Down payment for Real Estate

Purpose of loan:
To increase my available cash in order to purchase another home at foreclosure auction.

My financial situation:
I am a good candidate for this loan because I have steadily improved my credit situation over the past 6 years since my earlier issues as a young adult. I have a great job for over?5 years and own?3 homes. All 3 homes are rented as I live with my partner of 2 years.
Monthly net income: $
My employer job pays $10,000 monthly along with rental income of $650 & $1350 & $1145?per month for the rental property.
Monthly expenses: $
??Housing: $ 450 balance left from mortgages after rental?offset
??Insurance: $ 280
??Car expenses: $ 1275
??Utilities: $ 0
??Phone, cable, internet: $135
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $200??
Other expenses: $

Cleaning up my credit

Purpose of loan:
This loan will be used to? Pay off my credit cards

My financial situation:
I am a good candidate for this loan because? I keep up on my bills

Monthly net income: $ 3400

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 87
??Car expenses: $ 150
??Utilities: $ 200
??Phone, cable, internet: $ 87
??Food, entertainment: $50
??Clothing, household expenses $ 300
??Credit cards and other loans: $4500?
??Other expenses: $n/a

Pay Off Debt & Finish Home Remodel

Purpose of loan:
This loan will be used to pay off credit card debt along with finish our home improvements.? I accumulated debt while in school and now I'm trying to pay it off.? My husband and I have both been able to pay off a large part of our cc debt and loans but still have about $7500 to go.? We also need the loan to help us finish our home improvements.? We've had an unexpected expenses with our plumbing and electrical work that made us go over budget.? This loan will allow us to consolidate our debt and help finish all the rehab work in our home.

My financial situation:
I am a good candidate for this loan because all my debt is paid on time.? I have always been responsible with my debt and now just need this cash infusion to meet my goals.? I have a stable job were I've been a bit under 2 years.? This job came to me after 7 years with my previous employer.? I currently make $45,000 and my husband makes $60,000.? We both are blessed to have a job that have been going very well during this economic turmoil.? I can afford to pay all my debt and still have enough to save or in this case?spend on?our home.? This loan will also help me save a few bucks by consolidating my cc debt and loans.

Monthly net income: $ 6125 with Husband

Monthly expenses: $ 3450
??Housing: $ 1350????
??Insurance: $ 250
??Car expenses: $350
??Utilities: $ 275
??Phone, cable, internet: $ 125?
??Food, entertainment: $ 225
??Clothing, household expenses $ 100
??Credit cards and other loans: $?575
??Other expenses: $ 200 - 401K

material purchases for large jobs

Purpose of loan:
This loan will be used to? purchase materials - tile and grid for acoustical ceiling business jobs

My financial situation:
I am a good candidate for this loan because? I am the owner of my company?for the last 24years and currently
just completed rebuilding (after hurricane Katrina) our local catholic church and school, am in the process of trying to purchase
materials in order to bid on an expansion of a hospital in new orleans. New Orleans and surrounding areas are booming with
new and remodeling construction. The larger jobs require me to provide materials up front and get paid after. I have general liablity,
workers comp and a licence.

Monthly net income: $ 3500.00

Monthly expenses: $
??Housing: $ 500
??Insurance: $?200
??Car expenses: $ 370
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $ 0

Consolidating two credit cards

I plan to use this money to payoff my credit cards and only have one payment. I pay all my bills on time and don't have a problem paying this loan. My husband and I have a $1000 left over after paying everything every month.

Business Expenses - Never Late

Purpose of loan:
Business advertising and promotional expenses.

I am a good candidate for this loan because:
I have good credit and have never made a late payment or defaulted on anything in my life.

My financial situation:
My financial situation is very good. I am the owner of several internet companies, and my income will continue to grow as I attract even more clients.

Monthly net income: $6,300-$6,800

Monthly expenses: $3,795
? Housing: $800.00
? Insurance: Health insurance: $96.00, Car insurance: $67.00
? Car expenses: $100.00 for gas, $0 for maintenance (under new car warranty)
? Utilities: $135.00
? Phone, cable, internet: $160.00
? Food, entertainment: $400.00
? Clothing, household expenses $300.00
? Credit cards and other loans: Credit cards: $984.00, Car loan: $353.00
? Other expenses: $400.00 (miscellaneous business related expenses)

buying new furniture

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

29.9% interest--Go Away!!!!

