divorce and taxes

Purpose of loan:
Ex wife is hitting me at a?time of weakness to move 7 hrs away. Just finished a rehab on a bank owned duplex. (35k). Lost tenants for 3?months. ($3300.00) Taxes are ($1700.00) ran up ($4500.00) on credit cards. I figure Lawyers @ (3500.00) to keep my kids near by.

My financial situation
I bought my duplex for 212,000. Now assessed @ 285k. I made 57k in wages and 10k in rent last year plus 22k off of 10k in the stock market. This year I plan on an increase in wages and rent. My current tenants signed a one year lease for 1085.00 a month in October. Also live in girlfreind was out of work until this year. Now working with old employeer and in stabile position. ( I have never been late on a payment in my Mid aged life!)

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 900.00( net )?????
??Insurance: $ 200.00
??Car expenses: $?266.00??Utilities: $ 100.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $150.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 800 child support

Establish a cash reserve

Purpose of loan:
This loan will be used to? Pay credit cards

My financial situation:
I am a good candidate for this loan because I have a regular monthly income suplimented wi considerable business income?

Monthly net income: $ 2540

Monthly expenses: $
??Housing: $ 395
??Insurance: $ 100
??Car expenses: $ 422
??Utilities: $?344
??Phone, cable, internet: $?75
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off/down credit & med. bills

Purpose of loan:
This loan will be used to pay off my bill to the orthodontist for my two children and, along with my tax return, pay down or off some of my credit card debt.

My financial situation:
I am a good candidate for this loan because I am a solid, stable employee with a long work history. My income is dependable. I make every effort to be responsible with my money at home and with my creditors. Currently, I am able to meet all of my expenses, but I am looking to button things up a bit tighter and am actively exploring ways to trim expenses from the budget. My wife left about six months ago along with her income. She left me with some of her bills and our 11year old son and 16 year old daughter. She provides no support at this time.The legal aspect of that situation is ongoing.

Monthly net income: $ 3312

Monthly expenses: $ 2715
??Housing: $ 950
??Insurance: $ 135
??Car expenses: $ 125
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 425
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 230
??Other expenses: $300

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off credit cards and lower monthly payments. Trying to get a rate lower the 19.99 CC's I have.? I would to consolidate the 6 payments I am making now in one. All cards are current and have never had a missed? payment.

My financial situation:
I am a good candidate for this loan because?? Always on time? with my payments and have a secure job. I have been with the same company for a number of years now. All negative marks on my credit history? are from 5 or more years back when I went through family and financial hardships. Since that time I have not had any troubles.

Monthly net income: $ 2200

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 50
??Car expenses: $50
??Utilities: $40
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 350
??Other expenses: $

Septic Tank, Termites, Engagement

Purpose of loan:
This loan will be used to pay off unexpected debts that have arisen through my home.?? I've recently had to replace my septic tank as well as eliminate termites.?? These expenses were unexpected and costly.?? I?would also like to propose to my girlfriend of 4 years and need a ring to do so (at least that's what she tells me).?? This would be a great way to get?her the ring she deserves without breaking the bank.?? Also, a great way for you to make some!

My financial situation:
I am a good candidate for this loan because?I have been paying my bills on time for the past?5 years.?? I am at a place in my life where I no longer accumulate unneeded debt and put all of my extra cash toward bills.?? I've also had another Prosper loan for almost 2 years and never been late for a payment.??

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $?886
??Insurance: $ 110
??Car expenses: $ 470
??Utilities: $ 200
??Phone, cable, internet: $?200
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?1000
??Other expenses: $ 250

Pay off all my debts

Purpose of loan: Paying off truck???and all my debts?

My financial situation:
I am retired Navy veteran and on social secuity and I also build,repair,upgrade computers

Monthly net income: $ 3600

Monthly expenses: $ 1000
??Housing: $ 200
??Insurance: $ 110
??Car expenses: $ 110
??Utilities: $ 180
??Phone, cable, internet: $ 130
??Food, entertainment: $ 120
??Clothing, household expenses $80
??Credit cards and other loans: $ 200
??Other expenses: $ 486 Truck Payment

paying oof my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Helping My Grandson

Purpose of loan:
This loan will be used to help my grandson pay off some bills and help pay for his upcoming wedding.

