Improving Credit Score

Purpose of loan:
I am getting this loan to build my credit score, which was damaged in the past from an acct that was closed with a sub $10 balance and subsequently went into delinquency.? I'm employed by a large investment bank in NYC and have more than enough money to cover this loan.? I have about $10k of revolving credit card balances that i don't pay off because of a very low interest rate I pay.? I have a student loan of about $14k from college that I've been paying off for over a year now.

My financial situation:
I'm also currently a Prosper lender (prosper id: dslobbs).??I have about $1100 spread across 16 loans.
The duration of this loan will be be approximately 9-12 months.

I make $4k+ a month after taxes, I have about $1k of that as discretionary after basic necessities.

Business Expansion

Purpose of loan:
This loan will be used for Business Expansion

My financial situation:
I have had two previous loans with Prosper and have successfully paid off each. I am never late on any payments for anything. I make the necessary income to successfully pay the required debt.

Monthly net income: $ 5700

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 200
??Car expenses: $ 320 Gas
??Utilities: $ 190
??Phone, cable, internet: $ 166
??Food, entertainment: $ 300
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 850

I have a successful side business which has been doing well, but requires additional immediate funds. My initial Prosper loans assisted in the start-up of my business and I ended up paying each loan back early.

pay off existing car loan

Purpose of loan:
This loan will be used to pay off an auto loan at a lower interest rate.?

My financial situation:
I am a good candidate for this loan because I am not asking for anything extra.? The money that I am using to pay?the loan now is the same money that?I will be using to pay?this loan.?I have a good?credit?score and all my?bills are current I have no delinquint or past due?debt.? I have a second job with flexible hours where I can work as many or as few hours as I choose.?If I need more money I just ask for more hours.?This is absolutely a no?risk investment for anyone. Thank you for taking the time to read this.?Have a great day.

Help with sale of home

Purpose of loan:
This loan will be used to help with sale of home.? I do not want to go the route of short selling. I believe in paying off my debts.

My financial situation:
I am a good candidate for this loan because I work hard to pay off any accounts I owe.? I try to pay off all accounts asap.

Monthly net income: $ 4600

Monthly expenses: $
??Housing: $ 2200
??Insurance: $
??Car expenses: $?300
??Utilities: $ 400
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 800
??Other expenses: $ daycare 1100

"Consolidating my debt"

This loan is intended for use to consolidate higher interest rate credit card debt in my effort to return to debt-free status within the next three years. My credit rating of over 720 shows my consistent attention to paying promptly and to reducing debt load whenever possible, including paying off my last vehicle 18 months ahead of schedule. Please note, I will schedule the payments of this loan for automatic withdrawal.

Money for closing!

Purpose of loan:
This loan will be used to? help my daughter pay the closing costs to sell her house.? This will "free up" money to pay this loan and to pay off existing debt faster.

My financial situation:
I am a good candidate for this loan because? I believe very strongly in paying what I owe, and because I have a reliable source of income.? I receive a monthly pension and Social Security, and I have less than $500/money in fixed obligations.

I would greatly appreciate any help your lovely service can provide!

Duty..Honor..Country! HR has reason

Purpose of loan:
I don't need this loan. This loan is being used for me to just?establish a track record on Prosper. My husband has a prosper loan but I wanted to have my own track record. My husband is?a military retiree with?guaranteed retirement income which will insure your monthly payments!??I also start receiving Social Security this year which will guarantee your payments.

My financial situation:
I am a good candidate for this loan because our family?retirement income is $75,000 per year and my husbands?income brings in an additional $225,000. I am surprised our credit scores are as high as they are (My Husband: 650-699 range)?and (Mine: 640-660 range) as?we both filed for bankruptcy in 2005. My husband, who is?a retired Army Officer,?is now a financial advisor. He?was?sued by the Securities and Exchange Commission (SEC) in 2003. After?a 5 week trial the Judge said he had done nothing wrong and all charges were dropped.?His attorney and legal bills came in at approximately $1.5 million. At that time we?had approximately $ 1?million in savings. We paid what we could an then both of us filed for Chapter 7.?My husband?is?a graduate of?The United States Military Academy and I was a school teacher for 20 years.? My credit score was in the 700s last year. I believe because I purchased 2 new cars for my children and opened 2 new accounts (furniture for them and medical for my family) my score dropped to a HR rating.?This loan will be paid back without any monthly delays!!

Monthly net income: $ 20,000 (family)

Monthly expenses: $ 14,000 (family)
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt consolidation

Purpose of loan:
This loan will be used to payoff some debt . I used the money for some improvements for my house in order to rent some rooms for extra monthly income.
My financial situation:
I am a good candidate for this loan because? I have monthly income. I have my house paid off, my car paid off , savings account and I like to make all my payments on time. I never borrowed more than I can afford and I am extremely conservative and disciplined when it comes about money.
I have a big part of my house rented and I have extra rental income every month.

Monthly net income: $ 4100

Monthly expenses: $ TOTAL MONTHLY EXPENSES $700 ??Housing: $ 0 - HOUSE PAID OFF
??Insurance: $ 50
??Car expenses: $ 50 - CAR PAID OFF
??Utilities: $ 70
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 160
??Other expenses: $ 100

adoption

Purpose of loan:
This loan will be used to?adopt a baby. My niece in Tennessee doesn't want her baby and right now he is five months old. My sister can't afford to take care of?him and I'm the only one in the family who can take him. We don't want him to be adopted out of?the family. He is a very sweet little guy. ?

My financial situation:
I am a good candidate for this loan because?My husband and I together make a good living. My husband actually has a full time job and a part time job so we would be financial able to take care of our expenses. Even without the part time job we still make a decent living. We have had some financial difficulties in the past but have trying to work really hard to put that behind us. I had taken a load out on a vehicle that was paid off to help out my mother with her expenses and she had promised to pay us back but has not done so. We are currently paying off this loan as well as our own expenses.

Monthly net income: $ 8120.00? This is my paycheck without overtime, my husband paycheck without over time, and his part time job paycheck included

Monthly expenses: $
??Housing: $ 1645.00
??Insurance: $ 220.00
??Car expenses: $ 1700.00
??Utilities: $ 200.00?
? Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ 200.00

Paying off high int credit card

Purpose of loan:
This loan will be used to pay down a high interest rate credit card.?? I have closed the account but still carry the balance.??? Closing the account decreased my overall available credit,? but I flat out rejected this banks attempt to increase my interest rate.? Thus, I had little other choice. ? I have never missed a payment and have always paid above my minimum payment.?? My years of consistency as a payor were rewarded with higher interest rates.

My financial situation:
I have a stable job as a manager in a private ambulance company.?? Our industry while not immune to the condition of the economy, we are somewhat insulated from the effects of a recession more than many other industries.?? I have a perfect history of paying my bills on time and my credit score has been climbing slowly since a personal bankruptcy in 2000.??? I have a good DTI ratio and live? within my means.? I am married and own a home.? In the past 12 months I have reduced my credit card debt 28% and using tools like debtgoal.com I am simply seeking lower interest rates to maximize savings.?

WORKING CAPITAL (Great Loan)

Purpose of loan: This loan will be used to increase the capital of my investment fund. My Financial History: I am a good candidate for this loan because my credit history is great. I have never missed a payment and I have never over extended myself by taking on too much debt. I have no credit cards and my only loans include: three student loans and a car note (placed on as cosigner to help boost my credit). About Myself: I am a recent college graduate with a BS in Physics. I use ? along with 5 years experience ? my math and physics knowledge to help determine risk and make good investments. Repayment: I will repay this loan fully in 12 to 18 months. I want to extend my thanks for considering me for this loan and may you be prosperous and happy. Monthly net income: $ 2125

