Consolidating

Purpose of loan:
This loan will be used to consolidate some personal debt.? Although my husband and I pay our joint accounts in full each month, I do have a few separate items I would like to consolidate into one monthly payment with a fixed rate.? In addition,?I am looking for an alternative to a credit card as the two I have unjustly raised my rates.? I would like to pay everything off in the fixed timeframe set by Prosper.

My financial situation:
I am a good candidate for this loan because I have exceptional credit history- I have never been late and maintain a great credit profile.? As you can see,?my score is?now in the upper 700?range (was in 800s until I discovered the delinquency that was reported when I attempted to get a Prosper?loan.? These were several cards I don't use and are disputed and are being removed but evidentally not updated yet).??I have been employed for approximately 17 years at the same enitity.? Finally, my ability to pay is demonstrated in that, should the situation warrant it, my husband's income is more than suffiicent to pay all our basic bills.? Therefore, if necessary, I could apply all my income toward this loan.? Breaking down specifically, our monthly bills include a gas card and credit we pay in full each month (no more than $1500-$2000 as we put all expenses on earnings credit cards) and a mortgage of $1400.? Our total income is over $125,000/ year (monthly bring home about $6500 combined as we put money into IRA/401k).? That leaves around $5100/month in our most expensive months to pay this Prosper loan.? Of course, my income alone is sufficient in that I bring home around $3800/month.? Based upon these numbers, I can obviously afford the payment.? Again, I am looking for a personal alternative to credit cards to pay this down as I have closed most of my cards- including these.??I did this before the credit crisis and was not worried about being able to obtain another large credit line for a balance transfer.? However, since the overall credit situation has changed, this has become increasingly difficult and, consequently, I am ready for an alternative.? Prosper seems to be the perfect solution.? I would like to pay one in full now and the other at a later time.

Thank you for your consideration.

Customer Electric Pole Falling

Purpose of loan:
This loan will be used to replace a?falling electric pole near our house that
is the customers responsibility and also to pay the line man company
for doing the change with the?Transformer and electric lines permitted
by?our electric company.?

My financial situation:
I am a good candidate for this loan because we will be spared the hazard
of the lines being ripped from our house and causing a devestating fire
that would not be covered by our home insurance because the electric
pole is not covered by insurance as we checked into this numerous times.
If this pole falls due to the Winter ground thaw and Spring rains we could
have a devestating fire and loose everything.


Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 2,866.00
??Insurance: $ 315
??Car expenses: $ 534
??Utilities: $?300
??Phone, cable, internet: $?105
??Food, entertainment: $ 450
??Clothing, household expenses $?250
??Credit cards and other loans: $ 100
??Other expenses: $ 180

business start up costs

Purpose of loan:
This loan will be used to??
???...start up a new business. I need a small $7,000 loan to cover training costs and equipment purchases. I have applied for loans through several different banks and credit institutions and they have all turned me down.?I have recieved my bachlors in criminal justise last year and I want to recieve my license to train canines. After I recieve this certificate I plan on opening my own business using both my degrees to train police, military, and protection dogs. The certificate program only lasts a month so I will b in and out training quickly and able to start with my business.
My financial situation:
I am a good candidate for this loan because?
...I have a good credit score, and I pay my bills every month on time. My bills are the first thing I pay when I recieve my pay check every other week. I am a very motivated person with a good work ethic. I have not enjoyed working in a factory for the past 5 years but I needed the job to pay my bills, so i made the best of it. I am very determined to make this business sucessful and I would b a wonderful canidate to invest a small $7,000 in.
Monthly net income: $ 15,000

Monthly expenses: $
??Housing: $ 250????
??Insurance: $ 60
??Car expenses: $ 60?
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $

Paying the tax man

Purpose of loan: Owe taxes for the first time this year due to inadequate withholding. Owe state taxes of $2000 but dont have the full amount to pay. Would also like to consolidate some low balance credit cards.

