Furnace for my new home

This loan will be used to buy a furnace for my new home.
I have recently moved into a new home and the furnace, though it is working, is quite old.
I had it inspected and was told that due to the age of the furnace, it would be a good idea to get it replaced.

I am a good candidate for this loan as I have a wonderful job with great job security.

Please feel free to ask any questions, I will answer as quickly as I can.

Monthly net income: $ 2550
Monthly expenses: $?2095
Housing: $ 1050
Insurance: $?85??
Car expenses: $ 260
Utilities: $??100
Phone, cable, internet: $ 100
Food, entertainment: $?200??
Clothing, household expenses $?200
Credit cards and other loans: minimum due $100,

Paying off my credit cards

Purpose of loan:
This loan will be used to pay down my 20% interest credit cards

My financial situation:
I am a good candidate for this loan because this is my 3rd prosper loan and I have NEVER been late or failed to pay any payment from my previous 2 prosper loans or any type of credit for that matter. I take my credit seriously!

Monthly net income: $ = 6,500

Monthly expenses: 2,000 $
??Housing: 500$
??Insurance: 134$
??Car expenses: 560$
Gas: 200$
??Utilities: 150$
??Phone, cable, internet: 150$
??Food, entertainment: 500$
??Clothing, household expenses 500$
??Credit cards and other loans: 300$
??Other expenses: 150$

Buying a new car

Purpose of loan:
This loan will be used to?To purchase a new vehicle for the family.

My financial situation:
I am a good candidate for this loan because?? My income has increased every year since I have been working for MillerCoors. I plan to sell our current vehicle for $10,000.00, payoff current loans and pay down this loan with the remaining balance.

Monthly net income: $ 8600.00

Monthly expenses: $ 3500.00
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Reinvesting in prosper

Purpose of loan:
This loan will be used to invest in other people's loans on prosper at a higher interest rate.

My financial situation:
I am a good candidate for this loan because I have never been late on paying a bill and, in case someone defaults, I am doing well enough to cover the loss.

moving costs

Purpose of loan:
This loan will be used to cover the?costs associated with an unexpected move as a result of a?job reassignment.?

My financial situation:
I am a good candidate for this loan because I have the ability to make all my credit payments on time and do so.

Monthly net income: $ 4400/ net?from salary plus I get extra from spouse of approx $4000 each month for expenses.

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Spiritual healing center/retail

Purpose of loan:
To help purchase materials/merchandise to start up The Spiritual Healing Center/Retail Boutique

My financial situation:
We are currently financing ourselves to startup from scratch, and would be a great candidate because our research has found that on average the spiritual consumer spends approximately $30-60.00/week on spiritual products.We've also found that most of these consumers frequent the spiritual retail shops more than once a week.

Forecasted Monthly Revenue: $14,400 (Based on a purchase per person of $30.00 & an estimated 20 customers a day for a 6 day wk)
Forecasted Yearly Revenue (YR 1): $172,800
Forecasted Yearly Revenue (YR 2): $181,440
Forecasted Yearly Revenue (YR 3): $190,512
* Yearly Revenue Forecasted on 5 % Yearly Improvement to sales.

Monthly expenses: $
??Housing: $ 1,000
??Insurance: $ 600
? Utilities: $ 200 (average)
??Phone, cable, internet: $ 99.00

Let's try this mess again

Purpose of the loan:? I am trying to consolidate my car loan and?my husband's prosper loan in order to have a lower payment.

Financial situation:? My income is $0.00 and here is a list of my debts.

Wells Fargo Home Mortgage????????????????????????????????????$43,434.02
Marine Federal Credit Union Automobile Loan????????????$????924.38
Marine Federal Credit Union?Credit Card????????????????????$??? 485.70
Prosper Loan (My husband's)???????????????????????????????????$??? 677.24
Chase BP Credit Card?????????????????????????????????????????????$?????? ?0.00
RBC Line of Credit (My husband's)???????????????????????????$??????? 0.00

Monthly net income: $0
Monthly expenses: $1,398.45 ($1,285.80 if I receive this loan)
Housing: $442.66
Insurance: $100.00
Gas: $80.00
Utilities: $180.00
Phone, cable, internet: $120.00
Credit cards and other loans besides this one: $175.79 ($10.00 if I receive this loan)
New loan:? $53.14
Food & Entertainment: ?$300.00

Details of the loan: I would like to borrow $1,600.00 @ 12% to be paid over 36 months. ?The payments would be $53.14 a month.

household furniture appliances

Purpose of loan:
This loan will be used to financial situation:?home furnishing
I am a good candidate for this loan because? I want establish good credit
.?I'm more maturer now I know the importance of having Good credit?
Monthly net income: $ 3,800 split 3 ways mother,father expenses: $
??Housing: $ 900
??Insurance: $ 158
??Car expenses: $ 387
??Utilities: $ 167
??Phone, cable, Internet: $?178??Food, entertainment: $ 50
??Clothing, household expenses $100
??Credit cards and other loans: $ 32.00
??Other expenses: $ 0

paying off high entrest loans

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolodate THIS

Purpose of loan:
This is a plain and simple credit card debt consolidation loan.? With the passage of the CARD act, all of my credit cards have been repriced under broad-based repricing strategies and thus, I am looking to consolodate and pay down the remaining balances

My financial situation:
I am employed as a financial analyst and am ALWAYS on time will all payments and have never defaulted on a loan of any type.? I only have this credit card debt and a mortgage.? My car is fully paid off and I have no student debt from college, no medical debt, or any other debt obligations.? Currently the weight averaged APR on my outstanding balances is at 16.42%.?

I should be able to pay back this note in less than the 36 months required.

pay bills/vacation/car repair

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

debt consolidation

Purpose of this loan...???I want to pay off 2 credit cards. And also?so?we can?buy sod for our yard, our grass?got killed buy the hard freeze we had here in florida this year.?My wife?likes to have?a nice yard.

My financial situation? Is great, all?I need is a little help with some credit card debt. I am a truck driver and my wife also?gets a disability check every month. thank you. I don't know?how??to upload pictures or I would, I'm not a computer savvy?I just know the basics.

NOT AN HR RATING-PLEASE READ

Purpose of loan:
This loan will be used to pay off current loan and personal loan.

My financial situation:
I am a good candidate for this loan because i have a perfect credit history with prosper since my first loan in 2006. My goal is to stay current with great intention of paying off this loan in full.

Monthly net income: $3500.00

Monthly expenses: $ 1545
??Housing: $ 855
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $?Phone, cable, internet: $ 200.00
??Food, entertainment: $200.00
??Clothing, household expenses $ 100.00
??Other expenses: GAS ?$ 100

Returning Military Engagement Ring

Purpose of loan:
To buy an engagement ring for the love of my life, whom I have been seeing for 2 years. We in fact eloped before my deployment with the US Army to Iraq, and I promised her a beautiful ring when I got back.

My financial situation:
Is planned and closely budgeted as we are also planning our wedding. We are very aware of what we can and cannot take on monetarily, and pay close attention to dates and amounts when paying our monthly bill cycles. My current income is $1720 a month, with GI bill also paying me $800/month once I resume class in summer session. I feel that I am more than ready to take on a loan of this amount.

Pay Off High Rate Cards

Purpose of loan:
This loan will be used to pay off two high rate credit cards.? The interest rates on these cards were raised to?20.99% and 20.24%?while the credit limits were?lowered raising the bankcard utilization.? The cards I would pay off are Barclay Bank $2600 @ 20.99% and TNB $1650 @ 20.24%.

My financial situation:
I am a good candidate for this loan because I have good credit and have paid all my bills on time. I am a?retired public employee and receive a monthly pension of $2515 net.? My husband is also retired and receives a monthly pension of $3445 net and will start collecting social security of $1652 in September. ?We are very stable and have lived in our house for over 20 years.? We contribute to a regular savings account that we use for emergencies.?I?plan on paying this loan off early.?

Monthly net income: $5960

Monthly expenses:?$3814
??Housing:?$1614
??Insurance: $100?
??Car expenses:?$500 ($385 car pmt & 120 gas) 6 payments left on car.
??Utilities:?$200
??Phone, cable, internet:?$200
??Food, entertainment: $?400
??Clothing, household expenses $ 200
??Credit cards: $?600
??Other expenses:

New kitchen cabinets and ctr tops

Purpose of loan:
This loan will be used to redo the kitchen cabinets and countertops including the laundry room?

My financial situation:
I am a good candidate for this loan because I pay my debts and whenever possible I?pay off the loan, or put a large payment on the loan,?when I receive bonuses at work (usually twice a year).?

Monthly net income: $1600,00 - 1800,00.? Varies depending on how many hours I work.? In construction summer is normally longer hours.

Monthly expenses: $ Husband pays
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay/consolidate debt and minor misc

Purpose of loan:
This loan will be used to pay off and consolidate debt and minor miscellaneous.

My financial situation:
I am a very good candidate for this loan as I have excellent long term job security and stability with substantial income. I am an electrical engineer for a power system utility so today?s troubled economy has no impact upon my employment status. I have had a long term successful career, but have not fared so well in my personal endeavors. One spouse was truly evil without conscience and the other highly motivated in keeping up with the Jones and beyond. I have truly become much wiser and the idiot winds have now calmed much in blowing my way. I was merely very giving and sought to please with little sense in doing so. As a result, I am much poorer, but truly am now much wiser. Coupled with past incurred debt, I have had recent dental expenses (incurred prior to creating flex spending account), vehicle repairs, and travel (two deaths in family).Given time and with your help, I will be a survivor as I have very good income and retirement benefits. I will be forever grateful to those who choose to help me and will prove to be a very good investment.
Monthly expenses:
Housing: $ 850 rent??
Insurance: $ 135 -?vehicle and rental. Health and life insurance are automatically deducted and already?reflected in net income as is retirement.??
Car expenses: $ 425 -?car payment + routine mtce.??
Utilities: $ 160???
Phone, cable, internet: $?160??
Food, entertainment: $ 300???
Clothing, household expenses $50 - I spend little on such things so is best guess?averaged over a year.???
Credit cards and other loans: $1200????
Other expenses: $ -?minimal ? I will note here that I have good health insurance, but includes very little in dental benefits. I am now enrolled in the flex spending program for $2500/yr. which is not taxable, but must use it or lose it. I will use all of it for dental/health needs. This deduction is automatic and reflected in monthly net income shown above.?

Buying an established business

Purpose of loan:
This loan will be used to help purchase a buisiness that is currently for sale. This business has already been well established in the community, but the owner is moving and has to sell it. It is currently making a gross profit of 58,000 a year. The agreed buying price for the business will be 45,000. I have 35,000 ready myself and I am hoping to get another 15,000 here. The extra 5,000 will go to the bank account. Banks and other lending services are hard to get an owner of another busines.

My financial situation:
I am a good candidate for this loan becaus I have owned a succesfull business for 6 years. I have never been late on a mortgage, lease, or loan payment. I have had a few situations in the past with co signing for people that I never should have. I ended up paying for things I never owned. When I did this I settled for less with the compnay. This is the only bad thing on my credit history. Feel comfortbale investing your money in me and a business that will become even more pfofitable than it currently is.

replacing some windows

In March 2008 I bought a house that was bank owned. My purchase price was 40 below the last sales price ( $ 720.000 in 2006).
I want to replace the old windows ( my PGE was as high as $ 200 in this years cold winter).
I really don't want his loan to add to my long-term debts and pay it of over the short run.
I came to the USA from Germany in 1991. This was in my mid 30th. I quickly learned that I was "nobody here, having no credit score!
Subsequently I started opening Credit account and storecard whenever I had an opportunity. Many are still open today, that is why I have so many open lines :).
My revolving balances includes a $ 50.000 equity line utilisation which I used to fix Kitchen and back yard soon after I purchased the home ( total Zillow value today $ 510.000 with a combined loan of $ 430.000 (at 5 percent fix for 30 years, except for the protion that is the 50,000 equity loan/ rate varible at this time at less than 5 percent).
Credit card debts are gnerally at low 5 percent (advances with fix rates in the good days).
Became a prosper investor 2 yars ago for $ 10.000, but haven't done that well. Had a toal of nearly $ 2,000 in write offs so far.

New Kitchen

Purpose of loan:
This loan will be used to...create a new kitchen in my current home.

My financial situation:
I am a good candidate for this loan because? I have a full time job that pays well, I'm in good health, and I want to take care of my house and I can and will pay the loan back.

