Debt Consolidation Loan

Purpose of loan:
This loan will be used to pay off debt.

My financial situation:
I am a good candidate for this loan because I have a job in the technology industry at a staple internet company.

Monthly net income: $ 4,800.00

Monthly expenses: $ 3500.00

Paying Off Credit Cards

Purpose of loan:
This loan will be used to?Pay off credit cards?

My financial situation:
I am a good candidate for this loan because?
Monthly net income: $ 13,000

Monthly expenses: $
??Housing: $?6,000??Insurance: $
??Car expenses: $?1000.00??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Buying a car for my son

Purpose of loan:
This loan will be used to buy a car for my son. He is almost 17 years old.?He technically will be paying for it but I am fully capable to cover the payments if he is unable. The reason that I am trying Prosper are that banks will not fund a loan this low. The finance companies offer very high interest rates. We found?a 1999 Nissan Maxima with low miles through a friend. I currently have a loan with Prosper that will be paid off in July, so I will pay this, no worries! My rating is a little low due to just buying a house.

My financial situation:
I am a good candidate for this loan because I just bought a house and am committed to keeping my credit score high. I plan on opening a business in the future so my credit score is very important to me.

Monthly net income: $ 3510

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 50
??Car expenses: $ 353
??Utilities: $ 140
??Phone, cable, internet: $ 125
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $

paying off my credit cards

Purpose of loan: This loan will be used to payoff high interest credit cards.
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?I own my own home and just refinanced last year. I have been at my current job for 10 plus years and have never had a layoff. My wife works full time and has been at her job for 31 years and our household income is much more than listed above. We want to cancel these cards as soon as they are paid off.We are current with all our obligations we just want to be able to see a light at the end of the tunnel. Our credit rating is over 700 and we have lifelock. Doing this will reduce our monthly payouts and we can certainly afford the payment. We bought our house 4? years ago never missed payment but we have very little equity so a home equity loan? would not be viable at this time.

pay off credit cards and close them

Purpose of loan:
This loan will be used to? consolidate some credit cards that has high interest rates

My financial situation:
I am a good candidate for this loan because? I am working with a descent income, I have gotten into a jam with credit cards due to marital problems and trying to keep my credit from getting bad. I would like to get fixed rates and pay off my debts as soon as possible so I want have a lot of bills at my retirement. I am presently paying into a deferred account and when/if I retire, I can use that money to pay off the balance of my loan if I still owe on the loan at the time.

Monthly net income: $ 5246.00

Monthly expenses: $
??Housing: $ 1150 Spouse pays
??Insurance: $ 120
??Car expenses: $ 478
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ spouse pays
??Credit cards and other loans: $ 900
??Other expenses: $ Spouse assist with all bills

Consolidating to lower payment

Purpose of loan:
This loan will be used to?pay off?credit cards and other small loan so that I will have one lower payment.?

My financial situation:
I am a good candidate for this loan because I work full time and have been employed at my current job for over?7 years.? I am a Legal Assistant/Office Manager.?I have been in my home for 9?years.? I have worked to try and rebuild my credit and will continue to better my financial situation.?I know I am listed as HR but I have worked hard to raise my credit score.? I was in the Travel Industry for 12 years and after the 9/11 attack, I lost my job.? However, I am now employed in a very secure position.??It is very important for me to pay my debt.? I monitor my credit on a monthly basis.? I would also be a good candidate for this loan because it will be paid back and my interest rate will be a better gain for you as a lender.? Thank you in advance for taking a chance on me.

Monthly net income: $3200.00

Monthly expenses: $
??Housing: $830.00
??Insurance: $ 95.00
??Car expenses: $230.00
??Utilities: $?
??Phone, cable, internet: $50.00?
??Food, entertainment: $200.00
??Clothing, household expenses?$
??Credit cards and other loans: $350.00
??Other expenses: $100.00

paying off my credit card

Purpose of loan: To consolidate debt
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I have shown that I pay my bills on time. I have a good credit history and have paid what has been required of me in all the years I have had credit

Monthly net income: $ 2531.00

Monthly expenses: $?500.00
??Housing: $ 800.00
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

REH365

Purpose of loan:
This loan will be used to expand my small business of finance & business?organizing for clients across the united states. It will also be used to upgrade our software and database storage capibilities as well as?admin assistants

My financial situation:
I am a good candidate for this loan because have been current with all my credit cards payments?not late more than 30 days on one of them?I only have 2 credit cards in my name?

