paid off first loan, need another

I had a previous loan that I paid off and want to get a new loan.?????? My roomate and I lost our home to foreclosure because of her health issues and filing bankruptcy. The mortgage company would not work with us to keep the house. We have a chance to buy the house back for $10,000 cash. We are renting a house at this time and the payment is $800.00 a month. We lived in our previous house for 20 years and were devasted when we had to move.I have a income from social security and my roomate has two incomes.
With the $15,000 I will pay the following
house $10,000
Menards $500.00
payday loan $667.00
home depot $2000.00
repairs to old house $1,000 needs plumbing work.
any help will be appreciated, thank you

Odds and Ends for New Home

My wife and I just purchased a new home and are looking to make some initial improvements. We have combined net income of $4900. Our total budgeted expenses for the month are $3800. We had more costs than anticipated when closing on the home, which is why we are turning to Prosper. We have no issue repaying this loan and will have it repayed within a year. Please feel free to ask any questions. Thanks for your consideration.

Engagement ring

Purpose of loan:
This loan will be used to buy an engagment ring?

My financial situation:
I am a good candidate for this loan because?have been maintaining good credit and have had the same employer for fifteen years.?

Monthly net income: $ 3100.00

Monthly expenses: $?1660
??Housing: $ 800.00
??Insurance: $ 135.
??Car expenses: $372.00?????
??Utilities: $ 75
??Phone, cable, internet: $ 65
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 80
??Other expenses: $

Paying Off Credit Card

Hi,
This loan will be used to pay off my high interest rate credit card.
I am an excellent source of revenue for you now and in the future as I have a secure job in the medical field to pay this loan off with; my credit history is excellent showing I know how to manage money and pay my bills on time; I have personal goals to achieve and not paying this off in a timely manner would hinder my short-term and long-term goals; and as soon as this loan is paid off I plan to apply for another one for home renovation. So I am a good bet now and will be a tried and true source of income for you in the future? Thank You!
.

Need Inventory for Cinco de Mayo

Purpose of loan: I need inventory for the busiest part of the year (March through May)
I started an online retail website for Mexican Blankets and other Mexican products when I was in college six years ago.? Since then the site has consistently grown, with sales last year of over $120,000.? I recently finished my MBA in?September?and got married in October,?and now have student loans and other expenses?that prevent me from buying as much inventory as I will need.? We sell blankets, ponchos, table runners, etc. Our products are very popular for Cinco de Mayo parties and events, which result in about 55% of our annual sales in the months of March, April and May.?? We need to place our order?in February?so that the inventory arrives in time for the busiest season

My financial situation:
I am a good candidate for this loan because I have always been on time with my payments.? I have never missed a payment on my credit cards or student loans.? My need is for a short term inventory for a company that has consistently performed, therefore it is not as risky as a start-up business venture.

My monthly net income varies from month to month.? During the slowest months of October-February ?it averages $3800-$4400.? During the busiest months of March-September, average of $7500-$8200

My monthly expenses are as follows:

rent: $1385
car: paid off, pay $150-$200 a month for gas/insurance
cell phone: $50.00
student loans: $485
food: $250-$300
entertainment: $200-$250 (my wife loves going to the movies, which are $13 here in Southern California now)
health insurance: $320 (self-employed rate for my spouse and me)
utilities: $150
cable/internet: $95

Please email me with any and all questions.

New year inventory

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Paying off PCS move

Purpose of loan:
This loan will be used to? pay off a PCS move. I was faced with taking an unfunded, 2000 mile?PCS move or taking unemployment.

My financial situation:
I am a good candidate for this loan because? I am a federal employee, and have been for over 10 years now; I can't get laid off and I would have to try real hard to get fired. We pay all our bills through electronic allotment so that they are on time.

Monthly net income: about $ 6000

Monthly expenses: about $ 6000?
??Housing: $ 1500
??Insurance: $ 250
??Car expenses: $ 1800
??Utilities: $ 150
??Phone, cable, internet: $ 250
??Food, entertainment: $ 800
??Clothing, household expenses $ 0
??Credit cards and other loans: $?750
??Other expenses: $ 500

Working Capital/Expand Business

Purpose of loan:
This loan will be used to? expand business, add e-commerce, buy vehicle, increase inventory to support expected sales from publishing a website to accept orders.

