First, last and deposit on rental.

The lease on our apartment is coming due and we'd like to move into a house.? We have a few picked out but need money down for deposit and first & last. When we leave this unit we will be refunded $1370.00 which we would use to pay down the principal of this loan.? We have lived in the unit for 20 months and need a bigger place for our family.?

The remainder of the loan payments would not be problematic because we have just finished paying off our van, which my wife uses for her job.? The monthly payments were $200 so the $144 of this loan would be no stretch.

We have been in debt consolidation for our credit cards and haven't used any in 2 years.? We have finished paying all of our medical debt and have no personal loans.? We just need money to put down to live someplace nicer with a yard for the dog and room for the kids.? The rent on our apartment will be going up if we renew and houses in the area rent for the same.? You just need a big deposit to get in.

Consolidate,Relocate,Business start

Purpose of loan:
This loan will be used to?
I wish to consolidate the few small debts that?we have and we plan to relocate to a less expensive area?in northern Virgina where our intention is to open a small Asian speciality food and convenience store. The location is?perfect and the potential huge for this kind of market in this area. This will be used to eliminate our few revolving credit debt?and establish the business, it will take very little to start. This will be 1 of only 2 debts we will have open the other being our vehicle. The store will support itself and the apartments above are included in the rent, this is where we will be living. My husband will keep his full time positon ($50k a yr) and will also help with the store, Including my husband and son total household income is approx. $75000?+. We already have most all venders in place, this is retail oriental grocery with no competition and very little overhead, rent for store and both apartments is $2200 a month. which is only $550 more than we pay now??We intend to repay this loan ASAP, as we have in the past. We don't talk, we do.?
My financial situation:
I am a good candidate for this loan because?I always pay on time (usually early,never late) along with extra money on all debts.?

Monthly net income: $ 5500

Monthly expenses: $ 2800 currently
??Housing: $ 1650
??Insurance: $ 73
??Car expenses: $ 245
??Utilities: $ 170
??Phone, cable, internet: $ 160
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ 150

5,000 @ 34.00%

Purpose of loan:
This loan will be used to buy into an already operating restaurant,

My financial situation:, I was able to raise 8,000 from my savings, I only need 5,000 to put a down payment in order to purchase 25% of a resturant which has been making a profit every week. The restaurant was owned by four people and one member is going on his own to open another restaurant near the ocean, So I am buying his shares.
I am a good candidate for this loan because, I know how much pain it takes even to save a dollar, and I beleive tat what you give you will receive even more in return, If I do not re-pay my loan I will be hurting myself, In addition I will be earning more than I am now when I am a part owner of the resturant

Monthly net income: $ now @ 2,400

Monthly expenses: $ approximately 1400
??Housing: $ 500
??Insurance: $ 94
??Car expenses: $ 150
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 85 monthly payment
??Other expenses: $ minimal

Paying off my credit cards

Purpose of loan:
This loan will be used to? Paying off all my credit card debt

My financial situation:
I am a good candidate for this loan because? I keep my credit in good standing and pay all my bills on time, I just need to get rid of this bad dept

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Vet needs 2nd loan for auto repair

