Multi-puropose: loans,debt etc.

Purpose of loan: This loan is a means of short term consolidation that I want to repay in 6-8 months.? I work part time from home and also make good money tending bar on the weekends, I could just use some breathing room until summer rolls around.? If there is help out there, I would forever be in your debt.?

My financial situation:? I am a good financial candidate because I have very little overhead.? I am recent graduate with no spouse or child support.? I will have no rent payments for the next six months, I ride a bike or take the bus, go green! I always make my monthly student loan payments and my step-dad's business even covers my cell phone bill.


Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 0 ??
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 332.65
??Other expenses: $ 0

Down payment for car loan

Purpose of loan:
This loan will be used to put a down payment on a car.

My financial situation:
I am a good candidate for this loan because I pay my bills on time and the loan is not too large - I've paid for my school?through waitressing and my husband works in the finanical services industry with a steady job.? I am also trying to strengthen my FICO score with this loan so that?we can buy a house in the next three years. As you can also see, I have made all payments to a Prosper loan I took out 3 years ago.?


Monthly net income: $
From my husband's job:? $5700


Monthly expenses: $
??Housing: $?2400
??Insurance: $?160
??Car expenses: $?332
??Utilities: $?275
??Phone, cable, internet: $ 150
??Food, entertainment: $?750
??Clothing, household expenses $ 250
??Credit cards and other loans: $?200
??Other expenses: $ 300

paying for college

Purpose of loan:
This loan will be used to?
for college tuition
My financial situation:
I am a good candidate for this loan because? I can pay it on time

Monthly net income: $

Monthly expenses: $ 1200
??Housing: $?
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 1200

Business Investment

Purpose of loan:
This loan will be used to purchase a Class A Motorhome. My current travel expenses are more than $1400 a month. I have 45 shows scheduled in the next 12 months and will live in this motorhome instead of the condo I now rent.

My financial situation: Stable with no real monthly bills except a cell phone and the credit card I use for business. My other revolving credit lines are small retail cards I use when traveling.
I am a good candidate for this loan because I am financially stable, pay my bills on time and only need the loan because I want to buy an RV that is a mid 90's model. Banks won't finance after ten years, so I am looking to a private investor. I am willing to list investor as lienholder on title.

Monthly net income: $3875

Monthly expenses: $ 995
??Housing: $900
??Insurance: $105
??Car expenses: $100
??Utilities: $150
??Phone, cable, internet: $90
??Food, entertainment: $400
??Clothing, household expenses $100
??Credit cards and other loans: $150
??Other expenses: $

Home improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

paying off credit cards

Purpose of loan:
This loan will be used to? Debt consolidation

My financial situation:
I am a good candidate for this loan because?I am going to use it to pay off debt and work toward establishing a better credit rating.? I have lived in my home for over 12 years.? My income is only half of the total income for our household.? I pay my bills. ?I will accept the loan payable over 24 months.

Buying my cousin's pick-up

Purpose of loan:
This loan will be used to buy my cousin's used pick-up

My financial situation:
I am a good candidate for this loan because my income is retirement income paid by Social Security and State of New Jersey Pension Fund.

Revenue to start trucking company

Purpose of loan:
This loan will be used to?Make a down payment on a tractor trailer.?

My financial situation:
I am a good candidate for this loan because? I pay bills on time. I also have a full time job as a truck driver and once I recieve this loan to make a down payment on my own truck my financial situation will improve even more making it easy to repay this loan.

Monthly net income: $ 2840

Monthly expenses: $ 2117
??Housing: $ 970
??Insurance: $ 139
??Car expenses: $ 316
??Utilities: $ 106
??Phone, cable, internet: $ 76
??Food, entertainment: $ 260
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 0
??Other expenses: $ 100

Paying for college

Purpose of loan:
This loan will be used to help me pay for my classes and books. I am a college graduate, with a Bachelor in Finance from California State University of Northridge. I have been working as the Director of Finance at the Hoiday Inn Santa Monica where I was working as a parking attendant, while I was going to school for this degree. After graduating, I was able to take a job inside the hotel, and quickly moved my way to my current position as Director of Finance. I have taken a small break from school during this initial period of the new job, but have found a new drive to improve my skills even further. I am currently enrolled in Santa Monica College, in Psychology, Sociology, and Japanese.

I am a good candite for this loan because I have managed to keep my credit in good standing, and have a great job with excellent pay. Normally I wouldn't be applying for this loan, except that I am trying to make sure that I dont use too much revolving credit, but focus on getting more stable installment loans, as well as I am a little tight in funds due to the timing of bills since I have just re-enrolled in school.


Monthly net income: $ 2,800

Monthly expenses: $ 2,265
??Housing: $ 900
??Insurance:?I have a?motorcycle and have paid the insurance in advanced for a year.
??Car expenses:?No car payment
??Utilities: $ 150
??Phone, cable, internet:?$40 -?Employer pays for?Phone service
??Food, entertainment: $ 300
??Clothing, household expenses $?100
??Credit cards and other loans: $?675
??Other expenses: $ 100

Paying off a high interest loan

I will be using this loan to pay off a loan for which I have a 28.99% APR.? I haven't missed any payments on the loan in over 3 years.? I want to see how much I can lower this APR by getting?a loan through Prosper.? My fiance and I are trying to save up money for a down payment on a home.

I make $1600/month as a customer service representative for GSI Commerce, Inc.? I live in Wisconsin where there is a very low cost of living.? My monthly bills are as follows:

Rent: 325
Utilities: 40
Phone: 70
Insurance: 185
Loan: 250 (This is the I will be paying off with this Prosper loan)

You can see I will have no problem making my loan payments.? Thank you to everyone who helps!

Lender and previous borrower

Loan will be used for the following
-To Pay off My Arizona Federal Credit Union Visa -17.99%apr? $1500
-To Pay off My Fingerhut.com account ? 24.9% APR $350
-To Pay the balance of My Fianc??s college tuition and books not covered by financial aid $1455
-To Pay my Auto insurance in 1 Payment $360

I work a full time job where I have been for almost 6 years. I am a responsible father of two girls. I have already repaid 2 loans here. I am also a group leader and lender.

Monthly gross income: $2381 per month
My approx living expenses: $1681 Per Month
Rent:????? $586
Utilities: $150
Cell:?????? $135
Food:???? $600
Gas:?????? $50
Insurance: $80
Credit:??? $60-180

To the lenders: I will answer questions publicly. Please feel free to ask any questions! I appreciate your time and your bids, Thank you!

Early Pay off: I will pay off in approx 4-15 months.

pay of credit account

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Investing in Real Estate

Purpose of loan:
This loan will be used to prepare 5 Investment Properties to Sale.

My financial situation:
I am a good candidate for this loan because I paid my last Prosper loan was never?late, paid?in full in 18?payments not 36 and less than 2 years. Up front I want you?to know that my rating is decieving.? For example you'll notice that I'm no longer a slave to credit cards so before you invest with me please feel free to request more information regarding any part of my history. You may have also noticed that my credit score continues to rise and not decrease which shows responsibility.?I am already pre-qualified to receive closing funds for each home through a qualified?Investment firm. Again, I need this loan with Prosper to prepare the homes for resale?stagging by turning on electricity/water and assisting?my Joint Venture partner?with earnest monies.?

Thank you for your future support.

Monthly net income: $ 5300

Monthly expenses: $ 3884

Housing: $ 2159
Insurance: $ 215
Car expenses/Loan/Gas: $ 550
Utilities: $ 235
Phone, cable, internet: $ 150
Food, entertainment: $ 375
Credit cards and other loans: $ 125
other expenses: $ 175

Consolidation

Purpose of loan:
This loan will be used to consolidate my debtd

My financial situation:
I am a good candidate for this loan because me and my husband?make 5000/month after taxes.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $?550
??Insurance: $?100
??Car expenses: $ 0.00
??Utilities: $?75
??Phone, cable, internet: $ 75
??Food, entertainment: $ 350
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 100

Paying off high interest loan

Purpose of loan:
This loan will be used to pay off a high interest?loan. On 3/10/07, I agreed to?accept a $5,000 loan with Cash?Call with an interest rate of 59.95%. I needed?the money to pay for college. I incorrectly thought I would qualify for a Pell Grant &?quickly pay back Cash Call. I have been making payments in the amount of $254.03 since 4/1/07. As of today (1/11/10), my?payoff amount is $5,242.88. With your help, I can pay off Cash Call & begin making reasonable loan payments. I have learned a valuable lesson!

My financial situation:
I am a good candidate for this loan because I have graduated from college & have a steady income. ?

Monthly net income: $ 3500

Monthly expenses: $?1860
??Housing: $ 505
??Insurance: $?70
??Car expenses: $?605
??Utilities: $ 90?
??Phone, cable, internet: $ 150
??Food, entertainment: $ 50?
??Clothing, household expenses $ 40?
??Credit cards and other loans: $ 350

Using to pay off 6 credit accounts

Purpose of loan:
This loan will be used to pay off 6 credit accounts that I currently have.

My financial situation:
I am a good candidate for this loan because I do have a steady monthly income.? As seen in my profile,I always pay my debts and do so on time.? My credit lines were maxed out after having to have 2 back surgeries that left me unable to work.? I had no income for almost a year as I awaited approval for my retirement on disability pay from the State (as I was a teacher for over 15 years).? I was approved and now have a steady income each month.? I have been trying to pay down my bills since my income started coming in regularly.

Monthly net income: $ 2425.45

Monthly expenses: $ ? 2039 ?
??Housing: $ 0
??Insurance: $ 129
??Car expenses: $ 100
??Utilities: $ 50
??Phone, cable, internet: $ 0
??Food, entertainment: $ 380
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1120
??Other expenses: $ 260 (Medicines)

Part time MBA Tuition Fee

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Inventory

Purpose of loan:
This loan will be used to purchase inventory.? The product is sold and requires delivery by april 1st..
Product is sold to large distributers and will not be paid for until October 1st.

My financial situation:
This is simply a short term swing loan to cover the cost of inventory for the increase of business.
We have been in business for 14 years and are growing rapidly.? We will have an increase of 70% over last year.????

Monthly net income: $
My monthly net income is $8500.00

Monthly expenses: $
??Housing: $?0? Paind in full????
??Insurance: $ 1500.00
??Car expenses: $ 0? own all vehicles
??Utilities: $ 300
??Phone, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 3500
??Other expenses: $ 0

Consolidating my credit cards

Purpose of loan:
This loan will be used to consolidate a few credit cards. The interest rates on my credit cards have gone up, and it is very difficult to reach my goal of becoming debt-free when I have a 29.99% interest rate dragging me down. I have attempted to get a loan through my bank, Chase, and a couple of other local banks/credit unions. Each bank has told me that I am not eligible due to high balances on my credit cards...even though the point of the loan is to consolidate debt.

My financial situation:
I am a good candidate for this loan because I am extremely determined at becoming debt free, and I have a great job in a very good market. Having credit card debt is stressful because the monthly payments vary from month to month, and apparently the interest rates can go up easily. I have tried to deal with my credit companies with the interest rates, but they are not very attentive to my needs. Having a fixed rate and knowing exactly what my monthly payments would be will be a weight off of my back.

I'm a software engineer at a great company in Carmel, IN. Besides one rough quarter, I always make my payments on time and in full. I had an issue with my car lender about 13 months ago, and they filed a 30-day late notice on my credit. My credit score dropped over 60 points that month, and I've been slowly working my way back up to a score of at least 710. I am shocked that Prosper has my credit score as 650, because I check my score monthly through www.freecreditreport.com and it shows me as having a 696 with all green lights.

I look forward to working with all of you, and I thank each and every one of you greatly! Please feel free to contact me with questions about why I'm in debt and what my plans are to become debt free. I am not proud about being in debt, but I'm not ashamed to share my lessons and stories. Thanks in advance! Below are my approximate monthly expenses all laid out.

Monthly net income: Approximately $3,000.00

Monthly expenses: Approximately...
??Housing/Car: $1,000
??Phone, cable, internet: $200
??Food, entertainment: $600
??Clothing, household expenses $50
??Credit cards and other loans: $1,100
Thanks Again, -Matt

Paying off debt

Purpose of loan:
This loan will be used to?
Pay off final revolving debt leaving only 1 loan remaining before becomming totally debt free.
My financial situation:
I am a good candidate for this loan because?
I have a decent cash reserve from my recent deployment to Iraq. I have the knowledge and experiance managing people and millions of dollars worth of equipment and the drive to do what it takes to stay in the black.

Monthly net income: $
$5000.00

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 100
??Utilities: $ 75?
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 100?
??Credit cards and other loans: $ 100

Pay Off Citi

Purpose of loan:
This loan will be used to? pay off my credit card, and a few of the medical bills.

My financial situation:
I am a good candidate for this loan because?I pay all of my bills on time, and am trying to pay off all credit! I had been paying down my credit until I got pregnant last year. I had a very rough pregnancy requiring home health care to set up a pack I wore 24 hours a day until I was 7 months pregnant. It was antinausea medication zofran. I was unable to work since I was?so sick, I would go in, be sick in our Lab or bathroom and have to go home. I didn't get on short term dissability, I just ran out my vacation time then had no pay days. I thought my delivery should be smooth after that, but no. I went? 9 days past my due date, and had to be induced. I had 38 hours of labor, three failed epidural, then C-section. A week later I got an infection and was put back into a different hospital.?My open incision did not heal closed until my son was?3 months old.?I do have insurance, but am paying 2 hospitals,?and multiple doctors, and home health bills. When I was pregnant most all of our cash was going to bills and we were charging gas and groceries. It adds up very quickly! Since I have gone back to work we have not charged anything and are determined to get everything paid off.

Business Investment

Purpose of loan:
I am a home health physical therapist who has the opportunity to?own a?percentage of a new branch of the company I work for. I will use the?$10,000?loan, along with $15,000 of my own money to buy 15% of this new branch. This company is an established business in two other cities and has done very well in a short period of time.

My financial situation:
I am a good candidate for this loan because I am now a salaried employee and will have no problem making the monthly payment. I will be getting a company car and plan to sell my existing vehicle, freeing up more money to make payments.

Paying off credit card debt

Purpose of loan:
This loan will be used to pay off some credit cards with higher interest rates.? I am just looking to consolidate all my debt into one payment.

My financial situation:
I am a good candidate for this loan because I have a solid work history.? I have worked for only 2 companies in the last 10 years, and have been promoted multiple times.? I have a solid credit history and always pay bills on time.??Upon reviewing my credit history you will see that we have a home that we have always paid the mortgage on, and on time.? I can assure the lender that?I?am not in any credit danger, but just looking to consolidate debt, and obtain lower interest rates.

Start up Capital for Search Firm

Purpose of loan:
This loan will be used to seed a start up executive search firm. I am an experienced recruiter with an established book of business in the senior housing and skilled nursing industries. I am ready to go out on my own and need capital to support the business for three months until cash comes in.

My financial situation:
I am a good candidate for this loan because I have excellent credit and I am continuing in the same professional vertical that I am currently working in. For 2008 and 2008, the division I am leading has billed over 600k in revenue and these relationships will come with me when I go out on my own. I have a business plan to share if you need further information.

Objectives

1. To penetrate the direct hire share of the senior housing and long term care markets. Within
the next twelve months it is the objective of the company to expand current relationships with
the top ten long term care providers in the United States. This will grow to fifteen in the
second year and twenty in the third year.

2. To substantially increase profitability. We will encourage companies to use our firm for their
direct hire needs by providing niche experience and a vast network of senior care industry
relationships. This will allow for high-end service at lower cost to our clients. This pricing will
insure a minimum of $200,000 pre-tax profits during the first year.

3. To improve the administrative and financial machinery of the operation. This will allow a
reduction in the owners involvement in simple administrative tasks from 50% of his time to
20%, thereby allowing him more time for sales and marketing tasks.

4. To establish, by year two, a territory model supported by 15 account executives that will
effectively cover the United States enabling our recruiters to effectively source passive
candidates and build solid client relationships.


Mission

H. Hunter and Associates is in the business of changing peoples lives. The company is
dedicated to meeting the ambition of its clients and candidates by matching the best talent to
the best opportunities. Committed to the highest standards of professionalism and work ethic, H.
Hunter and Associates strives to provide the best service in the executive search industry.

Paying Off My Credit Cards

Purpose of loan:This loan will be used to pay off high interest credit cards.? Over time I will pay much more for the credit I have used, unless I get a loan at a lower rate.My financial situation:I am a good candidate for this loan, because I have not been late on any of my bills.? I already pay far more than the minimum payment each month.? I want to pay this debt (at a lower rate), so I can begin saving & begin to be on the plus side.? I want to claim financial responsibility.? I am a homeowner with my boyfriend.? We are both responsible for the mortgage.

Please fund my loan & I assure you that I will not default. I take repayment of this loan very seriously.

Thank you ~

Pay off Citi Card

Purpose of loan:
This loan will be used to? pay off Citi Card high interest.

My financial situation:
I am a good candidate for this loan because?Never paid a bill over 30 days late in my entire life.

Consolidate revolving debt

I want to change some of my revolving credit card debt to an installment loan, which will boost my credit score.? Once? my credit score is back up higher, I will refinance a rental property, and pay off all the credit card balances with cash from the refinance (refinance should cash out approximately $23,000)

The reason for the high credit card usage was that in the past 6 months, I had just purchased a fourth rental property in May of 2009, was repairing that one when two of my other three rental properties went vacant, had to be cleaned, and repaired, and re-rented.? The last vacant one was leased on December 1st.? The stock market may have crashed in Oct of 08, but my rental market didn't suffer until this past summer when unemployment affected the tenants.? One vacancy was due to job losses, the second one was due to a couple splitting up. The newest property needed around $50,000 in repairs.?? These properties have been leased to new tenants with strong current income and savings.?? So I don't expect any issues with any of the properties for the next 6 months.? So the $50k in repairs, plus about $15k in vacancy losses and repairs in the other two properties put me into larger credit card debt than I had anticipated.

Monthly income
$11,472 gross W-2 income in 2009, expect roughly the same in 2010
?$5,240 rental income (2000 800 1400 1040)
$16,712 total monthly gross income

Monthly Expenses
income taxes: $3410
own home mortgage PITI: $1535
mortgage expenses PITI for rental properties (2785 1132 1201 651): $5769
rental vacancy allowance (25% of rents): $1355
rental reserves, including maintenance: $945
Citi card payment: $750
Chase payment:? $190
Discover: $145
Capital One Payment: $120
Other expenses $770

Total expenses : $14989

Leaves at least $1,723 cashflow for other luxury uses or paying down debt.


2009 W2 income of $137,665 and $40,929 paid in income taxes

Assets
Own home ($160,000 value, $109,826 loan, $50,174 equity)
Rental 1 ($340,000 value, $303,345 loan, $36,665 equity)
Rental 2 ($120,000 value,? $90,893 loan, $29,107 equity)
Rental 3 ($156,000 value, $127,193 loan, $28,807 equity)
Rental 4 ($163,000 value,? $79,535 loan, $83,465 equity)

Total $228,217 in real estate equity at todays real estate prices.? Some of these properties had been worth around $190,000 back a few years ago, but I am providing current market values.

I have $89,059 in a 401k,? $7,325k in a ROTH IRA, and $6,994 in a Health Saving Account.

Debt Consolidation

Purpose of loan:This loan will be used to? pay down debt
My financial situation:I am a good candidate for this loan because?I have never been late since my Chapter 7 discharge five years ago.??

I was able to get a few credit cards to help re-build credit, but they have high rates of interest.? I?want to pay them off and my first Prosper loan.????

Last time, Prosper showed over 90 lines of credit, though only 11 utilized.?? Many were very old that had never rolled off, even though paid off for a long time.? This time, approximately 70 lines of credit are showing, which tells me over 20 have rolled off.? The same thing is still true ? they are old accounts that have zero balances and haven?t been used in years and they are closed.?

My credit card utilization looks like it has almost doubled, but this isn't?correct as I am?careful not to let cards get?close to the maximum.??My only new account in the past two years is my Prosper account and that shows in my increase from 11 active accounts to 12.? I have never been 30 days late on Prosper.?

My delinquencies are the same ? four in the past seven years and they correlate to my bankruptcy.???? The five recent inquiries are there because we tried to refinance our home with the low rates.? Please note we don?t have to refinance our home as we are in no danger of losing it, but after our bankruptcy we were able to get out of an adjustable loan and into a 30-year fixed.? The rate is high, but we took the loan at that time because we felt it was very important to get into a fixed rate/payment and then refinance when our credit improved and we could get a lower rate.?

Unfortunately, now that we are in that position, the housing market has gotten stricter and we may have to wait a bit longer to refinance.? I?ve been in this house payment for the last three years without any problem ? even when I took my first Prosper loan.

This brings me to the biggest issue I am seeing on my new loan request: a rating of HR when two years ago my rating was an A.? Why the huge drop?? I truly wish I knew.? I?ve spent hours looking at everything to see why the drop and I can?t come up with anything.? However, I can assure all prospective lenders that I can repay a second Prosper loan with the same responsibility with which I am paying the first loan.???? ?I

In these economic times, traditional lenders?take less chances.? I am hoping Prosper lenders?will bid on me again.?

Thank you!

Buying a New car for our family

Purpose of loan:
This loan will be used to? purchase a Single Owner 03' Honda Accord EX with 60k miles. The car is in excellent condition and we have the CarFax and Service records confirmed for this car. We can provide the VIN# if necessary for confirmation of this car history. I am expecting and my husband and I are looking for a car with a little less mileage then my current car.

My financial situation:
I am a good candidate for this loan because? If my credit report is reviewed I have a solid history of paying off my debts properly and within the agreed upon terms. My debt to income ratio currently should be good I am finishing payment of a Medical bill with a remaining balance of $100 dollars and a credit card payment that I pay monthly. If you review my credit report there is a collections mark for around $1300 dollars for a due medical bill the situation involving this can be explained in 2007 I received notification of this debt and I did contact the collector and then the hospital who turned over this debt. I was advised by the hospital that the debt was waived and the debt was later re-opened at a later date and we were not notified. This was discovered on a recent credit report we ran and I am currently working with the collection agency in question to set-up payment steps to honor this debt owed. If you review my records it shows a history of me honoring my debts and paying them properly the situation and I will do the same with this loan if approved.

Monthly net income: $ 1500 * I can provide proper pay information to confirm this and I can also provide company documentation of the $4.00 dollar hourly pay raise I receive next week when I assume a new position within Harbin Clinics.

Monthly expenses: $ 510
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 160
??Other expenses: $ 0

Young Professional Seeking Loan

Purpose of loan:
I will be using this loan to pay off some of the debt I have and also make a decent dent in my car loan.?
My financial situation:
I am making a steady income and have the utmost of job security as I have the highest tenure of anyone at my current position.? Should be promoted also within the next year.

Monthly net income: $
2,540
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 0
??Phone, cable, internet: $ 85
??Food, entertainment: $ 200
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 450
??Other expenses: $ 100

Credit Card Debt Consolidation

Purpose of loan:
To pay off credit cards and get the debt consolidated into one monthly payment.?

My financial situation:
I am a good candidate for this loan because? I have paid all my bills on time, and am wanting to pay off the green monster known as Credit cards... By consolidating them into one monthly payment it will allow me to pay down the balance faster.

Paying off debt so I can move out

Purpose of loan:
This loan will be used to?consolidate and pay off debts so I can move out and stop living with my parents due to health issues.

My financial situation:
I am a good candidate for this loan because? I have guaranteed monthly income through Social Security disability benefits. I have been having health issues that put me further in debt and would like to consolidate all these bills into one monthly payment so I can budget better and afford to finally move out from living with my elderly parents.

net income: $ 1550

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 60
??Car expenses: $ 291
??Utilities: $ 0
??Phone, cable, internet: $ 65
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400
??Other expenses: $

RE Investor Needs Your Help

Purpose of loan:
I will use the money?for a downpayment on an investment property of $189,500. I need 20% downpayment on the property. The property will generate net operating income of $825.00 per month after expenses.

My financial situation:
The income that will be generated from the property including my personal income will be more than enough to allow me to make loan payments. I have a?good credit history. I had a previous Prosper loan and paid it off early.?

Thank you very much for taking the time to consider my? loan request.

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my car loan.

My financial situation:
I am a good candidate for this loan because I'm never late with payments.?

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 150
??Car expenses: $?324
??Utilities: $100
??Phone, cable, internet: $ 100
Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $

PAYING OFF SOME LOANS

Purpose of loan:
This loan will be used to? pay off some small loans which bill me biweekly.? I don't need this loan for very long a 6 to 12 month period is enough I know that if I pay off these loans I will have the money biweekly to pay off this loan which I am requesting.????

My financial situation:
I am a good candidate for this loan because? I make my current payments.

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 1603
??Insurance: $ 140
??Car expenses: $?200
??Utilities: $ 200
??Phone, cable, internet: $ 60
??Food, entertainment: $ 200
??Clothing, household expenses $?
??Credit cards and other loans: $?1000
??Other expenses: $

PAYING OFF CREDIT

Purpose of loan:
This loan will be used to?pay off 2 credit cards and get my sons class ring and prom taken care of?

My financial situation:
I am a good candidate for this loan because? i am trying to rebuild my credit and would like someone to give me that opportunity.

Monthly net income: $ 5200.00

Monthly expenses: $
??Housing: $ 690.00
??Insurance: $ 50.00
??Car expenses: $ 140.00
??Utilities: $?250.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?160.00
??Other expenses: $

Helping with auto expense

Purpose of loan:
This loan will be used to? have car repairs done for my dad.? I lowered my loan request?so that I can help my dad.? I am requesting this because my dad is a retired widower and needs his car to be repaired.?

My financial situation:
I am a good candidate for this loan because? I have a long tenure with the same company.? Take my commitments seriously.? You will not be disappointed in deciding to fund this loan.? The loan is to be paid every month. Thank you for your consideration.

pay off loan fund my business

WHEN THINGS STARTED GETING BAD IN? MICHIGAN I GOT A LOAN FROM PROSPER AND INVESTED IN USED CARS.A YEAR LATER I'M GLAD I DID IT. I PAID HALF OF THE LOAN, BOUGHT A FORECLOSURE HOUSE, AND SHIPPING CARS TO AFRICA.
My financial situation:
FINANCIALY I'M BETTER THAN A YEAR AGO.I'M SAVING MONEY IN RENT $488 . SHIPPING USED CARS TO AFRICA IS MY LATEST PROJECT AND SO THE RETURNS ARE NOT BAD AT ALL:BUT I GONNA NEED LITTLE MORE FUNDS THAN MY PERSONAL SAVING. THESE SAVINGS ARE A SORT OFF INSURANCE AND I DON'T REALLY WANT TO DIG IN IT.
Monthly net income: $ 1800

Monthly expenses: $?

??Insurance: $?65
??Car expenses: $ 100
??Utilities: $ 55
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??$223 PROSPER LOAN
??Other expenses: $ 100

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off my larger and high interest credit cards.

My financial situation:
I am a good candidate for this loan because? I have never not paid anyone their full credit card payment in full.? Further more, I always pay many times the minimum amount requested each month.? I have further income from my farm, and gas well royalties, but that amount varies each month.? Will provide income tax records if necessary.

Monthly net income: $ 2,877.54 (actually received from pension) + $ 1,815.00 (actually received from Social Security) = $3,682.54 monthly +
varying amounts from my farm and gas royalties.?

Monthly expenses: $
??Housing: $ 940.00
??Insurance: $ 233.30?
??Car expenses: $ 120.00
??Utilities: $ 102.00?
??Phone, cable, internet: $ 125.00?
??Food, entertainment: $?130.00?
??Clothing, household expenses $35.00
??Credit cards and other loans: $ 850.00
??Other expenses: $?35.00?

Need a New Car

Purpose of loan: My car I have now is on its last leg and I really could use this loan to get a reliable car. I am going to trade my old car and purchase a good, reliable car.
?

My financial situation: I work fulltime as a nurse and have security at my job. I already have a loan with prosper which will be paid off by the end of this year and I have NEVER been late on a payment!! Please help me out and you wont be sorry:)? I have been paying off cards from my ex husband and I am getting those down to the last bit, thats why my score dropped. I didnt know he applied for these cards and with him not paying the debts, I had to.
Monthly net income: $ 2800

Monthly expenses: $
??Housing: $?250.00 My fiance and I split the mortgage
??Insurance: $ 60.00
??Car expenses: $ 200.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 30.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 188.38
??Other expenses: $

"Paying off credit cards"

Purpose of loan:
This loan will be used to? pay down credit card debt

My financial situation:
I am a good candidate for this loan because? I am currently earning over $100,000 a year and already pay a tremendous amount in minimum payments to credit cards.

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 2,700
??Insurance: $ 177.00
??Car expenses:?823.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 3,000
??Other expenses: $ 100.00

Debt Consolidation

This loan will be used to Pay down personal Debts.. I have an unsecured 50,000 dollar line of credit with a bank that they are charging me a ridiculous rate, of 15%, I am paying this down as quick as possible with all of my other bills as well.. I have no collections, I never miss payments, and am very credit-worthy, the only issues I ever have with credit is that I owe more than I supposedly make, I always manage to make all my payments and I always will.. Im looking for some help here on prosper so I can save some of my hard earned money instead of throwing it away to the banks.

I work with my family, in our family business's and have been working here for the last ten years.. acting as vice president for the last 5 years. My income is more than enough to pay back prosper lenders.. and i have an impeccable payment history. I'm also trying this out so I can get away from traditional bank financing.

Zero Debt in 36-48 months!!!

Purpose of loan:
This loan will be used to pay off high interest revolving credit card debt.

My Prosper History:
This is my second time getting a Prosper loan.? I was one of the original Prosper Borrowers and can happily report...I worked with Prosper as they ironed out their early business model flaws and I paid-off that $10,000 loan as scheduled. This time I am back for simpler reasons.? I'm looking to speed up my repayment on High Interest credit card debt that I have carried for far too long.

My Financial Situation:
I work more than full time.? As with my first Prosper loan, I am still a full time Stock Trader, and have added a new summer job as well, working six months a year managing a crew of marketing representatives from April to September.? Recently, I depleted my savings to pay down over $10,000 of my credit card debt and am now looking to consolidate the remainder through Prosper to lower the interest rate on the overall debt. (Some of my cards have been increased to 27% interest rates without me ever having any 30-day lates!)

I can also add that the Car Payment listed don my credit profile is for a vehicle that I financed for my brother two years ago. He has no credit and I chose to finance the car for him. So, I do receive about $600 per month from him to make the car payment. I have had a solid earnings history for the last 10 years.?

Monthly net income: $4,900

Monthly expenses: $ 3,910
??Housing: $ 1,500
??Insurance: $ 160
??Car expenses: $ 600
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 700


I want to thank you for the opportunity to be debt free within the next three years. My first loan with Prosper was a great experience and I look forward to the day when I can begin to be a Lender here where I will be able to profit from helping others who have dug similar financial holes that I am too familiar with.

Thank you in advance,

Mike

Money to pay off Holiday Bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $