My personal loan for my education

Purpose of loan:
This loan will be used towards my fall semester's tuition.

Why not apply for a student loan from other institutions?
I've always tried to obtain loans from the federal government, but current interest rates from this lender are comparable to any rates I can obtain through Prosper. As a Prosper lender myself, I feel that it would be a good thing to give a chance to other lenders on Prosper.

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 620
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 125
??Phone, cable, internet: $ 100
??Food, entertainment: $ 600
??Clothing, household expenses $100
??Credit cards and other loans: $ 300
??Other expenses: $0

Mortgage Help

I have paid off one loan on prosper in full and am more than half way down on the second loan, so I am definitely reliable on my payments. I have had a 10% cut to my salary and my commissions in the mutual fund business is obviously dropped due to the market. We have come back and forsee having my commissions higher in the next few months. Meanwhile I am 1 mortgage payment behind and need to catch up. Here are my monthly obligations: Mortgage-$1110 Car-$213 Car Insurance-$112 Gas-$120 Electric-$60 School Loan-$187 Cell Phone-$74 Credit Cards (4)-$300 Cable-$50 Prosper-$88 Misc-$200 Avg. Expenses- $2499 Minimum Income: $4000 Leftover $1501 This is NOT including any commissions, which vary monthly from $400-$3,000. I changed jobs in 2004 and moved to Colorado for a pay raise which has been substantial. I am a hard worker, extremely capable of financially taking care of myself and would like to consolidate. With my monthly payment on this loan being about $45 a month you can see that it will not be an issue to re-pay this loan even if circumstances do change. I am very responsible, pay all my bills on time and put my finances as a number one priority. Thank you for taking the time to bid on my need.

home improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards.

Purpose of loan:
This loan will be used to?pay off my highest % credit cards, so that i can achive my goal of being debit free within 5 years.?

My financial situation:
I am a good candidate for this loan because? My record as you can well see, i am to the max with most of my credit cards and one has been closed but i keep up with my payments. I feel like i am just keeping up with the minuimns and not making no headway and would like to pay off those cards and close them as i do to ensure i do not get back in this kind of?sitution.? ???????????????????????????????????????????????????????????????????????????????????????????????
Monthly net income: $ 2800.00

Monthly expenses: $ 2300-2500
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Becoming Partner

Purpose of loan:
This loan will be used to?? I have a great opportunity to become a partner in a venture capitalist company.

My financial situation:
I am a good candidate for this loan because?? I will be able to pay this loan back within the first 12 months

Monthly net income: $ 11,000

Monthly expenses: $
??Housing: $ 2,800
??Insurance: $
??Car expenses: $ 350
??Utilities: $ 400
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1450
??Other expenses: $ 300

Down payment for used car loan

Purpose of loan:
My wife needed a car, by putting more money down on a used car, we were able to get the car she needed at an interest rate and payment we could easily afford, and the car is safe enough for the large amount of Minnesota driving she does (which includes work and driving our two children to school).

My financial situation:
My credit took a hit a few years back because we had a bankruptcy that resulted from a small business we owned that didn't work. The bankruptcy was not at all due to reckless spending or bad decisions. Now my credit is stronger, I make a good income, and I am up to date on all my bills, but the past credit problems make it difficult to get the credit I need.

Monthly net income: About $4,350 after 401k and benefits are taken out.

Monthly expenses: Standard monthly expenses, only one credit card payment which is minimal, low car payment ($212)

Wedding and Travel Expenses

Purpose of loan:
This loan will be used for my wedding and travel expenses.

My financial situation:
I am a good candidate for this loan because I am responsible and never late for my payments.

Monthly net income: $ 3300.00

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 118
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $ 100

Paying off Credit Cards

Purpose of loan:
This loan will be used to payoff/consolidate my credit cards.

My financial situation:
I am a good candidate for this loan because I have a long working history in the banking industry and very reliable income.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 700
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 25
??Food, entertainment: $ 400
??Clothing, household expenses $?200
??Credit cards and other loans: $ 800
??Other expenses: $

Refinancing a previous loan

Thanks for all the support on the last loan. Due to a problem with my verification card being mailed to me and being sent back, my loan was cancelled. So just a small hiccup, this should be fine this time and done quickly.

