A Loan to Grow My Prosper Portfolio

Purpose of loan:
This loan will be used to??
????Reinvest in Prosper.
????Further Improve my credit score and history in the mid-term. (I plan to buy a house in the next few years and loan officers like to see installment loans along with revolving credit accounts)

My financial situation:
I am a good candidate for this loan because??
????I have minimal expenses and a solid credit score.
????I now save or invest?over 50% of my income.?
??? I want to take advantage of Prosper's excellent return potential without diverting funds from my mid- and long-range savings & investment plans.?
????I plan to reinvest 100% of this loan in higher risk prosper loans.
????I have a "Plan B: Even if 100% of my notes default immediately, I can still comfortably afford the approximately $100 payment on this loan.
Monthly net income: $ 3333 - 3500

Monthly expenses: $?825
??Housing: $?325 (incl. utilities)
??Insurance: $ 50
??Car expenses: $?125
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $? 0 (The $3700 above represents?pending expense reimbursments and spending that will be paid in full)
??Other expenses: $ 25 (Provision for taxes)

Repairing my flooded home

Purpose of loan: This loan will be used to pay the deductible for replacing the roof of my house, and full costs to repair my driveway, both damaged during the recent heavy rains.
My financial situation: Good in general and looking to receive a bonus and raise at the beginning of the year.

Monthly net income: $ 6,855

Monthly expenses: $
??Housing: $ 1,300
??Insurance: $ included in housing / escrow
??Car expenses: $ 725
??Utilities: $ 325
??Phone, cable, internet: $ 250
??Food, entertainment: $ 1,200
??Clothing, household expenses $ 500
??Credit cards and other loans: $1300
??Other expenses: $350

My personal loan for my business

Purpose of loan:
This loan will be used to?
Purchase Software for my Business
My financial situation:
I am a good candidate for this loan because?
I have always honored my obligations and pay my bills. I have worked as a medical transcriptionist for over 15 years and have always had a steady flow of work and income. Over the years, I have acquired heavy credit card debt. However, I've gotten my act together, so to speak, and I am determined to pay off my credit card debt. ?I just wish I had wised up years ago!?

This is my second Prosper loan.? The first loan was used to pay off a high interest credit card balance, which has saved so much in interest.? I only have 1 year to go, and my first loan will be paid in full.? Since that time, I have been able to reduce my credit card interest rates and all of my revolving debt will be paid off in 3 years.? I acquired heavy credit card debt several years ago while caring for aging and ill parents, but I'm well on the road to getting this debt paid.?

My income has increased since my last loan.? I took on extra accounts and now make $3000-3500 per month.? My husband takes care of all our family expenses, mortgage, utilities, groceries, everything. My income is used solely to pay the credit card debt that I have incurred.? At this point, my income is?used to pay nothing but the credit card debt and a few miscellaneous household expenses.??My goal is to be out of credit card debt in three years or less. I have already begun the extra work needed to help me achieve this goal and?have worked out a plan for payment amounts that I need to make in order to make this happen. I feel better already just knowing that I have a solid plan.?

This loan would be?used?to purchase software for my medical transcription business, which would allow me to add additional accounts and increase my income.?

Thank you very much in advance for considering me.

Monthly net income: $ 3000. With extra job $3500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1400
??Other expenses: $

Using funds to fund my CPA Firm

Purpose of loan:
Using funds to fund my CPA Firm

1st Design Build project: Playhouse

I am requesting this small loan to fund my first professional design-build project: I am planning a play-house for my 3-year-old niece Chloe Renee (see photo for the sweetest baby girl I've ever seen!). She is the superstar of the family and loves to play outside, climb, explore, and laugh with her loving family until the sun goes down. The family was looking at pre-fab playhouses from the usual big box stores, but I wanted to take the opportunity to design and construct a project of my own creation to give as a gift. This will be much more special, will last longer, and will help me to establish a portfolio of small built projects. I am treating this project as a pilot to test my abilities as a designer, project manager, and construction worker (since I'll be doing most of the construction myself!). My sister is very excited about the project and the years of? fun that it will provide. Studies have proven that children who spend more time outdoors are less likely to experience health problems throughout life.

I have full confidence that I will repay this small loan early, and I will never miss a payment, or pay late. All of my fixed expenses are set up to pay automatically and my budget works well for me.

Please visit my profile to learn more about me. Thank you very much for your consideration.

My Growing Business Needs Funding

I am a good candidate because I am financially stable and have been employed for 35 years in the same company as an analyst supervisor. I do earn a sufficient salary and my husband is on disability so I do not need to pay salary to myself from my business.

Because of my existing job; I know many companies and people in the business. I decided to create a home base business. My business turned out more then I expected and now I service descent sized companies for their human resource needs and marketing campaigns.

Our job is to hire and train outsourced staff and create website, printing and marketing materials for my clients. We have the technology and enough human resources to process entire operations.

Here is how I am going to utilize funded loan amount.

$5,000 Trip to India and Philippines
$5,000 Reserve Salaries for Outsourced
$10,000 Working Capital as Reserve for company expansion and marketing.

Paying off credit cards

Purpose of loan:
My husband and I?are needing to consolidate our high interest credit cards into a low interest loan with an end date in sight. We have not used a?credit card in about 2 and 1/2 years but our balances never seem to go anywhere due to the high interest rate. We will NEVER use credit cards again. ????
My financial situation:
3 years ago I took out a loan from Prosper and I have paid it in full and I was never late. I now need a loan to pay off my high interest credit cards. I graduated college in May '09 and I have been working as an accountant since Sept '09. Our household income is approx. $60,000 per year.

Pay off debt used purchase business

Purpose of loan:
This loan will be used to? pay?down personal debt used to purchase my?franchise?

My financial situation:
I am a good candidate for this loan because?I have been very responsible with?my debt over the course of my lifetime.??During the purchase of my franchise?in 2008, the financial industry crashed around me.? I had retired from my job of 20 years and depended on Business Credit to partially fund my business.? Unfortunately, Business Credit was not readily available.? So, I used my personal credit and?401K?to fund the purchase of my business.?The one delinquent has been?brought current.??My husband followed?bad advise?to allow the house?payment to be?1.5 months late, so the mortgage company could allow a modification.?

Monthly net income: $ 3359?

Monthly expenses: $ 1900
??Housing: $ husband pays
??Insurance: $ husband pays
??Car expenses: $ 0
??Utilities: $?husband pays
??Phone, cable, internet: $?hussband pays
??Food, entertainment: $?700
??Clothing, household expenses $ husband pays?
??Credit cards and other loans: $ 1200
??Other expenses: $

My personal loan

Purpose of loan:
This loan will be used to? pay off automobile and some loans.

My financial situation:
I am a good candidate for this loan because? putting three payments into one.

Monthly net income: $ 2,000.00

Monthly expenses: $
??Housing: $ 599.79?The church that I?Pastor pays this.
??Insurance: $ 240
??Car expenses: $ 600
??Utilities: $ 0 The church pays this.
??Phone, cable, internet: $ 150
??Food, entertainment: $?100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 100

home improvment

Purpose of loan:
This loan will be used to install updated windows throughout our home and for new hardwood flooring in our kitchen.

My financial situation:
We are?a good candidate for this loan because our credit history shows how responsible we are at managing our financial situation. We also have extensive history with home improvement as we own and manage several rental properties. We? also paid off our car loan last October which?was $450 monthly and was a 5?year loan with no late payments and this loan would take the place of that payment essentially having no effect on?what we have come accustomed ?to living on.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need to travel to wedding

Purpose of loan:
My brother just proposed to his girlfriend.? They're getting married in July.? The wedding is in Albuquerque, and i live in Minneapolis.? I?MUST attend the wedding (I'm in it) ?and I lack the financlal flexibility to make that happen without assistance.? I just made my summer term tuition payment to the University of Minnesota, and that wiped out the cash that I had on hand.

My financial situation:
I have?good credit, and my earnings potential is quite high once my MBA?program is complete.? I repaid my previous Prosper loan in 10 months, and I anticipate early-paying this loan as well.? I'm just looking for the flexibility to pay over time at a varied rate without tying up other sources of credit.

Monthly net income: $ 4500
Monthly expenses (sum of below): $ 4100??
Housing: $ 1300??
Insurance: $ 170??
Tuition: 1000
Car expenses: $0???
Utilities: $?130??
Phone, cable, internet: $ 250??
Food, entertainment: $ 400??
Clothing, household expenses $ 150??
Credit cards and other loans: $ 500??
Other expenses: $ 200 NOTE: Experian (and therefore Prosper) considers my?home equity line of credit (HELOC)?to be a revolving credit line.? Of the $50K that Prosper lists as revolving, $42K is associated with my HELOC.? The HELOC was taken out as a second mortgage at the time that I bought my condo in May, 2006.

Home Improvment Until Tax Credit

Purpose of loan:
This loan will be used to?

My financial situation:Excellent. Just purchased a home. Neither that nor my actual credit score show correctly here.
I am a good candidate for this loan because I will repay with first time home buyer credit?I have a previous listing here for $1,000 that was paid off in full and on time.

Monthly net income: $2749

Monthly expenses: $1638
??Housing: $950
??Insurance: $95
??Car expenses: $312
??Utilities: $120
??Phone, cable, internet: $85
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $76
??Other expenses: $

Startup Capital 4 Exp Internet Exec

Purpose of loan:
This loan will go towards securing hardware, development resources and data feeds.? I am planning to launch a personal finance tool with social media and gaming components.?

My financial situation:
I am a good candidate for this loan because I have over 15 years of working with successful Internet start ups that have employed various business models from media planning to peer-to-peer finance.? I carry little personal debt and have substantial savings.

backyard project

Purpose of loan:
This loan will be used to??
have?our front and back yards landscaped for resale next year. My husband's income is 3600.00 after taxes, and our expenses run about 2000.00.? I have filed for disability due to having several medical conditions and hopefully it will start soon.?That should add about 1100.00 a month.I have also been previously verified through Prosper as a homeowner.?We appreciate any and all help offered and we are grateful to anyone and everyone that reads our story even though it has been relisted.

Loan for Business Expenses

Purpose of loan:
This loan will be used to fund my own?personal business expenses and add to my current liquidity.? I have a large?personal portfolio along with being a managing partner?at a hedge fund in Seattle.? As a hedge fund manager, I am always looking for lines of credit?which I can?utilize and I was fascinated by the Prosper marketplace and figured I would check it out.?

My financial situation:
I am a good candidate for this loan because I am in the financial business and very experienced in managing large amounts of money.? I have personal credit in excess of $250,000+ along with a significant amount of business credit that is not reported above.? My line of work often has me accessing my credit lines, which is the reason for the high bank?card utilization (and probably low Prosper Base score), however I have a perfect payment history and no delinquent amounts.? I often pay my credit lines weeks in advance.? I also own property on which I have never missed payments on.

Monthly net income: $30,000 - $35,000

Consolidation/Medical/Home Repairs

Purpose of loan:
Debt consolidation-- I had some large medical?expenses due to Meniere's disease?and have had to make multiple home improvements over the past year and a half. I still need to finish about $1000 worth on my garage; however I have paid off the medical bills. And yes, I do have insurance, but in only covered about 75% after I met my deductible. Obviously?I have needed to take out a couple of loans in order to afford this.?These loans cost me around $500/month. The interest varies on some of these and the payments are separate at different times of the month. I need help paying these off so I can have one payment each month at the same time. Also I have a credit card (TV) and a Wal-Mart card (tires) totaling about $1200. It?s not much, but I can usually on afford to pay twice the minimum amount due to the loan payments. I have just met a wonderful woman, I go to church, and I have a great job as an IT Technician and hope to receive a merit increase next month. I just need someone more fortunate than myself financially to give me a little help and a boost in the right direction. Consolidating these loans and credit cards would relieve so much stress and also allow me to finish the repairs on my home. I would guarantee to pay off all existing loans and credit cards and will be more than happy to provide you with statement and documentation for this. PLEASE email me with any questions.? I want to be able to talk to someone if they are interested. Thank you for taking the time to read this.

My financial situation:
I own my home and have a full time job

Monthly net income: $
$2500

Monthly expenses: $
??Housing:?0
??Insurance: $?200
??Car expenses: $ 250
??Utilities: $?250
??Phone, cable, internet: $?200
??Food, entertainment: $?300
??Clothing, household expenses $?100
??Credit cards and other loans: $600
??Other expenses: $ 250

College Transportation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay Off Citi Bank

Purpose of loan:
This loan will be used to? Pay of Citi Bank Line of Credit And one other Citi Bank loan

My financial situation:
I am a good candidate for this loan because? Steady work history and good track record of paying bills since divorce in 2003

Monthly net income: $ 7200

Monthly expenses: $
??Housing: $ 1600
??Insurance: $?275
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 65
??Food, entertainment: $ 480
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 800
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate some current debts leveraging a fixed rate loan that can be fully amortized in 3 years and result in me having a much?lower overall?debt level at the end of the loan term.?

My financial situation:
I am a good candidate for this loan because I am very trust and credit worthy and?I have never failed to meet any financial obligation as my credit report will show.? I have a strong reliable income stream in my profession that will only improve as the U.S. and world economies recover more fully from the?recent recession. ?My background as a CPA, CMA and financial systems expert demand that I maintain the highest integrity in both my professional and personal affairs. I have almost 20 years of professional work experience.? I have been in my current job for 1 year and 11 months.? With that I?will meet my obligations under any new loan agreements with the same care and responsibility.? My reason for seeking a loan on Prosper is two-fold: 1.? I love the idea of having the terms of my loan determined by a real free market type of process and 2.? I feel confident that upon close examination of my overall circumstances and standing, that prospective lenders will find me worthy of the loan amount that I have requested and it will be viewed as a good investment in light of my ability to pay with a very high degree of dependability, namely a perfect payment history.? If you make me a loan you will be repaid as I consider it both a legal and moral obligation to pay my debts without? exception.? Help me help you earn a favorable return on your investment.

Paying off old debt

Purpose of loan:
This loan will be used to? This loan will be used as a first step in refinancing credit card debt incurred during the business start up of Impulse Creations. The business has been profitable for several years but interest on credit cards is limiting growth. This initial loan is the first to prove myself here on Prosper and other loans will follow until all debt has been refinanced.

My financial situation:
I am a good candidate for this loan because I pay both all business and personal debts on time with no exceptions. I have no late payments of any kind. This business debt on personal cards gives me a high debt to income ratio but the debt is actually a business expense and is paid for with business funds which are far more than sufficient. Once business debt on personal cards is removed from the equation, the debt to income ratio is excellent and would greatly improve the Prosper rating.

I have no problem meeting current or future obligations and take those obligations seriously. Creditors and my customers come first before anything else. In addition, this loan will not incur any new debt since it will be used exclusively to pay off old debt.

Monthly net income: $ 4335.00

Monthly expenses: $ 2450.00

BUILDING WALKWAY FOR WHEELCHAIR

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for an auto purchase

This borrower was not required to write a description based on the listing's likelihood to fund.

Signature loan needed

Purpose of loan:
Buy a boat 1986 skeeter of course the reason I need a signature loan is because with the boat being that old no bank will finance it there for i need to take out a signature loan for it
My financial situation:
I am a good candidate for this loan because? I have a good job that I love and is very stable.?I dont really have any bills besides my truck payment and insurance ,but I do have another signature loan just letting you guys know up front I am honest and I pay my bills on time. I live at home with my parents so no morgage bills anyhow just a heads up.

Monthly net income: $ 2080

Monthly expenses: $
??Housing: $ 0000
??Insurance: $ 100
??Car expenses:?none besides truck payment which is covered in other loans
??Utilities: $ 000
??Phone, cable, internet: $?000
??Food, entertainment: $?000
??Clothing, household expenses $ 000
??Credit cards and other loans: $?938
??Other expenses: $

Moving to Florida

Purpose of loan:
This loan will be used to??
help cover moving exspenses?as we move to Florida this summer?
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time. I have good credit, but can't get a bank to work with me because I have too many accounts.
Monthly expenses: $
??Housing: $ 755????????
??Insurance: $ 175????
??Car expenses: $ 309
??Utilities: $ 125
??Phone, cable, internet: $ 50
??Food, entertainment: $ 60
??Clothing, household expenses $ 200
??Credit cards and other loans: $?450
??Other expenses: $ 200

ELIMINATE MY DEBT!!!

Purpose of loan:
This loan will be used to...Eliminate My Debt!!
My financial situation:
I am a good candidate for this loan because?
I am a good candidate for this loan because our debt accumilated from rising credit card rates and rising payments along with medical bills. We have experienced two hospitalizations in the past 2yrs. which made it hard to stay afloat. Things are turning around slowly but not fast enough thats why we need a prosper loan. When I recieve the loan, I plan to pay off a loan I have with my 401k plan. Once the loan is paid off you may apply for a new loan after 60 days. With the 401k plan loan, I will pay off the prosper loan. This will allow us to be debt free sooner.We are excited about this oportunity and hope you will consider us for this loan experience.?

?????????????????????????????????????????????????????????? Thank you

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 1738
??Insurance: $ 99
??Car expenses: $ 675
??Utilities: $ 350
??Phone, cable, internet: $ 189
??Food, entertainment: $ 600
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 475
??Other expenses: $ 240

Help for divorced Mom w/ 2 children

I am a divorced mother of 2 small children (6 & 5). I had a good job until the financial meltdown last year. As a recruiter, my services were not in demand. I am well-educated w/ a Masters degree from a top-tier institution-I feel my employment future is again bright. Recruiters are now being sought. Once I was laid off, I immediately went into survival mode esp as I was simultaneously going through an extremely arduous & expensive divorce due to an abusive relationship (the divorce lasted for 1 yr & the length surpassed my layoff date by 4 months). A small amount of alimony/child support was ordered for a period of only 6 mos (ended in December, 2009).

I live in an area of the country where the standard of living is high-there is no option to move given my divorce settlement. I sold my engagement ring & wedding band, sentimental family pieces of jewelry & my car (I bought a used vehicle that is somewhat of a lemon). I exhausted my 401k & I also took on a roommate. I had assistance by family members but that help has come to an end. I am in final contention for 2 well-paying job opportunities and will know within 10-14 days.

My current debt:
Credit card debt (accumulated about 2 years ago - my credit card accounts are now closed and/or I cut them up. I am on 'hardship re-payment plans for the credit cards but the interest rates are still high. I only own one debit card), 4 months of school tuition (nursery schools in my area are private), childcare so I can perform the duties of my contract position, health insurance lapsed & during the time that I was w/o health insurance, I crushed a bone in my foot resulting in exorbitant bills, 2 months rent in my current rental & 2 months rent on previous rental (the latter rent amount is in collections), bsmn't flooded in recent storm & decimated many personal items. I had to pay for mold mediation as my son suffers from asthma and allergies, my life insurance may lapse which is a necessity as a single mother w/ 2 children.

I will re-pay the loan promptly each month via savings from my current contract role (the amount is enough to cover the monthly loan amount). I hope to have a full-time, salaried job in the very near future.

Last semester of Grad School

Purpose of loan:
To Pay for the last semester of Graduate School.? I am getting my Master's in Human Resource Management and will graduate in December 2010 if I get this loan.

My financial situation:
I am a good candidate for this loan because? i am a good person trying to finish school.? I have made my monthly payments on my previous loan for over and year and I have not ever defaulted.? I am a good person trying to finish school and more forward with my life for my family and myself.?

Monthly net income: $ 2003.00? and my husbands bring home is 2500.00

Monthly expenses: $
??Housing: $ 720.00
??Insurance: $ 100.00
??Car expenses: $ 75.00
??Utilities: $ 175.00
??Phone, cable, internet: $140.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $50.00
??Credit cards and other loans: $ 850.00
??Other expenses: $

2nd Prosper Loan - Inventory

I am a jewelry designer who travels nationally to teach bead weaving classes at bead societies, bead stores, and bead shows, as well as sell kits and patterns. This is my full-time employment, and I am lucky enough that business is growing so rapidly that it's hard to keep up! I have a thriving website storefront too, and a number of wholesale clients such as Fusion Beads.

I have been chosen to teach 8 classes in June at the Bead & Button Show, which is the largest bead show in the country. Getting 8 classes at this show is kind of like winning the lottery! Four of the classes are already sold out, and the other 4 have healthy numbers that are increasing daily. I anticipate they will either fill also, or come close. I am now working to create the kits for 200 students, the kit-buying frenzy of the Meet the Teachers event, as well as for my booth in the Expo Hall.

With current registration numbers, my teaching earnings alone from the show will be $9k. If the rest of the classes sell out, those earnings increase to $12,500. Additionally I project $5k from the Meet the Teachers event, and $15k from the booth, for a grand total of $30,000 gross earnings from this one show. For historical perspective, last year I made $3k at Meet the Teachers, and $8k from the booth while only teaching 2 classes. My professional profile is significantly higher now, and I have higher profit kits now than a year ago.

The reason for my low credit score is that I had a bankruptcy 5 years ago. Since that time I have built my entire business on a cash basis with the exception of my one previous Prosper loan that was paid in full.

Paying off Medical Bills

Purpose of loan:
This loan will be used to? pay off my medical bills I put on my credit card.

My financial situation:
I am a good candidate for this loan because?? NEVER been late on a payment, excellent track record with credit, and I'm back to work after a full recovery. My husband has a professional job too, and makes more money then I do. The monthly expenses are a total with 2 incomes.
We look forward to becoming a lender too after we get a feel for how this works.
Monthly net income: $ 4,200

Monthly expenses: $
??Housing: $ 1630
??Insurance: $290
??Car expenses: $ 499
??Utilities: $ 150
??Phone, cable, internet: $ 195
??Food, entertainment: $ 475
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 1550
??Other expenses: $ 600

3rd Attempt Re-List Auto Repair

Purpose of loan:
This loan will help me do repairs to my 2004 Ford F-150. I would like to develop a pay history with Prosper, to show the investors my on time payments. I lowered the loan amount to attract more investors.?I should be able to do most of the repairs on my truck.

My financial situation:
Excellent Payment History. I have never been late on anything. The reason for the high Revolving Debt. I have a Bank of America loan with a balance of $38K, the loan is a fixed rate and term. Also, a divorce that I went through, didn't go so well for me.

Monthly net income: $ 3,000-$4,000

Monthly expenses: $ 2,520
Housing: $ 520
Insurance: $ 65
Car expenses: $ 0 Balance. I made my last payment of $375 on April 1st 2010. Term was 66 months never been late.
Utilities: $ I live with my girlfriend she pays this
Phone, cable, internet: $ 200
Food, entertainment: $ I live with my girlfriend she pays this
Clothing, household expenses $ 0
Credit cards and other loans: $ 1,735 (Includes Bank of America loan of $855 per month.)
Other expenses: $

home improvement,pay off small loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off high interest debt

Purpose of loan:
This loan will be used to get rid of a high interest debt

My financial situation:
I am a good candidate for this loan because I have steady income and I am a reliable payer.? This is a very small loan, but it will help me to knock down more high interest debt.

