Refinance High 2nd Mortgage

I want this loan to refinance my extremely high 12% 2nd mortgage.? My first mortgage rate is 5.375% and want to bring the 2nd rate as close to this as possible.

I am a great candidate for this loan because I believe in minimizing debt.? I currently only have my 2 mortgages, 1 car loan, and 2 student loans.? My wife and I both have stable jobs and more than sufficient income to pay this loan.? See below for income statement items:

Income
Wife income (net monthly) - $4450
My income (net monthly) - $4900

Expenses
1st mortgage (with escrows) - $2044
2nd mortgage - $803
Car?loan - $499
Student loans - $160
Car insurance - $143
Cable/internet/phone/cells - $300
Electric/water - $200
Food/groceries - $900
Gas/metro - $300
Entertainment - $500
HOA - $70
Clothing - $200

Extra - approx. $3,200

Paying off some credit cards! Have

Purpose of loan:
This loan will be used to?pay off some credit card debt, and do some much needed work on my home. I am a single mom who is not afraid to work hard.? I work 2 jobs (a full and a part time).? I am trying to give my child every opportunity for a good education and life.? My ex husband left the family 11 years ago.? I have struggled but I have managed ok until recently. These past 2 years have been more difficult.? I realize that is true for many.? God has truly helped see me through with good health and the ability to work. ? It would be a tremendous relief to have my bills consolidated into one. I will also use a portion of the funds towards some home improvements.? I have a back porch on my home that is ready to fall off.? The wood is rotten. .? I have all the materials for a new deck to be put on, but I lacked the additional money to have someone actually put the deck up.? So this will help me to complete it.? I would greatly appreciate someone loaning the money to me (and my child).? I will repay it on time.? Thank you.

My financial situation:
I am a good candidate for this loan because?I am a hard worker!??I ;am a single mother who presently works 2 jobs.... a full time and a part time?I hope to work myself out of debt within 2 years... that is my goal.? I would greatly someone one giving me a chance and that opportunity.? Thank you.

Getting rid of my credit cards!

Purpose of loan:
This loan will be used to pay off a credit card. I have two, one is paid already and for use only for things like plane reservations. The other I used to furnish my apartment because the rate was reasonable. That has changed! My credit card company raised my interest rate from 9% to 29%!

My financial situation:
I am a good candidate for this loan because all I want to do is pay off and destroy this card. I?have been involved with Prosper as an investor for a few years now and enjoy that I am able to help others out. Now?I have the opportunity to ask for the help of others.?

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 950
??Insurance: $ 30
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 320
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 400
My home in another state is sadly in foreclosure and it has affected my credit rating, but I am still trying to sell, but otherwise I am doing well and look forward to paying you instead of a credit card company.

"Credit Card Debt/Tax Error Debt"

Purpose of loan:
Well as an independent student at West Virginia University I have put some of my tuition and school expenses on my credit cards. I really want to get rid of these balances on these cards and get rid of my credit cards. I have a Capital One and American Express that are almost maxed out. I want to get rid of these balances because of the interest rate that just rose to 17% on my Capital One card and the 14% that is on the American Express. I tried to call them to reduce my rate but they were not able to help me and I just feel like I am in a bad situation.

My financial situation:
I receive a VA Subsidy every month of $925.00 and I also receive a state subsidy of $625.00 through the WV Chaffee program where I was in Foster Care since I was age 5. I also receive $2,000.00 every semester which is returned to me in a financial aid refund. I have two semesters per year and I may receive some extra money this year as I am doing summer school. I am never late on any payments! I am also now employed part time and work 25 hours a week @ 7.50 an hour.

Monthly net income: $1,550.00

Monthly expenses: $
??Housing: $
??Insurance: $133.00
??Car expenses: $210.00
??Utilities: $ 0
??Phone, cable, internet: $60.00
??Food, entertainment: $ 0
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $120.00
??Other expenses: $ 0

Responsible Borrower, Will Pay Back

Purpose of loan:
This loan will be used to pay for my LASIK operation. I have will no trouble paying this back since I will be reimbursed through my AETNA flexible spending account. However, I need the money to pay for the operation upfront before being reimbursed by my health insurance coverage.

