Plumbing Repairs

Purpose of loan: Finishing necessary repairs/retrofitting for the plumbing system in my 1960 home.? I budgeted $3400; however, given repairs often exceed budgets by 20%, I am building it in the overall loan.? If there are no overruns, I will prepay the prosper loan early with the difference.
My financial situation:1) I have sufficient money to cover the repairs, therefore this loan, in the event the unexpected occurs.? This money includes over 125k in non-retirement accts. 2) Ample income sources ?130k/year plus in base salary, not incl. comm. & bonuses. Also receive 15k+/year in SS benefits from my late husband. I am a Prosper Lender for the since 2006 and am interested in seeing the process from the borrower's perspective...
Net Income: $6700.00/mo. exclud. comm/bonus.
Fixed Expenses: $5175.00
Savings (529, Roth IRA) - $500.00
Mortgage - $1750.00
Impound (Prop. Tax, home/car/life ins.) - $500.00
Auto Exp./Gas?? all covered by employer
Utilities - $275.00
Cable/Net/Cell - $250.00
Home maint. - $225.00
Groceries/Other - $600.00
Daycare - $500.00
Daughter's College Exp - $200.00
Pymts on interest-free plans of other home projects - $375.00
Entertain. - $300.00

vacation and pilgrimage

Purpose of loan:
This loan will be used to take a much needed vacation and pilgrimage
My financial situation:
I am a good candidate for this loan because I do pay my debts ..look at credit report?..also I have a good stable job?as a?Federal employee..income could only increase

Debt Consolidation

Purpose of loan:
I want to pay-off all revolving debt..
My financial situation:
I am a good candidate for this loan because? I have?stable government position with the Air Force and I always pay my bills on time. I have two Master's Degrees and a good head on my shoulders. I want to improve my credit rating even more.
Monthly net income: $ 4,235
Monthly expenses: $
??Housing: $?900
??Insurance: $?200
??Car expenses: $ 650
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 600
??Other expenses: $

Paying off Credit

Purpose of loan:
This loan will be used to may down some high-interest credit cards.

My financial situation:
I am a good candidate for this loan because I have a home based business with receivables that are due to come in soon, however I'd like to make a larger payment first to minimize extra interest charges.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Freedom from For-Profit Big Banks

Purpose of loan:
This loan will be used as the final piece of the puzzle in my detailed 4 year plan (3.5 years remaining) to become 100 percent free of crippling credit card debt and reliance on for-profit giant financial institutions.

My financial situation:
I am a good candidate for this loan because I have never missed a payment for anything ever. I have a stable job, I fully own my car and I have dedicated myself to a very spartan lifestyle in an effort to free myself from debt as soon as possible.

Paying off credit cards

Purpose of loan:
This loan will be used to consolidate and reduce the interest rate of my credit card debt

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Legal Fees

Purpose of loan:
This loan will be used to? pay legal fees

My financial situation:
I am a good candidate for this loan because?I am responsible and always pay my bills on time?

Monthly net income: $ 4666

Monthly expenses: $
??Housing: $ 1883
??Insurance: $
??Car expenses: $ 455
??Utilities: $ 200
??Phone, cable, internet: $ 175
??Food, entertainment: $?400?
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $ 300

Relisting: Multi-purpose loan

Purpose of loan:
This loan will be used to combine?high interest CitiFinancial and GE Money Bank. I have been paying
these accoutnts for the past 3 years and the balance still at 50% of the original amounts.

I have steady employment and I have been at my job over 25 years. With your assistance, this loan will
enable me to payoff those high interest accounts. Thank you for your kind consideration. You will be paid
and that is my promise !

My financial situation:
I am a good candidate for this loan because I do not? have any records of bankruptcy or foreclosure
and I have an excellent on-time payment history with Prosper and paid one Prosper account in full.

