Fix a wall in sons room/pay a bill

Purpose of loan:
This loan will be used to repair a wall in my son's bedroom and pay one bill

My financial situation:
Currently my financial situation is not very good.? My husband lost his job and we got severely behind in our bills, thus severely in debt; but things are beginning to look up.? I've contacted all my creditors, lowered my interest rates and made payment arrangements.? Currently in the process of modifying my mortgage(which is a huge deal) and in addition, I am contacting a credit counseling service to further assist me in perhaps lowering my payments even further.? I recognize in this economy many people have bad, somewhat bad or disastrous credit and it may not be their fault.? I also recognize that given an opportunity, good people will always shine through because it is in their best interest to do the right thing.? I just need an opportunity and someone willing to take a chance even with my current situation/credit being what it is.

Monthly net income: $ 10000.00(my salary alone)

Monthly expenses: approximately?$ 8000
??Housing: $?3200
??Insurance: $ 280
??Car expenses: $ 2000
??Utilities: $ 300
??Phone, cable, internet: $ 225
??Food, entertainment: $ 250
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 1000
??Other expenses: $ 300

Investing For The Future

Purpose of loan:
This loan will be used to fund my company who will be developing Iphone Apps.

My financial situation:
I am a good candidate for this loan because, I have never been late, and even though I have a decent amount of debt, I have enough assets to back it up.? I have taken advantage of many 0% balance transfers, before the credit card companies figured out and added the uncapped transaction fees.

Monthly net income: $ 12,000

Monthly expenses: $
??Housing: $ 5677.89
??Insurance: $
??Car expenses: $ 0
??Utilities: $ 250
??Phone, cable, internet: $ 125
??Food, entertainment: $ 2k a month
??Clothing, household expenses $ 2k a month
??Credit cards and other loans: $ 3k K a month
??Other expenses: $

Vesting Adventures

Purpose of loan:
This loan will be used to help obtain?mobile home?that I am interested in purchasing.? I am just getting started investing in real estate and have found a great deal on the mobile home.? I don't have all the deposit up front.? So if/when approved this loan will be used for that purpose.?

My financial situation:
I am a good candidate for this loan because I will make my monthly payments.? I?am diabled as of Janurary 09?due to a medical condition?that was caused by construction.? I just left my carpentry career and I am returning back to school to pursue my accounting degree.? My wife works for a technology communications company.? I do some work on the side for the summer.

paying off accounts

Purpose of loan:
This loan will be used to pay off some final debt that I have.I have paid off about 65,000 since Dec 08.?Need to only have a couple to pay at on

My financial situation:
I am a good candidate for this loan because? I have never left any company holding.Payments can be deducted from my checking account.

Monthly net income: $ 3900

Monthly expenses: $
????Insurance: $ 279.00
??Car expenses: $ 383.99
??Utilities: $?350.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 680.00
??Other expenses: $ 1000.00
I have always paid what I owe,I have never left anyone hanging.I need this last loan to get everything under one umbrella.

Want to reduce the interest I pay

Purpose of loan:
This loan will be used to lower the interest rate that I pay on my debts.? The debts in question have interest rates ranging from 17% to 29%.? As you can see from my expenses, there is little room for error in my payments, mainly due to the high interest rates on the credit cards with high interest.? The cards in question have been closed, as to not allow any further charges on these cards, and if the interest rate that I receive here is in the 12-15 percent range, will allow for faster payment on the other loans and credit cards that I still have open

My financial situation:
I am a good candidate for this loan because I do make all my payments on time.? I have cut back on some expenses to try and have more month left after paydays, but that is not always the case.? Our income fell in 2006 when my wife left the Navy and started teaching in a local public school.? While she will have tenure after this year, the local budget has not allowed for pay raises for her, and I have been close to advancement in the Navy, but not selected.? I am expected to advance on this next cycle, but results are not out for another 2 months.

Monthly net income: $ ~7000

Monthly expenses: $ 6875
??Housing: $ 2500
??Insurance: $ 200
??Car expenses: $ 1150
??Utilities: $ 300
??Phone, cable, internet: $ 175, including cell phones for the family.
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1800
??Other expenses: $ 150

Paying off Debt

I am a sales representative for a US marketing company. I have worked there for the last 8 years. In February 2006, I started my own company doing consulting work for small and medium businesses. To help cover the initial outlays for this venture, I have maintained my full-time job.

Keeping my full-time employment while building my business has made the experience significantly easier. I have been able to invest a lot of capital into branding my company name and have not incurred the cash flow crunches faced by most startups.

I am looking to refinance my last credit card balance.??This loan will be?used in combination with my?savings to payoff the account.

I am a responsible borrower and have always paid my bills on time. I do not have any late payments on my credit report. I manage my credit very carefully and am logical in how I use my accounts. I have a good percentage of credit available and am a dependable borrower.

I keep a comfortable cushion in both my checking and money market account and am well-prepared in the event of any unforeseen circumstances. I have always made it a priority to plan for the future.

My car is owned free and clear, and I have no mortgage. I currently live with my brother in a home owned by a relative, so my monthly housing expenses are minimal.

Monthly net income: $1,900.00 (from full-time employment).? I?am planning to keep my?full-time job until this loan is paid off.

Pay off a 24% rate loan

Purpose of loan:
This loan will be used to pay off a very high 24%?loan ?

My financial situation:
I am a good candidate for this loan because?I have the ability to repay. I'm driven to get rid of my debt and?start building savings because 4 yrs. ago I was forced into bankruptcy due to a compulsive gambler boyfriend and that has made me come out fighting to get back on track.? I am so grateful that anyone would even consider helping a stranger

Monthly net income: $ 3020

Monthly expenses: $
??Housing: $ 1415
??Insurance: $ 85
??Car expenses: $ 70
??Utilities: $ 130
??Phone, cable, internet: $ 125
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 950
??Other expenses: $
Thank you for your consideration.

Buying a reliable car

Purpose of loan:
I love my current car, a 1998 Ford Contour SVT. However, it has been having electrical problems which are very difficult to diagnose and repair. It?s paid for and I hate to get rid of it, but I can?t depend on it for my daily transportation. I?ll use this loan to buy a good, dependable, used car for my daily commute to work.

My financial situation:
I have a very good job and career. I have been with the same employer for over 5 years during which time I?ve received consistent raises, promotions, and bonuses. My credit is recovering from financial problems many years ago which ended in my filing Chapter 13. Those days are long gone and I have learned from my early mistakes. I have a current Prosper loan that will be paid off in March 2010. I have always made that payment on time.

Monthly net income: $ 3850
Monthly expenses: $ 2990??
Housing: $ 750??
Car Insurance: $ 100??
Car expenses (gas, maintenance): $ 240??
Car Loan (2003 Durango): $ 285 (wife?s car bought 2 years ago ? Capital One Auto Finance)??
Utilities: $ 200??
Phone, cable, internet: $ 100???
Food, entertainment: $ 600??
Clothing, household expenses $ 400???
Credit cards and other loans: $ 40 (2 credit cards, $750 total balance)??
Current Prosper Loan: $ 175 ($900 balance, paid off in March 2010)??
Student Loans: $100 (approx. $7500 balance)

This leaves me $860 to pay for my new Prosper loan and still have extra for savings and paying off debt early.

PAYING FOR COLLEGE

Purpose of loan:
This loan will be used to help my self attend film school and buy equipment to help me along the way.

My financial situation:
I am a good candidate for this loan because? I'm hard working and loyal, and really want to better my self with college and a new life.

Monthly net income: $ 2900

Monthly expenses: $ 1000
??Housing: $0.00
??Insurance: $75
??Car expenses: $100
??Utilities: $75
??Phone, cable, internet: $0.00
??Food, entertainment: $250
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Short term rehab loan

Real Estate Investor looking to expand my financial resources. I have been in the distressed real estate business for over 10 years.?I own and manage Homestead Equity LLC out of

Purchasing a used car for work

Purpose of loan:
My 1990 car has died and the cost of repairs is more than the value of the vehicle itself (Rough trade-in estimate would be $350+ if the car was in working condition).?? I need to purchase a reliable vehicle that will get me to work, grocery shopping, family visits, etc.

My financial situation:
It's been one year since graduation and I've completely paid off my college debt.?

My monthly expenses are:

Rent: $489/ mo. fixed
Utilities: $89/mo. avg.
Food: $300.00/mo. avg.
Fuel: Formerly, $100.00/mo avg.
College Debt: Paid-off
Pets: N/A
Children: N/A

I've lived in the same apartment complex for five years. Paying off this loan should help build my credit for when I start looking for a home.

Medical Bills

Purpose of loan:
This loan will be used to? pay some unexpected medical bills.

My financial situation:
I am a good candidate for this loan because?I will pay it back. Look at my history. Never missed one payment. The original loan we had was for $11,500.00 and is nearly paid off.

Monthly net income: $3700.00

Monthly expenses: $
??Housing: $ 500.00
??Insurance: $150.00
??Car expenses: $100.00
??Utilities: $ included
??Phone, cable, internet: $ 95.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 700.00
??Other expenses: $ 200.00

These bills / monthly income represent my portions only. My husband also has monthly net income of $4200.00.

Improvements at equestrian facilit

Purpose of loan:
Generally, this loan will be used to make improvements to my equestrian boarding/training facility.? Specifically, I will be finishing off two run in pasture shelters, building a small 18x40 barn, and completing the electrical wiring for my electric fences, arena and driveway lighting, and trough heaters.

My financial situation:
I am a good candidate for this loan because for the past five years I have been meticulous about my finances.? Previously, I was careless about paying bills.? However, I decided to make a life change in 2004.? My credit scores have greatly improved, some as much as 110 points.??Nor have I missed or had a late payment in that time.? I?have paid?off?all?small charge accounts as well. And I have one carpayment left so, as of November 2009, the car is mine!

I am also a good candidate as my boarding facility just keeps growing!?I have only been open for boarders since December 2007 and as of October 2009, we have?on average 50-70 horses, making my farm one of the biggest around.? Most importantly, my business has grown so successfully, that I was able to purchase the 60 acres of land that the farm sits on.? Previously, I was renting it, however, it came up for sale and I jumped at the chance to purchase it and was able to get a heck of a deal.??Now, I'm just trying to get these final improvements completed before winter comes.

Monthly net income: $ 3100

Monthly expenses: $
??Housing: $ 0
??Insurance: $?340
??Car expenses: $?507
??Utilities: $?90
??Phone, cable, internet: $?114
??Food, entertainment: $ 300
??Clothing, household expenses $?200
??Credit cards and other loans: $ 310
??Other expenses: $ 250


To explain the nonexistent housing expense,?we live in a house that my husband receives as part of his salary.? All housing expenses including utilities and repairs, as well as his truck payment are included as part of his salary.? We have a rental property that pays for itself.? Regarding my student loan, I have paid it down from $14,000 in 2004 to $2,100 today.?

This is my?second loan with (the first one was opened two years ago) and I really hope that this loan gets funded.?With?all of the new boarders, I had to build additional pastures and therefore, new shelters for each pasture.??Also, the small barn will be used to house horses that are sick or injured.? With Michigan's difficult economy,? luxuries such as horses are really falling by the wayside and I do a lot of rescueing and fostering with horses that are abandoned or neglected.?This has been my dream all of my life and I can hardly believe that it is finally coming true.? You are welcome to check out my facility at www.loftyambitionsfarm.com, just to make sure I am legit.? Thank you!

PAYING BILLS /OTHER

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Loan for bridge financing

Purpose of loan: This loan will be used as bridge financing for a successful event company in Austin, TX called Launch787 (www.launch787.com). Launch787 has several successful brands including fashion week, FLAVORS of Austin and an upcoming Shop787. In addition, we have a successful advertising model bringing in $250,000 annually through our website and weekly newsletter. We are also launching a new non-profit to get young people more involved in philanthropy and volunteering.

My financial situation: I am a DINK in the top 10% of the nations earners.? I am a good candidate for this loan because I have great credit and have not missed a single payment to any financial institution in 18 years of adulthood.? Moreover, the business will pay this loan as its first priorty (there is no other outstanding debt).

Paying off Debt, Low Risk Borrower

This loan will be used to consolidate?3 credit cards with a total balance of $7520 into one payment.??

I have an existing prosper loan (in good standing) that I used to pay off credit card debt?just before?graduation.? After?a job right out of college in investment banking, I was let go after a year due to the economy.? During?the 6 mo.?I?was looking for work?I had to resort to?using credit cards while also?depleting my savings.? I now have?a great job with a firm, who?thrives in the current economic environment,?where I have been employed for over one year.??While I have been?paying?down my credit card balances every month, the credit card companies have been lowering my limits at the same time.

Regarding the delinquency on my credit report: I had an accident at a job the employer said that they would pay for, and gave the emergency room their info, but never did pay.?A year later a collections agency informed me that I was going to have to pay since the employer didn't and?I was the patient. I paid the collection agency immediately.
I have Assets equaling a total of Approx. $68,400 in the form of an investment account, retirement account,?and a 50%?interest?in a property that?I purchased?6 years ago.?

My Net Monthly Income is $3100?which does not include?commissions.??Monthly budget w/ Prosper Loan:?

Rent?????????????????????? $ 375
Food??????????????????????$ 450
Car Payment??????? $ 390
Car Insurance????? $ 120
Cell Phone??????????? $100
Gas???????????????????????? $120?
Electricity??????????????? $ 55
Cable????????????????????? $ 20
Miscellaneous?????? $ 150
1st Prosper Loan? $ 200
(Done?May 2010)??
??????????????????????Total: $1980

As you can see, I have over $1100 left over for my Prosper Payment and savings.?I would?rather the lenders on this site receive the 28% +?interest?on this loan?than?credit card companies?that don't deserve another dime.

My payments to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments each month so that everyone, including myself, knows that my payment will be made on time, every time. I'm not about to make a mistake with this opportunity to start rebuilding my credit.

Thanks for viewing my listing, and God bless.

Paying off Credit Cards

Purpose of loan:
This loan will be used to? pay off credit card debt

My financial situation:
I am a good candidate for this loan because I have never been late with any payments except when I went out on medical leave due to a shoulder injury and I am trying to get myself on track again.

Monthly net income: $ 3100

Monthly expenses: $
??Housing: $ 1100.00
??Insurance: $?0.00????
??Car expenses: $ 0.00
??Utilities: $ 50.00????
? Phone/Internet: $70.00
??Cell Phone:?$50.00
? Direct TV: $49.00
??Commuter Expenses: $120.00
??Groceries: $150.00

??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Loan needed

Purpose of loan:
This loan will be used to? maintain cashflow during construction projects; I am a contract builder.

My financial situation: f
I am a good candidate for this loan because? I have liquidity

Monthly net income: $ 15000????

Monthly expenses: $
??Housing: $ 4700????

??Insurance: $ 200
??Car expenses: $ 150
??Utilities: $ 300
??Phone, cable, internet: $ 108
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 300

Paying off high rate credit cards

Purpose of loan:
This loan will be used to consolidate a high interest rate credit card.? I would rather give interest rate money to a person instead of a company too.

My financial situation:
I am a good candidate for this loan because the payment for my Prosper loan should be about the same as my credit card payment.

Utility Footwear Business

NOTE: This is a repost from Sept. 23: I am self-employed and the owner of the Flip Slip Shoe Company. This listing is for start-up funding needed to launch a foldable shoe that is for the relief of pain and health problems caused by high-heels. Utility Patent Pending status: This is the world's first foldable, self-containable Mary Jane! Please visit my website for more information and pictures of the Flip Slip: Flip-Slip.blogspot.com

Purpose of loan:
This loan will be used for Footwear Designer to take a prototype of the shoe and turn it into a market ready product. Initial costs for sampling include making shoe last and factory dye cut needed for production of shoe. The Flip Slip will be marketed as a compact walking shoe that fits in a purse or a pocket so that it can be used when relief is needed from high-heel shoes. We have a factory in CA and are strongly considering MADE IN THE USA!

My financial situation:
The start-up costs for this business are about $10,000. This will cover footwear designer, factory costs and administrative. The shoe will take about 1 month to develop and it may be possible to launch this product on a very small scale around Christmas time. Revenue will be generated as soon as sample is ready and orders can be placed with retailers. Retailers are required 50% payment for placing orders which is used to pay factory (which also requires 50% payment) so initially very little money will be needed for inventory. I have savings and host fashion events for the Flip Slip that generate revenue.

Please consider funding a great start-up for a product that is long overdue and has so much great potential - I am happy to answer any questions, please contact me anytime. Thanks and God Bless!

Pay Off Outstanding Debts

Purpose of loan:
This loan will be used to pay some outstanding debts which I incurred after a lengthy custody dispute and subsequent move to the DC area.
My financial situation:
I am a good candidate for this loan because I am and always have been responsible, trustworthy, and honest. My daughter means everything to me, and I must be in her life.??

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $875
??Insurance:? car insurance $179
??Car expenses: $475 (car note, gas, etc.)
??Phone, cable, internet - $75
??Food, entertainment: $20?
??Credit cards and other loans:?$175 (Prosper Loan)
??Other expenses:? Child Support - $450
??????????????????????????? IRS: $2,700
??????????????????????????? Attorney: $1,000

Help us have a baby

First of all I would like to thank my future lenders and anybody who has taken a second to go through my loan application
Purpose of loan:

Paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I'm not sure about the formatting of this, so I'm hoping it looks correct. I have two credit cards I want to pay off. One is a ridiculous interest rate of 29%. I simply cannot get ahead at such a rate. Another is 7.5, which I certainly can't complain about. I need to consolidate so I can pay this off consistently. I make $70k per year in a very secure job. I am an administrator at a high school. I have two masters degrees. I have good credit except that my debt to credit ration (or something like that) is too high and so I can't seem to get a personal loan.

Help me out if you can, I'll pay ez

Purpose of loan:
This loan will be used to? this loan is something that i believe will return in matter of months not years, i currently have my own online?business and also am a race horse owner, basically i have money coming in but looking for a small loan its honestly not that i depserately need it, just can expand both my businesses i believe quickly, i have ads in magazines coming out in nov reaching over 500k people which is already paid4, and average 8000$ in sales 6kprofit a month lately without any advertising at all, so for one i know i can pay this loan fast with online business alone, also i may want to claim another horse or 2 from meadowlands or phila park, with purses alone from one win will yield 10k with just one win and this is the bottom class level, i know we can pay this easily with both businessses combined, just thought i see about it if possible!

My financial situation:
I am a good candidate for this loan because? everything above, im 23 and have paid $2000mortgages on my own for last 2 years but?wasting my cash all along, now they moved home from fla so im back and able to save more, just looking for a little booster to that,

Paying off my debt

Purpose of loan:
This loan will be used to pay off my current debt in a few years, once that is done I'm going back to collage to get my Master Degree.

My financial situation:
I am a good candidate for this loan because I have learned from my mistakes in the past and trying to make a better future for my self. Hopeful i can make that goal happen before the new year goes around. I recently undefinedundefinedundefinedGraduated from collage and trying to get all my bills consolidated in one payment, so i do not have worry each month if i missed something.

Monthly net income: $?850 - 1050 for my job every 2 weeks and 500 for undefinedundefinedundefinedCompensation for a total? 2200 - 2400 a mouth

Monthly expenses: $ 1100
??Housing: $ 0.0--currently living with family
??Insurance: $ 20 a month or $240 a year
??Car expenses: $ 0.0 --I own all my Vehicles and they are up to date so no expense
??Utilities: $ 0.0 --currently living with family
??Phone, cable, internet: $ 160.00 cellphone
??Food, entertainment: $ 200.00 a month for food
??Clothing, household expenses $ 120
??Credit cards and other loans: $ 600
??Other expenses: $ 0.0

Paying off debts to make 1 payment

Purpose of loan:
This loan will be used to? pay off credit cards and old debts so I can pay one payment

My financial situation:
I am a good candidate for this loan because? I have been on my job for 11 years 2months and rec ently completed my Masters degree and make my monthly payments on time.

Monthly net income: $ 2316.00 from work and plus atleast 500 or 600 sometimes 700 a month ?for travel check every month plus I get benefits for my boys ( who dad pased away - I get $1218 a month.

Monthly expenses: $
??Housing: $ 435.00
??Insurance: $ 155.00 life insurance per month
??Car expenses: $ 411.00
??Utilities: $ 90-100.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $200.00?
??Clothing, household expenses $75.00
??Credit cards and other loans: $450.00?
??Other expenses: $ 100

Paying off my credit cards

Purpose of loan:
This loan will be used to consolidate credit card debt and lower the interest rate on them.

My financial situation:
I am a good candidate for this loan because being debt free is very important to me and my fianc?. We were looking to get married in 2010, but because of my debt we have had to move the date to 2011. This loan is my number one financial focus and I have a full time career and part-time job to pay off this loan as quickly as possible. Thank you for your consideration.

Monthly net income: $1,800.00

Monthly expenses: $1,399.55
Insurance: $84.34
Car expenses: $221.00
Phone, cable, internet: $60.00
Food, entertainment: $100.00
Clothing, household expenses $25.00
Credit cards and other loans: $783.24
School loans: $125.97

Consolidating 4 payments into 1

undefinedundefinedundefined Purpose of loan:
I want to make one payment a month instead of 4 separate ones and also pay off balance faster.

My financial situation:
I have a small marketing/advertising company that offers services to larger organizations that do not need to have a full department to manage their efforts. Our work flow is constant for the same reason; we do not rely on every day sales for the majority of our business. Our clients are well established and in the mid to large range. References are available if necessary.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 200
??Car expenses: $ 665 Lease
??Utilities: $ 0
??Phone, cable, internet: $ 99
??Food, entertainment: $ 250
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 325
??Other expenses: $ office phone $30

I have two other cars under my credit report which are paid by my brother and sister.In addition I?ve never had a late payment in over 8 years of credit history, have not been in collections or anything of the sort.I want to get rid of my debt soon as I?m looking to take that next big leap with a wife, kids and home.

Getting Ahead of Think Cash Robbery

This loan will be used to pay off outstanding debt with a Think Cash Loan.

You will make a quick gain on your investment flawlessly!

I am a good candidate for this loan because this loan will be paid without failure b/c I make my minumum payments to my Think Cash account in the amount of $180.00/month already. This Prosper loan would cut that payment down to a more manageable payment and will be paid off in only 2 months. ?Any help would be greatly appreciated.

Monthly net income: $ 1600 (not including my wife?s which makes almost twice as much)
Monthly expenses: $ 1272Housing: $ 576
Insurance: $ 83
Car expenses: $ 30????????
Utilities: $ 150
Phone, cable, internet: $ 0?/ I work for?a?cable tv, internet, and phone co.
Food, entertainment: $ 200
Clothing, household expenses $ 20

??????????????Consolidating this debt and avoiding those dirty traditional consolidating companies would be the best thing to help me boost my credit rating. I can't get a loan to do this with low credit ratings (b/c of high balances) anywhere else. PLEASE HELP-- I NEED TO GET OUT OF THE TRADITIONAL CREDIT / LOANING LOOP THAT GETS ME NOWHERE!

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Starting A New Life

I need help this Holiday season to see my?daughter for Christmas and Thanksgiving. I will use this loan to help with travel and lodging expenses during my visits. Please know that I appreciate any help you can give me during this time of year. Thank you for your consideration.

Looking to pay off my credit cards

Purpose of loan:
To pay off all money I owe to my credit cards and to get a fresh start.

My financial situation:
I am doing ok but am starting to form bad habits of spending too much with my credit cards...

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $?included in housing
??Phone, cable, internet: $ 70.00
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $?500
??Other expenses: $ 0

pay off higher intrest credit cards

Purpose of loan:
This loan will be used to? pay off higher intrest credit cards.

My financial situation:
I am a good candidate for this loan because?I pay my bills on time, have a decent income, am newly married and trying to get debt free.?

Monthly net income: $ With wifes income both of us total 7,400 plus quarterly bonuses around 3,000 per quarter.

Monthly expenses: $
??Housing: $ 1570
??Insurance: $200
??Car expenses: $ 1000
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 700
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses: $

Paying off school and credit cards

Purpose of loan:
This loan will be used to pay-off school loans and credit card debt.

My financial situation:
I am a good candidate for this loan because I really need to get back on my feet with my bills as I have been.? I ran into financial trouble with the?death of my mother and having those expenses of doctor bills.?

Monthly net income: $ 3,660

Monthly expenses: $
??Housing: $ 595.00
??Insurance: $ 74.00
??Car expenses: $?730.00
??Utilities: $ 60.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 60.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ n/a

PAY SOME CREDIT CARDS

Purpose of loan:
This loan will be used to?? I WOULD LIKE TO CONSOLIDATE SOME OF MY CREDIT CARDS TO MOVE MY WAY OUT OF DEBT

My financial situation:
I am a good candidate for this loan because??? I? PAY MY BILLS ON TIME. I HAVE A LOT OF? CREDIT CARDS, BUT I HAVE BEEN HAVING MY CREDIT CARDS? SINCE 1997 AND ONGOING.

Pay off credit cards to buy a home

Purpose of loan:
This loan will be used to help buy a home for myself, my fiance & our two boys, ages 2&4. My fiance became a victim of identity theft by our builder. We lost the home to mold caused by poor workmanship resulting in financial hardship; including canceling our wedding to pay for legal fees & medical bills to treat the boys' mold related illnesses. We want to reestablish our own home for our boys to grow up in.

I'm a good candidate for this loan because I've maintained an excellent payment history with all of our bills. We are both professional executives (VP of BD & Quality Mgr in pharmaceuticals), & take pride in being good moral advocates for our family & community by living up to our commitments. The home we're currently renting is being sold to others. Our goal is to reduce the DTI ratio to qualify for a mortgage.

Monthly net income: $10,994

Monthly expenses: $9,283
????Rent$2500
????Cars&Home Insur$476
????Cars$1128
????Util,ph,TV$549
????Food$860
????Family extras$375
????Credit Cards$3395

Investment in Prosper loans

Purpose of loan:
This loan will be used to lend money to other people using the prosper website.? The loans will be selectively made and will be well diversified.

My financial situation:
I am a good candidate for this loan because I work full time, own my own home and I have substantial savings and retirement funds that can be liquidated if necessary to repay this loan.

Get Out of Debt

Purpose of loan:
This loan will be used to pay off my highest interest rate credit card.? My financial situation: I?took a chance 3 years ago and started?my own business.? I've been very fortunate and have gown from a net profit of $19,000 my first year to $49,000 my second year.? Last year I had a net profit of $96,000.? I'm on track to do even better this year despite the economy being down.? I also still work part-time as a medical technologist at a hospital so that I have health insurance and also a back up plan. The first 2 years of running my business I used credit cards to pay for start up cost and expenses which is why I'm now trying to get out of credit card debt. I had money saved up that I wanted to use to pay down my credit cards, but I decided to buy a house instead (a good investment considering home prices lately).? Most of the money I had saved was used for a down payment and closing cost.

Home Improvements 1 Bathroom

Purpose of loan:
Build an additional bathroom in one of my investment rental properties which will allow me to increase the rent by an additional $175 Dollars a month

My financial situation:
My husband and i make a descent amount of income, and most of mine goes into home improvements and small investments, Two lots in the west coast and lending money at low interest rates

Monthly net income: $ Including Money from rental properties and rented room it is 3800 a month

Monthly expenses: $
??Housing: $ 1600 Paid between my husband and i
??Insurance: $ 120 a month ????
??Car expenses: $ none ????
??Utilities: $ 420
??Phone, cable, internet: $ 55
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 480
??Other expenses: $ Most of the other expenses are covered by our children.
Please consider the benefit of the additional bathroom in a 3/1 property, with the additional revenue the loan pretty much pays for it self. Thank you for considering my needs.

Purchase of Delivery Vehicle

Purpose of loan:
This loan will be used to purchase a delivery vehicle for petroleum products for a women owned and operated business in a male dominated marketplace.

My financial situation:
I am a good candidate for this loan because I currently am employed and will continue to work at my full time job?while starting the petroleum business part time.? I currently do not own a house nor do I have any dependents.? My spouse is also currently employed full time and helps to contribute to the monthly expenses.

Monthly net income: $ 3,000

Monthly expenses: $
??Housing: $ 550????
??Insurance: $ 110
??Car expenses: $350
??Utilities: $ 150
??Phone, cable, internet: $110
??Food, entertainment: $ 300
??Clothing, household expenses $100
??Credit cards and other loans: $ 250
??Other expenses: $ 100

Second Prosper Loan

Purpose of loan:
This loan will be used to??Expand?Small Business.?

My financial situation:
I am a good candidate for this loan because?
I have?proven track record with Prosper,?my first?loan has been paid in full and my?second loan is current and?I?have?never?been late with any payments to prosper.

I have started a small business?that I?would like to expand. I buy and sell used cars?for a second income?and I?would like to increase my used vehicle inventory.?

I have started purchasing low priced vehicles?ranging from $500.00 to $1000.00 at auction?and with a little repair work and elbow grease,?I?can make a reasonable prophet when I sell.?

I have a solid and proven track record with Prosper and would like to continue this relationship?as I expand my?new buisness venture.

Please consider bidding?on my new?loan request, I will not let you down.

Please?review my track record with?Prosper?as well as?my income and?my?time on the job.

Please feel free to contact me with any questions or concerns.??

Thank You For Your Consideration!??????

Monthly net income: $ 4250.00

Monthly expenses: $ 1945.00
??Housing: $ 350.00? (I now?have a roomate)
??Insurance: $ 150.00
??Car expenses: $ 410.00??
??Utilities: $ 130.00
??Phone, cable, internet: $ 75.00 (My company pays for my Phone and Internet)
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 230.00
??Other expenses: $ 100.00 (Savings Account)

Paying off debt

Purpose of loan:
This loan will be used for debt consolidation and to pay for my childs college tuition.

My financial situation:
My excellent job stability makes me a good candidate for this loan (Firefighter for 15 years with a very good income.) ?I have perfect credit and pay all my bills on time.

Pay off debit! 4th attempt...

Purpose of loan:
To pay my credit cards and a couple small bills off.??


My financial situation: I have worked for the state for 15 1/2 years. A few years ago my husband was in a auto accident and we lost everything. Since the accident we have tried so hard to rebuild our credit, and slowly it has been improving. All we ask is for someone to give us a chance to prove we deserve a second chance. We pay all?our bills on time. Thank you so much for considering our loan..I would like to say thanks to the biders on my last listing.. Trying for that 100% this time.. I am not a HR!! It should be at least a D...

Monthly net income: $ 5700.00 ( including husbands income )

Monthly expenses: $

??Housing: $ No rent
??Insurance: $ 450
??Car expenses: $ 744
??Utilities: $ 350
??Phone, cable, internet: $400
??Food, entertainment, grocerys: $ 800
??Clothing, household expenses $?500
??Credit cards and other loans: $ 900
??Other expenses: $ 300 ( daughter in private school )

Medical bills, vet bills

Purpose of loan:
Laid off a few months ago and it wiped out my savings nest and created credit card bills.? I have been working lots of overtime and have gotten the credit debt taken care of, however, still need funds to do my dog's yearly vet visit, pay some medical bills and odds and ends expenses.? I have worked so hard at paying the credit down, I don't want to have to rely on the credit cards again.
My financial situation:
I am a good candidate for this loan because? never had a loan or debt I didn't repay.? Working great job now that I love and making more money. Not monetarily responsible for anyone except myself and my dog
Monthly net income: $3000.00
Monthly expenses:2100.00

pay off misc bills

Purpose of loan:
pay off a few bills

My financial situation:
I am a good candidate for this loan because it is a small loan and i am not late with any current payments with anything.

Monthly net income: $ 2591

Monthly expenses: $
??Housing: $ 945
??Insurance: $ 48
??Car expenses: $ 60
??Utilities: $ 70
??Phone, cable, internet: $ 60
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 200
??Other expenses: $ 75