Paying off a card

Going to use the proceeds to pay off a credit card and extra cash flow cushion during the holidays.? I already have had a fully paid prosper loan and plan to pay this one off within a year.

pay my cards

Purpose of loan:
This loan will be used to pay some high interest credit debt.

My financial situation:
I am a good candidate for this loan because I have a job, my income is arround 74000

Monthly net income: $ 6000

Monthly expenses: $
??Housing:?1500
??Insurance:?100
??Car expenses: 100$
??Utilities: 100 $
??Phone, cable, internet: 150$
??Food, entertainment: 1000$
??Clothing, household expenses 500$
??Credit cards and other loans: 1500$
??Other expenses: 250$

business expense

Purpose of loan:
This loan will be used to? Make a business insurance payment. Would make my insurance payment and give prosper?members a good rate of return???????????????????????My financial situation:
I am a good candidate for this loan because?? I have a current loan with prosper in good standing and I also loan. High credit?utilization is due to a business purchase.
I lease a small single engine aircraft to a flight school.

Monthly net income: $ 12000

Monthly expenses: $
??Housing: $ 4500
??Insurance: $?200
??Car expenses: $338
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 750
??Clothing, household expenses $ 1000
??Credit cards and other loans: $ 2500
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate some my existing unsecured loans into lower interest rates.

My financial situation:
I am a good candidate for this loan because I always pay my debts. Bankruptcy or late payments are not an option for me and that is reflected in my credit score.?I take pride in making my payments in full. I am a current prosper member and lender so I know the feeling of delinquent borrowers not paying. I have a good job with a good salary. I purchased a home over a year ago and had some unsecured debt build up as a result. I would like to eliminate this debt and contribute to the prosper community while doing so. My credit score is lower than it should be because of these existing unsecured debts and the recent purchase of my own. Please consider the fact that I havent had any late payments for the better part of a decade!

Paid Prosper 1 Yr Early!

Personal: I am am an Operations Manger of a Commercial Refrigeration/AC Company.? My wife and I have a beautiful 3 year old little boy. In the past I had a few bruises on my credit, all is cleaned up and no deliq.? An old judgment on my credit rpt was PIF some time back.?Most of what you see as credit bal on my credit rprt is paid.First prosper loan has still not been reported from credit bureaus.It is PIF, zero balance and paid early.

Purpose of loan: Expansion Fitness Bootcamp

I have managed big box companies and know the importance of P & L and budgeting. My debts on time or early.? I am an entrepreneur and driven to succeed.
Monthly net income: $4800.00
Monthly expenses: $ 2576.00?
Housing: $1000.00??
Insurance: $300.00??
Car expenses: $596.00??
Utilities: $180.00??
Phone, cable, internet: $100.00??
Food, entertainment: $300.00??
Credit cards and other loans: $100.00
10 years of personal training experience..Need more equipment and hire more trainers.

Improvements during the off-season

Purpose of loan:
This loan will be used to remodel the outer kitchen wall to improve customer eye appeal, to replace the main water system pump, and to create and implement a new advertising campaign for Marina services targeting the Roanoke, Virginia marketplace. Bay Roc is a full service Marina providing Boat Sales and Service, Boat Rentals, Rental slips, Food and Beverages, and a Ship's Store. The need for a short term loan is a timing issue.

My financial situation:
I am a good candidate for this loan because I have a strong work ethic with over 30 years in the workplace, a credit rating of 710 (last checked?6 months ago), adequate fixed and liquid assets, and a 2009 tax refund of approximately $30,000.00.

bringing my home mortgage up to dat

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

FInishing up last college classes

Purpose of loan:
The purpose of this loan is to help me cover school and living expenses while I finish the last five classes required for my BS in Information Technology and pay off a very high interest credit card.
My financial situation:
I am a good candidate for this loan because I graduate end of June 2010 and that plus my experience will put me in the mix for a number of good paying jobs. Once I can work full-time again and start bringing in more money I plan pay this loan off early. I've been a Prosper member for a while now but, never as a borrower. Hopefully everyone can help me get to where I'm going and bid the rate down...thanks.

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $800
??Insurance: $ 50
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 40
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 110?
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to pay off several of my lower balance revolving credit cards that have high interest rates.

My financial situation:
I am attempting to lower my?payments by consolidating some lower balance credit cards. This loan will allow me to pay them off and reduce my monthly expediture.
Monthly net income: $ 7700

Monthly expenses: $
??Housing: $ 950
??Insurance: $ 90
??Car expenses: $ 120
??Utilities: $ 150
??Phone, cable, internet: $ 180
??Food, entertainment: $ 250
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 2000
??Other expenses: $ 200

Moving

Purpose of loan:
This loan will be used to help me move from my current home into another rental. I have been living with my friend who just bought a house in another city over an hour away and I don't want?to commute. I'd like to?stay in the area I am in as it is?closer to my job. The money will be used for the security deposit, to set up?utilities in my?new place, as well as?buy a?few pieces of furniture.?

My financial situation:
I am a good candidate for this loan because?I have been employed at the same place for?over 4 years and it is a stable job. My previous Prosper loan was just paid off and?I was never late on a payment.

Monthly net income: $ 2200.00

Monthly expenses: $ 2172.00
??Housing: $ 800.00
??Insurance: $?92.00
??Car expenses: $ 360.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 400.00
??Other expenses: $

Thank you for looking at my ad and helping me out!

Paying off my credit cards

Purpose of loan:
This loan will be used to pay-off relatively-small credit card debt. My wife and I recently got married and had several move-in expenses. We have no problem paying it off, but we would rather have a better-structured term loan as opposed to revolving credit lines (credit cards).

My financial situation:
I am a good candidate for this loan because we are doing very well together, have minimal expenses, solid, sustainable income (average gross monthly income of over $5,400), and little debt payments. In addition to steady cash flow, we have considerable liquid assets (cash, stocks, bonds) well in excess of any debt, which make our relatively-small debt easily manageable. We are tremendously focused and responsible people and wouldn't dream of missing any payment for any reason. If you would have any questions, please let me know.

Paying off Prosper and small debts

Purpose of loan:
I will be paying off my current Prosper loan?that has?a $356 payment with one that is $245 dollars per month. I have made every payment on time and early and am actually 2 months ahead of schedule. I will?also be paying off some smaller debts that we have incurred over the past few months as well.
My financial situation:
We are consolidating a $356 monthly payment to a $245 monthly payment.?We have over exteneded our credit cards due to the fact that we did not have insurance with our second child and decided to pay off the medical bills with credit cards to keep our good credit going. We will pay off this loan in April and probaly get another loan to pay off our credit cards then. I am a sales manager for a car dealership for the past 2 years and am working on a salary base. Our company is doing fine even with current economic times.

Also we do own our house. I dont know why that isn't showing on our status but this is our second home to purchase in the last 2 years.

Paying CC's off to get on track!

Purpose of loan:
This loan will be used to pay of my high APR credit cards and get myself back on track to reduce overall debt.? With the financial crisis, company's like Amex have cut my credit, while other companys (like Homedepot!) are looking to raise APR to 25% before government changes take affect.? I really want to make sure I am in a good place as the economy starts to hopefully recover.

My financial situation:
I am a good candidate for this loan because?I have a good credit rating, own a home with my wife and two kids, have a steady job (which they will hopefully remove the?hold on raises for the past 3 years) and as boring as a life as it sounds. :)

working capital

Purpose of loan:
This loan will be used to?
expand business
My financial situation:
I am a good candidate for this loan because?
I am nurse and i can make all monthly payments on time.
Monthly net income: $
3700
Monthly expenses: $
??Housing: $
??Insurance: $ 90
??Car expenses: $ 400
??Utilities: $ 110
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 200
??Other expenses: $ 200

Pay off BoA and others

Purpose of loan: This loan will be used to? pay off Bank of America, JC Penny and?my car loan.?I made a typo when applying my Bank of America monthly payment on-line and now I am paying the price.

Unbeknowst to me I had mis-typed?the routing number when making?the?payment.?The day after the payment was due, I received an email from B of A notifying me that I had not made my payment.?I contacted them immediately and advised them that?I had made the payment on line and on time.?They saw the error, explained to me what I had inadvertantly done,?re-applied the payment?for me and waived the second processing fee.I had recently made a large payment? of $16,000 and decreased the loan?balance by almost half. I anticipated a decrease in my monthly payment amount. What occurred was B of A raised my?interest rate and froze the monthly payment at the?double balance amount.?A consolidation?loaan will allow me to pay them off as well as two other cards and have a set amount?to pay each month.???


I am a good candidate for this loan because? I have been employed as a Manager in a financial institution?for?18 years and prior to that was employed at a bank for 20 years. I pay my bills and have a very good credit score. This situation has hurt my ability to repay. I'd like to pay off all debt in the next 3 to 5 years to plan for my future retirement.

Paying off debt and vehicle

Purpose of loan:
This loan will be used to pay off credit card debt, vehicle and medical bills. I recently had to have Endometrial Albation surgery and have to spend alot of my emergency funds for that procedure.????

My financial situation:
I am a good candidate for this loan because I am a dependable and hard worker. My employer gives us a bonus of $1,800 in January and with income tax a few months away I shouldn't have any problems paying this loan off in less than 1 year. Thanks for your time.

Monthly net income: $ 2200????

Monthly expenses: $ 1453
??Housing: $?650
??Insurance: $?husband pays
??Car expenses: $178
??Utilities: $ 140
??Phone, cable, internet: $ 135????
??Food, entertainment: $?husband pays
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 250
??Other expenses: $ 50

Pay off my credit cards

Purpose of loan:
This loan will be used to pay off my credit card

My financial situation:
I am a good candidate for this loan because I need to?pay off my debt in order to get a higher FICO score?

Monthly net income: $ 2748

Monthly expenses: $
??Housing: $ 1256
??Insurance: $
??Car expenses: $
??Utilities: $ 56
??Phone, cable, internet: $?70, 75, 30
??Food, entertainment: $ 120, 20??
??Clothing, household expenses $ 40, 50
??Credit cards and other loans: $ 2600
??Other expenses: $ 40

Need help for the holidays!!!

Purpose of loan:
Thanks for looking at my loan!!??

I am a full time elementary teacher who has been working diligently for the past?8 years.?Do to?bad decision made in college with credit cards I am?now in debt!? Just got married in February 2008.? I am trying to pay off my high interest credit cards.???I would like to have an end in sight to this vicious cycle and to?enjoy a future of children.

?My financial situation:
I am current on ALL my payments and make it to point to pay everything on time.?
My credit report says I'm deliquent on?one account and this is not true!? I actually made a huge payment and becuase they had already printed the bill before I made the payment the credit card company says I was late.? I've called them?10 times to fix this and they still haven't.

I am a realiable person who made very bad decision when I was in college and am trying to fix them.? My annual income is about 42K a year.??I chose to go into teaching for the job and not the money. ?I am only able to make minimum payments and?with the high interest?I am getting nowhere! ?

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $?800.00
??Car expenses: $?300.00
??Utilities: $?200.00?
??Phone, cable, internet: $ 130.00
??Food, entertainment: $?300.00
??Clothing, household expenses $?200.00
??Credit cards and other loans:?
????????????1st card:? $3250 @ 18% with a payment of $175?
????????????2nd card: $1800 @ 22% with a payment of $120
????????????3rd card:??$600 @ 19% with a payment of $55
????????????4th card:? $650 @ 22% with a pyament of $80
????????????Total monthly bills===$430? (LOAN will go toward paying these off!)?

Make A loan, You Wont regret it.

Purpose of loan:
This loan will be used to payoff debt, and fund my company.? I'm mainly going to use the funds to start developing Iphone Applications.? I would use my out of pocket income, but figured if I can afford the payments why not borrow the amount.? I have no problems with paying it back. My financial situtation is pretty good, it may not look like it, with all the credit card debt. While banks were willing to lend, I maxed out my credit limts, and then did 0% balance transfers on all of them.? Hey I might as well get the better of the banks.? I turned around and invested the funds in the stock market, and made some respectable returns.? As the 0% expire I intend to pay them off, fortunately many of them have 6+ months.? The banks have gotten smart to the balance transfer deals, and the unlimited transfer fees make them unattractive.? I am looking to get funds from prosper lenders, because I would like borrow money seperate from my investments, and try my hand at the mobile application development field.? I have one main residence, and one rental that worth large amount.? Combined they are worth well over 2 million dollars, I am asset rich, cash poor.? That's what has hurt me overall.? My combined loans are well less then 30% of the value of the properties.? I expect to payoff this loan early, probably withing 6 months, this is a quick loan you and you will be paid of early.

My current Loan breakdown on my credit cards are rounded up

CitiCards 110k at 0% for a year
Bank Of America 76k at 4.25% for 5 years
Chase 95k @ 6%
Discover Card @ 3.99 %

My average blended rate for all the loans is around 3.3-3.9 % which is a good deal if you can reinvest in your company or the market and make a superior return.? I expect the Chase, Discover and Citibank to be paid of October of 2010, when the rates reset.? The Prosper Loan, has a good chance to be paid of withing 6 months, I doubt I will keep it running to long.? I just need to allocate some start up funds to this new business idea.? I will payoff Prosper before the other credit cards.?


Monthly net income: $ 12,000

Monthly expenses: $
??Housing: $ 5677.89
??Insurance: $
??Car expenses: $ 0
??Utilities: $ 250
??Phone, cable, internet: $ 125
??Food, entertainment: $ 1600 a month
??Clothing, household expenses $ 2000 a month
??Credit cards and other loans: $ 3000 a month
??Other expenses: $

Paying off High Intrest cards

Purpose of loan:
This loan will be used to?pay off high intrest credit cards?????

My financial situation:
I am a good candidate for this loan because?since 2003 I have not been late or defaulted on any credit?

Monthly net income: $5200????????????

Monthly expenses: $
??Housing: $ 1600????
??Insurance: $150
??Car expenses: $315
??Utilities: $350
??Phone, cable, internet: $125
??Food, entertainment: $225
??Clothing, household expenses $100
??Credit cards and other loans: $250
??Other expenses: $

Real Estate Agent- need i say more?

Purpose of loan:
This loan will be used to? bring all my bills current -?and to feed my babies, so low on money only able to buy instant coffee!

My financial situation:
I am a good candidate for this loan because? I am a Real Estate Agent with 2 deals in escrow, unfortunately longer escrows then any grace periods I can obtain from creditors. I have never had a late payment, have flawless credit (Exp was 835 last ran), just in a bind, need some help. Lent out over $30k over last 2 years and have not gotten paid back- for the first time I am on the asking end, it is hurtful and shameful, but I will pay it back 100% and promptly!

Reduce high interest CC debt

Purpose of loan:
To reduce the monthly interest obligation of existing debt.?

My financial situation:
There is not a black mark on our credit and there?will not be. We are responsible?people who always?do the right thing.?My wife (Nurse Mgr) and I both have 15+ years with our respective companies.?We would like to consolidate our dept to have a better plan to pay it off.? We can survive our current situation but would like to reallocate our debt to put us in a better place with a fixed end date.

Remodeling my home

Purpose of loan:
This loan will be used to? Remodel the bathroom in my house

My financial situation:
I am a good candidate for this loan because? Bottom line is, I have no problem paying back this loan. I'm currently paying off much bigger debts and have never ever even paid 1 day late let alone missing payments. I have a steady high paying job in the medical field and I know what amount of payments will be too much for me, I can even show proof of income. This is my 3rd attempt at this listing and I don't really understand why I was having such a tough time getting funded the first 2 times. I'm guessing its because I have no history on here. But I have no late payments ever on my long credit history and that should prove I always know what kind of monthly payments I can afford. I would really like to get funded and also build a good feedback history on this site as well. Thanks!

Monthly net income: $ $7200

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 175
??Car expenses: $500
??Utilities: $ 100
??Phone, cable, internet: $100?
??Food, entertainment: $ 400
??Clothing, household expenses $100
??Credit cards and other loans: $ 1200

Refinance house

Purpose of loan:
This loan will be used to? refinace my current mortgage.? I currently have a higher interest rate mortgage from what I got over 2 years ago.? I have consistently been raising my credit score and have had an appraisal done on my house which is allowing me to refinance at this time.? By doing this I will sace $131 a month and over $44,000 over the 30 year peiod of the mortgage.? I would say a wise investment.?

My financial situation:
I am a good candidate for this loan because?? I have been with my employer for over 9 yrs and have never been late on my mortgage.? I am looking to re-invest back into my house because there will be an addition to my family in February.? I have good earnnings that will allow me to pay the loan back prompty.?I?can close on my mortgage the 30th of December if this loan can go through.? I am open to any questions that need to be answered so please ask.? I do not want to miss this opportunity and with your help I can get this done.? ?

Monthly net income: $ 4815

Monthly expenses: $ 4287
??Housing: $ 1483
??Insurance: $ 356
??Car expenses: $ 598
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 550
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 550
??Other expenses: $ 300 (Fuel)

PAY FAMILY DEBTS FOR NOW

Purpose of loan:I am looking for this loan because I want to pay off my wife's personal debts. My financial situation:I am a good candidate for this loan because I dont have any bank or credit card debts. My credit history is good and I am able to afford a loan. I just want my wife to live with peace in her mind and I want to give her a good xmas gift.



I've withdrawn 2 listings becaue I know see how hard it is to get such loan. Those two listings were the same. I had only 1 bid which didnt exactly help. But for now I will just get the lowest I can and than when that loan is payed off I can ask for the next loan to repair my kitchen.

thanks

Monthly net income:
?$ I make about 4,000 a month. My wife and I work at the same company and she makes 1000 less than me.Monthly expenses:
$ ??Housing: $?mortgage?split between wife and I. 2589 for mortgage split in two.?
?Insurance: $ 300?
?Car expenses: $ 370?
??Utilities: $ 400?
?Phone, cable, internet: $ 132??
Food, entertainment: $ 200??
Clothing, household expenses $??
?Credit cards and other loans: $ 160??
Other expenses: $

Interest for you and not bank!

Successful Propser borrower

I tried this a couple of years ago to help me hire an extra employee to take my business to the next level - it has been a good fit and I feel good every month knowing that I helped people like me make a good investment.? I'm giving you another chance to make a good investment - my business has been funded with credit card loans for many years and I always pay on time - but the banks still hike interest rates.? I'm looking for this loan to pay off some credit card debt that is currently at high interest rates with the bank.? I would rather pay you the interest than the banks!

I have grown my business from the ground with hard work and long hours.? I own an event planning company that caters to educational institutions.? Our company has grown from word-of-mouth referrals and increases each year.? We are unique because we finance our events and recover our costs from ticket sales and fundraisers from these educational institutions.?

My financial situation:I am a good candidate for this loan because I'm a responsible, hard working business person.? I have never been delinquent on my obligations.? I know my limits and recognize my abilities.Monthly net income: $ 15000? Monthly expenses:?Housing: $ 2000??Insurance: $ 300??Car expenses: $ 800???Utilities: $ 300??Phone, cable, internet: $ 75??Food, entertainment: $?500??Clothing, household expenses $ 250??Credit cards and other loans: $ 4000??Other expenses: $ 300

Off the Credit Card Treadmill

I am a well educated individual with an MBA, however I have been unable to find a good position in the tough job market. I have over a decade of serving experience so I am working as a food service employee until I can find something more tailored to my degree. I intend to use my restaurant income to make timely payments on this loan. I am hoping to consolidate my credit card debt , so that I am able to pay them off faster at a lower interest rate. I am responsible. I have always paid all of my bills on time. I appreciate you taking the time to invest in me and my goal of getting off the credit card treadmill. :) Thanks Again

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my high interest rate credit card. This debt accumulated during my freshmen year in college and has been eating away at me since.? I plan to pay off my debt as soon as possible but would prefer a lower interest rate in order to save extra cash.

My financial situation:
I am a good candidate for this loan because I believe that good credit can significantly help your life. Paying off debt is great for you credit score.? Planing to purchase a house in a few years and want to get that score higher.? I am also a recent college graduate from the University of Wisconsin-La Crosse. I have a bachelor's degree and majored in Finance.? I graduated in December of 2008. Work was hard but I land a temp job with Wells Fargo. After 5 months, Wells Fargo no longer had a hiring freeze and opened 10 positions in a pool of around 100 temps. I was one of the 10 selected to be hired. As you know, Wells Fargo is the number one financial lending institute in the nation. My job is secure and I plan stay at Wells Fargo and climb the ladder for many years. It's a great place to work.

fix up bathroom

Purpose of loan:
This loan will be used to?? Fix up my bathroom and a few other things around the house????

My financial situation:
I am a good candidate for this loan because?
I always pay my bills and on time
Monthly net income: $ $5000

Monthly expenses: $
??Housing: $ $600
??Insurance: $ $180
??Car expenses: $?400
??Utilities: $ $200
??Phone, cable, internet: $ $100
??Food, entertainment: $ $150
??Clothing, household expenses $
??Credit cards and other loans: $ $200
??Other expenses: $

Paying off all credit cards

I plan on using this money to pay off all my credit cards with this loan, so I am not taking on additional debt. I plan on having one credit card to use from now on, (American Express) and my debit card.

I am able to re-pay this loan at the rate of $800 per month.

Thank you for your consideration.

Paying for friend's education

Purpose of loan:
This loan will be used to fund my best friend's education.? He is currently doing his masters in Canada
and has two more terms before he graduates.

My financial situation:
I am a good candidate for this loan because?
I have a source of income to repay this loan comfortably.? I have always payed my auto loan bills,
credit card bills and utility bills on time.? I am currently low on funds because i spent a big chunk of
my savings on my sister's marriage last month.? Otherwise i would not be borrowing.

Paying of some bills

Purpose of loan:
This loan will be used to? PAY BILLS????

My financial situation:
I am a good candidate for this loan because?
ALWAYS PAY ON TIME????????
Monthly net income: $
819.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 89.00
??Clothing, household expenses $
??Credit cards and other loans: $ 250.00
??Other expenses: $ 100.00

Pay off card changing minimum due

Purpose of loan:
I came across Prosper.com while searching for an alternative with fixed payment terms following our credit card account announcing a boost from 2% to 5% in minimum due.? In reading about the operating concept utilized by Prosper.com the process carried me to a time when I spent several years living in Student Housing Cooperatives in my college days.As I thought about it I felt I would much rather pay a group of people trying to band together to provide a funding service than pay a banking system. The policy of fixed monthly costs with Prosper.com was an added plus to the deal as we would rather have a bill that we can always count on to meet or exceed.?

My financial situation:

We are good candidates for this loan because we are committed to meeting our financial obligations, are moving to be totally out of debt in the next seven years and have solid employment.? A list of our current general monthly budget follows:

Net Income after retirement fund, insurance and taxes: ? $3,948
Housing Costs: $445
Car Costs:? $335
Food and Household Costs:? $1,200
Debt Payoff:? $1,900.

Seeking Help for Monthly Expenses

Purpose of loan:
??????????????? This loan will be used to help with monthly expenses, allowing more cash flow?and payoff some small personal loans.
My financial situation:
I am a good candidate for this loan because???I am a responsible full-time employed mother of two children and have been married for 13 years. In the past year, we have had extremely tight monthly expenses and basically live paycheck to paycheck. Because?of lower credit?scores, we have not felt?that we could go to a?bank?for help right now and as a result, we are asking the people of?Prosper for?assistance. We have?sought help with quick relief from?some payday cash?advances. These payday loans are hard to overcome?in replacing?our?income and?if funded, this loan would help free us?from them. We do not spend frivolously. I am serious in the pursuit of paying off?these personal?loans.?My husband and?I put our income together and we are?dedicated in our faith to believe that?there is a way for us to continue to meet our?family?needs and we will always be diligent in?honoring this loan?if it is funded.?We are so tight this year with our basic living expenses?and?your bid would be VERY MUCH appreciated! Thanks for listening and for your assistance!

Monthly net income: $ 1200.00

Monthly expenses: $???
Housing: $ 1580 (this comes?mostly from my husband's income)??
Insurance: $ 137.00???
Car expenses: $ 0-?cars are paid off??
Utilities: $ 250.00??
Phone, cable, internet: $ 80.00??
Food, entertainment: $ 200.00 (This is mostly groceries. We don't do alot of entertainment spending because?of?other?monthly obligations.)??
Clothing, household expenses $ 25.00??
Credit cards and other loans: $ 1000.00 (?This includes?some of the payday cash loans?as well as some loans in my husband's name.)??
Other expenses: $ 520.00 ( Daycare costs for my children.)???????????????????????????
???????????????????????? $100.00? (gas - my husband's job requires more travel expense)

Paying off credit cards and medical

Purpose of loan:? This loan will be used to?pay off?2?credit cards, medical bills and clear up a mortgage discrepancy.

I am a good candidate for this loan because?I have a great job with very good income and have been working hard to get on better financial ground.? I realize that I have made mistakes in the past and I am working to correct them.??While everything has not been smooth since I received my current Prosper loan I am on better financial ground.? I have continued to pay down balances since I received my current Prosper loan.? I have also never been late on a payment for my current loan!???I am current with my mortgage payments but there are other charges showing up.? This is due to a discrepancy when my mortgage was bought by another company.? I have made all payments to my current mortgage company.? I have disputed this $800 charge but the mortgage company stands by their claim even though it did not show up on any of the initial paperwork.? I want to get this paid and get the issue behind me.??The medical bills are from tests on one of?my children after a fainting spell(everything is OK).? I have taken steps to help with medical bills next year by enroll in Flex Spending Plan.? Consolidationg these accounts and paying off?the medical bills will help move me and my family closer to financial freedom.? I hope that you will give me the chance to prove myself.?Please let me know if you have any questions.?

Monthly income: $4984
Monthly expenses:? $4753

Balances to be paid with new loan:? $3400
Maximum loan payment:? $158
Payments replaced by new loan:? $320
$320 in payments replaced by maximum $158 Prosper payment.? Remaining $162 will be applied to outstanding bills.? Again, I have never been late or missed a payment on my current?Prosper loan and will not on a new Prosper loan either.

START BEER BAR DOWNTOWN PALO ALTO

Hi,

I am a recent college graduate, with a Business Management degree from Park University in Missouri. I need financing to start a bar business in downtown Palo Alto, California. I am looking to get $25,000 from investors like you and a PATRIOT EXPRESS loan, backed by the Small Business Administration, from Chase Bank. The PATRIOT EXPRESS LOAN is given to military veterans, like me. Consequently, you ought to feel confident I am a responsible and honest person. I believe this is the time to start such business because there are many great vacant locations at very competitive prices, due to the recession. I have been working on my business plan for quiet sometime now. However, I cannot move forward with my idea if I do not have the necessary financing. I am a good candidate to invest in because I have good credit, a college degree, and I served honorably in the U.S. military, which indicates I am a responsible person.

Thanks for taking me into consideration

Paying off Credit Cards

Purpose of loan:
This loan will be used to pay off credit cards.? Sure I'm only paying 3%, but the banks are playing games with the minimum payment.? I was paying $650 ($275 & $350) on two Chase cards, and then they decided to raise the minimum payment on one of the cards from $275 to $600.? That makes the total monthly payment of $950 for $25,000.? I decided not to play their game anymore, and just get a fixed loan with a definite end date plus some of my savings to pay off one of the cards.

My financial situation:
I am a good candidate for this loan because I have never missed a payment, and have never had late payments except for automated bill pay errors, or credit card companies changing their due dates or minimums.? I own a home, and make good money.? I just need to stay on top of the situation.

Finishing up my Masters Degree

Purpose of loan:
This loan will be used to finish my last term of my Master Degree.? I am also losing weight and am down 53 pounds so far.? I am getting my life in order and I am worth it!?

My financial situation:
I am a good candidate for this loan because I am responsible and working on finishing my Masters Degree, which will give me a better paying job.? I work full-time as a graphic designer. I an getting a MS in Instructional Education.? I plan on keeping my current job and working in the evening with autistic children as a behavior specialist once my MS degree is complete .? I am also working on getting healthy! I have never been late on any type of payments!

Monthly net income: $ 2,100

Monthly expenses: $
??Housing: $ Rent $300
??Insurance: $ 120
??Car expenses: $ 120 (gas) - car is paid for
??Utilities: $ $130
??Phone, cable, internet: $ $60
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $monthly credit card payments $600? -?
80% of my credit cards are just at a fixed 4% that I used for college.

2nd Prosper Loan- Moving expenses

Thank you to the?Prosper lenders who helped me obtain my first loan, for my husband and I to have a small wedding last year.The loan was for $3500, and has been paid early every month.This will be my?2nd loan.We are now pregnant, and will need to move to?a larger apartment. What This Loan is For:
This loan is for us to finance our moving expenses, due to starting a family, and will be used for rent (first month & security). We expect our move-in payment to be approximately $2700 max.??We have?$2100which will go towards additional moving expenses.??

Why I Am a Good Candidate: I am a good candidate for this loan because I am a very responsible and budget-conscious 39 year old woman.I have worked for the same corporation for almost 8 years, and am very vigilant about my credit and spending.? I have an excellent track record with Prosper.We have made absolutely sure that the lenders have been paid early each month on our first loan, so I?m sure that they are satisfied with me as a borrower.We will not have any problems paying this loan, and Prosper will automatically debit the payments from my account.? You will be paid on time.

Thank you for your consideration.

Pay Off Credit Cards

Purpose of loan:
Hello potential lenders:? This loan will pay off credit cards and I will be closing the majority of them.? PS We are waiting for a new arrival so we want to have have everything pay before the arrival.

My financial situation
I always pay my bills on time, and i have a good standing with my credit cards. I have been with my job for a eleven years and I love it.

Monthly net income: $ 5,200

Monthly expenses: $
??Housing: $ 1600
??Insurance: $ 150
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1200
??Other expenses: $ 300

2 Time Prosper Borrower needs help

Purpose of loan:
This loan will be used to? Pay off an existing prosper loan as well as a credit card and truck loan.

My financial situation:
I am a good candidate for this loan because?I will make sure that every cent is paid back. I have had two prosper loans in the past and have not missed a payment. I hope this will be the last time that I need assistance as I am graduating school next week and will be looking for a new job that pays significantly more.?

Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 250
??Utilities: $ 150
??Phone, cable, internet: $
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 400
??Other expenses: $ 200

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off credit?a credit card.??

My financial situation:
I have two jobs, a full time and a part time job. I have been at my current full time job for a year and a half, and the part time job is my previous full time job, I have been with them since July of 2000. Both positions are in the accounting field (bookkeeping). Both are stable and secure.?

Monthly net income: $ 2950.00

Monthly expenses:?
??Housing: $ 477
??Insurance: $?130
??Car expenses: $ 250
??Utilities: $?65
??Phone, cable, internet: $ 150
??Food, entertainment: $?300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?80 minimum
??Other expenses: $ 30 pets
? School tuition: $200

Equipment Purchase for Business

Purpose of loan:
This loan will be used to purchase a new photocopier/fax/scanner/printer for use in my business.? this new equipment will allow my business to be more productive and efficient.
My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan and even though I have been behind occasionally in payments, I would never let a loan go unpaid.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1250
??Insurance: $ 50
??Car expenses: $ 600
??Utilities: $ 275
??Phone, cable, internet: $?95
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 650
??Other expenses: $ 0

Payoff High Interest Credit Card

I'm a good candidate, because:

1. I've been in the financial service industry for nearly 20 years and have been able to remain employed even through the recession.
2. This loan will pay off my highest rate credit card, and my monthly payments will stay the same - just more of my payment?going to principal.
3. I've never been delinquent on a debt.

Thanks for your consideration.

Pay off credit cards

Purpose of loan:
This loan will be used to? pay off high interest credit cards.

My financial situation:
I am a good candidate for this loan because? I have a secure job and good income.

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 575
??Insurance: $ 75
??Car expenses: $ 312
??Utilities: $ 40
??Phone, cable, internet: $ 40
??Food, entertainment: $ 25
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 800
??Other expenses: $ 0