Monthly net income: $ 4700.00

Monthly expenses: $
??Housing: $ 1031.00
??Insurance: $ 150.00
??Car expenses: $ 387.00
??Utilities: $ 20.00
??Phone, cable, internet: $ 185.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 160.00
??Credit cards and other loans: $ 450.00
??Other expenses: $ 100.00

paying off my credit cards

Purpose of loan:
This loan will be used to pay?off my credit cards for GOOD!? The majority of the balances on my credit cards is from my wedding and from a years worth of physical therapy.? I have $14,300 worth of credit card debt.? I am asking for $12,000 to pay off my credit cards because we are putting our tax return of $2500 towards credit cards the minute it is received.

My financial situation:
I am a good candidate for this loan because I have an excellent credit history and I pay my bills on time.? I know this will be a high risk loan for lenders because of my debt to income ratio.? All I can do is give you my word that I will repay the loan and quickly.? I would love nothing more than to start a family with my wonderful husband but we need to payoff this credit card debt first.? My student loans will go into re-payment May 2011 ($400)?and I need to knock out as much of this debt?as I can before then.? Please help me if you can.? Thank You!

My monthly income including my Husbands is: $5000
He makes $45,000 per year and I make $35,500
He has 2 debt payments per month: car and student loan (listed below)
He contributes $1500 per month to house hold bills.
He has no credit card debt.

Monthly Bills:

Mortgage? $736.00
Utilities, Insurance, Phone/Cable?$550
Husbands Car Payment: $275? (8 more months)
Husbands student loan $270

If you have any questions please ask me, I am happy to answer.

Paying off credit cards

Purpose of loan:
This loan will be used to payoff credit cards with high interest and fees

My financial situation:
I am a good candidate for this loan because I?pay?my credit cards on time, but too much goes to interest and?not enough is really going to pay them off. I want to be debt free in two to three?years.? Not only do I?pay the monthly payment, but every?2 months I get checks for about $1500 from teaching at a local university. I take those checks and hack away at debt. A year ago I had over $35K in debt, today less than 20K, I know I can make?my goal!

Pay off high interest loans

Purpose of loan:
This loan will be used to pay off high interest loans?that I have with finance companies?( included in monthly expenses below)?
My financial situation:
I am a good candidate for this loan because I have previously had a loan with Prosper & it was paid in full.

Monthly net income: $4000

Monthly expenses: $
??Housing: $ 400
??Insurance: $250
??Car expenses: $200
??Utilities: $175
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $200
??Credit cards and other loans: $600 (?wanting to pay off )?
??Other expenses: $500? child care?

Paying for my cholecystectomy

I am in need of this loan for assistance in paying down debt I accrued due to developing gallbladder disease. I have always been a healthy, active, young woman, but after taking Yaz for several months I became very ill due to a diseased gallbladder. I had to see multiple doctors who had to run multiple tests to find out why I was always nauseous, bloated, fatigued and vomiting after eating virtually anything. Once they found the cause the treatment was to remove the gallbladder. I had this done back in September 2009. After initially being discharged from the hospital, I had to go back in though the ER due to complications. Finally, I am recovered and doing well months later!

Somehow this whole ordeal did not stop me from pursuing my degree and career. I will have my master?s degree in social administration come this May 2010. I am in the process of obtaining my LSW so that I may practice soon as possible. I have been working as an intern at a hospital on the behavioral health unit, and my school is paying me a stipend each month. I am also supported by my husband?s income. If you could support my cause it would be greatly appreciated. We have an excellent payment history with our previous loan. I am also very confident that I will secure a full-time job soon after I obtain my degree and this will significantly increase our income.

Need a car for work

Purpose of loan:
Purchase a car for work.

My financial situation:
In Limbo...pro-actively looking for a job

Monthly net income: $

Monthly expenses: $
??Housing: 300
??Insurance: unkown
??Car expenses: unkown
??Utilities: $
??Phone, cable, internet: 50
??Food, entertainment: 25
??Clothing, household expenses 25
??Credit cards and other loans: 0
??Other expenses: 0
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Paying off and closing all cards

Purpose of loan:
This loan will be used to pay off all of my high interest credit cards

My financial situation:
I am a good candidate for this loan because I have a good credit history, I have steady employment, and I can't fathom doing to others what the banks have done to me (by raising interest rates). Zeros below are due to all day to day bills are paid by spouse.

Monthly net income: $1700

Monthly expenses: $0
??Housing: $0
??Insurance: $0
??Car expenses: $300
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $0
??Clothing, household expenses $0
??Credit cards and other loans: $~500 (will be replace by this loan)
??Other expenses: $0

All I need is a foothold

This would be my second loan. My final payment on my first loan is in April. I am happy to say I have accomplished most of the things I set out to with my first loan. I never defaulted despite being laid off for seven months in 2009 and finally beginning a job making $22K less. My daughter is now 16, active and happy, and maintaining her grades with a current 3.8 GPA. I would like to obtain a new Prosper loan to fix my car for my daughter's use and?purchase a "new to me" car for my own use. Income (take home)-$3100 Rent-$1215
Insurance-$75
Transportation/Gas-$400
Utilities-$120
Cable/Phone/Internet-$130
Cell Phones-$150
Groceries-$300
CareOne-$245
Total Expenses-$2635 I have learned a lot about credit/debt over the past years.It is important to me that I obtain and maintain a good credit rating and teach my daughter the value of hard work and good credit.I now have a foothold.I am hoping for continued opportunity to reach my personal and financial goals.

pay some bills

hello prosper members.? trying to consolidate some bills to a lower payment. thanks.

Paying off wedding debt

Purpose of loan:
This loan will be used to pay off debt that we acquired from our wedding and a couple credit cards.

My financial situation:
We are good candidates for this loan because we both have never had late payments. We each have great job time, good income, and the ability to pay this loan back!

Monthly net income: $3,000.00????

Monthly expenses: $
??Housing: $?1502.00
??Insurance: $?18.00
??Car expenses: $ 75.00
??Utilities: $ 100.00
??Phone, cable, internet: $?30.00]
??Credit cards and other loans: $?530.00

Pay off high interest credit cards

Purpose of loan:
My off my credit cards that raised the interest rate right before the new law.? The payment on this loan will be about the same as I am paying now, but it will be paid off in a fraction of the time.

My financial situation:
I have had the same job for over 23 years and have always paid my bills.? I own my home and it is 100% paid - and the taxes are only a couple hundred a year.? I live in a very cheap place and have almost no expenses.? Some of the debt shown is a family plus loan for my son's college, but, although it is in my name, he pays the bill.

Bill Consolidation

Purpose of loan:
This loan will be used to? consolidate bills.

My financial situation:
I am a good candidate for this loan because?I have a steady income and have always paid my obiligations.

Two Prosper Loans Already Paid Off!

Purpose of loan:
This loan will be used to help me?erase two high interest credit cards.?I currently work full-time with two part-time jobs and school. Needless to say it is tough. I am about?8 credits away from my A.A. My next stop will be Northwestern College in MN to pursue a psychology degree. The picture is of my dog Hans who is more attractive than myself! :)

My financial situation:
I have paid off two Prosper Loans to this point and have never missed a payment.?Prsoper has been great for me getting my stuff?in order. ?Thank you for considering to help me out. My credit has jumped 80 points already in the last two months!!!
Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off credit cards

Purpose of loan:
To help?clear up my high credits cards.?

My financial situation:
I have a good Job in local goverment IT.

Monthly net income: $ 4300
Monthly expenses: $
??Housing: $? 1600
??Insurance: $ 300
??Car expenses: $ 370
??Utilities: $ 450
??Phone, cable, internet: $?175
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 800
??Other expenses: $

Building a nursery

Purpose of loan:
This loan will be used to buy inventory for a small business and to also build a nursery for an upcoming baby. I am small business owner that pays my own insurance. People

are slow to pay so I have had to use alot of my credit cards to float the slow payers. I would much rather pay interest to people than to?the banks that get free money from the

government. God bless our country for it? is the best on the planet. Thank you for considering my loan.

My financial situation:
I am a good candidate for this loan because I have already borrowed from Prosper before and paid early( a little over a year to payoff).?Loans from Prosper are from individual

people so I have and will make sure it is paid.?My credit score is lower because I have been forced to carry a higher than desired debt to income ratio. This is a temporary

situation because I have acct rec that should pay soon. Most of my revolving debt/credit was used to buy inventory. These days it takes about 60-90 days turn around due to the

?economy.

Monthly expenses:?Monthly net income is about $6500 after taxes:
Housing: $ 1800??Insurance: $ 100??Car expenses: $ 500??Utilities: $ 400??Phone, cable, internet: $ 200??Food, entertainment: $ 600??Clothing, household expenses $

200??Credit cards and other loans: $ 1200??Other expenses: $ 300

Upgrades

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Home Repair needed for water damage

Purpose of loan:
We have had so much rain this year that the French drain we had just above our house actually got washed up.? This means that the water poured into our basement where my son is now living.? We have pulled up the carpet and cleared out the room.??We have?pulled out the sheet rock and insulation as well.? Basically, we are going to have to ?rebuild? that room.? Along with repairing the French drain out side which will take digging up the entire upper side of the house. My son is 22 and was laid off not long ago and now, bless his heart, he is sleeping on our couch. Of course, water damage?is not covered by our insurance.? I am looking for a loan that will help us repair the room down stairs and the outside of our house.? This the amount we need for the insulation, sheet rock, a closet door, and carpet that is needed for the room.? We are doing the labor ourselves.

My financial situation:
My credit score is down because of the business I used to own.? The business is now closed but I have some things I am still paying off.? My bills are all paid on time, I just have several.? Some are close to the credit limit which lowers the score.? Things have been tight with the business failing and still 2 kids in college but I have a stable job.

Monthly net income: $ 5,483
Salary $ 4,347
Rental income $ 1,000
Second job $ 136

Monthly expenses: $?4,947
Housing: $??My husband pays this bill??
Insurance: $?Auto and Life =?675
Car expenses: $ Various cars?=?950 (I?have car notes for the kids as well as mine)??
Utilities: $?400
Phone, cable, internet, cell phones etc: $ 300
Food, clothing, gas etc: $?700??
Credit cards and other loans: $ 1,000
Other expenses: $ 922 (Rental property mortgage payment)?

We really need our house repaired so mold won't start to grow.??Please consider funding this loan. Thank you.

Pay off a high interest card

Purpose of loan:
This loan will be used to pay off a credit card that has defaulted to an 18% rate after a balance transfer offer expired

My financial situation:
I am a good candidate for this loan because I have excellent credit and I have been on a serious mission to pay off all my debt for the last 4 years.? I do bookkeeping and accounting for a small but stable company that pays well.? I have taken many steps to decreasing my monthly bills, negotiating with utilities and insurance vendors, refinancing my car to be 5.5% (woo!), selling many unused items in my home, being frugal and using coupons and living without extravagance. My goal is to be debt free in two years, and with the amount I have set aside for monthly payments, it is totally feasible!? I look forward to reaching my debt free goal. I am doing everything in my power to get there even sooner.

** New Yellow Beach Taxi > WOOF! **

Income and?Scorex Plus score?are misleading! I receive $28K+/yr, I have NO housing expenses, I have only $232 in consumer debt, and my FICO scores are in the mid 700's. Additionally, this loan will at least double my income!


Welcome to my town - one of the?busiest and most unusual?tourist destinations on Earth. I drive a taxi in this?crazy place, and I need to increase my earnings by purchasing my own vehicle. I?ve turned to Prosper only because commercial lenders won?t lend for taxi use without 2 yrs of business history.

Working 1/4 of a taxi's on road hours, I generated more than $16K in walk on fares during our last 4 month summer season. This excludes dispatch calls, HUGE tips, and?off season revenue. I will double my work hours, and?I will hire drivers to generate revenue when I am not working. Most significantly, I won't have to turn over 60-65% of my fares?to "the company."? The taxi will most likely be a bright yellow, Scion XB (like this).

Aggressive marketing is planned, including existing barkers being?given yellow taxi dispatch shirts/jackets and 20% of the fares that they call in. What's a "barker," you wonder? Meet Dan - he is a barker.

Why am I a good candidate for this loan? Because I'm 40 y/o, I enjoy stability, and I don't take risks. I wouldn't do this were it not guaranteed to be successful. Most importantly, I have big plans for the next few years of my life, including home ownership, and I can ill afford to default on any loan. I monitor my credit reports closely, and a 2 point drop in FICO sends me into panic. I nearly cried when I received my Scorex Plus score. You will get paid.

Monthly Expenses: *Rent/Utilities - $0, Phone - $50, Groceries - $400, Credit Cards - $0 - $100. That's it!
*I receive a free apartment in exchange for property / seasonal rental care.


Thank you in advance for your consideration.

lynwood apts rehab

Purpose of loan:
This loan will be used to? help pay for rehab of 4 unit apartment building i own.

My financial situation:
I am a good candidate for this loan because? i have been in this business for 31 years and own over 200 units.

Monthly net income: $ 7500.00

Monthly expenses: $
??Housing: $100.00??Insurance: $ 800.00
??Car expenses: $?200.00??Utilities: $?200.00??Phone, cable, internet: $?200.00??Food, entertainment: $?100.00??Clothing, household expenses $
??Credit cards and other loans: $?1000.00??Other expenses: $ 500.00

Ask Any and All Questions

Purpose of loan:
This loan will be used to? work on my home and pay some cards before they raised rates before the new laws go into effect.?

My Propser ratings have improved due to disputes with bureaus. I am waiting for more disputes to come through as my utilization is NOT 95%, but thought I would still try.

My financial situation:
I am a good candidate for this loan because? I've worked hard to prove myself in the past 5.5 years since my Chapter 7 discharge.? Nothing 30 days late, increase in credit scores.? I've steadily gotten raises and my job security is strong because I am putting together a program that I am?the only person where I live with the needed qualifications.? ??

Monthly net income: $ 19,000

Monthly expenses: $
??Housing: $ 4600
??Insurance: $ 1800 (houses, cars, disablity, life)
??Car expenses: $ 1600
??Utilities: $?380
??Phone, cable, internet: $ 600
??Food, entertainment: $ 1500 (family of four which includes two growing boys - groceries cost a lot for them!)
??Clothing, household expenses $ 300
??Credit cards and other loans: $
??Other expenses: $ 1500 (including current Prosper)

Thank you for giving this serious consideration

Paying Off AmEx, Reducing Stress

Loan Purpose:
Pay AmEx off in Full after unplanned serious expenses.? They require payment in full each month.? I don't have the full amount or the ability to roll the debt over to the next month.? (all payments have been on time or early, except when I was unemployed in 2006 which?is ?how I ended up being an HR rating)? This loan will allow me to pay the balance over time.

I?m single person, out of a long term relationship, starting over. Furniture and other miscellaneous expenses put it on my AmEx.? I have been rolling over the debt and lowering the balance, never late $0 revolving credit.? I found myself needing to get serious car repairs: Wheel Bearings, Brakes, Clutch, Transmission Work, Tires, and more. Runs great now, but I had to use AmEx. I need the car to get to work and now with a much higher balance I can?t role the debt over. (I own the car)

Prosper makes me seem like a risky investment (HR), but there is more to people than ratings. This loan will?reduce payments, save money, rebuild credit, reduce stress and help me sleep at night. With your help I will succeed. Debt free in 3 years. Thank you for your help. It will be worth it for you! Have questions? Please ask.

I?m Worth the Risk / Financial Situation: $2240 to pay loan
I have been in a good job for the past 3+ years with a stable company. Paying off AmEx leaves me the money for the loan: $4300 income - $2060 expenses = $2240 expendable. DTI = 5%?

As an Eagle Scout I learned personal responsibility. I am responsible for borrowing this money as well as paying it back.

In 2006 I lost my job due to a plant closure. Credit cards were low priority. Once employed again, I worked with the creditors; 2 offered settlements and the 3rd a payment plan, back on track for the past few years. Applying to my CU I found errors in my credit report: still shows 2 now delinquent and $0 delinquent. I am in the long process of making the corrections. Finding Prosper, I would rather pay real people (people helping people). I used to have 720+ credit and I want that again. Repaying this loan will definitely reprove my credit worthiness.

Monthly Net Income: $4300
Monthly expenses: $2060
Housing, all utilities: $830
Gas, Car Insurance: $380
Food, entertainment, household: $545
Other: $305 (payment plan)

Easy money

Purpose of loan:
This loan will be used to? Establish good borrowing history on prosper for future loans/reinvestment.

My financial situation:
I am a good candidate for this loan because?I don't need this money. Although a little extra cash around tax time is always helpful I have plenty of savings, am a current lender on prosper, and am only looking to improve my credit for future use.