Monthly expenses: $ 933.50
??Housing: $ 400
??Insurance: $ 141
??Car expenses: $ 70
??Utilities: $ 55
??internet: $?12.50
??Food: $ 100
???Student loans: $ 100
??Other expenses: $ 55

Paying off Credit Cards

This loan will be used to pay off some credit card debt. I worked and paid my way through my undergraduate degree (BA in psychology) at Clark University in Worcester, MA without accruing credit card debt, but during my Master of Social Work degree at the University of Southern California (USC), I was unable to work many hours because I attended school full time and was placed at internships in order to complete my degree. I had to use credit cards to survive during that time, as my family was unable to help with any financial support.

I began work immediately after graduation 4 years ago, and I have been employed full time with the same agency ever since. I intend to continue working full time, have good job security, will be getting a 3-5% raise soon, and am in the process of attempting to acquire some private practice therapy clients to supplement my income.

I am a good candidate for this loan because I have never paid a single bill late in my life. I am highly motivated to pay off my debt as quickly as I can because I am planning to get married next year and start a family not too long after that.? I am dedicated to helping others and being a responsible citizen. I am currently employed as a school therapist at a continuation school in South Central Los Angeles where I work with low-income teens. In addition to this, I am a volunteer tutor for an 8 year old homeless girl and I also volunteer with the American Red Cross in disaster mental health.

Monthly net income: $4550

Monthly expenses:?
??Housing: $700 (shared apartment)
??Car expenses: $340 (loan and insurance)
??Utilities (including internet): $50 (split w/ roommate)
??Food, entertainment: $200 - $400
??Clothing, household expenses $50 - $200
??Credit cards and student loans: $820

consolidate credit cards

Purpose of loan:
This loan will be used to pay off my credit cards?because the interest is high and that costs money that I could be?saveing.?

My financial situation:
I have never defaulted on a debt and i never will i have never in my life been more then 1 day late on a payment and that has happened mabe 3 times ever.
Monthly net income: $

Monthly expenses: $
??Housing: $0
??Insurance:?60?
??Car expenses:?200?
??Utilities:?0
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off high interest credit card

Purpose of loan:
This loan will be used to pay off?my last high interest credit card issued from a large unfriendly?bank. :)

My financial situation:
I?am an excellent candidate for this loan because I'm very a stable individual.? I have a previous loan with Prosper and am also a lender.? I've never paid late on a loan or credit card and?have been a homeowner for the last 15 years.? I have my MBA and have worked?in the?technology field?for over 10 years, currently employed as an?Application Design Manager at a major university.? I'm also a full time single father of a 14 year old daughter so I'm basically required to live an extremely stable and dependable lifestyle. There are no recent lifestyle or income changes and I have considerable retirement savings to cushion for hard times if necessary. Thank you.

Thriving Industry Business expenses

Purpose of loan:
The funds of this loan will allow me to?purchase business assets and?pay business expenses. Such as the deposit to secure my commercial lease, purchase a storefront sign, equipment, and store fixtures?(clothing racks, display stands, counters, registers, and hangers).

My financial situation:
I believe I am a?great candidate for this loan because I am a person of integrity, I have good credit history, I have not made a late payment in several years, and I do not have?much debt. I need this loan to start a business in a thriving industry, the resale industry?(used clothing & accessories). I can provide a detailed business plan that describes every aspect of?my business along with supporting documents such as an IRS letter assigning an EIN and the?articles of incorporation. Me and my family have devoted a great deal of effort and resources, we currently have an inventory of over 30,000 articles of used clothing and accessories of good quality. We are fully committed to the business and except to open in May 2010.

Moving expenses for my family

Purpose of loan:
Moving expenses to help my daughter?and grandsons move closer to me and to a better community.

My financial situation:
Financially I've been helping several?family members stay in their homes for the past several months.?Thankfully I was in a position to be able to help.? Everyone is back to work and?getting back on their feet.?Thank you, Lord!???However, I've used all my savings and I?need to get my daughter and grandsons moved into a?new place, closer to me.? I'm seeking this $2,000 loan to?help her with the security?deposit, first and last month's rent.??I just need a little extra money right away.


