Down payment for home purchase

Purpose of loan:
This loan will be used for the down payment of the purchase of my primary residence?

My financial situation:
I am a good candidate for this loan because I have been employed with the employer for twenty years and a good credit risk?

Home Improvement

Using proceeds to do home repairs. Credit is great, never been late on a payment. Paying this loan will not be a problem.

end CC debt

Purpose of loan:
This loan will be used to pay off current CC's that are at high interest rates

My financial situation:
I am a good candidate for this loan because I paid off one loan from Prosper already, I have secure employment and I have a faily low debt ratio.

get out of debt

Purpose of loan:
This loan will be used to? consolidate ALL of my debt!

My financial situation:
I am a good candidate for this loan because? Husband and I have steady employment history...we have both been with our current employers for 15 years.? Husband's yearly income is equal to mine.? Homeowners of 11 years.? Hit a rough patch 12 to 18 months ago when we went through a rough time with husbands electrical contracting business (he is a licensed electrician in addition to his other job)? Business is picking up and things are getting back on track...we live near one of the largest military bases on the East Coast and construction is picking up due to more troops being moved in to the area.? We are very family and community oriented, belonging to and assisting with?several organizations...Boy Scouts, local recreational youth sports, NCSSA, IAFF...? Looking for a loan to consolidate all of our credit card/other loan debt for one monthly payment... Thank you for your consideration...we ARE worth the risk!
Monthly net income: $ 2200.00

Monthly expenses: $
??Housing: $ 1065.00
??Insurance: $
??Car expenses: $
??Utilities:$200.00
??Phone, cable, internet: $ 190.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 800.00 approx
??Other expenses: $

2nd loan to payoff CashCall

Purpose of loan:
I will be using the loan to?consolidate my Prosper Loan and CashCall loan.?

My financial situation:
I am a good candidate for this loan because I am dedicated to reducing my debt and improving my credit score.? I have made all payments on time, plus I pay $100.00 more a month to CashCall to pay them off sooner.? By receiving this loan, I will be able to reduce my monthly debt by $280.00 a month.?

The reason for the?4?inquiries, is I am in the process of trying to buy a house and was trying to find the best rate.? I am also in the process of disputing the one delinquent account, because it is incorrect information.

Thank you for reviewing my loan request.

Monthly net income: $3,500

Monthly expenses: $2,703?
??Housing: $800
??Insurance: $130
??Car expenses: $279
??Utilities: $200
??Phone, cable, internet: $150
??Food, entertainment: $ 400
??Clothing, household expenses $75?
??Credit cards and other loans: $200?
CashCall: $254 + 100
? Prosper: $115

house payment

Purpose of loan:
This loan will be used to? pay the amount I am behind on my house payment, due to a company that contacted me about lowering my house payment. $3000 and 3 month behind on my mortgage it was a scam. My mortgage provider place me in a loan modification program. It has been 10 months, and they have been going back and forth with different options and nothing has seem to work. I need to pay the amount due to not have my home foreclosed. I am behind by $10,000.

My financial situation:
I am a good candidate for this loan because? I have a good job that I have been employed at for 5 years. I have been employed in my field of industry since 1994. My credit score is not great, but I only have 1 credit card and my truck will be paid off in less than 2 years. The amount shown late on my credit report is because of the process I am going through with my mortgage company.

Monthly net income: $ 39.400

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 200
??Car expenses: $ 266
??Utilities: $ 200
??Phone, cable, internet: $ 80
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $ 125 student loan

Paying off debt

Purpose of loan:
This loan will be used to??
consolidate debt from household purchases such as furniture,?electronics, and renovations?
My financial situation:
I am a good candidate for this loan because?
I pay my bills on time. I have good credit, but I'm affraid all these accounts will make it hard for me to pay on time and as a result hurt my credit
Monthly net income: $
2700
Monthly expenses: $
??Housing: $ 755????????
??Insurance: $ 175????
??Car expenses: $ 309
??Utilities: $ 125
??Phone, cable, internet: $ 50
??Food, entertainment: $ 60
??Clothing, household expenses $ 200
??Credit cards and other loans: $?450
??Other expenses: $ 200

Last semester of Grad School

Purpose of loan:
To Pay for the last semester of Graduate School.? I am getting my Master's in Human Resource Management and will graduate in December 2010 if I get this loan.

My financial situation:
I am a good candidate for this loan because? i am a good person trying to finish school.? I have made my monthly payments on my previous loan for over and year and I have not ever defaulted.? I am a good person trying to finish school and more forward with my life for my family and myself.?

Monthly net income: $ 2003.00? and my husbands bring home is 2500.00

Monthly expenses: $
??Housing: $ 720.00
??Insurance: $ 100.00
??Car expenses: $ 75.00
??Utilities: $ 175.00
??Phone, cable, internet: $140.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $50.00
??Credit cards and other loans: $ 850.00
??Other expenses: $

WAIT book promotion

Thank you to all current and previous bidders!

Purpose of loan: This loan will be used to fund the final stage of book marketing for my forthcoming book.? It includes initial print runs, marketing and promotion needs. Also, provides for the set up of the website and positioning for the Amazon promotion strategy. I have been able to secure endorsements for the book from well known endorsers.

My financial situation:? I have carefully calculated the cost to bring this project to market.? I'm also working with a bestselling author and expert in Amazon bestseller book launches to ensure that the major considerations for taking the book to market are addressed up front to avoid as many challenges as possible.

Pay credit cards with high interest

Purpose of loan:
This loan will be used to cancel my credit cards..

My financial situation:
I am a good candidate for this loan because I have a stable job for more than 7 years and I am loking for a little help to eliminate part of my debts. I have never been behind on my payments which is one of my priorities to maintain in good standing my credit report. Hopefully with your help, I am going to be able to cancel those debts which have a high interest rate.

Needing Home Improvements

Purpose of loan:?
First of all Thank You to all whom funded my past listing which the funds were used for a new driveway and front porch it looks great still 3 years later.? Thank You.? I never missed a payment on my last loan.

Now with that complete I would like to get another loan to continue improving my home inside and out.? I am in need of new gutters, new doors & most of all I need to remodel my garage and it needs a new roof, insurance company has told me the can't insure it because of the structure.

My financial situation:
I will let you know a little about my past first.? Up until June 2002 I had great credit and things were going great, but then I became unemployed and then had some medical issues.? I was trying hard to find work that I could do considering my present medical conditions.? Then in the summer of 2003 my wife was laid off.? I was trying hard not to file bankruptcy I knew it was bad and I also had pride and tried hard to stay away from that but unfortunately in the summer of 2004 we were so far behind on things that I had no choice but to file, even though earlier that year in March I had found part-time employment and my wife had found employment.? There was just no hope.? The bankruptcy was discharged in Jan. 2005.

Since then I have been employed with that same employer in fact now I am working Full-Time.? But unfortunately due to the bankruptcy?I am?unable to get a loan from a financial institution for this large amount.? My Credit is slowly improving but is still poor.? Since the bankruptcy I have not been late or missed any payments.? So I am asking for some help as you can see in the pictures the condition of the Garage and doors.

So I am asking please help me.

My monthly budget:
Mortgage/rent: $713
Insurance: $195
Car expenses: $500
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses $100
Credit cards and other loan payments: $200
Other expenses: $
---------------------------------------
Total monthly expenses: $2,200

Motorcycle Loan

Motorcycle:
This loan will be used to?purchase a motorcycle

My financial situation:
I am a good candidate for this loan because? I have a solid job and other than a recent bit of trouble in the housing market I have always had credit scores above 700.

Car Repair and Payoff Credit Cards

Purpose of loan:
This loan will be used to? To pay off my credit cards and pay for unexpected auto repairs so I can get to work. By consolidating my credit cards I will save approximately $80.00 additional each month and I will get my car fixed too.

My financial situation:
I am a good candidate for this loan because? I have a full time job and always pay on time.

Monthly net income: $ 1367.20

Monthly expenses: $ I currently live with family and do not have a mortgage or car payment.
??Housing: $
??Insurance: $ 182.00
??Car expenses: $ 240.00 mo approximately for gas
??Utilities: $
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 100.00 to 150.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

New Business venture

Purpose of loan:
This loan will be used to? Is to fund a new business venture that has the potential to very prosperous both inspirational and financial

My financial situation:
I am a good candidate for this loan because? My credit score is 702 as of 4-20-2010 and my financial situation is good to where I have created income that allows me to pay this loan back in? 1year instead of 3.

Monthly net income: $ 1300

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 75
??Car expenses: $ 180
??Utilities: $ 50
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 125
??Other expenses: $

trying to build a rep with prosper

Purpose of loan:
This loan will be used to? i want to use this avenue?versus customary banks. trying to build creditworthiness with prosper.
My financial situation:
I am a good candidate for this loan because? i always pay my debts on time...????????????????????????????????????????????????????????????????????????????????????????????????????????????????????????? Monthly net income: $ roughly 1000 to 3000 depending on business

Monthly expenses: $
??Housing: $ part of business -3000 per month for business and rent
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 1000 per month for electricity .no water due to well.no sewer due to septic. cell phones cost 50 a month
??Phone, cable, internet: $ part of store expense
??Food, entertainment: $ 200 -store pays for most
??Clothing, household expenses $ 200 for a family of five.
??Credit cards and other loans: $ roughly 12000 for startup cost
??Other expenses: $ 200 for baseball

Making a Baby

Purpose of loan:
This loan will be used to?Conceive a baby through In-Vitro Fertilization

My financial situation: I make a good living and am very responsible financially. I filed bankruptcy about 5-51/2 years ago after saving my Mother's house using my credit cards...twice. She lost her house anyway and I was left with $60,000 + in debt. After filing bankruptcy, I opened my own business without financial aide from anyone. This business is thriving and I'm a very busy hairdresser.

I am a good candidate for this loan because?I will pay it back, not only on time, but ahead of time.

Monthly net income: $ 12,000-15,000

Monthly expenses: $ About $5000-$6000

?Housing: $2000
?Insurance: Health insurance paid through the salon. Therefore, no expense to me personally.
Car expenses: $780
?Utilities: $300
??Phone, cable, internet: $212
?Food, entertainment: $400-500
?Clothing, household expenses $500
Credit cards and other loans: $1200-1500
?Other expenses: $300-400

Funeral Costs

Purpose of loan:
This loan will be used to? help my mother pay for funeral costs for my Grandmother. I am a good hardworking person and I truly beleive that someone will be able to help.

My financial situation:
I am a good candidate for this loan because? I have worked everyday pf my life and I beleive that you dont get something for nothing.

My First Place

I am getting my fist apartment soon. And I would like a little help getting the deposit and first couple months rent down. The deposit is $250 plus the pet fee of $250, and the month to month rent is $439.00. I know I can make the month to month, but I would like to have some reserve just in case of an emergency situation.

Loan for Medical Expenses

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need 2nd truck for junk removal co.

I plan on using this loan to purchase an additional work truck for my junk removal company (similar to "Got Junk").??For the last four?months?I have been doing jobs on my own and, lately, I have been receiving many more job requests than I can take on.? Now my plan is to expand the business by purchasing an additional truck and hiring 3-5 more employees.? There is a large demand in Santa Barbara for the service I provide (I know from 3 years of experience), so I believe my company can achieve great success.?

I am a good candidate for this loan for several reasons. First off, I graduated from the University of California, Santa Barbara with a BA in business economics(Forbes ranked UCSB as being the 14th best public university in the United States for "getting rich," as judged by its students' median salaries upon graduation). I excelled in all of my upper division economics classes. In addition, I am very responsible when it comes to managing money and paying off debts. I am also a realistic person and I am aware of the fact not all businesses are successful, so even if my company doesn't reach the level of success I hoped for, I still will have the means to pay off the debt.

Why I am a very low risk candidate:

1.)???? I am young a live with roomates, so my monthly expenses (rent, utilities, cell phone, insurance, food) total only around $1600, so paying the the monthly payment for the Prosper loan will not be a problem.

2.)????? I have been receiving many more job requests than I have been able to take on.? I can guarantee that once I have an additional truck and more employees, I can handle all job requests and revenues will increase.

3.)???? I will be using the loan to acquire an asset?with high liquidity.? Although it is unlikely that I will encounter any problems with the company, if I do, I can sell the truck.

4.)???? I have a degree from a reputable college, so finding another source of income will not be a problem if I do encounter any difficulties.

5.)??? ***Another? factor that drastically increases my ability to repay the loan is the fact that I am going to be receiving a settlement as a result of some injuries I sustained in a car accident on March 14th (the other party was 100% at fault). Soon after the accident I hired a personal injury attorney and began undergoing treatment. My attorney said that I will receive the settlement after treatment is complete, which will be in 10-12 weeks. ***

Thank you for checking out my listing and please don't hesitate to ask me any questions.?

***A side note:???? The loan amount I requested went down because I obtained partial funding from my father and I found a couple of cheaper truck options.

4th attempt to get funded

Purpose of loan:
This loan will be used to pay off my medical bills, credit card debt, family needs and previous prosper loan.
My financial situation: I have never missed a prosper payment.
?I only have 13 more payments on previous prosper loan... I will pay that off the 1st day my next prosper loan is funded. I have a steady job with good chance for advancement.

Monthly net income: $1,400

Monthly expenses: $
??Housing: $0 Family's rental
??Insurance: $119.00
??Car expenses: $228
??Utilities: $ 50
??Phone, cable, internet: $145
??Food: $70 (family helps with food expenses)
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 100

Suprised Expenses, deductible

Purpose of loan:
This loan will be used to? for surprised expenses, like deductible on my insurance, tooth pain, and education books

My financial situation:
I am a good candidate for this loan because?I am always on time on my car payment, insurance, and cellular phone.

Pay off credit cards

Purpose of loan:
This loan will be used to? To get out from under these credit card companies that are killing my family.

My financial situation:
I am a good candidate for this loan because? We pay our bills every month on time.

Getting married to my love

Purpose of loan:
I?finally proposed to the love of my life and she accepted?my proposal.?The wedding expenses will be met through my savings and stocks, but I am short by the amount listed on this loan. I am looking to take a loan out to?give her a dream wedding?- and?fulfill all our wishes.

Thank you for your?help and god bless you.?

My financial situation:
I am a good candidate for this loan because:

a) I am a hard working professional working at a Fortune 100 company. I have been working in my industry for the past 9 years, out of which I have been with my current employer for the past 5 years. I have saved up enough for the wedding, but this loan will help us get across the final stretch. I am confident of being able to pay off my debt.
b) My credit score is 700+ (for some reason, prosper was not able to pull it up from Experian).
c) I dont have any other big loans on my name. I am someone who likes to live within his means and have always been able to repay my loans on time.

Your help will be greatly appreciated by my fiance and I. Thanks and god bless you!

Paying off credit cards

Purpose of loan:
I need your help!? This will be?my 2nd loan with Prosper.??I?need pay off the?loan I needed to take?to pay my taxes and put a new engine in my car!??I am paying?high interest rates, because my debt is high (it is reducing month by month!)? With my full-time and part-time job, I earn?about $60000 a year.?My credit score is still?good; but it?will?get?better!?I know I ran into a "bad" patch with some late payments in the December time frame (had some major car issues and was paying my son's rent for a few months waiting for his student loans to click in!).? I am back on track and all is good now so my credit score should start improving,?I have no housing expenses?as I live with my elderly?mom to help?out.?I just need to see some light at the end of the tunnel and I need your help!? My goal is to be totally debt-free within 3 years!?

My financial situation:
I am a good candidate for this loan as I have proven my responsibility to paying off the first loan?(which will be paid off by October 2010).? I am extremely motivated to do this!? And?I plan on having this loan?paid off within18-24 months.?????

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 0
??Insurance: $500/year
??Car expenses: $ 375/month in payment; $100/month in gas????
??Utilities: $ 0
??Phone, cable, internet: $ 150/month?
??Food, entertainment: $50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1300
??Other expenses: $ 0

Paying for an internship/residency

????I will use this loan to pay for an internship I'm attending in Madrid, Spain for two months.? During this internship I will be working alongside an Occupational Therapist and improving my Spanish speaking skills.? I study Spanish and Psychology at the University of Iowa and am going to graduate once I return from this internship.?? Once I graduate I will be moving back home to Illinois and working during the Fall of 2010 and attending graduate school during the Spring of 2011.? I plan on attending graduate school at University of Illinois in Chicago (UIC) for Occupational Therapy.? I decided to go into OT after I did volunteer work at a local therapy center and realized how rewarding the work was. ? Once I'm working as an OT I want to be able to communicate with all my patients, without limits.? This is why it's so important for me to work in Spain for two months with an Occupational Therapist.? I'll receive excellent experience with an OT, as well as vastly improving my Spanish speaking skills.
??? I'm very confident I will be able to pay back this loan because I have a steady waiting job in Illinois at a restaurant called Port Edwards making over two hundred dollars a week.? I'm also very confident about finding a job as an Occupational Therapist because I was already offered a job at Milestones Therapy Center in Crystal Lake, IL.? I've done over thirty hours of volunteer work there and the owner said she would hold a job for me once I've finished my Masters at UIC.? This loan is extremely important for me because without it my chances of being a part of this internship are in vast danger.

Reducing my debt to Zero

Purpose of loan:
To reduce my monthly expenses and help me pay off my debt in a more efficient manner.

I am currently working on the Shipping Docks with a Garage Door Company in Lawrence, Kansas, I've had this job since I relocated to Lawrence last August. We work anywhere from 48 hours to 60 hours each week, and are paid weekly. I have 3 major expenses that I currently pay, rent, and 2 other loans, one for a motorcycle I have and another loan. If I were to be approved for this loan, I would immediately pay off the remainder of my motorcycle loan, releasing the title into my name. I've been wanting to sell the bike for a while but have been unable to because of the lien. The remaining balance is approximately $3,500. I am fairly positive I will be able to get at least this back from selling the bike. It is a 2007 Harley Davidson that I bought new. The money that I get from selling my motorcycle would be immediately applied to the outstanding balance of my other loan. Which currently sits around $3800 and is expected to be paid off in full by May 2011 regardless.

Since I've moved to Kansas, I have stopped USING my credit cards and have focused on only using money that I have via cash or debit, however I have not been able to effectively bring down the balance of either because of the expenses that I have right now. The Second part of this loan would be used to pay off the majority of the debt I have via credit cards by using almost $2500 to take one card down to zero, and another almost to zero.

Lastly right off the bat I will be using another $700 to pay off the remaining balance on my lease to clear my rent all the way through the month of July and up to August 2, 2010.

Monthly Net Income: Approximately $2,400 ($1650 after taxes/benefits)

Monthly Expenses: $1440 (Includes all loans, rent, food, utilities etc)

If I am approved for the loan within the first few days I will successfully bring my monthly expenses down from nearly $1400 to $900 ( I am factoring in a $250 monthly payment should this loan be approved). Within a few more weeks, I will have successfully reduced my monthly payments down to $700. This leaves me with a significant amount of extra income each week to begin rapidly paying off any remaining debt that is on hand and turn my entire debt focus onto this loan itself.

Whether I am approved for this loan or not, my debt will continue to be paid off, just at a much slower rate. It frustrates me that I am making money and the money being made is being used so inefficiently. I would like to live with a little less stress. Thank you in advance for any consideration that you may give.

Feel free to ask me any questions that you may have, I look forward to them.

Paying off my Credit Cards

Purpose of loan:
This loan will be used to pay down and close credit cards with a 19% interest rate

My financial situation:
I am a good candidate for this loan because I have never been late on my payment in my life. The credit report can show it. I am?responsible and hard working.?

Monthly net income: $
2600.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $0
??Utilities: $ 0
??Phone, cable, internet: $0
??Food, entertainment: $ 200
??Clothing, household expenses $0
??Credit cards and other loans: $?1000
??Other expenses: $ 0

buying a used car for family

This loan will be used to? Help to buy a 2nd car. We have 1 car and are starting to feel the need for a 2nd with child's school activities and 2 income family now.

My financial situation: I am a good candidate for this loan because? Good income and have been with my job for 15 yrs.? Credit went down a bit after my wife and I decided we would struggle to raise the children with one income instead of daycare.? We had a bit of credit card debt at the time.? Doing better now, but the credit is repairing at a snail's pace.
My income has since become better and the struggle financially was well worth it.

Monthly net income: $5,600
Monthly expenses:
Housing: $ 930
Insurance: $ 96
Car expenses: $ 170??
Utilities: $?275
Phone, cable, internet: $ 170
Food, entertainment: $ 700
Clothing, household expenses $100?
Credit cards and other loans: $ 150
Other expenses: $ 150

Paying for School On My Own

Purpose of loan:
This loan is for a number of things, with one goal in mind, to help pay my way through college on my own. Due to the hard financial times I have become quite a burden on my father, and I would like to help make his life easier by paying my own way through college, so that he can focus on important events for himself and for the rest of my family. It will be used for debt consolidation, as I have about $1,500 in credit card debt. It will be used to pay for classes over the next few semesters, while I am studying at Moorpark college with an aim to transfer to the University of Houston in the Spring of 2011. It will be used to help pay for gas expenses to and from school, as well as insurance expenses, and to help buy food while I am doing so. It will also be used to buy text books, which have become extremely expensive at this stage, as most of my classes require very specific books that are not by any means cheap.

My financial situation:
I am a good candidate for this loan because I am a responsible young adult. I am trying to make my own way in the world and trying to help my father as much as I can. I need to become self sufficient and independent so that he can worry less about taking care of me and take better care of himself and the rest of my family. I have always been responsible with all the debt I take on.? I made three mistakes early in my experience with credit cards and debt, being late payments. I tell you now that these were honest mistakes due to my misunderstanding of how the system worked, and have since had no blemishes on my record. I make all of my payments on time, and I'm never satisfied until any debt I owe is reconciled, in full. I never leave any of my responsibilities undone, because I carry a great deal of pride in doing right.

Monthly net income: $ 2136

Monthly expenses: $ 1900
??Housing: $ 650
??Insurance: $
??Car expenses: $ 200
??Utilities: $ 75
??Phone, cable, internet: $ 30
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $

Starting my own consultancy

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off other debt

Purpose of loan:
This loan will be used to pay off an account of my mother's that I signed on and she had fallen behind and pay off some personal debt.

My financial situation:
I am a good candidate for this loan because I have shown the Prosper community that I am trustworthy.

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 64.00
??Car expenses: $ 50.00
??Utilities: $
??Phone, cable, internet: $ 135.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 350.00
??Other expenses: $

Paying Down Student Loan Debt

Purpose of loan:
This loan will be used to pay down student loan debt.

My financial situation:
I am a good candidate for this loan because I have not missed a payment and I will continue to make my payments.? Although, I haven't put much into others requests, I have been a lender to other borrowers on this site and look forward to "giving back" in the future.

Personal

Purpose of loan:
This loan is a personal loan.

My financial situation:
I am a good candidate for this loan because I have?never made a late payment?and I have never defaulted.

Paying for summer school!

Purpose of loan:
????This loan will be used to cover my living costs and tuition costs for my summer school.? I have to take my internship this summer in order to attain my degree from Appalachian State?in August, and the particular internship I have found will be located 3 hours away from campus, so I will have to acquire a new place of residence for the months that my internship will take place (Mid-May through Mid-August).

My ?financial situation:??
????Currently, I am admittedly unemployed, as I had to leave my previous job in preparation for my move.? Prior to this, however, I was a student manager at Appalachian Food Services, which is effectively a mid-level management position, for three years.? I have enough cash in the bank to cover my first month of living in WV for my internship, but after that I will be unable to continue to do so without some assistance, hence the need for this loan.? However, once I relocate to the site of my internship (Mid-May,) I will be acquiring a part-time job of 25 hours a week minimum as a telemarketer at Echostar, Inc. in Bluewell, WV?during the course of this internship (which will be 12-15 hours a week,) and after this internship is over I will begin a full-time job, either at the site of my internship (Pocahontas State Correctional Center)?or another similar venue as the demand for those with a degree in the areas I have studied (social work/criminal justice)?are high in the southern WV/northwestern VA?area prisons and assisted living centers, but there are not many people to fill these positions.??
????Though I will have steady income coming to me fairly soon after I have started my internship, it will take a?few weeks for this money to actually hit my hands, and as such this loan would be great to get me started.??I am very punctual with my other credit line payments and my bill/rent payments, and I?will be just the same with this loan's payment.
????As of right now I am ineligible for summer financial aid this session.? As such, I need this loan badly so that I can get this final course over with and attain my degree, and consqeuently have a bit of a head-start on?heading out into life on my own, as they say.

Monthly net income: $ (previous job, ASU Food Services) $900 (next job, Echostar Inc.) ~$1000-$1100 in hand, depending on my availability to work.

Monthly expenses: $?(currently) $650 (beginning May 15 and beyond) ~$450-$550
??Housing: $ 250
??Insurance: $ 40
??Car expenses: $ 40
??Utilities: $?0 (paid for by someone else)
??Phone, cable, internet: $ 0 (paid for by someone else)
??Food, entertainment: $ 0 (provided)
??Clothing, household expenses $0-$50
??Credit cards and other loans: $ $80
??Other expenses: $ 0-$50

Pay off Private Note

Purpose of loan:
This loan will be used to pay off private loans that were used for home improvements.

My financial situation:
I am a good candidate for this loan because I will make the repayments on time and can possibly pay off the loan early.

Monthly net income: $
8750
Monthly expenses: $
??Housing: $ 2250
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 2251
??Other expenses: $

Debt consolidation

Purpose of loan:
This loan will be used to pay down high interest credit cards while simultaneously improving my debt usage ratio, which has been negatively affected by the credit card companies arbitrarily reducing my available credit.

My financial situation: I am a good candidate for this loan because despite the recent economic downturn and a period of unemployment by my husband, we have managed to pay every single debt we owe on time.We have a 20+ year record with not one single 30-60-90 day late ever.We are currently trying to get a loan to buy a business, so we won?t have to worry about job security anymore, but our debt usage ratio is getting in the way.Once we pass this hurdle, our ability to pay will increase substantially while our risk of being unable to pay will decrease.

Combining Debt

Purpose of loan:
This loan will be used to consolidate credit cards. The credit cards will be closed once paid off.
My financial situation:
I am a good candidate for this loan because I am in the military and your money will be paid back in full or the Navy gets involved. My wife also works full time, we are just struggling a little because our previous tenant did not pay the rent for 3 months. This loan will get us back in control of our finances by?paying off credit cards. We now have a good?tenant and need this loan to pay off credit cards so the extra money can be used towards the rental.?
Monthly net income: $
5200- US Navy
1700- Rental Income

Monthly expenses: $
??Housing: $ 3300
??Insurance: $ 80
??Car expenses: $ 480
??Utilities: $?180
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 75
??Credit cards and other loans: $?300
??Other expenses: $

Paying off Credit CArds

Purpose of loan:
This loan will be used to pay off some credit card bills.? I've paid off a chunk already, but I'd rather pay the Prosper community than Capitalone or Chase.? This credit card debt is the result of what I call "idle" spending and the the opportunity of credit cards being here in my wallet, but also some home improvement projects that have gone over budget slightly (who knew mancaves were THAT expensive... ).? So I've thrown them all but one to the shredder.? (I need one for the occasional business trips) and have promised myself to get that balance to zero ASAP.?

I have an other Prosper loan that I'm faithfully paying off.? I used it to finish paying off my flight lessons and thanks to the Prosper community .? I thank each and everyone of you every time I takeoff and intend on making good on this loan as well!?

This listing is a re-listing from a previous loan that was funded at 60% for 8K, so i figure this will allow me to? pay off the bulk of the credit card, along with a hiring bounty from my company and hopefully a decent bonus check, I will be able to erase the debt towards the end of this quarter.? Also, I entered a higher % rate to attract more bids.? it's still quite lower than the 19.99% of one of my cards!!!!!!!!!!

My financial situation:
I am a good candidate for this loan because I'm gainfully employed.? I have never had a day unemployed since graduating from college.? I have a new job, that came along with a serious raise and a good bonus, in a very stable, rapidly growing company.? My wife is also gainfully employed although she does not factor in here as it's my own debt I'm trying to get rid of.?

Monthly net income: $
personal : 4400

Monthly expenses: $? (all of the below are *2 for the family, but this is my share)
??Housing: $ 1500
??Insurance: $ 100
??Car expenses: $ 100 (the joys of mass transit, a fuel tank lasts us a month)
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Clothing, household expenses $ 900 Includes family savings and represents the balance of the 3400 / month I put in the joint account)

The below are my personal expenses
? Credit cards and other loans: $ 500
? Prosper loan: $ 130
? Other expenses : $ 370

books for master

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

debt free

Purpose of loan:
This loan will be used to? payoff credit cards (I perfer paying one payment a month than multiple)

My financial situation:
I am a good candidate for this loan because? I have never been late on any of my credit cards that I have control over.? The reason my score is down is because they lowered many of limits.

Monthly net income: $ 38575

Monthly expenses: $
??Housing: $?0
??Insurance: $ free????
??Car expenses: $ 560
??Utilities: $ 350
??Phone, cable, internet: $ 0
??Food, entertainment: $
??Clothing, household expenses $?
??Credit cards and other loans: $ student loans payment $211
??Other expenses: $

Financing an Engagement Ring

Purpose of loan:
I need the money to purchase an engagement ring for my long time girlfriend. I previously applied for a loan for a trip to Disneyworld to get engaged, but I could not get enough interest in my listing and I eventually paid for the trip from my savings. This is my second listing for the engagement ring, I have already saved $2500 towards the $6500 purchase, and I am planning on paying for the remainder from savings as it gets closer to our June trip.

My financial situation:
I am finishing my final semester of college, and started my own computer consulting business jobs. I have been working under contract in one firm, giving me a guaranteed income of $350 a week. My listed income of $16,265.56 is the income made in my first quarter multiplied by four. I am up to six solid clients, and have recurring contracts of $650 a month for four of them. Luckily, I have very little credit card debt, and very few expenses.

Right now, the only expenses I have are my Metrocard ($200/month) and gym membership ($9/month). My school is paid for with financial aid. My girlfriend pays for rent and all our other expenses.

The delinquency that is currently reported on my credit report is an old debt that was paid off over ten years ago. I have already have a court decision in hand dismissing it.

I've taken out two Prosper loans previously, and I have prepaid both of those loans. I intend to do the same with this one.