My personal loan for my business

Purpose of loan:
This loan will be used purchase insurance agent E&O coverage, which allow me to sell insurance again. Selling insurance on the side along my current job will allow me to pay my debts down much faster. In addition the extra money will be used to pay down a high interest credit card.

My financial situation:
I am a good candidate for this loan because I have never had a late payment in 5 years or more.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 1700
??Insurance: $ 250
??Car expenses: $ 415
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2000
??Other expenses: $ 50

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Pay my?Credit Cards
?My financial situation:
I am a good candidate for this loan because
i don't have many accounts
Monthly net income: $ 3,700

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 50
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off credit cards so I have one payment each month instead of 3.? Also I have received a grant to teach English in Spain for a year starting in September, and I will need some money to buy the plane tickets to get over there.?

My financial situation:
I am a good candidate for this loan because I have very little monthly expense and will have no problem paying each month.??? I will leave enough money in the bank account to pay off this loan for my entire stay in Spain.? I can do this because I just graduated college and will be working full time between now and September (when I leave) to save up money.?
Monthly net income: $
2,000
Monthly expenses: $
??Housing: $ 347.50 ????
??Insurance: $ 0
??Car expenses: $0
??Utilities: $ 30
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 200

Inventory for online Gourmet Foods

Purpose of loan:
This loan is for start up inventory.? We have set up an online and wholesale Gourmet Food company.? Products are mainly from Europe and South America.

My financial situation:
I am a good candidate for this loan, i have a set income and all cash flow will be put back into the company for more inventory, marketing and loan reduction.

My loan for debt consolidation

Purpose of loan:
This loan will be used to pay off higher rate loans.? I'm trying to consolidate my loans into a more manageable loan with a lower rate.

My financial situation:
I am a good candidate for this loan because, I've been a member of Prosper and loaning money for 4 years now.? This is the first time I have requested a loan, but am dedicated to paying off all who buy into my loan.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 150
??Car expenses: $ 100 (both paid for, just gas?and repairs)
??Utilities: $ 1000
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $?200
??Credit cards and other loans: $ 1150 (450 of this amount will be?paid off by and replaced by this loan)
??Other expenses: $ 200

Good Bye debt hello NEW kitchen

Purpose of loan: I recently purchased a foreclosure, its a 2 bedroom 2 bath condo. I am looking to Remodel the kitchen and baths so that I can sell it.? When I sell it I?m going to use the money to pay off all my debt and to go to Georgia Tech, to finish my degree in Computer Engineering.? I have already completed as of 2 weeks ago my Associate degree at a local community college. I work full time and attend school at night. When I go to Georgia Tech I want to work only part time. ? Please HELP me create a great future.?

My financial situation: I am a good candidate for this loan because I have perfect credit, I have never had a late payment on anything EVER! My credit score is above 700. I own my car?free and clear and have no car payment.? My new home only has a $41,000.00 mortgage on it. I paid $55k for it and put $15k down on it, which is?money I saved for college. ? Other homes in my community are selling in the $80k-$92k range ? I have no student debt, I do have some credit card debt from buying a new washer and dryer, refrigerator and some furniture.?
? Thank YOU!

Monthly gross income: $ 5800.00

Monthly expenses: $ 1300.00 approx.?

Housing: $ 487.00 mortgage and HOA fee??
Insurance: $ 25.00
Car expenses: $ 150.00
Utilities: $ 75.00??
Phone, cable, internet: $ 50.00??
Food, entertainment: $ 200.00??
Clothing, household expenses $ 100.00??
Credit cards and other loans: $ 200.00

My personal loan

Purpose of loan:
This loan will be used as a down payment on a 3 unit property. The home is already rented out and brings in over $4400 a month. The current renters have been there for 6 years and have already signed on to stay awhile. There is no work needed to be done as it was built in 1998 and had a full inspection. With your help this will be my companies third rental property. Thank you for looking and I welcome any questions.

My financial situation:
I am a good candidate for this loan because I have a good credit score and have never made a late payment in my life. I feel like that should count for something. I am on honest Christian man looking for some help to complete my next project. The company I own now owns two, 4 unit properties all with positive cash flow. I have much invested in my company and its hard for a business to get funding after this financial mess that the banks put us in. I am a sound business man who has been running his own firm for almost 4 years. ?

Monthly net income: $?3,543

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 132
??Phone, cable, internet: $ 110
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 120
??Other expenses: $ 0

Paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Supplying Omega 3-rich ingredients

Purpose of loan:
This loan will be used to increase my customer base and vendor credit lines. I provide Omega-3 rich ingredients to companies who want to improve their product's nutritional values. Demand for the Omega 3 supplements increases each year. In the past 6 months I have increased revenues from approximately $20K per month to $60K per month, and have funded invoices with the earnings. Current profits exceed $9K per month with an average profit margin of 16%. A $15K loan will allow for another $20K-$40K per month in revenue. 2010 sales projections are $750K.

My financial situation:
I am a good candidate for this loan because my expertise serves an industry which is experiencing rapid growth. I?ve learned some valuable lessons after heavily investing in a startup company a few years ago, and now I?m diligently working to build a successful business and restore the excellent credit I maintained for so long.
Monthly net income: $ 4700

Monthly expenses: $ 2475
??Housing: $ 1000
??Insurance: $ 210
??Car expenses: $ 0
??Utilities: $ 225
??Phone, cable, internet: $ 190
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150
??Other expenses: $ 100

Auto Expenses

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

debt consolidation

Purpose of loan:
This loan will be used to?.To help cover some credit card?bills.I would pay this loan back as?I did it before. I definetely would not let anyone down I have already paid off a loan very gracefully and would do the same for this one. I?am capable of?doing this repayment also?I'm an? 20 year security specialist and veteran from the military as well?I strongly?believe in faith and is also?a loving father?I'm not motivated?to renege on a loan because I believe your credit?is your security life line. This loan would be a big help.I'm an honest man who is so dedicated and eager ?to repay back this loan from my verified account and is willing and able to prove it?once again to?everyone who?bidded on my loan request before so?please come back i'm also committed to becoming an lender in the near future to give someone like me and others the opportunity to get started with their?quest for a loan,?thank you all who will, and God Bless.I can use the help of a few good bidders thanks guys.

My financial situation:
I am a good candidate for this loan because? I have the necessary funds to repay back this loan and is a very good bye nature guy?and family man Monthly net income:$7,000

Monthly expenses: $?2,830
??Housing: $ 1300
??Insurance: $ 120.00
??Car expenses: $ 0
??Utilities: $ 300.00
??Phone, cable, internet: $ 260.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 86.00 Prosper

paying off my credit cards

Purpose of loan:
This loan will be used to pay my amex credit card debt.

My financial situation:
I am a good candidate for this loan because I have never been delinquent in any of my debts. I just don't want amex to make any more money off me for having cut my credit limit from 40k to 14k and increasing the apr without giving me a valid reason.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Loan to fund a business dream!

The purpose of this loan is to aid in the purchase of a very popular local sausage shop located in a busy downtown office/shopping district on the edge of the local university. I have been researching a restaurant purchase for quite some time and have found a profitable one with strong financials and catering contracts already in place for this year at a bargain price. My ultimate goal is for my family to work together on the business to have control of the lifestyle we desire.

While my there are a few dings in my credit history resulting from my divorce 3 years ago, I am a good candidate because I?have worked hard to rebuild my credit history and restored order to my finances. I have a low rate on my mortgage and very minimal current debt payments that will allow me to take a low salary at the onset of running the business and turn profits back into the business for?revenue producing improvements. Thank you for helping to fund my dream and a legacy to pass to my children in the future.?

BUSINESS DETAILSThe shop is located in a bustling downtown district with corporate offices, local shops, bars, and a performing arts center that has become the premier in the state. The downtown is flanked by a private university with 1500 students that remains an untapped market for the business. The business is right along the main parade route, the weekly farmers market is on the same block and the annual Octoberfest draws more than 100,000 people for the two day annual event. The business is based on the history of the city from the early 1900's right down to the decor and items on the menu. Serving specialty sausages and hot dogs, soups and other sides, funnel cakes, and house brand kettle corn in various flavors, the business appeals to the office worker on lunch, the hungry shopper, and families looking for an alternative to pizzas, burgers, fried chicken, subs, etc. The business does participate with a booth on the street every week for the outdoor farmers market making it a family destination on Saturdays with a growing list of regular clientele coming back for dinner during the week. The catering side of the business is included in the purchase and has contracts already set up for this year in excess of $50,000 and currently markets to company picnics, local church events and office meetings. PURPOSEMy intent for the loan I am requesting is to use it for purchase and transfer costs of the business and operational costs for the first month of transition. I have personal equity funds that I will be using along with this loan to ensure as seamless of a transition as possible and then to engage in a marketing campaign to drum up the summer business and secure more catering contracts for the slower fall and winter months. I have a business management and restaurant background and will be a full time on-site owner which is a change from the current owners who also worked other jobs.