My financial situation:
I am a good candidate for this loan because I have good credit and I pay my bills on time.? My retirement income is more than enough to make the monthly payments.

pay off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Get rid of Payday loan, & Car

Purpose of loan:
This loan will be used to buy a car to commute to work and?shuffle?boys to school, scouts, and grocery shopping etc.? My car was?wrecked and?cannot be repaired.? I also plan on using it to pay off a payday loan which is draining me dry.? It is? $268 every two weeks.? I would?better off?paying this high rate than theirs.

My financial situation:
I am a good candidate for this loan because I am fathful about paying on time.? I have had problems in the past but have since become very stable.? I am in the good credit catagory in scores?and really do not know why prosper puts me as HR.? I will not let you down!

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 250
??Phone, cable, internet: $?35
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 250
??Other expenses: $ 185

moneycoach20

Teacher/coach for over thirty years need money to clean up some personal expenses. I make enough above expenses each month to make payments.
FIVE REASONS THIS LOAN IS A GOOD INVESTMENT!
1. Salary is direct deposit the last day of each month.
2. I've had this same bank account for 8 years.
3. Prosper drafts from this account each month.
4. Each Prosper payment right on time for as long as I've been a member.
5. This loan is automatic payment @ a good return rate on your money.
6. You can make a NO LOOSE investment! How many of them have you made??
undefined 

Lowering my rate

Purpose of loan:
Lower my overall interest rate.? I recently finished my medical training and have taken my first job as an MD about 5 months ago.? I have also been in repayment on my student loans for about the same amount of time.? I have about 175,000 in student loans.? Almost 30k of the loans were private loans that have a rate of 9%.? The remaining 140k were stafford loans which were consolidated at a very good time to consolidate, at a rate of 2.87%.? I would like to try and get a better rate than the 9% I am paying now.? I am trying for 10k now, which I plan to pay off early, at which point I would try for a $20k loan to pay off the rest.

I am a good candidate because I am very frugal and I am not having any problems paying off the loans with the current rate.? I would just like to lower the rate.?
My financial situation
My salary is 135k/year, plus living quarters are provided.? I do own a townhouse in the city where I just finished my residency.? My mortgage on that is $1550, and I have a renter that pays 1250.? The property taxes and insurance are all included in the mortgage payment.? My wife and I own 2 cars, one is paid off an the other has a $2700 balance which will soon be paid off.? We try to never carry a balance on our credit card.? We did have a small balance for a couple of months when we first moved here, due to the costs of moving and setting up a new household, but now we are back to paying the balance in full each month.

paying off credit cards

Purpose of loan:
This loan will be used to?
Pay off high interest high interest credit cards
My financial situation:
I am a good candidate for this loan because? I am a dentist practicing full time.? I own my own home and am recently divorced.? I will use this loan to reduce the amout of interest I am currently paying, this will allow me to pay off my credit cards much faster than I am currently able to do. I pay all of my bills on time and I am a very responsible person.

Expanding my business

Purpose of loan:
This loan will be used to open another location for my business.

My financial situation:
I am a good candidate for this loan because I have 26 years of excellent credit history.

Monthly net income: $ 3,250

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 50
??Car expenses: $ 341
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400
??Other expenses: $ 0

Medical bills

Purpose of loan:
This loan will be used to? pay off my mother-in-law 's medical bills.

My financial situation: My net monthly salary is $2000.00 and I receive rent from my two houses.
I am a good candidate for this loan because?I do believe in paying back what I owe?.