Starting clean

Purpose of loan:
This loan will be used to pay off debt?on which?credit card companies have been been raising rates & lowering limits as we try to pay off balances.

My financial situation:
I am a good candidate for this loan because I am?a dependable, responsible individual. I?have a strong determination not to let any debt go unpaid & I have a great track record of paying on time. I anticipate paying this loan quickly.

Monthly net income: $ 3325

Monthly expenses: $ 1284
??Housing: $ 150
??Insurance: $ 114
??Car expenses: $ 13
??Utilities: $ 0
??Phone, cable, internet: $ 190
??Food, entertainment: $ 125
??Clothing, household expenses $
??Credit cards and other loans: $?650
??Other expenses: $ 50

Paying for College

Purpose of loan:
This loan will be used to pay tuition for this summer semester.

My financial situation:
I am a good candidate for this loan because I have never made a late payment on anything. I am responsible with my bills, and my continuous goal is to pay down my debt as soon as possible.

Certifications for expansion

Purpose of loan:
This loan will be used to?
finance continued training to certify in FIrst Aid and CPR as an instructor thru the National Safety Council to add to our business this safety training to other firms.? There is a niche market in the tower industry for providing this training nationwide.? We have a relationship with an international fall protection training company (ComTrain, LLC) who is willing to work with us and their schedule to dovetail in our 1 day training at their various locations.? This gives us a marketing venue with little investment.
Additionally, financing certification training to become an OSHA 10 and 30 course instructor to teach these classes locally and nationally.? Not only does the tower industry require this training, but the broadband outside plant work does as well as any commerical construction.? Average cost to company to send a student thru this training is $250 nationally.? Materials cost less than $30 for the course, travel expenses are factored in to total class costs and student minimums are usually set at 10 with the average class being 18-25 students.
Last, purchase a test set for line sweeping cellular equipment to the higher standards now being required to meet the 3G and 4G deployments.? Third party testing is becoming more prominent and requires the test set and an operator rather than full scale tower crew of 4 to perform many tasks at tower sites.
My financial situation:
I am a good candidate for this loan because? I recently received a large increase in my VA disability compensation and I can pay the loan amount directly from that income with money to spare for other personal expenses even before we go out and work in this expanded field.

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 0, wife makes payment to house from her job and all the home expenses.??
??Insurance: $22
??Car expenses: $361
??Utilities: $
??Phone, cable, internet: $175?
??Food, entertainment: $100
??Clothing, household expenses $75
??Credit cards and other loans: $ 65
??Other expenses: $

For Emergency

Purpose of loan:
Family is having an emergency, and is in need of a lump sum of funds

My financial situation:
I pay my bills on time, have a pretty good credit score.

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 370
??Car expenses: $ 360
??Utilities: $100
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 100

consolidate bills

Purpose of loan:
This loan will be used to? consolidate??credit cards

My financial situation:
I am a good candidate for this loan because??
??I am always on a budget. I need help but I work hard. I am single and have a fulltime job. I am responsible and try to pay my bills on time but it is becoming hard with too much credit card debit.? . interest rates are high!!?I have also always had good?credit but it is getting hard? to keep this?up. ?This is also making it hard to pay my credit cards and my mortgage. I have a part-time job and am trying hard but I need some extra help for now. This loan would make things easier.,consolidate into one small bill?Thank you Friends and Family Winning Bids
Monthly net income: $ 2800
Monthly expenses: $
??Housing: $ 720
??Insurance: $ 120
??Car expenses: $ 250
Utilities: $?250
??Phone, cable, internet: $ 130
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $?450
??Other expenses: $ 200

Fix My Car

Purpose of loan:
This loan will be used to fix my car. Recently it broke down on me and need to fix it as soon as possible.