My financial situation: I am a good candidate for this loan because I have been employed in a stable job with a good salary for years now. We have money saved for emergencies and I also contribute to a 401K loan which is available if necessary but i would rather not touch these funds right now .

Monthly net income: $ 7200

Funding our Adoption

Purpose of loan:
This loan will be used to help finance our adoption.? We have been blessed with one child but are unable to have any more children due to secondary?infertility.? We've save up a good amount towards our adoption (approximately $9000), but still need $15000 to complete it.? We do plan on using the adoption tax credit to help us repay the loan, and we hope to have it repaid within 2 years.

My financial situation:
I am a good candidate for this loan because I've been steadily employed for 3+ years as a Financial?Advocate and Florida Hospital, and have steady income with plenty left over at the end of the month for?this loan payment.? We won't have childcare expenses digging into our budget with this child, because my husband and I work opposite shifts.? We also only have one car payment since my husband's car was recently paid off. ?My husband's income has not been included in this application, but he also has been employeed at his job for more than 3 years, and?his net income after taxes and insurance is?about $2000 per month.

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $405.00
??Insurance: $?45.00
??Car expenses: $ 313.00
??Utilities: $ 45.00
??Phone, cable, internet: $ 40.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 15.00
??Other expenses: $ 0.00

*the income and expenses listed?above are half of our household's, since both of us work and contribute to our bills.

Debt Consolidation

Purpose of loan:
This loan will be used for debt consolidaton

My financial situation:
I need the loan for debt consolidation. I? have a very good history or repaying my debts, as I have never failed to repay a debt. The proceeds from the loan will be used in connection with other funds that I will receive (not a loan) to pay my debt. Now that my daughter has graduated from college, I no longer have her college expenses to pay. Finally, I have been employed with State Government since 1992 in a professional capacity and I have a very stable job. In addition, I have a part-time consulting firm, which will be an asset.??This loan will enable me to reduce my monthly debt?payment by $500.00.??Also I funded for $7500.00, however after close review I realized that this amount would not allow me to accomplish my goal of lowering my monthly payment and may out all my debts with 36 months.??

expenses: $
??Housing: $ 871.00
??Insurance: $ 150.00
??Car expenses: $ 200.
??Utilities: $ 140
??Phone, cable, internet: $ 89
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 992
??Other expenses: $ o

Monthly net income: $ 3833.00

Monthly expenses: $
??Housing: $ 871.00
??Insurance: $ 150.00
??Car expenses: $ 200.
??Utilities: $ 140
??Phone, cable, internet: $ 89
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 992
??Other expenses: $ o

Paying of my credicards

Purpose of loan:
This loan will be used to debt consolidation

My financial situation:
I am a good candidate for this loan because I have a good credit background. I need save the higher rate the banks are charging me on amount requested.

Regards,

Jaime

After Divorce Bubble

Purpose of loan:
This loan will be used to?? survive the after divorce and pre 401k distribution BUBBLE where it costs money to be seperate after 20 years. Qualified Domestic relations orders Filed(in waiting mode)

My financial situation?:?? INCOME ?from Alimony is $5,655.00 per month and $30,000 + in 401k and Cash balance Pension plans

Monthly net income: $ 5655

Monthly expenses: $ 2200
??Housing: $0
??Insurance: $400?
??Car expenses: $?199
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

This Will Be My Third Prosper Loan

I just paid off a Prosper loan that I had for almost 3 yrs . I never had a late payment. Also, I have another Prosper loan with over 2 yrs worth of on time payments. Never a late payment on that as well.

THIS WILL ALLOW ME TO CONSOLIDATE AND PAY OFF ALL NEGATIVE DEBT!

MY CREDIT SCORE HAS GONE UP OVER 100 POINTS SINCE I FIRST STARTED WITH PROSPER!

