Ditch credit cards

Purpose of loan:
This loan will be used to consolidate my credit card balances for one easy payment?

My financial situation:
I am a good candidate for this loan because I make my payments on time and I have not defaulted on my financial obligations.?

Monthly net income: $ 3650

Monthly expenses: $
??Housing: $ 1602
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 220
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards : $ 800
??Other expenses: $ 0

Expanding Business

Purpose of loan:
This loan will be used to?
To buy a?auxiliary genearator to provide heating and cooling option for my truck?to reduce fuel usage by using smaller generator
My financial situation:
I am a good candidate for this loan because?
I always pay my debt
Monthly net income: $?
4400??
Monthly expenses: $
??Housing: $ 835????
??Insurance: $ 125????????
??Car expenses: $ 430????????
??Utilities: $ 120????
??Phone, cable, internet: $ 175????????????????????
??Food, entertainment: $ 100????
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $ 250

Consolidating Debt Very Trustful!

Purpose of loan:
This loan will be used to pay back a family member who helped me out?2 years ago pay off credit cards?due to stupidity on my part.? We all learn.? I have the full amount paid back minus $5,000.00 and would like to pay back the remainder at this point.? I hope you will help out.

Previous listing was 25% funded.? I hope I can get?full funding?with this request.?

My financial situation:
Propser shows that I have $120,000.00 in outstanding revolving debt. ?They also showed Home Ownership as being "No".? This is inaccurate. I HAVE been a home owner for the past 17 years and have never been late or missed a mortgage payment.? I also have NO current revolving debt other than a Chase credit card with a balance of about $1100.00.? I also have a 1st and 2nd mortgage in addition to the Chase card and that is all.? All Income can?be verified via W-2's.? As Propser shows-there are only 3 Accounts open which I mentioned and no others.???

I am a good candidate for this loan because I am a very trustworthy individual.??I have a Bachelors Degree in Criminal Justice and Psychology.? I have been employed with my current job?in Federal Law Enforcement with the US DOJ?for the past 20 years.? Date of hire was 4-13-1990.? I also have worked a part time job on the weekends working in Nursing in a Hospital setting for?the past 19 years.??I work a regular 24 hours every other weekend and can pick up extra shifts quite often. ?I am a homeowner and have been in my current home for the past 14 years.? Bottom line:? I'm not going anywhere and both my jobs are VERY secure based on the Fields and my time on.????

I ?am very responsible and being single I am able to make?the payment on this Loan.

I have a generous amount in my 401k $88k (not able to take a loan against) and a great retirement ahead.

I ask if I have been entrusted for the past 20 years from my Employer with a high level security clearance (one of the highest) that you also trust me in that I will and have all the means to pay this Loan back.

I lead a very simple life.? I do not have Cable and all the other extras.? Just the Basics.? My entertainment is free and that being enjoying the outdoors fishing, camping and keeping my Lawn/Yard in tip top shape.

Thanks for your consideration!? All information is this listing is verifiable by documents.? Please ask any questions.

Monthly net income: $4279

Monthly expenses: $2050.00?
??Housing: $1340?
??Insurance: $100
??Car expenses: $ 0 (Free and clear)
??Utilities: $?70
??Phone, cable, internet: $80
??Food, entertainment: $150?
??Clothing, household expenses $80?
??Credit cards and other loans: $30 (Chase)
??Other expenses: $200.00 (Property Taxes)?

Paying off Credit Cards

Purpose of loan:
This loan will be used to pay of high interest credit card

My financial situation:
I am a good candidate for this loan because I have a high income and selling a second house that should be sold in the next 60 days

Monthly net income: $ 14,700.00

Monthly expenses: $
??Housing: $ 2700
??Insurance: $ 300
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 300

Buying a car for our growing family

Purpose of loan:
This loan will be used to? purchase another larger car for our expanding family.????

My financial situation:
I am a good candidate for this loan because? I have a steady good paying job with excellent bonus potential.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit card

Purpose of loan:
Would like to?continue getting out from under all this credit card debt.
My financial situation:
I work fulltime and also recieve a monthly veterans compensation. I hit some hard times and trying to raise a disabled son. I am hoping to consolidate? and get the balance paid off to improve my credit score.