Purpose of loan:
Pay off?existing Prosper loan($850+-); repair/replace engine in?truck($1200+-).?Stranded. Have a good truck(paid for)?that I like but the engine ran hot and now needs to be rebuilt or replaced.??Reduced?loan request?from $2800 to $2050.??Eliminated the $600 for home repairs.?
My financial situation:
Honest, reliable and have a secure lifetime income.??Totally disabled VietNam Veteran. Rated 100% total and permanent service connection from VA with?$2673 monthly?lifetime income.??Worked all my life up until around 1993.??Employment background was in both city and state law enforcement.?Opened my own very successful investigative business in 1983.? Around 1992, things began happening, both physical and mental,? that I had no control over.? I eventually got to where I couldn't work.? Someone pointed me to VA where I was diagnosed with something called PTSD and a pretty good list of other medical problems related to two tours(almost) in VietNam.? Never having been one to seek medical attention, the next 8-9 years were a nightmare, not only for me but?for my wife and children.? Although?savings?kept me going for about 4 years, it eventually ran out. No income.? I lost everything I had, having to file for bankruptcy that was finalized in 1998.? VA awarded me the 100%?in 1998 but it came too late.??It has been a struggle since then but things have turned around, partly with the help of people on Prosper on my first loan.? I thank all of them from the bottom of my heart.? For them:? My son is doing well!!? With that loan,?there was a problem getting the payments set up with bank and the first payment or two was late.? It was straightened out and all payments have been made since then and will continue to be.??I notice that Prosper states that I don't own my home.? It is a 16X80' mobile home and I do own it with no mortgage.? I also notice that they show me being over $4000 in delinquent debt.? I have no idea what that could be.? At the time of my existing loan, there was a collection agency that claimed I owed them around $3500 on some account.? They eventually sued me and I denied owing it.? I went to court and the judge ruled in my favor.? I don't know if they ever removed that from my credit report but will get my attorney to check.??The only other thing I can do is to tell you that the loan will be paid back, on time if not before, just as my existing loan is being done.? I am really hoping for a lower interest rate than the 34% and hope it will be bid down.?Thank you very much for reading. Please let me know if any other information is needed.
Monthly net income: $ 2673
Monthly expenses: $
??Housing: $ 0
??Insurance: $150
??Car expenses: $150
??Utilities: $350
??Phone, cable, internet: $150
??Food, entertainment: $300
??Clothing, household expenses $ 100
??Credit cards and other loans: $260
??Other expenses: $0

Buying a motorcycle

Purpose of loan:
Purchase of a motorcycle

My financial situation:
Steady and secure income

Credit Card Relief

Purpose of loan:
I am resubmitting this loan as it did not fund.? I am not sure why it did not fund but I would really like to
see this funded.? If lenders have any questions please ask.? I have an excellent credit score and
I would like to consolidate my credit card debt into one monthly payment.?? This would be much easier and cheaper each month.

My financial situation:
Monthly Income???????????????????????????? $2800
Monthly Credit Card Payments??????? ?? 650
Utilities?????????????????????????????????????????? ??300
Car Expense???????????????????????????????????? 150
Phone, Cable, etc????????????????????????????? 180
Insurance????????????????????????? ??????????????? 100
Food & Clothing???????????????????????????????? 400
Savings???????????????????????????????????????????? 200
Total???????????????????????????????????????????? $?1980??????????????????????????????????


I have an excellent payment history and would not have a problem repaying
this loan.? I am employed and have a steady income.? I appreciate the lenders'????
response.

Paying off Credit Cards

Purpose of loan:
This loan will be used to consolidate?credit card debt.??I have an excellent
Prosper rating.? I have used a credit card recently to finish my landscaping so
my debt ratio?went up?a bit.? I would really see this loan funded.
?I am an ideal candidate for this loan due to my personal
financial situation and my excellent credit and payment history.

My financial situation:
I have an excellent payment history and?very good credit.? I am responsible, have a good? job with a steady income.??I will have no trouble making the monthly Prosper payment.

Debt Consolidation

Purpose of loan:
This loan will be used to pay off (and close) credit cards and unsecured loans.? Due to some emergency expenses earlier in the year, I became overextended in credit, and would like to consoldiate.?

My financial situation:
I am a good candidate for this loan because?my debt/income ratio is low, and I make my payments on time, as evidenced by the fact that my credit score is rising.? I actually paid off my other Propser loan?more than 1 year early.? ?

Monthly net income: $ 5,400

Monthly expenses: $
??Housing: $ 1,400
??Insurance: $ 125
??Car expenses: $?780? (2 vehicles)
??Utilities: $ 400
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?1,200? (will be consolidated with this loan)
??Other expenses: $ 500

URGENT LOAN NEEDED FOR $10M REVENUE

Purpose of loan:
This loan will be used to?pay the docking fees in CA for frieghter docking Friday holding a $10M import opportunity I stumbled upon.?

My financial situation:
I am a good candidate for this loan because there is no risk.??Buyer already acquired to wire to my account $10M after cargo inspection.? I have the documentation.

Monthly net income: $ 400,000 after this windfall.? Normally, $3300.

Monthly expenses: $
??Housing: $ 1414
??Insurance: $ 725 (home/car/etc.)
??Car expenses: $ 120
??Utilities: $ 125
??Phone, cable, internet: $ 143
? Food, entertainment: $ 425?
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 580
??Other expenses: $ 100

Loan Needed for Business

Purpose of loan: This loan will be used for Earnest Money Deposits to write Real Estate Contracts.

My financial situation: I am a good candidate for this loan because I am employed with a steady paycheck, plus the tremendous opportunity in the current Real Estate market will provide generous profits in the near future in my Investing Business to allow me to pay this loan back in full as quickly as possible. Thank you in advance for providing a loan.

Monthly net income: $897

Monthly expenses: $2,656???

Housing: $ 1,600??

Insurance: $ 0??

Car expenses: $214???

Utilities: $ 0?

Phone, cable, internet: $0???

Food, entertainment: $ 200??

Clothing, household expenses $ 150??

Credit cards and other loans: $ 292??

Other expenses: $500

Expanding our small appraisal firm

My partner and I own an appraisal firm in Brea Ca, 92821 K&N Appraisal Services. We are looking to secure a loan to hire an additional State licensed appraiser. We are currently operating with a part-time underwriter, 2 Sales Reps (commissions) and?myself, charged with marketing the firm, soliciting new city business and customer service. We have completed over 600 appraisals, have a perfect Better Business Bureau rating and have been in business over 6 years.

I joined the firm in 2007 after graduating in 2006 from San Francisco State University. We rent an office in Brea, CA for $500 a month+ Cable+ ATT. We are in the black each month and we can assure payment on the loan. We can provide proof of income and we are a publically listed company. Last two years of revenue were over $100,000.00 (100K).

My financial situation:
I am a good candidate for this loan because? I am making $55,000 a year plus bonuses and my credit score has improved over 80 points since my past loan. In 2006 I secured a loan from prosper for the same amount and made all of my payments on time every time. Borrowers can bid confidently that this business is not going anywhere. Business is booming, we need to hire a bright new appraiser and we seek the Prosper Community for help. Thanks in advance for viewing my listing.
Monthly net income: $3,600 Monthly

Monthly expenses: $
Housing: $ $400
Insurance: $100
Car expenses: $25
Utilities: $40
Phone, cable, internet: $25
Food, entertainment: $ 20
Clothing, household expenses $25
Credit cards and other loans: $ 150
other expenses: $100


The Photo is of me holding last month?s completed appraisals. We tend to do 3-5 a day for around $230 a piece.

Finishing Home Renovation

Purpose of loan:
This loan will be used to finish a home renovation.

My financial situation:
I am a good candidate for this loan because I have the ability to repay the loan quickly. I can pay cash for the renovation but I would like to get it done as soon as possible so it is ready to be moved into before my daughter's 3rd birthday. The delinquentcy in my credit is from a mortgage that was transfered from one lender to another. I am working to get it corrected as the payments were never late and in fact were always early which seems to be what caused the problems. The other was a student loan that I did not know was in repayment because of a change of address that has since been paid off in full.

Monthly net income: $ 4600

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 312
??Car expenses: $ 523
??Utilities: $ 98
??Phone, cable, internet: $ 135
??Food, entertainment: $ 250
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 120
??Other expenses: $ 85

paying off payday loan

Purpose of loan:
This loan will be used to??get out of a terrible payday loan cycle of paying back and reloaning.? I posted previous prosper loan requests for car repairs?but was unsuccessful.? The good news is that my car is fixed!? The bad news is that I had to utilize a payday loan and the fees are terrible.?

I know I can end the cycle of reloaning if I can get this loan with low monthly payments? (even though the borrower rate is high, it is defintiely better than the alternative)

Any help would be greatly appreciated.? Thank you.

My financial situation:
I am a good candidate for this loan because? I have never defaulted on a loan and I can?definitiely make the $50 monthly payment (plus, the payment will always be on time because it will be automatically deducted from my checking).??



Monthly net income: $ 2,200

Monthly expenses: $1900?
??Housing: $500?
??Insurance: $?50
??Car expenses: $??250
Utilities: $?75
??Phone, cable, internet: $ 75
??Food, entertainment: $?150
Clothing, household expenses $100
??Credit cards and other loans: $?700 (including?new prosper loan)
??Other expenses: $

Paying off some credit cards

Purpose of loan:
This loan will be used to pay off some of?my credit card debt.? I also am starting a small handmade jewelry business and the?loan will help?to secure all the supplies I need.?

My financial situation:
I am a good candidate for this loan because I work hard to earn the most money possible and I always pay off my debt.

Monthly net income: $ 2,200-2,600

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 100.00
??Car expenses: $ 375.00
??Utilities: $?50.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $?60.00
??Credit cards and other loans: $ 780.00
??Other expenses: $ N/A

Fixing up our home

Purpose of loan:
This loan will be used to take care of some structural issues for our home.

My financial situation:
I am a good candidate for this loan because of my excellent payment history in the past and good current and future income potential?

Monthly net income: $ 8,500

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 1,500
??Car expenses: $ 1,000
??Utilities: $ 300
??Phone, cable, internet: $?100
??Food, entertainment: $ 200
??Clothing, household expenses $ 400
??Credit cards and other loans: $?1,000
??Other expenses: $ 500

Wedding Expenses

As I note on my member page, I'm a hard-working young lawyer at a large Chicago law firm and am lucky enough to have married a wonderful young woman earlier this year.? Wedding, honeymoon, and moving expenses exceeded our expectations, and we're now faced with credit card debt (at the usual high interest rate) much higher than we'd like.?

Because I had a wonderful experience with a small Prosper loan in law school a few years ago, we thought we would seek a loan to pay off our existing debt.? My only other loan through Prosper was paid off in full after only three months, and so I'm unsure why my Prosper rating isn't considerably higher.

Purpose of loan:
I intend to use my Prosper loan to pay off wedding, honeymoon, and moving expenses that exceeded expectations and avoid the high interest and finance charges associated with credit card debt.??

My financial situation:
Both my new wife and I have stable, high-salary jobs that would allow us to pay off the loan (or our existing debt) without trouble.? In fact, we likely would pay off the new loan early.? My wife and I earn before-tax salaries of approximately $270,000 (combined) per year.??(My annual salary is $185,000.)? We seek this loan to bolster our cash-flow position by avoiding the high costs of credit-card interest and finance charges.

Monthly net income: $ 9,369.18

Monthly expenses: $
??Housing: $ 2,100.00
??Insurance: $ 143.54
??Car expenses: $ 0.00 (fully paid)
??Utilities (including phone, cable, and internet): $ 120.00 (approximate)
??Food, entertainment: $ 250.00 (approximate)
??Clothing, household expenses $ 100.00 (approximate)
??Credit cards and other loans: $?2,000.00 (approximate, subject to?elimination by requested loan)

Pay off debts and school

Purpose of loan:
This loan will be used to pay off my existing debts and help me pay for my college tuition.

My financial situation:
I am a good candidate for this loan because I am a very responsible person.? I have never missed a payment and always pay more than minimum.? I plan to pay off this loan within 2 years.? My income will increase by the end of next month and I will have extra funds available to pay this loan.

I am a responsible person and I hope you can help me with this loan.? When I have enough money, I would like to help other borrowers like myself to get ahead in life.

Thank you for your time and consideration.

Monthly net income: $ varies by month- $1500-$3500 a month

Monthly expenses: $
??Housing: $ none- live with parents
??Insurance: $ none-
??Car expenses: $ none- paid by family
??Utilities: $ none
??Phone, cable, internet: $ 40
??Food, entertainment: $ none
??Clothing, household expenses $
??Credit cards and other loans: $ 600
??Other expenses: $ 50

Seek Lower APR to Pay Down Debt

I KNOW I can do this, I just need your help! Seeking lower interest rate to pay down debt. I would much rather owe you than the credit card companies! I am current on all accounts. I have been teaching at the same high school for 32 years; I love what I do; I know I have an impact on the lives of the students I teach. In addition to teaching full time, I also work a part-time job during the school year and a job during the summer.

I am a good candidate for this loan because I have been teaching for the same school district for 32 years, lived in the same house for over 20 years & know the importance of paying off debts one incurs. I have no delinquent accounts, don't miss payments, & I ALWAYS pay back my debts. I now have a roommate who helps pay the household expenses.

Monthly net income: $ $5600

Monthly expenses:?????$ 5194

Mortgage?????????????????????1589
Insurance?????????????????????? 60?
Phone/Cable?????????????????? 99?
Utilities?????????????????????????100
AT&T????????????????????????????175
Credit Card Debt???????????2550
Food, Household????????????100
Gas???????????????????????????????? 90
Prosper Loan??????????????????431

Paying off credit card

Purpose of loan:
This loan will be used to pay off an extremely high interest rate credit card.? The rate was jacked up by more than 2x due to an error?with an?online payment--I selected one checking account thinking it was a different?account, and the checking account?selected did not have sufficient funds, but the account from which the payment was to have been made had more than sufficient funds.? The credit card issuer refused to reinstate my previous rate even when I corrected the issue two business days later.

My financial situation:
I am a good candidate for this loan because I have never been late paying any debt and never had had a debt charged off.

Monthly net income: $ 4025 take home, $7200 gross

Monthly expenses: $ 3400
??Housing: $ 990
??Insurance: $ 90
??Car expenses: $ 480
??Utilities: $ 250
??Phone, cable, internet: $ 160
??Food, entertainment: $ varies
??Clothing, household expenses $ varies
??Credit cards and other loans: $ 1050
??Other expenses: $ varies

Cargo ins. Funding Needed

Purpose of loan:

Secure financing for me and my partners freight forwarding operation. We have the truck and LLC along with our tax id (EIN Number) in place. The only hurdle left is obtaining cargo insurance. Cargo insurance for freight costs $12,000. The other $3000 will be used for operating costs for the first month.
My financial situation:
undefinedundefinedundefined I have been unemployed since November 2008. I spent ten years in the financial realm. After loosing my job I have tried everything and looked everywhere for a new opportunity. I even worked in a restaurant. A long time friend presented me with an opportunity to go into business with him. It is a freight forward business with contracts lined up. His only obstacle is securing $12,000 for the cargo insurance and $3000 for the first month of operation costs gps, gas, toll etc. If I can secure the funding to get things started I will become a official 50% partner in which I will be added on the existing LLC.? Last year I would have been able to provide this funding on my own, but after 18 months of continuous unemployment I do not have much of anything left. For the time being I have moved back home with my parents and they are helping me support myself. They are homeowners with a mortgage paid in full who are willing to co-sign for me. Please feel free to contact me with any questions. I have full and proper documentation from the LLC (Pride Delivery Service Inc) and Tax ID number documentation, The truck title, and documentation from cargo companies with full intent on providing us with contracts immediately after we show proof of insurance.

Monthly net income: $

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: 0$
??Utilities: $ 0
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500
??Other expenses: $ 100

Making a better life for my kids

Purpose of loan:
This loan will be used to? consolidate bills and needed car repairs
My financial situation:
I am a good candidate for this loan because? I?am a single mother of two wonderful boys who mean the world to me and I am doing everything I can to give them the best life possible.? Unfortunately?I went through a divorce a few years ago and did everything in my power to keep up but it finally came to a point I was fighting a losing battle.? I had to file bankruptcy due to an expensive divorce and getting stuck with alot of bills as they were in my name. Prior to the bankruptcy I had a credit score of 800 as I ALWAYS paid my bills and was never late.? I can PROMISE I will never allow that to happen again.? I have a great job and have been there for 13 years.? I have many references I can give you as to my character and financial stability to pay my bills.? The loan payments can be direct debited from my bank account.? I?have a couple bills left due to reaffirmation and also have some car repairs.? I would like to just have one payment.? I appreciate you taking the time to read my application and please do not hesitate to ask any questions.? Thank you!!!!

Monthly net income: $ 3742

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 106
??Car expenses: $ 355
??Utilities: $ 150
??Phone, cable, internet: $ 125
??Food, entertainment: $ 250
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 200
??Other expenses: $ 100

Improvements to rental property

Purpose of loan:
This loan will be used to make improvements on a rental property which has been rented 95% of the time the last 5 years.

My financial situation:
I am a good candidate for this loan because I paid off my last prosper loan ahead of schedule. I do not owe anything on my credit cards.? I have very little debt outside my current home, rental property and 4500 in school loans left.?

Monthly net income: $ 5500

Monthly expenses: $ 3155
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help me get on my feet-divorced

Purpose of loan:
This loan will be used to pay back two advances?I took out?on 7/1 and?not?get behind again.??This is so?I can get back on my feet after my divorce, have some savings?and purchase my kids their bedroom furniture. I do not want to take any more salary advances out. I just need a little help to get started!

My financial situation:
I am a good candidate for this loan because all of my adult life I have had an excellent credit history. I work for the State of California and for the last 18 months we have been furloughed 15% of our pay. This hurt our (my husband and I)?ability to comfortably be able to afford our house we bought in 2007 during the high market. When we purchased the home, my credit score was almost 800. We contacted our mortgage company to see if they could help with modifying our loan terms in some way. We were told we had to be behind 3 mos of payments for them to even consider a loan modification. Waited over 7 mos to find out they would deny our loan mod app. and now we are going through a divorce and the house will be sold in a short sale. We are upside down.I am trying to get back on my feet and establish myself alone.

I have never been late on any payments?I owed and have never been denied credit. I have?had?auto, personal,?home equity and?credit card loans and?I make good salary with the state and after our house is sold I will start to rebuild my credit and buy another smalll home for myself. We were victims of the housing crisis and now my bank where I have been for 15 years denied my personal loan application because of the mortgage company's delinquency on my credit. It is the only negative thing I have and I have a very good explanation for it!?

My monthly income is more than enough to make these payments and I am 100% confident in doing so.

Thank you for your consideration.

Monthly net income: $ 4108 ***this is after the 15% paycut***

Monthly expenses: $
??Housing: $ 1000????
??Insurance: $ 100
??Car expenses: $?100
??Utilities: $ 75
??Phone, cable, internet: $ 100
??Food, entertainment: $?400
??Clothing, household expenses $ 150????
??Credit cards and other loans: $ 200
??Other expenses: $

Paying off payday loan and cc's.

Purpose of loan:
This loan will be used to?
Pay off a payday loan that I used to consolidate some monthly debt.????
My financial situation:
I am a good candidate for this loan because?
I have unemployment that is coming through at $375/wk (through June 2011) ?and a substantial tax return that will arrive mid to late August (app. $8500).? I want to pay off the pay day loan since the interest rate is so ridiculous (931%).

Thanks!? Let me know if you have any further questions.

Multipurpose Loan

Purpose of loan:
There are two closed, high-interest, credit card accounts which I would like to get paid off and out of the way. I would like to pay off one of my open accounts as well. The remainder of the loan will be split between my current business activities and used as a cash reserve to be deployed when needed.

My financial situation:
I am a good candidate for this loan because????? I haven't missed any payments in a long time and I think my credit score reflects this. Also, I'm more interested in improving my score, not trashing it.

Unexpected monthly expense & rent.

Purpose of loan:
Please assist me!? I am a single full time worker?and have come into a financial burden brought?upon by the?absence of my regular bonus?as of last?month.? I can repay this loan, I only ask for a little help.? I would appreciate any and all bids!? Thank you for your consideration.

Monthly net income:? $1818

Monthly expenses: $ 1719
??Housing: $567
??Insurance: $185
??Car expenses: $290
??Utilities: $50
??Phone, cable, internet: $180
??Food, entertainment: $100
??Clothing, household expenses $
??Credit cards and other loans: $347
??Other expenses: $

Clear smaller credit cards quickly

Purpose of loan:
This loan will be used to consolidate smaller balances.? I have already closed out larger accounts and want to attack the rest in a short period of time.

My financial situation:
I am a good candidate for this loan because I have been blessed with a very good income and employer.? I am determined to tackle my debt in meaningful pieces that won't return.

Monthly net income: $ 6500.00

Monthly expenses: $
??Housing: $????
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Expenses

Purpose of loan:
Business advertising and promotional expenses.

I am a good candidate for this loan because:
As you can see, I have good credit and have never made a late payment or defaulted on anything in my life.

My financial situation:
My financial situation is very good. I am the owner of several internet companies, and my income will continue to grow as I attract even more clients.

Monthly net income: $6,300-$6,800

Monthly expenses: $3,795
? Housing: $800.00
? Insurance: Health insurance: $96.00, Car insurance: $67.00
? Car expenses: $100.00 for gas, $0 for maintenance (under new car warranty)
? Utilities: $135.00
? Phone, cable, internet: $160.00
? Food, entertainment: $400.00
? Clothing, household expenses $300.00
? Credit cards and other loans: Credit cards: $984.00, Car loan: $353.00
? Other expenses: $400.00 (miscellaneous business related expenses)

Misc Bills and Cash on Hand

Purpose of loan:
This loan will be used to?help pay for a wedding and have cash on hand?

My financial situation:
I am a good candidate for this loan because?the only delinquency I have is a poor investment I made on a property that fell 1470%! I have NEVER been late on any other loans. I have always met my financial obligations. Appreciate your help. I will definitely recommend your services to people I know who need your services. Thank you!

Monthly net income: $ 9385

Monthly expenses: $
??Housing: $ 5196????
??Insurance: $ 160????????????????????
??Car expenses: $ 473
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 800
??Other expenses: $ 1000 (child care)

Debt Reduction Plan - Phase 3

The purpose of this loan is to assist with phase three of our family debt reduction plan, which began approximately three years ago. Here are more details:

History: Back in 2006, we hired a contractor to build an addition on our house valued at $60,000. The contractor took our initial payments and started the job, but got as far as digging a big foundation hole in our back yard and never returned. We completed the addition ourselves (which cost over $80,000 by maxing out every credit option we had available. We accrued a huge amount of debt. We were able to finish the addition and refinance our house, but we did not receive the best mortgage rates. Instead of filing bankruptcy, we developed the following plan to recover.

***We are proud that we have NEVER missed one payment on any loan or credit card during this entire process.***

Phase 1: Stabilize Finances

Phase 2: Increase Income ? My husband searched for and found a new job which provided a $16,000 annual salary increase.

During this process, court proceedings awarded us $30,000 in restitution for our contractor mess. Needless to say, it was a God-send.

Phase 3: Revolving Debt & Interest rate Reduction: This phase started about 8 months ago. We reorganized our finances to what you see below and started attacking the revolving debt. We started an accelerator fund process where we put and extra $150.00 per month on the highest interest rate credit cards. We are paying the minimum on the other revolving debt. When we pay off a card, we add that payment to the accelerator payment, which is now $200.00 per month.

***THIS PROSPER LOAN WILL APPROXIMATELY MOVE $8,000 OF REVOLVING CREDIT CARD DEBT (17% interest) TO THIS 3 YEAR, INSTALLMENT PROSPER LOAN OF HOPEFULLY 12-14% INTEREST. THIS SHOULD MOVE ANOTHER $75 PER MONTH TO PRINCIPAL INSTEAD OF INTEREST.

Phase 4: Mortgage ReductIon. Right now we are under water on our mortgage meaning our house is worth less than we owe. We can't refinance. We are working in getting a lower interest rate.

PHASE 5: Revolving Debt elimination- It is going to take us some years, but our goal is to have all revolving debt gone by 2013.

Net Income 7200 per month (me and my husband)


Monthly Payments (Rounded)

Revolving Debt Payments 1656

Accelerate Funds 200

Savings 200

Installment Loans 606

Student Loans (from Master?s Degrees) 286

Household 1295
Includes food, gas, utilities, spending money

Mortgage 1824

Investments/Life Insurance 186
Short/long term disability and college savings for kids

Private School Tuition/Fees (we have 2 boys) 572

Child Care 375

Finished basement for family!

Purpose of loan:
This loan will be used to finance the finishing of our basement.? When my husband and I first bought our home, we thought storage in the basement was a great idea.? Now that we have a 21 month old, and another on the way, we are realizing that we need the extra space.? Additionally, having a fully finished basement will increase the resale value of our home when we are ready to sell 3-4 years down the road.
My financial situation:
I am a good candidate for this loan because I have worked hard to make smart financial decisions and have been able to maintain an excellent credit rating with no delinquencies in payments.? I take my financial obligations seriously and have researched many options for financing our basement before looking into Prosper.

Moving toward debt free living

Purpose of loan:
This loan will be used to consolidate credit card payments

My financial situation:
Consolidating loans to pay off high debt and save

Starting a lawn core aeration svc

Purpose of loan: This money is for the establishment of a lawn core aeration service in the Philadelphia suburbs. Affluent, sophisticated, fussy homeowners know that fall core aeration is beneficial to the health of their lawns. The problem is that this service is very expensive and service providers typically do not pull good plugs with their equipment. My solution is to purchase a new generation of machine that pulls deeper plugs and swiftly gets the job done.I am going to employ a budget pricing model. Even going the budget route, this machine will still pull in at least $150 per hour, because it is so efficient. A survey of my lawn customers found that more than a third wanted this service. If the service fails, the machine is easily sell-able on ebay, where there is a large market for commercial-grade lawn equipment.

Help ME!! Please

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need a new Patio Door and Bricks

Purpose of loan:
Haveing water damage?in back patio door.?

My financial situation:
I am a good candidate for this loan because with my job along with my wifes job we can easily make the payments. Have good standings with any loans and payments for the last 4 years.

Monthly net income: $ 7500.00

Monthly expenses: $
??Housing: $ 2500
??Insurance: $ 300
??Car expenses: $ 250
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $?200
??Credit cards and other loans: $ 400
??Other expenses: $ 300

Pay off rest of revolving debt!

Purpose of loan:
This loan will be used to? This loan will be used to pay off the rest of my revolving debt.??My wife and I are going to use our bonuses to pay off the rest.

My financial situation:
I am a good candidate for this loan because? I have been employed with the same company for almost 7 year. I make my payments on time and pay them off sooner then the due dates. Since my very first loan you can see how much my credit has improved.?I have had two other prosper loans and paid them in full well before the final due date. Please consider and you will not be disappointed. Thank you for you time.

Monthly net income: $ 6300 monthly with wifes income

Starting Own Pet Service Business

I'm a single mom with a small farm and 17 rescued companion animals including Parrots, Horses, and Dogs. I love working with companion animals and want to make it my career eventually. I have a part-time pet sitting business and am certified in behavior, grooming and dog obedience.

Years ago I had a car accident and lost income and went through a divorce. The impact on my credit is reflected from those past issues but I have reestablished myself and worked very hard.

I also have a business background with 20 years of banking that includes small business and residential mortgages. Thanks for your support and I hope you will be able to bid with confidence on my listing.

Please let me have good Experience!

Purpose of loan:
This loan will be used to? personal? purpose

My financial situation:
I am a good candidate for this loan because? I'm working full time and I have no other payment. I'm responsible?????

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $? none
??Insurance: $ none????
??Car expenses: $ none
??Utilities: $ none
??Phone, cable, internet: $ none
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ none

2nd Time Borrower CR UP 80+ Pts!

Purpose of loan:
This loan will be used to pay off first Prosper?loan early, pay off the LAST credit card I have?and take my wife and kids on a vacation. We have NOT had one in 7 years! We are REALLY due for one!!! THANKS FOR LOOKING!!!!

My financial situation:
I am a good candidate for this loan because I am honest and a GOOD payer of my debts. Check my status with Prosper. My credit score is up 80+ points since my first loan a year and a half?ago! SHOULD NOT BE HR!!!!!! I DONT know why they rate me as "HR" See my credit score please.

Monthly net income: $ 2800 (me)? $2100 (wife)

Monthly expenses: $?2700

Paying off cards; buying house

Purpose of loan:
This loan will be used to pay off my credit cards to improve my revolving debt and hence FICO before buying a house. My utilization is not terrible at about 35%, but I'd rather it be zero--and I don't want to dip into my savings, as that's earmarked for down payment and moving costs.

My financial situation:
I am a good candidate for this loan because I have no late payments on my credit history. I pay all my bills on time and have no financial issues in the last five years. There are two "delinquencies" on my credit report, both from some of the usual defrauders (National Recovery Agency with their BMG scam, and Asset Acceptance). I'm currently working through those with the MN Attorney General. All of my real accounts are in good standing, including student loans.

Monthly net income: $ 3800

Monthly disposable after expenses and saving: $1000