My financial situation:
I am a good candidate for this loan because I will have the full amount paid back after being reimbursed by AETNA. Also, I have a full-time job, of which I have been working for 2.5 years.

Business use

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Free in 36 Months

Purpose of loan:
This loan will be used to consolidate all debt including student loans and auto.? For simplicity, I would like to have one monthly payment and I prefer to pay interest to Prosper lenders instead of large financial institutions.

My financial situation:
I am a good candidate for this loan because I have stable income that I can document, consistent employment history, solid credit, savings, and a positive cash flow position. I have the liquid assets to cover my total debt; however, I don't think that using emergency cash funds is an ideal way to manage debt.? $420 monthly of the necessary monthly repayment of this loan will be covered by the car payment that I will no longer need to make.? In addition, I will no longer have $60 of monthly student loan payments.? I know that spousal income is not considered by Prosper, but my husband does have stable income and employment.

I have no interest of prepaying this loan which ensures that you, as a lender, will receive principal and interest for the full 36 months.? I have never defaulted on a credit obligation.? Again, this loan makes sense for reasons of simplicity and cash flow.

Please inquire if anything further is requested to substantiate my credit-worthiness and ability to repay this loan in a timely fashion.

I am a safe bet and thank you in advance for your consideration in lending.

Debt Consolidation

I am applying for this loan for the purpose of consolidating most of my higher-interest (read: credit card-related) debt, which I'd accumulated during my younger, and not so wiser days!? I have too many credit card balances, and would like to consolidate them all into one payment, and then eventually, close all of those accounts
save for one.

I hope that you investors will not automatically bypass my listing, because of my 'HR' Prosper rating, because it doesn't accurately reflect my ability to repay this loan.? This rating is a result my DTI ratio being too high, as well as the fact that I had a bad spell during which I late in paying some of credit card payments, however, I have not been late with a payment in almost three years now.

I am a?fifty-one year-old, single, male, who is in excellent health, and I have a very stable, well-paying job (I earn approx. $82 K a year), and am in my?twenty-sixth year of service?with my current employer, which is the largest diagnostic (medical) testing company in the U.S.? I work in the Information Technology field, and work in my company's corporate data center.? I have approximately $100 K in my 401 (k) plan, however, I have a current loan against it, so I cannot access any more of it at this time.

I fully realize that I'll have to pay a high interest rate for this loan?(because of my rating), if in fact it is funded, however, overall, this will still be an advantageous arrangement for me in the long term.? I do not have a mortgage payment, as I rent (at $782 per month), and I have an auto loan ?payment of $600 a month (which is $100 more that I am required to pay), which are my major monthly expenses; I can afford a monthly payment in the neigherborhood of between $200 and $300, and?I will pay more than the required minimum payment if my request is funded.??(I plan on paying off this loan in between?one-and-a-half to two years.)?

I originally wanted to apply for a higher amount, however, I thought that I would start out with a lower amount, so that I can establish myself with Prosper lenders as a reliable borrower, and then perhaps apply for a higher amount, after I pay off this initial loan.

If you believe that everyone deserves a second chance, then please consider being an investor towards my loan.

Thank you very much, in advance,?for your consideration.

Need small loan to help me catch up

Purpose of loan:
I was out of the job for 7 months last year and was able to secure a job out of state. Unfortunately the move set me back a bit and I was hoping I could secure a loan that could help me get back on track.

My financial situation:
I am a good candidate for this loan because I am a responsible, hard-working professional who has run into some bad luck the last year or so.?I am just trying to get a small loan so that I?can catch up?on a few?debts.

Monthly net income: $4,000.00

Monthly expenses:
??Housing: $1150
??Insurance: $120
??Car expenses: $550?
??Utilities: $200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 0

Personal Loan

Purpose of loan:
The purpose of this loan is to purchase a boat/trailer and camper at a local recreation area.?

My financial situation:
My wife and I have worked very hard over the last 7 or 8 years to pay down our debt and manage our money.? We are disciplined at budgeting our money appropriately and have carefully considered entering into another loan.? After reviewing our budget, we know we can afford the payments and feel the opportunity afforded by obtaining this loan will be worth it in the long run.? I appreciate your consideration in this matter.

Equipment capital

Purpose of loan:
This loan will be used to buy some required equipment to grow my mobile software development business.

My financial situation:
I am a good candidate for this loan because my business is in a fast growing sector specializing in iPhone
application development.

Adopting a Child

Purpose of loan:
This loan will be used to?adopt a child. I really want to be a mother and parent. I am a single hard working woman.
I want my own family and a life bigger than myself.

My financial situation:
I am a good candidate for this loan because I have a great steady job. I have zero debt besides my home mortgage and car payment.
I was scammed in 2004 and have been seriously repairing credit and events that were not in my control. A loan modification is in the
works for my mortgage. I've always lived up to all my financial commitments and before the scam had a credit score of 780.


Monthly net income: $ 5,500

Monthly expenses: $ 3400
??Housing: $ 2,500
??Insurance: $ included in mortgage
??Car expenses: $ 325
??Utilities: $ 150
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 00
??Other expenses: $50 pet

paying off my credit cards

Purpose of loan:
This loan will be used to?pay off credit cards?

My financial situation:
I am a good candidate for this loan because? I pay my debts on time

Monthly net income: $ 4500.00 (approximately)

Monthly expenses: $
??Housing: $ 1895.00
??Insurance: $ 55.00
??Car expenses: $ 80.00
??Utilities: $ 180.00
??Phone, cable, internet: $?200.00
??Food, entertainment: $ 450.00
??Clothing, household expenses $?70.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 100.00

Social Responsibility

This loan will be used to fund an inventory expansion for Chaka MarketBridge. Chaka MarketBridge helps artisans in Nicaragua. The artisans use their trade and businesses to provide for their families and make a meaningful impact in their communities.

Chaka buys products from these artisans, allowing them access to greater demand and higher sales, helping them to keep their businesses solvent. To learn more, please visit our website at http://www.chakamarketbridge.com

This business is a venture that four partners and I work at on the side. I have a secure full-time job, as do my partners. I have worked hard to obtain my excellent credit rating and will do what it takes to maintain it. I can safely make the payments on this loan.

Please help my partners and I make a difference in the lives of Nicaraguan artisans. Thanks for your consideration

Paying off my credit card

Purpose of loan:
This loan will be used to pay off a credit card at 29.99% interest rate.

My financial situation:
I am in good financial standing with my creditors.

Monthly net income: $ 2040.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $?98
??Car expenses: $ 250
??Utilities: $ 50
??Phone, cable, internet: $?50
??Food, entertainment: $?200
??Clothing, household expenses $?150
??Credit cards and other loans: $ 500
??Other expenses: $

Renewable Energy Inventory

Purpose of loan:
This loan will be used to make an initial inventory purchase for our first solar installation job. We have jobs in hand but we need capital to purchase from our suppliers who will only take prepay orders from our business until we have a history of purchases with them. Without capital we are unable to make the first initial purchase of solar hardware we need to perform jobs.

My financial situation:
I am a good candidate for this loan because I am dedicated to this business and its success. We provide renewable energy system (solar electric, solar thermal and small wind) for residential, commercial and agricultural customers. I have invested over a year of training; we are licensed, bonded and insured. We are organized as an LLC and we are registered with the state.
I am financially sound with high work ethics and dedicated.

Cash flow information:
A typlical solar electric job sells for around $15k.? We have a markup of 30% yielding $4.5k in revenue per job.? We have 3 jobs in hand at this time ready to move.? As you can see the funding from this loan will provide funding for 50% of two jobs.? Currently we have invested out?of pocket personal funds of $22k showing that we are commited to succes for a booming GREEN industry.

THANK YOU!

computer purchase

The purpose of the loan is to purchase a new Macbook Pro 17? computer for personal use and to replace an old PC in our church to run an updated media presentation software and to run the? digital audio mixer wireless. I had a loan for the same purpose? previously with Prosper ( used? Mac) and ended up paying off early due to a bad deal with the company. Returned the computer for repair and they refused to return it or give a refund (google Gainsaver complaints). Contacted Attorney General and got the refund. Lesson learned.

