3rd prosper loan, all paid on time

Prosper history:
My first Prosper loan was paid-off in full within several months. My current Prosper loan was opened in Nov. 2007. Never a late payment. Current Prosper balance $2,600 @ 10% APR, and again never a late payment.? Will be paid off in Nov. 2010.

Purpose of this Prosper loan:
Prosper has helped our family consolidate a long list of debt over the past 4 years and this is our final prosper loan for debt consolidation.? After this loan, we will have ZERO credit card debt. Thank you.?

This loan will be to consolidate 3 credit cards to a lower APR so that I can pay them off faster.

Chase $ 1,900 @ 15.99% APR, currently paying $200 per month
Discover $?1,600 @ 28.99% APR,? currently paying $100 per month
Talbots $ 500 @ 29.99% APR, currently paying $50 per month
TOTAL LOAN $ 4,000, currently paying $350 month

About Me:
I have a BA in Finance and MBA in Marketing working for?7 years with the same company in a Professional Marketing role. Paying off higher rate credit card debt to save money long term. Married for 14 years with an?10 year old daughter. Spouse is a school teacher with the same district for 15 years. Christian. Go Bucks!

My financial situation:
I will continue paying $350 to $500 a month on this new consolidation loan for a fast payoff, good return on your investment, and very little risk.?

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 1,500
??Insurance: $ 100
??Car expenses: $ 400?
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 350 (as explained above to be applied to new Prosper loan)
??Other expenses: $ 0

Thank you for bidding and making my financial situation better for the long run!

Pay off credit cards

Purpose of loan:
This loan will be used to pay off credit cards and reduce payments

My financial situation:
I am a good candidate for this loan because ,I have successfully paid my inital prosper loan as well as other expenses I work very hard to maintain my credit rating .

Need money to pay for school

Purpose of loan:
This loan will be used to finance school expenses.

My financial situation:
I am a good candidate for this loan because I am working and I always pay my bill on time?

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 1082
??Insurance: $
??Car expenses: $
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $?600??Other expenses: $

LOAN TO MOVE MY CHID & I

Purpose of loan:
For moving purposes - FINALLY able to work again after Chemo, business restarted up, need to move my little girl and myself to a better healthier living quarters.I am hoping that someone will give us a shot. I will make payments on time, have no family. This is something important that will make the person who invests money as well as providing a bit of a cushion for me since I have no family. If there is anything else you need to know please email me. The bankruptcy occured due to my overwhelming illness that I did not believe I could beat, but did.

My financial situation: Own my business - on internet, strictly ecommerce: www.rvt01.com and www.rvt02.com

Monthly net income: $ 6000

Monthly expenses: $ 2870
??Housing: $ 1700
??Insurance: $ 170
??Car expenses: $400
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Home Imrovement

Purpose of loan:
This loan will be used?for home

My financial situation:
I am a good candidate for this loan because I have an excellent job with?a local County government in Northern Virginia for the past 23 years as a director.?My income is expected to grow at 5% per year and max out at $160K.? I can answer any questions you may have. Thank you for your consideration.

Monthly net income: $ 7700

Monthly expenses: $
??Housing: $ 3800????
??Insurance: $100
??Car expenses: $ 0
??Utilities: $250
??Phone, cable, internet: $ 200
??Food, entertainment: $ 800
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500 (Spouse)
??Other expenses: $ 200

Debt consolidation

Purpose of loan:

I am seeking a loan in order to pay off one of my credit cards (Bank of America @ 29.99%).
This loan will eliminate a payment from my budget, thus reducing my?monthly expenses.



My financial situation:

I have a stable position with a?Fortune 500?company.? I am active lender, with?just a?couple?loans.?My financial situation improved?tremendously?because of?my first Prosper loan. I used it to help pay off ALL my deliquent accounts.

My credit score has increased?over 100 points.?I have not been late or missed a payment in the last 3 years. Since joining, I have introduced several friends to Prosper. One of them?has a?active loan in good standing.

My public records are from a car accident with multiple judgements.?I was a uninsured motorist. I have never filed bankruptcy of any sort.
I am a authorized user on credit card, which is why my utilization is high. I?pay?my other credit cards in full?monthly.?

I have paid my previous lenders a great interest rate faithfully?for 2 years. Give me a chance to pay you as well.

Thank you for considering my loan request.




Monthly net? income: $2500

I usually work about 45 - 50 hours a week. I receive a quarterly bonus of about $750.00.


Monthly expenses:?$1810

Housing: $ 560.00
??Insurance: $ 60.00
??Car expenses: $?75.00?
??Utilities: $ 120.00
??Phone, cable, internet: $?55.00
??Food, entertainment: $?200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 640.00

Paying Off CC's Used For Adoption

Purpose of loan:
This loan will be used to pay off credit card debt. We adopted our daughter 15 months ago, she was a special needs child that may have ended up in the foster care system had we not opened our home to her. We had 2 - 0% cards that we used to finance the adoption which cost $25,000. We paid $5000 in cash and put the other $20,000 on the credit cards. Our plan was to pay off the cards with the adoption tax credit. However, there were problems finalizing the adoption and it was not finalized until this year so we could not claim the credit. In the meantime of course our 0% went away and with all the bank turmoil our cards that have been 7.9% or better for years have suddenly gone to 16 and 17%.

My financial situation:
I am a good candidate for this loan because I have never once been late on a bill, my credit report will show that. My husband and I have a combined income of $100,000. I have been in my field of work for 15 years, and my husband as well has been in the IT business for 13 years and has been at his current job for 5. We are trying to provide the best for our 3 children, but the rising interest rates are keeping us from paying off the adoption as quickly as we would like. We are also applying for additional part time jobs to help reduce our debt. Thank you for your consideration.

Paying off 2 credit card balances

Purpose of loan:
This loan will be used to? to pay off 2 small credit card balances

My financial situation:
I am a good candidate for this loan because? my overall credit history for 30 years has been good

Monthly net income: $ 2159----my wife's income is not part of my monthly income

Monthly expenses: $
??Housing: $?1758??Insurance: $
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 139
??Food, entertainment: $?130??Clothing, household expe
??Credit cards and other loans: $
??Other expenses: $

Take control over Credit card

Purpose of loan:
This loan will be used to?to pay off high interest CC. that seem to find way to increase the interest?rate they charge?every time you turn around.?

I am a Good?Candidate for?this loan because i work very hard to maintain a good credit score I have been Married for 31 years

Fortune 500 Clients Pay Slowly

Purpose of loan:
This loan will be used to finance our accounts receivable.? We have more than $120,000 in accounts receivable from our largest, NYSE client.? It sometimes takes as long as 3-6 months for us to be paid.? Before the credit crunch, we could rely on normal business financing to get us through these times.? But now, that avenue is closed.? We have to advance travel expenses and subcontractor expenses now on credit cards and our rates have gone from 12% to 24%, while our lines have been cut despite a perfect payment record and income growth.

My financial situation:
I am a good candidate for this loan because I have a high income, relatively low monthly outflow, a good client base in a growing industry and have great relationships with my clients.? My clients are also in education and government, which are prospering now.

Monthly net income: $ 20000

Monthly expenses: $ 6500.00
??Housing: $ 2300
??Insurance: $ 100
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 500
??Credit cards and other loans: $?2000
??Other expenses: $ 1000

pay of debts

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I have a very steady job and income. The funds are largely to bridge until I receive my sizeable tax return in February and my summer salary next summer. I have tenure and complete job security and a summer payment due me that will may me 1/3rd of my annual salary $216,000. That way following my tax returns etc. I should be able to resolve all of my short term debt issues. I am suffering from a short term 10% salary cut due to the CA budget but it will subside soon and the cash flow will be resolved with my summer money and tax returns.
Monthly net income: $
8000
Monthly expenses: $
??Housing: $ 700
??Insurance: $ 145
??Car expenses: $ 1030
??Utilities: $ 400
??Phone, cable, internet: $ 150
??Food, entertainment: $ 700
??Clothing, household expenses $ 800
??Credit cards and other loans: $ 300
??Other expenses: $ 1200

Honeymoon Gift for Daughter

Purpose of loan:
This loan will be used to pay for my daughter's honeymoon in?three weeks.? She is getting married to her highschool sweetheart and all of the other expenses have finally been taken care of!? Even though it was a struggle, I want to call the travel agent and take care of the final balance for their trip to Hawaii!? As all of you can imagine, seeing your children getting married is the happiest day of their lives and I want to make sure my little girl gets the wedding and honeymoon she has always dreamed of!? Thank you to the Prosper community for helping make this come true :)

My financial situation:
I am a good candidate for this loan because I have demonstrated financial responsibility in my lifetime.? As a homeowner, I provided for my family and put my daughter through college with no remaining debt.? The wedding took a lot from my savings and I started back to work after a short retirement to help with some of the expenses.? Please help make this the best day of her life!

Paying off Chase Credit Card

Purpose of loan:
This loan will be used to? pay off and cancel my high interest Chase credit card.

My financial situation:
I am a good candidate for this loan because? currently I am working two jobs, one is a full time day position that pays me a salary plus commission.? The other job is a restaurant job that pays me hourly plus tips (that exceed my hourly wage and as an added bonus, lets me eat for free.)? I would like to pay off and cancel my Chase credit card with a Prosper loan for two reasons:? 1.? The interest on the Chase card is too high.? 2.? I have stopped using the card and would like to cancel it-? I would rather have a fellow Prosper member benefit than a banking conglomerate.? I intend to pay a little more than the minimum payment each month (to ensure a timely and pain/worry free process.)? I have had two loans with Prosper and have never missed a payment.? I have a great history when it comes to making payments on time and paying more than the minimum when I can.? I like the automatic monthly withdrawals, and unlike credit cards, no interest is tacked on- it's already included.? Please post any questions as I would be more than happy to answer.? Let's help benefit each other!!!

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 362.5
??Insurance: $ 99.00
??Car expenses: $ 285.00
??Utilities: $ 0
??Phone, cable, internet: $0
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 200
??Other expenses: $ 0

Consolidate Seven Credit Accounts

Purpose of loan:
I'm planning on getting married soon and want to reduce the amount of debt I have prior to marrying my sweet finance. This loan will be used to consolidate six credit card accounts and one hospital bill (listed below). I'm thrilled at the possibility of consolidating these and reducing the number of revolving accounts on my credit report. This will drop me to only two credit cards and with the help of this Prosper loan will be able to start chunking the money I save each month (see below) on the remaining two cards. I can't express the hope I have and how much I'm looking forward to my future financial freedom with the help of you and Prosper!

Total Current Monthly Payment: $470.00
Prosper Payment with Loan for Consolidation at 35% Interest: $327.06

> GE Money Loan ? current balance due: $2,869.56 (monthly payment made: $150)
> Citi Platinum Card ? current balance due: $636.19 (monthly payment made: $40)
> Macy?s Store Card ? current balance due: $465.77 (monthly payment made: $40)
> Geico Credit Card ? current balance due: $1,410.00 (monthly payment made: $50)
> Orchard HSBC ? current balance due: $689.99 (monthly payment made: $40)
> Discover HSBC ? current balance due: $508.65 (monthly payment made: $100)
> Moses Cone Hospital Bill ? current balance due: $650.00 (monthly payment made: $50)

My financial situation:
I'm in a great spot right now - I've paid off two cards on my own this year and have widdled down the ones I'm asking for help consolidating. My credit score is weak because I have too many open revolving accounts - which is why I'm looking to consolidate and make one monthly payment . I am current on all my bills, I pay more than my minimum balance each month, and I was fortunate enough to receive a Prosper loan last year for a loan and have had a great experience with it. My rent was recently reduced and I am up for a promotion at work that would increase my yearly salary if I am chosen for it.

Monthly net income: $2,850 (often more when I work overtime)

Monthly expenses: $
??Housing: $ 635.00 (rent)
??Insurance: $ 88.00
??Car expenses: $ 0 (I own my car - no monthly payment)
??Utilities: $ 60.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 75.00
??Household expenses/groceries $50.00?
??Prosper Loan: $111.13
??Credit cards and other loans: $ 500

Thank you so much for considering my listing. I love what Prosper stands for and hope one day to be able to help folks just like I've been helped throught this service.

Business Upgrade

Purpose of loan:
This loan will be used to buy an equipment for my business to increase clientele. Our company exists since 2006. We are a Full Service Medical Spa and Wellness Center. ?We?re located in a strip mall directly across from one of the most concurrent shopping mall in South Florida metropolitan area where an affluent part of town usually frequents. ?Our retail location is A-type rated and we have secured a 10-year lease at this facility.? Our target clientele is 70% women and 30% male in their 30?s, 40?s, and early 50?s encompass by upper-middle-class career-person, Mr. or Ms. professional, or average middle-class career-person: Mr. or Ms. hard worker. ?My wife is responsible for the day-to-day operations of the clinic and I am responsible for the sales and marketing components. ?She has been a medical aesthetician involved in health and beauty sector for over 10 years and she has a deep understanding on how to cater to this selected audience of clients.?

My financial situation: ??


I am a good candidate for this loan because..

.
1. I have a very good full-time job (software engineer) earning?$96,000/yr?


2. My mortgage is only $1400


3. My car paid


4. My wife car is also paid


5. We only have $300 in utilities

Franchise Start-Up

This is my second attempt at funding so I?ve added more details and increased the lending rate. Business:
This start-up business is part of a nationally know franchise that services home and light commercial appliances. Franchise consists of a large protected territory (with approximately 750k people!) in a mid-western city that has a predominately white-collar work force. Customer focus is on upper income households which tend to repair instead of buy new. Another facet of business is providing manufacture warranty work for both home and commercial businesses. Based on franchisor?s historical data we should see a first year net income of $29k, years 2 and 3 we should see net income of $105k and $190k.?
My primary role will be to manage the technicians and to market the business to ensure the phones keep ringing! This role will utilize my work experience in project management and?marketing.

Purpose:
Funding will be used to kick-off the advertising campaign and to purchase inventory.

My financial situation:
I?ve decided to try micro lending first instead of more conventional lending such as SBA loans even though I do have good credit (approximately 700+), no bankruptcies and have always, always paid the bills. I?m also very fortunate to have a wife that will continue to work outside the home in a good income job to help support the business through slow periods.

debt consolidation

Purpose of loan:
looking to consolidate my bills and pay off my current prosper ?loan. hoping to save some intrest along the way,My car is paid off and in no need for replacing, this loan will save me around $190 a month.?This is my second?loan with prosper,( perfect pay history on the first) ?and i look forward to building a great history with this membership.?

My financial situation:
I recently received a cost of living increase, but i need to lower my monthly payments.
Monthly net income: $ 1400

Monthly expenses: $
??Housing: $ 360?
??Insurance: $ 79
??Car expenses: $?100
??Utilities: $ 96
??Phone, cable, internet: $?33
??Food, entertainment: $ 180
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 92
??Other expenses: $22
prosper loan if funded $130

Paying off my credit cards

This loan will be used to consolidated my debt


I am a good candidate for this loan because, I will pay it every month from my bank account and my monthly income allows me.

<<b>Monthly net income: $ 7,100


??Housing: $ 2,200

??Insurance: included in home mortgage

??Car expenses: company car, i have no expenses for the car

??Utilities: $ 220

??Phone, cable, internet: $200

??Food, entertainment: $400

??Clothing, household expenses $200

??Credit cards and other loans: $1000

Buying Motorcycle

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

adding to patio

Purpose of loan:
This loan will be used to?
add to existing patio????????????

My financial situation:
I am a good candidate for this loan because? it is a small project and i can easily repay ontime.

Monthly net income: $ 6600

Monthly expenses: $
??Housing: $ 1367
??Insurance: $ 150
??Car expenses: $ 542
??Utilities: $ 300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $
??Other expenses: $

With support and a plan

Purpose of loan:
This loan will be used to aquirre inventory in larger lots for our online and local book selling business. We sales books, electronics and silver coins (which is really good right now) online. I am a listed Seller on Amazon, Abebooks and Alibris. We've accumulated a substantial amount of silver bullion in the past three years to do this and the timing is right. We mainly sell on e-bay with the coins in uncirculated tubes and small quantities to make it affordable.

My financial situation:
I am a good candidate for this loan because I've been in management for 33 years working for others and I understand hard and effective business strategy. My wife is now working full time and we have some cash reserves as I grow this business. This is business model that takes hard work and time but will give us the opportunity to have time as a family. We have a five year business plan upon request. Thank you

Medical Expense Not Paid by BCBS

Purpose of loan:
This loan will be used to? Purchase a TempurPedic bed as prescribed by my pain management physician for chronic back pain. The idea is that by providing near-perfect support, the overall pain level will be moderated, permitting me to reduce the current dosage levels of certain Rx's and improving my overall quality of life.

My financial situation:
I am a good candidate for this loan because? I pay my credit cards on time and well in excess of the minimum due. I am paying for about 2/3 of the cost out of savings, and would prefer to not charge the balance as the issuer's APR %'s?serve only?to make the "fat cats...fatter" - prosper.com actually provides income to
"regular people", a concept I find great-particularly given the meltdown/s of the past couple years...

Monthly net income: $?Currently?$1600 (Excluding parental assistance & student financial aid)
Monthly expenses: $ 1065
??Housing: $?0
??Insurance: $ 120
??Car expenses: $ 45
??Utilities: $ 0
??Phone, cable, internet: $ 45
??Food, entertainment: $ 30
??Clothing, household expenses $ 45
??Credit cards and other loans: $ 700
??Other expenses: Medical/Dental/Optical/Rx Co-Pays: $80

Utility Footwear Business

Purpose of loan: NOTE: This is a re-post- I changed loan amt. to $8k. I'm sole proprietor/self-employed for the Flip Slip Shoe Co. Website for info/pics:? Flip-Slip.blogspot.com . For the past few months I have been working on starting a new business for a foldable, self-containable Mary Jane shoe that I invented called The Flip Slip. It is a Patent Pending shoe that fits in a pocket and converts into a hard-soled walking shoe for the relief of high-heels. I'm very excited about the potential of this business and think it's a much needed and long overdue product!

I have a business plan that I have been working on and my goal is to be in business in two to three months. I hired a footwear designer that will take my prototype and turn it into a market-ready sample. The footwear designer is also well connected with footwear manufactures in Asia and America and we will be looking at the potential for Made in the USA!

Moving forward, there are a lot of resources I will need in order to get this business started. At the moment, I need a small business loan to help get a great business off the ground, and at the same time, I am offering a great interest rate as an incentive to investment in my business. Please contact me anytime if you have any questions or are interested. Thanks and God Bless!?

paying off pay day loans

Purpose of loan:
This loan will be used to pay off "payday loans" and get out of debt

My financial situation:
I am a good candidate for this loan because I hve a regular paycheck and because I am tired of being in debt and will work hard to pay them off as soon as possible once I can get them consolidated and in control

Monthly net income: $ 3500

Monthly expenses: $ 1000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

PAYING OFF CREDIT CARDS

Purpose of loan:
This loan will be used to?
PAY OFF CREDIT CARD DEBT
My financial situation:
I am a good candidate for this loan because?
I HAVE BEEN WORKING STEADY FOR 10 YEARS.aLSO I AM A HOME OWNER.
Monthly net income: $
9,000
Monthly expenses: $
??Housing: $ 2241.00
??Insurance: $
??Car expenses: $ 456.00????
??Utilities: $ 100.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 500.00

Buy a used vehicle for family use.

Purpose of loan:
This loan will be used to? purchase a nice used vehicle for our children and family to use.

My financial situation:
I am a good candidate for this loan because?I have secure full-time employment working for the government.

Monthly net income: $3000

Monthly expenses: $
??Housing: $750
??Insurance: $50
??Car expenses: $200
??Utilities: $300
??Phone, cable, internet: $75
??Food, entertainment: $200
??Clothing, household expenses $200
??Credit cards and other loans: $200
??Other expenses: $ 0

Paying Off Hospital Bills

Purpose of loan:
This loan will be used to pay off my immediate credit card bills and hospital bills. I wish I had known about Prosper before! I would have used a Prosper Loan instead of putting critical hospital bills on my credit cards. However, please note, before incurring hospital bills very recently my FICO score was 760 and my payment history was and continues to be strong. I would also like to note that almost 10 years ago, I was married to a man who had 2 tax liens. I have since paid off his debts in full as well as my own and worked very hard to maintain a strong payment history. Although I need a short term loan to cover my remaining bills, I am a very strong candidate for this loan because I work in a secure industry with a steady paycheck and have taken on extra part-time jobs to pay off these extra expenses. My goal is to pay off my debts as soon as possible and my steady car loan payment history indicates that I am a reliable individual that can be counted on to fulfill my financial obligations.

Car repair loan

Purpose of loan:
This loan will be used to?
I have a 95 thunderbird sc and I just finished paying off the 5000 dollar loan and then I blew the head gasket. For a complete tune up and to repair the head gasket it will be 2500.00 I can easily afford that I just won't be able to save that amount of money for a few months and I can't wait that long to get it fixed.

My financial situation:
I am a good candidate for this loan because?
I still live at with my parents so I dont have any rent to pay. I have no delinquent accounts becasue i always pay every month on time. And I can do long term loans without missing a payment becasue the loan I got for the car was 5000 over 5 years and i never was late on a payment.

Monthly net income: $ 1600.00

Monthly expenses: $
??Housing: $ 0.00
? Insurance: $ 133.00
??Car expenses: $ 0.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 200.00
??Other expenses: $ 0.00

pay off credit card

Purpose of loan:
This loan will be used to? I would like to pay off the balance on my credit card.

My financial situation:
I am a good candidate for this loan because? I am a teacher. this is my 27th year of teaching. I retired after 25 years of teaching in the public school system, and I now teach in a private school.

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ husband pays
??Insurance:?219
??Car expenses: $
??Utilities: $?
??Phone, cable, internet: $?200
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $

paying credit cards

Purpose of loan:
This loan will be used to? pay off some credit card debt so that I have one payment instead of several

My financial situation:
I am a good candidate for this loan because? I have steady income and I make my payments on time.

Monthly net income: $ 2,200.00

Monthly expenses: $
??Housing: $ no mortgage payment
??Insurance: $ 88.00 monthly
??Car expenses: $ 346.73
??Utilities: $ paid by other
??Phone, cable, internet: $?paid by other
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 500.00
??Other expenses: $ 50.00 for gas

Upgrading master bathroom

Purpose of loan:
This loan will be used to upgrade a master bathroom for the resale of my home.

My financial situation:
I am a good candidate for this loan because I have very good credit an an excellent payment history. I have been at my job for almost 15 years and have banked at one bank exclusively. My salary is deposited to my bank account monthly, so repaying my loan through my bank account will not be a problem. I do not intend to hold this loan for three years, but would try to pay any remaining balance by March 2010. I also hold a part time job and can willing to provide information if needed.

PAYING CREDIT CARD

Purpose of loan:
This loan will be used to? PAY OCT HOUSE PAYMENT

My financial situation:
I am a good candidate for this loan because? FULL TIME JOB GOOD CREDIT SCORE LOTS OF OVERTIME.... BEEN ILL FOR 2 WEEKS WITH NO PAY

Monthly net income: $ 1600.00

Monthly expenses: $
??Housing: $ 1367.76
??Insurance: $?68.00??Car expenses: $ 100.00
??Utilities: $ 150.00
??Phone, cable, internet: $
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $ 600.00
??Other expenses: $

Pay off my credit cards

Purpose of loan:
This loan will be used to pay off credit card debt.

My financial situation:
I am a good candidate for this loan because my credit rating?is currently at 720, and?I have a good job, and soon will be getting a promotion in the next few months that I am?very excited about so?paying this off should not be?a problem in the?near future. Also, I have my wife's income which is?$22,000 per year.

Paying off Citibank

Purpose of loan:
Hi. I'm requesting this loan to pay off my Citibank bill.

My financial situation:
I am a good candidate for this loan because I have an AA rating, and have never been late with any of my payments for more than 15 years. I previously had a Prosper loan a few years ago, and paid it in full (and early!) I?work in the IT field as a database administrator.

Thanks!

repair 2nd loan credit +60 help!

Purpose of loan:
Both vehicles in need of repair. ?

My financial situation:

I am a good candidate for this because?it will be my second Prosper loan and I have never missed a payment.? I have a contract teaching position at a solid school district.?? ? I love my career and have worked for the same district since 2005. I have been asked to mentor new hires in my field for the upcoming school year, which I hold as a high compliment and an opinion of my work.?? ?I have been happily married for 19 years this September, have two wonderful daughters ages 9 and 12, and I would really appreciate your consideration.?I also work part-time at another job and my husband works full-time in the same district adding another $2500 to my net monthy income.? I would be happy to answer any questions.?

My credit score has raised more than 60 points since my last loan.

Loan payment will automatically be deducted from my checking account.

Monthly net income: $ 2900 (plus husband and part-time job)

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 270
??Car expenses: $ 395
??Utilities: $ 100
??Phone, cable, internet: $ 70
??Food, entertainment: $ 320
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 100

Please Consider,New Nurse,NoHR read

Purpose of loan:
This loan will be used to consolidate credit card loans obtained during college.Many of them raised my interest rate to 33% following the credit crunch of the bad economy. This Loan will allow me to pay off most of them at 24% and be credit card free in 3 years!

My financial situation:
I am a good canidate for this loan because I have owned and operated a salon for 30 years that specializes in Hair extentions and nets?$5662 a month.??I also just graduated from Nursing School with a Bachelor's Degree and just started a part time nursing position. I am a PRN (as Need) nurse and?work on the average of 3 days a week 12 hours $31.00 an hour,?which is a gross of $1116.00/month to add to my buisness income. I work in the salon the other 3 days where I do hair extentions. I did not change my employment status because I have just been working as a nurse for 3 weeks. Things can change quickly with self employment but I am very secure with my nursing position which makes me a very good canidate for this loan. Prosper has rated me a HR because my credit score is 671, just shy of a good score of 680.00. This is because 7 years ago my husband got laid off his job and he went from making 23.00 an hour to 8.00 and hour so we had to file bankruptcy which is one of the hardest things I have had to do. We are 7 years in and will be cleared shortly from our credit report. I have paid everything on time with job stability regained for my husband and rebuilt my credit score slowly and am almost there. If I pay off the credit cards it will free up 620.00 a month for me where I can easily repay the loan.My husband has regained his position and is now making 68,000 a year and covers mortgage and all other household expenses This will be a good investment for anyone as I have a secure profession as a nurse now. A nurse must possess characteristics that include honesty and integrity which I have. Please have faith in my integrity as a nurse and a successful business owner? and fund this loan.
Monthly expenses: $
? Business:$840.00
??Car expenses: $ 192.00
?Clothing, household expenses $ 300
??Credit cards and other loans: $ 980.00 which will be paid off

Stand on me!

Purpose of loan:
This loan would?put a fixed term on a $4000 debt I?owe that is costing me $200 a month just to make the minimum payment.? It isn't a credit card, so the debt will go away?after this loan is paid.? I've always paid all my debts, so your investment is a solid one!
Monthly net income: $ Personal:2800
Business Sales of $415K last year.
Monthly expenses: $ 2400
??Housing: $ 400
??Insurance: $ 145
??Car expenses: $ 411...gone in?4 months
??Utilities: $ 150
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 600 child support

Short Term Bridge Funding

Purpose of loan:
This loan will be used to pay our office rent, we are a tax firm and obviously seasonal, we have a business loan in the works however it will not come quick enough. Our Building manager needs payment and we have to find money to get to him. The business loan should close within the next 2 to 3 weeks.
My financial situation:
I am a good candidate for this loan because I have a decent credit rating and I am a small business owner that needs to get this break. We are so close to our busy season, this will be the second tax season that we are in business and we are poised for rapid growth. The banks have taken their sweet time in getting us this loan to bridge us til Jan 1st, and we cannot hold off our current obligations

Monthly net income: $ 4500

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 100
??Car expenses: $ 150
??Utilities: $ 275
??Phone, cable, internet: $ 125
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 450
??Other expenses: $ 250

Construction costs

Purpose of loan:
This loan will be used for initial construction build out of the retail location. This 1200 Sq Ft Store front is prime real estate for this type of business. An intimate, upscale Wine Bar in a community that has plenty of disposable income in a suburban town 25 miles east of NYC. This location is perfect to meet the high standards of this elite clientele. All additional monies being used at this time is assigned for inventory and one year worth of rent. Pre paying the rent for the year will enable us to have low monthly expenses as this start up business catches on. An extensive marking plan has been created to ensure that there is plenty of awareness though community investments as well as local advertising. As owner/operator, I will not be pulling a salary until all expenses are paid and will not have additional employees. All sales will contribute to paying back the loan, replenishment inventory, utilities and insurances. There are no other expenses that need to be paid monthly at this time.

My financial situation:
I am a good candidate for this loan because it can be easily paid back due to little overhead costs. I am able to work outside this business if necessary to payback any debts. My credit is good, and as a professional I am committed to financial success for myself, my investors and creditors alike. I am able to ensure this small business is profitable as I worked for 20 years running multiple businesses and locations for major corporations around the US profitability. The establishment is 1200 Sq Ft and requires minimal work construction work which will enable us to open quickly and begin to sell product. This business is expected to show a profit by the end of the first fiscal year due to the low overhead and sales generation that is projected.

Unexpected Expenses for College.

Purpose of loan:
This loan will be used to pay for my son's (Tom) unexpected moving fees.? He was living in a house by campus and the living situation became unbearable. One of his roommates continuously threatened to harm my son, and he was desperate to move out.? It meant him moving into a new house, and I don't have enough cash right now to help him get situated with all of the moving expenses. The costs include new housing deposit, increase in rent, furniture, and a parking pass ($750) because the new house is no longer walking distance. He attends Arizona State University and majoring in Chemical Engineering. He was recently hired by Rosetta Stone and is working to cover other cost of living increases.


My financial situation:
I can very easily afford the monthly payments on a loan this size. I am employed full time at a steady job (Senior Underwriter for Fireman's Fund Inc) that earns enough to comfortably cover my ordinary expenses. My husband also works full time as well. Tom intends to make the payments to me from his new job once everything is stable again.
Monthly net income:
My salary (after tax, benefits, and other fees)? is paid in biweekly payments of $1862.02.
My Husband averages $575.00 weekly from his job at B. Haney and Sons.
My son's biweekly paychecks average $350.00. (Because of classes, he has limited work hours)

Additional Note:

The reason I can't just provide him with cash on my own is because my savings account funds are limited and I would prefer to hold onto that in case of an emergency. This loan would relieve a lot of stress, and as my credit report shows, I always pay back what I am loaned on time. Prosper does not allow it, but accounting for my net family income would probably give a higher Prosper rating.? The revolving credit is based on joint accounts.

Wood Pellet Stove Purchase

Purpose of loan:
This loan will be used to? finance a Harman wood pellet stove and the cost of installing it.? The previous loan listing stated that the loan amount needed was for $1450.00, but the pellet stove installer has informed me that the cost of the parts and labor are going to be more than I expected them to be.

My financial situation:
I am a good candidate for this loan because? this is my second Prosper.com loan and I have NEVER missed a payment on my first loan.? I have plenty of income to pay the loan back after all of my other expenses are paid.

Monthly net income: $ 1650 ????

Monthly expenses: $ 1075
??Housing: $ 200
??Insurance: $ 100
??Car expenses: $ 225
??Utilities: $ 0 (Paid by Landlord)
??Phone, cable, internet: $ 0 (Paid by Landlord)
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 200
??Other expenses: $

Starting Day Care

Purpose of loan:
This loan will be used to? Make improvements to the home to start a day care business.

My financial situation:
I am a good candidate for this loan because? I work two jobs one full time which provides overtime, and the other partime which provides pay details @ $45.00 an hour. Both jobs are in?law enforcement

Monthly net income: $ 3,500

Monthly expenses: $ 1,500
??Housing: $ 2,000
??Insurance: $
??Car expenses: $ 242
??Utilities: $ 150
??Phone, cable, internet: $ 160
??Food, entertainment: $
??Clothing, household expenses $ 150
??Credit cards and other loans: $ no credit cards
??Other expenses: $

Purchasing a Bookstore

Purpose of loan:
This loan will be used to purchase a used bookstore.? The store has been in existence for 14 years, but the current owners are selling due to age and health concerns.? They are very anxious to keep the store open and so are willing to stay involved in the business during the transition.? I intend to keep the store open and expand its profitability through advertising, viral marketing, and the development of sideline services, such as the creation of a mobile bookstand for hospitals and retirement communities.

My financial situation:
I am a good candidate for this loan because I have an excellent, though short, credit history.? I am responsible and willing to work hard to make this store, which has been a dream of mine for over 10 years, come true.? I have an excellent support system of friends and family who are willing to help me through sweat equity.? I am requesting a loan because I do not want any of them to feel obligated to support me financially.? I would therefore truly appreciate the opportunity to make this dream come true.