My loan for debt consolidation

Purpose of loan:
I have dug myself into a credit card hole, and am ready to straighten my mess out. To do this though, I need a fixed payment that I can make each month!!!

My financial situation:
I am a good candidate for this loan because? I am a hard worker. I know I don't have the best credit history, but I have matured since I got these credit cards, and want to make things right, and fast!

Monthly net income: $ 2000

Monthly Expenses
?Housing: $?200
surance: $?0????
Car expenses: $250????
Utilities: $80
Credit cards and other loans:$80,$hopefully my c/c will be paid off soon!!

Help me finance my teeth

Why I'm Looking for a Loan
I need crowns on my top six front teeth.? I already have fillings on all of these teeth, so getting the crowns will not only?help me smile freely, but also help prevent more, expensive work on them down the road.? To help avoid more work, my dentist tells me "the sooner, the better."

What Makes Me a Good Risk
I have a good, steady?job and I make plenty of money to cover the payment.
I have over four months of minimum payments for all my outstanding debts in the bank.? I could cover this expense out of savings, but I'd rather get the loan and keep all of that cushion.
I've lived in Denver, Colorado my entire life
I have excellent credit history, and no delinquencies.
I have a?1 yr old mortgage in good standing.? It's a 30-year fixed rate and I can afford the payment.
My wife and I own both of our cars outright and they're in good shape.
My wife and I have no credit card debt between us.? We use credit cards, but all?the balances are paid in full every month.? (The relatively high revolving balance you see on this listing is due to some one-off purchases and work travel expenses).
I manage my finances: I participate in my company's 401k plan, I have an IRA, and I contribute to savings every paycheck.

Take a look at my previous loans.? Everything has been paid on time and early.

My Finances
My take-home pay from my regular job is 4000/mo after taxes and retirement contributions.
Here's the brief breakdown

Mortage, including taxes and insurance: 1650Student loans: $400Utilites: $200Insurance: $90
Phone, Internet: $110Other Misc Contracts: $75Total: $2525
That leaves about $1475/mo for food, transportation, savings, etc.

This loan will be paid out of that $1450.


My Repayment Plan
I can obviously cover the minimum payment.? I don't like having unsecured personal loans on my credit for long, so I will likely pay this loan early so that I can get back to paying down student loans.

Debt Consolidation

Thanks for viewing my listing.? I am a previous Prosper borrower and lender and I'm borrowing $3,500 to consolidate debt which will help me get out of debt faster.

Purpose of loan:?
Payoff small car loan & credit card.I will be paying a small car loan (slightly over $2,000) and a credit card that has a balance of $1,700.? The two payments combined total close to $250 and this loan will free up some monthly cash flow which will allow me to pay down other debt.?

Why you should bid on my loan:
I work in the Financial Industry as a Branch Manager for a large retail bank.? I have been with my current employer for 6+ years and in the industry for over 12 yrs.? I paid a previous Prosper Loan off and I have never been late on any other obligations.??My credit score has fallen recently as?I have taken on more?outstanding debt,?part of which is?from?now being joint with my wife on most of her debt (recently married in Dec/2008).? My income alone is?sufficient to pay our debt and our plan is to?be debt free in the next 4 yrs.? This loan will speed that process along by freeing up roughly $130/mo that we will apply to other bills.

Thank you again for viewing my listing.? Please feel free to drop me a line with any questions.

Lowering APR on my debt

I am looking for a loan to get my debt down to a lower interest rate.? Right now, I? just want to make the smart move and get this loan lowered to a more reasonable APR.

3+ years ago, I received a loan via prosper.com.?? I paid off the loan as planned and since I am used to paying the monthly payment, I figured I would try to wrap up some of my other debt via the ease of the wonderful peer to peer lending option.

I've never missed any payment for anything.? One thing I have been doing is canceling credit cards with annual fees once I pay them off, and although that docks a few points on my credit score, I can't justify paying something like $79 a year just to have a higher available credit.

Please feel confident in your investment.? I am a solid choice.? I've got a great job, and have proven my minimal risk by paying off my last prosper loan with no glitches.

Thanks!