My financial situation:
I am a good candidate for this loan because I have a stable job and have been working for years. I have been working on my credit as you can see the improvement. I am offering a great rate for investors and I have another loan from prosper that I have paid on time for the past two years
without being late always on time. Any questions I will ba happy to answer.
Monthly net income: $3000 with husband

Monthly expenses
??Housing: $ 300
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $ 60
??Phone, cable, internet: $ 65
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 60
??Other expenses: $

buying a salon

Purpose of loan:
This loan will be used to?
buy a beauty salon

My financial situation:
I am a good candidate for this loan because?
my past experience with the Regis Corporation as an Area Manager has given me the tools to understand business and beauty.
Monthly net income: $
3000
Monthly expenses: $
??Housing: $ 1015 ???? ????
??Insurance: $
??Car expenses: $ 450
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 175
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $ 75

help me with Daniel's daycare costs

Purpose of loan:
This loan will be used to pay for childcare expenses so that I may continue my education and complete my college degree. Once the fall semester starts I will be working in a work study position on campus. The wages earned will also be used to pay for childcare expenses.

My financial situation:
I am a good candidate for this loan because? I am a good student (3.5 GPA) who is committed to completing his education. Once I complete my BSW degree I will able to transfer into a program for a MSW with advanced standing. Earning a MSW will allow me to earn a good salary and significantly improve my financial picture.

Monthly net income: $ 1300

Monthly expenses: $
??Housing: $600
??Insurance: $50
??Car expenses: $100
??Utilities: $75
??Phone, cable, internet: $50
??Food, entertainment: $125
??Clothing, household expenses $50
??Credit cards and other loans: $50
??Other expenses: $50

Would like to install a new kitchen

Purpose of loan:
This loan will be used to make improvements to the house that we have owned and lived in for almost 10 years. I would like to mainly update the kitchen to a more modern design.Redo all the cabinets, flooring, and get new appliances. If possible I would also like to purchase all new furniture for living and bedroom areas.

My financial situation:
I am a good candidate for this loan because I have an Excellent track record in managing my personal finances and paying all of my bills on time. I have been employed with a stable company for almost 20 years.

Working Cap - Sports Fundraising Co

Purpose of loan:
This loan will be used to support additional inventory purchases for our hockey retail company supporting youth athletics.? We are a hockey stick equipment provider and operate as a fundraiser for youth hockey associations in Minnesota, where roughly 50,000 kids play hockey.? Our business purchases hockey sticks from wholesalers, marks them up approximately 40% and then we give 10% of the sale as a discount to the customer and 10% of the sale as a charitable donation to local youth hockey associations.?

We?net between 15-20% margin on each hockey stick sale while our products are marketed by the youth coaches and association directors having the most contact with parents and players.? With our business model, we do not need fancy retail space because the customer comes to us and we bring our products to showcase for the associations.

My financial situation:
I am a good candidate for this loan because I have my BA and MBA in Finance, and am a CLSSBB.? In addition to this business, I also own a successful small business consulting firm that is being run by my other consultants at this point, allowing me time to work on this project which will give back to the community.

I have used 2 personal prosper loans and never missed a payment on either of those.? I truly appreciate the assistance and want to thank you for your interest whether you bid or not.

Pay Off Lawyer Fees

Purpose of loan:
This loan will be used to? to pay off lawyers fees to fight custody battle

My financial situation:
I am a good candidate for this loan because? i have good credit, my debt to income ratio is low i am in school again

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consildation!

Purpose of loan:
This loan will be used to pay off my 3 credit cards. Two of which accounts will then be closed, one will be kept for credit score and emergency purposes.

My financial situation:
I am a good candidate for this loan because I have two jobs and I am a very hard worker. I made some mistakes when I was younger and I am trying to start fresh in the hopes of someday soon buying a home and having a family. I would just like a chance to get things in order. I have spent a lot of time researching, budgeting and tracking my expenses. This loan is essential for utilizing all of my research. I am responsible and trust worthy. I always pay my minimum monthly payments on time; the problem is because of interest charges the balance only goes down by a fraction. My ultimate goal is to get everything combined into one monthly payment that will pay off in a set amount of time.

Monthly net income: $ 2370.00

Monthly expenses: $
??Housing: $ 555
??Insurance: $ 70
??Car expenses: $ 222
??Utilities: $ 60
??Phone, cable, internet: $ 120
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 427 (this amount includes the monthly minimum payments for the cards I am wishing to pay off)
??Other expenses: $ 30 (Dog food and Pet care)

Pay off one credit card

Purpose of Loan Pay off a higher interest credit card.


Why I'm a Good Candidate My wife and I:

Have stable incomeOwn our homeHave a reliable carHave multiple sources of income (rental tenants in our home)Are both employed in stable jobs in the Tech IndustryHave years of solid credit history with no delinquencies This is a credit card that I'm already paying, so the expense of repaying this loan will not be a burden; I'll just being giving the interest to you instead of the credit card company! Thank you for your consideration!

Paying of my credit cards

Purpose of loan:
This loan will be used to pay off my credit cards.

My financial situation:
I am a good candidate for this loan because I take my obligations seriously.? I have never missed a payment on any debt and plan to keep it that way.? Once my credit cards are paid off I hope to purchase a new home and need pristine credit to get a good rate in this market!?

Monthly net income: $ 3795

Monthly expenses: $
??Housing & utilities: $ 400? (this is so low because I share housing to keep costs down)
??Insurance: $ 80
??Car expenses: $ 100 (gas only, the car is paid off!)
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 2990 (this includes the mortgage for a house I own and rent out)


For the curious: The photo is my family at the botanical gardens near Miami, Florida.? We took mom there for mothers day lunch last year.? I am on the far right.

paying off credit cards

Purpose of loan:
This loan will be used to? to pay off credit cards and to pay taxes on my new car

My financial situation:
I am a good candidate for this loan because?? i am trying to reduce my debt and pay off cards sooner.

Monthly net income: $ 66,000

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 200
??Car expenses: $ 850
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $

2 LOANS PAID AS AGREED

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I pay my bill on time. My credit score on Trans Union is 698 as of today.?My credit score increased on ?Trans union so I don't understand why prosper is showing me a HR.? This is my 3rd Prosper loan and this will be paid on time as my other 2 Prosper loan have been.?It will also be automatic debited from my checking acct.?The only?Delinquency is from a libary for 40.00 for a over due book. I've never had a over due book and I'm trying to get this removed from my credit report. Everything else on my credit report is showing paid as agreed.

Thank you for your consideration.
Monthly net income: $ 2500.00

Monthly expenses: $
??Housing: $ husband pays
??Insurance: $ 70
??Car expenses: $ 433( my car payment)
??Utilities: $ husband?pays
??Phone, cable, internet: $ 130
??Food, entertainment: $ 240
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 60
??Other expenses: $

Debt consolidation

We would like the loan to decrease our credit card interest payments. Prior to the credit card act being put into place, all of the interest rates on our credit cards were increased even though my wife is a pediatrician and my small business is doing well.? We both have excellent credit.? My credit scores range? from 700-719.?

The? limit on my credit cards were decreased for no reason which increased my credit utilization to over 51%.? My wife and I recently had a baby, so we are planning on buying a house in the near future. We would both like to reduce any outstanding credit card debt so we can get the lowest mortgage rate possible.

paying for summer school

Purpose of loan:
This loan will be used for rent and school books.

My financial situation:
I am a good candidate for this loan because I have never been late on any payments for anything. This loan will be repaid in full no later than September as that is when I expect to receive my scholarship funds and stipend.

Monthly net income: $ 1200

Monthly expenses: $ 525
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

New Roof For Working Retiree

Purpose of loan:
This loan will be used to?help pay for the next major rehab project on my?"new"?house: replacing the roof.? First estimate is $12K to replace roof, gutters, and dry rot on facia and bridge rafters.? I?m getting 2 more estimates but believe they will be in the same range based on the extent of work needed.

I am a good candidate for this loan because?.I pay attention to not being late with my payments and to not being over-extended.? Although I retired early, I still have a widely-known?reputation?in my former industry; a skill set in high demand; and consequently easy options for part- & full-time work.? I am currently working so I won?t have to borrow the full amount needed to fix the roof.? I also have a large retirement account to fall back on if needed.

My financial situation:
Income:?
$2500/mo net from pension
$850/mo from my son & his family who share the house with me
Total: $3350/mo?
Supplemented by up to $5000/mo (net) from employment (40+ hrs/wk possible, actual hours-discretionary).? Currently working full-time.??

Expenses:?
House (PITI)-$800/mo
Utilities (gas, elec, water, garbage, cable, internet)-$500/mo
Transportation (truck & motorcycle gas & insurance)-$350/mo
Food & Entertainment-$900/mo
Total:? $2550/mo
Other debt: credit cards; interest at 16%.

i want to pay my debt and fix car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $ 795
??Insurance: $ 75
??Car expenses: $ 204
??Utilities: $ 35
??Phone, cable, internet: $ 135
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $40
??Other expenses: $ 40

Doctoral Student-Tuition Needed

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation & Schooling

Purpose of loan:
This loan will be used to? pay off credit cards and to help me finish my schooling.. once credit cards are payed of i will have more money to myself and to pay off my loan,,,

My financial situation:
I am a good candidate for this loan because? i have always found a way to come up with the money, i have worked extra hours, because of my schooling i have not been able to work full time.

Monthly net income: $

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 80
??Utilities: $ 20
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 463
??Other expenses: $ 100

Paying off my credit card debt

Purpose of loan:
This loan will be used to pay off credit cards with higher interest rates

My financial situation:
I am a good candidate for this loan because I make a solid monthly income, and am trying to make a smart financial decision by paying down some high (29.99%) interest debt.? I make plenty of income as a medical device sales rep to make the monthly payments. I have also never missed or been late on a payment for any loans I have had.
Monthly net income: $ 6,500

Monthly expenses: $ 3,500
??Housing: $ 1,000
??Insurance: $ 100
??Car expenses: $ 0 (company car)
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 750
??Other expenses: $ 500

Consolidate debt to improve credit

Purpose of loan:
This loan will be used to consolidate some debt to improve credit score.

My financial situation:
I am a good candidate for this loan because I have not had any delinquencies in last?5 years.

Monthly net income: $ 9,500

Unexpected Expenditures

Purpose of loan: Need to travel to Ireland to complete my thesis defense

My financial situation:
I am a good candidate for this loan because I have a well paying stable job at Duke University

Personal loan for landscaping

Purpose of loan:
This loan will be used to do landscaping on my primary residence.

My financial situation:
I am a good candidate for this loan because i work a steady job for the past 8 years and have my paid my bills on time .

My loan for an auto purchase

Purpose of loan:
This loan will be used to purchase a more fuel efficient vehicle so that I can sell my?gas-thirsty, income-robbing?07' Dodge Ram.?? The payment on this vehicle is $514 monthly and?insurance is about $1250?annually.? I like it, but at times I commute a lot and will be glad to see the unecessary expenses go!? My plan is to put about $5000 of my savings with the loan to purchase a good used vehicle from an individual.

My financial situation:
I am a good candidate for this loan because I am fortunate enough to have?a?nice paying,?secure civilian position with the military.? In addition to my "day" job, I am also an?instructor/researcher?at a?Big 12 University (Go Pokes!). This income ($1400/mo, year-round) is being used almost exclusively to pay down existing debt.

Also, I?own my?home, along with the land it sits on. This alone frees up a good deal of my income... I?do have some expenses in the form of?a business?loan?I took?out to?help my wife begin a small business?($315 monthly) along with 2 car and a motorcycle payment; however,?I manage repayment of these on my income alone with ease.? Once my wife's business is more established, we plan to use her income to pay off the business, as of now she is?putting proceeds back into operation and to pay a couple salaries (it's a?lunch bistro and she opened about 3 months ago).? The remainder of my?DTI ratio is?student loans.

My wife and I did file bankruptcy about?5 years ago due to?ignorance on our part (no one to blame but us!).? Since that time, we changed our lifestyle by selling our large nice home and building a small house on some family land, not to mention living a lot more sensibly.

Monthly net income: $ 5629 - includes the teaching/research contract

Minimum Monthly expenses: $?2957 (the surplus is?used to pay down?existing debt and for savings)
??Housing: $ 0.00
??Insurance: $ 225.00
??Car expenses: $ 790.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 550.00
??Clothing, household expenses $ 250.00
??Loan for wife's business?(which I'm?paying until she's on her feet): $ 315.00?
? Previous?Prosper Loan: $ 187.00
? Student loan: $180
??Other expenses: $ 250 (motorcycle payment)

THANK YOU FOR THE CONSIDERATION!