Monthly net income: $
$1034 per month from the VA and $1600 income from fulltime work=$2634
Monthly expenses: $
??Housing: $ 1100.00???(1st Mort-$802)?$256 (2nd Mortgage)

??Insurance: $?58.57 per mo (car ins) medical is paid pre-tax?thru work and Homeowners is?included with mortgage????
??Car expenses:?$230
??Utilities: $?49 electric
???????????????? $90 septic
???????????????? $0 water (well)?
???????????????? $0 garbage (trash goes to dump)
??Phone, cable, internet: $?100.00

??Food, entertainment: $?250 (includes pet food)
??Clothing, household expenses $ 0
??Credit cards and other loans: $?60 Sam's Club
?????????????????????????????????????????????$60 Care Credit
???????????????????????????????????????????? $210 Home Depot
???????????????????????????????????????????? $125 Nat'l City Visa
?????????????????????????????????????????????$100?Citifinancial

Bathroom plumbing repairs

Purpose of loan:
This loan will be used to?repair plumbing problems on my only one bathroom.
My financial situation:
I am a good candidate for this loan because?I?had always had good credit, but i made the mistake of co signing for?one of my children for a manufactured home and a new automobile, this is where some of the late payments come into play, I was not aware of this until just recently when I went to my bank to apply for a loan for this repair, at this time I was informed of late payments. I can assure I will pay my loan on the designated due date. I am on a fixed income but I am able to commit to a monthly payment in order to get?my bathroom repaired. At this point this repair is a necessity and not a want.

Monthly net income: $ 1486.00

Monthly expenses: $
??Housing: $ 150.00
Insurance: $ 100.00
??Car expenses: $ 250.00
Utilities: $ 75.00
??Phone, cable, internet: $ 25.00
Food, entertainment: $ 75.00
??Clothing, household expenses $ 50.00
Credit cards and other loans: $ 75.00
??Other expenses: $

Freedom from credit cards!

Purpose of loan:
This loan will be used to? stop feeding the greedy bankers and provide a sound return for smart investors.

My financial situation:
I am a good candidate for this loan because? I always pay on time, and I've already paid off two very high-interest rate cards and kept their balances?at 0!? I'm also getting a Tax Refund check next month?for the sum?of $9K.? The full amount along with your Prosper Loan will go to paying off my credit cards once and for all.? I had a credit limit of over $24K, not $17K, but all the creditors dropped my available lines of credit as I paid off each credit card, while jumping?their rates from 9% to 29%.? My plan is to repay them that insult by paying them all off and never using the plastic ever again. I'm just trying to do right by my two sons....thanks for your time and consideration.

Monthly net income: $??

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $??
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Consolidation

Purpose of loan:
This loan will be used to?
Assist my son because he was laid off by SunTrust Private Wealth Management
My financial situation:
I am a good candidate for this loan because? My credit history is exemplary.

Updating Bathroom in new house

Purpose of loan:
I recently purchase a 35 year old home.? I want to update?the second bathroom?so it is useable.?

My financial situation:
I am a good candidate for this loan because I have?been employeed?at the same?company for 24 years.? I have never defaulted on any loan and?I have?ALWAYS paid back my debts on a timely basis.? My credit rating is rated very good to excellent at all 3 credit reporting companies.? Thank you!

Paying off credit cards

This loan will be used to pay off credit cards that have?high interest rates.? In 2008,?I was late?on payments to?two credit card companies(not 30 days), and?my interest rate was immediately hiked up to 27%.? This was the first and only time I have been late and after repeated attempts to have?the rate reduced, we have decided to look elsewhere.?
My financial situation:
I am a good candidate for this loan because I have a steady career in wireless, an industry which is continually growing.??There?is constant opportunity for promotion?as well as significant bonus potential.? In the past?9 months, because of my performance,?I have never failed to bonus.? I?am also consistant with paying my bills?on time.

Monthly net income: $4,580.00

Monthly expenses: $3680.00
??Housing: $1,300.00
??Insurance: $210.00
??Car Payment:?$0
??Transporation:? $160.00
??Utilities: $300.00
??Phone, cable, internet: $100.00
??Food, entertainment: $800.00
??Clothing, household expenses $40.00
??Credit cards and other loans: $650.00?
? Child's Tuition:? $120.00

Pay of A High Interest Cradit Card

Purpose of loan:
This loan will be used to?to pay off a high interest credit card.

My financial situation:
I am a good candidate for this loan because?

1. I have the income required to meet the loan payments on time every month. Although my income varies since I am a personal tutor, I do make a minimum of $800 a month.

