Student Use-School Tuition

Purpose of loan:
This loan will be used to purchase video equipment in order to begin making documentary films within the education feild for students and my school district

My financial situation:
I am a good candidate for this loan because I can repay and the loan will be used for producing quality pieces for educational purposes

Monthly net income: $ 3100

Monthly expenses: $
??Housing: $ 425
??Insurance: $ 60
??Car expenses: $ 276
??Utilities: $?40
??Phone, cable, internet: $ 50
??Food, entertainment: $?100
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 500
??Other expenses: $

Paying off Uncle Sam

Purpose of loan:
Greetings Prosper investors, Hi there everyone.
?? I'm looking to get this personal loan to Pay off My taxes due for 2008. I am Currently Employed with a good Job that I love. Last year (2009) I grossed 77,000 dollars for which I do have proof for anyone willing to Help me out. I did file Bankruptcy in 2003 Due to loss of Contractual agreements at which the company that I was working For Lost their Contract and had noBack up plan for they're employees. Since then I have credit cards and an Auto loan in which no payments have been late. The total for the tax Bill was aproximatly 6,000. The remaining balances is to go towards those Credit cards previously Mentioned. I know that I will Have no problems paying this Loan in a respectful?time frame. If you have any Questions Please Don't hesitate to Ask.

Paying off some credit cards

Purpose of loan:
This loan will be used to? make some payment

My financial situation:
I am a good candidate for this loan because? im very trustworthy and alway pay on time. i have a?very steady job. im helping out my parent so my financial went down.?Can somone help me please.

Monthly net income: $ 1600

Monthly expenses: $
??Housing: $ living with parent and?help?paying rent for my parent bout?$800 a month
??Insurance: $ 100????
??Car expenses:?just pay off last month
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ i mostly stay at home and work
??Clothing, household expenses?$ havnt go shopping for clothing for 3 yrs or more
??Credit cards and other loans: $?5000
??Other expenses: $

Lowering my monthly payment

This is my second loan with Prosper. On my first loam, last payment will be this month 01/18/10 and never missed a payment, I got myself in trouble with credit cards again, this why i would like this one


Purpose of this loan:
I would like to payoff my credit cards with this loan.



Monthly net income:
$3246

Monthly expenses:
$-2950
(Broken down)
Housing: $1850 ($1500 on 1st and $350 on 2nd) taxes and insurance
Insurance: Included in Housing costs
Car expenses: None (I own 3 cars)
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses $50
Credit cards: $600

Total:
Income ? Expenses
$3246 - $2950 = $296
For the purposes of this loan I did not list in my expenses that I rent the bottom floor of my house to my parents for free but they help with some of the bills varying 200-400$ per month. So the $296 in ?float? money might be slightly low but in reality is closer to 500-700$ of float money per month.


About myself:
I am 29 years old. I have steady employment as a CDL Class A Truck Driver. I also work some overtime whenever available that I did not list on my monthly income. I own 3 motor vehicles and also am a home owner (for the past 3 years). I sparingly spend useless money and have no plans for any major purchases or remodeling. I plan on paying off this loan between 6 months to 2 years.
 

pay off current loan

Purpose of loan:
This loan will be used to payoff current loan with prosper and for other expenses.

My financial situation:
I am a good candidate for this loan because I have been on time with my payments thus far ? and my score has jumped up 20 points since my last loan. I would
like to continue to improve my credit.? ? ?

Monthly net income: $ 2,400

Monthly expenses: $
??Housing: $ 1280
? Utilities: $ included with rent? ???? ????

Marriage

Purpose of loan:
This loan will be used to pay for a very inexpensive wedding, clean up some high interest debt, and pay for her relocation. Some money ($500 to $1000) will be used to advertise a home care business she will be starting once we are married.

My financial situation:
I am a good candidate for this loan because I have maintained a very good repayment history across numerous credit accounts (never a late payment), I own my home, I've been at the same job for six years, and my salary is high enough to pay back a loan of this value.

finish repairing new home

This is the Third time I'm posting this, My credit is actually on the rebound and has improved since prosper pulled my score, I do own my home unlike what it says in the prosper version of my credit profile,I have sent prosper the paperwork to update my home ownership status. I have been approved by several banks for loans to do my project and I will keep re-listing this loan until the spring where I will take the loan from the bank to keep my plans on track. Each time I will reduce it based on what I've Been able to save? the following is my request, all info is still accurate. Thank You
Purpose of loan:
this loan will be used along with $10000.00 of my own funds to replace the roof, windows, asbestos siding, and repoint the masonry. I purchased this house back in September at a greatly reduced price. I have already spent several months working on the interior, leaving the outside to be done in the spring. once the outside of the house is complete i stand to gain a substantial amount in equity. I am currently living in the house and plan to live in it for at least the next three years if not longer.
My financial situation:
I have worked for the same mom and pop for 13 years, I am currently the General Manager and have job security and a steady paycheck. I will also be taking over the 40 year old business when the current owner retires in a few years. I will easily be able to pay back this loan, see my financial breakdown below. I am also a prosper investor with $2000 invested with an average 28% return this will be my second loan, first loan was paid in full with no late payments. With any equity i can get from this property I plan to use it to rehabilitate and rent additional properties
Monthly net income: $
$2150 after taxes
Monthly expenses: $
??Housing: $ 381.00-this includes taxes and insurance also my fiance pays the other half, total Mortgage payment $762.
??Insurance: $ 38-car
??Car expenses: $ 100
??Utilities: $ 120
??Phone, cable, internet: $ 45
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 100
??Other expenses: $
Total $ Out:$1084
This Leaves Me $1066 monthly for savings and paying back this loan

Need some help with expenses

Purpose of loan:
This loan will be used to? to cover current expenses until my refund comes back from school.

My financial situation:
I am a good candidate for this loan because? I'm repsonsible enough to payback in the time requested.

Monthly net income: $ 600-700

Monthly expenses: $
??Housing: $ 330
??Insurance: $ -
??Car expenses: $ 40
??Utilities: $ 100
??Phone, cable, internet: $ -
??Food, entertainment: $ -
??Clothing, household expenses $ -
??Credit cards and other loans: $ -
??Other expenses: $ -

Credit Card Consolidation

Purpose of loan:
This loan will be used to consolidate some debts I've incurred over the last few years as a result of my divorce.

My financial situation:
I am a good candidate for this loan because I have a good stable job in a booming industry (hard to believe in this economy I know, but it's true: we have more work than we're able to do), with a stable thriving company. I'm also a 'good debtor': though I have a high revolving balance, I pay every month and have never come even close to defaulting. The worst I've done is be late with my payments a couple of times. I have a three year plan to clear my debts (incurred over the last few years in part as a result of my divorce), however borrowing this money will help me consolidate and get there quicker, and clear some existing debts.

Monthly net income: $ 7,200

Monthly expenses:
??Housing: $ 2000
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 2200
??Other expenses: $

home improvement

Purpose of loan:
(explain what you will be using this loan for)
home improvement
My financial situation:
(explain why you are a good candidate for paying back this loan)
PAY BILLS ON TIME.???Have one loan with prosper and pay before the due date.?
Monthly net income: $ 1681.76

Monthly expenses: $
??Housing: $ 590.00?RENT
??Insurance: $ 328.00 PER 6 MONTHS AUTO
??Car expenses: $ 25.00 GAS PER MONTH
??Utilities: $ 25.00 TO 30.00?AVERAGE PER MONTH ELECTRIC ONLY
??Phone, cable, internet: $ 151.16
??Food, entertainment: $ 150.00 PER MONTH
??Clothing, household expenses $
??Credit cards and other loans: $?110.00
??Other expenses: $

Technology for Business

Purpose of Loan:
To purchase a desktop, laptop, and software for business.My Credit Risk:
I am a true low risk. I only use and keep credit I need (this is why my credit usage is high). My revolving credit is approximately $17,000 as of today. I have another $50,000 in student loans. My total monthly debt payments each month is around $1,000. I have a long term contract with a company and entered into a new MSA with another company.Bottom Line:
I am a good candidate for this loan because I am asking for an amount that I can pay back each month and it helps me grow my business.Relisting Information:
Prosper had cancelled my listing and asked me to relist. I needed to change my employment information to self-employed.

Investment property in Htfd. Ct.

Purpose of loan:
This loan will be used to?make inprovements to our 2nd?investment home in Hartford Ct....this home is 5 mints from? downtown Hartford. It has 3- 3 bedroom apartments the apartments go for anywhere from $900.00 to $1100.00. We are putting this home up for sell but need to make impovements on the roof. The house is completly paid for but also need to make other minor repairs to the units. I bought a winter home in Peoria Az. fully paid for and looking to completly retire with no land lord proplems.The house is completly paid for and will probally retain anywere from 250,000.00?and 300,000.00 we are investagating serveral realtors. 3 Family homes are easily sold as starter homes and investor homes do to it so close to the of Hartford.
My financial situation:
I am a good candidate for this loan because?the house was bought a low figure?and will be sold early because of it potential as a money maker and payoing for itself......I?will fully pay off loan as home?is sold. I?will?post a picture of the home as soon as I can. ?

Monthly net income: $3,300.00 for fully rented property.?

Monthly expenses: $ 1,800.00 month four housing expenses
??Housing: $4000.00 for taxes?
??Insurance: $ 1800.00
??Car expenses: $
??Utilities: $ 450 a month for heat?
??Phone, cable, internet: $0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $

For 2010, credit card payoff goal!

Purpose of loan:
This loan will be used for debt consolidation.? I have started looking at the interest rate of my 3 credit cards and have realized that one is definitely worth paying off totally due to its high interest rate, one is debatable, and one is worth keeping.? I have realized that my credit card debt being too high will impact me buying a home at a later date, so I need to start now consolidating my debt.

My financial situation:
I am a good candidate for this loan because I am well-educated (LSU graduate - finance and MBA) and am working on my career advancement and personal development goals this year. (through taking more classes).? Hopefully, too, I will be obtaining a new job in litigation soon, increasing my salary 10-20%.? I am in the final stages of doing the background checks.

Monthly net income: $ 4,700, with new job expect to be $5,700 to $6,000 plus

Monthly expenses: $
??Housing: $ 820
??Insurance: $ 75
??Car expenses: $ car is paid off
??Utilities: $ 125
??Phone, cable, internet: $ 80
??Food, entertainment: $ 150
??Clothing, household expenses $ minimal
??Credit cards and other loans: $ 700 (includes credit card that wants to pay off)
??Other expenses: $

business loan

Purpose of loan:
This loan will be used to? consolidate date and for business use

My financial situation:
I am a good candidate for this loan because? i have never missed a payment in my life on anything.. i have a great job as a webdesigner just need the extra funds to help me out.. I was recently on the show mtv styld.. check out?? gosenamerica.com

Monthly net income: $
50000
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 1000
??Clothing, household expenses $ 1000
??Credit cards and other loans: $ 1200
??Other expenses: $ 500

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off certain credit card debt.Like many, I have seen what was a reasonable rate of interest double for no apparent reason. I would like to pay off these cards and close the accounts.

My financial situation:
I am a good candidate for this loan becauseI have never missed any payment and have always pay bills on time.undefinedundefined 

Attorney - job begins May 1, 2010

Purpose of loan:
This loan will be used to fund living expenses until I resume employment with my previous employer on May 1, 2010.

My financial situation:
I am a good candidate for this loan because I am an attorney holding an option to return to work with my previous employer (a large, well-known law firm) on May 1, 2010 (following a one year sabbatical).? I expect that my compensation will be at the same level as immediately before I began my sabbatical, i.e., $210,000 per year (plus bonus).

I am an attorney specializing in corporate mergers and acquisitions.? I am admitted to practice law in California.

Monthly net income: $0

Monthly expenses: $ 5,000

3000

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off medical bills

Purpose of loan:
This loan will be used to pay off my recent and unexpected medical expenses.

My financial situation:
I am a good candidate for this loan because I have excellent credit and have never been late with a single payment on any account, ever.

paying off credit cards

Purpose of loan:
This loan will be used to? pay of some of the credit card balances

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 4500
Monthly expenses: $
??Housing: $ 2018
??Insurance: $ 120
??Car expenses: $?400
??Utilities: $ 250
??Phone, cable, internet: $ 140
??Food, entertainment: $ 350
??Clothing, household expenses $300
??Credit cards and other loans: $ 400
??Other expenses: $ 300

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my credit cards. Bank's raising interest rates on Feb. 2010 for no reason. I can't take their abuse anymore.

My financial situation:
I am a good candidate for this loan because I'm never late with payments.?

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 150
??Car expenses: $?324
??Utilities: $100
??Phone, cable, internet: $ 100
Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $

Re-Structuring CC Debt

Hi, I am requesting this third loan to consolidate the last of my debt to a structured payment schedule.? My previous 2 Prosper loans were paid off in full.

HR seems to be harsh rating level.? My Experian Plus Score is 770/830 and myFICO score is 720/850; both considered to be low risk credit levels.? My VantagePlus score (which is the closest example of what is used by Prosper) is 699/990 and this is this low because I don't have an extensive credit history, my one delinquent pmt and my debt/limit utilization rate.? Apparently when you close a credit line it's history is not factored into your score at all -only open/active accounts.? So my current credit score thinks my oldest credit line is only 3 years old when in fact it's really close to 20 years.? Note that the one previous delinquent payment was to the last pmt I made for one of my Prosper accounts.? I was attempting to paydown both loans and didn't realize that my monthly payments were being pulled from an old bank account.? I had to close the checking account and open a new checking account because that is the only way to remove an authorized signer.? Regardless the loans were paid down immediately after that incident.? Also, I believe my "debt utilization" is approx 50%; that is misleading; Amex doesn't report the credit limit and if they did my debt utilization would be less than 25%.? I also closed out of number of credit lines with the funds from the first 2 loans.

Net monthly income ("take home") is currently $7,000 and less monthly expenses (rent, utilities,?misc exp,?etc...) of $5,000 results in a net balance of approx $2,000.? The $5,000 in expenses includes the amount currently paid to the one outstanding credit card.? With this Prosper loan my net will not materially change.

Please feel free to contact me if you have any questions!

Thank you in advance to those who help fund my loan request!

Money needed for surgery

Purpose of loan:
This loan will be used to pay for a surgery that my wife needs desperately. She had a tumor in her breast two years ago, and we went through very difficult times keeping up with the emotional stress and make ends meet with the very huge amounts we had to pay for medical treatments and medications. Now she past the safe time where doctors think the tumor will not come back; she needs a final surgical touch to feel like a woman again. Bidding on this loan will guarantees you two things, first your money plus the interest, and second the feelings that you helped a woman to get herself back. Thank you

My financial situation:
I am a good candidate for this loan because I have only one outstanding auto loan, the installment is $249.00 and I have no other outstanding loans. I also have 3 credit cards (down from 8) and have no whatsoever outstanding balances on the closed ones.

Monthly net income: $ 3,360

Monthly expenses: $
??Housing: $ 765
??Insurance: $ 115
??Car expenses: $245 car loan, around $80-100 gas per month
??Utilities: $ 80 Gas, $65-89 Elect. and $45 water
??Phone, cable, internet: $ 70 Cell, $65 Internet &cable
??Food, entertainment: $ 400-500 food supply per month
??Clothing, household expenses $ 150-200 as available
??Credit cards and other loans: $ 245 auto loan, $120-150 credit cards
??Other expenses: $

PURCHASE INVENTORY,I HAVE A LEASE

Purpose of loan:
This loan will be used to? I HAVE A SIGNED LEASE, AS OF JAN.1, 2010 FROM A MR PETER ELLIOTT , LOCATION 1461 SEMINOLE BLVD CASSELBERRY FLORIDA 32707.I NEED LOAN SO I CAN PURCHASE INVENTORY, NEW AND USED RIDING LAWN MOWERS,EDGERS, AND SMALL PARTS INVENTORY, SUCH AS FILTERS,HOSES,BLADES,BELTS,TIRES,?I HAVE BEEN A MECHANIC FOR OVER 45 YEARS,I HAVE STARTED THIS BUSINESS CASSELBERRY MOWER SHOP SAME ADDRESS AS ABOVE UNIT NUMBER 1, MY PHONE NUMBER YOU CAN GOOGLE MY NUMBER? OR NAME CASSELBERRY MOWER SHOP AND SEE MY ADS.

My financial situation:
I am a good candidate for this loan because? I PAY MY BILLS BEFORE DUE DATE, NEVER BEEN LATE WITH ANY OF MY BILLS, MY CAR PAYMENT AND INSURANCE IS EXPRESS IT TAKEN OUT AUTOMATICALY EACH MO. I HAVE A GOOD CREDIT SCORE, I AM 63, AND NEED ADDITIONAL INCOME.I WANT TO EMOLOY A YOUNG PERSON , TO BE ?MECHANIC AND TEACH THAT PERSON WHAT I KNOW AND HAVE LEARNED OVER THE YEARS.MY WIFE SAYS I CAN MAKE ANY ENGINE RUN.

fixing heating system

Purpose of loan:
This loan will be used to??Fix heating system in my house.?

My financial situation:
I am a good candidate for this loan because? I have a sold job to pay back the loan

Monthly net income: $ 2800????????????

Monthly expenses: $
??Housing: $?970
??Insurance: $ 97
??Car expenses: $508
??Utilities: $ 100
??Phone, cable, internet: $57.80?
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 222.30

Buying an Engagement Ring!!!

Purpose of loan:
I have been dating my girlfriend Katie since college, we are coming up on our 4 year anniversary and she recently relocated a couple hours away from her family to move in with me. I have picked out her dream engagement ring (~$15,000) but I only have $7,000 that I feel comfortable putting towards that purchase without putting strain on my finances. I have entertained the idea of downsizing the diamond, or putting this off a year or two--but I want to do the right thing for her and us so I am asking to borrow enough to cover the rest of the purchase plus any associated taxes without giving up a bargaining position by financing through the jewelry store at a high rate. Thanks in advance for your help.

My financial situation:
I am?a couple?years out of college now with a stable job at a fortune 500 company.?I have been making double payments on my student loans since graduation?and it is rare that I carry a balance on my?credit card over from one month to the next. Besides my car and my house (both purchased within the last year), my only outstanding debt is a 0% loan on the?furniture I bought when I moved in--which should be paid off?this coming June.

Helping my son

Purpose of loan:
This loan will be used to?
I want to help my son with a down payment on a house he is trying to buy. ???? ???? ????
My financial situation:
I am a good candidate for this loan because?I can pay whatever interest and will pay this back quickly. I am just trying to help my son & grandson.

Personal Loan for Bills

Purpose of loan:
This loan will be used to? I need to catch up on my bills.Had some stuff happen that took my money in savings and now need to pay my household bills.I dont get paid until Feb 15 th and really need a loan.

My financial situation:
I am a good candidate for this loan because? I am a good candidate for a loan I have had a the same job for over 10+ now.I see on here it shows I am a home owner not to sure what that is I have never owned a home but I am a single mom of 4 kids and I have daughter who is going to O.C.U in Oklahoma and I have 3 still at home.I have worked hard on trying to get my credit right.I just need to be given chance and I am real need of help right now.I can repay this loan in less than 30 days.I want to thank you and God Bless

Monthly net income: $ 2800.00 ????

Monthly expenses: $
??Housing: $ 628 ????
??Insurance: $
??Car expenses: $ paid off
??Utilities: $ 154.00
??Phone, cable, internet: $ 125.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $75.00
??Credit cards and other loans: $ 35.00
??Other expenses: $

Paying off old loans

Purpose of loan:
This loan will be used to? get financial "house" in order

My financial situation:
I am a good candidate for this loan because?I have never been deliquent or late on payments and have a lengthy credit history.?I'm motivated to??manage my debt wisely.

Paying off credit cards

Purpose of loan:
This loan will be used to pay off several small credit cards and retail credit accounts

My financial situation:
I am a good candidate for this loan because I alaways pay my debts and pay on time. I have a divorce related bankruptcy in 2004 to eliminate $150K of debt run up by former spouse.? Current financial situation is a result of extensive legal bills as a result?of?action taken in two states by former spouse.? All issues resolved with no possibility of revisitation by former spouse.?My pay raise goes into effect on 4 January 2010 which will increase my take-home income by approximately $500/month.? The credit report and picture is not a true indicator of my credit-worthiness.? It reflects the effects of several years of legal battles to keep my older son?as part of my family. As previsouly stated, we have language in our current court order to prevent the former spouse from initiating action again so we can now dig our way of of the financial hole the legal bills have created? (they have been paid off at the expense of my credit rating).

Retired Naval Officer who believes in honor courage and commitment. I provide for my family and will do nothing to put this family in?a position to compromise our financial stability despite the efforts of a litigious former spouse.? I am a man of my word and a man of honor and honor all debts I incur by the terms agreed to at the time of the loan.? Any delinquencies noted on my credit report previously were joint accounts with my former spouse. I was directed by legal counsel not to pay the bills she had incurred after the divorce proceedings had been initiated. In retrospect it was not the best option but former spouse had run up almost $150K in retail debt thanks to my formerly spotless credit record.

Monthly net income: $ 9600

Monthly expenses: $ 7510
??Housing: $ 2960
??Insurance: $ 150
??Car expenses: $ 1000?
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 1000
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 1200
??Other expenses: $ 400

pay off medical bills

Purpose of loan:
This loan will be used to? pay medical bills

My financial situation:
I am a good candidate for this loan because? am willing to pay a high interest rate

Monthly net income: $ 3700

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 130
??Car expenses: $ 515
??Utilities: $ 110
??Phone, cable, internet: $ 130
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off higher rate card

Purpose of loan:
This loan will be used to? pay down a higher rate interest credit card.

My financial situation:
I am a good candidate for this loan because...My financial situation is stable and strong. Like everyone else...looking for better deals than the credit card companies are offering. I can meet my current payments without problems and will be making the same payment as I currently make. However with the significantly lower rate the pay back time will be shorter than terms of the loan.

Short-term financing needs

Purpose of loan:
This loan will be used to take care of some short-term cash needs.? I'm currently in the middle of a refi through BofA and they froze my HELOC until the end of the process which is March 10th.

My financial situation:
I am a good candidate for this loan because I have never missed monthly payments on my loans.

Monthly net income: $4000.00

Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 72
??Car expenses: $ 300
??Utilities: $
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 550
??Other expenses: $

Revolving Accounts Pay-Off!

Purpose of loan:
For the Partial Pay-off of Revolving credit balance: $7,154 and non-use (as opposed to closure) of 4 credit card accounts ~ See Above Credit Profile.

My financial situation:
A great Candidate: No Late Payments, Paid off Previous Prosper Loan satisfactorily in less than 1 year.

Monthly net income: $ 4300 / month Gross. . . $3,500 net.

Monthly expenses: $?
??Housing:???????????$?1,000 / month
??Life Insurance:?? $?12.50 / month (billed $150 / year)
??Car expenses:?? $???0?- None Yet
??Utilities:???????????? $??25 / month
??Cell Phone:????????$? 35 / month?
??Food:?????????????????$ 300 / month
??Clothing, household expenses $ 100 / month

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off a personal loan and high interest credit credit cards.

My financial situation:
I am a good candidate for this loan because I pay my bills as my credit report will show. This loan my easy my payment responsible at a lower rate. In which I am focus in become debt free from unsure loans.Currently work is stable . loan with Raises and bonus each year.

Monthly net income: $ 5500

Monthly expenses:
??Housing: $ 2800
??Insurance: $ 90
??Car expenses: $ 400
??Utilities: $ 300
??Phone, cable, internet: $ 70
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1000
??Other expenses: $ 100

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to? pay off credit cards

My financial situation:
I am a good candidate for this loan because? I have pay all debts ontime.

Monthly net income: $ 4900????

Monthly expenses: $
??Housing: $ 900
??Insurance: $?100
??Car expenses: $ 300
??Utilities: $ 150
??Phone, cable, internet: $ 70
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 20000
??Other expenses: $

Purchase Investment Property

Purpose of loan:
This loan will be used to? Help purchase investment property.

My financial situation:
I am a good candidate for this loan because? I have good credit, I pay my bills on time or before they are due.?I have never made a late payment. I take my credit seriously and understand that my credit is a very important asset to have in any economy. If you look at my credit profile banks? know that i am credit worthy since i have multiple credit lines over 15,000.

4th Prosper Loan Repairing Credit

Purpose of loan:
This loan will be used to start my credit repair.

My financial situation:
I know my credit score is bad but believe it or not its been steadily increasing the past few months.? I have 2 deliquient accounts and I am showing them in my report in the picture. One is my mortgage which is in modification and I actually havent missed a modification payment since March and it will be fully modified in a Hamp modification this March. The other is my last credit card from chase also shown in the picture. I settled on it in december but it seems to take a few months to be reported that way. I actually did a debt settlement program last year and payed off $38k worth of unsecured debt. And I payed off my last propser loan in December as well. It was $355 per month. All in all havent had a 30 day late payment in 9 months now and have 5 accounts in good standing. I am back on my feet now and want to get my dredit fixed back up. I think the 3rd deliqueint must be an account that i settled last year. I settled 6 all together and my report only shows 1 deiqueint being my mortgage.

I dont HAVE to have this loan it is only to repair my credit as I am getting 7-8 thousand back on my taxes. As soon as the deliquents are gone off of my account I will pay off this loan and go for a better interest rate. I make plenty of money and got rid of tons of bills.



Monthly net income: $ 6000

Monthly expenses: $ 1737
??Housing: $ 427
??Insurance: $ 160
??Car expenses: $ 560
??Utilities: $ 0
??Phone, cable, internet: $ 80
??Food, entertainment: $ 300
??Clothing, household expenses $?50
??Credit cards and other loans: $ 0
??Other expenses: $ 160 still paying the debt settlement company for 6 more months.

Need Help

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off Credit cards

Purpose of loan:
This loan will be used to consolidate some bills.

My financial situation:
I am a good candidate for this loan because I am in the process of repairing my credit. I have a position where my housing, food, and utilities are paid for and will only have a car payment, student loans, and insurance outside of this loan.

Monthly net income: $2300

Monthly expenses: $
??Housing: $
??Insurance: $102
??Car expenses: $445
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $7500
??Other expenses: $0

pay off my credit cards

Purpose of loan:
This loan will be used to?
pay off my high intrest credit cards cut them up and throw them out
My financial situation:
I am a good candidate for this loan because?
I pay bills on time. I have or will not be? late. I'm a wonderful person and a great mom. After 21 years of marriage my husband left me and left me with alot of debt
I just need help. It took a deep swallow for me too ask for help. Thanks
Monthly net income: $
2500.00appx.
Monthly expenses: $
??Housing: $ 1083.67
??Insurance: $
??Car expenses: $ 50.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 300.00
??Other expenses: $

Consolidation

Purpose of loan:
This loan will be used to? pay off high interest bills/cards.

My financial situation:
I am a good candidate for this loan because?record is spotless for any negative.?always been timely payor on accounts.?

Monthly net income: $ 5800

Monthly expenses: $
??Housing: $ 1200
??Insurance: $?
??Car expenses: $?500
??Utilities: $??
??Phone, cable, internet: $?
??Food, entertainment: $ ?
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

This is my second propser loan!!!

Purpose of loan: I have a JC Penny Dept Card that I closed out that has a balance of 2200. It has an interest rate of 23.9%, and I need to get that lowered. I am looking to refinance that debt with a lower interest rate loan. I have already taken out a loan from prosper for 1900 and paid it off without incident.

I am have set a goal to become debt free by Jan 2012, and I have made significant strides in lower interest rates and paying debts off. JC Penny was not willing to work with me, so I am seeking help here.

My financial situation: I am a good canidate because I have never been unemployed, and I make a good salary. I have also worked extremely hard to get my credit score back up and I have dedicated myself becoming debt free.


Monthly net income: $ 4800
Monthly expenses: $???
Housing: $???400
Insurance: $ 95??
Car expenses: $ 360???
Utilities: $???
Phone, cable, internet: $ 120??
Food, entertainment: $ 200??
Clothing, household expenses $???
Credit cards and other loans: $???
Other expenses: $