Monthly net income: $ 2000.00

Monthly expenses: $ 1195.00
??Housing: $ 500.00
??Insurance: $
??Car expenses: $
??Utilities: $ 50.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 420.00
??Other expenses: $

Financing to hire a legal assistant

The purpose of this loan is to provide financing to hire a legal assistant for my law office.
I have an extensive client base as well as numerous institutional clients that send recurring matters to my office.? My office has been open for approximately two years, and last year I made approximately $120,000.00.? My practice is growing increasingly fast, and I need more cash flow in order to hire an assistant.? Because of the current state of the economy and the fact that I have only been open for two years, banks are very hesitant to extend credit.
I am a good candidate for this loan because I have a thriving, growing practice.? In addition, I already have one successful loan through Prosper.com.? Also, I have never defaulted on a loan, and based on my past financial history and my commitment to my law practice, I will not default on this loan either.
Thank you for your consideration.

~PROFITABLE BUSINESS~

I have a proven track record as I currently have a Prosper loan with a solid ontime repayment history. I don't know why it shows a C credit rating. My last loan showed a AA rating and my credit is still good.

Purpose of Loan: 2 years ago I obtained my general contractors license & have been operating my own business (w/a partner) ever since. My business focus is primarily based on (but not limited to) helping homeowners obtain new siding and roofing on their homes in storm affected areas due to hail & wind damage. My business is not economy driven & has done very well. I don't sit on my butt waiting for work to come in, I go get it via door to door sales.

I had a?partner that was receiving an income but not helping get the work. I generated 85%+ of the work but had to give him 50% of the profits. Dec 2009 I paid him $10k to part ways & now I'm somewhat starting over. I've got 10 new contracts this year already which will net no less than $5k p/contract. I've got a great sales crew. My company goal is 300 contracts for this year. Because the work I do is mainly insurance work, from the time I acquire a contract it takes about 90 days for payment to come in. I need a loan to cover 3 to 4 months of operating expenses until the insurance money starts coming in & my business takes off again.

My financial situation: Paying off the loan is not an issue here. The reason my debt to income ratio is unavailable is because Prosper requires a W2 when I receive 1099's. I earned $149,800 in 2009 (1/2 the company profits). Speaking extremely conservatively, I expect my income to go up to $200k+. Additionally, we have a basement apartment in our home which we rent out for $600 monthly.

Monthly Budget: mortgage, taxes & insurance ~ $3022; Utilities (electricity, gas, water, garbage, telephone, cable) ~ $600; food/toiletries ~ $550; car maint. ~ $280; creditors ~ $1485; misc. ~ $500.

Assets: house purchased Sept 2007 for $380k w/ a fixed interest rate; 2 vehicles which are paid off valued at $12k combined.

About Me: I owned a successful tile/marble business in Florida for 15 years so I'm experienced in business operation.My wife & I have been married 23 years & we have 2 daughters ages 7 & 5.?I'm a good candidate for this loan because I'm a responsible homeowner w/ a growing business. I think it's important to note, I have a proven track record as I currently have a Prosper loan with a solid ontime repayment history. That loan is nearly 1/2 paid off and I plan to have it paid in full by the end of this year. Thank you for your consideration.

Paying off Personal loan

Purpose of loan:
This loan will be used to?
to payoff my personal loans
My financial situation:
I am a good candidate for this loan because? I have income to payoff and also I am planning on paying off in in next one year

Monthly net income: $ 6000

Monthly expenses: $ 2000
??Housing: $ 800
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $

Please help me pay my debt off

Purpose of loan:
This loan will be used to? pay a bill. Very important

My financial situation:
I am a good candidate for this loan because?I will make the payments and someday return the favor.?

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $
??Insurance: $ 80
??Car expenses: $ 300
??Utilities: $
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 100

paying off credit cards'

Purpose of loan:
This loan will be used to?
pay off my high interest credit card and line of credit
My financial situation:
I am a good candidate for this loan because??
I always pay, no matter my finacial situation, like now i am currently collecting unemployment.? I left my job to join the Navy, and ended being seperated early due to a medical condition in November.? I moved to?Illinois, where my cost of living is a lot less, so i have been managing well.? But, being that i have been making the?payments just a little over the minimum,?my money is really just paying the interest, and it is very frustrating.? I am working on getting my EMT certification nationally and by the state of?Illinois.? I already have past experience, so I know once i get through the certification process, finding a job will be a lot easier.? Also,?two of my cousins work at a hospital, and already offered to help me attain a postion once?I receive my certification.? I am also going to finish my degree at Loyola University.

Monthly net income: $
1500.00
Monthly expenses: $
??Housing: $ 500.00
??Insurance: $ 78.00
??Car expenses: $ 100.00
??Utilities: $ 0.00 (included in rent)
??Phone, cable, internet: $ 118.00
??Food, entertainment: $?80.00?- 100.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Inventory/Debt consolidation

Purpose of loan:
This loan will be used to? take advantage of pre-season Inventory discounts and Consolidate debt.

My financial situation:
I am a good candidate for this loan because? been in business for?10+ years in the same location.

Monthly net income: ~$ 1800.

Monthly expenses: $ 1000.
??Housing: $ 0.
??Insurance: $ 100.
??Car expenses: $ 425.
??Utilities: $ 0.
??Phone, cable, internet: $ 0.
??Food, entertainment: $ 200.
??Clothing, household expenses $ 100.
??Credit cards and other loans: $ 175.
??Other expenses: $

paying off credit card

This loan will be used to pay off a high interest credit card. I am a good candidate for this loan because I always pay my bills on time. I have recently been promoted and will be earning a higher wage at work starting March 19th. I was unfortunately caught in the credit crunch. The "low interest offer" on my credit card has expired, and due to the current economy, there are much fewer options.

Business debt consolidation

Purpose of loan:
This loan will be used to? Pay off credit card debt from my business start up

My financial situation:
I am a good candidate for this loan because?I?have an established franchise that has a 10 year track record. I?have a good cashflow and excellent credit. I will be able to payoff debt early and will personally gurantee the loan.

Monthly net income: $ 6000.00

Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 135
??Car expenses: $ 585
??Utilities: $?310
??Phone, cable, internet: $ 195
??Food, entertainment: $?600
??Clothing, household expenses $150
??Credit cards and other loans: $
??Other expenses: $

Pay off a high interest credit card

Purpose of loan:
This loan will be used to pay off a very high interest credit card!

My financial situation:
We recently bought our dream house in the country.? We had difficulty selling our old house because of the market and ended up renting it (we know we never want to be a landlords in our next lives!).? We rented it for one year and then had to pour a lot of money into it in order to sell it--new roof, siding, etc.? We took a huge hit and lost money on it, but at least no longer have 2 mortgages to deal with.? Now we have a credit card that has an unbelievable interest rate.? We are good candidates for this loan because?we pay all of?our bills on time and have never been late on any payment--seriously--never!? Please help us get rid of this credit card!!? Thank you!

Monthly net income: $ 6242.00 (with spouse's income)

Monthly expenses: $
??Housing: $ 1805
??Insurance: $ 50
??Car expenses: $100?
??Utilities: $ 150
??Phone, cable, internet: $ 80
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $?1000
??Other expenses: $ 50

Paying off a car title loan

Purpose of loan:
Paying off an expensive car title loan
My financial situation:
I am a good candidate for this loan because?
Income is good ,?good cash flow,
Monthly net income: $
4000
Monthly expenses: $ 2060
??Housing: $ 712
??Insurance: $ 120
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 100????????
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $?728
??Other expenses: $

Consolidating bills and debt

Purpose of loan:
This loan will be used to eliminate a large monthly car note, keep a required minimum checking account open, and settle cost of living payments

My financial situation:
I am a good candidate for this loan because I will be receiving monthly benefits from the VA which will start approximately April 30 - May 15 with payments of $1440 - $2500

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $503
??Utilities: $ 250
??Phone, cable, internet: $ 350
??Food, entertainment: $ 55
??Clothing, household expenses $ 45
??Credit cards and other loans: $
??Other expenses: $

Inventory For Spring Season 2010

Purpose of loan:
This loan will be used to purchase inventory from Atlanta's Amercias Mart for a retail gift shop that will sell baby items, economical gift items for all occasions and used antique furniture.

My financial situation:
I am a good candidate for this loan because I have been successful in the past with a retail store and I have been self-employed for two years now and have survived the economic twists and turns of the past few years.

Monthly net income: $ 1,600

Monthly expenses: $ 1,500
??Housing: $ 900
??Insurance: $ 75
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 70
??Other expenses: $

Consolidate BOA accounts

Purpose of loan:
This loan will be used to? reduce the current interest rate being charged by Bank of America on two accounts and allow me to continue to make payments as scheduled while reducing my overall unsecured debt.? Bank of America is not willing to reduce my current interest rate.
My financial situation:
I am a good candidate for this loan because? I have a demonstrated ability to make payments as scheduled that are greater than the minimum payment.

Selling Customer Return Merchandise

Purpose of loan:
This loan will be used to expand a business selling customer returns on ebay and craigslist. I have a reliable warehouse source for customer returned merchandise. I have been buying items, mostly electronic, from the wholesaler and selling the merchandise on the local market, mostly craigslist. Items include ipods, cell phones, flat screen TVs, game consoles, digital cameras etc. I borrowed $4500 from Prosper in 2008 to start the business and it?s been doing very well. I already repaid the loan and now I am looking to buy merchandise in larger quantities and expand to eBay as well. Electronic goods sell very fast and since I will be buying in larger pallets I will qualify for a larger discount. Feel free to check out my eBay username: fala-bee, you?ll see I sold a few items on ebay but due to elevated shipping costs I opted to sell on the local market. However UPS finally gave me a good shipping deal that matches what most eBay powersellers have and so I am optimistic I will sell a lot of items by expanding to eBay. Click here to see a sample screenshot of an actual merchandise returns auction from my supplier.

My financial situation:
I have a good credit score of 700+ (not sure why I have a rating of D) and I am a good candidate for this loan because I am currently not burdened by a lot of monthly payments, I already paid off my vehicle, thanks to this business, and my credit card debt is at a minimum. I also have a fulltime job that pays for my rent and other expenses. ?What?s more, this is not something I am trying for the first time, I have been doing this for close to 2 years only on a smaller scale. I do not have even one late payment on my credit because I believe in making my payments on time! Finally it bears?repeating that this is my second loan here at Prosper, and I repaid my 1st loan in full.??Thank you.

Capital funding needed

Purpose of loan:
This loan will be used to fund purchases of material for an existing business. The business is currently struggling with an abundance of orders and no capital to fund the purchase of inventory. We are in the business of procuring material for re-distribution to government agencies and hold solid contracts with guaranteed payment once shipped. Our customer base is made up of 90% US and foreign military agencies and 10% commercial military subcontractors.

My financial situation:
I am a good candidate for this loan because this is an existing, currently operating and established business. Being home based most expenses are covered through other income (my spouse is a teacher). Contracts are in-hand and ready for fulfillment.

Monthly net income: $ 3500.00+

Monthly expenses: $
??Housing: $1050
??Insurance: $ 150
??Car expenses: $ 350
??Utilities: $ 0 (home based)
??Phone, internet: $ 100
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 100 - shipping (FedEx), office supply expenses

Buying a low-priced home!

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

pay off credit cards

Purpose of loan:
This loan will be used to? to pay off high interest credit cards

My financial situation:
I am a good candidate for this loan because? I pay my credit cards and house loan on time.

Consolidation loan needed!

Purpose of loan:
This loan will be used to?
Consolidate bills to get back on track with only one payment rather than several.
My financial situation:
I am a good candidate for this loan because?
I will pay my debt and have a steady job that I have had for many years.
Monthly net income: $
$1710.00
Monthly expenses: $
??Housing: $ 1237.00
??Insurance: $ 356.00
??Car expenses: $432
??Utilities: $300.00
??Phone, cable, internet: $150.00
??Food, entertainment: $400.00
??Clothing, household expenses $150.00
??Credit cards and other loans: $550.00
??Other expenses: $ 200.00

First Step Towards The Dream...