2. I have little other financial obligations:

Monthly net income: $ 800-1000

Monthly expenses: $
??Housing: $ 250(I live with my folks and make this little contribution to towards the rent)
? Insurance: $ 60
??Utilities: $ 40(cellphone)
??Phone, cable, internet: $ 0( the good thing about living with the folks.)
??Food, entertainment: $ 100
??Clothing, household expenses $ Don't buy clothing everyday or even every three months so $20 a month on average I guess.
??Credit cards and other loans: $ 80
??Other expenses: $

Putting in heaters and remodel

Purpose of loan:
This loan will be used to install four NEW heating units for my six rentals and complete the new configuration of gas lines to include a mini-laundry mat in the basement. Secondly, we need to improve four of the units with new carpet, paint and plumbing.

My financial situation:
we are a good candidate for this loan because We will record a $25,000 lien on the property located at 721 North Hamilton in Saginaw Michigan 48602 (6units) as a security for you.Currently, it brings in $600/month and has the potential for an additional $1200/month. We currently have several other rental properties and we are in the process of remodeling new units to bring on line and increase my money stream. You can see the property is in the name of my corporation from this source:
Saginaw County Record:http://www.saginaw-mi.com/sonar/land.php?tax_id=15%200113%2000000Credit Score on Transunion is 675 and Equifax is 725 Experian 653
Monthly net income: $ 6000
Monthly expenses: $ 3800
??Housing: $1200
??Insurance: $ 300
??Car expenses: $0
??Utilities: $ 100
??Phone, cable, internet: $100
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $ 500

Marketing and Sales for Sm Bus.

Purpose of loan:
This loan will be used to expand a growing small business advisory firm.? Our firm has been in business since 2007 and we are rebranding the company which will include a new website, new online presence through social media sites, and new sales strategy and process.? Our competitors in this space have seen online sales growth of more than 300 percent by streamling online operations to meet the needs of the online consumer,

My financial situation:
I am a good candidate for this loan because my debt is relatively low (over fifty percent of my homes value is equity).? I have minimal credit card debt and?I only owe $1,000 on my vehicle.? I have a stable and solid credit history.? I value my value score and would not place myself or my company in a predicament that would diminish the score I have built up over the last 17 years.

Refurnishing my home

Purpose of loan:
This loan will be used to purchase furnishings for my apartment.? I need a bed, dressers, TV, couch, refrigerator, desk, table and chairs, and shelving.? I have been living in a cramped apartment too long so I moved to a place with more room.? I need to fill up some of the empty space with new furniture and appliances.

My financial situation:
I am a good candidate for this loan because I make $65,000/year which is plenty to pay off this loan.??I have no debt, and have had a stable job as an engineer for over 2 years.? My employer has promised me that my position is safe, even in these tough economic times.? You can count on me to pay back every dime!

Thank you for all your help.

Remodel Kitchen and Bathroom

Purpose of loan:
This loan will be used to? update my appliances and cabinets, install new counter top and lay ceramic floor in my kitchen. Replace, sink, toilet and install garden tub, place heated floor under new ceramic tile in bathroom

My financial situation:
I am a good candidate for this loan because? I am a low risk borrower and consider myself credit worthy by keeping my bills paid on time

payon bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

start up exspenses for family farm

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
pay for seed and start up equipment
Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

One more time

Purpose of loan:
The purpose of my second loan is to lump my high interest credit card bills and personal loans into one payment.

My financial situation:
This would be my second loan with Prosper.? My credit score is not the?greatest due to?my filing?bankruptcy in 2004, which was discharged.? This bankruptcy was the result of my closing a small coffee shop that I owned.? I've made a few bad financial decisions in the last couple of years and my credit has taken another beating.? I want to repair and rebuild my score.? As of 3/4/2010, I was promoted at the company that I have been with now for 4 years.? I have received a nice raise and have been re-assigned to a location much closer to home.?? ??

I have invited my friends to join as lenders only to find that Prosper is not excepting new lenders from the state of Ohio where I live.? One recently contacted me? to let me know they were unable to join.? None the less, Prosper has helped me once and I hope can help me again.? I refuse to give up.


Monthly net income: $ 2658 currently

Personal monthly expenses: $ 1559
??Housing: $?200 (have roommate)??
??Insurance: $ 64
??Car expenses: $ 405
??Utilities: $ 100
??Phone, cable, internet: $ 55
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 300
??Other expenses: $ 210 (student loans)

Paying off my credit cards

Hi,

I have a debt that I have been paying 200.00 a month on for a couple of years now. The original amount was 9600 and its currently paid down to 2400. Their daughter owes me 500 in which I know I will never collect so my idea is to come up with the cash to pay off what I owe minus what their daughter owes so I can get out from dealing with them for the next year. I know they will accept this as they need all the cash they can get right now due to going through breast cancer. She is going in next week to have 1 breast removed and have reconstructive surgery. Doing this in this way will help out all parties involved.