My financial situation:
My income reflects that of my spouse who is currently active duty with the Air National Guard, thus supporting the family financial obligations.? This allows us to totally focus on the success of this venture. ? I am a good candidate for this loan because? currently working contract to contract, holding nine letters of intent to do weekly business. The additional funding is required to move the business into a profitable daily business operation. The business plan includes no accounts receivable with a live website allowing customers to place and pay for orders online.? Business projections include additional locations to open and service our entire region.? This will also allow members interested in providing funds now.....future investment opportunities.?

Monthly net income: $ 7100

Monthly expenses: $
??Housing: $ 735
??Insurance: $ 300
??Car expenses: $ 685
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 600
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1600
??Other expenses: $ 550

home repairs

I am requesting funds to do some minor repairs to home like new sliding glass door in kitchen. Current one is hard to open and tracks damaged. My income is biweekly which is about 667.00 every two weeks of which 500.00 every two weeks is drafted for mortgage payment. I get a va comp check monthly out of which car insurance comes out and would use funds from va check in order to pay back loan. My spouse is paid weekly in which water and electric is paid and food. I have been at my job for 1 year my wife has been at hers for 8ight years??

Paying for study abroad

Purpose of loan:
This loan will be used to pay my tuition, housing,? travel expenses, and everyday living?while I am studying abroad in Australia for a semester.

My financial situation:
I am a good candidate for this loan because I have very good credit with every intention of making all payments on time. Additionally, I have undeclared income from my parents, which will increase, to?make these payments very affordable.? Furthermore, my mother, whom has excellent credit and tangible assets, will be a cosigner.? My current Sallie Mae loans are all student loans, which do not need to be paid until after graduation.??

My monthly income is compiled from my father ($500/month), my mother ($250/month), my summer job ($700/month for three months), and my school job ($300/month for 8 months).? Additionally, if I ever have a need for income my parents are more than willing to help.

Monthly net income: $ 1125.00

Monthly expenses: $ 665
Housing: $ 415??
Insurance: $ 80??
Car expenses: $30???
Utilities: $ 0?
Phone, cable, internet: $ 0??
Food, entertainment: $ 100??
Clothing, household expenses $ 0??
Credit cards and other loans: $ 40?
Other expenses: $ 0

Need appliances for new house

Purpose of loan:
I have purchased a bank owned home that did not include any appliances (refridgerator, microwave, stove, diswasher, washer & dryer were all removed by the previous owner that was foreclosed on).? I am a first time homebuyer and I purchased this home because of the excellent value.

My financial situation:
I am a good candidate for this loan because I have been employed at the same government job for the past 6 years.? This has been my one and only job since graduating College in 2004.? I recently got a complete discharge from Chapter 13 Bankruptcy after successfully completing all my payments to the trustee.

Monthly net income: $ 5500

Monthly expenses: $?900
??Housing: $ 750
??Insurance: $ 100
??Car expenses: $ 0 (I?own it)?
??Utilities: $ 100
??Phone, cable, internet: $ 75?
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 0 ( I have 2 credit cards with ZERO balance.?)

pay off debt

Purpose of loan:
This loan will be used to? pay off a short term loan of $400 and 2 medical bills plus?I want to pay off some credit card debt

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 1400 to 1600 depends on how much over time I do but my base pay is 1400 a month

Monthly expenses: $
??Housing: $ 495.00
??Insurance: $ 52.00
??Car expenses: $ 0.0
??Utilities: $ 62.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $?150 for food
??Clothing, household expenses $ 0.0
??Credit cards and other loans: $ 175.00
??Other expenses: $ 0.0

SAY BYE BYE TO HIGH % DEBT

Purpose of loan:
This loan will be used to consolidate some high interest debt

I am a good candidate for this loan because I've been employed with the same employer since 1988.
I have a monthly net cash flow over $14,000.

2nd Loan - No lates. Very Low DTI

Purpose of loan:
To pay off the remaining balance of a loan that was taken out several years ago?against?my 401K? plan, and to pay off the $1500 remaining balance on the first Prosper Loan.