Purpose of loan:
The rate on this credit card was raised to 29.9% during the banking crisis.? I had never missed a payment and had no trouble paying my bills.? I'm tired of the bank making huge profits on me.? I want to get this card off my plate.? I've started with a rate 50% lower than what I'm currently paying but hope to have that rate bid down by you good folks.?
My financial situation:
I am a good candidate for this loan because I have a great work history and always pay my bills on time.? I have been with the same employer for over 20 years.? The majority of the revolving debt I have is due to a loan we had to get to pay for some medical bills for our son that were not covered by our insurance.? We have a very favorable rate with the bank for this debt that is due to be paid off in full in 5 1/2 years.? My spouse has been employed with the same company for over 20 years as well.

Auto Loan Repair

Purpose of loan:
This loan will be used to??fix my vehicle.? Looking for a short-term loan with monthly payments.? I don't want to resort to a payday loan and get caught in an endless cycle.? ???

My financial situation:
I am a good candidate for this loan because? I can easily make the monthly payment.?

Monthly net income: $ 2,200

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Expanding Business

Purpose of loan:
My successful?new real estate company is turning a profit,?expanding, and in need of capital. We have a?sound investment strategy that has been repeated by successful businesses over and over again in my area.

My financial situation:
I HAVE NEVER MISSED A PAYMENT IN MY LIFE for anything! I listed 75-100K as my income but, as you can see below, I actual make much more...so I'm not relying on the business in order to pay off the loan. My income will easily allow me to pay it off. My wife and I do not, nor have we ever lived pay check to pay check. We have a growing savings account. Financially, we've never been better. We're expanding our business because, in the area we are operating,?business is good!

Monthly net income: $ 7,000/mo from work + ~2,300/mo investing in real estate + 4,900/mo?living allowance from work (per diem)?for this year? = ~13,600/mo

Monthly expenses: $
??Housing: $ 2200
??Insurance: $?80
??Car expenses: $ 0 (2 cars owned)
??Utilities: $ ~250
??Phone, cable, internet: $ 120
??Food, entertainment: $?400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 178 (another?line of credit we are successfully investing with)
??Other expenses: $ 100

Patent Pending EFT Application Dev!

Purpose of loan:
This loan will be used to develop a thoroughly designed and specified application that is also Patent Pending. CPA reviews and shows payback (including all debt service) in 9-10 months. Cash flowing in 90 days. This is an innovative solution with worldwide revenue?mplications and enormous margin potential?

My financial situation:
I am a good candidate for this loan because myself and the team designing and behind this has just under 100 years of professional experience in this space. We have invested + $75,000 into the venture so far and another $50,000 in time and labor. ?

Monthly net income: $ 3,000????

Monthly expenses: $ 2,500????
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Please respond for more questions and to understand this simple, logical and incredible opportunity.

FLOOD DAMAGE - please help

Purpose of loan:
The purpose of this loan is to help pay for home repairs from the FLOOD we had here in Nashville that nobody seemed to hear about.? I should have this paid off relatively quickly.? I just need new carpeting, repairs to the wood flooring, and need to replace some furniture.? I was relatively lucky as much of my neighborhood lost everything!? Flood waters reached the second floor of many homes here.? I would be eternally grateful for your help.? I will be glad to answer any of your questions.? Thank you for your consideration and have a wonderful day!

My financial situation:
My credit is in good standing now as can be seen in my "Enhanced score of 5" on here.? The "base score of 7" can be explained because I simply screwed up my credit 7+ years ago from which I have almost made a full recovery!? I guess that is what a stable job of 5+ years can do for you.? Well that, and age of course! =)

paying for granddaughters education

Purpose of loan:
This loan will be used to? pay for my granddaughters medical school education, she was accepted and wants to reach her dream of being an anesthesiologist.

My financial situation:
I am a good candidate for this loan because? i am creditworthy as indicated by my score and responsible.

Monthly net income: $ 7000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need to pay off my credit cards

Purpose of loan:
Pay off credit cards.?

My financial situation:
I?have excellent credit and have never missed a payment. I am tired of paying the minimum payments on my credit cards. With this loan I will actually be saving over $300 dollars a month. It will free up my finances enough to make the loan payment and still have plenty left over to save.I have just recently graduated college and found a good solid career job making good money. I made some bad spending choices in college and plan to pay off that debt with this loan.

Monthly net income: $
2,800
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 90
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 350
??Other expenses: $

AA Borrower Seeks Operating Capital

Purpose of loan:
I started my company, a software consultancy, in 2003 and have been doing it full time since 2006. I solve complex data collection and visualization problems for businesses as a W2 employee for periods of 3-6 months. For many larger web application projects I also employ a number of other freelancers. The loan is to serve as a backstop in cases where employers delay or postpone payments due to economic hardships. Despite having clients foregoing payments beyond my NET 15 terms with slightly more regularity I have never missed a payment to my subcontractors and would like to guarantee that it stays that way. In the best case scenario the cash reserve will sit in waiting until its time to be paid back to you.

My financial situation is that I currently own my own house, my car is completely paid off, and the debt that I do have is due to student-loans and a home remodeling project (attractive builder rates due to the economy meant adding two bedrooms, a bath, and large finished family room to my house was a worthwhile investment). While I do have high credit card limits and could work with my bank on a small business loan my previous experience with Prosper was extremely positive. When given the choice between working with engaged individual lenders or faceless banks I most definitely choose the former.

I am a good candidate for this loan because my business has been growing, I'm working with a Internet hosting company on developing an exciting new product, and I have positive record on file. The only thing I'm missing is the operating capital to prevent unexpected hiccups from derailing growth. If you're interested in receiving a solid return, helping small business, and investing in a low-risk candidate please consider funding me and this Prosper loan.

Pay Off CC, Not HR, Please Read

Purpose of loan:
This loan will be used to pay off credit cards with high interest rates.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time every month.. I do not have any delinquent accounts. I am not a high risk, you will be paid back. Look at my history with my current Prosper loan, I have never been late or missed any payments. I want to be done with the credit card companies, their interest is way to high, I? would rather pay you than give those crooks any more of my money.? Please consider helping me. Thank You.

Monthly net income: $ 4400 (mine)? $2400 (wife)

Monthly expenses: $ 2,668
??Housing: $ 900.00
??Insurance: $ 60.00 (car)
??Car expenses: $
??Utilities: $ 180.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 500.00? ( $200.00 for credit cards and? $300.00 for personal loan)
??Other expenses: $ 320.00 (car payment)? -? $108 Current prosper loan that will be paid off in April 2011

Consolidate Debt To Get By

Purpose of loan:
The purpose of this loan is to consolidate credit card debt. I was unfortunate to experience two massive layoffs from two different companies in a matter of only three years. After looking for other alternatives, my only choice was to rely on some credit cards just to get by. If only I knew of a service like Prosper at the time.

My financial situation:
Fortunately, I have been working full time until now as a language instructor and have had no issues with making payments early or on time. But, paying the default on multiple cards only leaves room for me to barely get by (and sometimes not) on my living expenses. And to clarify the issue with my credit score was a result of closing most of my accounts to prevent future usage and to prevent an unauthorized usage problem I had to deal with in awhile ago. My credit score was in the mid 700's before that happened.

This is my first loan on Prosper and a low percentage may be asking for too much. But, it would help tremendously just to even get by. Thank you for taking the time to read this.

Monthly net income: $ 2100.00

Monthly expenses: $
??Housing: $750
??Insurance: $ -
??Car expenses: $ -
??Utilities: $200
??Phone, cable, internet: $100
??Food, entertainment: $350
??Clothing, household expenses $40
??Credit cards and other loans: $450
??Other expenses: $150

emergency

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off debt/student loans

Purpose of loan:
This loan will be used pay off student loans so that I can begin graduate school this fall.

My financial situation:
I am a good candidate for this loan because I am a recent graduate of the University of Maryland - College Park. I have worked throughout college and have been working for Target Community and Educational Services based in Westminster, Md for the past two years. I currently make $1200 but would like to have my debts paid off before starting school this fall semester.

Monthly net income: $1200/mo.