Emergency due to roommate move out

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My personal loan

This borrower was not required to write a description based on the listing's likelihood to fund.

Get rid of Payday loans

Purpose of loan:
?plan on using this loan to pay off Two payday loans that I cannot get rid of.? They did save my butt, however I cannot get out of this revolving circle.? It is?costing me $268 every two weeks.? I would?better off?paying a high rate here rather than theirs.??I have tried to get a traditional loan from the bank, with no success.? My credit scores are 698, 702 and 694.? Which all the sites I have looked at say im in?the good catagory?here however?it is HR.?
My financial situation:

I am a good candidate for this loan because I am faithful about paying on time.? I have had problems in the past but have since become very stable.? I just need to get caught up so I can have a little extra each month to give my boys a good time.? This ad was listed previous that I needed a car also, I have since been givin a car which is a god send.
Monthly net income:
$2500

Monthly expenses:
??Housing: $ 0??
Insurance: $ 100??
Car expenses: $?45??
Utilities: $ 250??
Phone, cable, internet: $?35??
Food, entertainment: $?400??
Clothing, household expenses $ 50?
?Credit cards and other loans: $ 250??
Other expenses: $ 185

Repair needed work and paint wood.

Purpose of loan:
This loan will be used to? REPLACE WOOD WORK AND PAINT.

My financial situation:
I am a good candidate for this loan because? I pay my bills promptly and I am of good? morale character.

Monthly net income: $ 1911.00 plus 600 and sometimes more child care given in my home.

Monthly expenses: $
??Housing: $ 722
??Insurance: $ 69
??Car expenses: $ 80
??Utilities: $ 90
??Phone, cable, internet: $ 122
??Food, entertainment: $?80??Clothing, household expenses $
??Credit cards and other loans: $ 800
??Other expenses: $ I co-signed for schools for my daugher, but she pays them.

Up and coming craft store

Purpose of loan:
This loan will be used to?pay off?for a used van for my wifes home business. About 7 years ago my wife started creating and selling hand crafted Pittsburgh Steeler memorabilia from our home. From there it moved to a store front where our business has really climbed. But anyway, the purposes of the loan will be used to purchase a van for my wife to transport, deliver, and pick up supplies for?our business as well as have a custom design about the company placed on the window. It would also be perfect because our son just left for college and we would like to give her currnet car to him being that he will be about 12 hrs away from any family.

My financial situation:
I am a good candidate for this loan because I pay all?my debts, and they are on time every month. I have stability in my income (w/the same company?for 17yrs), stability at home (home owner), and I am dependable. Because I take borrowing money very seriously I will paying the payments on time or early every month to making sure that you get the money you invested in me back.?I have listed all of my monthly bills below for you to consider and I hope that you find me worthy of this investment.

Thank You



Monthly Net Income: 3400
Monthly expenses: $?1790
??Housing: $?250
??Insurance: $?160
??Car expenses: $?315 +gas
??Utilities: $?240
??Phone, cable, internet: $?125
??Food, entertainment: $?500??
? Credit cards: $200

Approved plans for home additions

Purpose of loan:
This loan will be used to finance the approved plans we have?for an additional bedroom, bathroom?and kitchen improvements in our home; such as upgrade countertops and a center island. We already have the contractor ready and the plans are?approved and ready to go.?

My financial situation:
I am a good candidate for this loan because I have taken very good care of my credit all my life. I always have paid all my creditors back on time. We understand that the loan industry is tougher these days, but that is why we are looking to improve our home right now. If we make this investment now, then when the real estate market starts to come back our improved home will gain more value. Currently we owe less than 30% of our home's value. Which I believe also makes us a good candidate. We don't over-extend ourselves, we are in a good financial position to handle the payments on this investment. Both my wife and I have stable jobs with good income and our goal was to get good value for this home when we retire and move to?a better climate in the next 10 years or so.

Monthly net income: $ 6000

Monthly expenses: $ 2000
??Housing: $ 665
??Insurance: $?76
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 120
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 300
??Other expenses: $ 0

Paying Off Old College Collections

Purpose of loan:
?I will give this another try my last posting got funded by 75% so i lowered my loan amount a little bit hopefully this helps...Hello everyone back in college(5 years ago)?i got a couple credit cards and maxed them out and never paid them back . Now they are all collections and holding me back from having a high credit score..everything i have now i pay on time..credit cards, student loans etcc... i make enough money to make payments i just dont have enough to pay it all at once which is minimal $2,900.00.

My financial situation:
I am a good candidate for this loan because? i have a good job with benefits that ive?had for 2 years?..These dumb collections are holding me back to perfect credit.?

Monthly net income: $ 1525.53

Monthly expenses: $ 1,005
??Housing: $?400
??Insurance: $ 75
??Car expenses: $ 0 (company car
??Utilities: $?140
??Phone, cable, internet: $?100
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 40
??Other expenses: $ 100

Need a Modest New Kitchen

Purpose of loan:? To restore and update?my kitchen

My financial situation:??I have come from bankruptcy (2003-2004) to making many responsible strides in the past few years.
I am a good candidate for this loan because?I have a secure, well-paying Government job (27+yrs) and my current FICO Scores are
675 (Equifax) and 694 (TransUnion).??

Monthly net income: $ 5300.00

Monthly expenses: $
??Housing: $ 325
??Insurance: $ 105?
??Car expenses: $?200
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 400
??Other expenses: $

Fulfill my wife's lifelong dream~

Purpose of loan:

WE ARE HOPEFUL THIS TIME WE WILL GET 100% FUNDED! LAST TIME WE MADE IT TO 70%, SO WE THOUGHT WE WOULD TRY ONE MORE TIME.....WOULD YOU LIKE TO BE A PART OF FULFILLING? MY WIFE'S DREAM? IF SO, PLEASE BID HERE!!!


Please help my wife fulfill her life long dream!! We need this loan so she can finish her LAST semester of her program. She has just been notified that she secured a job after graduation at a local clinic. Her starting salary will be starting at $90,000. She will begin work in January.
This loan will be used to help my wife finish her last semester of the Family Nurse Practitioner Program at Washington State University. My wife is an honor student and graduate summa cum laude from the Bachelors of Nursing program. She will graduate with honors from the FNP program as well in the fall.
Due to the number of clinical hours she must complete, she cannot work much outside of school. My income is more than capable of paying our monthly expenses. I have worked in the same industry for 28 years and my position with the company that I work for is very secure. If you have any questions about our income or finances, please don't hesitate to ask.
We would certainly appreciate your help!! We are the parents of 4 children, 2 college age boys, a daughter in junior high, and a daughter in kindergarten.


My financial situation:
I am a good candidate for this loan because I have been extremely responsible with?my credit history and score. We pay all of our bills on time, have never been deliquent on ANY payments. Prosper did not include the additional incomes we receive, so we are more than capable of making a payment to Prosper. We thank you in advance for believing in us!!

GROSS MONTHLY INCOME: $5000

EXPENSES:
Housing? $1200
Groceries $800 ( I going high due to the number of kids at home)
Utilities:?$150
Cable/Internet/Phones: $150
Car: $150 (we own our cars and my company pays for all car expenses)
Entertainment: $200
Medical Expenses: $100
Credit Card Pymts: $300-$500

Possible Prosper Payment: $400

Internet advertising

Purpose of loan:
This money will be used to pay for several different streams of advertising for my new business. Don't have immediate cash on hand to fund the advertising i need to help build current sales.

My financial situation:
I am a good candidate for this loan because I don't carry many monthly bills and i'm still working full time at my current job. So i will be able to pay this loan back without any worry. I have had another loan through Prosper which was repaid early. In addition I also have money invested into Prosper so I'm not going anywhere.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 540.00
??Insurance: $
??Car expenses: $
??Utilities: $ 40.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 150.00