I work a lot of hours on my current job and also have a side business doing computer repair and troubleshooting so I have the means of repaying this loan. I have been at my current job for 5+ years and owning my current home going on 2 years now with no late payments on any of my debts. I also have put on a huge spending freeze on anything other than what is needed to live until I have reached this goal. I was debt free about 3 years ago but that was before having another child and incurring costs moving into a new home. Its time to shape things back up again and for good this time!

Just a side note about my debt information. I have a van for my computer business that pays for itself through the business. I have a car loan as well so that puts my debt to income at a higher ratio that appears worse than what it is. I have 1 negative mark on my credit file, thanks to AT&T. I split of 3 in 1 service off to only a cell phone service and somehow the statement for the balance for the internet and home phone they claim to have sent on this was never received, I recently received a notice from AT&Ts attourney of collections and they said they wanted to resolve the debt (298.00) and threatened to report to my credit file butI had recently viewed my credit file and they had already done so without contacting me 1st to try and establish a payment, Needless to say I am still going back and forth with them on this and I want to be sure they don't take my payment and forget to help me to resolve this on my credit report. My cell phone contract ends in august so I will be getting service with metro pcs and dropping AT&T for their poor communication on resolving this manner in a professional manner. I had tried to explain to them that during the time they claim to have sent this statement I was going back and forth to the NICU visiting my newborn premature son which is healthy now and 11 months old. I just wanted to give a brief explanation since you are taking the time to invest some of your money to help me out. As for the 883 delinquent balance on my credit file, the 298 has to be part of this along with medical bills from the hospital from my son. i have no other delinquencies.

Paying off Chase at 29.99%

Purpose of loan:
This loan will be used to? Pay off Chase Mastercard.? They increased my interest rate from 9.75 to 29.99% APR since last July, 2009.? I always pay online and was unaware of the increase until today when the balance was not reducing at the same rate as my Quicken calculated.? I just paid them $3,000.00 today and I have a $9,600.00 balance.? They are not interested in reducing my interest rate so I'm not interested in giving them my business.

My financial situation:
I am a good candidate for this loan because? I'm a Bankruptcy attorney.? Not lacking for business.? Can pay off loan withi 6 to 8 months.? No car payments and only about $5,000.00 in ?other unsecured credit outstanding, after Chase is paid off.

Paying off my credit cards

Purpose of loan:
This loan will be used to payoff my credit cards. I recently got married and the process was more costly than I would have ever envisioned but get to walk the isle once! I do hope that you will help me accomplish my goal so that I can continue my new life with a clean slate.

My financial situation:

Monthly net income: $4300

Monthly expenses: $
??Housing: $825
??Insurance: $0
??Car expenses: $0
??Utilities: $75
??Phone, cable, internet: $50
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $1600
??Other expenses: $0

pay off car and gas bill

Purpose of loan:
I need to pay off my car so I will not have a car payment anymore. I also need to pay off my heating bill which was higher this year. ?

My financial situation:
I have good credit and no other outstanding debts.

College Expenses

The purpose of this loan is to cover a few extra expenses while attending college
I will use this loan to help cover: rent, food, books, gym, gas and car maintenance expenses through the end of the semester.

I currently receive a family stipend and work full-time. The loan will provide a buffer to cover the extra expenses while next semester's funding comes. The loan will also assist in building my credit history further.
I am an excellent candidate for this loan due to my high level of integrity and honesty, as well as my stellar past and present credit history.

Expanding Home Business

Purpose of loan:
This loan will be used to expand my home business. I have business in ebay, buying and selling various items mostly electronic and cellphone. I buy the products mostly from supplier in China, and sell them here in US. Due to capital limitation, I can not increase my sales volume, therefore I need extra capital so I can move forward with my business.

My financial situation:
I am a good candidate for this loan because I am a responsible borrower,? never miss my dues. I care my family so much that I would never put them in ther risk of financial trouble. Therefore I borrow what I need with monthly payment that I can afford. My home business is just a part time job to create extra income. Although I'm very optimistic about my venture, but in worst case scenario that it did not work well, I still have my job that can support me to pay for the loan. I'm?confident I could repay all the loan in due time.?

Monthly net income: $ 3500

Paying down a medical bill

Purpose of loan:
Paying off a debt

My financial situation:
I am a good candidate for this loan because...even though I have some personal debt, I am trying to get this loan to?take care of the amount. It is going to take more money than 4000.00 to take care of my debt but I am trying to start somewhere.

Also the deliquincies that are showing on my credit report are from when I was way younger, over 4 years ago. I made some mistakes that have cost me but I am trying to put things back on track. Also on my credit report it shows I have a mortgage but my ex-husband and me are seperating so I am not responsible for the mortgage payment showing or bank of america credit card. Thank you for your time in considering me. God Bless.
Monthly net income: $ 2800.00

Monthly expenses: $?
Housing: $?389.00 (shared 1/2?with?roomate, so my portion is only 389.00)??Insurance: I have renters insurance with Farmers, which is only 17.00 a month.??Car expenses: $ Car Insurance 110.00, gas is 30.00 every?2 to?3 weeks.?Car Payment 280.00??Utilities: $ 50.00 (shared with roomate)??Phone, cable, internet: $ 100.00??Food, entertainment: $ 30.00 a week, sometimes go two weeks.??Clothing, household expenses $ n/a???Credit cards and other loans:?I have Care?One helping me with?most if not all of my debt that I have, I pay them 250.00 a month.??Other expenses: $ n/a
Monthly net income: $ 2800.00

Monthly expenses: $?
Housing: $?389.00 (shared 1/2?with?roomate, so my portion is only 389.00)??Insurance: I have renters insurance with Farmers, which is only 17.00 a month.??Car expenses: $ Car Insurance 110.00, gas is 30.00 every?2 to?3 weeks.?Car Payment 280.00??Utilities: $ 50.00 (shared with roomate)??Phone, cable, internet: $ 100.00??Food, entertainment: $ 30.00 a week, sometimes go two weeks.??Clothing, household expenses $ n/a???Credit cards and other loans:?I have Care?One helping me with?most if not all of my debt that I have, I pay them 250.00 a month.??Other expenses: $ n/a
Monthly net income: $ 2800.00

Monthly expenses: $?
Housing: $?389.00 (shared 1/2?with?roomate, so my portion is only 389.00)??Insurance: I have renters insurance with Farmers, which is only 17.00 a month.??Car expenses: $ Car Insurance 110.00, gas is 30.00 every?2 to?3 weeks.?Car Payment 280.00??Utilities: $ 50.00 (shared with roomate)??Phone, cable, internet: $ 100.00??Food, entertainment: $ 30.00 a week, sometimes go two weeks.??Clothing, household expenses $ n/a???Credit cards and other loans:?I have Care?One helping me with?most if not all of my debt that I have, I pay them 250.00 a month.??Other expenses: $ n/a

Paying off debt for our future

Purpose of loan:
This loan will be used to consolidate/pay off debt?to reduce our monthly payments.? My husband, Josh, was laid off for several months, but he has a wonderful job now, making even more than before (such a blessing) with a company that has so much business, they really need two of him!? If funded, this will be my second loan through Prosper.? In the past, I have had 2 late payments (by no more than 4-5 days), reason being that we changed our bank account.? I have not had any payments over 30 days past due to Prosper.?


My financial situation:
Mentioned above.? We (my husband and I), would like to get these little things paid?off and get ahead.? We began fertility treatments in January, and thankfully, everything has been?covered by insurance thus far.??We have tried for 5 years to have a child with no luck.? We have both been through all of the infertility tests and everything comes back with flying colors.? I have been diagnosed with unexplained infertility.?

To learn more about my husband and I, you can visit my blog at www.everythingelsewastakensoichosethis.blogspot.com.? Thank you for your consideration!!

Monthly net income: $ 1750.00 (my income)? $1500.00 (my husband's)? ***I got a raise in January (net income was $1500)?and will get another (small step up) raise in July.

Monthly expenses: $
??Housing: $871.00 (includes?home owners insurance)
??Insurance: $ 118.00 (car insurance)
??Car expenses: $ 200.00 (gas)
??Utilities: $ 250.00
??Phone, cable, internet: $ 300.00
??Food, entertainment: $100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.94 (this will be paid off with loan and is current), $180.94 (Prosper), $227.50 (personal loan)
??Other expenses: $

This loan will go towards paying off 2 of the "Credit Cards and Other Loans" and will leave me with just 2 Prosper Loans and my house payment.

I will be more than happy to answer any and all questions regarding what exactly we will pay off with this money, etc.? Thank you for your consideration.

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off three credit cards totaling $11,000 and a short term personal loan of $3,500.00

My financial situation:
I am a good candidate for this loan because I have been a very responsible borrower with a long excellant payment history with no late payments.? I have been employed by a large successful construction company for the last 15 years.? My curent position is Controller.? My wife and I both have 100,000+ annual salaries as professionals in our field?of work?and?have been?paying down debt agressively over the last two years.? We are intrigued by the prosper.com program and are seeking to lower the interest rate we pay on some of our credit cards by consolidating them with a prosper.com loan. We have 9 years left on our 1st mortgage and 11 years left on our second mortgage.?

Thank you for the opportunity to establish a great payment history with prosper.com.

Finishing the basement

Purpose of loan:
This loan will be used to?Finish our basement to have more room due to expecting twins in a couple months.

My financial situation:Make good money and not stretched to thin.
I am a good candidate for this loan because?I pay all my bills on time and have been with the same company for over 9 years now.

Monthly net income: $ 16,500

Monthly expenses: $ 11,300
??Housing: $3200
??Insurance: $1500
??Car expenses: $2000
??Utilities: $600
??Phone, cable, internet: $200
??Food, entertainment: $600
??Clothing, household expenses $500
??Credit cards and other loans: $1600
??Other expenses: $1100

Pay off credit cards!

Purpose of loan:
Get rid of credit cards with crazy rate and unpredictable charges.

My financial situation:
Solid and secure employment track record. Have a full-time, permanent job plus do free lance work in the events industry as well as teach fitness classes.

Monthly net income: $ 3,400

Monthly expenses:?$2218
??Housing: $1,200
??Insurance: $102
??Car expenses: $450
??Utilities: $200
??Phone, cable, internet: $200
??Food, entertainment: $250
??Clothing, household expenses $75
??Credit cards and other loans: $123 (student loans); $250 (credit cards)
??Other expenses: $75

Debt Consolidation

Purpose of loan:
Consolidate debt????
My financial situation:
Even though I have a lower credit?score due to a bankruptcy I had?3 years ago due to medical bills that I had,?I?have been current?on all of my loans since then as you can see from my?credit rating.? I have?made?more than the minimum payments each month since and I?just want to get my loan paid off quicker.? I work as a researcher for a local hospital doing genetic research and?as you can see below,?my wife and I have plenty of?cash at the end of the month to pay off our loans and?obligations.? I think this would make?us a great candidate?to loan to with a promise to payback the loan.? ?

Monthly net income: $
4100

Monthly expenses: $
??Housing: $ 700?
??Insurance: $?110
??Car expenses: $ 225?
??Utilities: $ -
??Phone, cable, internet: $?99
??Food, entertainment: $ 500
??Clothing, household expenses $ 200?
??Credit cards and other loans: $ 500?
??Medical Bills:?$ 120

Total: $2444 per month?so as you can see we still cover?our bills by a large margin.? ?

paying for college

Purpose of loan:
This loan will be used to pay for my child tuition fee. There is tremendous amount of fees has been increasing and it is really hard to get loan also. But education is something important that i do not want my child to be compromise in it. So here i am applying for loan for my child better future.
I thank you for any help i get.

My financial situation:
I am a good candidate for this loan because I pay all my bills on time and acurate. Me and my husband both are working two jobs so we had never problem paying bills on time. As u can see from my credit profile also. we always wan a keep are credit score good as we can and will be paying bills on time in future too. Again education is we think something very important in life so we can do anything to help my child to achieve education.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 3000
??Insurance: $ 200
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $ 100

New deck, and home improvements

Purpose of loan:
This loan will be used to?? Put in a new deck as well as other home improvements. Also to consolidate some credit cards?to fix credit score.

My financial situation:
I am a good candidate for this loan because?? Live well withen my means, spend money wisely, and have good steady income.

Monthly net income: $
5,800
Monthly expenses: $
??Housing: $ 2,250
??Insurance: $ 50
??Car expenses: $ 220
??Utilities: $?120
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 300
??Other expenses: $

Start Up for Consulting Franchise

Purpose of loan: This loan will partially finance a Franchise Start Up Fee
This loan will be used to pay a partial amount of the franchise fee of $39,900. I will help small to medium sized businesses recover tons of monies already spent; 8 of every 10 businesses fall into this category of potential clients;small and mid sized businesses do NOT have the financial resources with regards to CPA's (accounting) and business analysts to recover these monies. There are several areas of recovery, and the competition is only able to typically focus on one area, whereas we have all services under one roof. These services include Property Lease audits, Cost Segregation audits, Corporate Income tax audits, Utility Bill audits, and Workman's Comp audits. My office will employ 4 commission based personnel right off the bat; these associates of mine are ready to get into action, having been small business owners themselves; the average commission paid out to the over 100 commission based associates at the existing 40 offices was as follows for 2008 Cost Segregation audits: $5,200 and for 2008 Office Lease audits: $9,840. That is only 2 of the audit services. Within 3 months my associates will close at least one of each of the above services for a minimum monthly income of $15,000 plus. As Office Owner, I will receive $18,000 plus for each of those associates for closing just one each of those two audits per month. So a minimum of $18,000 times 4 associates gives you a VERY conservative estimate of the monies generated by these audits. The really great part is that the client realizes much more recovered monies then we are paid for our part in finding these overpaid monies and monies to be recovered.

My financial situation: The $10,000 plus my $5,000 will enable the company to finance the rest for me due to their strong belief in my being a great fit for their company.
I am a good candidate for this loan because I am a Retired Naval Officer with over 24 years of military service. This includes 3 Persian Gulf tours, working my way up from an enlisted electronics technician on submarines to a Lieutenant Commander on board a nuclear powered aircraft carrier (USS Nimitz). I KNOW how to accomplish a mission. I have been retired since October 1, 2007. I currently consult in a self employed status as follows: computer instruction for senior citizens, tutoring for students (grade school through high school), and am a licensed Mold Inspector. . I know how to develop a team of personnel to accomplish great and worthy goals. For two years I have searched for just the right franchise opportunity and have now found the one I am very passionate for. Helping companies to save and recover monies already spent is a great and worthy cause. And the chance to employ several good people who are talented but unemployed to go out there and start making good money to feed their families is really exciting!

Consolidate debt

Purpose of loan:
This loan will be used to?
consolidate high interest short term debt and credit card debt
My financial situation:
I am a good candidate for this loan because?
My husband and I both have well paying secure jobs which we can provide paystubs and w-2's? (we both have BSBA's in Accounting).? We have never ever?had a late payment?on our credit report (13years).? Our score is a little low due to the amount of debt we have.
We took out some short term loans with high interest ?to keep our payments current.? We have 2 automobiles,a 2002 chevy Cavalier and a 1998 Nissan Frontier pickup (total fair value $7,000?) that we would be happy to use as collateral to help secure a loan.? We will also provide any financial or additional information needed.
Monthly net income: $ 6,846
mine 2816
spouse 3380
rental income 650

Monthly expenses: $?
??Housing: $ 2595
??Insurance: $ 115 (auto)
??Car expenses: $ 300 (maint and fuel)
??Utilities: $?400
??Phone, cable, internet: $ 175
??Food, entertainment: $ 850
??Clothing, household expenses $
??Credit cards and other loans: $?500
??Other expenses: $ 594 (rental home mortgage)-we have not sold this home because we have excellent renters (15mos) and are next to a major hospital that is expanding and has show interest in the property just haven't made any offers yet.

Paying off medical bills/ccards

Purpose of loan:
This loan will be used to? to pay off my medical expenses, and my credit cards.

My financial situation:
I am a good candidate for this loan because I have pay all my bills on time, and I am never late.???

Monthly net income: $ 2452.00 ?a month, however I work overtime a lot, with that it is 3528.00

Monthly expenses: $
??Housing: $? 770.00
??Insurance: $ 110.00
??Car expenses: $ 322.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 129.00
??Food, entertainment: $ 425.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 215.00
??Other expenses: $ 60.00

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Pay down all my credit cards. This will enable me to buy a house down the line.
My financial situation:
I am a good candidate for this loan because I've always paid my bills on time. Unfortunately I spread my self to thin trying to help others but creating a bad situation for my self. I cut up?all my credit cards today. I've been making?MORE then minimum monthly?payments on my credit but it seems like it doesn't do anything. At one point my Bank Of America Card was past 30?% APR, which I did not understand. Currently majorty of my credit cards have been in the late teens or above even though I have consistently paid on it for the past years. Ive continually request for it to be lower but the credit card companies say they can review my case and let me know something in six months. I do not want to continue to pay these outrageous rates.?I was close to paying down my debt until I helped pay for my sisters grad school semester. Putting my self in this situation I decided it was time to take care of myself first then ONLY HELP?IF I CAN. I will appreciate?any type of help to have a lower APR. ?