Monthly net income: $ 6850

Monthly expenses: $
??Housing: $ 1012
??Insurance: $?120
??Car expenses: $ 0
??Utilities: $ 260
??Phone, cable, internet: $ 80
??Food, entertainment: $ 450
??Clothing, household expenses $ 420
??Credit cards and other loans: $ 3500

Fed Ex Route Purchase

Purpose of loan:
This loan will be used to purchase a second Fed Ex home delivery route.? Total purchase price is $50,000.? I am paying half and need financing for the other half.? I have worked for Fed Ex as a delivery driver for three years; as an independant contractor running my own route?for about a year.? I have a truck and an experienced?driver ready for the second route.
My financial situation:
I am a good candidate for this loan because I have experince running this business and know all the inns and outs of the operation.? I know where there are underwater rocks and?how to run the operation efficiently and profitably.? I am putting $25,000 of my money?into the purchase, just don't have enough saved up yet for the full purchase price and don't want the opportunity to get away.? I have been successful in operating one route and am looking to expand.? Not looking for help to stay afloat.? Looking for help to get fatter.? My current route grosses just over $60,000 a year.? The route I am intending to purchase grosses $65,000 - $70,000.

Buying a newer car

Purpose of loan:
This loan will be used to purchase a newer car and to repair our other cars.? My car, my wife's car and my stepson's truck all broke down within two weeks of each other.? I am sure I can fix my wife's car and my stepson's truck, but it will be costly to fix all at once.? I commute sixty miles a day to work and back and need a more reliable car for myself.? My wife also works and needs her vehicle to commute back and forth and my stepson drives to school four days a week.? This really puts us in a bind.? We have recently had a prosper loan (through my wife) and have already paid it off long before it was due.

My financial situation:
I am a good candidate for this loan because I am a good, solid worker and have worked steady for twenty-seven years at the local mill until they closed us down and have worked steady at my current job since 2006, missing only one sick day.? I am paid every two weeks.? I also get some compensation for being a volunteer firefighter.? My wife also works part-time and is currently looking for full-time employment.? She also gets weekly unemployment insurance.? My father-in-law who lives with us also helps with costs for food, etc.

Monthly net income: $ 1500 per month????????

Monthly expenses: $ 1335
??Housing: $ 335????
??Insurance: $?175
??Car expenses: $ 200
??Utilities: $200
??Phone, cable, internet: $ 175
??Food, entertainment: $250
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my Credit cards

Purpose of loan:
This loan will be used to? Pay off my Bank of America credit cards

My financial situation:
I am a good candidate for this loan because? Well since the new law came inot effect B of America has raised my interest rate to 24%, I have enough monthly?money to pay the debt but since the rate doubled I am still going to pay but the issue is it will get paid off who knowes when

Boost Investor Confidence

Purpose of loan
My intentions for this loan is to build investors confidence in my ability to repay loan in such a case that I may need to ask for a bigger loan in the future with less interest.I am a firm believer in prosper I invested in prosper 2 years ago not much $150.00 and happy with results.

My financial situation:
I pay all my bills on time, and my wife works making roughly between 1000-1200 a month.
Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 935.00 ????
??Insurance: $
??Car expenses: $ 511.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 0

Paying Credit card debt

Purpose of loan:
This loan will be used to? Pay down credit card debt

My financial situation:
I am a good candidate for this loan because? pay my bills on time, but have limited income coming in because of economic downfall

Monthly net income: $ 4785

Monthly expenses: $
??Housing: $ 1150
??Insurance: $ 56
??Car expenses: $ 599
??Utilities: $ 72
??Phone, cable, internet: $ 42
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400
??Other expenses: $ 0

Student Studying in Taiwan

Purpose of loan:
This loan will be used to? cover my expenses while studying abroad. I am currently attending an?intensive Chinese language?program at National Taiwan University, which is also known as the Harvard of Taiwan.? As a student in Taiwan, I am not able to work or generate any income; therefore, this loan would help me tremendously to cover for my expenses that the university doesn't cover.

My financial situation:
I am a good candidate for this loan because? as you can see, I have been paying my other listing from prosper ON TIME without any delinquencies.? I will return home in July 2010 to continue my education in the US and my part-time?employment of over 3 years. So I will definitely?be able to pay back this loan.? Thank you for your time.? All questions will be happily answered.

Paying off the credit cards!

Purpose of loan:
I am searching for a loan to?pay off two credit cards totalling approximately $12,000.? Their interest rates are extremely high and I would like to save money by consolidating both into one loan at a lower rate.

