Debt Consolidation

Purpose of loan:
This loan is for the purpose of putting all my credit card debt into one simple monthly payment with a uniform interest rate hopefully getting it automatically debited from my checking account so it can be paid quicker than credit cards. Hopefully a 4 year term!

My financial situation:
I'm heavily in debt but still paying more than minimums and on time on ALL my accounts. My goal is to be Debt Free by 201! I know i can do it! It will just take a kind hearted person willing to give me a chance. Bankruptcy is not an option for me! I put myself in this position, i need to get myself out (with help of course).

Thank you for taking the time. I am an honest hardworking person who got herself in trouble but is trying to get out!

Paying off a variable credit card.

Q: Why do you want this loan?
A: As you?may be aware, large banks have been taking advantage of the window provided to them by the Consumer Protection Act to change terms on their credit accounts before the act takes full effect.? In my case, a 9.9% fixed rate on a credit card became a variable rate that currently comes to just over 17%.? I don't even want to think about what it'll be once the economy recovers!? So, I've closed the account and am taking this opportunity to refinance the balance into a fixed three-year loan at a better rate.

Q: What are the sources of your income?
A: I am an Information Assurance?consultant?with a stable salaried income, serve in the U.S. Air Force Reserve as an officer, and own two rental properties with long-term tenants.

Q: What is your monthly budget?
A:?+?10,500 Net Income?
??-? 1,300 Retirement
? -? 1,300 Rent
? -? 2,500 Mortgages (including HELOCs)
? -? 2,200 Credit Cards
? -??? 500 Food and Misc
??=? 2,700 "Free Cash" (to pay this loan and for savings, etc.)

Q: Do you really have almost $170,000 in credit card debt?
A: No. I own two rental properties, each of which I bought using an 80/20 mortgage (i.e. 80% primary mortgage, 20% secondary).? The secondary mortgages were structured as Home Equity Lines of Credit (HELOCs) because these are cheaper to set up than traditional Home Equity Loans (HELs).? The balances on them are locked as fixed repayments, but because the lines are themselves credit-based, they appear as "revolving."

Transport Company Startup Funds

Purpose of loan:

This loan will be used to launch a new business specializing in a niche of the transportation industry known as hot shot trucking.? This type of transportation uses medium duty trucks (i.e. 1.5 ton trucks) to move sometimes large and usually lighter loads more fuel efficiently than traditional semi trucks.? I have been researching this segment of the industry and developing financial projections for some time now.? The results have been very encouraging.?

Additionally, the cost of commercial vehicles is currently very low due to an abundance of supply, although credit for these vehicles is also still tight, making this an excellent time to launch this venture with an alternative funding source such as Prosper.? Couple that with emerging reports that a truck shortage may have been created during the current economic slowdown, and an opportunity to build a winning business seems very attainable.? The proceeds of this loan will be used to purchase a 45-foot lowboy trailer and upfits to the truck, including a sleeper and 5th wheel hitch.

My financial situation:

I am a good candidate for this loan because I have a business plan in place to ensure positive cash flow from the start of operations.? I have invested a great deal of time in developing accurate cost estimates (about $0.80/mile) which will help avoid surprises and better determine haul rates.? These rates vary considerably depending on load size, weight, urgency, etc, but industry averages hover around $1.75/mile, making the potential for significant profit realistic.? I believe that this business will generate enough revenue in the short term to meet my financial obligations as well as to provide funds for growing the business.? I have always used financing effectively to meet my goals in the past and have never defaulted on an obligation.? Prosper lists my current revolving credit balance at $36,000; however, this has been reduced to $8,000 in the last 30 days.

I will be trading in my personal vehicle on this commercial vehicle, so my overall expenses will not increase dramatically.? I?ll be converting a truck that I drive everyday into a revenue-producing asset. This business has been a goal of mine for a long time and I am energized by the prospect of using this loan to make it a reality.

Paying off high interest loans

Purpose of loan:
This loan will be used to? Pay off high interest debt to get out of banks pocket.

My financial situation:
I am a good candidate for this loan because? I am already?paying all my bills on time,?I?have only been late on?one bill in?7 years.? I just want to?stop paying 29.9 % interest?on a bad?decision i made a while back.? Between?my wife an I we make 100,000, but it seems its all going to bad loans.??

Monthly net income: $ Household 95,000 Personal 60,000

Monthly expenses: $
??Housing: $ 1435
??Insurance: $?190
??Car expenses: $ 900
??Utilities: $?220
??Phone, cable, internet: $ 205
??Food, entertainment: $ 250
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1100
??Other expenses: $

Pay off credit cards to buy a home

Purpose of loan:
This loan will be used to help buy a home for myself, my fiance & our two boys, ages 2&4. My fiance became a victim of identity theft by our builder. We lost the home to mold caused by poor workmanship resulting in financial hardship; including canceling our wedding to pay for legal fees & medical bills to treat the boys' mold related illnesses. We want to reestablish our own home for our boys to grow up in.

I'm a good candidate for this loan because I've maintained an excellent payment history with all of our bills. We are both professional executives (VP of BD & Quality Mgr in pharmaceuticals), & take pride in being good moral advocates for our family & community by living up to our commitments. The home we're currently renting is being sold to others. Our goal is to reduce the DTI ratio to qualify for a mortgage.

Monthly net income: $10,994

Monthly expenses: $9,283
????Rent$2500
????Cars&Home Insur$476
????Cars$1128
????Util,ph,TV$549
????Food$860
????Family extras$375
????Credit Cards$3395

Credit Card Consolidation

Purpose of loan:
This loan will be used to consolidate all my credit cards. I want to better my situation

My financial situation:
I am a good candidate for this loan because i am a responsible payer and a hardworking individual. All my bills are always paid ahead of time and I have never had a problem paying any of them on time. I never miss(ed) a monthly payment. This loan is not a matter of not being able to pay for my credit cards, but simply to be able to save money and not have to pay all the interest rates that are given.

I am a Junior Art Director for DIRECTV and make anywhere between $2,600 to $4,000 (Net pay) a month depending on the hours i work.

Monthly Inome:
? $2,600-$4,000 (Net Pay)

Monthly Expense: $1,530
? Car: $ 440
? Insurance: $140
? Phone: $100
? Cable: $90
? Credit cards: $420 (To be replaced with Prospers Loan)
? Other expenses: $200

Thank you for taking the time to read this and considering my situation.

Live Aboard Boat

Purpose of loan:
This loan will be used to help pay for a boat. We have been saving and just need a little more. We are a couple that both have steady, good paying jobs.? I have worked at Trader Joe's for? 3 years, and my finance works at Food for Less as a manager for the last six years. We both have high credit scores, steady jobs, and no missed or late payments on bills.? We want that simple life style of living on a boat and?would rather invest our money in our home (a boat) then continue to throw away our rent.? We?know several friends and family that live aboard boats where we plan to live.? I was brought up around boats and am knowledgeable in this area. We are a young couple that is inspired by an alternative, simple lifestyle.? We need your help to make that big step, of boat ownership a reality.??

My financial situation:
I am a good candidate for this loan because we are trustworthy, responsible and always pay our bills as evidenced by our good credit scores.? We are blessed to have good, solid jobs.??

Buying More dedicated servers

Purpose of loan:
To buy dedicated server's to have more room for expansion, this loan will allow us to add the server space needed.

My financial situation:
we have had 2 loans with prosper , 1 has been payed off and 1 is half way payed off.
Business expenses are well within line to pay this back . This will let us add server space and have plenty of room for the 2-3 years expansion.
This loan will let us fill one rack , which will give us the room we need . Thank you for looking at our loan request. We will be adding these servers at a datacenter in atlanta georgia.

Starting A New Life

Purpose of loan:
This loan will be used to pay off some of my debts, so I may see my daughter more often.

My financial situation:
I am a good candidate for this loan because I have been paying on loans on time for my vehicle and other major assets and obligations, since I was 19. Earlier this year my spouse divorced me. We agreed on our financial arrangements and split everything evenly between us. We have a 3-year-old daughter together, and I try to visit her every chance I get. The trip to see my daughter is close to 300 miles one way. I am asking you for this loan, so I may clear some monthly income aside to visit her with more often. Thank you for your consideration.

Monthly net income: $ 2,750

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 115
??Car expenses: $487
??Utilities: $ 0
??Phone, cable, internet: $ 109
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $?
? Gas:?$300
? Child Support: $824
??Other expenses: $ 400

Buying a tractor for my yard duties

Purpose of loan:
This loan will be used to? buy a tractor, so i can do yard duties such as, expand land, plow snow, landscape.

My financial situation:
I am a good candidate for this loan because?i have a sure income of distribution overhead high voltage line work. A trade that not to many people can do.

PAY OF LOANS

Purpose of loan:
This loan will be used to?
I WAS UNEMPLOYED FOR A FEW MONTHS EARLIER THIS YEAR WHICH PUT ME BEHIND ON MY BILLS. THANKS TO FRIENDS AND FAMILY I WAS ABLE TO WEATHER THE STORM. I AM CURRENTLY BACK AT WORK AND WOULD LIKE THIS LOAN SO THAT I MAY PAY MY DEBT TO THEM.
My financial situation:
I am a good candidate for this loan because? I HAVE A FULL TIME JOB IN WHICH I MAKE PRETTY GOOD MONEY BECAUSE I WORK A LOT OF OVERTIME BECAUSE I WORK IN THE REFINERY BUSINESS.????

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 800.00????
??Insurance: $ 100.00
??Car expenses: $?600
???Utilities: $ 100
??Phone, cable, internet: $150
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Snow Plow Purchase

Purpose of loan:
This loan will be used to?
purchase a snow plow for my vehicle
My financial situation:
I am a good candidate for this loan because?
I hold a steady and secure job, with several part time jobs that are not required income.

Monthly net income: $ 4752

Expanding My business

Purpose of loan:
This loan will be used to? expand my business that I have currently.

My financial situation:
I am a good candidate for this loan because?I currently run an import/export company.? Most of my clients are overseas.? This loan will help me expand my business, get a physical location for storage and office use.? Having a storage and an actual office will help me eliminate extra costs for renting storage and will help me bring local business as well.? I am looking forward for this opportunity for a bigger start.

Finishing The Man Cave Basement

Purpose of loan:
This loan will be used to?Finish Basement for my Family?

My financial situation:
I am a good candidate for this loan because?I am very reliable and dedicated to complete this project and pay down loan quickly.?

Monthly net income: $
3750.00
Monthly expenses: $
??Housing: $ 680.00
??Insurance: $120.00
??Car expenses: $ 100.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $none
??Other expenses: $ union dues 51.00

Paying off mine and my son's credit

Purpose of loan:
The loan is to pay off mainly my 20 year old son's debt. I am trying to have him maintain good credit because he went through a tough time at his job. He was furloughed(temporarily laid-off) due to the economy and low seniority at his job from CSX Transportation in March and just recently got called back. Now if he can knock out his debt in one shot from a loan he has a job where he makes $1000+/week to easily make the payments.

My financial situation:
I am a good candidate for this loan because I am employed, my husband is employed, and now two of my children are employed. It is smart to take out this loan right now, so that my son can move forward as far as credit and investing in his future. The loan will easily be paid back as we are not desperate for money. It is a smart financial decision for the future to minimize the damage on my son's credit right now.

Buying an Engagement Ring

Engagement Ring:

My Fiance and I have been looking at Engagement Rings for the last 7 months. During this process we decided to do our research on quality diamonds. Our goal was to find a simple classy quality ring with a quality diamond. We were both surprised to find how many details there are to define a quality diamond. By taking our time and educating ourselves before we purchased the diamond, the search for an engagement ring has not only been an intimate moment for us, but a wonderful experience.

We found a beautiful diamond. .90 excellent quality, F in color (Hearts and Arrows) at a local jewelry store. My Fiance and I were ready to purchase the diamond and band, however, we found out that the money my Fiance had set aside for this purchase, was spent by his sister who also had access to the funds.

I have an excellent credit record, however, my debt ratio is larger than it should be. The reason for this, is my Fiance and I purchased a car and I have all the credit in my name. My Fiance currently does not have a good credit rating and is not able to qualify for a loan. So at this time, I have all the credit in my name.

We certainly have the means to pay a loan of $4,500.00, however, Robert's income is not tied to my income at this time.

Your review of this application is appreciated and look forward to a favorable response.

Thank you for the consideration.

Professional Looking to Payoff Debt

I will use this loan?to consolidate my current short term debt at a better rate.

My ability to pay off this loan on time is excellent. Our income is well over six figures and our outstanding debt is low. I have a stable 24 yr. career in the aerospace industry and am currently employed. My wife has been an administrator at a growing independent school in our area for the past 3 years.

My wife is pregnant with our 2nd child. We are looking to pay off outstanding debt?and buy a larger home for our expanding family.

Excellent Credit Rating! NO LATE PAYMENTS.

Very Low 7% Debt to Income Ratio!

Have paid-off several mortgages, car loans, and other financial obligations.

.

Paying rent, credit cards

Purpose of loan:
This loan will be used to? pay rent and credit card debt.

My financial situation:
I am a good candidate for this loan because? due to a cut in work hours, I have fallen behind on bills, but as of this month, I am able to work a full schedule and more and will be able to continue that now with better job protection and modest increase in pay..? I simply need to get ahead while my future paychecks catch up with me.?

pay off credit cards

Purpose of loan:
This loan will be used to? pay off credit cards

My financial situation:
I am a good candidate for this loan because? i pay my bills on time, more importantly I pay more than the MINIMUM due.

payoff bills

Purpose of loan:
This loan will be used to? consolidate and payoff credit cards and cut them up!!

My financial situation:
I am a good candidate for this loan because?I believe in paying my debts or I would not be?in banking industry since 1986.

reduce my auto loan int rate

Purpose of loan:
This loan will be used to? reduce my navy federal credit union personal loan interest rate.? I was misled into a loan that I did from a referral and the loan has a contingency where they can raise my rates up to 38% plus do to some paperwork that is missing. the loan was for $75,000 but I will have a very difficult time paying the payments if they adjust to 38%.? Please help me maintain an affordable pmt.??

My financial situation:
I am a good candidate for this loan because? I have never missed a payment in my life and my credit recently dropped because of this loan from navy federal credit union for $75000.?

Monthly net income: $
6800
Monthly expenses: $
??Housing: $510
??Insurance: $ 112
??Car expenses: $50
??Utilities: $ 120
??Phone, cable, internet: $99
??Food, entertainment: $ 500
??Clothing, household expenses $100
??Credit cards and other loans: $ 1500
??Other expenses: $ 350

Medical Bills

Purpose of loan:
This loan will be used to pay off medical bills that insurance would not cover.

My financial situation:
I am a good candidate for this loan because I have never been late on any credit card payments or any other loans that I have had.? I am currently a homeowner with outstanding repayment history.? I am looking for some help to get rid of these medical bills. I currently have a prosper loan in good repayment status.

Monthly net income: $ 4470 (includes spouse income)

Monthly expenses: $ 3525
??Housing: $ 1680
??Insurance:?$0
??Car expenses: $400
??Utilities: $ 250
??Phone, cable, internet: $ 80
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $?700 (includes 4 student loans)
??Other expenses: $180 (Current Prosper Loan)

Getting Rid of credit cards

Purpose of loan:?My purpose?for this loan?is to get?out of debt from credit cards.? In?little over than a week, I will be?going back to school?to become an accountant, so I can have a better life than I was before.? Hopefully with this loan I can concentrate on my studies and not worry about the bills.

My financial situation:?? Currently, I have been with a bank for?18 months.? I am a good candidate for this loan because I hate debt.?If I had this loan, I will pay on time and hopefully I could pay it?off?early.?I do get paid on the 15th and 30th of each month. ?I am living with my parents so I can save up money to pay this debt of faster -- in about 18 montth to ?2 years. I am sick and tired of being in debt.? The only major payments?that I would have with this loan is a car payment and? my student loans.

Monthly net income:? 1940

Monthly expenses: $?718
??Housing: $ 0????
??Insurance: $ 137.00????
??Car expenses: $?120
??Utilities: $ 0
??Phone, cable, internet: $ 110.00
??Food, entertainment: $?20???????
??Clothing, household expenses $?25
??Credit cards and other loans: $?306

Debt Consolidation

Purpose of loan: My husband and I am seeking a loan to consolidate?credit card debts and seeking to get a lower rate of interest while we pay this balance off over time. The rates offered by Prosper.com are better than we are currently receiving through?credit cards.

Financial situation: Have approximately $25,000 in credit card debt, $4,000 was?for higher education costs,?emergency travel, and misc. home improvements,?my employer will eventually reimburse us for the higher education part of the balance due.?Our plan is to pay off all credit cards, get a better interest rate and NEVER use those evil little cards again!

Our financial situation:
My husband is?employed by a fortune 100 company?and? I have a good paying job as a medical technician. We own our own home and have lived here for?11 years.

Monthly net income: $6500

Monthly expenses: $
Housing: $ 1450
Insurance: $ 150
Car expenses: $600
Utilities: $?180
Phone, cable, internet: $ 150
Food, entertainment: $?300
Clothing, household expenses $ 200
Credit cards and other loans: $?350
Other expenses: $ 200

Remodel of my home

Purpose of loan:
This loan will be used to?? upgrade my house so I can sell it

My financial situation:
I am a good candidate for this loan because?? Ive alays paid my bills????????I own my ho,e but do not make payments

Monthly net income: $ apox 39000????????

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $50
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ n/a

Paying off a debt

Purpose of loan:
This loan will be used to? pay off a debt that is not an installment loan.

My financial situation:
I am a good candidate for this loan because? I can make payments on an installment loan, however, the problem with the loan that I want to pay off is I have to pay it in full.? The below monthly expenses are not mine solely since my husband also pays these.

Monthly net income: $ 1,389.00 biweekly

Monthly expenses: $
??Housing: $ 683.00
??Insurance: $ 117.00
??Car expenses: $ 400.00
??Utilities: $ 280.00
??Phone, cable, internet: $ 315.00
??Food, entertainment: $ 800.00
??Clothing, household expenses $
??Credit cards and other loans: $ 780.74
??Other expenses: $

consolidate debt

Purpose of loan:
This loan will be used to? debt consolidation?

My financial situation:
I am a good candidate for this loan because? have always paid loans and bills on time

Committing to my soulmate!

Purpose of loan:
This loan will be used to purchase the dream engagement ring I've always wanted for my girlfriend.? I've been able to negotiate an amazing deal on a ring worth double the price and need some help making the payment in full.? There's a very good chance I will pay off this loan within a year considering my steady (and growing) income as compared to my low cost of living in Austin.? My credit score was significantly better but I was laid off for 4 months at the end of 2008 and struggled to keep my card balances low.? I have never been late on a single installment loan in my life and won't be starting now!? Needless to say, you will receive a great return from a responsible payer while helping to fulfill our dreams.

Thank you in advance.

My financial situation:
I am a good candidate for this loan because I consistently pay my bills on time and my income will continue to grow significantly for the next few years.? I work in sales (with a $48,000 base salary, average of $1,200/month commission, most expenses covered by my employer) and have grown my income month by month since starting in this role.? It will continue to grow as I work in a very stable industry & location (healthcare in Austin), with a well-established, economically-conservative company that has grown over 20% year-over-year since its inception.

Monthly net income: $ 4,330

Monthly expenses: $
??Housing: $ 550 ($1100 split with my girlfriend)
??Insurance: $ 87
??Car expenses: $ 91 (with $300/month paid by employer, all gas included)
??Utilities: $ 124
??Phone, cable, internet: $ Paid by girlfriend
??Food, entertainment: $ 350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 326
??Other expenses: $ 100

End of month available net income for savings/loan payment
$2,602

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off my credit cards

My financial situation:
I am a good candidate for this loan because I'm responsible, hard worker, and high wage earner.?

Monthly net income: $ 4700
Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 100 Phone, cable, Internet: $ 70
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1700
??Other expenses: $ 150

You will get your investment back, offering me a loan, and after learning of my comitment to honesty and resposibility, you'll want to do business with me again and again.? Thank you.

Completing Basement

Purpose of loan:
This loan will be used to?
Complete my unfinished basement my basement has been started?(Unable able to continue/ran out of funding). I am a good candidate for this loan because?
I can pay back the loan plus any intrest, I am full time employee and have been with my job for more than?10yrs. The?resale value of my home will increase once the basement is finished.
Monthly net income: $
4800
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 150
??Other expenses: $

Investment

Purpose of loan:
This loan will be used to? I have an investment opportunity that I am currently invested in that is paying me 6% weekly.? If I can raise that investment I can reach 7.5% earning weekly.? This money will enable me to pay off my debt and start investing in my retirement.While any investment has it's risks, this is a very low risk, considered risk free investment.

My financial situation:
I am a good candidate for this loan because? This money will be an investment not an expenditure.

Re-Invest in Prosper

I Plan to re-invest in Prosper loans. (I'm looking for at least a 10% interest rate on this loan)

My financial situation:
Income
$1,900 :Net Monthly Income
$ 125 : NYSE Investment Profits (Avg.)

Expense:
$ 755 :Rent
$ 60 :Electricity
$ 100 :Comcast
$ 160 :T-Mobile
$ 106 :Auto Insurance
$ 130 :Fuel
$ 80 :Vehicle Maintenance (Savings)
$ 250 :Food, Grocery & Other (My wife buys food too)
$ 100 : Investment Portfolio (Savings)
$ 48 : Trade Commotions (Budget, rarely uses all $48)
$ 20 : Donations to American Cancer Society
______________________
$2,025 : Total Income
$1,812 : Expenses
$ 213 : Left goes to savings, pay off debt, cover any losses, and any emergencies


PS: Revolving Credit Balance showing $2600 is Notebook Computer I just bought using a credit card that witch I am paying in full on the date it is due, Oct.19th in witch I already have the savings for. I never spend more that I have. My real Revolving credit is more like $4or500.

Paying off Credit Card

Purpose of loan:
This loan will be used to pay off my credit cards so I can start to beat my debit

My financial situation: Average/Good
I am a good candidate for this loan because I do pay all my bills on time. I do have enough for payments but looking for lower rates to pay them off faster and to help me out for next year to move and get a new home.

Paying off my credit cards

Purpose of loan:
The majority of this?loan will be used to consolidate my high interest credit cards. I also have a vehicle that I will be selling after paying the?approximately $2000.00 in negative equity on it to make it saleable. I already have a buyer in place for the vehicle, just need to get rid of the negitive equity first. That will eliminate a $330.00 payment alone. ?

My financial situation:
I am a good candidate for this loan because I am a hard worker and I pay my bills on time and take my finances and credit very seriously.??I have been self-employed for over 5 years now and in addition to my business, I also just started a job with?my local?county, which will add?an additional?$2000.00 a month (approximately) to my income, which I haven't included in my net income figures.?

Monthly net income: $ 5416.66

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 65
??Car expenses: $ 330
??Utilities: $ 110
??Phone, cable, internet: $ 115
??Food, entertainment: $?450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $

Consolidate Debt

Purpose of loan: I have paid of my first loan (12000 USD) on time. my second loan? is to consolidate high interest Balance & Personnel Loan

Open Loans BAC Balance: $7000 / Personnel Loan:? $4000 / Annual income:? $70K+Quaterly bonuses / Credit Score:? 750+ / Monthly income: $4200(after tax) / $1700+ left monthly for loan payments

Monthly budget:Rent: $944 / Medical: $ Paid by company / Car Insurance: $ 65 / Car expenses: $100 for Gas
Utilities: $ 200 / Phone, cable, internet: $ 130 Food, others: $ 400 / loan payments: $ 300 BAC Balance +? $166 Personnel Loan / Other: $ 100 Monthly expenses: $ 2405 / Left over: $1795

I shall pay $400+ for this loan easily. Please let me know if you have queries

New Siding

Purpose of loan:
(explain what you will be using this loan for) The purpose of this loan is to assist in paying for new vinyl siding on my home.
(explain why you are a good candidate for paying back this loan) I have worked in the Health Care field for 16 years as a Physical Therapist.? Therapists are in high demand and I am able to work side jobs at premieum rates to assist me in paying off this loan.? I currently manage a department of 50+ employees and have excellant earning potential.? I have one year left on an existing Prosper loan and have an excellent history of paying on the existing loan.?

Monthly net income: $ 4200

Monthly expenses: $
??Housing: $ 700
??Insurance: $?200
??Car expenses: $?370
??Utilities: $ 250
??Phone, cable, internet: $?200
??Food, entertainment: $ 225
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 700
??Other expenses: $ 300

Need Good Water

Purpose of loan:
This loan will be used to install a new water softener system with chlorinizer. Current softener quit. Water is very poor quality in this area even after a new well installed 18 months ago.

My financial situation:
I am a good candidate for this loan because I have a good credit rating and will not do anything to jeopardize that. Continuing to work hard to repay this loan is a top priority. My business is picking up with a good back log now however this system needs to be installed as soon as possible.

medical bills

Purpose of loan
for debt consolidation/medical bills
My financial situation:
I am a good candidate for this loan because?my credit is good?

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 150
??Car expenses: $ 40
??Utilities: $ 80
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $

2nd loan:used car purchase

Purpose of Loan:
To?buy a reliable used car to keep my full time job and get to school (I have a 4.0 GPA), and?payoff?my?first Prosper loan.
My Credit:?
First Prosper loan rating was B, all timely payments.?Credit score has gone up since first loan. I was surprised at the new HR rating- credit report only?has one potentially negative item (see my profile for explanation)?that I am disputing. There are 7 accounts in good standing, with no late payments. I have student loans that won't become due until after I graduate.
My income:
Monthly net income is $1,400, fianc??s is $1900. We combine our incomes;?but I am relying on my income alone to repay this loan.
Monthly Expenses: I pay half the montly bills
-Rent: $350
-Utilities: $65?
-Food etc: $125?
-Cable/internet: $90?
-Gas/car maint:$125?
-Cell: $100
-Anticipated Prosper loan payment: ~$350 (paying off the first loan)
Total= $1155, leaving $195 monthly cushion

Small Buisness Expansion

Purpose of loan:
This loan will be used to??Expand?Small Buisness.?

My financial situation:
I am a good candidate for this loan because? I have?proven track record with Prosper,?1 loan has been paid in full, second loan is current, never have been late with any payments to prosper.?

I have started a small buisness and would like to expand.

I buy and sell used cars on the side and would like to increase my used vehicle stock.

I ahve a solid and proven track record with Prosper and would like to continue the relationship going forward as I expand my?srcond correar








I wont let you down, please?review my track record with?Prosper?as well as?my income and time on the job.

Please feel free to contact me with any questions or concerns.

Thank You For Your Consideration!??????

Monthly net income: $ 4250.00

Monthly expenses: $ 1945.00
??Housing: $ 350.00? (I now?have a roomate)
??Insurance: $ 150.00
??Car expenses: $ 410.00??
??Utilities: $ 130.00
??Phone, cable, internet: $ 75.00 (My company pays for my Phone and Internet)
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 230.00
??Other expenses: $ 100.00 (Savings Account)

PAYING OFF HIGH INTEREST CREDIT CAR

Purpose of loan:
This loan will be used to? PAY OFF HIGH INTEREST CREDIT CARD DEPT

My financial situation:
I am a good candidate for this loan because? I HAD A BUSINESS THAT FAILED SO FILED BANKRUPTCY ON THAT IN 2004.? SINCE IT WAS A S-CORP I HAD TO FILE PERSONAL BANKRUPTCY.? IT HAD BEEN A BUSINESS FOR MY HUSBAND TO RUN BUT FOUND OUT HE WAS USING COCAINE SO DIVORCED HIM AND WHEN I DID HE MOVED TO ANTOHER STATE LEAVING ME WITH THE BUSINESS AND A FULL TIME JOB.? I KEPT IT OPEN FOR THREE YEARS BUT FINALLY HAD TO CUT MY LOSES AND CLOSE IT.? I HAVE NEVER DEFAULTED ON ANY OTHER LOANS NOR BEEN LATE PAYING.? MY PERSONAL PROPERTY (HOME/AUTO) WAS NOT PART OF THIS AND I HAVE MAINTAINED ALL MY PAYMENTS.? I ACTUALLY PAID OFF MY CAR.? I DID HAVE TO PUT SOME THINGS ON MY CREDIT CARD RECENTLY AND IT IS THE FIRST TIME I HAVE CARRIED A BALANCE IN YEARS.? I WILL HAVE THE COMMISSIONS TO PAY IT OFF SOON BUT IN THE MEANTIME THEY HAVE INCREASED MY INTERESTS RATE TO OVER 22% (BECAUSE OF THE ABOVE).? I WAS HOPING YOU GUYS COULD HELP ME REDUCE THAT RATE SO I COULD GET THIS PAID OFF QUICKER.? THANKS.

Paying down credit debt

Purpose of loan:
This loan will be used to? pay down my?credit card so it is no longer maxed out.? This last month, my dog Sage, had to be taken to the emergency vet twice.? The first time he went in was due to him?being stung by a bee and having a severe reaction.? The next day he collapsed.? I was not sure if it was due to the steroids he was put on the day before or if it was due to something else.? When I called the vet they said I should be calling them from my car.? The vet noticed an irregular heart rhythm when listening to Sages heart and feeling his pulse.? He believed that Sage had "boxer cardiomyopathy".? The vet recommended that Sage?stay over night at the vet for observation.??He was?hooked up to an ECG monitor, given meds?and?an IV during his stay.? He also recommended that Sage be seen by a cardiologist the next day to find out the severity of his condition.? The following day I took him to the cardiologist where they ran a battery of tests.??Sage was in fact diagnosed as having "Boxer cardiomyopathy".? He was then sent home with a monitor to record his heart beats to make sure that the medication he was being put on was making a difference as well as to keep track of activities that might cause his heart to begin beating irregularly.? All of these tests and visits created a huge financial stress for me and my family.? I ended up maxing out my only credit card and nearly overdrawing my bank account.? I am seeking this loan to help me get my head above water again.

My financial situation:
I am a good candidate for this loan because?I am extremely responsible and frugal with money.? I have never defaulted on any loans or credit cards.? I have successfully paid off school loans as well as auto loans and did not begin to carry any credit card debt until I purchased my house a year ago.? The?reason I have incurred debt in the last year is?due to?the house I purchased having problems that were not found in the inspection that had to be fixed immediately.? I have been with my current employer for the over 5 years.

Retire High Interest Rate CC Debt

Purpose of loan:
Pay off highest interest credit cards to improve cash flow to pay down remaining debt.

My financial situation:
I am a good candidate for this loan because I have stable emploment and a strong credit history.? The housing market has left me with a second home that I am not able to sell at the present time.? This caused a drain of my cash reserves, but I?have been able to keep it rented for the past 2 years, with 11 months remaining on teh leasse with the current tenants.? The rent currently covers 75% of the monthly expense on the property.? The recent increasing in interest rates by all of the major banks and credit card companies has made it much more difficult to reduce these debts.? Colsolidating several balances into a lower interest rate loand will allow the improved cash flow to be used to more quickly reduce the remaining balances.

paying off high interest cards

Purpose of loan:
This loan will be used to pay off high interest cards and?combine?other?prosper loan which we have had for almost 2 years and have always paid on time.
My financial situation:
I am a good candidate for this loan because I have always been paid my bills and never needed to push my credit limits and credit rating.? My spouse was owned a business and made every attempt to run a honest construstion business.? We used our nest egg to fund this venture and unfortunately?the state of WA taxes and L&I cost left us with little or no money to survive .? Now?with the home building business down he?has had to start out again?on the lower end and we would like to put some of the stress of the high interest credit cards and loans out of our life. We have closed all?credit cards and have learned the hard way that the creditors are?all?for themselves and can charge us what interest rates they want when ever they want.? We?have been moving to?a cash?only lifestyle and know once these debts are paid that we may be able to focus on a retirement and possibly investing in helping people out thru Prosper as well.


Monthly net income: $ 5500.00

Monthly expenses: $?3748.00
??Housing: $ 1630.00????
??Insurance: $238.00????
??Car expenses: $ own cars????
??Utilities: $?175.00????
??Phone, cable, internet: $ 130.00
??Food, entertainment: $?300.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $?1200.00
??Other expenses: $

pay off high interest credit card

Purpose of loan:
This loan will be used to?pay off high interest credit card, I always pay my bills on time. A certain credit card company is raising my rate for no reason!!

My financial situation:I just remodeled my home, it cost more than anticipated. I work full time at a great job, I am a dental hygienist.
I am a good candidate for this loan because?I pay all my bills on time and own two homes. I would love the opportunity to give a profit to real people rather than a credit card company. I just received a raise and am working more hours to pay down my debt.

HELP A FAMILY MEMBER

Purpose of loan:
This loan will be used to? PAY OFF AN EXISTING LOAN WITH PROSPER FIRST. THEN HELP MY BROTHER GET THOUGH HIS DIVORCE
HIS X-WIFE HAS RUINED HIS CREDIT AND NEEDS THIS MONEY TO GET ON HIS FEET. HIS X HAS DEPLETED HIS BANK ACCOUNT AND DESPERATELY NEEDS? MY HEIP, I JUST DONT HAVE A LUMP SUM TO GIVE HIM. IF YOU HAVE EVER BEEN THROUGH A DIVORCE THEN YOU KNOW WHAT I MEAN.
PLEASE HELP ME IF YOU CAN.

My financial situation:
I am a good candidate for this loan because?? I PAY MY BILLS ON TIME ALL THE TIME.? I HAVE A SECURE JOB THAT IS RESSION PROOF. I HAVE FOUGHT MY WAY OUT OF BANKO AND HAVE REESTABLISHED MY CREDIT TO THE TUNE OF A PLUS 720. BELIEVE ME MY CREDIT SCORE IS THE ONE THING I AM AN ABSOLUTE FINATIC ABOUT. SO TRUST ME WHEN IS SAY YOUR LOAN IS SAVE.