Monthly net income: $ 3506 from my job

Monthly expenses: $
??Housing: $ 600????
??Insurance: $?150
??Car expenses: $ 320????
??Utilities: $ 150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 400
??Other expenses: $

Would Rather Pay You Than Citi

Purpose of loan:
This loan will be used to quickly pay off a credit card balance from Citibank. I have been a perfect paying customer since 1991, and they have increased my interest rate three times in the past six months. I would like to pay a more humane lending institution or lending club rather than continue to do business with Citi.

My financial situation:
I am a good candidate for this loan because I have the means to pay this in full within 8-10 months.

Pay off credit card and home expens

Purpose of loan:
This loan will be used to? pay off a credit card and to help pay for a new apartment.

My financial situation:
I am a good candidate for this loan because?I have never?missed or been late?on a payment for my?American Express?credit card, I live in one of my sister's houses and only pay for utilities.? I also own my own car, so my expenses are minimal.

Monthly net income: $??2,500

Monthly expenses: $
??Housing: $ 0?live in one of my sister's houses and just pay utilities.
??Insurance: $ 150
??Car expenses: $ 0?I own my own car.
??Utilities: $ 200
??Phone, cable, internet: $?50?
??Food, entertainment: $ Minimal, but around $200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1,100 (1 AMEX account)
??Other expenses: $ 0

Reduce Int. Rate/Real Estate Tax

Purpose of loan:
This loan will be re-finance my existing prosper loan at 17.75%.? The additional $3000 will be used to pay real estate taxes.

Investors: I plan to have this loan paid off?in?12 payments at most (assuming a rate of 8.5% with monthy payments of at least $900.00)

Paying Down Credit Cards

Purpose of loan:
I want to use the loan for debt consolidation.?I want to close all accounts except one.

I want to pay down my debt as quickly as possible outside of the Credit Cards APR's.

My financial situation:
I am current on all my bills, but have accumulated too much debt. I want to pay it down so I can save more money.

Monthly net income: $ 6666.00

Monthly expenses: $
??Housing: $ 1225.00
??Insurance: $ 100.00
??Car expenses: $ 300.00
??Utilities: $?150.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 700.00
??Other expenses: $

Payoff Short term high Interest Deb

Purpose of loan:
We finished building our house in 2008 and?we absolutely love it.? I did the contracting and most of the work myself.? We basically overbuilt our house for our budget at the time.? Of course with the meltdown of the economy, we haven't been able to obtain the raises or job transfers that would allow us higher incomes.? I did just receive a raise last month which will finally get us within our budget.? However, we got behind some during this time and took out some smaller very high interest loans.? We would like to pay all of these off and some credit card debt so that we can get our credit score raised enough to refinance our house for a large saving which will enable us to be very comfortable with our incomes.? My wife and I both have very secure jobs, we both have Bachelor's degrees.? I have been with my employer for 1 1/2 years and she has been with hers for 10 years.?? We have a 6 year old son (which is enough for us) and 2 rotten dogs, which we have had for 10 years.


My financial situation:
We have never made a late payment .? Our credit is very important to us.? We have a low score due to our revolving debt utilization.? We are set up on payment plans with our larger credit cards.? After speaking with consumer credit counseling, we found out we could call the cr. cards directly and work out the same payment plans (5 year payoff) without damaging our credit score (except Citi card).
I noticed that our prosper credit info is showing 1 current delinquency although with a zero amount.? I have ran all credit reports trying to figure out what this is since we have never had a late payment on our credit.? The only thing I can find is an old student loan that was paid off but they reported us as "unable to locate consumer".? which shows up as potential negative (even though nothing was owed).

Monthly net income: $ 5760
mine 3120
spouse 2640

Monthly expenses: $
??Housing: $ 2595
??Insurance: $ 115 (auto)
??Car expenses: $? 300 (maint and fuel) we have an?02 cavalier and a 98 Nissan both paid for
??Utilities: $? 400
??Phone, cable, internet: $ 150?
???Food, entertainment: $ 850 (our home is our entertainment)
??Clothing, household expenses $
??Credit cards and other loans: $??600
??Other expenses: $

Breathe

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?