Monthly net income: $ 3,110.00

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 56.00
??Car expenses: $ 100
??Utilities: $?58.00
??Phone, cable, internet: $ 0
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 80.00
??Other expenses: $ 0

extra living expenses

Purpose of loan:
This loan will be used to? pay for living expenses.

Financial situation:
I am a good candidate for this loan because? I will make regular monthly payments and pay off early.

Monthly net income: $5500+

Monthly expenses: $
??Housing: $ 1050
??Insurance: $ 85????
??Car expenses: $380
??Utilities: $?75????
??Phone, cable, internet: $ 100
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 150

Pay off my credit cards

Purpose of loan:
This loan will be used to consolidate my debt and get it paid off!

My financial situation:
I am a good candidate for this loan because I know that making payments on time is important and I really want to get this debt paid off.

Monthly net income: $4000.00

Paying off unexpected bills

Purpose of loan:
This loan will be used to? pay unexpected bills.

My financial situation:
I am a good candidate for this loan because? I pay my debts in a timely fashion.

Monthly net income: $ 1758

Monthly expenses: $
??Housing: $ 175
??Insurance: $ 143
??Car expenses: $ 440
??Utilities: $?100
??Phone, cable, internet: $ 75
??Food, entertainment: $ 100
??Clothing, household expenses $ 175
??Credit cards and other loans: $?42
??Other expenses: $ 275

home

Purpose of loan:
This loan will be used to? install hardwood floors in the main area of my home.

My financial situation:
I am a good candidate for this loan because? I have guaranteed monthly income deposited every month and very few bills to pay.? I make my payments on-time.? I own my home outright, just have to pay taxes and insurance.

paying off and catching up on bills

Purpose of loan:
This loan will be used to? pay off and catch up on some current credit card, utillity, medical bills

My financial situation:
I am a good candidate for this loan because?Once I'm out?and caught up on my situation it will allow me?to free up some paychecks to re pay the loan back?

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 600
??Insurance: $?1300?quarterly????
??Car expenses: $ 800
??Utilities: $ 200
??Phone, cable, internet: $ 250
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500????
??Other expenses: $

Pay of high interest debt

Purpose of loan:
This loan will be used to pay off high interest loans that I have incurred
My financial situation:
I am a good candidate for this loan because my track record indicates that I have always payed all of my debt.? I am loking to rebuild my creit and start new.

Monthly net income: $8000

Monthly expenses: $ 6000
??Housing: $ 2800
??Insurance: $ 200
??Car expenses: $?1200
??Utilities: $?200
??Phone, cable, internet: $ 400
??Food, entertainment: $ 800
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $

Better My Home

Purpose of loan:
This loan will be used to better my homw due to wetherization.

My financial situation:
I am a good candidate for this loan because I have A1 credit and I can pay back in full (if need be) in a month or two. I currently have no loans and I have no outstanding debt.

Thank you!

Expanding an existing business

Purpose of loan:
I have built a housecall veterinary acupuncture business slowly and steadily over the past year, by word of mouth only.? It is not time to aggressively market, and expand the scope of the business.
My financial situation:
I'm well employed, with a good salary, am building this business on the side.

I've been a lender on prosper for awhile now, and also have borrowed once.? The borrow account has a perfect record, and is due to be paid off in 7 months. I've been burned a few times as a lender and it's not a good feeling.? So, hopefully borrowing history, my good credit status, and my experience on the lending side can give you some added confidence.

Paying off credit cards

Purpose of loan:
This loan will be used to pay off credit cards so that I can have a lower interest rate and make only one payment.

My financial situation:
I am a good candidate for this loan because I have had stable employment for over nine years, and I pay my bills promptly.? I currently make all credit card payments now, and will continue to do so more easily with just one payment to this new loan.

Paying off bills to get ahead

Purpose of loan:
This loan will be used to pay off old bills that I thought i had taken care of. I am tring to clean up past mistakes and need some help to try to get back on the right track.

My financial situation:
I am a good candidate for this loan because while my current credit standing is not very good Im trying to get it cleaned up. I work for a private company that is going strong and expanding. I am also a full time employee that has a guarenteed 40 hour work week every week.??I also have recently paid off a 5 year loan on my car.
Monthly net income: $

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $ 100.00
??Car expenses: $ 0
??Utilities: $ 120.00
??Phone, cable, internet: $ 40.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 75.00
??Other expenses: $ 50.00

Need a new sewer line

Purpose of loan:
This loan will be used to? The sewer line from one of our bathrooms is broken under the concrete floor and needs repair. We can't use water at our house. It is allowing ground water to flood our basement. We would really like to get this taken care of right away if possible. Thanks for looking at this listing.

My financial situation:
I am a good candidate for this loan because?I am a responsible person who works full time and pays all my bills on time. Just did not have enough money set aside for an emergency of this magnitude.

Buying the empty lot next door

Purpose of loan:
This loan will be used to buy the lot next to my house and to put up a shop building.

My financial situation:
I am a good candidate for this loan because our business is growing and we need more room.?Ex-military and I have not missed a payment on my credit report with plenty of activity. My credit score was over 720 last year and I have not missed a payment. The reason my score went down is because amex and other credit cards cut my limits and made me look like I was over extended.

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 682.61
??Insurance: $ 90.48
??Car expenses: $ 430.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 140.00
??Other expenses: $

Loan for remainder of Tuition

Purpose of loan:
This loan will be used to pay the remainder of my tuition, the rest of which has been paid for using very low-interest, deferred government loans. It is important that I pay my tuition rather soon, otherwise my registration will be canceled. I was planning on paying the remainder of my tuition with an inheritance which far exceeds this amount, but receiving these funds has been delayed for a few months, and so I must turn to alternative sources of funding.


My financial situation:
I am a good candidate for this loan because I have already proven to myself that I am able to work full-time while going to school, and because I am receiving an inheritance in a few months which is in excess of the amount requested -- hence, I can pay the entire loan back easily should any emergency arise.

** IMPORTANT ** Explanation of listed delinquency:

The delinquency was reported by Citibank. They were concerned card numbers had been stolen from them, and cancelled my card for safety. They also cancelled my scheduled payments, and I felt they did so without clear notification. I argued this point and they agreed, reversing both my APR and late fees, however, the delinquency remains reported, though I may dispute it. I took it as a lesson to be more vigilant, and certainly feel I have been since then. My credit was near perfect (780) before this, so I am determined to not a misunderstanding about billing get anywhere near hurting my credit score.

Any questions which have not been answered already are both encouraged and welcomed.

-Thank you in advance!

Monthly net income: $ 1650

Monthly expenses: $
??Housing: $ 525
??Insurance: $ 0 (Health-insurance is included in tuition)
??Car expenses: $ 0 (Don't own nor need a car in current situation)
??Utilities: $ 50
??Phone, cable, internet: $ 50
??Food, entertainment: $ ~200
??Clothing, household expenses $ ~50
??Credit cards and other loans: $ 100
??Other expenses: $ very minimal

Help make life easier

Purpose of loan:
To consolidate and make easier to manage my credit card debits.

My financial situation:
I am a good candidate for this loan as my credit history speaks for its self. I'm a 28 year old married, former civil engineering draftsman?(A.S. C.A.D.D. technology). I currently work part time as a package handler for UPS, seeking further employment and my wife is a 4th grade teacher. Cumulatively, my wife and I?have?$3,200 of free cash on hand as well as both managing our own stock portfolio's worth about?$5,000 in total. There is no reason this loan can or will not be payed back in full. We are simply trying to consolidate?my credit card debt and make it easier to manage. Please help make my life easier, thankyou kindly.

Help paying over due student loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Make Loan Payments Lower

This loan will be mainly used to help pay off some credit card debt as my interest rate has risen dramatically for no reason (as much as 30 percent more than the previous rate) and make three months of payments on my student loan repayments.? This will really help me out in a time of dire need.? I have always made my prosper loan payments from a previous loan, and the loan will be fully paid off in about one week, at the end of January. I know this history should help make funding this loan for me a no brainer.

I repeat, I have never had a problem making my previous prosper.com loan payments, and am in good standing with prosper.com.? I was under even much greater financial duress previously than I am now, and I still made sure I made the payments.? This loan will seriously help me out right now, and not raise my financial monthly burdens, which is my number one financial concern.? It will actually help lessen them with a more reasonable interest rate. For these reasons, I feel it is a low risk sure bet for any lender.

Thank you for reading and considering.

Paying off my credit cards

Purpose of loan:
To pay off my credit cards

My financial situation:
I've been able to pay off more than the minimum of most of my credit cards.? But with interest rates rising, I'd rather offer the interest to Prosper investors than the banks.

Monthly net income: $ $3000

I'm a cleric, so many of my costs are covered:

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 275
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 400
??Other expenses: $ 200

I've started leasing out rooms in the house, so I'm able to pay off these loans fairly quickly, once I get a couple of the major ones out of the way.??

This will give me "breathing space" to pay them off quickly.

buying a car for a growing family

Purpose of loan:
This loan will be used to? buy a minivan.? My wife and I are having our 3 child and our current car won't fit 3 carseats.

My financial situation:
I am a good candidate for this loan because? Our family is very responsable with money.? My wonderful wife takes care of the bills and has never missed or been late with a payment...the majority of our bills are usually paid off early.? We are only buying a new car because we have to in order to fit all our family into one vehicle.

Trying to Move On

Purpose of loan:
This loan will be used to? Move to a new home asap-I am in middle of horrible divorce and I'm trying to buy a house to move myself and these 4 kids to.? Because I am on current home loan with husband, I cannot get conventional home loan until divorce is final. (which may be months away)? Husband is trying to stop divorce and sabotaging every time we try to move.? I have $225,000.00 cash and need $25,000.00 more to get the house we want.? Husband is keeping house in divorce because kids and I want a fresh start in a new place!

My financial situation:
I am a good candidate for this loan because?Please disregard my bad rating here-old non payments, etc are from husband who doesn't like to pay his bills! ? I am an RN, work as many hours as I can, and make good money.? I am current on ALL my bills and have absolutely no late payments for over a year and a half! (I took over the bill paying from him).? We are a good family and just need a break to get a house.? I am a good investment!!

Monthly net income: $5000

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 50
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 0
??Other expenses: $ 100

Paying off Discover Card

Purpose of loan:
This loan will be used to? Pay off a Discover Card with a very high interest rate

My financial situation:
I am a good candidate for this loan because? I pay bills on time and current goal is to be debt free in 5 years including the house.

Help me stick it to Citibank

Purpose of loan:
This loan will be used to??pay off the last of my credit card debt?before Citibank starts raising interest rates to comply with new laws going into effect.??Any interest rate that can beat Citibank's high double-digit rate would be accepted with immense gratitude! :-)

My financial situation:
I am a good candidate for this loan because? I've been a starving graduate student for a long time, but am now gainfully employed in the private sector, and working to agressively pay off/down debt, improve my credit score, and get my student loans under control.

Monthly net income: $ 4300

Monthly expenses: $
??Housing: $ 700 including utilities
??Insurance: $ 100
??Car expenses: $?car is paid for, gas/maintenance 100/mo
??Utilities: $ not applicable, included in housing?number
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ student loan payments 650/mo
??Other expenses: $

paying past bills

Purpose of loan:
This loan will be used to?Pay off some current medical and credit bills.

My financial situation:I am in good financial shape just came upon some medical bills that could jeopardize my current monthly bills
I am a good candidate for this loan because?I have been at my current job for 11+ years and overall have good credit and pay all my bills on time.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $800
??Insurance: $
??Car expenses: $
??Utilities: $20
??Phone, cable, internet: $100
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $400
??Other expenses: $100

Getting out of debt for good!

Purpose of loan:
This loan will be used to complete the funds I need to pay off my debt. I will be providing several thousands of dollars of my own money in conjunction with these funds and will have zero balances by the end of this 3 year loan.

My financial situation:
I am a good candidate for this loan because I have a steady full time job that pays well and have never missed, or been late on a payment of any kind. The ONLY reason for the low "Prosper Rating" is the revolving credit. My credit score is currently 740 and after securing this loan I will combine my funds and pay off the revolving credit.

Improvements and Working Capital

Purpose of loan:
This loan will be used to improve existing business by adding some new items and for some advertising.? Also to help me get through the slower season before Easter. Some new equipment like an ice machine for fountain drinks will be purchased.

My financial situation:
I am a good candidate for this loan because our business is a niche market ethnic based food service in the mall food court. I have been able to pay all the bills with revenue generated by the business only since day one.

Monthly net income: $ $4000

Monthly expenses: $
??Housing: $ 280 ????
??Insurance: $ 55 ???? ????
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 410
??Other expenses: $ 200

Paying for School

Purpose of loan:
This loan will be used to pay for school supplies.

My financial situation:
I am a good candidate for this loan because I am in law school and working hard.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Medic School Help Me Help Others

Purpose of loan:
This loan will be used to pay for Paramedic School. I have been an EMT for 5 years and work for American Medical Response. AMR is the largest private ambulance company in the US. I also work for the largest and busiest divison in the country. New Haven Connecticut.? As an EMT I am limited in the care I can provide. As a Paramedic I would be able to provide Advanced Life Support to people who need it. I have been with Prosper for about 2+ years as both a lender and a borrower. I was never late on a payment and nor will I be this time. I will be using automatic payment method.

My financial situation:
I am a good candidate for this loan because, I always pay my bills on time and I am an excellent risk.?
I am a homeowner,
I have already invested more than $4000 into prosper.
Please help me help others.

Monthly Income????????????????? $4000

Mortgage?????????????????????????? $1100
Car Payment????????????????????? $500
Car Insurance???????????????????? $100
Motorcycle Payment?????????? $200
Cellular Phone??????????????????? $100
Misc, Food, Entertain????????? $500
Credit Cards?????????????????????? $500



If you have any questions please feel free to let me know.

Diligently paying off all debt!!

Purpose of loan:
Pay off One Credit Card with an interest rate of 21.24%

My financial situation:
I have lived in my home for six years its a home we can afford.? I currently own 12 rental properties that pencil nicely?and Have 100k in my 401k.? I just need some help to lower my interest rates and pay off my credit cards.? I have lent money on Prosper and I would be a great candidate for a loan.? My business credit is personally Guaranteed and that has lowered my credit score.? I have never missed a payment!? Thank?you in advance for your help.? I believe my debt is my own and my family is my responsibility and no one else's, I would love to give a higher return to people instead of the banks!?

Monthly net income: $ 12,500

Monthly expenses:?
??Housing: $ 2,100
??Insurance: $ 250
??Car expenses: $ 500
??Utilities: $?300
??Phone, cable, internet: $ 250
??Food, entertainment: $ 1500
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Upgrading my business

Purpose of loan:
This loan will be used to? I have an opportunity to expand my Ebay business with another successful Ebayer. We plan on using an already built office that is in my home.

My financial situation:
I am a good candidate for this loan because? I am en established Prosper customer I been current on my payments.

Monthly net income: $ 6500

Monthly expenses: $
??Housing: $ 00
??Insurance: $ 300
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 180
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 400
??Other expenses: $ 100

Hedging My Prospeculation

I have been a Prosper lender since March 2007.

In the event the borrowers on ?my? Prosper Notes are still paying faithfully every month, but Prosper ceases to pass those payments on to me, I want to be protected.

While we hope for the best, these days even large companies have gone into receivership, leaving unsecured creditors in a long and crowded line behind bankruptcy lawyers, employees, bankers, tax collectors, and senior secured creditors.

Unsecured creditors (that?s us lenders; we don't have a security interest in "our" loans) often only receive a few pennies on the dollar in such situations.

I will invest the loan proceeds to keep my portfolio (50% stocks/40% bonds/10% gold) in balance.? If I am underweight high-yield corporate bonds, I may bid on some Prosper listings.

The photo shows you dividend-paying stocks (72K) where the yearly dividends are double the loan amount I'm listing for.

Atop the statement are 16 Canadian Maple Leafs, each containing 1 ounce of gold, worth $1102 each.

Every year I max out my IRA and HSA accounts with the free cash flow from my business and investments.

According to its own prospectus (pages F-22, F-25 and F-29), Prosper has ongoing negative operating cash flows and a 33M accumulated deficit, with up to 179M of contingent liabilities and only about 10M worth of assets on its balance sheet (as of 3/31/09).? Would you rate their debt as an AA investment?

I believe I have a superior capacity to pay than Prosper itself does, and I will pay as long as Prosper continues to pay me.

If Prosper were to stop crediting payments to lenders, I could then stop paying on my loan to offset that.? If this were to happen, you would not get your payments?but you wouldn?t be getting them on any of ?your? other Prosper loans either!

But if Prosper continues to prosper, I will pay off this loan after my lending portfolio has wound down (when all my loans are paid off or charged off).

The 122K ?revolving credit lines? is 110K of a Chase HELOC at 2.49% (Prime Rate minus 0.76) and 8K of credit cards at 3.99% (fixed rate forever), and the other credit cards I pay in full every month.

Go check it for yourself--you can view my full (redacted) Equifax credit report at www.tinyurl.com/mothcredit
When I cancelled my previous listing there were 8 AA listings from borrowers (who didn't show you their full credit reports and were mostly borrowing to consumables they didn't have cash for) where the rate was bid down below 6.5%.? I expect a comparable or superior bid-down in the rate.

pay off personal loans

Purpose of loan:
This loan will be used to? paying off a personal loan
My financial situation:
I am a good candidate for this loan because? This is a relist.? About 2 years ago, I needed money for someting very personal.? I borrowed from a payday lender.? They say I defaulted on my loan and this is showing as a negative on my credit report.? I did not default and have paid them in full.? Since then,?I have a?personal loan which I would like to pay in full because of the interest rate being high and a loan from Prosper community will help me to get on the right track.? I know that my credit history is not the best but I try my best to pay my bills on time.? With your help, I can breath a little easier.? I have lowered my amount requested and also increased my percentage.? I also want to say that I participate in a debt management program.? When I started, the amount totaled $2,414.46.? As of today, the amount is now down to $521.34 (This will be slightly lower as I have just made a payment of $94.00 and is not reflected on amount owed as of yet).? I consistently pay this and expect to be free of the program in approximately 5 months.? I will be able to use this money to pay the loan.? You will not be sorry that you took a chance on me.? Again, thank you for your consideration and believing in me.

Wedding Loan

Purpose of loan:
This loan will be used to pay for my wedding.

My financial situation:
I am a good candidate for this loan because I have good credit and a low debt to income ratio. I have a part time job, which I did not include in the income section, because there wasn't a field to provide the info. I net $2500 per month from my part time job as?a security officer for Walk-On Executive Management Services in Ft. Washington, MD. Overall, I am very responsible when it comes to paying? my bills.

Minor repairs & upgrades to sell

Purpose of loan:
This loan will be used to make minor repairs and add a few modern upgrades to sell our 2nd home.??We?bought the home in 1998 and do have ample equity to sell as a traditional sale at today's fair market value.? We no longer want the responsibility of having?a?2nd home and would like to reduce our liability and monthly expenses by selling.??Selling this home will?alleviate us of a 2nd mortgage,?the home equity line of credit attached to the home, and payoff our high balance on our B of A credit card.?

My financial situation:
I am a good candidate for this loan because I am now 69 years and after 48 years of established credit, I have never filed bankruptcy, or defaulted on a loan in any manner.? My score is currently in the mid-to-high 600?s which?is only due to our DTI?and will be reduced significantly within the next 60 days with this loan.

Monthly net income: $ 3,217.99 (Prosper will not allow me to include my husband?s income which is an additional monthly income of $1,209.00)

Monthly expenses: $
??Housing: $ 680.29 (primary residence) $ 681.36 (2nd home)
??Insurance: $ 140
??Car expenses: $ 0
??Utilities: $ 106
??Phone, cable, internet: $ 76
??Food, entertainment: $ 150
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 200 (Chase) $ 560 (B of A) $179 (2nd home LOC)
??Other expenses: $

Emergency Funds

Purpose of loan:
This loan will be used to? take care of monthly expenses in an iterim period.

My financial situation:
I am a good candidate for this loan because?I work as an RN for several agencies in the Seattle area.

Monthly net income: $?4500

Monthly expenses: $ 3000
??Housing: $ 1200
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

RELOCATION

Purpose of loan:?? Moved here 15 months ago DEBT FREE?- seasonal jobs only - economy tanked - unemployed longer than I've been able to work - have to move to where the jobs are - Bend - lots of work opportunities there - tapped out financially - living on credit - trying to avoid bankruptcy - need to move NOW.? No family to borrow from. financial situation:
I am a good candidate for this loan because I haven't had a late or missed payment in forever - typically financially responsible - strong desire to retain/rebuild credit.

Monthly net income: $ 1,235 unemployment income

Monthly expenses: $?
??Housing: $ 625.00
??Insurance: $ $70.00
??Car expenses: $ 80.00 (gas)
??Utilities: $ $70.00
??Phone, cable, internet: $ 105.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 275.00


??Other expenses: $ 75

Pay off Credit Cards & Back Taxes

Purpose of loan:
This loan will be used to.... pay off my back taxes to the IRS and get current with my credit cards. I am currently paying a total of $850 a month to the IRS and to my credit cards and I am making all my payments.? However, I am not making much leadway on the interest.? If I could pay off all of these?and have?a?much lower payment I could get my finances in order.

My financial situation:?
I am a good candidate for this loan because .... I pay my bills on time and I am a very dependable person.? I have not missed one day of work in over?10 years.

Monthly net income: $ 3652

Monthly expenses: $
??Housing: $ 785
??Insurance: $?185
??Car expenses: $?260
??Utilities: $?125
??Phone, cable, internet: $?275
??Food, entertainment: $?750
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 350
??IRS Back Taxes: $ 500

Paying off my credit cards

Purpose of loan:
This loan will be used to immediately pay off in full high interest credit cards.

My financial situation:
I am an excellent?candidate for this loan because?I have an absolutely clean payment history with no missed payments(I use the BOA Bill Pay).?Now the payments?will be made to you instead of the credit card company ...absolutely 100% reliable.
Thank you for considering this application Thank for your valuable time. May God bless you abundantly...

Expanding prospect for future

Purpose of loan:
To expand business and gain access to further opportunities. I need some working capitol for use on misc. expenses while working on the big prospect.

My financial situation:
I am an intelligent business person with goals of growing my own Oil and Gas company. I currently own my own business that services several developement and exploration companies. It is easy to grow when you have good roots. With your help, I will be able to branch out and tap new opportunities.

Monthly net income: $
8000.00
Monthly expenses: $
??Housing: $ 800.00
??Insurance: $ 300.00
??Car expenses: $ 305.00
??Utilities: $?120.00
??Phone, cable, internet: $ 99.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 400.00
??Other expenses: $