My loan for home improvement

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Need help paying for college

Purpose of loan:
This loan will be used to pay for the completion of my B.S. in Organizational Leadership for Not-for-Profits and B.A. in English. My financial aid will not cover all of my tuition expenses for me to continue my coursework for the summer session. I do not want to have to abandon my education as it has already taken me 15 years to complete.
I am a good candidate for this loan because I know the value of having a degree. After my son was born 10 years ago, I took a leave of absence form college to raise him and began working as a newspaper editor. The pay was low and our family was struggling. I wanted to return to school many times over the past 10 years but my job responsibilities would not allow me to do so. After careful consideration and with the support of my family, I made the decision to leave my position and concentrate on finishing my degree. When I graduate in December, I will be the first person in my family to have gone to and graduated from college. I will also prove to others that having a disability does not stop you from making your dreams come true. It my hope to be able to enable others to achieve their goals in the future. I have received some responses from past loan requests and I am grateful to those who have offered to help but unfortunately I have yet to receive the amount I need to make my loan request successful. It is my hope that I will be able to join the Prosper community as a lender once I receive my degree and rejoin the workforce. My ultimate goal is to help others in need.

Monthly net income: $ $1,300.00

Monthly expenses: $
??Housing: $0
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $600
??Other expenses: $0

merchandise/equipment

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

rehab a property

Purpose of loan:
This loan will be used to?fund a rehab propety I started 1/15/2010 and need addtional funding to finish the project?

My financial situation:
I am a good candidate for this loan because?I have paid all my loans and credit cards on time and have a credit score of 712.

Consolidate 2 high Interest loans

Purpose of loan:
This loan will be used to? pay off our American General and Bank Loan

My financial situation:
I am a good candidate for this loan because? we have longtime solid employment at the same companies.? We have never been late on any payments on any accounts ever.? We make a combined $188,000 a year.? We also paid off a previous Prosper loan last year early, with no late payments ever.

Monthly net income: $ 4800 (me)? PLUS $4000 (husband)= $8800.00/mo income

Monthly expenses: $ 5468 total
??Housing: $ 2100
??Insurance: $ 138
??Car expenses: $ 1100
??Utilities: $ 400
??Phone, cable, internet: $ 130
??Food, entertainment: $ 700
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 400
??Other expenses: $ 200

Trying to lower my monthly payment

Purpose of loan:
This loan will be used to pay down some of my [higher interest rate] credit cards and chip away at my debt.

My financial situation:
I am a good candidate for this loan because ever since my first credit card, I have NEVER skipped a payment, I have NEVER been delinquent, or even late...no matter what. I have a steady income from private tutoring and a generous stipend from my parents. The only reason I'm in debt is because I've been in school for so long [from 2000-2005 and then again from 2007-2010...and haven't been able to work full time as I have been a full time student with heavy class work/courses]. However, I am one class away from finishing school and with summer coming up, I will be able to tutor more.

Monthly net income: $2100.00

Monthly expenses: $
Rent: $700
??Car expenses: $50-70 per month for gas
??Phone, cable, internet: $ 60 for cell phone, $40 for cable/internet
??Food, entertainment: $200 for groceries/food
??Clothing, household expenses $100 for school expenses, coin laundry, pet supplies

My loan for debt consolidation

I would like to consolidate my debt to be able to make 1 time payment monthly.I work full time in a very busy doctor's office as an administrator/office manager. I will be able to payoff this loan in no time.Thank you for considering.undefined 

My personal loan

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My personal loan

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My loan for debt consolidation

The loan is a consolidation loan on several medical bills from a recent surgery.? My credit is good, and any recent delinquencies are related to the surgery.? Everything is set up on payment plans currently, and I am back to work at the position I have been at for many years.? My income is at the high end of the listed stated income category, and does not include my husband's income which is higher yet.? We own our own home, and are very responsible with our money and financial decisions.? Based on income, credit, and debt to income ratio of our household,? this loan is a very good addition to your portfolio and will be paid back each month in a timely manner.

paying Chase

Purpose of loan:
This loan will be used to? Pay credit card

My financial situation:
I am a good candidate for this loan because? I pay off all my debts.