My financial situation:
I am a great candidate?for a loan for?two reasons.? First, I have been employed at the same company for almost eight years.? Business is good and I look forward to another eight years or more.? My income has consistently been? $750 to $800 per week.? However, as a delivery manager for three?pizza parlors,?approximately half of my income is?gratuity (cash).? For this reason my income is not documented and therefore wouldn't qualify for a traditional bank loan.??Second,?I also own?investment properties that give me an additional income.


Monthly net income: $ 3,500

Monthly expenses: $ 1,150 total
??Housing: $ 650
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $?12,000
??Other expenses: $ 0

Paying off credit cards

Purpose of loan:
This loan will be used to pay off credit cards and to put?them into one payment instead of several. ?

My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I pay bills before anything else and have never missed or been late on any kind of payment.

Build garage and pay property tax

Purpose of loan:
This loan will be used to?
Pay property tax and build a garage
My financial situation:
I am a good candidate for this loan because?
I have a good job at a Law firm, I am a responsible person with good Christian values and high morals and I know how to take care of business.
Monthly net income: $ 2547.00

Monthly expenses: $
??Housing: $?I own my home
??Insurance: $ 333
??Car expenses: $?400
??Utilities: $?350
??Phone, cable, internet: $ 153
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 30
??Other expenses:?$250

Paying off credit cards

Purpose of loan:
This loan will be used to? consolidate all credit into one payment
My financial situation:
I am a good candidate for this loan because?
have never missed a payment
Monthly net income: $
1100.00 average
Monthly expenses: $
??Housing: $?supplied by employer
??Insurance: $ 0
??Car expenses: $ 395.75 every 6 months (full coverage)
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50.00 a wk
??Clothing, household expenses $ 2-300.00 a year
??Credit cards and other loans: $ 14000.00
??Other expenses: $?600.00 a year (vacation)????

"Paying for a dental procedure"

Purpose of loan:
This loan will be used to pay for a much-needed dental procedure that is not covered by my insurance.?

My financial situation:
I am an?excellent candidate for this loan because I have a solid credit history with no late payments. The?only debt that I currently have is a car payment of approximately?$500.00 per month.?My annual salary is between?$53,000 and $55,000 per year.?My?mid credit score is a 733.? I would like to take this opportunity to thank everyone that elects to finance my loan. Thank you.

Dollars for growing Business

Purpose of loan:
A Dog Gone Good Place has been in business for 4.5 years.??Gross sales have increased 35% in the last 6 months, which has necessitated the need to find a larger location.?? We will be moving to a new facility in August 2010, that will not only allow us to continue to grow in numbers but customize the facility for our needs.? We are looking for a loan that will help us fund the build outs for our new facility, these include but are not limited to: Walls to separate our dog boarding center from our grooming room, fencing and pet turf for the dog yards, additional plumbing needs, and a front desk area for customers.? City Planning has already approved the businesses move and all permits have been applied for- all that is left is to add to the existing building move account.? Ownership has already put in $15,000 toward the move/permit process and we just need an additional $10,000 to complete the move.? Any help would be very much appreciated by all of our?Four legged friends.

My financial situation:
I am a great candidate for this loan because I have never not paid any debt. My debt ratio is high due to owning the business, but if you review my credit you will see that every debt gets paid every month.? I was a Prosper borrower 4 years ago to start this same business and paid every penny back.? My business has survived the tough economy and we have turned a profit.

Surgery for Daughter - Please Help

Purpose of loan:
This loan will be used to help pay for the surgery that my daughter needs to fix her chronic ear infections and hearing loss that my insurance doesn?t cover.? She is receiving tubes in both her ears and they are removing her adenoids as well.? She has been in so much pain lately that we are hoping this cures everything.
My financial situation:
I have sufficient income, but I filed bankruptcy eight years ago and that is keeping me from getting traditional loans still.? I have not missed any payments for several years and I am hoping someone can help me out.? You will not be sorry and I thank you from the bottom of my heart.??

Monthly net income: $ 3300

Monthly expenses: $ 2315
??Housing: $ 0 (fiance pays and I pay everything else)
??Insurance: $ 100
??Car expenses: $ 515
??Utilities: $ 225
??Phone, cable, internet: $ 125
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 650
??Other expenses: $ 300

Pay/consolidate debt and minor misc

Purpose of loan:
This loan will be used to pay off and consolidate debt and minor miscellaneous.