Unusual request - Medical Loan

Purpose of loan:
I am requesting a loan for weight-loss surgery that my insurance company denies. As statistics show diet and exercise help, but as a?permanent solution to?weight-loss for someone like me, only 5 percent of people succeed. I am 55 years old and have been overweight since I was a child. I have been on diets my whole life, having some success, but would always gain the weight back, plus more.? I need help.

My financial situation:
I had a previous Prosper loan that I paid in full with no delinquencies. I have no other debts and will be contributing funds from my savings in addition to the loan I am seeking to pay for the surgery.

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 225
??Car expenses: $?80
??Utilities: $ 0
??Phone, cable, internet: $ 97
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 0
??Other expenses: $ 200

rehab a property

Purpose of loan:
This loan will be used to?fund a rehab propety I started 1/15/2010 and need addtional funding to finish the project?

My financial situation:
I am a good candidate for this loan because?I have paid all my loans and credit cards on time and have a credit score of 712.

paying off my credit cards

Purpose of loan:
This loan will be used to? consolidate credit card debt. My wife and I are expecting our third child in just a couple of months. Unfortunately, her employer does not offer her a paid maternity leave. It will be really rough without a second source of income for those six weeks. We have a lot of loans out right now. We do manage to make our monthly payments on time. We hate to fall behind. We fear that is exactly what will happen and we know how hard it is to recover if you fall behind on payments. We are asking for a loan to try to consolidate a large portion of our debt into one monthly payment that may be more affordable for us. We have not fallen behind yet and we really just do not want to let that happen. Our credit is important to us and we hope to get a loan to help us keep it in good standing. Thank you!

Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $ 1107.00
??Insurance: $ 227.00
??Car expenses: $ 525.00
??Utilities: $ 115.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $?600.00
??Other expenses: $

Loan to fund a business dream!

The purpose of this loan is to aid in the purchase of a very popular local sausage shop located in a busy downtown office/shopping district on the edge of the local university. I have been researching a restaurant purchase for quite some time and have found a profitable one with strong financials and catering contracts already in place for this year at a bargain price. My ultimate goal is for my family to work together on the business to have control of the lifestyle we desire.

While my there are a few dings in my credit history resulting from my divorce 3 years ago, I am a good candidate because I?have worked hard to rebuild my credit history and restored order to my finances. I have a low rate on my mortgage and very minimal current debt payments that will allow me to take a low salary at the onset of running the business and turn profits back into the business for?revenue producing improvements. Thank you for helping to fund my dream and a legacy to pass to my children in the future.?

BUSINESS DETAILSThe shop is located in a bustling downtown district with corporate offices, local shops, bars, and a performing arts center that has become the premier in the state. The downtown is flanked by a private university with 1500 students that remains an untapped market for the business. The business is right along the main parade route, the weekly farmers market is on the same block and the annual Octoberfest draws more than 100,000 people for the two day annual event. The business is based on the history of the city from the early 1900's right down to the decor and items on the menu. Serving specialty sausages and hot dogs, soups and other sides, funnel cakes, and house brand kettle corn in various flavors, the business appeals to the office worker on lunch, the hungry shopper, and families looking for an alternative to pizzas, burgers, fried chicken, subs, etc. The business does participate with a booth on the street every week for the outdoor farmers market making it a family destination on Saturdays with a growing list of regular clientele coming back for dinner during the week. The catering side of the business is included in the purchase and has contracts already set up for this year in excess of $50,000 and currently markets to company picnics, local church events and office meetings. PURPOSEMy intent for the loan I am requesting is to use it for purchase and transfer costs of the business and operational costs for the first month of transition. I have personal equity funds that I will be using along with this loan to ensure as seamless of a transition as possible and then to engage in a marketing campaign to drum up the summer business and secure more catering contracts for the slower fall and winter months. I have a business management and restaurant background and will be a full time on-site owner which is a change from the current owners who also worked other jobs.

3 Previous Prosper Loans NEVER LATE

Purpose of loan:
This loan will be used to finish our basement.?We will be putting the house on the market later this year to relocate for my husband?s job. The extra bedrooms/bath will increase the value. ?The mortgage is only in my husband?s name since he purchased it before we were married.

My financial situation:
I am a good candidate for this loan because I have had multiple prosper loans in the past and stayed current on my payments with all of them. In fact, I paid all the loans off earlier. My ex-husband ruined my credit years ago, and I have worked hard to rebuild it since then. My husband and I have great, stable jobs as well.

Net Monthly Income: $1890 + $2530 (Husband?s Income)

Monthly Expenses:
Mortgage $1307
Utilities $325
Car Expenses $537
Insurance $91
Phone/Cable/Internet $150
Food/Entertainment $300
Household Expenses $250
Credit Cards $500??

After our monthly expense, we have about $950 left over every month to pay this loan.

Please help our debt free goal!

Purpose of loan:This loan will be used to pay off high interest credit card debt that we accrued over the last 2 years. We moved house so we could be in a highly recommended school district to receive services for the oldest of our 3 daughters who has autism. Unfortunately, the bottom fell out of the market 2 weeks after we moved. After paying 2 mortgages for 6 months (selling our previous home at that point), we then entered into a battle with the school district we moved to because they were denying the services our daughter should have been given. After a year of lawyer's fees, specialist consultations & burning through our savings, our debt built up from virtually nothing to a very difficult amount.We hope to get this loan to give ourselves some peace of mind by eliminating some of the very high interest credit card debt?which would make our monthly payments more affordable as opposed to the finance charges that keep building up. Thank you sincerely for your consideration.
My financial situation:
I have a secure elementary school teaching job & am also a professional musician bringing in a steady income. Combined income from both jobs covers our expenses & more than the minimum amount due to our credit cards. Prosper loan payments would be a fraction of the amount we currently pay monthly.

Never ever late - why an HR?

Purpose of loan:
Consolidation of existing prosper loan with remaining credit card debt.

My financial situation:
I'd like to pay off my current prosper loan and current higher interest rate?credit card and save a few interest points.
I have an excellent job and a will have no trouble paying this loan.

I think my loan is rated at HR because I've been consolidating my debt to my cards and thus I have a high utlization, but as you can see, I'm never late and I never have been late on my current prosper loan.? I keep my financial obligations.? Nonetheless, the automated system has rated my loan as HR.? I'm not going to go with the system "recommended" interest rate because that is actually worse than my current card interest rate, but I'll let everyone decide for themselves whether they want to fund my loan.

As a side note, just to show how committed I am about meeting my financial obligations, I was laid off from my job in November of 2008 and was unemployed for 7 months but still was never late with a single payment on any of my financial obligations.? Bottom line is that this loan is in no way an HR, but rather than trying to fight the automated system, I thought it would be best to explain and have you decide for yourself.

Thanks for your consideration.

Short term help

Purpose of loan:
This loan will be used to provide cash to pay for some expenses since I started a new job.

My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan and until I became unemployed have been able to maintain a good credit score and pay my bills on time even in tough economic times. I have a college degree and have also run my own business for over three years in construction. I just started a new job at a Honda Dealership and need to pay some bills till I can save up some money.

Monthly expenses: $
??Housing: $ 300 ??
??Insurance: $ 85
??Car expenses: $350
??Utilities: $ 100
??Phone, cable, internet: $90
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400

Debt Consolidation

Purpose of loan:
The purpose of this loan is to continue to move my balances from traditional lenders to Prosper.
My credit score and card utilization ratio have been affected over the past 18 months due to traditional lenders lowering my credit lines without any real reason.? My plan is to continue to move balances to Prosper $ 1000.00 at a time.? I would rather have regular people make money off of my loans than these crooks on Wall Street.
Bid with confidence.
Thanks

roofing my garage

Purpose of loan:
This loan will be used to? re roof my garage and pay off a medical bill

My financial situation:
I am a good candidate for this loan because? i work steady and have been rebuilding my credit since my divorce

Monthly net income: $ 4000

Monthly expenses: $ 2250
??Housing: $ 1400
??Insurance: $
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 450
??Clothing, household expenses $
??Credit cards and other loans: $ 150
??Other expenses: $

My personal loan for my business

This borrower was not required to write a description based on the listing's likelihood to fund.

Reinvesting In Prosper

Purpose of loan

Hello I have been lending on here for 3 years now I lend out at high rates to cover the defaults and collection fee so I don't lend out under 20% my goal with this loan would be to lend it out at like 28-30% rates flip the principles over to new loans and interest my goal is use to retire early .I like to help people but I don't pick people with high deliquesces I do lend out at higher rates because of the risk involved as of right now I have around 2500 on prosper at a average return rate of 25% I have a low lenders default rate only $40 I am making more off here then my 401k LOL

My financial situation:
I work in a ware house and I work part time at a fast food place I also have a 401k at my full time job and own a condo and?I rent out my other room for $300 a mo my car is almost paid off and I am ahead on my?mortgage by 4 mos.I did not included my overtime in my income nor my renters income or my part time job my income is really around $31,000 I have a delinquent amount of 493? from a car?accident and the other carinsurance? company has'nt paid?one bill yet I have been pushing them to pay so it can come off my credit report.
credit card gets paid to zero(0) every mo
mortgage 440 4 mo ahead
internet 40
cell 45
Hoa 130
utilities100
food 100
car 226 only?450 left on it
car insurance 100 full coverage
gas 100 its a chevy aveo its cheap on gas

My loan for debt consolidation

This borrower was not required to write a description based on the listing's likelihood to fund.

Paying off credit cards

Purpose of loan:
This loan will be used to pay off credit card loans

My financial situation:
Monthly net income: $5600

Monthly expenses: $
??Housing: $1250
??Insurance: $100
??Car expenses: $160 gas (own car)
??Utilities: $180
??Phone, cable, internet: $180
??Food, entertainment: $560
??Clothing, household expenses $120
??Credit cards and other loans: $2400
??Other expenses: $180

Seeking Financial Peace of Mind

Purpose of loan:
This loan will be to close up smaller amounts to have peace of mind...once and for all...

My financial situation:
I am a good candidate for this loan because?I just recently encountered issues with my credit.? Prior to July of 2009, my credit was good; however, I sought the assistance of a credit manangement company that consolidated bills, lowered interest, and payroll deducted payments.
Yet, payments were not made for up to 60 days and accounts were closed.? Hence, my score dwindled, and slowly I started paying my accounts again and dismissed them...but great damage had been done.? I want score to improve to get into a home in about a year...????????? God-willing..

I am a high school principal and have been an educator for 26 years.? I have a steady job/income.

Monthly net income: $ 6200

Monthly expenses: $ 2850
??Housing:?
??Insurance: $ 200
??Car expenses: $ 1100
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $

Kitchen Cabinets

Purpose of loan: We bought an old school building and are converting it into a house. We have been living here since 2005. We have turned 7 of the classrooms into bedrooms for our 4 maternal children and the 3 children we are adopting. My daughter and I wait tables at our restaurant and we have saved all of our tips since January 1st and now have $6,100, to go toward the installation of kitchen cabinets. Presently the school kitchen has open shelves, an ice machine, non working commercial dishwasher and a huge sink/drain board. We want to get rid of the commercial look and feel of the old school kitchen and install normal house type cabinets and counter tops. Total cost will be about $10,000 for materials. We figure we can save another $2,000 from tips while the project is being done. With a $4,500 loan we should have enough money to purchase the materials and hire the needed help to complete this project.

My financial situation: We started a restaurant in 2003 in a small building in our city's downtown. Parking was always a big problem. In 2007 we purchased a much larger building with its own parking lot on the outskirts of our city. Our expenses have gone up because of the larger building but so have our sales. The recession did not hit our city as hard as some places in the nation. At our restaurant we only lost money two months out of the last 18, where as some other restaurants have closed. We have always and continue to make our payments on time not just at the restaurant but also with our rental properties. My husband and I have been buying depressed residential property since 1981. We rehab them and rent them. We have purchased a lot of foreclosure property in the last three years and now have over 130 units. We borrow money from four different banks for the mortgages but have to cash flow the improvements ourselves. We have been using our credit cards very heavily to get the properties ready for tenants and are carrying high balances on the cards at this time. Our city has a large technical school and these credit cards will pay off over the next months as the new years students come to town. I am a good candidate for this loan because?

Monthly net income:?Line #22 on our 2009 1040 is $82,319 or $6,860 a month.?
Our monthly expenses are very low simply because many of a normal family?s expense are business expenses for us for example:?I am only allowed 1,000 charaters in the description please see my personal profile for monthly expenses break down.

Monthly expenses: $1,905?
Housing &?Insurance:?Health $602?House $240??
Car expenses: $96?
Utilities: $367?
Phone, cable, internet: $0?
Food, entertainment: $240?
Clothing, household expenses $360?
Credit cards and other loans: $0?
Other expenses: $0

paying bills

Purpose of loan:
This loan will be used to??
pay bills. My husband's income is 3600.00 after taxes, and our expenses run about 2000.00.? I have filed for disability due to having several medical conditions and hopefully it will start soon.?That should add about 1100.00 a month.I have also been previously verified through Prosper as a homeowner.?We appreciate any and all help offered and we are grateful to anyone and everyone that reads our story even though it has been relisted.

Looking for seed money

Purpose of loan:
This loan will be used to provide seed money to become a real estate investor.

My financial situation:
I am a good candidate for this loan because I have the time to develop the real estate investing?business I just need access to funds to get started.

Monthly net income: $ $1,275

Monthly expenses: $
??Housing: $ 400
??Insurance: $?75
??Car expenses: $ 50
??Utilities: $50
??Phone, cable, internet: $ 25
??Food, entertainment: $120?
??Clothing, household expenses $25
??Credit cards and other loans: $
??Other expenses: $

Moving from apt into home

Purpose of loan:
This loan will be used to move from an apartment into a home.

My financial situation:
I am a good candidate for this loan because in the last year, I worked overseas and paid off $44,000 in debt and am now credit card and loan debt free, but left with the bad credit.

Monthly net income: $6800

Monthly expenses: $2125
??Housing: $1000
??Insurance: $75
??Car expenses: $320
??Utilities: $150
??Phone, cable, internet: $80
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $0
??Other expenses: $

My personal loan

This borrower was not required to write a description based on the listing's likelihood to fund.

Work needed on my car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

I am a highly motivated new mom trying to consolidate some debt so that I am able to eventually work less and spend more time with my daughter.?

pay off car loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My personal loan for my education

This borrower was not required to write a description based on the listing's likelihood to fund.

HOME FIXUP

Hello I will be using this loan to paint the inside of the house and resodding the yard also need a couple of new storm doors. and the drive way needs work.? my daughter and niece are. graduating from high school in June and? i need to have a open house for them. I currently have a prosper loan that will be paid . thanks for looking... present? income =? $ 4200?per month ?expenses? phone? = $200? utilitys =300 car =100? prosper =150 mortgage =1380? food 200 misc. 100.00?? ALSO? I WILL PAY OFF THE PROSPER LOAN I HAVE NOW

Paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

trade show inventory

Purpose of loan:
This loan will be used to?
My company, www.ageofherbs.net will be at herbfest 2010 in June and Sailfest in July, these shows run several weeks apart but with current inventory levels I will not be able to to both, reorder turn around can be upto 3 weeks and producing some products like soaps takes 4 weeks, I hope too with this get everything we need started and ready before the first show,
My financial situation:
I am a good candidate for this loan because?
I'm currently employed full time for a mom and pop business. I have steady income and job security. Recently started my own business www.ageofherbs.net. which has no real overhead and strong current sales. I own my home, I have no car payments, and a great credit history.? I also split all living costs with my girlfriend.


Monthly net income: $? this is based off of last year does not include new business
2773.34

Monthly expenses: $
??Housing: $ 381.00-this includes taxes and insurance also my girlfriend pays the other half, total Mortgage payment $762.
??Insurance: $ 38-car
??Car expenses: $ 100
??Utilities: $ 220
??Phone, cable, internet: $ 45
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 100
??Other expenses: $
Total $ Out:$1184

getting my house showroom ready

Purpose of loan:
This loan will be used to? prepare our house for sale.? Homes in our price range must be in top showroom shape to sell and we intend to do just that.? Just need a bit extra cash for upgraded carpet, paint, new landscape and other odds and ends.?


My financial situation:
I am a good candidate for this loan because my wife and I have immaculate credit scores and great cash flow from rental properties.? This income does not show up on a W-2 but you can feel confident in this loan.

Consolidation

Purpose of loan:
This loan will be used to? pay for home improvements,

My financial situation:
I am a good candidate for this loan because? I don't have other large outstandings

Monthly net income: $ 2,500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 93
??Car expenses: $ 266
??Utilities: $ 93
??Phone, cable, internet: $ 140
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 25
??Other expenses: $ 0

business

I'm borrowing this loan to try help my son gets his tractor trailer license. It's a great paying job and it will be one source of help on paying back this loan along whit me paying it
back. I'm a nurses aid and I make a comfortable enough income to pay off this loan if anything goes wrong. I have always been a good borrower and try to pay my bills every month.

Photography equipment upgrade

Purpose of loan: This loan will be used to upgrade my current photography equipment to the next level up. Having this new gear will allow me to take my business to the next level?by giving me the ability?provide?my clients with a?new level of quality to their images that I cannot really attain with my current gear.?I could save up and buy this gear outright but I am trying to rebuild my credit and life since my divorce that was finalized in 2005. Since paying off my last Prosper loan my credit score has improved by 80 points!

My financial situation: I am a good candidate for this loan because I had previously financed and borrowed?a prosper loan in the amount of 2,550.00 in 2007 and not only did I?pay it back in full but I also made my monthly payments 100% on time...not one late payment...I actually paid it off a couple months before the end of the term!.

Monthly net income: $ 4000.00 + and an?additional 1,000.00 a month from my photography business.

Monthly expenses:
Housing: $ 945.00??
Insurance: $ 125.00??
Car expenses: $ 564.00??
Utilities: $ 150.00??
Phone, cable, internet: $ 200.00??
Food, entertainment: $ 300.00??
Clothing, household expenses: $ 120.00??
Credit cards and other loans: $ 60.00 minimum ..but I always pay 100.00 toward?the balance monthly.??

My personal loan for my education

This borrower was not required to write a description based on the listing's likelihood to fund.

college time

Purpose of loan:
This loan will be used to? help pay for grandaughters college expenses and tuition????

My financial situation:
I am a good candidate for this loan because? i am very responsible and pay all my bills on time. i can guarantee that i will pay each payment on time. i have study income as well so there is no worries as far as having the money every month.

My loan for debt consolidation

Purpose of loan:
This loan will be used to?Pay off Credit card and re-invest in Prosper.

My financial situation:
I am a good candidate for this loan because?It's such a small loan and why would I mess up my credit by messing around here.

paying for college

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying for college at SFSU

Purpose of loan:
This loan will be used to help pay for college

My financial situation: I live with my parents and have a very solid foundation. Want to take initiative and pay for my own education.
I am a good candidate for this loan because I have few credit cards, and have maintained a good credit rating.
I have started a new company and have been contracting gigs regularly.

Monthly net income: $ 3500

Monthly expenses: $60
??Housing: $free
??Insurance: $free
??Car expenses: $free
??Utilities: $free
??Phone, cable, internet: $free
??Food, entertainment: $100
??Clothing, household expenses $100
??Credit cards and other loans: $
??Other expenses: $

paying taxes and other debts

Purpose of loan:
This loan will be used to?pay?taxes and?other debts?

My financial situation:
I am a good candidate for this loan because? annual family income is $42500.

Monthly net income: $ 3544

Monthly expenses: $
??Housing: $ 656
??Insurance: $ 194
??Car expenses: $ 120
??Utilities: $ 100
??Phone, cable, internet: $ 125
??Food, entertainment: $200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $ 100

Energy Efficient Upgrades

Purpose of loan:
This loan will be used to? Make energy efficient upgardes to my home (tankless propane hot water heater and 95% energy efficient propane furnace)

My financial situation:
I am a good candidate for this loan because? as you can see I have never defaulted or been delinquent on any obligation. My high revolving balance is due to paying for my wife's college education and living expenses while she was in school full-time and unemployed. Due to my income I was unable to qualify for tuition assistance. She has recently graduated with her Registered Nursing Degree. I feel that the prosper rating in my case is very over rated. I have the funds available to make the payments on this loan and I have all intentions of paying this off sooner if possible.

Monthly net income: $ 4500

Monthly expenses: $?3025
??Housing: $ 1225
??Insurance: $ 100
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?600
??Other expenses: $