My loan for debt consolidation

Purpose of loan:
This loan will be used to?consolidate my credit cards and pay them off.

My financial situation:
I am a good candidate for this loan because? My monthly income is very good. All of my bills are paid on time. I am a very hard worker having my own cleaning company and will not fail on my payment.

Monthly net income: $ 6000.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 500.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $?300.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $

Debt consolidation, repeat borrower

I liked my last Prosper loan so much I wanted to go for a second! Last time I borrowed $7K and now it is paid down to $1K (it was a 9.00% loan!)

I'm also a Prosper lender with a 100+ existing loans.

I'm paying down all the zero percent loans for 6/12 months with cheap interest coming to an end; so I want to consolidate them here. (Items: Coach, interior painting/remodeling)

Also want to get new carpet.

I see emerging investment opportunities (beyond the awsomeness of prosper :) and this capital will help me take advantage of them.

I'm married, have a house, a dog, two cats; a baby on the way, and the luck of the Irish! Normally at this point I would to try to describe my financial situation - but honestly it is very complex. Needless to say I'm an Engineer by day and an invester of MANY types by night. My financial situation is quite pleasant, thank you.? :)

Automobile

Purpose of loan:
This loan will be used to? purchase a vehicle

My financial situation:
I am a good candidate for this loan because? any negatives on my credit report are tied to my recent divorce in which my ex wife is responsible for per our divorce decree. I have never defaulted on anything and all negatives are tied to her to resolve.

Monthly net income: $ 7,000 plus as I am fully commisioned. This is my minimum average montly pay. i can secure this loan by 90k collateral in an IRA.

Monthly expenses: $
??Housing: $ 1,500
??Insurance: $ 250
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

Purpose of loan:
This loan will be used to combine my debts so I have one payment with a good interest rate.

My financial situation:
I am a good candidate for this loan because?I am educated and very reliable with payments.

Let's Do it Again! Thanks to you.

I would like to first thank the many of lenders on prosper that help others and myself get access to funding that would be impossible through traditional banking and even those so called credit unions. Your previous help allowed me to purchase my first home, and I hope your additional help will allow me to eliminate these random interest rate fluctuations from creditors by allowing me to consolidate those bills into one while lowering the monthly. Why should I pay banks when there are people like you that work hard for your money and deserve more than those pennies they give you for a savings account, CD, or money market account? Banks not only misappropriate funds they also need bailouts from the American people. The overhead is very low from borrowing from people like you.Read More

credit card debt reduction

Purpose of loan:
This loan will be used to?? shift my debt from credit cards to a loan which locks in a lower interest rate, and holds me to a 3year pay-off time table.?

pay off two credit cards

Purpose of loan:
This loan will be used to? pay off 2 credit cards

My financial situation:
I am a good candidate for this loan because? I never missed a payment-wife on disability pay-receive 200.00 rent on a mobile home that is paid for- build conputers and troubleshoot locally as a hobby- make 100.00 or more monthly

Monthly net income: $ 1000.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 0.00
??Car expenses: $ 20.00
??Utilities: $ 236.00
??Phone, cable, internet: $ 100.00
??Food, entertainment:200.00?Clothing, household expenses $?20.00?
??Credit cards and other loans: $ 35.00
??Other expenses: $ 50.00

1st vehicle purchase!

Purpose of loan:
This loan will be used to?buy my first vehicle

My financial situation:
I am a good candidate for this loan because? I will never miss a payment, I'm a hard worker, and will really appreciate being able to buy something on my own and build my credit at the same time

Monthly net income: $800

Monthly expenses: $0
??Housing: $0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $0
??Credit cards and other loans: $50
??Other expenses: $0

Inventory to expand business

Purpose of loan:
This loan will be used to? buy more advanced equipment in order to meet the demands of my business. After starting out slow and working alone, the work load is far to much for me to do alone. I need to be able to get more equipment for my employees to use. I have enough equipment for myself but the work is to much for just me now.

My financial situation:
I am a good candidate for this loan because? my business is in good standings. I'm very capable of paying of paying it back sooner than the amount of time I'll be given.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 40
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $

Debt Consolidation - Baby coming

The purpose of this loan will be to consolidate some debt prior to my new baby coming. Please help out!

My husband's income is $75,000 per year. I would like to consolidate my debt into 1 monthly payment.

Previous borrower- short term need

Purpose of loan:
This loan would help me continue building my credit score and maintain my progress with short term help making monthly income stretch.

My financial situation:
I have been working for my company for 5 years. My position requires a period of time working and time in rest due to its high stress nature and heavy workload. Currently, I am in the period of rest while dealing with the aftermath from medical bills which have affected my planned monthly budget for the next few months. After paying the majority of the medical expenses, the period of rest has lasted longer than expected and my allotted money is slowly dwindling. Since my last loan, I have worked to keep my payments on time and my credit score rising. I show one delinquency which was a medical bill that was just paid in the past few days and was unfortunately late due to some communication issues between myself and my insurance company. I have worked to ensure that my monthly expenses were lowered to include only necessities and am looking for help to fill the small gap until I return to full-time in September. This loan would help me maintain my current payments and complete paying medical bills.

Repayment plan- I will restart full-time in September, so this would be a short term loan in which I would make monthly payments (automatic withdrawal) through January and plan to pay the remainder of the loan in full in February/March 2011.

Monthly net income: Currently $2200, Typically $6000
Monthly expenses: $ 2350.00
Housing: $ 1000.00
Insurance: $ 150.00
Car expenses: $ 200.00
Utilities: $ 100.00
Phone, cable, internet: $ 200.00
Food, entertainment: $ 300.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 300.00
Other expenses: $ 200.00 (medical bills remaining-not included in monthly total)

For An Engagement Ring

Purpose of loan:
This loan will be used to? Buy an engagement ring
My financial situation:
I am a good candidate for this loan because? i am able to afford the monthly payments and it will help my credit because I am young I am trying to build it as well

Monthly net income: $ 26,4000

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $
??Car expenses: $
??Utilities: $?70.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $
??Credit cards and other loans: $ 68.00
??Other expenses: $

Paying off my debt/business capital

Purpose of loan:
The reason that I am borrower this money to to pay off both of my high interest auto loans. and free my funds for investing back into to my growing home business.

My financial situation:
For the past 5 years I have helped people restore their credit as a hobby. In September of 2009 I launched my own business restoring credit, my company has grown on a monthly basis, and expect to make at least 5,000 per month by the end of this year. My company has very little over head cost, and I have developed a business plan and model that has excited business professionals, and have even received offers to buy into my business. I am confident this business venture will be successful.
Monthly net income: $ 2500 (6000+ plus household income without additional debt, YTD income 45K+)

Monthly expenses: $ 2065
??Housing: $ 1300
??Insurance: $ 90
??Car expenses: $ 0.00 ( current credit auto debt will be paid off with this loan)
??Utilities: $ 250
??Phone, cable, internet: $ 75
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $100

Paying off High IR Credit Cards

Purpose of loan:
This loan will be used to?Pay off my high interest rate credit card debt incurred because of major car repair and pressing school/educational expenses for my daughter.

My financial situation:
I am a good candidate for this loan because?I have an excellent credit rating (760 or above) - I have a 26 year history of making a priority of paying loans I am responsible for to meet the required monthly payments and many times pay of the loans before the term of the loan. - I own a car title to a 2005 Dodge Caravan and can use it as collateral if need be. - My budget expense are not as high as most typical American budgets. (Please see budget below) I only pay $600 for rent. I am a Christian Missionary who has learned to live on a tight budget. Other than that, I have no outstanding debt, except for a Proper loan with a balance of approximately $740 and I have been making payments faithfully for almost 2 years now. - Prosper's rating for estimated loss if you loan to me is only 5%. Thank you for your consideration!

Monthly net income: Approximately $3200

Monthly expenses: Approximately $2900
??Housing: $600
??Insurance: Car insurance; $257
??Car expenses: $400
??Utilities: $280
??Phone, cable, internet: $138
??Food, entertainment: $700
??Clothing, household expenses $200
??Credit cards and other loans: under $100/mo minimum balances
??Other expenses: $225

Debt Consolidation

Purpose of loan:
This loan will be used to...? pay off a high interest credit card.

My financial situation:
I am a good candidate for this loan because?I have had no lates, collections, or other negative marks on my credit. I have no outstanding collections and everything on my credit report is current.

Monthly net income: $ 4300

Monthly expenses: $ 2100
? Housing: $800
? Insurance: $100
? Car expenses: $200
? Utilities: $100
? Phone, cable, internet: $100
? Food, entertainment: $300
? Clothing, household expenses $200
? Credit cards and other loans: $300
? Other expenses: $?

2nd Prosper Loan - Want Out of Debt

PURPOSE OF LOAN: Consolidation of credit card debt. I want to
use this loan to pay off my current credit card debt and pay on only my
Prosper Loans. My plan is to rebuild my credit, credit score, and
eliminate my credit card debt so that I can start saving for my future.

My financial situation:
In April of 2009, I lost my job working in recruiting at a Chicago law
firm.? Due to my unemployment, I had to rely on credit to help support
myself.? In September 2009, I was hired as a math teacher at a Chicago
School.? So I am currently employed, teaching high school students.? My
position is stable and I am more than excited to be putting my degree
to use!? I graduated in 2006 from Loyola University Chicago with
degrees in Secondary Education and Math Ed.?I am asking for this loan
in order to pay off all of my credit card debt which I have
accumulated.

This will be my second Prosper loan. My first being paid off by March 2011. Check out my payment history....it's good :)

My long term goal is to be able to start saving my money and plan for the future, like buying my own condo.

If this Prosper loan is funded, my monthly expenses will be reduced by $300 (this coming from the $400 monthly Prosper payments vs. $700 credit card payments). Also, by early next year, my first Prosper loan will be paid off. This will add to my potential savings.
Please help make this happen!!

Thank you for your time and consideration :)

FINANCES:
Monthly income (after taxes): approx. $3,000
Monthly expenses: approx $ 2,800
Housing: $800
Prosper Loan: $280
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 500
Clothing, household expenses $ 300
Current credit cards: $ 700



I WILL ENROLL IN AUTO PAYMENT AS SOON AS MY ACCOUNT IS VERIFIED BY PROSPER!

Biz Loan1

Purpose of loan:
This loan will be used to fund my business

My financial situation: I have a successful business that is generating an additional $1200-2000 per week just on weekends
I am a good candidate for this loan because

Monthly net income: $ 8633

Monthly expenses: $ 1450
??Housing: $ 750
??Insurance: $
??Car expenses: $
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $200
??Other expenses: $

Accumulation of Bills

Purpose of loan:
This loan will be used to?
Paying back debts that have accumulated due to bills.
My financial situation:
I am a good candidate for this loan because?
I always pay on time and my score reflects that.
Monthly net income: $
1100
Monthly expenses: $
??Housing: $ 475
??Insurance: $
??Car expenses: $ 100
??Utilities: $
??Phone, cable, internet: $60
??Food, entertainment: $ 40
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $100

Repairing existing owne cars

Purpose of loan:
This loan will be used to repair current vehicles that we own

My financial situation:
I am a good candidate for this loan because i am a responsible buyer and can secure the loan with the vehicles.? i own both

Monthly net income: $ 7800

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Buying a car for better mileage

Purpose of loan:
This loan will be used to? purchase a vehicle.

My financial situation: Making good money, but need better gas mileage.
I am a good candidate for this loan because? I have almost no expenses and can repay quickly.

Monthly net income: $ $3,000 - $5,000

Monthly expenses: $ $500
??Housing: $0
??Insurance: $65
??Car expenses: $ 235
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $

Paying for young son's school!

Purpose of loan:
My adopted 12 year old has behavioral problems that have required me to have him in a private school that deals with those issues. Due to paying for my oldest son's college, I need assistance in making the initial payment for next year's (2010-11) schooling, which has to be in by the end of June.

My financial situation:
I am a good candidate for this loan because I am employed and have been steadily employed as a professional (attorney) for the last 23 years. I am working through my other credit issues by making payments as much as I can, those will increase once my oldest son graduates from college.

Monthly net income: $ 7100

Monthly expenses: $
??Housing: $ 665
??Insurance: $ 280
??Car expenses: $600
??Utilities: $ 100
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 2000 (son in college)

Dental Work and Credit Card

First I would like to thank everyone for looking at my loan request and the perfect payment history I have had since I've had my Prosper Loans (a total of 3 and 2 paid off early) one will be paid off early as well most likely by the end of Summer 2010.

I need to have a two dental implants and I need to pay off some credit card debt.? I used more then I normally do to help my son out, and now its time to pay it down and off.?? I had perfect credit in the past and I had a long term relationship go bad and I had to file Chapter 13, back in 2004.? I paid that off completely in 2005, and I have been working on cleaning up that mess since then.? It's been over 5 years and I've managed it well until helping my son out and went over the limit a little but within the past month brought that back down.?

Also my loan company for my truck switched companies and a payment was lost in the transition on their end but since has been straighten out.? I am honest and pay my bills as you can tell by my Prosper history.?

Thank you for your assistance, and I hope someday I can be a lender and help someone like me in return.


My financial situation:
I am a good candidate for this loan because? I am a good candidate because I will never miss a payment.? Everyone who bids on me will get there money back and make good interest rate.? My debt to imcome ratio is very good.? I have paid off two Prosper loans early.

Monthly net income: $ 4600

Monthly expenses: $ 1730
??Housing: $ 500 (share a condo with a friend)
??Insurance: $ 150
??Car expenses: $ 560
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 150
??Clothing, household expenses $?80
??Credit cards and other loans: $ 150
??Other expenses: $

Pay off CC and other bills.

Purpose of loan:
This loan will be used to? pay off credit cards and medical and other bills.????


My financial situation:
I am a good candidate for this loan because? I work full-time and am now able to pick up extra work at the airline.

Monthly net income: $ 2,300.

Monthly expenses: $
??Housing: $ 800.
??Insurance: $ 177.
??Car expenses: $ 50.
??Utilities: $ 75.
??Phone, cable, internet: $ 98.
??Food, entertainment: $ 160.
??Clothing, household expenses $ 40.
??Credit cards and other loans: $ 265.
??Other expenses: $

Perfect Payment History With Prospe

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I pay my bill on time. My credit score on Trans Union is 698 as of today. I do not know why my listing is showing HR when I pay my bill on time.? This is my 3rd Prosper loan and this will be paid on time as my other 2 Prosper loan have been. I would rather pay Prosper Lenders over corporations. The only?Delinquency is from a libary for 40.00 for a over due book. I've never had a over due book and I'm trying to get this removed from my credit report. Everything else on my credit report is perfect.

Thank you for your consideration.
Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business growth

Purpose of loan:
This loan will be used to continue to grow my current business.

My financial situation:
I am a good candidate for this loan because although business growth has slowed, it still is continuing to grow. I had a prosper loan in the past and paid it off early.

Monthly net income: $7500

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 100
??Car expenses: $ 800
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $200
??Credit cards and other loans: $ 600
??Other expenses: $ 200

want to be debt free after this!

Purpose of loan:
This loan will be used to? pay off all existing small debt

My financial situation:
I am a good candidate for this loan because? i am very close to being debt free

Monthly net income: $ 7500 (including Spouse)

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

PAY OFF DEBTS

Purpose of loan:
This loan will be used to? payoff credit card debts

My financial situation:
I am a good candidate for this loan because . i have a steady job. I also have a part time job to supplement my income. I am a responsible person

Monthly net income: $ 4686

Monthly expenses: $ 3564
??Housing: $ 789
??Insurance: $ 150
??Car expenses: $ 325
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $?200
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 1000
??Other expenses: $ 200

Paying off two credit cards

Purpose of loan:
This loan will be used to pay off two credit cards which have neared their credit limit.? I pay them off each month, on-time, but I'd rather have a single payment versus paying both credit cards separately.

My financial situation:
I am a good candidate for this loan because I have a long history of credit and consistently pay off my monthly debts on-time.? I am also on the verge of a promotion at work, so I am hopeful that my financial situation will improve even further in the near future.

Monthly net income: $ 4312

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 128
??Car expenses: $ 936
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 930
??Other expenses: $ 150

Pay off Private Note

Purpose of loan:
This loan will be used to pay off a private note that was used to make improvements on my home.

My financial situation:
I am a good candidate for this loan because I will be sure to make the payments on time, and will try my best to pay off the loan early.

Monthly net income: $ 8300

Monthly expenses: $ 2800
??Housing: $ 1500
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $

refi a loan from 8.25 to 3.25

Purpose of loan:
This loan will be used to? refinance an existing loan to get a much better rate from 8.25 to 3.25 and take additional funds in the second loan to? pay off this $9.000 borrowed and all credit cards

My financial situation:
I am a good candidate for this loan because? I am paying down debt.? Have no late payments on any cards and will be debt - free once I refi this loan.

Monthly net income: $ 9,000

Monthly expenses: $ 5775
??Housing: $ 1800
??Insurance: $ 500
??Car expenses: $ 675
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2000
??Other expenses: $

Private Note Pay-off

Purpose of loan:
This loan will be used to pay off a private note that was used for minor home repairs.

My financial situation:
I am a good candidate for this loan because I have steady income and will make my payments on time.

Monthly net income: $ 4000

Monthly expenses: $ 1400
??Housing: $ 1000
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to pay?up my debt, so I can be able to aply for a home loan.?

My financial situation:
I am a good candidate for this loan because I am very responsible person, I am never late with my payments and always pay as much as I can. And my previous loan with Prosper can prove it. I also still hold two very stable jobs and a husband that I can rely on.

Monthly net income: $2200

Monthly expenses:1800 $
??Housing: $0
??Insurance: $60
??Car expenses: $120-150
??Utilities: $0
??Phone, cable, internet: $30
??Food, entertainment: $150-200
??Clothing, household expenses $200
??Credit cards and other loans: $450 + $230 + $512
??Other expenses: $

My personal loan for education

Purpose of loan:
This loan will be used for education.

My financial situation:
I am a good candidate for this loan because I have not had any delinquencies in last 5 years.

Monthly net income: $ 9,500

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 210
??Car expenses: $ 920
??Utilities: $ 350
??Phone, cable, internet: $ 220
??Food, entertainment: $ 500
??Clothing, household expenses $?300
??Credit cards and other loans: $ 1500
??Other expenses: $ 2000

Pay off High Interest Credit Cards

Purpose of loan:
This loan will be used to pay off a high interest credit card.? The rate is about 22%.? Yikes.? We'd like to accelerate paying it off and having a lower interest rate would help our payment go further and pay down the $4K balance faster.

My financial situation:
I am a good candidate for this loan because I've paid off 2 other higher balance Prosper loans and my credit score has continued to go up due to a great payment history.

Remodeling Bathrooms

Purpose of loan:
I want to thank all the lenders for taking the time out?to view my listing.? I am a previous Prosper client, and as you can see, ?I made all payments on the loan and paid the loan in full.? The purpose of the loan this time around is to remodel the two bathrooms in my husband and?I home.? I will make it my duty to make all monthly payments on time as I did with the previous loan.? Prosper was wonderful in helping us out in the past, and we are sure they will be able to help us this time around.?

My financial situation:
I am a good candidate for this loan because as I did with the previous loan, I will make sure this loan?will be paid on time and paid off as well.? I know my debt/income ratio may seem high, but as you can see I pay all my bills on time and I am not behind on any.
Monthly net income: $
$3000 monthly(not including my husband)
Monthly expenses: $
??Housing: $1950.00
??Insurance: $245.00
??Car expenses: $ 520.00
??Utilities: $200.00?
??Phone, cable, internet: $ 220.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $500.00
??Credit cards and other loans: $1000.00
??Other expenses: $500.00

No More Credit Cards!

Purpose of loan:
Between my Tax return and this loan I will have no Credit Cards! Life will be much better with consolidated debt on a steady payment..

My financial situation:
I spent most of my savings and my extra monthly cash on putting my wife through college and on needed house improvements (electrical, insect spraying, replacement sidewalk). I have a very secure job as a Sergeant in the Air Force?which pays well and my wife is also accepting a job offer in her career field (product design). I have had two prior prosper loans and both went very well with NO late payments. We are homeowners and we take care of business / debts.

Monthly net income: $ 5143.77

Monthly expenses: $
??Housing: $ 2435
??Insurance: $ 114
??Car expenses: $ 488
??Utilities: $?200
??Phone, cable, internet: $ 49.95
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 180
??Other expenses: $

Invest In This Start-Up

The owners of Hairizon are looking for investors for our beauty supply store, Hairizon. ? We have just launched a website (http://www.ourhairizon.com/) and leased a location. We offer hair products specializing in organic and natural products. Based on Google Analytics, our website is outperforming other companies of our size.??

Your support will help us to accomplish the following:
-Invest in a new retail location
-Increase inventory
-Expand the current product lines and incorporate select bath/body products
-Continue on-going advertising campaigns utilizing various media streams

My financial situation:
I am a good candidate for this loan because I may have debt but I have yet to be delinquent and I pride myself at that.

Anticipated Monthly net income (sales): $5,000
Monthly expenses: $ 3200??
Lease: $2,000??
Utilities: $ 400?
Phone, cable, internet: $ 50??
Supplies/Inventory $ 350??
Postage $100?
Credit cards and other loans: $ 150?
Other expenses: $150

Business expansion

I have successfully paid off my first loan with prosper. This should prove to those who wish to lend to me to expand my business operation and to continue to improve my credit rating that I am responsible and trustworthy.
I am requesting your help a second time so that?I may expand my business operation and to continue to improve my credit rating.?

Please feel free to make any comments?or give any suggestions for expanding my business operation and for?improving my credit rating.

Happy bidding.

Thanks

INVNTORY FOR GIFT BASKETS BUSINESS

Purpose of loan:
This loan will be used to? STAR MY GIFT BASKETS BUSINESS

My financial situation:
I am a good candidate for this loan because? I HAVE A FULL TIME JOB AND PAID MY CREDIT CARDS ON TIME

Monthly net income: $ 3.060

Monthly expenses: $
??Housing: $ 800.00
??Insurance: $ 250.00
??Car expenses: $ 50.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 0
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 450.00
??Other expenses: $

Round 2

Purpose of loan:
I am about to complete a 3-year energy healing program, which I will combine with my Minister's degree and my B.S. in Psychology to open an office. I currently am employed full-time (at the same job for 3 years) and will continue to work full time for the next year while I launch my new private practice nights and weekends.? Helping people is what I came here to do, and I am now fully committed and happy to step up to the plate and complete my life's mission.? Thank you, in advance for your interest and support.? Be well, Rev. Sam~

My financial situation:
I am a good candidate for this loan because I have already successfully completed my obligation to Prosper.com on a previous loan - and paid it off early.? Last year during the sudden economic downturn, my present employer cut our hours 30% over a 12-week period.? At the same time, my credit card lender jacked my rate from 15.9 to 29.9% to beat the deadline of the Obama legistation.? And my car died, so I am currently negotiating with that lender to pay-off the credit card, which I will not be usiing (ever again).

Monthly net income: $ 3,030.00

Monthly expenses: $ 2,020.00
??Housing: $ 700
??Insurance: $ 100
??Car expenses: $196
??Utilities: $ 25
??Phone, cable, internet: $48
??Food, entertainment: $ 250
??Clothing, household expenses $100
??Credit cards and other loans: $?550
??Other expenses: $ 500

Personal Loan for business use

Purpose of loan:
This loan will be used to supplement our income while we are getting a Thrift Store up and running.? Already in it's third month we have doubled our profits each month with last month at $2000.? It was $500, $1000, and last month $2000.? Although we don't expect to double again sales are already better than last month to date.? I also have a $1400 monthly residual coming in from my insurance plus any new sales I might receive.

My financial situation:
I am a good candidate for this loan because The only outstanding debt we have are our credit cards and our home.? We have four vehicles and a Motorcycle all paid for.

Monthly net income: $ 3500- $4000

Monthly expenses: $ 3325
??Housing: $ 900 1st and 2nd on the house
??Insurance: $ 150
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 125
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 750
??Other expenses: $ 500