Purpose of loan: This loan will be used to?further my education to build my music studio business.
My financial situation:Stable. Both my husband and myself are self-employed musicians and instructors. The current recession has challenged us, however, through some sacrifice we have maintained a solid self-employed status and we have continued to promote the music studio, gain new clients and reduce our expenses.
I am a good candidate for this loan because?I am independent and take nothing for granted!Having to take small steps towards every goal made me more disciplined and calculating with my financial decisions.
Monthly net income: $4967.00
Monthly expenses: $:Housing: $1600.00 | Insurance: $135.00 | Car expenses: $447.00 | Utilities: $ 250.00 | Phone, cable, Internet: $175.00 | Food, entertainment: $600.00 | Clothing, household expenses $200.00 | Credit cards and other loans: $150.00 | Other expenses: $300.00 

Dream house for special someone

Purpose of loan:
This loan will be used to get someone that special dream house that they have always wanted. It would mean the world to see a smile on their face.?

My financial situation:
I am a good candidate for this loan because I am aware of the interest and the amount of the loan is compatible with my income. Since I have unlimited overtime at my job, I plan to pay at least a $200 monthly payment for a fast and easy payback. Please consider me for this loan.

Engagement Ring Loan

Purpose of loan:
My Girlfriend and I would like to get married in November, unfortunately I qualified at the jewelers, but not for the full amount.? I'm hoping to get this taken care of through prosper, because they have a good track record and would be a better fit for a loan than using?a conventional personal loan.
My financial situation:
My credit report reflects that I've not missed any payments anywhere for the last 24-36 months.? I've always made my payments and would never want my credit to slip by missing even one payment.? I have a steady job, in the health insurance industry in the corporate sector and am on the verge of a promotion.? I would like to pay back this loan within a years time.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 349?
??Utilities: $ 0 - I rent and it's included
??Phone, cable, internet: $ 0 - I rent
??Food, entertainment: $?300
??Clothing, household expenses $ 0 -?I rent.
??Credit cards and other loans: $?130
??Other expenses: $ 0

Bridge loan

Purpose of loan:
This loan will be used to? to pay mortgage, homeowners insurance, car plate registrations and new hot water heater.? Unfortunately all these issues issues hit at one time.

My financial situation:
I am a good candidate for this loan because??? I work full time and have never been late on mortgage, car, school oans etc.? Unfortunately i have been hit by 3 late charges to my credit, i am fighting 2 of the 3 from Discover card because they told me they would remove the late payments since i have been a customer.? Still calling daily to get it removed.

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 2500.00
??Insurance: $ 533.00 ( first quarter home owners insurance due March 19)
??Car expenses: $ 404.00
??Utilities: $ 275.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 320.00
??Clothing, household expenses $ 120.00
??Credit cards and other loans: $ 620.00
??Other expenses: $

CONSOLIDATING BILLS

Purpose of loan:
This loan will be used to? Consolodate all my outstanding bills into 1 payment

My financial situation:
I am a good candidate for this loan because?? I have good income and ability to pay

Monthly net income: $ 7500

Monthly expenses: $
??Housing: $ 2000
??Insurance: $?117
??Car expenses: $ 200
??Utilities: $ 275
??Phone, cable, internet: $ 178
??Food, entertainment: $ 250
??Clothing, household expenses $?175
??Credit cards and other loans: $?0
??Other expenses: $ 0

Paying Off Old Collections

Purpose of loan:
?The purpose of this loan will be to pay off old collections from college?that are preventing me from buying a house.Yes i was in college and immature at one time but everybody makes mistakes when there young? I pay all of my bills on time every month. The collections i am paying off were from college when i was working 10 hours a week and now i have a career!

My financial situation:
I am a good candidate for this loan because? i have a good job now and pay all my bills? on time..

Monthly net income: $ 1700

Monthly expenses: $ 845
??Housing: $ 365
??Insurance: $ 75
??Car expenses: $ 0 (company car
??Utilities: $ 50
??Phone, cable, internet: $ 65
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 40
??Other expenses: $ 100

consolidate bills.

I want to create one easy bill for me to pay. I want to pay off credit cards, car lease, and unsubsidized student loans. I have a house under my name. YetI have a cosigner (parent) who covers a higher percentage of the mortgage than me. So I have little "real debt" if you consider that I only cover a small portion of my mortgage. I just want to consolidate and simplify my monthly expenses. I have excellent credit!!

NO DELINQUENCIES, HELP ME GET AHEAD

Purpose of loan:
The purpose behind this loan is to take consolidate my 1st prosper loan and my 2 credit cards into one monthly payment as well as provide me with a new computer for school.

My financial situation:
I am a wise investment because, despite what my credit score says, i am very good at paying my bills. As you can see by my previous prosper loan. The reason my most recent payment was considered late was because I was short 5 dollars in my bank account and was getting paid that night, so my bank sent the payment back and I was charged...but i had never missed a payment before that it was just one of those once in a blue moon events.

I currently go to school for apparel design, so part of this loan will be used to purchase a new laptop that is capable of running the design programs necessary to complete my assignments. [my school is paid for by student loans]
On top of school i also work full time as a manager for a shoe store, as well as being the person in the house that is responsible for making sure all the bills for the house get paid, i do not have to pay all the bills but i make sure everyone gives me the money to pay them, im kinda like the landlord of the house and it can get very stressful.
as you can see from my previous prosper loan I'm very good when it comes to making payments, like i said the reason for my high risk rating is because of my credit card balances, i have no delinquencies and am very dependable when it comes repaying my debt especially when it is to real people.
By getting this prosper loan i will be able to pay off both my credit cards, my previous prosper loan and buy a computer for school, thus consolidating most of my bills into one monthly payment which will make it easier to keep on top of everything here at the house.
Thank you for taking the time to look at my loan, feel free to ask me any questions. I appreciate any help you can provide.

This is how the money will be used

prosper loan- 1500
credit card 1- 1650
credit card 2- 600
computer- 2000
programs- 500



Monthly net income: $ 2000

Monthly expenses: $ 1014.00
? Insurance: $ 172.00
? Car expenses: $ 235.00 (loan)
? Utilities: $ 200
? Phone, cable, internet: $ 25
? Credit cards and other loans: $ 75, $75, $132(prosper)
? Other expenses: $ 100

Expanding Home Business

Purpose of loan:
This loan will be used to expand my home business. I have business in ebay, buying and selling various items mostly electronic and cellphone. I buy the products mostly from supplier in China, and sell them here in US. Due to capital limitation, I can not increase my sales volume, therefore I need extra capital so I can move forward with my business.

My financial situation:
I am a good candidate for this loan because I am a responsible borrower,? never miss my dues. I care my family so much that I would never put them in ther risk of financial trouble. Therefore I borrow what I need with monthly payment that I can afford. My home business is just a part time job to create extra income. Although I'm very optimistic about my venture, but in worst case scenario that it did not work well, I still have my job that can support me to pay for the loan. I'm?confident I could repay all the loan in due time.?

Monthly net income: $ 3500

Pay For Funeral Services

Purpose of loan:
This loan will be used to? to pay for funeral services for my husband's mother.? His credit score would not allow him to apply for a prosper loan.? The services will be held in Fort Wayne, IN 2/19/2009.?The funeral services must be paid 48 hrs in advance and we do not use credit cards any longer.

My financial situation:
I am a good candidate for this loan because?my payment history is strong and I am working to pay debt down without using credit cards.? I have the ability to pay this loan with or without my husband otherwise I would not apply for such a loan.? I plan on paying the loan off???quickly without missing a payment.? I am a real estate agent and a substitute teacher part-time.