My financial situation:
Much improved!??Both cars are?paid off, and the two remaining credit cards have been paid down.???And the Hubby's income has?improved, too (he is no longer in car sales).? ??We are still in line for?a substantial?inheritance when the house in California sells.?? The buyer is presesntly in a rent-to-own agreement (while he was selling his home in another state), and we expect to close the sale by the end of?the year (at which time we will pay off this 2nd Propser loan).??

About that one deliquency on the credit
Unfortunately, our?credit has taken a hit this past year as we've been working with the?bank (for 11 months now) to try?to get our mortage interest rate reduced.?? Per?the banks instructions, we've been making?a series of very specific reduced "trial payments" during this negotiation, but the bank is still reporting against the?original mortgage payment amount.? We've submitted paperwork 5 different times, only to be told each time we're going to be moved to a new plan.? Even though we've met all the payments per the "trial payment plan"?it?is still showing as a deliquency on?the credit.??Very?frustrating.??We never thought this would drag on like this.??It is a horrible program.?? ?Fortunately, we do?have most of?the funds set?aside to make up this deliquency.? In the event we do get?turned down for the?loan modificaiton, we will just make up the deliquency, and then go and refinance our home.? ??

My income alone can handle our monthly expenses and the Prosper loan payment.?? Again, thanks to all of the Prosper lenders,and this site.?? You are greatly appreciated.?

Monthly net income: $ 4800
(does not include spouse's income?of $3200 per month)

Monthly expenses: $ 3700
??Housing: $?2400
??Insurance: $ 200
??Car expenses: $?0
??Utilities: $ 100
??Phone, cable, internet: $?120
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $?300
??Other expenses: $ 80

Second Prosper Loan..Little Risk!

Purpose of loan:
This loan will be used to?expand my eBay Business. After being laid off last year from $120,000 a year job as a sales manager I decided to think outside the box and use my sales and marketing expertise for my own business. I turned to eBay because of the built in audience and the cost effective sales tools they offer. My first niche was women's golf accessories. In my first 3 months I have exceeded my sales goals and have a feedback score of 100% 5 star positive. As this store continues to do well, it has been in my roadmap to success to expand to several eBay stores. After extensive research?I have discovered another niche market which has a strong sell through rate of 80% -97%. This loan will allow me to purchase product for my 2nd eBay venture.

My financial situation:
I am a good candidate for this loan because?I have been and will continue to be a great prosper borrower. My first loan was paid off early. My finances are currently affected because last February I started the process of a loan modification. Before being laid off I had taken 3 pay cuts, hence making me eligible for the program. The modification just came through last week...WooHoo! It cut my mortgage in almost half. Unfortunately, while you go through the process it affects your credit. Even though I made the required trial payments every month...the lender shows you are in arrears because you are making payments less than the original mortgage. It is a very long process which I am sure is why only 39,000 people so far have qualified. I am blessed to be one of them. Although not married, I am in a committed 6 year relationship and we live together. Mike has a good job and we have 6 months of expenses saved. It makes more financial sense to do another Prosper loan to purchase inventory than to eat into our savings right now.?

Monthly net income: $ 5200 ( but when I expand it will add $800 - $1200 a month to our net income)

Monthly expenses: $ 4400
??Housing: $1890 (includes taxes and insurance)?
??Insurance: $ 400
??Car expenses: $ 830 (2 car payments)
??Utilities: $ 350
??Phone, cable, internet: $ 140
??Food, entertainment: $450
??Clothing, household expenses $
??Credit cards and other loans: $350
??Other expenses: $

paying off debt

Purpose of loan:
This loan will be used to?pay off outstanding debt! I would ?also like pay off?a credit card that was used alot when i was in?college?, I wasn't able to get a job while in college because i played 4 years of?college baseball ?! Playing a collge sport was pretty much a full time job, so using a credit card was a norm!

My financial situation:
I am a good candidate for this loan because? I have a excellent paying job at such a bad time with our economy!? I deal poker for one of the top casino's in the country!? I don't have to worry about my job security , we are the biggest casino?and spread the higgest stakes in the midwest ,? people from all over the country travel here to play poker!? We hold a world series of poker circuit event every year and with an economy as bad as our is we still break attendence records!

Shedding debt of credit cards

Purpose of loan:
This loan will be used to?
Pay off a predatory credit card company. The company has raised my rate on a balance transfer that was supposed to be 5.99% for the life of the loan to nearly 24%!
My financial situation:
I am a good candidate for this loan because?I am a tenured public school teacher who has consistently paid all debts on time. I am married and my husband is retired with a government pension.

Consolidating Debt

Purpose of loan:
This loan will be used to? pay off debt.

My financial situation:
I am a good candidate for this loan because? I do pay my bills on time but I would like to consolidate all of my bills.

Monthly net income: $ 1200

Monthly expenses: $
??Housing: $
??Insurance: $ 125
??Car expenses: $ 226
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $ 8000

Credit Card Debt

Purpose of loan:
Pay of Credit Card

My financial situation:
I am a good candidate for this loan because of stable employment

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need To Replace Old Furnace

Purpose of loan:
The purpose of this loan is to replace a furnace and also for minor repairs to basement.?

My financial situation:
I am full-time employee at a respected company in the healthcare industry, so?I have long-term job security.?I have never had a foreclosure or bankruptcy, own my car (no car payments) and no credit card debt. In this economy, I think that makes me a ideal candidate to pay the loan back in a timely manner.

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 600
??Insurance: $?70
??Car expenses: $ 50
??Utilities: $ 170
??Phone, cable, internet: $ 45
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 169
??Other expenses: $ 50

GETTING MARRIED

Purpose of loan:
This loan will be used to? FOR MY WEDDING.

My financial situation:
I am a good candidate for this loan because? I LIVE WITH MY FAMILY AND I DONT HAVE TO PAY RENT AND OTHER UTILITIES. AUTOMATED PAYMENT FOR THE LOAN CAN?BE TAKEN OUT STRAIGHT FROM MY CHECHING ACCOUNT MONTHLY OR BIWEEKLY

Paying off all credit cards

I plan on using this money to pay off all my credit cards with this loan, so I am not taking on additional debt. I plan on having one credit card to use from now on, (American Express) and my debit card.

I have been working for the same firm for three years, and have received raises and bonuses every year.

Thank you for your consideration.

Paying Off Debts To Buy A House

Purpose of loan:
?The purpose of this loan will be to pay off old collections that are preventing me from buying a house and a college loan which i have paid on time every month. Yes i was in college and immature at one time but everybody makes mistakes when there young?

My financial situation:
I am a good candidate for this loan because? i have a good job now and pay all my bills? on time.. the whole reason for this loan is old collections from college are holding me back
Monthly net income: $ 1700

Monthly expenses: $ 845
??Housing: $ 365
??Insurance: $ 75
??Car expenses: $ 0 (company car
??Utilities: $ 50
??Phone, cable, internet: $ 65
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 40
??Other expenses: $ 100

Master's Degree and Concession Stan

Purpose of loan:
This loan will be used to help pay for school this year (MSN-Adult Nurse Practitioner)?and buy a concession stand that husband will work on the weekends.? The concession stand comes with a contract for little league football?and has the potential to earn $3000 a saturday.? This business venture is short notice and I am unable to get the quick funding I need to pay the other $10,000.? Overall, the purpose of this loan is to invest in the opportunities that have presented themself.? My education and concession stand are going to have a great return for me and my family.

My financial situation:
I am a very good candidate for this loan because I can pay it back.? I am a registered nurse-BSN and make very good money.? As I continue on to practice as a nurse practitioner, I will be a primary care provider where my income will double in May 2011, my perspective graduation.? I am a hardworker and woman of my word.

consolidation loan

Purpose of loan:
This loan will be? to pay off 3 cc cards

My financial situation:
I am a good candidate for this loan because my wife and I both work.We both have a solid professional reputation in and out of community. we have lost and made money in our own ventures. We continue to strive to be the best we can, setting an example not only for our son but everyone we come in contact with
?I am completing an advanced graduate program for state licensure for a part time job I have. I teach culinary arts full time and work in mental health part time.
the goal is to eliminate our outrageous cc rates of almost 27%; get into a reasonable rate that we can budget in at a consistent payment over a short time period.

Monthly net income: $together is almost $8800

Monthly expenses: $
??Housing: $ 2400
??Insurance: $
??Car expenses: $ 600
??Utilities: $ 400
??Phone, cable, internet: $ 375
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Cc cards and other loans: $ 1200
??Other expenses: $
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A Step Forward

Purpose of loan:
I am obtaining this loan on behalf of a family member who's purpose is to begin his investment portfolio through real estate and smart investments in the stock market.

Buying Cpital For Pawn

Purpose of loan:
This loan will be used to loan on pawn and also will be used as working capital to buy and sell Gold.? I own the building that I am in and have had a retail location here for 6 years.? All my trucks and inventory are paid for and I am looking to add pawning.? There will be no additional cost to my business now and I feel that it will be a great income. My store is know in the city that I am in as a great and friendly place to do business.
My financial situation:
I am a good candidate for this loan because I have been in this location for 6 years and have a reserve of cash in the bank. I am in great standing with my bank.?

Monthly net income: $ 4900.

Monthly expenses: $ 1800
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

45 day loan

Purpose of loan:
This loan will be used to? start-up

My financial situation:
I am a good candidate for this loan because?good credit history i pay my debts loan will be repaid soon

credit card consolidation

Purpose of loan:
This loan will be used to? consolidate credit card so i can close them

My financial situation:
I am a good candidate for this loan because?? i never pay late & pay more than the minimum payment

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 1267
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 152.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 750
??Other expenses: $

Inventory for Gas Station MIni Mart

Purpose of loan:
This loan will be used to purchase inventory for our gas station / mini mart.

My financial situation:
I am a good candidate for this loan because I have 25 years history operating gas stations / c-stores in the Houston Metro Area

Monthly net income: $ 8K+

Pay off credit cards and honeymoon

Purpose of loan:
This loan will be used to pay off credit cards and to pay for my honeymoon to Argentina!

My financial situation:
I am a good candidate for this loan because I am very responsible with money and have a secure (as secure as any jobs are these days) and well-paying job.

Quick Boost To Get Back On Top

Purpose of loan:
This loan will be used to? pay two months of back rent pay to get back on top.? For the first time in my renting life, I was forced to miss payment on rent because I simply didn't have the funds at the time.? This will allow me to make good on this debt to my landlords and remove the immediate weight and pressure hanging over my head as I start again as a contributing member of society.? It will also allow me to pay off the remainder of two outstanding medical bills and pay down the majority of balance on a low-limit revolving credit account.? The main purpose of this loan is to reclaim some breathing room so I can attend to my financial responsibilities properly.

My financial situation:
I am a good candidate for this loan because? I recognize the value of hard work and living up to your responsibilities.? I took a few financial lumps when I was a younger man, as quite a number of us tend to, and came out of that with a better respect for myself and my financial standing.?

Up until this last year, I have consistently worked and been a contributing member of society for over 16 years (I'm 33).? I was laid off in November 2008 from a company I had been with nearly 5 years.? While I was able to secure unemployment benefits for a time, I was removed from the program and required to pay a portion of the benefits back.? I had taken a part-time sales position with a company that wasn't a good fit and left the job after a month.? The state did not accept my rationale for leaving the job and ruled that I should pay back 8 weeks of the benefit payout.? At the time of the ruling, I had just secured another job through contract and was making a livable income.? That contract was pulled abruptly, which left me in the position I am currently.?

I've recently taken a contract job working with a Fortune 100 company that isn't disappearing any time soon.? This is a long-term situation and allows me to contribute and participate as a responsible person full-time again.? Strange as it may be, going back to work full-time does help to give me some identity and strength, which I can't express fully how much I appreciate.? Taking this loan puts me on an even keel and I recognize the tremendous opportunity that allows me.

Monthly net income: ~$2350

Monthly expenses: $1480
??Housing: $1070
??Insurance: $41
??Car expenses: $
??Utilities: $24
??Phone, cable, internet: $95
??Food, entertainment: $150
??Clothing, household expenses $50
??Credit cards and other loans: $25
??Other expenses: $25

Buying a 2006 Prius

Purpose of loan:
To fund the purchase of a slightly used 2006 Prius.

My financial situation:
I currently live with my mother. I have 0 (zero) expenses except for gas. I currently work two part time jobs and own my own small internet business. My primary part time job is delivering Chinese food. The internet business I own has been going strong since the end of 2006. We ship orders internationally, and are constantly developing new products. As a recent Electrical Engineer and Computer Engineer graduate, this is where I actually put my skills to use. I also do various freelance programming projects on the side. Because I am self employed I cant proove my income, and nobody seems willing to lend to me in this economy. I am good for the money, just unable to find an institution willing to give me a chance.

Why I am asking for a loan and background information
I could ask my parents for a loan as both make good money, but I would like to do this by myself and hopefully build up my credit. I have good credit, but not for long enough. I am 21, and have always paid my credit cards off every month in full. I have no debt, and no monthly expenses. I am a recent university graduate with double bachelor of science in engineering degrees and pursuing full time jobs while keeping my part time jobs in the interim.

I appreciate your time looking this over, and thankyou.

NEW TRANSMISSION FOR MY FORD VAN

Purpose of loan:
This loan will be used to? TO PURCHASE A NEW TRANSMISSION FOR MY FORD VAN

My financial situation:
I am a good candidate for this loan because? CAUSE I PAY MY BILLS AND HAVE GREAT CREDIT SCORE THAT TELLS THE STORY

Paying off credit card

Purpose of loan:
This loan will be used to pay off a credit card.? The money received will immediately go directly to the card and will not be used for any other purpose.? ?

My financial situation:
I am a good candidate for this loan because I have always had a good credit rating and am committed to paying all my bills on-time.? I currently have a very stable job as an electrical engineer, and have lived in my home for over a year.? All mortgage payments are always on-time.??I do not have any new financial commitments planned in the next few years.

Paying off Credit Card & Back Taxes

Purpose of loan:
This loan will be used to pay 2008 Federal and State taxes of $600, Excise Tax for 2001, 2007 and 2008 totalling $500, Renewal of license $50, and the rest of the money go to two credits from Capital One and Washington Mutual totalling $4200

My financial situation:
I am a good candidate for this loan because I have been working the same trade for more than 30 years and since?my family moved down to Florida, I have worked 40 hours or more every week, paying every bill on time as you can tell or my credit score wouldn't be over 700.? Not sure why I am considered a "C" rating, but do not miss payments.

Vacation funds

Purpose of loan:
This loan will be used to take care of some extra expenses that are coming up.

My financial situation:
I am a good candidate for this loan because i have a great payment history and i pay all of my accounts on time every? month.

Carbon copy Pro

Purpose of loan:
This loan will be used to? start up my own web based business.?

My financial situation:
I am a good candidate for this loan because? my goal is to pull in $5000.00 a month.

Monthly net income: $ 2700.00

Monthly expenses: $ 2000
??Housing: $ 400
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $
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Adopting a child from Russia

This loan will be used to pay outstanding fees to our adoption agency. My wife and I are adopting a very special 6-year old girl from Russia.We have been working on this adoption for 14 months and we are now very close to being able to bring home our daughter. We received our "referral" on December 22nd, and we traveled to Moscow, Russia on January 18th to meet our daughter. She is a very sweet and loving young lady who very much wants to come to America to be a part of our family.We have been doing aggressive fundraising over the past 14 months, and we have been able to invest nearly $10,000 cash in the adoption - however, we are now on a very tight deadline to finish agency payments within the next 2-3 months. Therefore, we will need this loan to be able to complete the adoption and bring our daughter home.We are able to make the payments now from our monthly budget - and, when the adoption is finalized, we will be immediately eligible for a $12,500 adoption tax credit from the IRS. I am the lead network engineer at a computer consulting company that has been in business for over 25 years. Therefore, we anticipate no problems with paying back this loan.

Paying Off IRS

Purpose of loan:
Pay of IRS Debt

My financial situation:
Is good and getting better. After 2 years of hard work (after a very disapointing setback) I've remade my business to be a Engineering and commercial and retail handyman service

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 420.00
??Insurance: $ 200
??Car expenses: 100
??Utilities: $ 0
??Phone, cable, internet: $ 150
??Food, entertainment: $ 0
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 167 (minimum Payment-Payment Varies based on activity
??Other expenses: $ 500

Paying off bills to get ahead

Purpose of loan:
This loan will be used to pay off old bills that I thought i had taken care of. I am tring to clean up past mistakes and need some help to try to get back on the right track.

My financial situation:
I am a good candidate for this loan because while my current credit standing is not very good Im trying to get it cleaned up. I work for a private company that is going strong and expanding. I am also a full time employee that has a guarenteed 40 hour work week every week.??I also have recently paid off a 5 year loan on my car.
Monthly net income: $

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $ 100.00
??Car expenses: $ 0
??Utilities: $ 120.00
??Phone, cable, internet: $ 40.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 75.00
??Other expenses: $ 50.00

Consolidating my credit card debt

Purpose of loan:
This loan will be used to consolidate credit card debt so that I can pay it down faster.? In the past, I've been able to do this simply by balance transfers, but now in this time where banks are lowering credit lines, I no longer have a card with a credit line large enough to consolidate, even though my financial situation is better than it ever has been.

My financial situation:
I am a good candidate for this loan because I have great credit, a steady well-paying job, and I've never been late on any debt payments - ever.? Thus, my Prosper Rating of D doesn't make much sense to me.

Vacation/Honeymoon

Purpose of loan: Travel
This loan will be used to?take a small trip/ just married and would love to take a small honeymoon

My financial situation: is fair but could be better
I am a good candidate for this loan because?I have worked the same full time job for the last 10yrs not to mention part time on wknds and always pay my bills on time

Monthly net income: $ 3400.00

Monthly expenses: $ 1800.00
??Housing: $250.00
??Insurance: $117.00
??Car expenses: $500.00
??Utilities: $200
??Phone, cable, internet: $100
??Food, entertainment: $150
??Clothing, household expenses $100
??Credit cards and other loans: $350
??Other expenses: $100

college expenses

Purpose of loan:
I am a student and I live with my parent. My dad is disabled and can't work, but my mom is working. We own a house and my parent put the house under my name for some reason. My parent pay monthly payment and all house expenses and they are not able to help me for my school. Last year I was applying for federal loan, but this year the school did n't approve me for any student fund and even loan. Because I was going to school full time, I could not work. But right now I plan to go to college at nights and I work all days. I just found a full time job with monthly income $1000.But this is not enough for me. If I don't get this loan I am not able to continue in my education because the book expenses and class registration is so high.
My financial situation:
I am a good candidate for this loan because I found a? fulltime job with monthly income of $1000.

Monthly net income: $1000

Monthly expenses: $
??Housing: $?0
??Insurance: $?40
??Car expenses: $?50
??Utilities: $ 20
??Phone, cable, internet: $ 50
??Food, entertainment: $?10
??Clothing, household expenses $?20
??Credit cards and other loans: $?150
??Other expenses: $

Start up costs for export business

Purpose of loan:
This loan will be used to cover the minimum start up expenses for the first three months?of an export business.
.
My financial situation:
I am a good candidate for this loan because at this time we have other sources of income and do not rely on the success of this business in order to meet our obligations.??Paying back on our commitments is a top priority and to date we have not missed a single payment for anything.?Currently we have several customers who are ready to purchase the product we will be exporting and fully expect to cash flow soon after start up in part due to our ability to keep a low overhead.

Monthly net income: $ 1600

Monthly expenses: $ 1290
??Housing: $ 0
??Insurance: $ 120
??Car expenses: $ 300
??Utilities: $ 0
??Phone, cable, internet: $ 120
??Food, entertainment: $?100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 400

Repair to Plumbing under foundation

Purpose of loan:
This loan will be used to repair damaged plumbing under foundation of my house

My financial situation:
I am a good candidate for this loan because my credit score in Excellent according to Experian.
I have not had a late pay or missed payment in the last 10 years.? Although bankruptcy appears on
my report.? It was due to bills associated with my ex-husband. Even at the time of my bankruptcy
my personal obligations were met with my lenders but I was unable to take care of his owed debt.
Bankruptcy is over 9 years.

Monthly net income: $3,620.00

Monthly expenses: $
??Housing: $ 1,681.00
??Insurance: $ 250.00
??Car expenses: $ 520.00
??Utilities: $?350.00
??Phone, cable, internet: $?Paid by other sources
??Food, entertainment: $?Paid by other sources
??Clothing, household expenses $150.00
??Credit cards and other loans: $ 560.00
??Other expenses: $ 100.00

I have other sources of household income to ensure repayment of the loan.