Purpose of loan:
I am trying to consolidate some cc and personal loans so that I can have one low payment Most of this debt was accumalated while on unemployment. Even during the year of unemployment I never missed a payment on Prosper. Paid on time each month. I can easily make the payments. I am still working to get out of the whole i dug for myself in college.

My financial situation:
I am a single 30year old college graduate. I made about 45k in 2007. Since I live at home and make a great income , I will have no problem paying the loan off early.I am using this to continue building my credit score. I need to have a 650 by June. I have a game plan to make this happen. After new Prosper loan, I will still have plenty of funds left over to pay this off early.

Monthly net income: $ 2500

onthly expenses: $
??Housing: $ 0
??Insurance: $ 210
Car expenses: $ 250
??Utilities: $ 0
??Phone, cable, internet: $?200
od, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $ 100
? Prosper $87

Really would like your help

Purpose of loan:
This loan will be used to fund upgraded equipment allowing me to perform on higher levels of expectations.

My financial situation:
I am a good candidate for this loan because I am a hard worker working towards?a sucessful business, one that will have strong?morals and principals.I have watched my buisness slowly grow and with the right equipment should become?more profitable.?

Monthly net income: $ 2400

I do own my house as I remodel Im living in a rental townhouse, my low score must be from my pre-divorce days. Since my divorce in 2004, I have not had any negative marks, and pride myself in maintaining my credit.I am seeking a loan for upgrading equipment to be at the upper level of Competitiveness. I choose to use prosper as a different approach to a loan, I have open credit lines but am tired of the?big corporations. I am a small business operator?wanting to keep my money with smaller investors.
My Monthly expenses are? 248 house payment,360 yr home insurance,Vehicles paid for,Phone electric ect 200 Liability Insurance 480 a yr
I have only one child at home

This loan is truly needed, cash flow would not allow me to purchase equipment, sorta a catch 22 need it to become more efficient, yet with out it I wont move forward.

New Software for Greater Production

Purpose of loan:
This loan will be used to?.payoff exisitng prosper loan which is excellent standing and use the balance to purchase new software for my mortgage company?which will improve?production and?ultimately increase revenue for the?business.

My financial situation:
I am a good candidate for this loan because?the money will be used to payoff my existing prosper loan and with the additional money it will only increase my payment by $100/mo. Recently I have paid off a couple of exisitng credit cards which has decreased my monthly payments therefore giving me the extra funds to pay this loan. Plus I already have extra residual per month to cover the increase in payment. (Not included in the breakdown below is my husbands income which covers our house payment and household expenses.)

Thanks for your consideration in investing in me! :)

Monthly net income: $ 3500
Monthly expenses: $ 950
??Housing: $?0
??Insurance: $ 0
??Car expenses: $ 350 paid by company
??Utilities: $150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $?100
??Credit cards and other loans: $?300
??Other expenses: $ 0

Home Improvement for GREAT Borrower

Purpose of loan:
I need a loan amount of $7500.00 to?complete?my funding of a new roof which is $5000 of the loan amount, the remainder is to pay off a loan?with a remaining balance of $1500 and to complete my wedding plans of $1000.


I am a good candidate for this loan because? I have good credit, I have not had a problem getting loans until the drop in economy and banks / lenders revised their guidelines.? It APPEARS I have high ratios when reviewing credit versus income,?this is not the case at all because I am engaged to be married and my fiance's base income is $50,000 annually plus overtime.? I am engaged to married?and have been with my Fiance for 8 years, our income has always been combined therefore my ratios are not as high as they look on credit.? Also, a portion of my debt is paid by my teenage daughter because I financed a car for her (she pays the monthly payment with her employment income).? I have cash reserves in the bank for emergencies of $4000.00 but would prefer to keep those funds in the bank.

payoff debt

Purpose of loan:
This loan will be used to? pay off outstanding revolving credit debt

My financial situation:
I am a good candidate for this loan because I want to take steps forward to payoff revolving debt to have a more stable payment method to ensure my credit score?doesn't lower.

Monthly net income: $ 3900????????????

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 150????
??Car expenses: $ 400
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $

paying bills

Purpose of loan:
This loan will be used to pay some medical bills and fix car
My financial situation:
I am a good candidate for this loan because ....I have excellent credit as I am responsible for any debts I owe and pay all creditors before or on time. I will not jeopardize my credit.

2nd Loan - 80 Point increase!

Purpose of loan:This loan will be used to replace one central AC unit, the back door and the back windows on my house. For the last year I have put every available dollar after bills and savings into my home to help keep it maintained and make it more energy efficient. This is the last of the "big ticket" items that needs to be done. Financial situation: I received my first Prosper loan to help re-establish my credit after my husband became disabled a little over three years ago. I have always had great credit and on time payment records but his disability really took a toll on us financially. In addition to my income we receive disability payments for my husband.I did not include the disability payments in the income stated since he's not on the loan. I work for a large software company doing technical support. I have been with the same company for over 9 years. Monthly net income: $ 5800.00Monthly expenses: $ $4696.58First Mortgage: $1615 (with escrows) - Second Mortgage: $335 Total = 1950Car Insurance: $ 90.00 Car Payment: $ 550.00 Utilities (Power and Gas): $ 300.00Phone, cable, internet: $ 200.00Food, entertainment: $ 700.00Clothing, household expenses $ 150.00Credit cards and other loans: Prosper Loan (Balance $1083) Monthly: $89, Dell Financial (Balance $1800) Monthly: $49, Credit Cards - Payoff monthly $225 (approx) = Total $363Other expenses: Savings Account deposit: $250, Daughters Orthodontist $113 (this is reimbursed through my Flexible medical savings plan accounted for in Net Income amount), Daughters flute rental: $30.58Total = $293.58

Pay off medical/credit cards

Purpose of loan:
This loan will be used to? Pay off medical bills and credit card debt

My financial situation:
I am a good candidate for this loan because? I am never late on payments.? Got excess bills due to spouse being laid off, then getting ill.? Took 2 years for Social Security to OK disability, but used credit cards for payments.

Monthly net income: $ 3500? this is my personal income.?
Monthly expenses: $
??Housing: $???Insurance: $???Car expenses: $ 0
??Utilities: $ 300
??Phone, cable, internet: $ 80
??Food, entertainment: $ 200
??Clothing, household expenses $?75??Credit cards and other loans: $ 1500
??Other expenses: $ none

Paying off my debt

Purpose of loan:
This loan will be used to consolidate debt

My financial situation:
I am a good candidate for this loan because of my payment history

Monthly net income: $ 32000

Monthly expenses: $
??Housing: $
??Insurance: $ 250
??Car expenses: $ 150
??Utilities: $
??Phone, cable, internet: $ 178
??Food, entertainment: $ 350
??Clothing, household expenses $
??Credit cards and other loans: $ 4200
??Other expenses: $

Consolidating MY DEBT

Purpose of loan:
This loan will be used to? consolidate my student loans, car loan, and credit card debt

My financial situation:
I am a good candidate for this loan because?great credit history, never been late on my payments, and i looking to consolidate my debt into one loan one payment

OK- Second Time -Less Amount

Purpose of loan: I need new tires and dealer maintence on my pickup! I really need your help. Not sure why my last listing didn't get funded?so I'm only asking for exact amount I need. Please Help!!!?
My financial situation:
I am a good candidate for this loan because?I have sound employment with a steady income and?pay all my bills on thime each month. I also receive military retirement pay.?I have never been late on a Prosper payment in the past. I would much rather borrow from Prosper members who can?benefit from the loan instead of banks who have taken advantage of people for?too long! Any help will be?appreciated!????

Monthly net income: $ 4900

Monthly expenses: $
??Housing: $ 1760
??Insurance: $ 289
??Car expenses: $ 900
??Utilities: $ 350????
??Phone, cable, internet: $250
??Food, entertainment: $200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 150

Paying for last semester of college

This loan will be used to cover the cost of my?last semester?of college. I am a Christian Ministries major who wishes to go into the Nazarene ministry as a pastor. In order to be more productive in my ministry,? I must spent more time in the missionary aspect of it. Because of this, I would need more time to pay off my college costs. Helping me with this would be really helpful and I would be really appreciative. I plan to graduate in the?Fall of 2010 and attend the?Mennonite Brethren Seminary in Fresno.?After that, I plan to spend a couple of years in Africa with Invisible Children because it is a real problem that has to be looked after.


I am a good candidate for this loan because I am a hard worker who will be working all summer in order to pay off his college loans. I am young but I have been taking care of myself for a very long time and I understand the value of a dollar more that most people. This will be my last semester and I am so close to achiving my goals. I took out?a prosper loan two years ago and have never been late on that loan. Hopefull, someone can help me out here because I do really need the help. My credit is not the best but I am still young and am fully confident that by using the Prosper system and with the help of human lenders, I can raise my credit up even more?in the months to come.

Monthly net income: $? 950

Monthly expenses: $
??Housing: n/a
??Insurance:??n/a
??Car expenses: $ n/a
??Utilities: $?15
??Phone, cable, internet: $ 29.99
??Food, entertainment: $?40
??Clothing, household expenses $15
??Credit cards and other loans: $ 100
??Other expenses: $ 0

Paying off my credit cards

Purpose of loan:
The purpose of this loan is to clear high interest rate credit cards and consolidate debt.??

My financial situation:
I would love to save the extra couple bucks a month. Doesn't make sense paying the banks when I can just as easily pay you...for less!

Monthly net income: $
5300

Monthly expenses: $
??Housing: $?1800
??Insurance: $250
??Car expenses: $ 200
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 530
??Other expenses: $

Post Cancer Consolidation

Purpose of loan: Pay off hospital bills from 4-years of cancer treatments
I am a happy, now-healthy, marathon running cancer survivor. This loan will be used to consolidate the debt I have accumulated from costs associated with my treatment that were above what my insurance covered. Four years of treatment have been pretty pricey, especially considering I am only four years out of college. I had to put $19,543.21 on two high interest credit cards at a rate of 28.99%

As of right now I only have a 4% increased chance of my cancer returning (that means 4% greater than the average population's chance).

Since I have been trying to get a Prosper loan my credit score has already improved! I plan to use this loan in the amount of $2000 to "prove" that I can pay a larger amount one in the future.

Much of my other revolving debt is a student loan which I used a special Citi offer to take a loan against a credit card at a rate of 3.8%.


Monthly net income: $3000
Monthly expenses: $2000

ASK any questions, please bid on me!

Saying goodbye to Cap One

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Consolidating Debt for Cash Flow

Purpose of loan:
This loan will be used to pay off seven credit cards/loans.? I currently pay $982.00 monthly for these debts, and I would like to free up more cash flow and only pay around $600.00 a month.

My financial situation:
These debts have been enrolled in a CCCS program since August 2007.? I have continually paid the $982.00 monthly payment since then and have already paid nearly $20,000 in debt.? I have not used any credit cards since enrolling in the program?and the only debt I owe outside of the CCCS program is a car payment of $388.00 monthly.

CLEAN DRINKING WATER

Purpose of loan:
This loan will be used to? DIG A WELL FOR CLEAN WATER.

My financial situation:
I am a good candidate for this loan because? I AM NO STRANGER TO PROSPER. THIS IS MY 3ND LOAN AND ALL PRIOR LOANS HAVE BEEN PAYON TIME EACH MONTH WITH NO PROBLEM. I PAY ALL BILLS ON TIME THATS WHY MY CREDIT SCORE SPEAK FOR ITSELF. MY SCORE IS OVER 725. PLEASE CONSIDER ME FOR THIS 3ND LOAN. THANK YOU.

Monthly net income: $ 3600.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to? consolidate debt.

My financial situation:
I am a good candidate for this loan because? I have a strong work ethic.? I have been in the restaurant industry for over 20 years.? I also work as a handy man for a local realtor.

Cash influx for business use

Purpose of loan:
Immediate cash influx into a security business

My financial situation:
I currently make over $150,000 per year, have zero credit card debt.? I have never defaulted on a?debt in 12 years of credit history.? The Prosper listing shows my mrtgage as revolving debt due to the fact?I have?a HELOC for my mortgage.? I manage the HELOC for leverage purposes and made it through the housing bubble burst without consequence due to responsible use of?mortgage account.? I am, in fact, a homeowner, though this system doesn't recognize it.? ?

Monthly net income: $12,100

Monthly expenses: $
??Housing: $1200
??Insurance: $100
??Car expenses: $0
??Utilities: $250
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $200
??Credit cards and other loans: $0 (as of 30 April...final payment on existing loan wil be made on that date.)
??Other expenses: $200

Low Risk $400K/Yr - See Reports -CF

Purpose of loan:
This loan will be used to? to improve my cash flow for my internet business.? I currently retail over $400,000 annually
and am growing so quickly that I cannot fill my existing orders.? I feel blessed to be
in this position.? My gross margins approach 50% and I'm netting 20% of my gross after all
expenses are paid.

I have an accounts receivables from a major online retail marketplace which hold my funds for
21 days before release.? I need access to this capital to fund my growth.? They hold 5k-10k at
all times before releasing it, in order to account for any charge-backs that may occur.? My
charge-back rate is less then 1% of my gross sales.
I have live links to the following:


CREDIT CARD PAYMENTS WITHIN 90 DAYS:
http://i759.photobucket.com/albums/xx236/myprosper/creditcardpayments.jpg

FUNDS PENDING 21 DAY HOLD:
http://i759.photobucket.com/albums/xx236/myprosper/marketplacependingpayments.jpg

PAYPAL AS MERCHANT MONTHLY SALES REPORT (LAST 30 DAYS):
http://i759.photobucket.com/albums/xx236/myprosper/paypalscreenshot.jpg

My financial situation:
I am a good candidate for this loan because?Annual Combined Income: $150K....My portion is 80k or $6700.00 per month. My credit score of 655 doesn't reflect who I am nor my ability to pay.

Personal Expenses:

Car - Own Honda/CRV, no payments
Student Loan - $175/mo
Mortgage - $1247.00
Maintenance: $311.00/mo
Utilities: $300 includes cellphone/electric/cable
Car Insurance: $135.00/mo
Home Insurance: $138.00/mo
Life Insurance: $159.00/mo
Food: $500.00/mo

Total Expense = $2827.00

Upgrade to Natural Gas from Oil

Purpose of loan:
This loan will be used to? upgrade my 22 year old oil fired furnace to a new efficent natural gas furnace, which I am told will cut my fuel use by 40 percent. My home is older and even with insulation updating and new windows the oil is still very costly means of heating.??

I am a good candidate for this loan because? I am a self starter I get up every morning and run my own business to support my family (no excuses you have?to make it happen) ?Have kept the same business running since September 1990. After establishing a second location in Michigan we aquired our Federal Trademark for Critters Choice. Recently we opened our online store www.critterschoice.net offering 17000 pet related items in addition to our core business of pet care services www.critterschoice.com.

In 2003 we filed bankruptcy from my wifes battle with cancer, we entered a chapter 13 repayment program instead of just walking away with a chapter 7. We completed our 5 year repayment program making every payment ?2 years ago. All the creditors remain on our credit report for 8 years no matter what. Our insurance that we expected to cover simply refused, I exhausted every available asset. My wife is alive and well today and we completed the repayment program, we are decent hard working people with good income and will repay your loan.

Escaping the PayDay Loan Trap

Purpose of loan:
This loan will be used to? Pay off my current Prosper loan and several very high interest Payday Loans. The interest rates on the payday loans range from 300% to 400%. If? my loan is funded this is how it will be used.
Prosper Loan?Balance $1200.00---Monthly Payment $89.00
PayDay Loan 1?Balance $390.00?Monthly Payment $180.00
PayDay Loan 2?Balance $500.00?Monthly Payment $200.00
PayDay Loan 3?Balance $1000.00?Monthly Payment $350.00
PayDay Loan 4?Balance $390.00?Monthly payment $180.00
If my loan request of $3500.00 at 35% interest is funded my new monthly payment would be $158.33
This would increase my monthly cash flow by about$840.00 per month.

My financial situation:
I am a good candidate for this loan because??
The reason for the deliquencies and the payday loans...?Last year my husband was laid off work for almost 5 months.?During this time we worked with our creditors to figure out the best way to move forward. Most?of them?agreed to lower? interest rates as long as we closed the accounts and agreed to?reduce monthly?payments that would be ACH deducted from our account.?Some of the companies were reporting the payments as late because the payments being made were not the full monthly amount due.??

Monthly net income: $ 4600.00?NET

Monthly expenses: $
??Housing: $?957.00
??Insurance: $ 275.00
??Car expenses: $ 140.00 (Gas and maintenance only. Car is paid for. My husband has company van)??
? Utilities: $ 415.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 525.00 (family of 4)
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1400.00?
??Other expenses: $ 225.00

August is my deadline to payoff thi

???? I can make easily this monthly payment with 3 partime jobs I have in Hotels and Miami Jewish Home and the income of my rental
properties (5000 monthly) If you have any question feel free to ask me.It is hard to get small loan with a bank for real estate transactions
this is why I use prosper.You can ask my lenders about accuracy in my payments (info provide if requested)

Purpose of loan:
???? The purpose of this loan is payoff a balloon payment of 20k in a hard equity loan I have in a property (address provided if requested)
interests I have is 18% and I never make a late payment and I pay in advance 2 month..


My financial situation: I am a Prosper member for more than?5 years in both spheres lending and borrowing.Now I have?more than ?45 notes lent.
I am a good candidate for this loan because? I have loans and ?I lent money in prosper even today,means prosper knows me very well I payoff a loan already,and almost the other one (second) is pay off soon .I am a heavy worker.My income is around 6000 monthly after paying utilities and basic needs left is around 2000,that I used to remodelated properties now everything is done.I work as a bartender and banquet server in differents locations Miami Jewish Home,Hotel Alexander,The Palms Hotel
and when? I am not working I work for myself taking care of my properties and tenants.I do not have vacants all is rented out in full.I do my repairs and improvements
from A-z.I have enough income to payoff this loan.I do stock market with Sogotrade in my leasure time
and Zecco.I love gardening and I do part time with my neighbors.Feel free to ask me any question.

Lets Get Married!

Purpose of loan:
This loan will be used to pay for a engagement ring for my girlfriend of 10 years.

My financial situation:
I am a good candidate for this loan because I'm a responsible?person who pays his bills on time and has a good?job?history. The reason I'm asking for your help is because I can't get approved from any bank because my home modification is not completed. All the negative credit information has to due with my home and nothing to due with my other loans (car, student, etc) or credit cards.

Debit Consolidation-CC Payoff

Purpose of loan:
This loan will be used to? Debit consolidation
My financial situation:
I am a good candidate for this loan because? great credit history, never have been late on my payments, I have a high interest rate and want to pay it down for a better rate

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 175
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $200/m
??Other expenses: $

Engagement Ring

Purpose of loan:
I'm planning on proposing to my girlfriend of two years next month. I have the ring picked out and have been approved for a loan from a traditional bank with a higher interest rate. I thought I would check out prosper.com to see if I could get the rate down a few points.

My financial situation:
I have an excellent credit rating and a stable job as a graphic/web designer for a government contractor.

Paying off credit cards

Purpose of loan:
This will be?my 2nd loan with Prosper.? I have proved over the last years that I have been responsible for this loan and never missed a payment.??This loan will be used to pay some lower dollar amount credit cards.?I would certainly like a lower interest rate, but my goal is to begin condensing the payments I have into one or two payments.? First, I will pay off the small loan I needed to take?to pay my taxes and put a new engine in my car!? Over the last few years, this has proven to be an effective way for me and allow me to payoff the credit card debt that is beginning to haunt me!? As a single mother,?I have?raised a terrific son,?who will graduate from college in July.??I am paying?high interest rates, because my debt is high!??I believe?with this loan, I could get my debt/income ratio lowered much faster by paying down the debt faster.??With my full-time and part-time job, I earn?about $60000 a year.?My credit score is still?good; but it?will?get?better!?I know I ran into a "bad" patch with some late payments in the December time frame (had some major car issues and was paying my son's rent for a few months waiting for his student loans to click in!), but all is good now!? All payments are back on track and my credit score should be increasing month by month!? But with the interest rates I'm paying, I don't seem to be making headway!? I live with my elderly?mom to help her out, and consequently have?no housing costs (as her house is paid off). I just need to see some light at the end of the tunnel.? My goal is to be totally debt-free within 3 years!?

My financial situation:
I am a good candidate for this loan as I have proven my responsibility to paying off the first loan and because I have a goal to retire within the next 15 years, and I?am on a quest to be debt free within three years!? I am extremely motivated to do this!? And, if?possible, this loan will not be outstanding for 3 years; I would like to?pay it off sooner than later.??????

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 0
??Insurance: $500/year
??Car expenses: $ 375/month in payment; $100/month in gas????
??Utilities: $ 0
??Phone, cable, internet: $ 150/month?
??Food, entertainment: $50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1300
??Other expenses: $ 0

Selling House-under contract

Purpose of loan:
This loan will be used to? Pay closing costs on the sale of my house, I am already under contract and scheduled to close May 7, but short $10,000 to pay all closing costs. Trying to get out from underneath the big mortgage by morally doing the right thing. I got into this, I just need a chance to get out. Thank You!!

My financial situation:
I am a good candidate for this loan because?I have excellent credit, I have always, and will always pay my obligations on time, I have been at my job for many years and am an extremely hard worker.

Paying off high-cost credit cards

Purpose of loan:
This loan will be used to pay off my credit cards. I closed 5 credit card accounts within the last 6 months and kept 2 store cards and 1 regular credit card for credit history purposes. Most of the outstanding balances are below $1,000, with 2 below $500.00 However, as they have interest rates of between 26-31%, it will take me 8 years to completely pay off a loan of $500.00 with minimum payments. At that point, I shall have repaid 150%! I would like to direct my money to my useful purposes rather than paying credit card penalties and annual fees, and would like to be free of debt as soon as possible.

My financial situation:
I am a good candidate for this loan because my revenue from my freelance writing is starting to increase, after having worked on it for 18 months. I am getting many repeat clients, and because of my portfolio of work, am building a bigger client base. I actually came across Prosper.com when I research alternative financing for small businesses for an article I was writing.

Monthly net income: $ 3000.00. Please note that in the expenses below, some are borne by my husband. These credit cards are mine, and I am applying for the loan on my own account and I shall be responsible for them.

Monthly expenses: $
??Housing: my share is $800. My husband bears the rest.
??Insurance: paid by by my husband
??Car expenses: paid by by my husband
??Utilities: $ paid by my husband
??Phone, cable, internet: paid by my husband
??Food, entertainment: $ 300.00
??Clothing, household expenses $225.00
??Credit cards and other loans: $ 250.00 (credit card ) $395.00 ( bank loan for which I am paying 7.5% - not a revolving line)
??Other expenses: $ gym ($50),