, moving, and personal expenses.

My financial situation:
I have never missed a payment in 13 years. My credit was great, until my credit limits got reduced in the last few months. Even still, they are between 660-720. My financial situation is sound, but with the rates I'm paying on my credit card debt I feel like I am saving nothing and not able to pay down my debt.

Monthly net income: $
I make $5000 per month in a sales/banking environment. I expect to receive commissions and will use all such commissions to prepay principal in the next two-three years.

Monthly expenses: $
??Housing: $ 1040
??Insurance: $ 150
??Car expenses: $500
??Utilities: $100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $?650
??Other expenses: $ 150

Expensive truck repair and fixes

Purpose of loan:
This loan will be used to fix a fuel pump that went out. It was so expensive because the gas tank is covered with skid plates and that made labor quite costly. I also want to fix the lower ball joints on my truck because it messes with the steering. The truck veers and wanders when I drive.

My financial situation:
I am a good candidate for this loan because I make $800 a month. This loan will be a piece of cake to pay back because the monthly payment is so low. My rent is $290 a month. I spend about a $150 on food and gas. I do not have any other major expenses. I am also a good candidate for this loan because this will be my second loan on prosper. I paid back my first loan on time.

Pay Off Debt & Car Repairs

Purpose of loan:
This loan will be used to? Pay off my credit cards and repair my vehicle so I can get to work.

My financial situation:
I am a single mom and this is my only vehicle. I currently drive an hour back and forth to work everyday which puts a lot of wear and tear on my car. The bearings are going out,the shocks and struts and tires need to be replaced. A new car is not in my budget but the repairs to keep it going are. I am a good candidate for this loan because I do have stable employment and I pay my bills on time and have never been late. By consolidating my credit cards into one payment it will save me over $75.00 a month which I plan to put in savings and I can get my vehicle repaired also.?

Monthly income: $ 1367.20 (After Taxes)

Monthly expenses: $
??Housing: None, live with family
??Insurance: $ 189.00
??Car expenses: $ 240.00 for gas
??Utilities: None
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 100.00-150.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off some high interest loans

Purpose of loan:
This loan will be used to consolidate and payoff some high interest loans

My financial situation:
I am a good candidate for this loan because?
Im trying to get my credit to higher score? and by consolidating these loans it will make it easier for me to payoff this loan quicker
Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 975.00
??Insurance: $
??Car expenses: $
??Utilities: $ 65.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Three classes to a Masters in Ed!

Purpose of loan:
I am well on my way to obtaining my Masters degree in Education, specifically with a concentration in Autism Spectrum Disorders.? This loan will fund my last three classes, for which I am unable to secure student loan funding.? Upon graduating I will use my degree to advance in the field I currently work in, using Applied Behavior Analysis with individuals?diagnosed with Autism.?

My financial situation:
I am in the position to pay for this loan, having a steady and good paying job and a?good history of bill payment.? Though I have had several delinquencies in the past,?they have not?occurred?within the past two years.? During these past two years while?working full time and overtime, as well as going to school, I have significantly decreased my?debt as well.?

Monthly net income: $ 3200.00

Monthly expenses: $
??Housing: $ 500.00
??Insurance: $ 100.00
??Car expenses: $ 300.00
??Utilities: $ 40.00
??Phone, cable, internet: $ 45.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 250.00
??Other expenses: $

Moving to an apartment

Purpose of loan:
This loan will be used to fund my move into my own apartment

My financial situation:
I am a good candidate for this loan because i am safe and reliable

Monthly net income: $
1700
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 125
??Food, entertainment: $ 70
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 100
??Other expenses: $ 0

when it rains it pours..

Purpose of loan:
This loan will be used to? repair car, water heater, medical expenses, repair lawn mower, help with utility bill, kids school clothes, etc

My financial situation:
I am a good candidate for this loan because?we're now on a strict budget, and we know we can do this.? We have learned our lesson the hard way.? We desparately need to get our vehicle fixed because that's our only mean of transportation, and we can't afford to break down on the side of the road with our kids.? Our water heater needs to be repaired.? We were told that if we didn't get this done soon it could eventually catch on fire.? On top of that our lawn mower decided to die on us, and it's in the shop.? We're still paying on the hospital bill from when our daughter had swine flu back in October last year and had to be put on oxygen and etc.? Still paying on the hospital bill from the delivery of our daughter last yr.? Please help us get back on our feet.?
Monthly net income: $ 3300.00

Monthly expenses: $ 2869
??Housing: $ 1113
??Insurance: $
??Car expenses: $ 436
??Utilities: $ 280
??Phone, cable, internet: $ included in utilities
??Food, entertainment: $ 360
??Clothing, household expenses $
??Credit cards and other loans: $ 280
??Other expenses: $ 400? daycare

Credit Card Consolidation

Purpose of loan:
Consolidate some credit cards who's interest raised up to 30% for no good reason
My financial situation:
I'm gainfully employed and have never missed a payment on anything

Debt Pay-Off

Purpose of loan:
This loan will enable to pay off all of my debts (credit cards) with the exception of my home and one vehicle.

My financial situation:
This loan would reduce $500 a month in CC debt to one $155 payment and help me improve my credit score.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 691
??Insurance: $ 300
??Car expenses: $ 571
??Utilities: $?300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 500
??Credit cards and other loans: $?500
??Other expenses: $

Replacing heating and A/C

Purpose of loan:
This loan will be used to replace the heating & A/C systems

My financial situation:
I am a good candidate for this loan because I have not been late with any payments.? I would honor my commitment to pay this loan back. Although?I have been with my current employer for less than two years, I have been in the same business for 30 years and the previous employer for 16?years.? My employment history is consistent.?

Monthly net income: $4,000

Monthly expenses: $
??Housing: $ 745
??Insurance: $125
??Car expenses: $ 300
??Utilities: $ 380
??Phone, cable, internet: $150
??Food, entertainment: $ 400
??Clothing, household expenses $200
??Credit cards and other loans: $1200
??Other expenses: $

Paying off high int credit card

Purpose of loan:
This loan will be used to pay off a high interest credit card.

My financial situation:
I am a good candidate for this loan because?my main source of income is?a trust distribution of $2050 a month and my trust also automatically pays my mortgage payment. I work seasonal doing taxes so that adds about $4000.00 to my yearly. I also have a?fiance that has an income of 54,000.00 a year that lives me.??

Retired Working PT Need CC Cons.

Hello, Thanks for your interest in my listing!

I am 65, I retired from the State of Illinois after working there for 20 years.? I have Social Security benefits, and I work two days a?week in the billing department at a local hospital.? I bought my home in 2001 and there is only about 30% left to go on the mortgage.? I own two vehicles with no loans on them.? I have three grown children and five grandchildren ( four human and one dog that thinks she's human).?

I am looking to get a loan to clear off some credit card debt, and to do some repairs around the house.?

I don't quite get why the Debt/Income Ratio is so high, but I calculate it will be more like 30% after I clear off the credit card debt.?

I always take care of my obligations, which should be clear from my credit profile.?

Thanks again for your interest!?

HELP HAITI Help Itself Rebuild

Purpose of loan:
This loan will HELP HAITI rebuild itself. My company, P2P Cash, has a patent pending mobile banking system. Through our TAN- Trusted Agent Network, we provide financial services jobs to any retailer with a cellphone. We are working with the Clinton Foundation,?the US State Dept and the largest bank and micro-finance companies in Haiti to create this TAN network. The funds will purchase computer hardware and software necessary to integrate to the local banking and telecommunications networks.

My financial situation:
I and by extension, my company, P2P Cash is a good candidate for this loan for two reasons:
We are negotiating a $5M investment with several funding sources$2.5M Gates Foundation Prize goes? to the first mobile banking system up and running in Haiti. We beleive we will be the first and will repay this loan from either those proceeds or from the $5M investmentMonthly net income: $ 5,000. I take as little from the company as possible

Monthly expenses: $ 4,500
??Housing: $ 2,600
??Insurance: $ 200
??Car expenses: $ 150
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600
??Other expenses: $

Need funds for wife's surgery

Purpose of loan:
This loan will be used to? pay for oral surgery and dental work for my wife.

My financial situation:
I am a good candidate for this loan because? I have been employed at my job as a project manager for over 25 years. I own my home and have worked hard to pay off nearly all?my indebtedness except for my home. I will have my only remaining auto loan payed off in September. However, due to the business climate lately work at our firm has slowed and I have used up most of my savings and don't have the resourses on hand to pay for the?work my wife needs.?

Monthly net income: $ 4850
Monthly expenses: $
??Housing: $ 860
??Insurance: $?1500
??Car expenses: $ 260
??Utilities: $?330
??Phone, cable, internet: $90
??Food, entertainment: $ 525
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 160
??Other expenses: $ 125

Horse Trailer for Business Use

Purpose of loan:
This loan will be used to?
Purchase a living quarters horse trailer to live out of and use?for hauling?horses to competitions. I will be increasing my income by billing out for haulig to the many shows we attend and be able to bill customers for nights stayed in my trailer instead of charging them for a hotel room.
My financial situation:
I am a good candidate for this loan because?
I am an independant contractor starting out my own small business training horses. I am currently employed with a sucessful training operation and plan to stay for the next three to five years. I work hard and pay my bills on time.
Monthly net income: $ 1,750.00

Monthly expenses: $ 850
??Housing: $ na
??Insurance: $ na
??Car expenses: $ 150
??Utilities: $ na
??Phone, cable, internet: $ 110
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 60
??Other expenses: $ 80

Emergency Expense

Purpose of loan:
This loan will be used to?
Pay for emergency dental work.
My financial situation:
I am a good candidate for this loan because?
For the 2 yrs and 7mth I have held a steady dependable income and have consistently paid my bills on time.
Monthly net income: $ 2200
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 55
??Car expenses: $ 285
??Utilities: $ 20
??Phone, cable, internet: $ 35
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ 0

Paying off my lawyer

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Miscellaneous

Purpose of loan:
Consolidate?

My financial situation:
My income will be increasing soon and I just need to clea a small hurdle. Always pay on time, never late.?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate some recent purchases and credit cards .

My financial situation:
I am a good candidate for this loan because? I have not had a delinquincy in over 5 years. This will be my 3rd prosper loan , 100% on time on the previous 2.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My personal loan

Purpose of loan: This loan will be used to help pay daughter?s college tuition, housing and computer. We also want to purchase her a newer more reliable car.?

My financial situation: I am a good candidate for this loan because I?m a mature dependable individual with full time employment. Although I have had credit issues in the past I have since satisfied several loans to include 2 trucks and a motorcycle. Besides my house I have no major bills and I keep my credit cards paid down.

Monthly net income: $ 7200.00

Monthly expenses: $???

Housing: $ 1498.00???

Insurance: $ 250.00???

Car expenses: $ 0.00 No car loans??

Utilities: $ 80.00 ? 150.00???

Phone, cable, internet: $ 100.00??

Food, entertainment: $ 50.00???

Clothing, household expenses $ 100.00???

Credit cards and other loans: Master card $632.97, Belks $0.00

Our first Automotive shop

Purpose of loan:
This loan will be used to start up the business that we are wanting to buy.

My financial situation:
I am a good candidate for this loan because we have great credit and have more than 20 years of experience in the business we are wanting to purchases

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 1606
??Insurance: $ 200
??Car expenses: $ 160 gas
??Utilities: $?250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 0

Purchase of Aquarium Maintenance

Purpose of loan:
This loan will be used to purchase an Aquarium Installation and Maintenance Business.? I have been working for the business for 2 years
and the owner would like to sell it to me.? For the last year I have been doing all the maintenance and dealing with the month to month operations of the business.?

My financial situation:
I am a good candidate for this loan because the owner is a close friend and also a collegue at my full time job at the Connecticut Department of Transportation.? The owner will be there as a consultant after the business is transfered into my name and will actually become an employee of my to help out with the bigger accounts.? The business has gross $50000 consistently for the last?2 years, which we have the records for.? THe overhead on the business is very low as the maintenance materials are all reuseable i.e. buckets, hoses, and towels.? ?

Monthly net income: $2800 from full time job, $450 from Aquarium job.

Monthly expenses: $
??Housing: $ 433
??Insurance: $ 140
??Car expenses: $ 309
??Utilities: $?60
??Phone, cable, internet: $ 140
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 600
??Other expenses: $

paying off my cash loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Bye Bye Credit Cards

Purpose of loan:
This loan will be used to pay off my two credit cards, Bank of America and Capital One. The interest rates on the cards are ridiculously high.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time. I don't have one account in deliquency, as I take my credit standing very seriously.

Monthly net income: $ 3862

Monthly expenses: $
??Housing: $ Rent - $663/mo
??Insurance: $ 152/mo
??Car expenses: $ 313/mo (1 year left)
??Utilities: $80/mo
??Phone, cable, internet: $ 28/mo
??Food, entertainment: $ 100/mo
??Clothing, household expenses $
??Credit cards and other loans: $ Capital One 150/mo, BoA: $226/mo
??Other expenses: $

Moving for new job

Purpose of loan:
This loan will be used to move into my new apartment. I live in New York City now and am moving to Long island to work for the North Shore LIJ. I am moving alot of stuff and have to hire a crew and stay in a hotel for a few days till my place is ready. I have to leave a little early to prevent the landlord to charge me another months rent. The landlord was not the nicest guy. I thought this would be the best way to finance the move. Thanks everyone

My financial situation:
I am a good candidate for this loan because i pay my bills and have a great job that pays well. I just finished paying off all of my student loans a couple of months ago and will have no problem taking care of this.

Monthly net income: $ 3700

Monthly expenses: $ 1500
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Money for new Real Estate Business

Purpose of loan:
This loan will be used to? Start new real estate company

My financial situation:
I am a good candidate for this loan because? I dont owe any money currently to any creditors. The revolving debt you see is my second mortgatge from the short sale we just did. I sold my home short because it was about 100,000 upside down. I currently own an I.T. business that has accounts payables in the ammount of 12,000 but I wont have that for about another month. I also have a closing scheduled in a month for about 5,500. The issue I have is that I need 10,000 right now to get two realtors started working under the?New name. Otherwise I may lose them to anther broker. Further, I have listings\buyers I would like to put under the dellwood umbrella.

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 500 (renting right now)
??Insurance: $?(400) counting life
??Car expenses: $ 600
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 0
??Other expenses: $ other business expenses are about 500

trying to support my family

Purpose of loan:
This loan will be used to?catch up on bills that we fell behind on when my wife became disabled. She recently had a SSI hearing and we are currently behind on our bills and can not even get our?children school clothes?for the one starting high school and the other starting college.??

My financial situation:
I am a good candidate for this loan because? I am a police officer and have no intention on failing to repay this loan. I work two jobs and have for most of my adult life. Our situation has become a domino effect because of insuffecient funds caused other bills go unpaid and checks to bounce adding to this mountain of debt. Please help us!

Monthly net income: $ 3892.42

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 150
??Car expenses: $ 446
??Utilities: $ 280
??Phone, cable, internet: $ 300
??Food, entertainment: $ NA
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $

Getting started in my new life

Purpose of loan:
This loan will be used to? catch up some bills in preparation for my wedding on August 7 and help fix up the house we just rented this month.

My financial situation:
I am a good candidate for this loan because?I have always paid my bills on time until?planning a wedding which has caused a number of extra expenses to evolve. I keep a monthly budget and try to stick to it...something I've done for years.? Currently a co-owner of a residence in Savannah, GA with my stepson which will be rented?effective 08/01/2010 which relieves me of the mortgage payment so I do not include that in my monthly expenses.

Monthly net income: $ 2990

Monthly expenses: $?
??Housing: $ 650
??Insurance: $ 177
??Car expenses: $?200
??Utilities: $ 160
??Phone, cable, internet: $ 115
??Food, entertainment: $350
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 620
??Other expenses: $

Pay Off High Interest Credit Card

Purpose of loan:
This loan will be used to? pay off a high interest credit card.

My financial situation:
The credit card I wish to pay off has been charging a ridiculously high interest (21.4%)?rate despite the fact that I have never missed a payment in all of the years I have carried their card beginning in 1994. I did go beyond the credit limit during 2009 when my wife was unemployed and they took advantage of that moment to increase my rate. I spoke with them but they would not budge so I wish to close this account and pay off this balance via Prosper in a timely manner while saving money (reduced interest expense). My wife resumed working in February of this year?and things have returned to normal. My wife is 61 and I am soon to be 63. It is our desire to pay off all debt with the exception of our mortgage by 2013 when we plan to retire. This reduced interest with a fixed payoff period will help in that regard. Thank you.

Paying an unexpected expense

Purpose of loan:
This loan will be used to pay for some unexpected expenses.

My financial situation:
I am a good candidate for this loan because I am in a contract with a post studio but we are in a holding pattern for about two weeks. Then we will back and running. Side note: I only have 5 revolving credit lines and 17 student loans which are in the process of getting consolidated and are in good standing.

Monthly net income: $ 2800+

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

pay off from starting law firm

Purpose of loan:
Pay off credit card debt from starting?my own law firm practice.?

My financial situation:
I am a good candidate for this loan because I have a law firm that has been established for 2 years and is doing very well.? I just need to catch up from the initial investment.

Monthly net income: $ 6,500

Monthly expenses: $
??Housing: $ Husband pays
??Insurance: $?300
??Car expenses: $ 700?
??Utilities: $ Husband pays
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $ paying 2000/month now (1000/month on personal credit cards and 1000/month on a bank loan for the initial furniture at the law firm), will?pay?1000/month to?Prosper?when loan approved?(other 1000/month will be paid off?in spring 2011 from loan I?took out for furniture at the law firm).
??Other expenses: $ 300

PAYING OFF HIGHER APR CARDS

Purpose of loan:
This loan will be used to pay off higher APR credit cards

My financial situation:
I am a good candidate for this loan because this loan will be paid back within 2mos and all loans I have now are being paid on time

Car repair loan

Purpose of loan:
This loan will be used to??
Emergency car repair/rest for emergency fund
My financial situation:
I am a good candidate for this loan because?
First Prosper loan paid in full, never missed a payment.
My credit profile is improving.
We own our own home, this is not reflected in my profile for some reason
Monthly net income: $ 3000

Monthly expenses: $ 2175
??Housing: $ 425
??Insurance: $300?
??Car expenses: $0
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $?600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 100

Paying off higher rate credit cards

Purpose of loan:
Purpose of this loan is to pay off at least one credit card with a significantly higher interest rate.

My financial situation:
I am a good candidate for this loan because I?always pay my loans on time.?Also, I own my own law practice and expect several significant contingency cases to settle within?the?next 3 months. The total value of these three cases is about $90,000.

Monthly net income: $ 6,500

Monthly expenses: $
??Housing: $ 1800
??Insurance: $?20
??Car expenses: $ na
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1,000
??Other expenses: $ 400

Pay Off Loan for Home Repairs

Purpose of loan:
This loan will be used to pay off a loan that was used to make minor repairs on my home.

My financial situation:
I am a good candidate for this loan because I have good credit and pay my bills on time.

Monthly net income: $ 7400

Monthly expenses: $3238?
??Housing: $ 1853
??Insurance: $ 200
??Car expenses: $200
??Utilities: $ 100
??Phone, cable, internet: $175
??Food, entertainment: $ 300
??Clothing, household expenses $200
??Credit cards and other loans: $ 210
??Other expenses: $