Monthly net income: $
5500.00
Monthly expenses: $
??Housing: $ 2399.00
??Insurance: $ 65.00
??Car expenses: $ 120.00
??Utilities: $ 85.00
??Phone, cable, internet: $
??Food, entertainment: $ 500.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $ 250.00 (daughters college tuition)

vacation

Purpose of loan:
This loan will be used to?
take?my mother on a vacation to europe.
My financial situation:
I am a good candidate for this loan because?
I do not have any delinquent accounts.
Monthly net income: $ 1700

Monthly expenses: $
??Housing: $ 500
??Insurance: $
??Car expenses: $ 300 car note
??Utilities: $
??Phone, cable, internet: $ 25
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Balloon payment on my lease

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
As you can see in my credit profile, I have not failed to make good on?a loan. I am currently employed full time as a stationary engineer apprentice with 6 months- 1 year left of my apprenticeship. At the end of the apprenticeship,?pay increases a considerable amount. ?I'm also an shift supervisor for a large labor company, where i am employed 3 days per week, and more shifts are available if requested. I currently have $1,198 in car payments left, as well as a $6,000 balloon payment due on or before October 1, 2010. The car was purchased on a smart buy plan which is a lease with option to buy. It is in my best interest to purchase the car outright, due to the fact that i have 70,000 miles on the car and would be charged excess mileage. The car is a 2006 pontiac G6. I am told by the lease company that it will cost nearly the same to pay the vehicle off than it will to turn it back in. Also, paying the car outright allows me to gain the title for the vehicle, which in turn would allow me to sell the vehicle and retrieve the majority of the money back. I currently have another car, and the sole purpose of this loan is to pay the total balance remaining on the vehicle and receive title as soon as possible. The title would give me the ability to sell the vehicle and greatly reduce money lost by turning the vehicle back in to the lease company. I would be a good candidate for this loan, because the majority of the money will be regained upon sellng the vehicle.
Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 100
??Insurance: $ 0
??Car expenses: $ 650
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200????????????
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 50
??Other expenses: $ 100

Just trying to pay off debt faster.

Purpose of loan:
This loan will be used to consolidate high interest debt with a lower rate so it can be paid off faster.

My financial situation:
I am a good candidate for this loan because I can make my current payments with no problem.

Monthly gross income: $65,000 per year

Monthly expenses: $
??Housing: $ 790
??Insurance: $ 100
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 40
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $ 150

home improvements 4 mortgage loan

Purpose of loan:
This loan will be used to? To fix driveway and make repairs so we may get a loan on property my fiance owns. Also to consolidate some of my existing debt.

My financial situation:
I am a good candidate for this loan because?
I have a steady income from a secure job
Monthly net income: $
2,100.oo ???? ???? ????
Monthly expenses: $
??Housing: $ 400 ????
??Insurance: $ 88
??Car expenses: $60
??Utilities: $ 0
??Phone, cable, internet: $ 30
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 25
??Other expenses: $ 100

paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Inventory Purchase Loan

Purpose of loan:?
This loan will be used to purchase specific product inventory for a Mom and Baby product Related website.? We have been undergoing phenomenal growth in the last 9 months that we have opened our website.? Our sales have skyrocketed by 1400% in as many months.? As it were, opportunities come along to purchase new products that are outside of our normal ability to initially fund.? This loan is to aid us in reaching clients that would be slightly out of our normal financial reach, but is in keeping with our growth projections.? We also have a proven track record of selling out of each of the product lines we have purchased.? The interest rate is high because I need the funding quickly.? It is my intention to pay back the loan in under 4 months.
My financial situation: ?
I am a good candidate for this loan because I not only have the funds to pay the loan amount personally, the business can pay the loan as well.? I have been employed as a Software Engineer for over 8 years.? I live well withing my means,? I'm payed well and have the funds to personally guarantee the loan.? In addition to that the business revenue our company generates can pay the loan.? The loan is contributing to the success of a proven business model.? The product line that we intend to purchase with this money has been our best selling product category to date.? The next step for us is to be able to land bigger clients.

I have not revealed the name of our business, due to the competitive nature of our market.? You are welcome to contact me for more detailed information.? But I won't post it here. Our website has over 11,000 visitors daily, 50,000 unique people per month, and generates sales revenue of over $89,000 per month.

Personal Monthly Net income:
$6791.66

Monthly expenses: $
? Housing: $ 1380
? Insurance: $150
? Car expenses: $230
? Utilities: $230
? Phone, cable, internet: $85
? Food, entertainment: $200
? Clothing, household expenses $100
? Credit cards and other loans: $30
? Other expenses: $150

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Pay off a small amount of debt

Purpose of loan:
This loan will be used to pay off? pay off a small amount of debt.

My financial situation:
I am a good candidate for this loan because I am responsible and have a full-time job working for a major corporation. I understand and expect HR rating on Prosper. However, beside co-signing for my father house's and a friend's car my credit history is pretty good. I have a good history of paying my own bills. My father's house? is now in mortgage modification. The car was totaled and signs off by the bank. Thank you for your help. Please feel free to contact me with any questions.

Monthly net income: $ 4007

Monthly expenses: $
??Housing: $ 665
??Insurance: $ Provided by employer
??Car expenses: $ 55
??Utilities: $ 40
??Phone, cable, internet: $ 180
??Food, entertainment: $ 120
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ 100

loan to relative

Purpose of loan:
This loan will be used to? loan to relative

My financial situation:
I am a good candidate for this loan because?my ability to repay in 12 months

Funding for children's TV show

Purpose of loan:
This loan will be used to complete the first full season production of Cousin Ed's Front Porch, a family-friendly children's show which combines puppets and human characters. The show has already received its first placement commitments. Check out www.cousinedsfrontporch.com.

My financial situation:
I am a good candidate for this loan because I have a couple of sources of income, and we have already received commitments for advertisement on the show.

Monthly net income: $ 3360

Monthly expenses: $ 1400
??Housing: $ 0
??Insurance: $?300
??Car expenses:? 0
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 200

Medical Loan

Purpose of loan:
This loan will be used for upcoming medical treatment.

My financial situation:
I am a good candidate for this loan because I have never missed any payments on anything.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 50
??Car expenses: $ 325
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $

Paying off MasterCard and Car Loan

Purpose of loan:
This loan will be used to pay off?the?MasterCard?credit?card I have, and to finish paying off an auto loan.??Consolidating these will reduce my monthly?expenses and should improve my credit score.?

My financial situation:
I'm a good candidate for this loan because of several reasons. ?I have a perfect payment history on my previouse Prosper loan.? My Credit score has only improved over the years, and even jumped by 60 points recently.? I have?0 delinquent accounts.? I?have strong work ethics and am dedicated to improving my score so that I can soon hopefully?buy a house.? I work full time as a massage therapist and am making progress towards becoming financially secure and stable in the hopes of buying a house and settling down at some point in the near future.?

I noticed that Prosper rated my as HR.? This must be due to the 1 public record I have from 2002.? This is a very old record that has no?influence on my current financial situation or?my ability to repay a prosper loan.? Please take this into?account.? Thank you.?

Monthly net income: $ 3200

Monthly expenses: $?2513
??Housing: $ 600
??Insurance: $ 120
??Car expenses: $130
??Utilities: $ 85
??Phone, cable, internet: $ 125?
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $?903
??????This will be lowered by $250 with the help of this Prosper Loan.

My loan for home improvement

This borrower was not required to write a description based on the listing's likelihood to fund.

Apartment

My monthly income is: $1,500
Wifes: $3,000

We just had a new baby, and would like to get a bigger place. Thank you

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my credit card debt. My citicard is charging me an insane amount of interest, and at this rate, I will never pay it off. I am due to have a baby in October, and would like to get a head start on paying off this debt!

My financial situation:
I am a good candidate for this loan because I have never missed a payment on anything since I turned 18! My husband and I are very financially stable. We own our own home and vechiles. We both have high credit scores.My husband pays our mortgage and other fixed expenses, so all I need to worry about is getting this loan paid off!
Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Loan

Purpose of loan:
This loan will be used to expand my business and take it off the ground.? It has been a dream of mine to expand my business (ORC Transportations).? I have plans to purchase additional?trucks in order for expand my level of service for my business to be able to succeed.

My financial situation:
I am a good candidate for this loan because? I have good credit and consider to be?a desirable candidate for a business loan.? A business loan would enable me to plan for growth in my business by purchasing additional equipment to provide better service to a wider range of clients in turn growing the success of my business.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Improve our new home

I will be using this money to do a few things to our new home. I would like to get a few rooms painted and upgrade our bathroom. My wife and I moved in about a month ago and are both employed.