Monthly expenses: $775 total expenses/mo.
??Housing: $300
??Insurance: $50
??Car expenses: $100
??Utilities: $75
??Phone, cable, internet: $75
??Food, entertainment: $100
??Clothing, household expenses $50
??Credit cards and other loans: $0
??Other expenses: $0

Complete Debt Consolidation

Purpose of loan:
This loan will be used to pay off all of our credit cards and consume the Citifinancial loan. This will lower our monthly expenses by roughly $200/month and it will allow us to have an "end date" on all of our debt.

What We're Paying Off:

USBank: $6,000
Chase (Mine): $2,400
Capital One (Mine): $450
Discover: $450
Citi Financial: $7,400

To assist with my reduction I have been working diligently to sell current assets and anything I can find to make an extra dollar and will be able to pay off the remainder from additional sources.

My financial situation:
We have returned to school (we did not quit working, have just decided to continue education to better ourselves) and when first enrolled we were not eligible for financial aid and had numerous automotive issues all in succession so we became dependent on credit cards. We are now able to get aid and scholarships so we want to consolidate this all and have all of our debt before we start a family in the next 3 years.

Why Me?
I am a good candidate for this loan because we have had our current prosper loan for over 2 years and never missed a payment. We have had other installment loans and credit cards and NEVER missed a payment. No matter what happens, we put our payments at the top of our financial priority list. The reason my credit score is lower is because of credit card debt. This will assist in this being taken care of. I am trying to correct mistakes we have made in the past. I'm attending school in the Finance program and will follow my dream of obtaining an MBA after I have some experience. To show how dedicated I am to correcting our mistakes and to providing a better future, last semester I obtained a 3.67 GPA while taking 21 credits and working over 50 hours a week. I finally realized how important it is to do what I want to do - not what others think I should settle for. I'm taking that attitude to my entire life and this loan would be yet another step in the right direction for us.

Monthly net income: $ 1700

Monthly expenses: $
??Housing: $0 - Long story and being at the right place at the right time :)
??Insurance: $60
??Car expenses: $0
??Utilities: $100
??Phone, cable, internet: free$
??Food, entertainment: $30
??Clothing, household expenses $150
??Credit cards and other loans: $550 (which is what we are trying to reduce)
??Other expenses: $

2nd Prosper Loan - Want Out of Debt

PURPOSE OF LOAN: Consolidation of credit card debt. I want to
use this loan to pay off my current credit card debt and pay on only my
Prosper Loans. My plan is to rebuild my credit, credit score, and
eliminate my credit card debt so that I can start saving for my future.

My financial situation:
In April of 2009, I lost my job working in recruiting at a Chicago law
firm.? Due to my unemployment, I had to rely on credit to help support
myself.? In September 2009, I was hired as a math teacher at a Chicago
School.? So I am currently employed, teaching high school students.? My
position is stable and I am more than excited to be putting my degree
to use!? I graduated in 2006 from Loyola University Chicago with
degrees in Secondary Education and Math Ed.?I am asking for this loan
in order to pay off all of my credit card debt which I have
accumulated.

This will be my second Prosper loan. My first being paid off by March 2011. Check out my payment history....it's good :)

My long term goal is to be able to start saving my money and plan for the future, like buying my own condo.

If this Prosper loan is funded, my monthly expenses will be reduced by $300 (this coming from the $400 monthly Prosper payments vs. $700 credit card payments). Also, by early next year, my first Prosper loan will be paid off. This will add to my potential savings.
Please help make this happen!!

Thank you for your time and consideration :)

FINANCES:
Monthly income (after taxes): approx. $3,000
Monthly expenses: approx $ 2,800
Housing: $800
Prosper Loan: $280
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 500
Clothing, household expenses $ 300
Current credit cards: $ 700



I WILL ENROLL IN AUTO PAYMENT AS SOON AS MY ACCOUNT IS VERIFIED BY PROSPER!

Pay off Private Note

Purpose of loan:
This loan will be used to pay off private loans that were used for home improvements.

My financial situation:
I am a good candidate for this loan because I will make the repayments on time and can possibly pay off the loan early.