Monthly net income: $ 4,175.00

Monthly expenses: $
??Housing: $ 995.00
??Insurance: $ 125.00
??Car expenses: $ 250.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $150.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 1320????
??Other expenses: $ 150.00

Personal Loan

Purpose of loan:
This loan will be used to personal use. I am trying to buy a motorcylce.

My financial situation:
I am a good candidate for this loan because i pay all my bills on time or before it is due.

New Sign for Hair Salon

Purpose of loan:
This loan will be used to pay THE BALANCED OWED for a front and back commerical reverse lit sign on a retail storefront for my hair salon. Its $8000 for the permits, the sign and the install. I have already paid $4000 down. The salon is on Alabama Street, Redlands CA in the Marshalls/JoAnn Center near the Cirtus Plaza.
My financial situation:
This is a stable business open for 2 years( we were on Ford Street until we moved last month). The business grossed 210K last year and is on?track to do about the same or slightly better this year. I net 50K for my self. I have very low expenses; I rent an apt and my car is paid for. I only have one credit card and my student loan; as you can see above I have not made any late payments.

Mainly improve credit score

To whom it may concern,

? I am taking out this loan for the main purpose of improving my credit score and the minor purpose of fixing up my family's recently purchased house. It is a great investment opportunity for you as there is no risk involved. I have a full time job as a carpenter making $25 an hour, have 2 savings accounts with over $7000 in them and am investing in a house in Des Plaines. I don't really have any expenses other than my insurance, cell phone and car payments. All of my other money I am either saving or putting into the house I am fixing up to sell.

??? I have only taken out 1 loan before and that had to be done with a cosigner because my credit was too light. The loan was for the 2007 Pontiac G6 that i recently purchased. I am about half way finished with paying that off but my credit remains very light and my score is only 700. I would like to be able to get a loan by myself and after paying off this loan my credit score should get a lot higher. Lending to this loan will help both of us out and be a great and safe investment for you.

Thank you for your time and help.

Sincerely
JMG

Credit Card Payoff

Purpose of loan:
Pay off a Credit card debt which was used to purchase inventory for our Oriental Rug business.
My financial situation:
I am a good candidate for this loan because I have worked at the same location for 10+ years, make a good wage, own my own home (with $130,000 mortgage) latest appraisel of our home and 10 acres of land was $600,000?also?we own 2 cars free and clear.? My husband is a retired military officer and his pension brings in extra cash as well as our small business ventures. Our monthly income varies according to how many rugs we sell, but our income/outgoings are broadly?defined as I show below:
Income:
Salary:????????$2,400 (net)
Pension??????$2,000 (net)
Business????$1,500 (net)

Total:?$5,900

Outgoings:
Mortgage:????????$1,040 (includes Taxes & Home Insurances)
Insurances:??????$115 (Cars)
Household:??????$1000 (food, clothes etc)
Utilities:????????????$300 (Telephone, internet, TV)
Credit cards:???$1000

Total:????????????????$3455

As you can see our excess of income over expenditure is approximately $2445 each month. We want to put this last large credit card bill for previous business expenses onto a loan basis and know that this is something the prosper community will understand. We have an excellent 800+ FICO because we are always meticulous about paying our bills and debts to the letter and on time.

Pay/consolidate debt and minor misc

Purpose of loan:
This loan will be used to pay off and consolidate debt and minor miscellaneous.