Expaning our Business

Purpose of loan:
Business Expansion

My financial situation:
My wife and I both work full times jobs in addition to working our retail store. The retail store supports itself and?pays the employees and has?a positive revenue stream.??

Expansion Details:
Funds are to be used to add additional product lines to drive more revenue into the business. Total cost of the expansion is $50,000 Expansion not covered by the loan is being paid with cash on hand. We can afford the monthly payment without the business covering it. Majority of the cost is inventory

Old time prosper member need from y

????? My credit score is 719,my FICO 625 what is affecting my credit is a bankrupcy 8 years ago because? Toyota want to sue me for a car with defect and I did not have another alternative that file bankrupcy because the judgment was recorded and never effective
placing me in this troublesome credit score and history.I worker hard to make my credit better and I am getting to it slowly.
???? I lent in 48 active notes in Prosper means I am a lender and now borrower I hade other loans also wit prosper and now I have a due balance 900 aprox.? I am workaholic means I work all the time as a bertender in Hospitality business,catering and? handy man,landlord on my? properties all the time,I help people make deliveries I make my day no matter what if I spend money daily?? must make money daily I have allways something to fo andthe stock market and prosper are my favors hobby I am a lender also.
???? I got the situation I have 2 balloon payments due in August one is 20 and other is 25...I must pay it they are hard equity loans in
2 of my single family homes? 18% interests,and to pay? it or at least one I need your help,income is not an issue my income ranges
in the 5000 monthly means 60 thousands a year my working capital always investing,lending,stock market with acounts in Sogotrade,Charles Schwab,and Zecco my favor tock is Fannie Mae now is low but as soon as get to the point I will make some money extra and I I know how to wait.I ned your help in this 20 000 loan to pay off my balloon due in august address of the property is 5573 ne 3rd ave miami fl 33137 this is central area and this property is worth more than 1000 location location loc ation and it is rented out for 1200 monthly means I can pay and I havbe another incomes anyway.I deeple appreciate you bid in my loan
because time is ticking and august is next door? this had been my average income in the last 3 month:
??? april? 4255.00,feb 6521.83,march 5966.11 this can be verified in my bank statment I can email if anyone need to see it.I deserve and I can pay this loan.



Purpose of loan: Pay off balloon payment due in August/2010? only debt in this property information upon request.
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? with average income 5000 monthly? and with this loan I can pay even less.

Monthly net income: $ 5000

Monthly expenses: $ 3000
??Housing: $ 1500
??Insurance: $ 500
??Car expenses: $ 400
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 105
??Other expenses: $?? notie I work in hospitality Iuse uniform and eat in my job I do not spend too much in food and clothes
??????? usually I use clean recycled clothes

Help Son Pay For Loan After College

Purpose of loan:
I always aspired to send my son to the best school he was able to get into regardless of the cost becasue I wanted him to get a better education and have even more opportunities then I ever had. Despite scholarships and school loans there were room and board expenses not covered now that he has started working as a police officer I wanted to help him out and get him started on the right foot. My hope with this loan is to keep him away from a paycheck to paycheck lifestyle but also keep him responsible. He too will help pay for the loan making our combined income around 100,000. There is no reason we would ever default.
My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 3,583

Monthly expenses: $
??Housing: $ Rent?450 (Split with my sister from 900)
??Car expenses: $?don't need a car
??Utilities: $?100 (Split with my sister from 200)
??Phone, cable, internet: $?75 (Split with my sister from 150)
??Food, entertainment: $ 200
??Credit cards and other loans: $ 350?

Health Insurance Won't Pay...

Purpose of loan:
This loan will be used to fund a surgery for my wife. Her doctor has recommended a procedure that our health insurance company has excluded from coverage. This procedure will drastically improve her quality of life; it will end her longstanding chronic pain and increase her mobility.

My financial situation:
As demonstrated by my credit information above, I am a responsible borrower. In addition to having a great credit history, I understand the importance of paying back a Prosper loan. My wife is a lender on Prosper and the Lending Club, so we have an appreciation for the fact that we are borrowing from real people more directly than we would if we were borrowing from a bank.

My wife makes $42,000 a year working for a social service agency funded by the state. Her position is very stable and not subject to budget cuts because her department is considered essential. She has more than enough sick and vacation leave to cover her time away from work during her surgery and recovery.

I recently graduated with a degree in Broadcast Media. I started working on paid projects as a videographer and film editor in early 2009 prior to my graduation. In year 2009 I made about $12,000 and am on track to exceed that amount this year. I expect my income to continue to increase dramatically from last year as I am no longer a student and can devote all of my time to working. I am launching my business website in 2 weeks, have joined the local chamber of commerce, and have established many professional connections from previous projects that continue to drive my business.

My wife and I recently purchased a home. We have been renovating it a little bit at a time. Because we are new homeowners we want to keep our emergency fund and savings intact to pay for any unexpected repairs. We would typically save up for a large expense, such as this procedure. However, my wife's doctor has recommended she have the surgery at the end of July so we decided to borrow the funds so she wouldn't have to wait to get it over with and start her recovery. Please feel free to ask any questions.

Monthly net income: $4000

Monthly expenses: $2200
Housing: 625$
Insurance: $75
Car expenses: 500$
Utilities: 200$
Phone, cable, internet: 200$
Food, entertainment: 400$
Clothing, household expenses 200$
Credit cards and other loans: 0$
Other expenses: 0$

Consolidating debt

Purpose of loan:
This loan will be used to pay off credit card debt that was incurred with my husband's business in 2008 and early 2009.? He owns a small construction business and while it is doing well and he has steady work we do have some debt that needs to be paid off from this time period.? The majority of it is on credit cards with high interest rates (17.99 and 20%).? We are making all of our payments each month?but we would love to see more of our dollars go to paying off principle.

The dollars from this loan would allow us to eliminate one of the credit cards completely and give us an opportunity to put more focus on the other one, which would provide additional dollars that could be used to reduce our debt.

My financial situation:
I am a good candidate for this loan because building a secure future for our family is very important to my husband and me.? I have a "regular" job that provides benefits and a steady stream of income for our family.? While I sometimes envy his flexibility, this balance works well for us as my company? has great benefits and I enjoy the work I do!? My husband's business has grown considerably since he started his own company more than ten years ago.? Eliminating this debt would allow us to put further focus on growing the business rather than paying off debt.


Monthly net income: $?7,500 (this includes both my husband's income and my income, as well as some rental income we receive monthly)

Monthly expenses: $
??Housing: $ 1327
??Insurance: $ 50
??Car expenses: $?0 - all vehicles are paid off.? We do have gas and occasional maintenance
??Utilities: $?150 -?will be somewhat higher in winter months
??Phone, cable, internet: $ 125
??Food, entertainment: $ 300
??Clothing, household expenses $ 150
??Credit cards and other loans: $?2,000 (this?number represents our scheduled payments?- we actually try to pay an additional $1,000 a month)
??Other expenses: $ 1,400 for daycare

Procedure to start a family

I appreciate you for taking an interested in my request.
I have been employed fulltime with my current employer for 4 years. I work closely with students, parents and faculty to assist students in a successful matriculation through college. I also have a part-time job with an academic development corporation. This academic tutoring program has a partnership with local school districts to provide additional resources to improve student standardize test scores.
The delinquencies on my credit report from 2 years ago are a result of multiple purchases and transactions clearing my account at the same time around the time of my wedding. I have taken steps in the past several years to improve and clean up my credit record. I must add that in an effort to not be in debt after the wedding, my husband and I were committed to paying for everything up front and with cash which in turn, led to some late payments. Since then, I have paid off my car note and paid all other bills on time.
I would like for prospective lenders to know that, I have been very committed to living as debt free as possible. I have worked hard to correct the mistakes from years ago as a college student. I am an extremely responsible and frugal adult that wants nothing more than to start a family. I have a stable fulltime job and have always had part-time projects for extra income. I hope that my honest description has provided you with the information you need to assist me in this journey.

Thank you again,
Dreamingoftheday