Monthly net income: $
8750
Monthly expenses: $ 4901
??Housing: $ 2250
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 2251
??Other expenses: $

help me consolidate some bills

Purpose of loan:
This loan will be used to? consolidate a couple bills

My financial situation:
I am a good candidate for this loan because? have had the same job for 5+ years and I always pay my bills

Monthly net income: $ 2435.00

Monthly expenses: $
??Housing: $?225
??Insurance: $?50
??Car expenses: $299
??Utilities: $?100
??Phone, cable, internet: $ 50
??Food, entertainment: $200
??Clothing, household expenses $
??Credit cards and other loans: $ 500?
??Other expenses: $

PAY OFF DEBTS

Purpose of loan:
This loan will be used to? payoff credit card debts

My financial situation:
I am a good candidate for this loan because . i have a steady job. I also have a part time job to supplement my income. I am a responsible person

Monthly net income: $ 4686

Monthly expenses: $ 3564
??Housing: $ 789
??Insurance: $ 150
??Car expenses: $ 325
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 1000
??Other expenses: $ 200

Paying off my credit card debt

Purpose of loan:
This loan will be used to pay off credit cards with higher interest rates

My financial situation:
I am a good candidate for this loan because I make a solid monthly income, and am trying to make a smart financial decision by paying down some high (29.99%) interest debt.? I make plenty of income as a medical device sales rep to make the monthly payments. I have also never missed or been late on a payment for any loans I have had.
Monthly net income: $ 6,500

Monthly expenses: $ 3,500
??Housing: $ 1,000
??Insurance: $ 100
??Car expenses: $ 0 (company car)
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 750
??Other expenses: $ 500

Fix Flooded Basement

Purpose of loan:
This loan will be used to? fix a flooded basement and buy replacement fixtures

My financial situation:
I am a good candidate for this loan because? I just earned a Master's degree and am up for a promotion for a trainer position.????

Monthly net income: $ 16390

Monthly expenses: $
??Housing: $?550??
? Insurance: $135
??Car expenses: $ 350
??Utilities: $?250
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $?240
??Other expenses: $ 200

Paying for college

Purpose of loan:
This loan will be used to? pay for my Nursing degree

My financial situation:
I am a good candidate for this loan because? I pay my bills on time with direct pay from my bank

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 1850
??Insurance: $ 59
??Car expenses: $ 100
??Utilities: $ 175
??Phone, cable, internet: $ 95
??Food, entertainment: $ 250
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 450
??Other expenses: $

WANT TO GET A USED CAR FOR FAMILY

Purpose of loan:
This loan will be used to BUY A USED FAMILY CAR

My financial situation:
I am a good candidate for this loan because MY LAST PROSPER LOAN?IS ALMOST PAID OFF AND WAS NEVER?LATE. GOING FOR A SMALL AMOUNT, AND EASY PAY OFF. ?

Monthly net income: $ 1800

Monthly expenses: $
??Housing: $
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $100
??Clothing, household expenses $
??Credit cards and other loans: $ 150
??Other expenses: $

New Business Advertising

Purpose of loan:
This loan will be used to help advertise our new Consignment shop.

My financial situation:
I am a good candidate for this loan because I work full time and I've started a new business.

Monthly net income: $ 3750

Monthly expenses: $
??Housing: $ 565
??Insurance: $ 210
??Car expenses: $ 0
??Utilities: $?150
??Phone, cable, internet: $ 125
??Food, entertainment: $?400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 0
??Other expenses: $ 200

Debt Consolidation

Purpose of loan: Debt Consolidation at lower interest rate.

My financial situation:
Full time secure government employment.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to?pay off all my credit cards so I can have one monthly payment

My financial situation:
I am a good candidate for this loan because?I make good money but it is hard to manage so many payments.

Monthly net income: $ 2120.00

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 124
??Car expenses: $ 450
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $

Home Improvement - New Kitchen

Purpose of loan:
This loan will be used for my new kitchen and hardwood floors.

My financial situation:
I am a good candidate for this loan because my credit is excellent.

Lending Brother Money

Purpose of loan:
My brother has slipped on a few credit card payments which sent his credit score into the dump. As his brother and going to be his?best man at his wedding, as long as she accepts his proposal :-), ?I figured I would use my good credit history to get him the money he needs on Prosper.? He is most likely going to use some of the money from the wedding to pay this loan down.

You will have at least 16 months of payments before this happens.

I have lent numerous people money as well as tested Prosper's lending process which you can see from my previous loan. I am using direct deposit for this loan and have never been late on a payment.

My financial situation:
Let me know if you have any questions about my financial situation.

Paying off high rate cards

Purpose of loan:
This loan will be used to? pay off high interest credit card debt????

My financial situation:
I am a good candidate for this loan because? I have great credit. I have never missed a payment, and have always paid off my bills.

Monthly net income: $ 8450????

Monthly expenses: $
??Housing: $ 1307
??Insurance: $ 65
??Car expenses: $?75
??Utilities: $ 150
??Phone, cable, internet: $ 75
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1465
??Other expenses: $

Debt consolidation

This loan will be used for consolidating credit card debts and some minor home improvements. I prefer borrowing from actual people versus a mega-bank. My income-to-debt ratio is excellent, as is my credit score. I will have no problems meeting the monthly payments of this loan.

Pay Off Private Note

Purpose of loan:
This loan will be used to pay off a private note from a friend that was used for minor home repairs.

My financial situation:
I am a good candidate for this loan because I wil lmake the payments on time.

Monthly net income: $ 7500

Monthly expenses: $?3056
??Housing: $ 2656
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

Purpose of loan:
This loan will be used to Pay off late credit cards, so I can get my credit score back up, I've all ready paid some off, that's why my score is climbing.?

My financial situation:
I am a good candidate for this loan because I now have a good solid job, and I'm trying to pay off all my old dept I got when I was layed off for a year.

Monthly net income: $4000.00

Monthly expenses: $
??Housing: $235.00
??Insurance: $100.00
??Car expenses: $200.00
??Utilities: $ 200.00
??Phone, cable, internet: $100.00
??Food, entertainment: $400.00
??Clothing, household expenses $200.00
??Credit cards and other loans: $200.00
??Other expenses: $100.00

Consolidating debt

Purpose of loan:
This loan will be used to consolidate a ready money account and a high interest credit line.

My financial situation:
I am a good candidate for this loan because I consistantly pay my debts and have?a stable job.

Monthly net income: $ 2,000

Monthly expenses: $
??Housing: $ 650????????
??Insurance: $ 50
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Wanted: Freedom From Credit Cards!

Purpose of loan:
Because we've had the cards for so long we've become accustomed to using them.? Unfortunately, that means we can't seem to get ahead in paying them off now because of the high interest rates!? My wife and I are ready to be debt free and out from under the heavy burden of credit card debt.? Realizing we have a high credit to debt ratio, we are actively seeking ways to reduce debt, increase our credit score and rating, and ultimately gain some much needed financial freedom.? Because we have 1 kid in college and 2 more heading that way in the next 3 years, we are struggling with minimum payments which get us nowhere.? We are asking for some low interest loan help to afford us the opportunity to get out from under the credit cards and leave them behind for good!? We're hoping that this is just the first step in that direction.

My financial situation:
We are very prompt with and very aware of our financial responsibilities.? Our bills are ALWAYS paid on time and in full.??My job is very secure and I have been promoted 3 times in the last 7 years, now in a?Customer Support Manager's role with a?highly respected and reputable jet engine and power systems manufacturer.? My wife is a?homemaker who?manages the finances down to the penny.? We are honest, dependable, and loyal people.??

Monthly net income: $ 4446

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 119
??Car expenses: $?563
??Utilities: $ 300
??Phone, cable, internet: $ 95
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 400
??Other expenses: $ 85

Trying to finish/pay for college

Purpose of loan:
This loan will be used to?
To help pay for my tution? to help me finish my associates degree in Health Adminstration. I only have about 9 months left and really want to finish.
My financial situation:
I am a good candidate for this loan because?
I am a trustworthy candidate. Ive already paid 2 loans from my?credit union, am in the process of paying a third loan, am about to have my credit card paid off and am always on time with paying my other bills and it's for a good cause because I really value my education.
Monthly net income: $ 1058

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 262?health and auto
??Car expenses: $ 342
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $?150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 160?1 credit card, 1 personal loan
??Other expenses: $

Bussiness Seed Money

Purpose of loan:
This loan will be used to start my bussiness untill my sba loans come through????
My financial situation:
I am a good candidate for this loan because i have an excelent payment history and always make sure my bills are paid on time????Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $