Paying off Credit Cards

Purpose of loan:
I was recently laid off and I am trying to consolidate my credit cards into one monthy payment.?

My financial situation:
I recently moved in with my sister to help eliminate my debt. I am?working a pt retail job while I draw unemployment.? I also do contract work when possible.? I have another?Prosper loan almost paid off and I am current on payments.?The $48.00 pending on my credit file history has been cleared.

Monthly net income: $ 2445.74

Monthly expenses: $
??Housing: $0.00
??Insurance: $ 0.00
??Car expenses: $ 646.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 600.00
??Other expenses:

Continue to Build Credit

Purpose of loan:
This loan will be used as a means to continue building my credit. I have one loan in my name (Lendmark) and two credit cards (Macy's and Capital One). I have never been late on any payments and have been working hard to increase my credit standing. I have recently tried to get an auto loan with no luck since my highest credit limit is $2500 (my dad ended up paying cash for the truck for me). I'm hoping that by continuing to get things in my name and paying them on time, my credit will continue to improve. My Equifax FICO score was 567 a few months ago and is already up to 699 and I hope to keep increasing it.

My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and recently paid off all of my credit cards in effort to improve my credit. I know I will be able to pay this loan on time every month.

Monthly net income: $ 1600

Monthly expenses: $?1,020
??Housing: $ 0 (gf's parents pay this)
??Insurance (Health): $?75
??Insurance (Truck): $105
??Car expenses: $?250 (gas and maintenance)
??Utilities: $ 120
??Phone, cable, internet: $?95
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 125

Paying off my credit card

Purpose of loan:
This loan will be used to? pay off my credit card

My financial situation:
I am a good candidate for this loan because??I have a full time job as a Nurse supervisor at a nusing care center, I? have just started a second job at Federal Heights care center as a RN. Also I have take a loan from prosper before and had no problems paying that back.

Monthly net income: $ 5000 starting?Nov with second job

Monthly expenses: $ 2500
??Housing: $ 1600
??Insurance: $ Husband pays
??Car expenses: $ 200
??Utilities: $ Son pays
??Phone, cable, internet: $ 100
??Food, entertainment: $ Husband pays?
??Clothing, household expenses $ 100
??Credit cards and other loans: $?300
??Other expenses: $ 200

Renovation of Rental Property

Purpose of loan:
Renovate a two-family rental property that I already own in Raleigh, NC.??Once the project is complete it will cash flow more than 700$/month.?


My financial situation:
I am a good candidate for this loan because the project will be able to pay for itself.? Renovation will be complete within 3 weeks of loan funding, after which it will be rented, and the cashflow will pay for the loan.? If any propblems should arise, my full-time employment provides me with ample income to make payments.

The HR rating is misleading, my credit report has been fixed but prosper cannot re-pull it for 30 days.?Specifically,?I paid off my credit cards, so my actual bank card utilization and revolving balance is near zero, raising my credit score to 725, and my debt-to-income ratio is much better.? I can verify this if you'd like.?

This is a low-risk investment at a high-yield interest rate!!!

Monthly net income: $ 6400

Monthly expenses: $ 2800
??Housing: $ 1950
??Insurance: $
??Car expenses: $
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 350
??Clothing, household expenses $
??Credit cards and other loans: $ 250
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to? Pay off high interest rated credit accounts.????

My financial situation:
I am a good candidate for this loan because? I have worked very hard to obtain my credit rating and want to keep it that way.

Monthly net income: $ 1639 + I have a roommate that shares all expenses with me.

Monthly expenses: $ 1670; Household expenses are split with roommate, except for auto expenses and credit cards
??Housing: $ 370
??Insurance: $ 100
??Car expenses: $ 296
??Utilities: $ 129
??Phone, cable, internet: $ 175
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 450
??Other expenses: $ 0

Re-establishing credit

Purpose of loan:
I have paid down a significant amount of debt over the past 24 months however I still have some debt that I need to consolidate. My efforts have resulted in a 100 point increase in my credit rating from the previous year. My financial situation:
I have stability at my job and have been there for more than two years and at my previous job for nearly seven years. I make a good salary and am eligible for annual bonuses. My wife I and share in paying the household expenses and both of us work fulltime. Monthly net income: $ $7,450.00Monthly expenses:
Housing: $ 2120.00 Paid by Wife
Insurance:
Home: $167.00
Life: $151.00
Auto: $450.00
Car expenses:
Car 1: $474.0
Car 2: $480.00
Car 3: $350.00
Utilities: $ 400.00
Phone, cable, internet: $ 275.00
Cell Phone: $375.00
Food & Ent.: $ 700.00
Clothing, household exp. $ 500.00
Credit cards and other loans: $ 1,100.00
Other expenses: $ 735.00 School Tuition
Student loan: $600.00
Monthly Total: $6757.00
Disposable Income: $693.00

New bathroom

Purpose of loan:
This loan will be used to update?the two main bathrooms in our house. Mostly for resale value.?

My financial situation:
I am a good candidate for this loan because? Between myself and my husband we make more than enough money to pay it off early. I will pay more than the minimum amount every month.

auto repair and credit cards off

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

A New Begining

Purpose of loan:

This loan will be used to finish paying for my upcomming wedding in December.??This loan will also?provide not only myself a new start but my family as well.? I thank you Prosper lenders.??

My financial situation:

I have a good history of paying my bills on time and paying more than the minimum balance due.??I?was fortunate enough to have had a?prosper loan before and I?paid the loan off early.?

I was also taught at an early age that when you give your word on something you have to uphold what you say because you gave your word.??My word is all I have to live by and at the end of the day my word is good. Monthly net income: $ 2489.83

Monthly expenses: $
??Housing: $760.00
??Insurance: $128.00
??Car expenses: $280.00
??Utilities: $100.00
??Phone, cable, internet: $90.00
??Food, entertainment: $100.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $50.00
??Other expenses: $0.00

Rid of high interest credit card!

ABOUT ME:
I am?30 years old, mother of a?10 year old?boy in fifth grade. I began as a lender on prosper in 2006 and now want to utilize it to get myself back on my feet credit wise. I moved to Orlando 2 years ago and I am a field marketing manager/brand ambassador.

EXPLANATION CREDIT GRADE:
My fiance and I went through a tough time?(illness) in?which we had to rely on credit in order to get by. ?This caused my debt to income ratio to go way up since we used mostly my credit (he has no credit).?There is also?an account for $3700 that shows as delinquent on my credit report. This is actually a bill I have been disputing (for over 3 years)?with the phone company, Verizon. They were charging me over $3.00 a minute for long distance calls that should?ve only been $0.12 a minute, so far they have refused to come to an agreement or otherwise settle with me so the account is currently under investigation. As you cna see I have no other delinquencies?-I pay?my bills!?I've been working very hard to improve my credit & circumstances and have improved my score by 100 points in just the last few months!

WHAT I WILL DO WITH THE MONEY LOANED TO ME:
This money will be used to pay off credit card with a very high interest rate. I'm hoping to get a better rate here but, either way I rather be paying you than the banks!?hope to get a better rate with Propser?so I can?be debt free much sooner.?I have other debt but, the interest rates are lower on those and I am able to pay them faster. As a matter of fact I was maxed out before and have diligently payed everything down to less than 50% -it's just that one credit card's interest rate is so high it seems no matter how much extra I send it's not budging (I already payed it down from $8500).

MONTHLY FINANCIAL DETAILS:??
I work?as an independent contractor with various marketing agencies as a field marketing manager/brand ambassador. I have?plenty of work coming in and have a few contracts coming up (with Nintendo & Hershey's).?I live in Orlando, which stays pretty busy with major promotions and trade shows -so there's plenty for me to do. My pay is not steady, meaning I don't make the same amount every month but, I average about $3-4000 most months and $1500-2,500 on the slower months (January &?summer months) Net income after payroll deductions from all sources: $3,000 (avg)

Personal Monthly expenses:??
Mortgage/Rent: $250
Phone: $100
Utilities: $150
Food/Misc: $300
Gasoline: $150
Car: $400
Insurance: $150
Credit Cards: $325
Student/Personal/Other Loans: $338?
Savings: $300?
Total Monthly Expenses: $2463??

3rd Prosper Loan - No lates

Purpose of loan:
I am interested in a loan to payoff credit card debt.? DTI explained below.

My financial situation:
I HAVE HAD 2 PROSPER LOANS WITH ZERO LATES.? I HAVE ZERO LATES ON ALL MY OUTSTANDING DEBT FOR THE PAST 14 YEARS.? I am a branch manager for a mortgage bank.? I am on track to make over $120k this year.??I am in a 100% commissioned role and I have not received my quarterly bonus (which is the bulk of my income), so it will be hard to prove income?until March.? I have over $80k in 401k/IRA to guarantee this loan.? My wife also has over $90k in her IRA.? I understand the importance of credit through my work and I pay all my bills on time.?? My DTI may appear high, but my income doesn't include my wife's income (she makes over $75k per year) and we have many joint accounts.?? It also does not include $1600 rent that I receive on my rental.? The large revolving debt is a home equity line of credit.?? My prosper payments will be automatically deducted from my checking account.? I believe my credit rating dropped because of some high balances on credit cards, but all those baIances are at a low interest rate.? I?have an overdraft protection of $10k if my checking?account is running low.

Monthly net income: $
After taking out income taxes:? $8250

Monthly expenses: $
??Housing: $ 2900
??Insurance: $ 100
??Car expenses: $ 800
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1200
? Other prosper loan:? $350

Total monthly expenses $6300.? This leaves me with a monthly cushion of $1600 monthly to pay prosper loan.?? (Remember, I also have my wife's income and rental income?that I am not including here.)? I have used credit and?had car loans and credit cards since I was 20 in 1993.? When I was 27?in 2000, I purchased my first home.? I understand the importantance of good credit and?have paid all my bills on time for the last 14 years.? This loan will not be an exception.?? It will be paid back on time.?

Buying a new car for our family

Purpose of loan:
This loan will be used to? Buy a Family Car

My financial situation: I have a Job and good down payment

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 100.00
??Car expenses: $ 100.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 0.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 0.00

Want to pay off my credit cards

Purpose of loan:
This loan will be used to pay off my credit card debt and to provide a small financial cushion for me!?

My financial situation:
I am a good candidate for this loan because my bills are always paid on time,,,no late charges, no missed payments in the last five years.? I am a widow and am extremely responsible about my debts.

personal use

Purpose of loan:
This loan will be used to?clear my debts.
My financial situation:
I am a good candidate for this loan because? i will pay my installment on time.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Portion for Down Pymt for Bar/Grill

Purpose of loan:
This loan will be used to? Down payment on existing cash flowing Bar and Grill, business is Neting $20,000.-35K per month . This cash flow is in addition to my income that i stated on the application with my current day job,
as you can see repayment would be no problem. Stated cash flow is verifiable upon request !
My financial situation:
I am a good candidate for this loan because?I am resonsible for all my financial obligations. I am a honest and hard working entrepreneur.

Monthly net income: $ 3600.

Monthly expenses: $ 2818.25
??Housing: $ 1508.25
??Insurance: $ 200.
??Car expenses: $ 400.
??Utilities: $ 200.00
??Phone, cable, internet: $ 70.
??Food, entertainment: $ 40.00
??Clothing, household expenses $
??Credit cards and other loans: $ 400.00
??Other expenses: $

Paying credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying for tutoring service

Purpose of loan:
This loan will be used to? Pay off my initial tutoring service I started.

My financial situation:
I am a good candidate for this loan because? I am a teacher and tutor evenings

Monthly net income: $ 3800?

Monthly expenses: $ 2400

??Housing: $ 898
??Insurance: $ 120
??Car expenses: $ 488
??Utilities: $ 200
??Phone, cable, internet: $?85
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 100
??Other expenses: $ 109

Consolidating Debt

Purpose of Loan: debt consolidation of a few credit cards and payment of my son's college tuition until Uncle Sam reimburses us through the GI bill (hes' a Marine Corps Reservist.)? His school is giving him a hard time applying early for the next semester because his past two semester's have still not been paid by his GI benefits .? I will pay off these tuition bills and the school will reimburse us.
Why I am a good candidate for this loan:? I have previously taken out two Prosper loans and paid them back before they were due.? I am very responsible, have a good job for almost 7 years, and have always paid my bills on time.

99cents store

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Moving into New apartment =)

Purpose of loan:
This loan will be used as a security deposit on our new apartment, as well as help with funding towards making our apartment comfortable.

My financial situation:
I am a good candidate for this loan because I work a full-time job, and have a decent credit history and am on time with paying my bils.

Monthly net income: $ 1600

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 0
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 25
??Food, entertainment: $
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $ 50

paying off my overdrat acount

Purpose of loan:
This loan will be used to? pay my overdraft account

My financial situation:
I am a good candidate for this loan because i never late in my payments?

Monthly net income: $ 6000,00

Monthly expenses: $
??Housing: $ 904.00
??Insurance: $ 200.00
??Car expenses: $ 1000,00
??Utilities: $ 200,00
??Phone, cable, internet: $ 200,00
??Food, entertainment: $ 600,00
??Clothing, household expenses $ 100,00
??Credit cards and other loans: $ 500.00
??Other expenses: $

Paying for Grad School

Purpose of loan:
This loan will be used to?
pay for grad school
My financial situation:
I am a good candidate for this loan because? I've not missed any payments on our such sources.

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Shower walls fell in.

Purpose of loan:

This loan will be used to? To redo a shower from a leak that?was discovered after the home was purchased.? The leak was in the side walls due to the tile not being sealed properly.? The walls need to be completely torn out and replaced, as well as part of the upstairs floor.? This was an expense we were not expecting. I was left with a debt from my previous marriage, which has effected my credit, but with the help of my fiance, and my diligence, I am doing all that?I can to? maintain and improve my current credit rating. Due to the divorce, I was left with a home that?is in another state, and that I am unable to?reside in, and as a result of debt to income ratio, my credit score went down. Before the debt that I incurred from the divorce, my credit was flawless. I was always very conscientious about paying my bills on time, and I still am. My fiance is very supportive and is willing to?help me too repay this loan. She has great credit, and between the both of us, we are getting back on track.

Explanation of Delinquency:?? During the divorce proceedings, the out of state home was left to me, in which her brother resided. At the conclusion of the divorce, her brother quit paying rent, which ended up in a delinquency and a foreclosure.? It only went to foreclosure due to lack of cooperation in selling the property from my ex.

All credit cards accumulated during the 15 year marriage was left to me, in which all was paid off.? As a result of closing my accounts, my credit rating went from a 800 plus to a mid 600's.

Expenses:????

Home :????????1400.00
Insurance:????83.00
Electric:????????130.00
Gas:????????????????00 (overpaid on gas bill)
Cable:????????????80.00
Telephone????60.00
Cell (including internet):? 150.00
Food/entertainment:????????200.00
Gas? (vehicles):????????????????75.00
Water:????????????????????30.00
Vehicles:? 0.00 (all vehicles paid in full)
Total:????????$2208.00

Monthly net income: $ 4400.00
I have been a Police Officer for over 23 years and always payed bills on time.? I expect to have this loan paid in full prior to 36 months.
I have relisted this loan request due to friends/family advising me that I did not explain my situation as well as I could have.

Personal used and pay off credit ca

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

pay credit card and a trip

Purpose of loan:
This loan will be used to? pay credit card and a trip

My financial situation:
I am a good candidate for this loan because? i have safe working and my husband also works need money to pay for cards and leave a single debt nothing more.

my home improvement.

Purpose of loan: paying off debt
This loan will be used to? finish some home improvements.

My financial situation: Excellent
I am a good candidate for this loan because? with the record i have in paying off my debt, i see myself as someone i would lend a loan to.

Paid Prosper 1 Yr Early!

This is a sure loan and will undoubtedly be paid off early, just as my last prosper loan was.? My last prosper loan never had a late payment and was paid off approx a year early.? Credit score is lower Prosper payoff has not reflected yet, loan was just paid off.? Therefore balance is still reflecting in my credit.

I have recently invested over $30,000 into a new company(FDC).? We are the exclusive master distributor of Liquid Energizer Energy Drinks.? It is a line of energy drinks that is second to none.?

Purpose of loan: Expansion and marketing of a beverage distribution company

My financial situation: I have managed many high profile retail big box companies and know the importance of P & L and budgeting. I always pay my debts on time or early.? I am an entrepreneur and am always driven to succeed.

Monthly net income: $4800.00
Monthly expenses: $ 2576.00?
Housing: $1000.00??
Insurance: $300.00??
Car expenses: $596.00??
Utilities: $180.00??
Phone, cable, internet: $100.00??
Food, entertainment: $300.00??
Credit cards and other loans: $100.00

FDC is a family owned company.? Honesty, Integrity and Value are our core principals. We value our employees with the same degree that we service our customers. Our core consists of three men with over 70 years of Management and Business Ownership experience. My brother has over 15 years management in the beverage industry. He has come from the powerhouses such as Coca Cola and Budweiser. I have over 20 years management experience and have led the charge of Fortune 500 companies like Lowe?s and The Home Depot. Our father has been a proud business owner/manager for over the past 40 years. By combining their experience and principals they founded FDC, a full service beverage distribution company. FDC partnered up with Smart Beverage Corp which manufactures Liquid Energizer Energy drinks and Bella Voda Premium Artesian Water.? Not only is Liquid Energizer the best tasting energy drink on the market rivaling all the industry leaders, it has 6 amazing flavors in the line up. The origianl tastes like Red Bull w/o the after taste, our Green rivals Monster and the other flavors are phenomenal. With top notch ingredients and being loaded with B-Vitamins, Taurine, Niacin and the selection of six flavors; Liquid Energizer will satisfy any pallet. FDC distributes Liquid Energizer, Bella Voda and TNT the exclusive export energy drink in Florida, Jamaica, Bahamas, Dominican Republic and in South America.

Currently, we are not taking a salary from the Energy drink company, so that we can continue to reinvest the money back in and grow.?? reference: www.liquid-energizer.com

Need a Roof Over My Head

Purpose of loan:
This loan will be used to? replace my current roof and install a metal one instead.

My financial situation:
I am a good candidate for this loan because?I am an honest, hard working person that needs just a little help.?

Monthly net income: $3000

Monthly expenses: $
??Housing: $ 485
??Insurance: $82
??Car expenses: $220?
??Utilities: $ 50
??Phone, cable, internet: $ 130
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 50
??Other expenses: $ 100

New House expenses

Purpose of loan:
This loan will be used to? purchase new appliances, living room, paint entire house and replace carpet with tile and minor landscaping for our first home.
My financial situation:
I am a good candidate for this loan because?I recently graduated from the University of Arizona and have a stable job with the Army in an accelerated two year program that promotes me as I gain experience. I worked my whole undergraduate career and never spent beyond my means. This loan is to make this house into a home for the upcoming holiday season and expect an $8,000 first time home buyer tax credit early next year.

Used pickup for the ranch

Purpose of loan:
Buy a used pick up for the ranch.? Old pick up has expired and just need one to pull horse trailers and haul hay a few times in the summer and then during the fall, to haul calves to auction.?
My financial situation:
I am a good candidate for this loan because I have paid off a recent, previous loan with Prosper last year.? Loan was paid off early and was paid as agreed.? I am a banker and have a stable community banking job.?

Monthly net income: $ 6,250.00

Monthly expenses: $
??Housing: $ 900.00 per month mortgage

??Car expenses:?car paid off, purchased new car last year.
Gas for car:? $200.00 per month
Insurance for car, home, ranch and umbrella ins.: $1600.00 per year
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 295.00
??Other expenses: $ 200.00

Rent Office To Train And Board Dogs

This loan will be used to rent warehouse space
The warehouse is needed so that I can board and train dogs for clients. This is a service that people frequently request, and was a great source of income for my business last year. My current residence doesn't have enough space to accommodate boarding dogs, so I've decided to rent that extra space.

I am a good candidate for this loan because:
I am debt free other than this loan that I hope you will help me fund.
I have been in business for nearly 2 years now, and I add new clients each and every month. There is a strong demand for the services I offer, and I am very good a keeping my customers happy.
The Board and Train packages I offer cost between $975-$1450. Since I no longer am able to offer this service because of my limited space I am turning down a lot of great business. I get at least 1-2 calls a month requesting these expensive services, and I don't even advertise for them anymore. I am tired of seeing all that money walk away from me.
Please help me get back my most profitable and most enjoyable form of work by helping fund my loan right now.

Monthly net income: $2,100

Monthly expenses: $1,500
??Housing: $400
??Insurance: $200
??Car expenses: $0, I own my car and motorcycle.
??Utilities: $70
??Phone, cable, internet: $130
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $0, no balance
??Other expenses: $0

Happy Reorganized New Year

Purpose of loan:
This loan will be used to reorganize my personal finances to avoid any interest rate hikes over the coming years.?

My financial situation:
I am a good candidate for this loan because I have a good job as a tenured teacher (17 years with no employment?lapses)?and have zero expectation of being unemployed.

Profitable Business Expansion

Purpose of loan:
With your consideration, the acquisition of this loan will be used to further the great opportunity for expansion of my small business, which I have been successfully operating for over 3 years.It would be a good investment for someone looking to get a return on their money as I project repayment within 6 months. I have never been late nor missed a payment since I received my first credit card at the age of 18. Since then I have always kept a low or zero balance and only borrow when necessary which is reflected in my high credit score. I have always used credit responsible and requested this loan because I have never been one to put much on a credit card.Average net earnings are over $40,000.

My financial situation:
I am a good candidate for this loan because I have never missed a payment and most often have paid the balance off in full on my credit card.

Monthly net income: $
$4,500.00
Monthly expenses: $
??Housing: $ 400
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 0
??Other expenses: $

BUY A HOUSE

Purpose of loan:
This loan will be used to? BUY MY A HOUSE

My financial situation:
I am a good candidate for this loan because? CREDIT IS GOOD

Our 2nd Hookah Pipe Product

Purpose of loan:
This loan will be used as working capital to get my second product to market, the HoboNargile.

The Product:
The HoboNargile is the follow up product to the HoboHookah (another product funded partially through prosper). We have added a number of new features that were requested by our user base, including a removable down stem, release valve and capacity for a second hose. In addition, we now have very competitive pricing that allows us to access the higher-volume distributor market.

This is not a new business, and we have been around for 2 years. We have an established website, with a full compliment of products (http://www.hobohookah.com), a strong following (including 600+ email list with a 10%+ conversion rate), and 3 distributors confirmed all in different countries.

The Need:
We have completed the redesign and need to place a large initial order with the manufacturer (3000 units). In order to complete the order, we need to take out a loan for additional working capital. This loan will be used exclusively to secure product and will be paid back on an advanced time schedule as the product sells out of the initial product run.

Interesting links about the product and company:
Product Specs Page - http://hobohookah.com/hobonargile-specs.php
Our online sales platform - http://hobohookah.com/
Product blog - http://hobohookah.com/blog/

Cash Flows and Plan of Repayment:

Units
Inventory
Sold
Revenue
Wholesale
Online Retail
Total
Expenses
Cost of Goods
Prosper Loan
Total
Cash FlowNov
150
100

$9350
$3950
$13300

$13250
$1000
$14250
-$950Dec
1850
1250

$14500
$4700
$19200

$27420
$1000
$28420
-$9220Jan
550
100

$0
$4700
$4700

$0
$3000
$3000
+$1700Feb
450
150

$0
$6950
$6950

$0
$4000
$4000
+$2950Mar
300
100

$0
$6950
$6950

$0
$4000
$4000
+$2950Apr
150
150

$0
$6950
$6950

$0
$4000
$4000
+$2950

Loan for Moving Expenses

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying for College (times 3!)

Purpose of loan:
3 GIRLS IN COLLEGE!?? NEED A LITTLE BIT OF HELP,?WE HAVE THESE 3 BEAUTIFUL DAUGHTERS IN COLLEGE, HAVE BEEN ABLE TO MANAGE PAYING WITH ONLY A SMALL AMOUNT DUE?!! HUSBAND IS REAL ESTATE AGENT, BUSINESS PICKING UP (HIS YEAR TO DATE EARNINGS OVER $42000 WITH CLOSINGS SCHEDULED!!) BUT HIS BUSINESS WAS DOWN AND WE'RE HAVING TO PLAY MAJOR CATCH-UP.?PLEASE DISREGARD THE DELINQUENCIES SHOWING UP, GOT BEHIND ON MORTGAGE BUT HAVE MADE ?ARRANGEMENTS WITH LENDER AND JUST MADE OUR 3D ON-TIME MORTGAGE PAYMENT IN A ROW PLUS CURRENT WITH ALL OTHER BILLS. NEVER DELINQUENT WITH PROSPER-BID WITH CONFIDENCE AND GET A GREAT RETURN!!
Monthly net income: $ 4000
Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 160
??Car expenses: $?500
??????Utilities: $ 85
??Phone, cable, internet: $ 90
??Food, entertainment: $ 150
Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $

paying off spousal support

Purpose of loan:
I will use this loan to pay offmy spousal support obligations.?

My financial situation:
I have afull time job?in which i gross about 80,000 and i have a side business in which i gross about 32,000

Monthly net income: $ 9,000

Monthly expenses: $
??Housing: $ 1,500
??Insurance: $ 102
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $?200
??Food, entertainment: $ 600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 50
??Other expenses: $ 200

Advertiseing for Holiday Promotion

Purpose of loan:
This loan will be used to? for Advertise on radio and newspapers for a Golf Promotion, I'm a PGA Golf Professional in Dublin OH

My financial situation:
I am a good candidate for this loan because? I plan to pay back this loan by March 2010

Monthly net income: $ 3,000

Monthly expenses: $ 800
??Housing: $ 995
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying off credit debt

Purpose of
I plan to pay off 2 credit card and to have some left over for christmas gifts.

My financial situation? Is great all i need is a little help with some credit card debt. I am a truck driver and my wife also?gets a disability check every month. thank you very much. . I don't know?how??to upload pictures or I would I'm not a computer savvy i just know the basics.

Major funding fee final payment

Purpose of loan:
This loan will be used to make the final payment on the broker fee to complete application for $1,000,000 funding for a distilled water manufacturing business in Beltsville, Maryland.? The broker's due diligence analysis is nearly complete as $5,000 has already been paid toward the analysis?prior to presentation to Washington, DC hard money lenders who are very interested in this local project.? The business had been previously approved by HSBC for funding through SBA in March 2008?before the collapse of my real estate asset values.? The business had also been previously approved for funding by a California agent in April 2009 just as the commercial lending market collapsed.? Simply Pure Water, Inc is confident of funding this time because of the prior approvals and?the strength of the business plan and the market to be served.?

My financial situation:
I am a good candidate for this loan because of my income from real estate holdings, my spouse's income, $21,000 in debts owed to me which are due shortly, and because of income developing from a new product being?marketed as an Independent Business Owner.? The delay in collecting the $21,000 debt primarily from a local business has caused a drop in my credit which was maintained at 730 for years until the delay in receiving the $21,000 debt, and eight months of not receiving rental on one property, created late payments on some mortgages in the last two months.?

Monthly net income: $ 24,480

Monthly expenses: $
??Housing: $10,450
??Insurance: $?290
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 130
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 3,065

Daycare Facility Loan Needed

Purpose of loan:
This loan will be used to expend my day care facility. It will allow me to add an extra classroom to my day care center that
will take my capacity from 64 children to 89 children as approved by childcare licensing in Hillsborough County, in Tampa Florida.

My financial situation:
I am a good candidate for this loan because the loan will allow me to increase my income to $25,000 a month.
Secondly, I only take $5,000 salary from the day care as my executive bonus. I work a full time job as well.
I can fully repair the loan within 3 years or less. Last but not least, I own my facility free and clear. No debts on the building.

buy an electric motorcycle

Purpose of loan:
This loan will be used to purchase an electric motorcycle from Zero Motorcycles, Scott Valley, CA. ?

My financial situation:Employed Full-Time with the Spokane Fire Department.
I am a good candidate for this loan because I've always repaid loans on-time or early?