Paying off credit cards

Purpose of loan:
This loan will be used to pay off my existing credit cards so I can get lower rates.

My financial situation:
I am a University of Notre Dame alum and am getting my Ph D in Clinical Psychology currently.? I want to pay off the debts I accrued while at Notre Dame with a much lower interest rate because my current rates are outrageous.?

Bringing down monthly bills

Purpose of loan:
This loan will be used to:
First Let me start by saying I see that prosper has me at HR but I dont feel like I am.?Prosper has me @?36% debt to ratio.
The one delinquent account I have I didnt pay because it was a hospital bill, I went in and was misdiagnosed,
ended up gong to another ER and was treated and better in hours. Maybe that was wrong but I dont feel I owe it.
This Loan will:
Consolidate loans?2 credit cards and my 2003 Chevy malibu?this will include:
2560.00 Wells Fargo Chevy Malibu
950.00?Wells fargo credit card
1100.00 HBC( Orchard city)
I plan to payoff these credit cards, and not use them again.
This prosper loan will bring down my monthly bills by about 250.00 a month


My financial situation:
I am a good candidate for this loan because?
I have work for the same company for almost 5 years now.

start up business, export to India

Purpose of loan :Establish? a letter of credit through Chase bank to pay manufacturer. Shipping and other expenses.

My financial situation
I am living with my son?. I have zero expense. All income social security and part time makes me financial well secure.


Monthly net income: $ 25,00.

Monthly expenses: $ 100.

??Car expenses: $0
??Utilities: $ 0
??Phone, cable, internet: $0
??Food, entertainment:$0
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 30
??Other expenses: $ 20

REPOST! Med student for residency!

This is a REPOST at a higher interest rate :)? I'm not entirely sure what happened to my last listing (??)? I reposted, but it only was on there for like 6 days.? Weird!? So I'm reposting - hopefully at the full 14 days!!!? Please ask any questions - I'll answer anything.? Thanks, guys!

Purpose of loan:? I'm a medical student in my last year of school!? It's that time in my training that I have to take my licensing boards, apply to residency programs, and go on interviews around the country.? It's an incredibly expensive process.? I'd rather take out a small, manageable loan than put all this on high-interest credit cards!

My financial situation:? I am a good candidate for this loan because my credit is excellent!? I've borrowed from prosper in the past, and I've never even had a late payment on my loan.? I'm a good investment because A) I have excellent credit to begin with and I have no intention of ruining it, and?B) I have a terribly guilty conscience when it comes to being late for anything :)As for my financial situation, my living expenses including utilities are $800 a month.? I have an additional?600-700 in financial aid for other living expenses.? ALL of my living expenses - rent, food, etc., are paid for with financial aid from my school.? I'm a student (for a few more months), but I do have a little money coming in from part-time work plus my savings.? I can definitely manage the monthly payment on this loan.? In addition, in 6 months I'll be a resident physician, furthering my financial stability.? My credit is excellent!? If you have any questions, feel free to ask.? I'm happy to answer anything.?

In the event that you were curious, I've chosen emergency medicine as my specialty.? :)

PAY OFF HIGH INTEREST LOAN

Purpose of loan:
This loan will be used to? PAY OFF HIGH INTEREST LOAN FOR AMERICAN GENERAL FINANCE.

My financial situation:
I am a good candidate for this loan because?I HAVE NEVER BEEN LATE ON , OR MISSED ANY PAYMENTS ON LOANS OR CREDIT CARDS IN THE LAST 20 YEARS.? IN ADDITION TO INCOME FROM SOCIAL SECURITY, I ALSO AVERAGE ABOUT $200 A MONTH IN CONSULTING FEES FOR MY KNOWLEDGE IN INDUSTRIAL ELECTRICAL WIRING AND CONTROL.? I AM NOW LEGALLY BLIND, SO I CANNOT DO THE WORK MYSELF, BUT AM ASKED ON A REGULAR BASIS FOR MY INPUT ON VARIOUS ELECTRICAL PROBLEMS. I HAVE 30+ YEARS EXPERIENCE IN THIS FIELD.

reorganize budget

Purpose of loan:
This loan will be used to?reorgainze

My financial situation:
I am a good candidate for this loan because?I have been very careful with my credit, but the downturn has affected me.? By obtaining this loan I will be able to get on top of things ?

Monthly net income: $ 3500.00 ~~4000.00

Monthly expenses: $
??Housing: $ 626.00
??Insurance: $?270.00
??Car expenses: $ 0
??Utilities: $ 200.00
??Phone, cable, internet: $ 300.00 month
??Food, entertainment: $?150.00 month
??Clothing, household expenses $ 150.00 month
??Credit cards and other loans: $ 280.00 week
??Other expenses: $ 0

Pay down Credit Card

Purpose of loan:
This loan will be used to pay down credit card debit.

My financial situation:
I am a good candidate for this loan because?

Currently have a loan with prosper that will paid this month (I have NEVER been late).? This will not change my monthly oblications so this loan will not effect my cash flow. ? I am sole proprietor of my own business which has been in the black since 1998.? Monthly net income between $8,000.00-10,000.00

Monthly expenses: $
My monthly expenses come to roughly $6000 a month.? This includes housing, food, utilities etc.

I am happy to provide any details or answer any questions.? As I mentioned, I have had a loan with proper which has 1 payment left (Oct.), I have never been late, and I would never be late with a new loan!

Thank you for your time...

P

Remodeling two bathrooms

Purpose of loan:
This loan will be used to?remodel my two bathrooms. We've?been remodeling our whole house for the last three years and the baths are the final rooms.?

My financial situation:
I am a good candidate for this loan because?been employed with the same company for 31 years. I've had a Prosper Loan for two years with on time payments every month.

Monthly net income: $ 4,800

Monthly expenses: $ 3461
??Housing: $ 1,161
??Insurance: $?185
??Car expenses: $ 305
??Utilities: $350
??Phone, cable, internet: $ 135
??Food, entertainment: $600
??Clothing, household expenses $150
??Credit cards and other loans: $ 575
??Other expenses: $

Adding Some Inventory

Purpose of loan:
This loan will be used to add some inventory to my eBay and online business.? I've been reinvesting everything right back in to the business.? So far it's been great but I'd like a have more than a few items available at a time.? Oh for those who want to know, I sell hand-made wigs on eBay in addition to my day job.? The wigs cost between $140 and $240 each.? They typically sell for between $200 and $295 on eBay and more on the website.? I'd just like to have a few more available.

My financial situation:
I am a good candidate for this loan because I've had a Prosper loan before and paid it back exactly as listed in my loan.? I'm also a Prosper investor so I've has a god experience from both sides.? Prosper rates me a 10 so I'm a safe bet.? I plan on paying this off relatively quickly.? Let's say within 6 months or so?? This is a decent loan for those who don't want to tie their money up for too long.? Oh and my credit report doesn't list home ownership but I cosigned on a HELOC for my mom back in December so about $45K of the balance shown is the HELOC and another $35K is in student loans from grad school. My credit score also fell b/c of the extra debt.? Don't forget, I also have a stable 9-5 job.? They have not done layoffs at all in their 50 years of existence and have assured us that they have no plans to lay anyone off at all.?

Monthly net income: $? $2500

Monthly expenses: $
??Housing: $0 (live with BF in his paid for home)
??Insurance: $ $140
??Car expenses: $ 440 (to be paid of by December 25)
??Utilities: $ 0 (BF pays)
??Phone, cable, internet: $ 35
??Food, entertainment: $ 250
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 540 (student loans and one credit card)
??Other expenses: $ 100 (gas and such)

Home Sale - Realtor's Commission

Purpose of loan:
This loan will be used to pay my Realtor's commission from the sale of my home. I recently got a new job and moved out of state. My home value remained stable, but after fees and commission I'll need to bring some cash to the table at closing.

My financial situation is stable. I have maintained a good credit history - I've never missed a payment. I have a solid job with good income, and have low expenses. My only debt is my home (for the next month at least), my car, and a couple purchases that are on no-interest financing deals. I'm currently living rent-free with my parents and will continue to do so until the loan is paid off.


My monthly expenses are as follows:
$500 - Car payment/insurance
$100 - Bills

I've been a lender with Prosper for about a year and a half. Please ask any questions you may have, and thank you!

Pay taxes

Purpose of loan:
This loan will be used to pay the IRS for 2008 taxes, to avoid paying the HIGH penalties and interest.

My financial situation:
I am a good candidate for this loan because I have always paid my bills on time and I have never been late on any of them. I make good financial decisions.

Paying off my credit cards w/ help

Purpose of loan:
This loan will be used to? pay off some higher interest credit card debt.? I have been paying all my accounts on time and paying more then the min. but am unable to make any real progress on paying down.? I am looking for the opportunity to get these paid down and not pay 2 to 3 times what was originally spent by using these cards.? I can pay these credit cards down with a lower interest rate loan that will allow me to keep my good credit rating and improve it.? I want to do the right thing and with someones help I will have a chance to make good on my responsibility.

My financial situation:
I am a good candidate for this loan because?I work for the federal government and have been in my job for over?7 years.? I have over the last 3 years handled the budget for the household for my mother and I.? I have setup and made schedule payments, making adjustments?due to shifting due dates by the creditors.? My mother and I share our home and all our debt.? She is disability retired and I work full time.? I am up for temporary deployment to other job sites that include additional income for "Expenses" I did this this summer and for 3 months made an additional $39?a day.? This allowed me to do some upkeep and repairs this summer.? I am hoping to get another deployment in the next 3-6 months.? I am driven to do the right thing, something the commercial financial institutions don't seem to want to do.? For me the opportunity to pay off is more satisfying then going to consumer credit, or debt restructuring.

BIG PAYBACK

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Paying off my payday loans.

Purpose of loan:
To pay off three payday loans.

My financial situation:
I am a good candidate for this loan because I believe in paying my bills and paying them early.? I only have one bill now and that is a car loan which will be paid off in January 2011.

Monthly net income: $1200.00

Monthly expenses: $
??Housing: $0
??Insurance: $164
??Car expenses: $40
??Utilities: $0
??Phone, cable, internet: $75
??Food, entertainment: $200
??Clothing, household expenses $0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Paying of High Interest Credit Card

Purpose of loan:
This loan will be used to pay off high interest credit cards. The credit card that my husband and I have had for the longest amount of time just informed us they are raising their interest rates, almost doubling the current interest rate we pay! I tried to negotiate with them, but they are unwilling to budge unless I close my account. This is the only credit card we use, so we don't want to do that.

My financial situation:
I am a good candidate for this loan because I pay all my bills on time and always pay more than the minimum payments. My husband and I are trying to put ourselves in the position to buy a home in the next few years. Our debt has come from student loans, auto loans, and credit cards. Our credit card debt accrued mainly when we first were married. We relocated to an expensive area so I go attend graduate school. My husband did not have a job for several months. Over the years we have moved up in our employment and finally feel comfortable in our financial situation to a point we can actively pay down debt. We both have steady employment and both jobs are secure. I also recently picked up a part time job as well to aid our finances.

Monthly net income: $?
My income is approximately $2,800 per month from one job and about $400 from the part time job. My husband's income is approximately $5,000.

Monthly expenses: $
??Housing: $ 1795.00
??Insurance: $ 165.00
??Car expenses: $ 250.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00 +$150.00 for cell phones
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?1385 (includes $550 a month for business loan)
??Other expenses: $500 (daycare for child)

RELIST- WANTING TO GET ESTABLISHED

Purpose of loan:
This loan will be used to? I have four payday loans I want to consolidate together the fees alone are $427.50 every payday. I never miss a payment with them or any other loans I have. I was raised up that you pay your bills no matter what and I guess that is how I fell into the payday loans. I found prosper online and decided to give it a try. my first list did not get 100% funded but I really appreciate those who did bid and want to say thank you. The last listing showed for $2500.00 now $2000.? the$ 500.00 was to have my breaks fixed on my car, I have decided to take that off? because right now the most pressing issue is to payoff the payday loans?I promise this will not take me 3 yrs to pay back, it will take me less than 2 yrs.

My financial situation:
I am a good candidate for this loan because? I have a good job that I have been at for 8yrs and 6mos. I also have a part-time job that I have worked at for 4 yrs. I have always had a job since highschool(old enough to get a job). I have never had a bankrup., no delinq., no late payments. one inqur. was to refinance our home loan for a less percentage rate. my husband has been with his job for 20 yrs, we have 401k's we could borrow from but we don't feel that is a good way to go. we have over $30,000.00 in those. so If we get in a world of hurt we could cash those out . We also have $40,000.00 in equity in our home that we could use if needed. I also have my car that is paid off that is worth $8000.00.?I do not want to go through the bank I have enough revolving credit, I want to improve my credit score. I have made mistakes in my life and these paydays are one. I would like to pay them off this next payday 10/31/09. please consider I would like to get establish with prosper and prove to you I am a good borrower. you will not be disapointed.

Monthly net income: $ 42000.00 + 5000(PART-TIME JOB) + husband (65,000.00 yr)
Monthly expenses: $ 2000.00
??Housing: $ my husband pays for
??Insurance: $ my husband?pays for
??Car expenses: $ gas only car paid for?$150.00
??Utilities: $ 141.00
??Phone, cable, internet: $ 205.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 636.00
??Other expenses: $ payday loans to be paid off with this loan($457.50 bi-wkly) this loan would save me a big amount.

Advertising, promotion, Invertory,

Purpose of loan:
This loan will be used to help Grow my business, Advertising, promotion, Invertory, Computer, billes.
Welcome to SKBS. We specialize in getting doctors and business owners their money more quickly as well as helping them create new avenues of income. Please feel free to look through our web site to see the various systems we offer or Request a Free CD to get an overview of how we can help you. Solutions for DoctorsOur company is dedicated to helping doctors of all types increase their cash flow using new innovations in technology. On this site you will find solutions for increasing the amount of money?and speeding up the time it takes to collect that money?from both insurance companies and your patients. You will also find information on our other services that can help you increase your patient base and build your practice. Please contact us if you have any questions or if we can be of service to you. Solutions for General BusinessesBeyond assisting doctors, SKBS also specializes in helping all types of businesses increase their cash flow using next generation methods. On this site you will find solutions that will increase the amount of money you collect from customers and decrease the time it takes to collect it! Please contact us today to discover how your business may benefit from these unique services.My financial situation:

I am a good candidate for this loan because?? I have good credit, and all my bills are paid on time

Monthly net income: $
5,000

Monthly expenses: $
??Housing: $ 3421.23
??Insurance: $ 180.00
??Car expenses: $ 0.00
??Utilities: $?0
??Phone, cable, internet: $ 134.71
??Food, entertainment:$?0
??Clothing, household expenses:$?0
??Credit cards and other loans: $ 13,500.00
??Other expenses: $ 0

Paying off a credit card.

Purpose of loan:
This loan will be used to pay off a credit card.

My financial situation:
I am a good candidate for this loan because I have never had a late payment in 15 years. I am basically spinning my wheels paying the minimum payment on a credit card, and a loan of $5000 would be just about equal to the minimum payment I am making now.

Monthly net income: $ 1680

Monthly expenses: $
??Housing: $ 900 only until June 1 (?I will get a cheaper apartment)
??Insurance: $?0
??Car expenses: $ 0
??Utilities: $ 33
??Phone, cable, internet: $?130
??Food, entertainment: $?50
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $

Car Repairs

Purpose of loan:
This loan will be used to pay for unexpected car repairs.

My financial situation:
I am a good candidate for this loan because I have a good job and am able to make timely payments.

Monthly net income: $ 2127.41

Monthly expenses: $
??Housing: $550.00
??Insurance: $ 60.00
??Car expenses: $ 312.00
??Utilities: $?175.00
??Phone, cable, internet: $ 80.00
??Food, entertainment: $?350.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 150.00
??Other expenses: $

Purchase of equipment for business

Purpose of loan:
This loan will be used to?
purchase kennels for an upscale dog hotel business that I am opening in Boston.? The dog hotel will be the only kennel in the city of Boston and already has a following of almost 1000 people on Facebook.? Services will include hotel, daycare, grooming, retail, and rehabilitation.
My financial situation:
I am a good candidate for this loan because?I have been responsible with debt, have a vision and solid business plan for where I want to go with the business, and an opportunity to employ up to 17 other people before the holidays if I can order enough equipment to board a sufficient number of dogs to pay their salaries.? I have been turned down by the banks (apologetically) because they say I have a great business plan and financials but in the current economy, no one is lending to start ups.? I am putting a significant amount of my own capital behind the project and the $25,000 breather will allow me to have more working capital instead of spending my last penny on equipment.? I have all the required permits, including zoning, to start hiring in 3 weeks if I secure the loan.
The revolving credit amount in this report is incorrect and has been reported to Experian.? The amount reflected is a home equity line, not revolving credit.

Paying off some debts

Purpose of loan:
This loan will be used to pay down higher interest debt so I can pay it down faster, including paying off a car loan too. I have never been late on loan payments such as Prosper.

My financial situation:
I am a good candidate for this loan because I am aware of what I need to do in order to save money, i.e. reduce high interest loans by consolidation.

Monthly net income: $ 3900

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $? 200
??Phone, cable, internet: $ 120
??Food, entertainment: $ varies
??Clothing, household expenses $ varies
??Credit cards and other loans: $ 700
??Other expenses: $ varies

Pay off last credit card!!!

Purpose of loan:
This loan will be used to??? Pay off our last credit card!??We have went from $35,000 to $8,750 in credit card debt in the last 2 years.? We have been very dedicated and paying between $2,000 and $3,000 extra per month on our cards so this payment would be a drop in the bucket compared to what we have been paying.? We would love to be totally done with credit cards and reduce our interest rate (over 20% on the credit card we would be paying off).? Our DTI ratio looks?average becuase they arent counting my husbands income.

My financial situation:
I am a good candidate for this loan because? My husband and I have a combined income well over $150,000 a year.? Our cash flow is great - we are just wasting too much on our interest.?? We also took out a small prosper loan ($5,600) over a year ago and have always paid on time.? We have never been late on a payment of any kind for the last 10 years.? We both have good, stable jobs with a good income.? We have been been with the same employer for 10+ years and are in great shape financially - with one exception - this last credit card.?
This would help us out a lot and give me great piece of mind.??Thanks for?your consideration, your help would be much appreciate

hot water heater

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Student Loan

Purpose of loan:
This loan will be used to help fund the essentials needed for the typical student such as myself.? This loan will cover such expenses as rent, food, utilities, gas, etc.?

My financial situation:
I am a good candidate for this loan because I have always been good with money.? If I have to cease my studies to return to my job as a pharmacy technician, I will.? My credit score is good to excellent.? I have only been late making payments on my credit card once or twice in the many years that I have been with my bank.? I was probably late by a few hours during these times.? I have one primary checking card and one primary credit card.? My credit card is paid off, it always is paid off.? I have no hidden loans or deficits anywhere else.? As of right now, I still do not owe any money to anyone.? I still have some money saved up.

I feel my success in school needs my invested time so I quit my pharmacy technician job in August.? I am now asking for this loan to help keep me on my feet.? I hope you will agree to offer my loan to me at a great rate because I will stop at nothing to pay back promptly and on time.

Thank you.

Debt Consolidation

Purpose of loan:
This loan will be used to?
Pay off credit cards
My financial situation:
I am a good candidate for this loan because?
I always pay my bills
Monthly net income: $ 4086?+ 2800
Monthly expenses: $
??Housing: $ 2600
??Insurance: $ 250
??Car expenses: $ 400
??Utilities: $ 400
??Phone, cable, internet: $?400
??Food, entertainment: $ 1000
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 175/1000(before loan)
??Other expenses: $ 200

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my high interest credit cards.

My financial situation:
I am a good candidate for this loan because I have been a special?educator for 20 years. I am a very honest and trusting person who plans to consolidate my high interest credit card loans.

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 400 (Renting with a roommate)
??Insurance: $ 275
??Car expenses: $ 567
??Utilities: $100
??Phone, cable, internet: $ 125
??Food, entertainment: $ 200
??Clothing, household expenses $100
??Credit cards and other loans: $400
??Other expenses: $ 400

Get my life back - CREDIT CARD FREE

Purpose of loan:
This loan will be used to?
Pay off high interest credit cards.?DOWN TO THE LAST 3 CARDS!!!!!
My financial situation:
I am a good candidate for this loan because? I have been making great strives in my life to pay-off debt.? I'm down to the last couple of headache credit cards with mad interest rates.? If I'm granted this loan I plan on paying these out and getting rid of them.? I pay my bills on time (the interest rate is what's killing me).? I'd rather be paying you than the credit card companies.? I've been on my job for 17 years and just trying to get back on track for myself and family.? I've recently been blessed to have been able to pay off the majority?of my debt,?but still down to a few.? I have a credit score of 720-740 and do pay my bills and care about my credit.? I pay my bills on time.

I have recently paid off several cards and down to three.? I have additional income on the side (sell on EBAY &?host jewelry parties) so that's how I was able to pay off most of my?debt over the last 7-8 months.? The ones that I paid out have been closed and the credit report might not show that yet because it has my debt ratio higher than it really is.? The one delinquent payment it show is from a card that I still owe that I'm disputing with them because of a posting error (had to submit banking information to the company to show it was paid on time).? Please ask any questions!!!!!!!!

Purchasing a home

Purpose of loan: Currently I have a credit cards from our wedding with $3500.00 left on it them at a crazy high rates. I?m looking to pay it off with Prosper loan.

My financial situation: I am a good candidate for this loan because I have been on my job for over two years.? Make over 50k and have almost no debt.

Monthly net income: $ 3000
Monthly expenses: $ 900??
Housing: $ 1000??
Insurance: $ 50??
Car expenses: $ 350??
Utilities: $ 200??
Phone, cable, internet: $ 100??
Food, entertainment: $ 200??
Credit cards and other loans: $ 200

Paying off my business loan

Purpose of loan:
This loan will be used to pay of a business credit card I used to start my business 2 1/2 years ago.? The business did not go well and was closed more than 16 months ago.? Right now, I am working full-time and have kept my finance well-managed.? The reason I need this loan because the business credit card's introductory rate will be expired soon.?

My financial situation:
I am a good candidate for this loan because I have a prosper lender for a number of months.? I know how important it is to repay the loans on schedule.? I have a long and solid employment history and an excellent credit score.? I am currently working full-time and I have been with the same employee for 2 year and 8 months.? I will set-up auto-pay from my bank account to pay this loan.?

Inventory and Marketing Campaign

Purpose of loan:
This loan will be used to purchase inventory and marketing campaigns.? We?need inventory from 3 additional vendors to make our store complete.? All other inventory has been purchased.? The?remaining funds will?be used for marketing campaigns such as google add-clicks and Search Engine Optimization (SEO).? Our site is currently under construction, however, you can visit it at:? www.premiershoppingspot.com to get an understanding of our business.? We expect to?open our Site the first or second week of November.???

My financial situation:
I am a good candidate for this loan for the following reasons:? I do not have rent, a mortgage, or car payment.? My wife's car is paid-off as well.? I work a full-time job, and help run the business part-time.? My wife also has a full-time job and works in the business part-time.? She also has a business degree and 15 years of management and retail.? I can easily make the payments.

Paying Down High Rate Credit Card

Purpose of loan: To pay off credit cards
This loan will be used to pay off my credit cards so I can start to beat debt, raise credit score and qualify for a good home loan for myself and my daughter.? This would be a first home owned.

My financial situation: Good
I consistently pay anything I owe and try and do so as quickly as is possible.? I have good credit and make enough for payments...it's just the rates on these cards are RIDICULOUS.? I consistently to pay back any debt as quickly and timely as possible.? I've had a few bumps in the credit, due to life happenings, but always pay and on time majority of the time.

Monthly net income: $ 4800

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 200
??Car expenses: $ 325
??Utilities: $ 75
??Phone, cable, internet: $250
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 200

Help a Community Based Business

Purpose of loan:
Local Roots Co-op is a member and community owned grocery market committed to serving our world by serving our neighbor. We managed to open just over a year ago with very little capital. Over the year, we expanded the Co-op to its full stature by adding: a 24 foot bulk section, a Coffee and Juice Bar and a kitchen serving Soups, Salads and Sandwiches. The Co-op would have nearly reached the break-even point in its first year, was it not for the continuing effort to bring these latter elements to fruition. This now being done, we have every expectation of being profitable this year. This would be greatly facilitated by a loan to cover some of the expenses incurred by the build-out of the before mentioned departments.
My financial situation:
Now that all of the components are complete, our income is increasing, and out improvement expenses are finally at an end. A loan would help us meet our short term liabilities, and insure our ability to turn a profit this year.

Monthly net income: $ 12000 , Sales of $34000/mo average last year. Currently expanding... just by word of mouth in the community.

Monthly expenses: ~$12000 currently

Business exspansion

Purpose of loan:
This loan will be used to?
This loan will be used to expand the business. New phone system, new computers / software.
My financial situation:
I am a good candidate for this loan because??
The?business?has increased sales and profits?75% to100% every year since 2003. We have recently secured several new contracts to increase our sales aprox 20%.
Monthly net income: $20,000

Monthly expenses: $
??Housing: $ 5,500
??Insurance: $?1000
??Car expenses: $?1900
??Utilities: $?700
??Phone, cable, internet: $?250
??Food, entertainment: $ 1700
??Clothing, household expenses $ 750
??Credit cards and other loans: $ 800
??Other expenses: $ 700

Paying off my credit card

Purpose of loan:
This loan will be used to?Credit Card?

My financial situation:
I am a good candidate for this loan because? I have a good work history and good about paying my debt back

Monthly net income: $ 2,600

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $?75.00
??Car expenses: $ 300.00
??Utilities: $ 100.00
??Phone, cable, internet: $
??Food, entertainment: $ 75.00
??Clothing, household expenses $ 25.00
??Credit cards and other loans: $ 140.00
??Other expenses: $

Pay Off Misc Bills

Purpose of loan:
This loan will be used to pay off some credit card debt?

My financial situation: I am a good candidate for this loan because? I have a highly stable long term managerial postion with a firm in excellent financial health. Prospect for income are substantially higher for 2010 than 2009. Business was off slightly in 2009 resulting in a drop of aproximately $25,000 in my family income for 2009.?I am compensated for sales and proiftabilty and sales and profits have increased the second half of 2009 and are expected to continue to increase next year.

I was late only once in the last five years paying my bills to all creditors.The only negative items on my credit report were for one late payment on a car loan a number of years ago and charges for a medical bill that was not mine.? A collection agency never contacted me to let me know that the bill ever exsisted until years later. Due to medical confidentiality laws and since the billed service was for someone else?i could never access the records to straighten it out.

I am a mature responsible stable homeowner with close to 50% equity in my home.

Trying to fix credit

Purpose of loan:
I have very little debt I need to fix my credit score as we have had to take car of a very ill mother as her husband passed away and we were paying two households for a while untill we could get them down to one we have finally dig our selve out of the whole but now need to repair the damage.

My financial situation:
I am a good candidate for this loan because? I will pay this back

Monthly net income: $ 5300

Monthly expenses: $
??Housing: $ 1850
??Insurance: $?72
??Car expenses: $ 0
??Utilities: $ 110
??Phone, cable, internet: $?60
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $

Looking to buy a sidewalk tractor

Purpose of loan:
?????I?have a contract to remove snow from?13 miles of?sidewalks in a local municipality.? Its a multi-year contract and I bought two tractors last year.?We get paid 185 per hour per tractor.? Last year I did 100,000 in revenue in Snow removal with the city.?I am looking to expand my fleet to 3 tractors this year as I can get additional work with the city.??They clear over 35 miles of sidewalks and when machines break downs?we are the first contractor they call to fill in.? Last year we were only able to help the city once, because it takes both of our tractors to meet our present contract obligations.??I would really like to get the?third tractor?so I can bill $555 per hour instead of $370.???

The tractor costs 10,000 dollars and I am going to fund 1,000 from operations. It comes equipped with a snow blower and a sander.? The snow blower brand new would cost 10,000 alone and these are nearly impossible to find used. Last year we spent 80,000 on two tractors, v blades, straight blades and snow blowers.?

My financial situation:
I am an owner of Clarke painting.
We have done approximately?600,000 in sales for the last 3 years. (happy to maintain that number in this years recession)
We do about 50,000 a month in revenue and have 8 full time employees and a couple of subcontractors.
We own two investment properties that make us about 1,000 a month in income (after expenses)

Currently we have about 380,000 in debt
We currently have about 500,000 in equity
The companies total equity is approximately 120,000.

As an owner, I only make about 35,000 because almost all of our money goes back into growing the company.
The company will be making the payment on the loan and is current on all bills.

Check us out on the web - www.clarkepaint.com

Just Beat Cancer-Now On To Bills...

Purpose of loan: Pay off hospital bills from 4-years of cancer treatments
I am a happy, now-healthy, marathon running (see attached picture with my mom), cancer survivor. This loan will be used to consolidate the debt I have accumulated from costs associated with my treatment that were above what my insurance covered. Four years of treatment have been pretty pricey, especially considering I am only four years out of college.

My financial situation:Way better than it seems
I have had the same job since college. The quality of my work has kept me employed even though I have had to take a few periods of part-time pay due to my treatment. Since July, when I entered remission, I have been able to consistently work full time and my W-2's will reflect a much different year this year than the last three! Going forward it's onward and upward! ??

Monthly net income: $ 3100

Monthly expenses: $ 2200
??Housing: $ 1000
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ included in housing
??Phone, cable, internet: $ included in housing
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 700 (currently)
??Other expenses: $ 50

Credit card balance rate reduction

Purpose of loan:
This loan will be used to lower credit-card balance interest rate.

My financial situation:
I am a good candidate for this loan because I will repay it with interest.

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate a credit line and auto loan.? I would much rather pay interest to Prosper investers than?GE Money Bank, etc.?I pay $564 for my car?note and $267 for credit line.? With this loan I can consolidate and pay them?both off!? I have borrowed with Prosper before and have perfect pay history.

My financial situation:
I am a good candidate for this loan because I have an excellent income at a great company earning over $100,000 annually.? My W2 from 2008 is $124,000.?My credit was damaged in 2006 when my business failed.? A delinquency is showing on the credit information for one mortgage payment of $1805.? My mortgage is new and?this is an error at Experian.? I can fax you my statement on request.? All?issues with credit?are cleared up now, and my credit is on its way to 'A'.? I have set the interest rate for this listing high and am willing to accept it, but due to the 'auction' process, expect it may come down some.? Send me any questions!

Monthly net income: $ 6059 after taxes

Monthly expenses: Total $ 4288
Mortgage: $?1800
Insurance: $?67
Car expenses: $?564?
Utilities: $?220??
Phone, cable, internet: $ 120??
Food, entertainment: $?850??
Clothing, household expenses $ 200??
Credit cards and other loans: $?267??
Other expenses: $ 200
Gas - I have a company car and gas is paid for by my employer (thank you!)

Family death Loan to get back on up

Purpose of loan:
I? need this money due to death in the family having to travel to Puerto Rico Setting me back on the little bit of saved money i had. Yes, questions can be asked about death, i have letters along with pictures to prove.?I am here sincerely needing the money after being turned away due to my credit. I turned to prosper because on the loan i have now i was approved and never?dissapointed?helping my situation out.

My financial situation:
I am a good candidate for this loan because as you can see about a year and a half ago i asked for a loan and it was granted. Since day one the payments have been coming straight of my account and i have not defaulted on a single payment, they have been made on time and always. You will not be dissapointed.

Monthly net income: $ 2968.42
Monthly expenses: $ 2410.00
??Housing: $ 840.00
??Insurance: $ 90.00
??Car/Motorcycle expenses: $?600.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 30.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $?200.00
??Other expenses: $ 80.00 for gas

Paying off medical related bills

Purpose of loan:
I'm not really sure what to say.? Never done this before.? I have had a recent set of medical problems that have created some medical bills I need to resolve ASAP.? I had an issue of uncontrolled bleeding which left me on bed-rest for a month while waiting for all of the testing to be completed and for my scheduled procedure. ? I was then on bed-rest for another two weeks after the procedure while I healed.? Thank God everything has since been resolved.? (I had a growth that had an "unusual cellular structure" but that turned out to not be cancerous.)? Anyway, this loan will be used to pay off bills recently incurred.

(The procedure was completed one day after my health insurance policy renewed, and the health insurance company said I had to re-meet my "policy year out of pocket expenses" before the insurance policy would cover the treatment.)? Needless to say this was an unexpected financial hit.

My financial situation:
I am a good candidate for this loan because in addition to my regular income I have roughly $10,000 in added "bonus" income due to me by my employer by February 1, 2010.? This loan is intended to be a short-term loan to pay-off the medical related bills until the "bonus" income is paid to me.

Unlike many, I am not under-water with my house -we still have equity -but I would prefer not to tap that.? In addition I don't want to go through that kind of a process given that this is intended to be a short-term loan until when my bonus is paid.

Monthly net income: $7,000
Monthly expenses: Approximately $6,000

Important note about my credit profile:? In the "Public Records" area there is one item showing up for the 10-year period.? This is related to an IRS lien that was resolved nearly 6 years ago.? I have no bankruptcies or other judgments against me.? I believe in paying my bills and work hard to do so.? I just don't want these medical related bills to overwhelm my otherwise stable finances.

Thanks for your consideration.

consolidate debt

Purpose of loan:
This loan will be used to consolidate open retail debt to one payment, payoff one car,?and college expenses for son?

My financial situation:
I am a good candidate for this loan because i have been in the same career field for over 5 years now and have steady income. I have been making payments on other debts regularly.? ?

Monthly net income: $
2000.00
Monthly expenses: $
??Housing: $ 830
??Insurance: $ included in mortgage
??Car expenses: $ 400????
??Utilities: $ 200
??Phone, cable, internet: $ 110
??Food, entertainment: $20??Clothing, household expenses $?50
??Credit cards and other loans: $?75??Other expenses: $ 0

Money for School

Purpose of loan:
This loan will be used to? pay for school expenses... I have just returned from Afghanistan, and I get the Post 9/11 GIBill and go to school completely for free. I am an Aviation major, and in addition to tuition I also have to pay flight fees, like gas and instructor time. However, at the end of the school year I will be reimbursed. So I would like to get a loan through prosper to help build my prosper rating.

My financial situation: I have paid off most of my bills, I have 18000 on a credit card which I used to consolidate the rest of what I owed on other cards, and it is at 9%, and I am slowly paying it down as well. other than that I just have rent and a cell phone, rent is 800 a month and phone is 75. My wife and I can definately handle these bills, and hope to be debt free with another 12 months.
I am a good candidate for this loan because? because I will be getting this money reimbursed in May 2010, and will have no trouble making monthly payments.

Monthly net income: $3000 myself, wife makes another 2500

Monthly expenses: $2080
??Housing: $ 800
??Insurance: $ 800 a year, paid in aug 09
??Car expenses: $ just gas, 200 ish
??Utilities: $150
??Phone, cable, internet: $180
??Food, entertainment: $250
??Clothing, household expenses $150
??Credit cards and other loans: $250
??Other expenses: $

Montana Dream

Purpose of loan:
This loan will be used to?consolidate credit cards.?

My financial situation:
I am a good candidate for this loan because?I have now fixed?everything in my house that needs to be fixed and am ready to get rid of all cards and pay everything off.? I am currently working on my MBA and?look forward to being in a good position to raise my children.? I have a great job as a hospital administrator and have always had a consistent job, loyal to the same employer.? I haven't?worked full-time in recent years because my?kids were young, as I will finish my MBA I will be in a great position to?roll into a full-time position?at my?current job.? I have been a RN for 13 years.? My salary potential is well over 100k working full-time, even now I can pick up one extra shift and earn an extra $600 in one day.? I will do what needs to be done, I have to pay these cards off and roll these payments into one.? Making the payment will not be an issue.? I plan on closing all except two cards with low limits to utilize for budgeted expenses and emergencies only.? Thank you for your consideration.