My ability to pay the loan will not be a problem. My financial situation is very good. I live with my mom and single so my living expenses are very low, good credit, extremely disciplined on my finances, always on time on bill payments, never have to borrow from friends or family,? high available credit, give to our church mission, my job is very secure, don't pay rent but pay the house bills and home maintenance, 8.5 year work history with the same company, and a bank account balance that will never run out. The only thing I see against me is the C Prosper rating which I don't understand despite my good credit. It may be due to the early loan pay off but it was due to circumstance. I intend to make the minimum payments so you will get your return on your investment and I will get e higher Prosper rating.

I will choose to use my credit card for the computer if you bid higher than 20%. Thanks.

On My Way To Timeshare Emancipation

Purpose of loan:
This loan will be used to?facilitate the process of freeing me from the timeshare property's I just purchased a month and a half ago. Unfortunately, the sales person or persons are very deceptive and fraudulent in their representation of what these timeshares entail. I would advize anyone considering buying a timeshare to not do?so ?under any circumstances, and no matter what promises the company makes.?

My financial situation:
I am a good candidate for this loan because? I have excellent credit with no deliquincies, and will have no problem repaying this loan.

Too many credit card help

Purpose of loan:
This loan will be used to? the purpose of the loan is consolidate debt, i'm currently paying 23% or more on some of them i'm current on all my bills just looking to find away to get out of theses high intrest credit careds

My financial situation:
I am a good candidate for this loan because? i'm current on all my bills i have no past due bills

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 806.00
??Insurance: $ 180.00
??Car expenses: $?60.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $?300.00
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400.00
??Other expenses: $

pay off bills

Purpose of loan:
(explain what you will be using this loan for) Need alittle help to catch up with bills.


My financial situation: Am currently trying to get my finances back on track using various means, including credit counseling to help me better understand and manage my finances.? Just need alittle more help.? I do not like my picture taken--avoid cameras like the plague, so none to submit.? Also, its hard to admit that after all these years I still have much to learn about handling my finances, hence I don't feel comfortable asking friends and family for endorsements.? Thank you to all who have bid on my loan previously, I truly appreciate it, please continue to do so.
(explain why you are a good candidate for paying back this loan)

Monthly net income: $ $2600.00

Monthly expenses: $ 1870.00
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $?450
??Utilities: $ 150
??Phone, cable, internet: $ 125
??Food, entertainment: $ 120
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 125
??Other expenses: $50

2nd Baby 2nd Loan!!!

Purpose of this loan:
I am trying to be smarter about my finances. I would like to pay off most of my credit cards and my first prosper loan. One payment would be very beneficial in helping me conquer my debt.
I have never been late on my current loan, which is paid off this May.
We are having our second child in July. I got the first loan when we were having our first child. The loan was so helpful in getting things in order, I would like to do the same this time.
My financial situation:
I am a good candidate for this loan because I am a very hard working hairstylist. I have been in the business for 15 years. I am self-employed so after all my deductions are taken out it will explain my higher dtir%.
We are responsible people who like everyone else is trying to find the?best?way to deal with life's bills.
My bankruptcy has been discharged since 2004. I have been rebuilding my credit since.

Thank you for your time and hopefully once again your trust.

Monthly net income: $ 5600

Monthly expenses: $ 4953
??House payment: $ 1312
??Insurance: $ 146
??Car expenses: $ 1127
??Utilities: $ 450
??Prosper loan: $ 218
??Child care?$400
? Aflac: $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 600
I will replace the current prosper payment with the new one and still have $1047 open each month after paying off some credit cards.

Pay off my wedding

Purpose of loan:
This loan will be used to? Pay off my wedding debt.

My financial situation:
I am a good candidate for this loan because?I will do whatever I need to pay it off, I am already searching for a second job and freelance design work

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $ 800
??Insurance: $
??Car expenses: $ 0
??Utilities: $ 110
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Seeking Loan til Estate Settles

Purpose of loan:
This loan will be used to get my household bills back on track to be paid all at the beginning of the month, instead of throughout the month. I worry each month and struggle since I do not get paid weekly.

My financial situation:
I am a good candidate for this loan because I have a FT Job and a Small Business that was started in April 09 that has survived in this recession. my taxes AGI for my 2009 tax return was 73k.? I? ALWAYS pay my bills on time, I am never late.? All I want is to get my Mortgage and household bills paid at the beginning of the month instead of randomly through the month, I get paid on the 15th and last day of each month and I can't seem to catch up! I am also going to be coming in to some money over the next year as my step mom passed away and I am selling her estate, so I will be paying my CC debt and this loan as well.

Monthly net income: $ 6000.00

Monthly expenses: $
??Housing: $ 2424.00
??Insurance: $ 100.00
??Car expenses: $ 386.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 475.00
??Other expenses: $

Summer before law school / fed loan

Purpose of loan:
This loan will be used to account for moving costs and cover the gap in living expenses over the summer before I get a steady income through summer work and my federal student loans disperse (I will receive a lump sum of $8750 on or around September 1 to cover cost of living for one semester). I might also use some of the money to pay down my one credit card (I hate being in debt to credit card companies).

My financial situation:
I am a very responsible young adult in his mid-20's and will be attending one of the top 10 law schools in the United States in the fall of 2010. I have found an apartment to rent near the law school that is about $400 less a month than the school anticipates for cost of room and board. That, combined with the work I will be doing over the summer, makes this an incredibly safe loan. Law students going to the caliber of school that I will be attending have historically been seen as some of the safest bets in terms of lending. The income and expenses listed are for when I am in school, and the income could reach much higher levels during the summer while I am able to work, so basically, you are seeing the minimum of what I would be making in terms of monthly net income. I am working as a legal assistant at a small law firm now.

Monthly net income: $ 2200

Monthly expenses: $ 1650
??Housing: $ 600
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 30
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 60
??Other expenses: $ 60

helping my brother with his divorce

Purpose of loan:
This loan will be used to?help my brother with a nasty divorce and get some dental work

My financial situation:my financial situation is good have $3800 left on a truck payment.
I am a good candidate for this loan because?have very little expenses and will help with my credit worthiness.

debt consolidation, college costs

This loan will be used to consolidate debt and help my son with college costs.?

My financial situation:
I'm a good candidate for this loan because it fits perfectly into my monthly budget.?

Monthly net income: $

Monthly expenses: $
??Housing: 1100.00
??Insurance: $?80.00
??Car expenses: $ 125.00
??Utilities: $ 85.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $?500.00
??Clothing, household expenses $
??Credit cards and other loans: $ 120.00
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to... pay off high interest credit cards. My husband was out of work for a few months, and we racked up some debt.

My financial situation:
I am a good candidate for this loan because? Both my husband and myself have steady jobs. I've had mine for 8 years, and it's not going anywhere. My husband is a city employee in a supervisory position. I already have a plan to get out of debt, and we are currently paying $750/month to do so. I have a monthly budget, and we can live comfortably on it. However, our interest rates are ridiculous right now, and the credit card companies are refusing to lower them. Thanks in advance!

Debt Consolidation

Purpose of loan:
This loan will be used for debt consolidaton

My financial situation:
I need the loan for debt consolidation. I? have a very good history or repaying my debts, as I have never failed to repay a debt. The proceeds from the loan will be used in connection with other funds that I will receive (not a loan) to pay my debt. Now that my daughter has graduated from college, I no longer have her college expenses to pay. Finally, I have been employed with State Government since 1992 in a professional capacity and I have a very stable job. In addition, I have a part-time consulting firm, which will be an asset.??This loan will enable me to reduce my monthly debt?payment by $500.00.??Also I funded for $7500.00, however after close review I realized that this amount would not allow me to accomplish my goal of lowering my monthly payment and may out all my debts with 36 months.??

expenses: $
??Housing: $ 871.00
??Insurance: $ 150.00
??Car expenses: $ 200.
??Utilities: $ 140
??Phone, cable, internet: $ 89
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 992
??Other expenses: $ o

Monthly net income: $ 3833.00

Monthly expenses: $
??Housing: $ 871.00
??Insurance: $ 150.00
??Car expenses: $ 200.
??Utilities: $ 140
??Phone, cable, internet: $ 89
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 992
??Other expenses: $ o

Old prosper loan&car pymt into 1

Purpose of loan:
This loan will be used to?To make all my payments into 1payment for my old prosper loan and car

My financial situation:i have worked for the same company for 5 years and a full time student as well
I am a good candidate for this loan because?I have had a prosper loan and my payment history tells u the kind of person I am

Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $740.00/prosper loan 261.33
??Insurance: 78.14$
??Car expenses: $300.00
??Utilities: $100
??Phone, cable, internet: $50
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Funding for Private Inv. Training

Purpose of loan:? This loan will be used to fund tuition for Nick Harris Detective Academy which runs from June 7, 2010 to July 30, 2010.? I have decided on a career change from Legal Assistant to Jr. Private Investigator.? This is a 3-night a week course so I will still be able to accept employment (permanent or temporary) during this time frame in my former occupation as a Legal Assistant.? Department of Labor shows this occupation to be a growing one by at least 22%:? http://jobsearch.about.com/cs/careerresources/p/occupational.html

My financial situation:? I am a good candidate for this loan because I will have guaranteed income from UI until?May of 2011.? I qualified for the highest amount of $1,800 a month so this payment will be an easy one.? I have cut many expenses from my budget and have also paid off 3 big loans since my last one here on Prosper; 1) vehicle is paid off; 2) prosper loan is paid off; 3) no more mortgage payment!? I am in the process of short selling my home so I won't have a mortgage payment for awhile - anywhere from 3 months to a year.? Although I lost permanent employment 1.5 years ago, I have managed to still pay off my Prosper loan as it was my first priority.? I have had several temp jobs during this time and that has generated enough income for me to live off of.? I feel I have proven myself trustworthy to the people who have graciously funded my last loan here and will continue to make this my number 1 priority.

Monthly net income: $1,800 GUARANTEED from UI and other income is possible?should I find temporary or permanent employment in the near future.?

Monthly expenses: $
??Housing: $0
??Insurance: $91
??Car expenses: $0?
??Utilities: $50
??Phone, cable, internet: $175
??Food, entertainment: $150?
??Clothing, household expenses $0
??Credit cards and other loans: $25 - Macy's card - my only credit card?
??Other expenses: $0 I have cut out all extras (Netflix, traveling, dining out, etc.)?

Getting great deal on a motorcycle!

Purpose of loan:
This loan will be used to buy a motorcycle.

My financial situation:
I am a good candidate for this loan because I have a full-time job and a good history of paying back?debt.?

Monthly net income: $ 1920

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 64
??Car expenses: $ 297
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $0
??Credit cards and other loans: $75
??Other expenses: $0

special needs

Purpose of loan:
This loan will be used to?get my son special shoes.He?needs some custom made shoes and special furniture?

My financial situation:
I am a good candidate for this loan because?I need some help now.I will repay every cent.Please help?if you can?

Monthly net income: $ 4400.00

Monthly expenses: $
??Housing: $ 1421????
??Insurance: $ 100.00
??Car expenses: $ 0.00
??Utilities: $ 175.00
??Phone, cable, internet: $ 180.00
??Food, entertainment: $300.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 50.00

Paying Down Student Loan Debt

Purpose of loan:
This loan will be used to pay down student loan debt.

My financial situation:
I am a good candidate for this loan because I have not missed a payment and I will continue to make my payments.? Although, I haven't put much into others requests, I have been a lender to other borrowers on this site and look forward to "giving back" in the future.

Updating Kitchen and Bathrooms

Purpose of loan:
This loan will be used for home improvements to update my kitchen and bathroom.
My financial situation:
I am a good candidate for this loan because I pay my bills on time.

Prosper for ALL (re-invest prosper)

Purpose of loan:
This loan will be used to? Help others with their prosper loans.? I intend on re-investing this into other loans.? I would like to use my good credit and my willingness to take on more risky loans to leverage my income.

My financial situation:
I am a good candidate for this loan because?I have excellent credit and I have the ability to utilize these loans for my self and others to prosper

I have a steady income and work for myself.? I have the time to dedicate to this and see it prosper!

Paying off credit cards

Purpose of loan:
This loan will be used to pay off my credit cards. I just bought a new house and have paid for everything that needs to be done to date and I just want to clear my cards at a lower interest rate.

My financial situation:
I am a good candidate for this loan because I have an excellent job at a college. It is incredibly stable. In addition, as I have two doctorates, I have many opportunities and income from secondary sources including book royalties and speaking fees. In fact, I have a new book ready to go to my publisher (deal already completed)?which will provide additional revenue streams.

Paying off CC-Need Better %

Purpose of loan:
This loan would be used to consolidate and pay off Credit Cards.

My financial situation:
I used credit cards to help finance my business, not the best move, but I needed the cash. I have NEVER been late on?any of MY credit cards.?My credit score is lower than usual due to my debt-to-credit ratio. I am not struggling to pay my bills, I just need to lower my interest rate so that I can continue to use my cash on??business. ?Also I do not know which Credit Report is used, but there were 2 credit cards that were opened by a family member over 10 years ago. They have been removed from my Equifax and TransUnion, but I am not sure about Experian.

Monthly net income: $5500

Monthly expenses: $
??Housing: $2000
??Insurance: $ 200
??Car expenses: $ 690
??Utilities: $ 400
??Phone, cable, internet: $ 99
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500

BUSINESS USE

This member in engaged in security and private investigation business and needs some additional funding for new surveillance equipment, ie. video camera, navigation devices? for newly hired personnel in the field. A part of the loan will also be used for the improvement of the business commercial website. He has a new but fast growing private investigation company plus a full-time? employment assuring guaranteed payment of this loan.

pay off car and gas bill

Purpose of loan:
I need to pay off my car so I will not have a car payment anymore. The payments are too high and a consolidated loan through Prosper will bring that payment down that I would owe every month.?(I owe $2600) I also need to pay off my heating bill which was higher this year. ($900)?

My financial situation:
I have good credit and no other outstanding debts.I get my retirement every month on the second tuesday. My rent is $135 a month and I have not other outstanding debts.

debt consolidation

i am looking to borrow $14,000 to pay off other high interest debt.? This will be my second loan, and i was always on time with my payments. I actually paid the first loan off early. I am making more money now, and i feel i may pay it off faster than the 3 year term.? The payment fits well into my budget, as my income will continue to increase over the next number of years.? I live and work in new york, and i have been working in the financial industry since 1999.

building a deck

Purpose of loan:
to build a deck from our kitchen

My financial situation:
Now that we are back on our feet,all is going well,my wife also has an ebay business, brings into approx.$300 net every month and my salery continues to rise.
I will only need $3000 for the deck--a friend will loan me $1000--also willing to pay a higher rate to get the loan.


Monthly net income: $?

$4856.00 net bring home and my wife nets approx $300.00 from ebay business

Monthly expenses: $
??Housing: $ 1761.00
??Insurance: $ 95.00
??Car expenses: $467.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 160.00
??Food, entertainment: $?200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 100.00
??Other expenses: $

Paying of Credit Cards

Purpose of loan:
This loan will be used to pay revolving debt and free up cash flow.?

My financial situation:
I am a good candidate for this loan because I have a growing business w/ 10 employees that is thriving in it's 8th year.? My wife is employed with a very secure job and I always pay my debt.?Family?income has dropped over 40% in the last two years making it difficult to pay off outstanding credit cards.? Our overall financial picture is good and improving, but would be greatly improved by reducing revolving credit. This money would allow us to quickly improve our monthly cash flow which would then be used to pay off the remaining revolving debt. Current unsecured debt is around $18K to $20K.

Monthly net income: $ 9600

Monthly expenses: $
??Housing: $ 2900
??Insurance: $ 100
??Car expenses: $ 1410?
??Utilities: $ 210
??Phone, cable, internet: $ 100?
??Food, entertainment: $?900
??Clothing, household expenses $300?
??Credit cards and other loans: $?1200
??Other expenses: $ 200