My financial situation:
I am a very good candidate for this loan as I have excellent long term job security and stability with substantial income. I am an electrical engineer for a power system utility so today?s troubled economy has no impact upon my employment status. I have had a long term successful career, but have not fared so well in my personal endeavors. One spouse was truly evil without conscience and the other highly motivated in keeping up with the Jones and beyond. I have truly become much wiser and the idiot winds have now calmed much in blowing my way. I was merely very giving and sought to please with little sense in doing so. As a result, I am much poorer, but truly am now much wiser. Coupled with past incurred debt, I have had recent dental expenses (incurred prior to creating flex spending account), vehicle repairs, and travel (two deaths in family).Given time and with your help, I will be a survivor as I have very good income and retirement benefits. I will be forever grateful to those who choose to help me and will prove to be a very good investment.
Monthly expenses:
Housing: $ 850 rent??
Insurance: $ 135 -?vehicle and rental. Health and life insurance are automatically deducted and already?reflected in net income as is retirement.??
Car expenses: $ 425 -?car payment + routine mtce.??
Utilities: $ 160???
Phone, cable, internet: $?160??
Food, entertainment: $ 300???
Clothing, household expenses $50 - I spend little on such things so is best guess?averaged over a year.???
Credit cards and other loans: $1200????
Other expenses: $ -?minimal ? I will note here that I have good health insurance, but includes very little in dental benefits. I am now enrolled in the flex spending program for $2500/yr. which is not taxable, but must use it or lose it. I will use all of it for dental/health needs. This deduction is automatic and reflected in monthly net income shown above.?

GETTING A PLACE

Purpose of loan:
This loan will be used to? IMPROVE THE LOOK OF MY PLACE ????

My financial situation:
I am a good candidate for this loan because? IF YOU LOOK AT MY CREDIT I AM NEVER BEHIND AND I ALWAYS PAY MY BILLS

Monthly net income: $2400.00

Monthly expenses: $
??Housing: $ 525.00
??Insurance: $ 109.00
??Car expenses: $ 100.00
??Utilities: $ 175.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 20.00
??Other expenses: $ 0.00

Paying High Interest Credit Cards

Purpose of loan:
I am currently trying to pay off credit card debt from college.? My credit card balance is just under $3,500 and the interest rate is 20.24%, so I am looking for a loan with a fixed rate of 18% or less.?
My financial situation:
I am a good candidate for this loan because I am reliable and consistently make payments on time.? I have never had a late payment on my mortgage or other bills.? My number one priority?at this?point in my life?is?paying off my credit card debt as quickly as possible, so all my disposable income will go toward making more than the monthly payments

Monthly net income: $ 3547.00? ($500.00 is rental income, the?remainder my full-time job.)? I can provide copies of bank statements, tax returns, and a lease to verify the rental income.

Monthly expenses: $
??Housing: $ 1238????
??Insurance: $ 65
??Car expenses: I own my?car free and clear and spend about $200 a month?for insurance and gas
??Utilities: $ 210
??Phone, cable, internet:?$0
??Food, entertainment: $ 120
??Clothing, household expenses $ 225
??Credit cards and other loans: $ 400,?if I use this loan to pay off my high interest cards, my monthly?credit card payments will be approximately $300??Other expenses: $150 for dog food and vet bills + $450 for income and personal property taxes

Paying off my credit card

Purpose of loan:
This loan will be used to consolidate debt

My financial situation:
I am a good candidate for this loan because I?have never been late on loans or credit cards.?I am trying to stay ahead because one of my creditor's is?charging me the highest interest rate, membership fees, and miscellaneous charges. I will never get ahead on this card at this rate, unless I do something now. Anything is better than the way they are ripping me off. Its unbelieveable.

Monthly net income: $ 1800.00

Monthly expenses: $ 1590.00
??Housing: $ 500.00
??Insurance: $
??Car expenses: $ 365
??Utilities: $ 0
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300.00
??Other expenses: $ 100.00

Puttng new home

Purpose of loan:
This loan can used to improve my home and better my kid place.

My financial situation:
I am a good candidate for this loan because i have constant income of more than $100000 for last 3 years and excellent credit rating.

Time to Retire the Chase Visa Card

It's crazy how much the credit card companies think their money is worth and what they are trying to get away with. I would rather pay a reasonable interest rate to the Prosper community than to continue funding the greedy so and so's at Chase. We will use this Prosper Loan to pay-off and close our Chase credit card. Thanks for your help.

56 Mo. of Prosper Payment History

Thank you for taking the time to review my listing.??I am a current borrow and lender on Prosper.? I have?recently paid off a Prosper Loan in December of 2009, which should add security and peace of mind to those bidding on my loan.? I will pay it back!

My son turns 16 on March 21st of this year, and we would really like to be able to purchase a car for him for his 16th birthday.? We were able to do this for my daughter three years ago when our financial situation was much stronger, and I would like to be able to do this for my son.??

We have saved $2,500, and would like to get a loan for an additional $2,500 to be able to buy a nice reliable?used?car so I don't have to worry about him getting stranded.

Below is out household budget and expenses.? I?have been with my current employer for six (6) years and my husband has been with his current employer for 18?(18) years.? Our combined household income last year was $102,000.??

Budget:
Total Monthly Income: $6,490.00 after taxes
Total Monthly bills?$4,523.74


Thank you once again for reviewing my listing and having confidence in me to bid, and I look forward to the prospect of doing business together!

Paying off credit cards

Purpose of loan:
This loan will be used to pay off my high interest credit cards.?

My financial situation:
I am a good candidate for this loan because I pay all my credit cards on time and want to continue to keep my credit score in?excellent standing

Paying off credit cards

Purpose of loan:
This loan will be used to pay off my credit cards and consolidate my debt. My credit score has been hurt by my high credit card utilization and by paying them off it will improve my credit score significantly.

My financial situation:
I am a good candidate for this loan because I have never had a late payment before on any bill. I also have very good job security and make pretty good money.

Monthly net income: $ 4,300

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 60
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $ 100

Paying off hi interest credit cards

Purpose of loan:
This loan will be used to pay off a high interest credit card debt.

My financial situation:
I am a good candidate for this loan because: a) I have an high fico score b) Always have been current on my payments c) I have high monthly income


Monthly net income: $?11,340

Monthly expenses: $
??Housing: $ 5,000
??Insurance: $ 140
??Car expenses: $ 90
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1400
??Other expenses: $ 500

Perfect Payment history w/PROSPER

Purpose of loan:
This loan will be used to pay off current loan and personal loan.

My financial situation:
I am a good candidate for this loan because i have a perfect credit history with prosper since my first loan in 2006. My goal is to stay current with great intention of paying off this loan in full.

Monthly net income: $3500.00

Monthly expenses: $ 1545
??Housing: $ 855
??Insurance: $ 80
??Car expenses: $ 0
??Utilities: $?Phone, cable, internet: $ 200.00
??Food, entertainment: $200.00
??Clothing, household expenses $ 100.00
??Other expenses: GAS ?$ 100

paying off my credit cards

Purpose of loan:
This loan will be used to pay of 10 credit cards

My financial situation:
I am a good candidate for this loan because I have made my monthly payment on time with the loan I have with prosper. I also make sure that I pay my bill on time. I have been on my job for 3 years.

Monthly net income: $ 2000

Monthly expenses: $ 300????
??Housing: $
??Insurance: $ 150
??Car expenses: $ 360.71
??Utilities: $
??Phone, cable, internet: $ 243.37
??Food, entertainment: $
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 973.33
??Other expenses: $

Credit Card Payoff

I am tryng to take the necessary?steps to pay off my debt. I am a 38 year college graduate employed in the Information Technology industry.?I have just repaid my first loan from Prosper with no late or missed payments. My second loan, pay-off?is March 2011,?is also current and has been paid on-time each month. I am well aware that PROSPER IS NOT A CHARITY, IT'S A BUSINESS. That's why I'm looking for you. Let's do business together!


EXPLANATION OF BAD CREDIT:

I switched careers 4.5 years ago. I wanted something with more of a future and strong growth potential. I went from a factory job to a job in the I.T. industry. That move came with a price; a 50% pay cut. I just have not recovered financial as quickly as I thought I would. I'm on the road to recovery now that's why I am working a full-time job and running a business.


WHAT I WILL DO WITH THE MONEY LOANED TO ME:?

Pay off credit card debt.


HERE ARE MY MONTHLY FINANCIAL DETAILS:

Net income after payroll deductions: $ 900 per week
Total monthly Income $ 3600

Mortgage: $ 1500
Phone: $ 50
Gas: $ 180
Electricity & Water: $ 250
Food: $ 300
Insurance: $ 130
Student Loans: $ 365
Current Prosper Loan: $ 212


Total Monthly Expenses: $ 2987

I will have $613 left to make the payments on my Prosper loan. I have more than enough to make my Prosper Loan payment on-time each month.


CLOSING REMARKS TO LENDERS:

I am just trying to reduce my debt and improve my credit rating.

Thank you for taking time to review this business opportunity.

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Pay off Discover Credit Card.? I am a salaried Methodist church organist, Elementary School teacher in a deprived, Title 1 school, I do not plan on retiring anytime soon from teaching and when I do retire, I will continue playing for church, tutor ($40 per hr), substitute teach, or teach private piano lessons.?
My financial situation:
I am a good candidate for this loan because? I am a workaholic.? I have great credit, in the top 47% (780), and am in great health.

Consoldating Personal Loans

Purpose of loan:
This loan will be used to consolidate our credit card and personal loans as well as to help with working capital for a new business that I am starting.? I have 6 months left on my contract in the current industry I am in and would like to change my career path, I have started another business with the intent of having it up and running prior to the end of my current contract.? My new business is a Chicago Stlye Pizza Take out/Delivery restaurant for which there is little or no competition within a 10 mile radius of the location I have selected.? I would like to consolidate some of my personal credit card and loan debt to reduce my monthly payments and use the rest to fund the advertising and working capital needed to help get the pizza place off the ground.

My financial situation:
I am a good candidate for this loan because?
My current financial situation is that I have no problems meeting my monthly commitments, My sales are down with my contract sales position currently due to the state of the economy and the time of year it is for the transportation industry, but this is expected to pick up in the late spring through the summer, which by that time I would like to have my pizza place up and running and generating revenue in order to change my career path.
Monthly net income: $ 3,000 to 10,000

Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 575.00
??Car expenses: $300.00?
??Utilities: $300.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 1400.00
??Other expenses: $ 450.00

Settlement Offer to Chase Crdt Crd

Purpose of loan:
Since my unemployment, I have been able to keep up with all my debt with the exception of my Chase Credit Card. Citibank & Bank of America set me up on a five-year plan Chase refused my offer of $75 per month until I find a job. My balance is/was $10,245, which increases every month due to high interest, late/over limit fees. I can make a settlement offer.
My financial situation:
I am still paying my debt. I worked for the same company for 15 years. The company had little work so I was laid off. I am searching for work in CA & TX where my son lives. Texas has many jobs. I am finishing my BA in Accounting so I have a degree/experience. I have made every effort to stay current with my debt. When I was laid off, I called my mortgage holder/lien holder of car looking for a plan so I would not fall behind. I kept up payments even when going to unemployment. I called my utilities to see if I qualified for low - income help. I fell behind on mortgage I but received a modification, including insurance/taxes. Lowered payments by 463 per mo. Student loans on deferment, now own my car. Lowered every payment & gave up things not needed.I have a more detailed answer however, there is not enough space here.Monthly net income: $ 1,800

Monthly expenses: $
??Housing: $?861 includes taxes and insurance
??Insurance: $
??Car expenses: $120
??Utilities: $125
??Phone, cable, internet: $100
??Food, entertainment: $ My mom lives with me she pays for food
??Clothing, household expenses $
??Credit cards and other loans: $180?
??Other expenses: $

Paying Off My Cards!!

I am on this site asking for help with a loan to pay off the balances on my credit cards. The majority of this debt was accumulated during the past 2 years. My father in law became ill and passed away from non-hodgkins lymphoma. Due to the exchange rate, the travel costs to the UK twice and funeral expenses came to almost $15K USD. The remaining balance was accumulated after I lost my position as a store manager for a women's specialty retail company who decided to close the doors on my store last summer. I was able to find a position as a manger for another retail company and received a small raise along with the new job, however, my husbands wage was decreased because his company was purchased by another and bonuses were eliminated entirely.
I am a good candidate for this loan because I do not overspend and pay my bills on time, own my own home and 2 of our 3 vehicles. Both my husband and I have full time positions with stable companies and all I really would like to be able to do is eliminate the high interest rates that are keeping me in debt. The companies that I have cards with have all decreased credit limits and increased interest in the past year and I would like to be able to have someone auto debit my account once or twice a month so I can pay back this debt as quickly as possible. Thank you for your assistance.

Establishing better credit

Purpose of loan:
This loan will be used to?
Will be used to help in a move across country and to help build a better credit rating.? My plan is to use this loan for a deposit on an apartment and to repay the loan as quickly as possible.

My financial situation:
I am a good candidate for this loan because?
I am in a position to pay off this loan quickly and help prepare myself to establishing better credit and a better financial future.? My salary allows me to pay this back in a short amount of time, and I am more than willing to provide pay stubs if necessary.?

Thanks in advance for your consideration.

Monthly net income: $
Approximate $6200.00
Monthly expenses: $
??Housing: $ New rental $2400 ????
??Insurance: $ 100 ????
??Car expenses: $ 0 ????
??Utilities: $ 50
??Phone, cable, internet: $ 0, benefit of working for my company
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 0, I do have an AMEX on my credit report but it belongs to my mother, and I was added to build my credit score.
??Other expenses: $ 0

Pay Off Debt, Then Start a Business

Purpose of loan:
This loan will be used to pay off existing credit card debt.? When this is complete I plan on starting a business to start living that American dream of owning my own company.

I'm looking to get this loan so I can quickly pay off the credit card debt and focus other funds toward starting my business.

My financial situation:
I am a good candidate for this loan because I'm financially secure through employment and investments.? I'm a very responsible person when it comes to payments, l handle all my bills through automatic online bill payment.? I also have savings and investments that can sustain my lifestyle if my current employment situation were to not exist.?

Fixing the leaks

Purpose of loan:
Fix roof, fix plumbing that was done incorrectly the first time and payoff first loan.

My financial situation:

This is my?second listing.??I have a current Prosper loan, and? you can see that I am current with it, have it on auto-pay and never miss a payment.?I would like to roll?my first loan in with these repairs to try to lower my interest rat a bit.?

I have been at my job for over?5 years so I have a steady income.? I also?sell Avon to?make extra money.? I worked full time and put myself through college.? All of my student loans are paid off.? I have never defaulted on any loans.? I have always worked hard and have always paid my debts.?

I?was?sticking to a budget?to pay off all my credit cards, but the last year I was using every dime including credit to help?my mom out with the caregiver expenses for my dad.??Since Dad's passing I'm doing pretty good?getting back on track, but I don't have the lump sum I need for the?repairs.??

The roof is leaking in a small spot, but before it becomes a large spot I'd like to get if fixed.?The shower is leaking into the wall so the plumbing is a priority.?

Monthly net income: $4,200.00

Monthly expenses: $
??Housing: $?600 (this?is my contribution, my husband pays the rest)
??Insurance: $ 127.00
??Car expenses: $ 420.00
??Utilities: $?276.00
??Phone, cable, internet: $ 180.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1388.00
??Other expenses: $ 0.

Paying off credit cards int. 12.99

Purpose of loan:
This loan will be used to? Pay off 2 credit cards. One credit card is with Discover with an interest rate of 12.99% and the other is with Chase with an interest rate of 9.99%. I hope to get a better interest rate than 9.99 and to pay off this loan in an expedited manner.

My financial situation:
I am a good candidate for this loan because? I pay more than the minimum amount and I pay on time. I do not default on loans or allow any loan to be 30 days late. I would like to retire in 5 years and I have a 401k, but if I pay off my bills early, I can use the money I am paying towards these credit cards to save for my retirement and to be able to retire comfortably. I would like to be free from debt by the end of 2011.