My financial situation:
I am a very good candidate for this loan as I have excellent long term job security and stability with substantial income. I am an electrical engineer for a power system utility so today?s troubled economy has no impact upon my employment status. I have had a long term successful career, but have not fared so well in my personal endeavors. One spouse was truly evil without conscience and the other highly motivated in keeping up with the Jones and beyond. I have truly become much wiser and the idiot winds have now calmed much in blowing my way. I was merely very giving and sought to please with little sense in doing so. As a result, I am much poorer, but truly am now much wiser. Coupled with past incurred debt, I have had recent dental expenses (incurred prior to creating flex spending account), vehicle repairs, and travel (two deaths in family).Given time and with your help, I will be a survivor as I have very good income and retirement benefits. I will be forever grateful to those who choose to help me and will prove to be a very good investment.

Monthly Income = $5433 (pay after automatic deductions for taxes, life and health insurance, Flex Spending account for dental, and retirement)??
Total Monthly Expenses = $3280
Net Monthly?Income= $5433 - $3280 = $2153
Monthly expenses:
Housing: $ 850 rent??
Insurance: $ 135 -?vehicle and rental. Health and life insurance are automatically deducted and already?reflected in net income as is retirement.??
Car expenses: $ 425 -?car payment + routine mtce.??
Utilities: $ 160???
Phone, cable, internet: $?160??
Food, entertainment: $ 300???
Clothing, household expenses $50 - I spend little on such things so is best guess?averaged over a year.???
Credit cards and other loans: $1200????
Other expenses: $ -?minimal ? I will note here that I have good health insurance, but includes very little in dental benefits. I am now enrolled in the flex spending program for $2500/yr. which is not taxable, but must use it or lose it. I will use all of it for dental/health needs. This deduction is automatic and reflected in monthly net income shown above.?

Second Loan - Auto

This would be my second loan. My final payment on my first loan is in April. I am happy to say I have accomplished the things I set out to with my first loan and my credit score has increased significantly.I never defaulted despite being laid off for seven months in 2009 and finally beginning a job making $22K less. My personal budget is very strict and I stick to it.I would like to obtain a new Prosper loan to fix my car for my daughter's use and purchase a "new to me" car for my own use. I will pay the second loan off as responsibly as I did the first one.I have learned a lot about credit/debt over the past years. It is important to me that I obtain and maintain a good credit rating and teach my daughter the value of hard work and good credit.?Income (take home)-$3100 Rent-$1215
Insurance-$75
Transportation/Gas-$400
Utilities-$120
Cable/Phone/Internet-$130
Cell Phones-$150
Groceries-$300
CareOne-$245
Total Expenses-$2635

~Grow my income... GROW YOUR MONEY~

Purpose of loan:
There are 2 facets to this loan. BOTH generate extra income. This extra income WILL pay you your money back WITH a GREAT interest rate.

1) 5,000.00 for a good used trailer. I am a licensed general contractor and?provide hail & wind restoration to homes by replacing roofing & siding on homes in storm affected areas. When the old aluminum siding is removed from homes, I presently have my sub-contractors haul it away for recycling and we split the profits 50-50. Taking into consideration the slower snowy months, my company replaces siding, on average, on 2 houses each week. The average aluminum refund is a total of $275.00 per house which comes to $2,200.00 monthly which I?presently receive 50% of. By having?a trailer I'll be able to haul the aluminum away myself and keep 100% of the recycling profits. THESE ADDED MONIES WILL BE USED TO MAKE MY MONTHLY LOAN PAYMENTS ON THIS PROSPER LOAN.

2) $11,000.00 for apartment remodel. In the lower level of my home I have a 24' x 12' bedroom which has a private keyed entry, a bathroom which needs to be gutted & redone, a laundry room and a storage room which I?plan on turning into a kitchen. This will create a full apartment to rent. I've already found a tenant set to move in upon completion of this project. THIS WILL PROFIT ME ANOTHER $590.00 EVERY MONTH.

Please keep in mind, THIS LOAN WILL BE REPAYED FROM THE NEW INCOME IT WILL ENABLE ME?TO MAKE. My end goal is to capitalize on as many income opportunities as I'm able to create which in turn will open up more investing opportunities in the future. Hauling aluminum myself, and using unused space in my home are simple and logical ways to work toward these goals.

My financial situation:
I am a good candidate for this loan because? this loan will create all funds to repay this loan. Thank you for your consideration.

vacation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help Please! debt consolidation

The bills are mounting, and im really hoping to consolidate everything into one simple payment.
Thanks for your help

Refinance my 4 wheeler loan

Purpose of loan:
It's really hard as a bartender to get a loan these days, no matter what your credit history.? I've built a house in which I have very substantial equity, but still couldn't get a home equity line of credit due to my inability on a W2 to prove what I make.? I wasn't even asked to show my bank statements (the one way I can prove it) so I'm left trying this out.? I've been paying off substantial debt ($6000 in the last 6 months) and want to be completely out of debt?soon (excluding my mortgage of course).? Basically I just want to save some money on interest making it a little easier.

My financial situation:
I am a good candidate for this loan because?I have a solid job where I've worked for 15 years, have savings of almost this amount but don't want to touch it for emergency purposes.? I have a great credit rating because I always pay off my debts.? Also, my wife will be working her job full time when her schooling is done this year.? I also have $80K-$100K in equity of my home.

Pay my taxes

Purpose of loan:
This loan will be used to pay my 2009 taxes due.

My financial situation: I am a good candidate for this loan because I have never been late on any type of bill or loan payment in my life. I will have no problem paying this loan back because I have good job security and pretty good pay. I'm only asking for a small amount of money so I can get my federal taxes paid. I'm getting a state refund, but I won't have it in time to pay my federal taxes. My husband makes about $50,000 a year and is paying off my credit cards. I am responsible for the balances on these cards, but he doesn't have much debt at all, so he is going to start paying off my credit cards for me. He owns a business so he has his own tax obligation this year, otherwise he would be able to pay my taxes for me. We're filing separately because his business is an LLC and it makes more sense for us to file separately. If you have any questions let me know and I'll be happy to answer them. Thank you for your time.

Monthly net income: $3,329.89

Monthly expenses: $
??Housing: $ 550 (split with my husband)
??Insurance: $?0 (my husband pays this)
??Car expenses: $ 100
??Utilities: $ 0 (my husband pays these)
??Phone, cable, internet: $ 0 (my?husband pays these)
??Food, entertainment:?About $200 (my husband pays most of this)
??Clothing, household expenses $ Maybe $100?(my husband pays most of this also)
??Credit cards and other loans: $100 on my student loan,?About?$700 a month on my credit cards
??Other expenses: None, my husband takes care of most almost everything.

Help give my family a home!

Purpose of loan:
This loan will be used to? help buy a modular home for? my family. I have come up with pretty much all the money, just need the last 1,000 dollars.

My financial situation:
I am a good candidate for this loan because? My boyfriend and I both have full time jobs that we have great job security with. I have an average credit score of 711. We pay all our bills on time and in full every month. We are very trustworthy people and will have absolutely no problem paying back this loan.

Monthly net income: $ Myself $1750; My boyfriend $2,500 = 4,250

Monthly expenses: $ 680
??Housing: $ 450
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 80
??Food, entertainment: $ 50
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

2nd Prosper Loan, Consolidate Debt

Purpose of loan:
This loan will be used to?
Consolidate my credit cards and pay off my debt.? I am finally starting to get back on my feet after my divorce, and this is the last step that I wanted to accomplish.? I recently paid off my 1st prosper loan and I never misssed a payment.? As you can see by my credit score, I have improved significantly over the last year.? Thank you to all who trusted me with the first Prosper Loan.

My financial situation:
I am a good candidate for this loan because? I am a responsible person with a great career of 23 years.? I have a great track record with prosper. I have one delinquencly on my credit report due to a divorce involving a out of state home.? That is getting taken care of.

++Auto Loan 2nd Prosper Loan +++

Purpose of loan:
This loan will be used to pay for our new 2004 Honda Pilot that we just bought. My wife and I had to put about
$3000 of the cost of the vehicle onto our credit cards since you can't finance a vehicle that has over 100K miles on it.
We actually put $7500 cash down for the vehicle. But, would rather have a loan payment through prosper than have it
on our credit card. We will also use ~$1500 of this loan to pay off our current prosper loans.? Which I have paid 100% on time
for over 2 years now!

My financial situation:
I have been working at a university for over 8 years now, so I have a very secure job in a very unsecure economy.
We will be turning in our lease car in a month which was a monthly payment of $289 that we will no longer have to pay.
I pay all the bills on-time and this will be our second prosper loan and absolutely love Prosper and would rather pay you lenders
than give that money to greedy banks.

Monthly net income: $ 3000 (Household)

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 145
??Car expenses: $30
??Utilities: $250
??Phone, cable, internet: $30
??Food, entertainment: $ 60
??Clothing, household expenses $20
??Credit cards and other loans: $100
??Other expenses: $ 30
Total: $1435

Buying a car

Purpose of loan: To purchase a car

My financial situation:I am financially stable and have worked with Mammoth Mountain ski area for 3 years.? I am currently on the Mammoth Lakes fire academy and also finishing up my EMT.? I have a motorcycle at the moment but would like a car so I can get around better in the winter.? I already have the car picked out.? I will more than likely have the loan paid off in the first year.? Or at most, by the second year.?

Monthly net income: $ 1400.00

Monthly expenses: $
??Housing: $ 620
??Insurance: $ 30
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 10
??Food, entertainment: $300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 20
??Other expenses: $ 0

Looking to borrow at lower interest

Purpose of loan:
This loan will be used to? consolidate my credit card debt to a lower interest, and for me to pay the interest to someone other than the big banks.

My financial situation:
I am a good candidate for this loan because? I own a condo, I'm a veteran, and never had a late payment...ever!

Pay Bills

Purpose of loan:
This loan will be used to? pay bills

My financial situation:
I am a good candidate for this loan because? I am retired and have a garantee income

Monthly net income: $ 2200.00

Monthly expenses: $
??Housing: $? 0????????
??Insurance: $??520.00 per yr.
??Car expenses: $ 40.00 a month in gas
??Utilities: $ 200.00
??Phone, cable, internet: $ 29.99
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $? 0
??Other expenses: $ 0

Working Capital

Hello,

Thank you for looking at this request.? I have a full time job as a commercial banker as well as have a partnership in a roofing, siding, and construction company.? We have just been awarded a contract to repair two apartment complex's roofs owned and managed by the same company.? This money will help in covering an initial expenses as well as labor costs until our draws come in as we progress on the completion.? I have used this site before and have never been late or missed a payment.

My debt to income is incorrect on this site as it does not account for my company income.? I am an honest hardworking person that has never been late or missed a payment on ANY financial obligations.? Thanks again for your support.

Best Regards

Debt Consolidation

Purpose of loan:
I'm looking to consolidate a high interest personal loan of $2,000 and one credit card $1500

My financial situation:
I am a good candidate for this loan because, I have worked to raise my credit score over 100 points in the past 12 months and have paid my previous prosper loan each and every month on time.

Monthly net income: $ 8000

Monthly expenses: $6800

Paying Off Credit Cards

Purpose of loan:
This loan is going to help me consolidate my credit cards so I can pay them off in a quicker manner as well as increase my credit score.? Right now I dont have a problem with the payments, however I do have a lot of little cards open which is lowering my score and would like to consolidate to watch my score rise!? I used to have a lot more debt than I do now and have worked hard to pay it off.? I got into trouble in college when I paid for books, etc with credit cards, then took a job with poor medical insurance and ended up with some major medical issues that, yet again, had to go on cards.? I have gotten much better at not even having a card with me so I don't even have the option anymore! None of the loan is cash for me, just paying off higher interest rate credit cards.

My financial situation:
-I am a homeowner and have not defaulted on any mortgage
-I have a full-time job that I have been at for 2 years and have had multiple promotions within that time so consider myself a valuable asset to my company
-I have a second income in my household that I have never asked for help but will if need be if a serious situation came up.?
-I have worked extremely hard to get my credit card debt paid down.? I used to owe more than double what I have now and between on time and more than minimum payments have gotten it down significantly
-I have worked hard to get my credit score where it is right now.? When I was in college I didn't understand credit and it slipped some.? I have been adament to get my score where it is and want to continue to see it rise and ensure all payments are made ON TIME or early

Monthly net income: $ 3400

Monthly expenses: $
??Housing: $?750
??Insurance: $ 60
??Car expenses: $ 234
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 25????

Purchasing family friendly vehicle

Purpose of loan:
This loan will be used to? Purchase a new more family-friendly vehicle

My financial situation:
I am a good candidate for this loan because? I have little monthly expenses and a good steady income

Monthly net income: $ $1736.00

Monthly expenses: $
??Housing: $320.00
??Insurance: $95.00 includes house and car
??Car expenses: $390.00
??Utilities: $130.00
??Phone, cable, internet: $50.00
??Food, entertainment: $150.00
??Clothing, household expenses $25.00
??Credit cards and other loans: $0
??Other expenses: $0

Credit cards have got to go!

Purpose of loan:
This loan is so we can get rid of most of our high interest credit card debt.

Our financial situation:
We've managed to bring our credit rating up from being "high risk" two years ago to "average" today, by faithfully paying down our cards and closing them. While this has been working and we've been meeting all our goals, we can't stand the fact that all our rates just jumped 5-10% higher because of the current economic climate. We're on track to pay all our credit card debt off in 20 months, but that will still cost us almost $2500 in interest.

With this loan we plan to pay off and close my two highest interest cards at a total of $7500, with a 29% interest rate. We'll save between $800-$1200, and improve my credit score more quickly while we're at it.

Currently we are paying $800 a month to my credit card debt (well above the minimum payments).

Monthly net income: $3050
I get paid the 1st and 15th of each month, $1527 per paycheck.

Monthly expenses: $2405
Housing: $495 (rent)
Insurance: $120
Car expenses: $120 (insurance and gas, we own our car)
Utilities: $70
Phone, cable, internet: $100 (two cell phones & internet)
Food, entertainment: $300
Clothing, household expenses $150
Credit cards and other loans: $1050 ($800 for credit cards, $250 for student loans).

Luckily we live in Idaho, where the cost of living is quite low. As you can see, my debt is by far our biggest expense!

car needs new motor

Purpose of loan:
This loan will be used to? fix my car

My financial situation:
I am a good candidate for this loan because?? i have good credit and i pay bills on time

Monthly net income: $ 1300

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 220
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 56
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 50

Paying off high interest loan

Purpose of loan:
This loan will be used to? Would like to pay off high interest loan (25%) with
Benificial Finance. Have been paying almost 3 years on $9000.00 loan and still owe $8600.00
Making no headway and would love to be rid of this loan. With balance of proceeds I would like to install granite countertops in my kitchen.

My financial situation:
I am a good candidate for this loan because? I have a stable income.A good job with long term potential.
Have been married 39 years and raised a family and have 5 wonderful grandchildren
Own? our home and enjoy family and life

10 acres and a dream, small farm

Purpose of loan:
This loan will be used to purchase land, equipment, feed, etc...

My financial situation:
I am a good candidate for this loan because I work hard, never behind on payments. Parents assistance

Monthly net income: $ 500-1000 varies

Monthly expenses: $ none
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

pay off credit cards

Purpose of loan:
This loan will be used to pay off and combine payments for credit cards

My financial situation:
I am a good candidate for this loan because I pay my bills.

Monthly net income: $ 2917 ???? ???


Monthly expenses: $
??Housing: $ 468
??Insurance: $ 25
??Car expenses: $ 411
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 350
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $