Loan for Small Business Venture

Greetings and Thanks for reading my listing. I am asking for a loan of $3,100? for a small business venture. I have been a member of the Prosper community since March of 2006, which is quite close to the launch of this great Prosper financial freedom device. I have been pretty active on the lending side since I started but have also taken a $1k loan a few years back. My credit profile will show the repayment history of that loan during a 14 month span. I currently (at the time of this post) have around $525.00 in loans that I have funded which return just short of 13%.? Therefore, I?m collateralized through Prosper for roughly 17% of my loan request. I will continue to open up loans separate from this loan, thereby, continuing to collateralize this loan over time.

It is my intention to repay this loan with proceeds from the venture?s operational cash flow plus any additional monies, that are needed,? from my full time job at a local resort. The value of this loan and its repayment schedule over the 3 year will easily allow me to repay this loan aggressively. It is my intention to do this well before the 3 year term.

My monthly income and expenses are as follows:
Net Monthly Income: $1,500

Rent: 0 (wife pays)

Credit Cards: 215.00
Car Insurance: 150.00 (pay for both wife and I)
Cable/Internet: 65.00
Student Loan: 154.00
Gas:150.00 Utilities: 65.00
Electric: 110.00
Total Monthly Expenses: 909.00??

Therefore I will have plenty of money left at the end of the month to repay this loan without even mentioning My Wife?s salary, our non-retirement brokerage accounts, retirement accounts, or any other assets. I just want a small loan at a good rate to fund this small food service venture to start supplementing my current monthly income.

Thanks for reading my fellow Prosper commrades. I look forward to continuance of our communities? success.

Email any and all questions regarding the request.

Regards,
Kris @ KSPHoldings

My loan for debt consolidation

Purpose of loan: This loan will be used to pay off credit card balances that are close to 30%.? We borrowed the money to pay start up costs in a business that my wife was launching. Timing was bad and the business did not take off.? It has been shuttered until the economy bounces back.? My wife has gone back to teaching and makes around $30K.? I make over $100K.? We can manage our debts but would rather pay Prosper investors 10% than a bank 30%.?

I work as a senior administrator at a state university and am secure in my job, as is my wife.? We have zero delinquencies.? The only reason our credit rating has flagged a bit is due to the money we borrowed for the failed business.? Live and learn.

Starting a Side Vending Business

Purpose of loan:
This loan will be used to?
Im planning on getting one vending machine for some side profit and then later build on this business.
My financial situation:
I am a good candidate for this loan because?
I am a trustworthy candidate. Ive already paid 2 loans from my?credit union, am in the process of paying a third loan, am about to have my credit card paid off and am always on time with paying my other bills.
Monthly net income: $ 1058

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 262?health and auto
??Car expenses: $ 342
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $?150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 160?1 credit card, 1 personal loan
??Other expenses: $

Short-term loans

Purpose of loan:
This loan will be used to supplement my income for the next 30-60 days.

My financial situation:
I am a good candidate for this loan because I have a regular source of income, but I have had to dip into my savings this summer. This is because I started a new job on a 9-month pay schedule, and while waiting for my moving expenses reimbursement, some unexpected expenses for emergencies have arisen prior to receiving my paycheck on August 15.

Monthly net income: $ 7500

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 120
??Car expenses: $ 300
??Utilities: $ 50
??Phone, cable, internet: $ 120
??Food, entertainment: $ 250
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 0

paying debt build credit

Purpose of loan:
This loan will be used to? two fold to pay off debt and build my credit

My financial situation:
I am a good candidate for this loan because?
I dont want to destroy me credit
Monthly net income: $ 1978

Monthly expenses: $
??Housing: $ 200
??Insurance: $?0
??Car expenses: $ 75
??Utilities: $ 75
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $?80
??Other expenses: $ 0

3rd loan;student use; (never late)

Purpose of loan:
This loan will be used to help my daughter with paying for the rest of her nursing school classes for semester.and payoff current loan with prosper.
I also am looking for a good interest rate. We are working very hard to help her suceed in persuing her BS degree.
My financial situation:
I am a good candidate for this loan because I have had 2 prior loans through Prosper and I've never been late. I also keep current on all my bills. I'm very credit worthy. I don't know why I'm rated low with prosper.?

Monthly net income: $ 7000 including husbands income

Monthly expenses: $?I pay half
??Housing: $ 1265 with tax and insur
??Insurance: $ car 285
??Car expenses: $ 600
??Utilities: $ 400
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 800
??Other expenses: $

reduce debt

Purpose of loan:
This loan will be used to debt consolidation, my household expenses are shared with another individual. Listed below is my half of the expenses. If I receive the this loan, I will be able to combine 3 credits with high interest. Current interest on one of the cards is 25%.
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time
Monthly net income: $ 2,860.00, I could send you a copy of my last?15 bank deposits.

Monthly expenses: $ 2000.00
??Housing: $ 81.18????
??Insurance: $50.00
??Car expenses: $ 120.00
??Utilities: $?125.00
??Phone, cable, internet: $?50.00
??Food, entertainment: $300.00
??Clothing, household expenses $ 30.00????
??Credit cards and other loans: $ 1,350.00
??Other expenses: $

Consolidate debt to improve credit

Purpose of loan:
This loan will be used to consolidate some debt to improve credit score.

My financial situation:
I am a good candidate for this loan because I have not had any delinquencies in last?5 years.

$31,500 of the revolving credit balance is home equity line of credit that I am still paying after I had short sale my house.

I would like to use this loan to lower my bank card utilization to improve my credit score.

Monthly net income: $ 9,500

wedding

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

vaca

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidate Debt

Purpose of loan:
This loan will be used to consolidate existing debt.

My financial situation:
I am a good candidate for this loan because I am always on time or early with my payments. I have also just received a recent promotion with a significant salary increase.

Monthly net income: $ 2550.00

Monthly expenses: $
??Housing: $620
??Insurance: $ -
??Car expenses: $ -
??Utilities: $200
??Phone, cable, internet: $100
??Food, entertainment: $250
??Clothing, household expenses $40
??Credit cards and other loans: $550
??Other expenses: -

medical bills/house payment

Purpose of loan:
This loan will be used to pay medical bills and to help with my monthly bills. I had some medical procedures done and was fortunate not to loose my job, but it has set me back a bit with the additional bills?every month.

My financial situation:
I am a good candidate for this loan because I will pay this money back in a timely manner. I have a steady job and I do not forsee any changes in my employment. I am being utilitized in numerous positions throughout the store/company.

New kitchen cabinets & refrigerator

Purpose of loan:
This loan will be used to replace the old cabinets and refrigerator/freezer in our kitchen

My financial situation:
I am a good candidate for this loan because I have a history of repayment at Prosper and have sufficient income to comfortably add this monthly payment to the budget.

Monthly net income: $ 5200.00

Monthly expenses: $
??Housing: $ 1,375
??Insurance: $ 45
??Car expenses: $ 375
??Utilities: $ 140
??Phone, cable, internet: $ 145
??Food, entertainment: $ 600
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 450
??Other expenses: $ 75

Business Assistance

Purpose of loan:
This loan will be used to? Purchase and rehabilitate a bank-owned duplex in fair condition and a desireable location?for rental producing income.

My financial situation:
I am a good candidate for this loan because?as a journeyman electrician with 17 years construction experience in both residential and commercial realms, I am knowledgeable in rehabilitation requirements to update and remodel properties.? I have spent the last 3 years educating myself in the fluctuations of the real estate market and have found several methods of real estate investing I will be utilizing to place my business in a high functioning capacity.? I have?a team of highly qualified personnel to rehabilitate properties as well as crunch all numbers to make sure each and every purchase will produce a significant return on the investment.

This loan will be backed by solid real estate purchases.? My intention is to pay this loan back within a short amount of time for any lender to re-invest their funds with other entities for the maximum return on their monies as well.

We truly appreciate the opportunity given to us through this medium and working with all other investors to increase everyone's wealth.

Monthly net income: $ 3795

Monthly expenses: $ 1435
??Housing: $ 600
??Insurance: $?75
??Car expenses: $?140
??Utilities: $?75
??Phone, cable, internet: $ 70
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $

Household Expenses

Purpose of loan:
This loan will be used to take care of household expenses and some minor car maintenance.

My financial situation:
I am a good candidate for this loan because I can pay back the loan in 12 months.

Peer lended car loan

Purpose of loan:
This loan will be used to pay off my Envoy and to allow other lenders to make money rather than the bank.

My financial situation:
I am a good candidate for this loan because I have never had a delinquent payment and we save over $500 a month that will be able to cover the loan payment without any issues.

Monthly net income: $?7000
4000 (self)
3000 (wife)


Monthly expenses: $ 6200
??Housing: $ 1500
??Insurance: $ 500
??Car expenses: $ 1400
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 450
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 500
??Other expenses: $ 500
? Savings: 800

Paying off 3 credit cards

Purpose of loan:
This loan will be used to? pay off 3 credit cards accounts at high interest rates. These 3 accounts will be closed pending payoff.

My financial situation:
I am a good candidate for this loan because I keep very accurate records and attend to my debts diligently as I am working to pay off all debts within the next 3 years.

Pay off my debt

Purpose of loan:
This loan will be used to? used to consolidate all my credit into one account. I have credit that is in my parents name that I am trying to consolidate into my name. I am taking responsibility for my mistakes.

My financial situation:
I am a good candidate for this loan because? I am a hardworker, I have been in my profession for over 5 years now. I have stable income that is coming in to pay for my debt. I want to pay off my debt inorder to buy a home and start a familly.

Monthly net income: $ 39000

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 80
??Car expenses: $ paid?off
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 100
??Credit cards and other loans: $700
??Other expenses: $ 250

short term credit consol - nov

Purpose of loan:
To reduce the interest rate on my cards to repay quickly

My financial situation:
I am a good candidate for this loan because I am taking a high paying job starting July 19? and plan to pay my cards? off immediately allocating between 3,000 and 4,000 per month for repayment

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $ 620? - the above info is incorrect - I AM a home owner. home valued at 700,000 (low value) and mortgage currently at 500,000.
??Insurance: $ 300
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 70
??Food, entertainment: $ 500
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $

Goodbye Bank of America

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

The reason I need this loan is to begin paying off some of our credit card debt.Between myself and my husband our annual income is aprox. $122,000 - we do have a large amount of credit card debt but are working on crawling out.? We have three children, one of which just graduated from college, one going into college and a 13 yr old.? We presently are housing one parent with us and helping to care for two other elderly parents - all while working full time.? You could say we are part of the "sandwich generation" and are working to get through it.? We have aprox. $50,000 in 401k & stock and $70,000 in home equity that we do not want to touch as that is our retirement - the good thing is, is that in 5 yrs we will be in great shape -?
We would like to start off by paying off two bank of america cards - they have raised rates and slashed lines with us never having a late payment. We know this is small, but it is a first step in getting out of debt - baby steps!
thank you!

Auto Repairs

Purpose of loan:
This loan will be used to?Auto Repairs?

My financial situation:
I am a good candidate for this loan because?I can repay this loan ahead times

tMonthly net income: $ 2,000

Monthly expenses: $?
??Housing: $ 700
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 350
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $

Pay Debt and start online business

Purpose of loan:
This loan is going to be used to pay off debt and to start a new business venture. I need to clear off my credit card debt before I start my online business ventures. I got up to 83% funded last week - lets get to 100% this week.

My financial situation:
I am a good candidate for this loan because, I checked my credit score, and it is NOT what Prosper says it is, but it is a 704.Experian is what I use. I am a returning member of PROSPER and this is my 2nd loan that I need. I am almost done with the first loan from 2008, but now I need some more money to get things going. I have NEVER missed a payment, and I tend to get decent Christmas bonuses from my job that I can make a bigger payment in January.

Monthly net income: $ 5775.00

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 81
??Car expenses: $ 207
??Utilities: $
??Phone, cable, internet: $ 85
??Food, entertainment: $ 400
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 1000
??Other expenses: $

Desperately Seeking Goldwing

Purpose of loan:
This loan will be used to?
obtain a new, used Honda Goldwing
My financial situation: is healthy and stable. I'm seeing a loan simply because a great deal has come up and I don't have the cash on hand currently.
I am a good candidate for this loan because? I'm a responsible professional woman in my late 20's and I just happen to ride motorcycles for recreation. I do carry a consumer credit balance month to month for work (I travel fairly often so there is always some travel expense out there but I pay the card down when my expense checks come in on time.) There's nothing quite like getting out on the road after a long day at work and just riding into the country. I'm currently riding an 82 Honda 400 and would like to obtain something more geared to the long distance haul.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $500
??Insurance: $50
??Utilities: $75
??Phone, cable, internet: $70
??Food, entertainment: $200
??Clothing, household expenses $75
??Credit cards and other loans: $0
??Other expenses: $0

paying off old debt

Purpose of loan:
This loan will be used to? Pay off all old debt

My financial situation:
I am a good candidate for this loan because?? I have stable income, I have retirment and my credit is bouncing back.? I have paid off 7 accounts and can provide documenation as proof.

Monthly net income: $ I am on commission, its different every month but an average would be $13,000.00 a month.

Monthly expenses: $
??Housing: $
??Insurance: $ 150.00
??Car expenses: $ 690.00
??Utilities: $?150.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 200
??Credit cards and other loans: $
??Other expenses: $

Pay Off Private Note

Purpose of loan:
This loan will be used to pay off a private note from a friend that was used for minor home repairs.

My financial situation:
I am a good candidate for this loan because I wil lmake the payments on time.

Monthly net income: $ 7500

Monthly expenses: $?3056
??Housing: $ 2656
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off Home Repair Note

Purpose of loan:
This loan will be used to pay off private loans that were used for home improvements.

My financial situation:
I am a good candidate for this loan because I will make the repayments on time and can possibly pay off the loan early.

Monthly net income: $
8750
Monthly expenses: $ 4901
??Housing: $ 2250
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 2251
??Other expenses: $

Still trying to pay things off....

Purpose of loan:
Due to some changes in my personal life this past year I incurred way too much credit card debt. One has a high interest rate and I'd like a loan to pay off that card specifically.
My financial situation:
I am a good candidate for this loan because even though I do have a lot of debt I never miss payments or make late payments. I took a loan out with Prosper in the past (for?$3000)?and paid it off in 1 yr. My credit is bad enough due to the debt load and I'm trying to get it back up to normal, lat epayments are the last thing I'd add to the mess.
Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 10
??Car expenses: $ 150
??Utilities: $?40
??Phone, cable, internet: $ 110
??Food, entertainment: $?125
??Clothing, household expenses $ 150
? Credit cards and other loans: $ 1200
??Other expenses: $

Student Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

helping out a sick friend

Purpose of loan:
This loan will be used to help out my cousin?in need. He is ill and needs to pay debts. He helped me in the past and now its my turn.I believe in being generous to others as others have been towards you??

My financial situation:
I am a good candidate for this loan because I have a good income and can easily afford a payment of $160 a month. I am well organized in my finances and have a household income of over $82000 and no real debts.
I have a stable job and work fora great company, besides its for a very good cause. My stability can help others.

Paying off credit cards

Purpose of loan:
This loan will be used to pay off my credit cards.

My financial situation: College student, living rent-free at home, working and studying full time.
I am a good candidate for this loan because?

Monthly net income: $2500

Monthly expenses: $560
??Housing: $0
??Insurance: $0
??Car expenses: $100
??Utilities: $0
??Phone, cable, internet: $80
??Food, entertainment: $100
??Clothing, household expenses $30
??Credit cards and other loans: $250
??Other expenses: $

Paying off Credit Card

Purpose of loan:
This loan will be used to start getting debt off my credit cards (revolving balance).

My financial situation: I originally purchased a car with my boyfriend, who quickly is helping me pay it off on my credit card. I am a recent college graduate and have been working a lot this summer to pay off that credit card, but it still worries me that such a high balance is revolving on my credit card. I recently came into a new job, which adds more to my pay. I have been responsible about making the credit cards in a timely and consistent manner, but would rather have it on a loan than my credit card. I still live at home and my parents are very helpful with all my necessary expenses, as my income serves more for a personal use and is being concentrated towards the credit card bill. My boyfriend and I are looking into selling the car and financing something more for less through a bank loan.
I am a good candidate for this loan because I am very responsible: I am timely and consistent in my payments and I am conscious about my credit score, which used to be 720 until I put this car on my credit card.

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $0
??Insurance: $0
??Car expenses: $80
??Utilities: $0
??Phone, cable, internet: $60
??Food, entertainment: $100
??Clothing, household expenses $50
??Credit cards and other loans: $800, what i usually send to pay off credit card, which I am trying to refinance
??Other expenses: $0

Paying off my credits cards

This loan will be used to pay off my credit cards. I am a good candidate for this loan because my wife has a steady income; I receive $1900 a month from EDD; and while I am looking for a stable full time job, I have started my own full time business that brings in additional income.

New kitchen & bathroom

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $ 1357.00
??Insurance: $ 135.00
??Car expenses: $ 645.00
??Utilities: $ 160.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 350.00
??Other expenses: $ 0.

Paying off a balance

This loan will be used to pay off a collection agency. Two-three years ago I co-signed a credit line with a friend I knew for over 10 years. He was working full-time and it was a credit card to pay off his dental expenses which totaled $8,000.00. Unfortunately, the company he worked for downsized and laid off about 3/4 of their employees, including my friend. While he was looking for a job, he called the credit company and asked them to put the account on hold since he couldn't make the payments. They agreed and there was no communication between them and my friend for a couple of months. The next letter informed him that his account was being sent to collections. I want to pay this collection agency since I am a co-signer and it is ruining my credit as well, incurring $6.00 a day for each day its not paid off. I've had good credit up until now. I have a couple of credit cards and two school loans from UC Santa Cruz (I graduated in December of 2007). I pay ALL of my credit cards on time and ALWAYS pay more than simply the minimum. For example, one of my credit cards, the minimum payment is set for $30.00 but I often pay $100 each month. I also have cell phone, cable t.v, car, and insurance payments that I always make on time, even with a yearly income of $24,000. I even have some money left over each month for entertainment, which I believe is a direct result from my stable organization skills I have achieved over the years.

Paying Off High Interest Card First

Purpose of loan:
This loan will allow us to pay off our highest-interest credit card, and use the savings to accelerate paying off others.

Our financial situation:
We are less than a year from paying off our first Prosper loan (on time) and are well-positioned to continue to pay all of our obligations on time. However, unexpected home and medical costs last year added to our credit card balances, some of which are at very high interest rates. This loan will replace the most expensive of those, and we will use the monthly savings to pay down the remaining credit cards more quickly.

Thank you for your time and consideration.

Consolidation of credit cards

Purpose of loan:
To finish paying off credit cards. So I can?finish saving money to get married.

My financial situation:
I am a good candidate because I just got a 2nd job to start paying off debt and am obviously committed to this goalsince I am willing to work 60+ hours to do this. All extra money from my 2nd job is going to pay off debt and as I pay down and owe less my extra money from my 1st job will go towards it as well.Also, I already have a prosper loan I am almost done paying off and have never missed a payment.

Monthly expenses: $ 3000
??Housing: $ 675.00
??Insurance: $ 67.88
??Car expenses: $ 263.00
??Utilities: $ 150.0
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $

A gift for my wife

Purpose of loan:
This loan will be used to?Purchase a motorcycle for my wife

My financial situation:I work full time and my wife has a small business to make a little extra money.
I am a good candidate for this loan because?we have had our problems in the past. I have been with my current employer for 16 plus years. We own our home and have never been late. We are trying to reestablish our credit.

Monthly net income: $ 6006

Monthly expenses: $
??Housing: $907.22
??Insurance: $125
??Car expenses: $0
??Utilities: $145
??Phone, cable, internet: $175
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $150
??Other expenses: $

Selling depreciated home

Purpose of loan:
This loan will be used to allow me to accept an offer on my home that is below what I owe on the mortgage.? The market will not allow me to get any more money for the home at this point and I'm moving in with a current homeowner to pay off all bills.

My financial situation:
I am a good candidate for this loan because I make plenty of money to pay off this loan quickly and on time.? I have excellent credit and am just using this loan to ensure I am covered in cash at closing.

debt consolidation

Purpose of loan:
This loan will be used to?consolidate credit cards and loans
My financial situation:
I am a good candidate for this loan because I pay my debts on time especially my prosper accounts.? Infact I prefer it to automatically come out of my account by prosper.? My previous loan was paid early.? I?also loan on prosper and expect payments to be on time.? We all work hard for our money.? I prefer to pay people like me rather than credit cards or loans from banks.? We got into this situation because the economy took a dive and my daughter and husband and 2 children?moved in with us when they lost their jobs.? My daughter has a job lined up for January?when she finishes her internship and will contribute to the household income until what it cost them to move in is paid in full.? We have a 2 family house.? Our situation will loosen up and be back to normal?in January.? By taking my daughters family in should prove that our morales are to take care of our own cost of living and not pass it on to tax payers with public assistance.? We will pay this loan in full.? Thank you for your consideration.?

Monthly net income: $ 5600

Monthly expenses: $?4820
??Housing: $ 3200
??Insurance: $ 250
??Car expenses: $ 230
??Utilities: $ 130
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 110
??Other expenses: $

Funds to buy Established Nightclub

Purpose of loan:
This loan will be used towards the downpayment for the SBA loan I am trying to secure to purchase an existing nightclub. The club is selling for $125,000 and the owner is willing to hold a portion of the note. The business assets are valued at $106,200.

My financial situation:
I am a good candidate for this loan because I have worked hard to maintain a good credit score. I pay my bills every month. This is an established business, popular nightclub, where the current owner is so confident in its ability to turn a profit he is willing to hold a majority of the note on this purchase. If I do not need to put the entire $10,500 down towards the SBA loan then I will pay that portion back along with my first monthly payment.

Monthly net income: $?4622 (includes: $2814/month FT job, upto $1191/month PT job,?$340/month?alimony,?$277/month child support). I can provide paystubs showing employment for both FT and PT positions. I've been told my lenders before that my alimony and child support would be excluded because I don't go through DOR for payments, but I included those payments here anyway because I do receive that money each month.

Monthly expenses: $?3326
??Housing: $1775
??Insurance: $ (included in mortgage payment above)?
??Car expenses: $ 487
??Utilities: $ 300
??Phone, cable, internet: $ 159
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 255
??Other expenses: $

Home Improvement Debt Consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Down payment for retirement prop.

Purpose of loan:
This loan will be used to place a 20% down payment on our retirement property. 78 Acres of unimproved woodland in Missouri.

My financial situation: I have an excellent credit rating and have been pre-approved for the property loan. But lacking adequate savings for the 20% down payment.
I am a good candidate for this loan because my wife and I are both full-time military, I'm an E-7, she's a CW2. We receive a steady, guaranteed income. We are hoping to buy this property to prepare for our retirement in 10 years. After 5 combat tours (so far) between us, and being stationed apart, we're hoping to find the money we need to own our piece of heaven. (All income information is based on my salary alone)

Monthly net income: $ 5500.00

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 300
??Car expenses: $500
??Utilities: $150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ 500