Credit Debt from College

Purpose of loan:
This loan will be used to pay credit debt from college.?

My financial situation:
I am a good candidate for this loan because I pay more than the minimum payment each month on all of my cards.? I have not defaulted or missed any payments.?

Monthly net income: $ 2000

Monthly expenses: $
??Housing: $ 550
??Insurance: $ 0
??Car expenses: $ 100
??Utilities: $ 50
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 850
??Other expenses: $ 100

Got ripped off, starting over...

Purpose of loan:
This loan will be used to help me get back on my feet.? From October of last year, till June of this year, I had been working for a contracting company doing retail maintenance work.? I was contracted for $50/hr, and was getting 30+ hrs a week.? Everything was going good for the first few months, but in February the payments started slowing down and stopped altogether.? I am in the process of suing this company, but it seems like this whole process is taking forever.? In June, I stopped working for this company, and took on 2 of his major accounts for myself.? I have 32k of recievables coming in, and of that money almost 15k needs to be paid out.? I just need this loan to get through the next couple of months, until cashflow becomes good.? The accounts both pay on a net 60.? Thanks for looking at my listing, please know that I have been a long time Prosper lender.

My financial situation:
I am back on my feet financially, and just need a little push to get over the hump.? I work in the commercial construction industry.
Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 375
??Insurance: $ 312.50
??Car expenses: $ 224.00
??Utilities: $ 50
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 250
??Other expenses: $

Consolidate My Credit Cards

Purpose of loan:
This loan will be used to?refinance a credit card.? Due to recent?bank changes, credit card companies are?have raised interest rates to rediculous amounts.? I currently have a Wells Fargo Card with a $6200 balance.? I would like to refinance this card into?a payment with a reasonable rate that allows me to paydown and payoff this debt.

My financial situation:
I am a good candidate for this loan because I currently pay on this existing debt and have never had a late payment.? I currently have a very good job, with steady income.?

Monthly net income: $ 10,400 Gross, $8,600 net on a 26 week pay period.? Adding the two extra payroll periods, it is approx $9,300/mo.

Monthly expenses: $
??Housing: $ 0, live with inlaws
??Insurance: $ 340 Car, $120 Life
??Car expenses: $ 820, car payments
??Utilities: $?300
??Phone, cable, internet: $ 200
??Food, entertainment: $ 1000
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2500, includes?the debt I want to refinance.
??Other expenses: $ 1500, net expense between rental income and rental house mortgage.

Pay off high-interest credit cards

Purpose of loan:?
To pay off (and cancel) high-interest credit card debt.

My financial/work situation:?
I am employed full-time as an attorney. My firm has a state indigent defense contract, and I work primarily in juvenile dependency and termination of parental rights defense. Additionally, I am developing a private practice in domestic relations and child custody law. I receive a flat salary for my contract work, and a percentage of billings for my private work. I have credit card debt built up from?the time spent unemployed while looking for a job, and would like to pay it off and/or down to reduce my monthly payments. For note, my wife also works full-time as an ESL instructional assistant at a local high school, and is pursuing her masters degree in education with the goal of becoming a high school science and math teacher in the next two years.

Monthly net income: $ 4,000 - $ 1,000 from my wife, $?3,000 from me (though it varies between approximately $ 2,800 and $ 3,200 per month based on billings)

Monthly expenses: $ 2,800 in fixed bills, approximately $ 1,200 in variables (food, gas, medical,?etc.)

Plan for repayment:
I am fully able to meet all of my monthly financial obligations now, and I do not anticipate my expenditures?changing significantly in the near future. As I build my private practice, I anticipate my private billings--and therefore income--increasing as time goes on.

Help to consolidate!

I am relisting this because after I did it the first time (just one day ago) it became pretty obvious to me that I'd have to put some more information out to you lenders about what's been going on with me.

Purpose of loan:
To save some money, I'm looking to get the interest rate down on some current debt.

Why I am a good candidate:
I have worked in the IT field for fifteen years and I develop high-powered web and Windows applications.? In my personal life, I support my two year-old son and 16 year-old daughter.? I am a strong believer in keeping my word, because what goes around comes around.? Thanks for taking a chance with me.

I'll be more than glad to answer any questions you have.

My financial situation:
My credit's not terrible, and I earn $7917 a month (gross).? I check my credit often, at least once a month.? My credit scores are all high sixes / low sevens.? I'm pretty conscientious, 'cause I have to depend on myself!!

Monthly net income: $ 5373

Monthly expenses: $ 3392
??Housing: $ 1612
??Insurance: $ 85
??Car expenses: $ 364
??Utilities: $ 190
??Phone, cable, internet: $ 225
??Food, entertainment: $ 630
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 136

Divorce

Purpose of loan:
This loan will be used to help me with my divorce.

My financial situation:
I am a good candidate for this loan because I always pay loans on time.

Monthly net income: $ 6000

Enclosing a carport

Purpose of loan:Enclosing a carport
This loan will be used to?
building materials and labor
My financial situation:Good
I am a good candidate for this loan because?I pay my bills on time

Monthly net income: $ 2160

Monthly expenses: $
??Housing: $323
??Insurance: $165
??Car expenses: $192
??Utilities: $120
??Phone, cable, internet: $300
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $475
??Other expenses: $

Paying off Credit card

This loan is to pay off a high interest rate credit card. The company recently raised our rates to almost 30% even though we had never been late or missed a payment. My wife and I would like to pay it off and close it. We have the cash in savings to pay it off with but with baby #2 on the way we would like to keep as much in savings as we can. I plan on having this loan paid off within the next 3 months using the income from a second job and savings if we have to.


I am a good candidate for this loan because my wife and I never miss payments and always pay on time. I have also recently started a company and plan on using the propser community for capital within the next year. So my rating on this site is EXTREMELY important to me! I would like to have a 100% positive score on propser by the time I need to use for business which is another reason that we do not just use our savings to pay off the credit card account.


We have almost 2,000 dollars of disposable income each month which is also why I am confident that this loan will be paid off within the next 3 months.

If you have any questions please feel free to ask and I will answer them as soon as I can.

Need to update software

Purpose of loan:
This loan will be used to update my software, as I am a graphic designer.

My financial situation:
I am a good candidate for this loan because my main client is 3M Company, they are net 60 days receivables, so I am a little short until the next 2 months. I always pay back my debts.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $500
??Insurance: $100
??Car expenses: $300
??Utilities: $35
??Phone, cable, internet: $50
??Food, entertainment: $100
??Clothing, household expenses $100
??Credit cards and other loans: $25,000
??Other expenses: $0

Start goodprosper borrowing history

Purpose of loan:
This loan will be paid onto?a credit card.? I am hoping to start a borrowing history with prosper so that I may have a better chance of having a larger loan funded at a later time.

My financial situation:
I am a?great candidate for this loan because I always pay my debts. My wife and I are both workaholics with?two beautiful daughters to take care of. We both need to free up some extra money every month to continue to pay off debt?and save for emergencies. We try to help out others as much as possible and can use some help now for ourselves.

Monthly net income:
My monthly net income is $2,300 Plus Overtime (My anual Gross income last year was $42,000)
My wife's monthly net income is $2,400
I have also received $80/month for the last four years
I also receive five?to eight hundred dollars a month from my live in nanny and her husband who had fallen into some bad luck they are repaying me for their medical bills and car.

Monthly expenses:?
??Housing: $ 1,470
??Insurance: $ 200
??Car expenses: $ 315
??Utilities: $ 300
??Phone, cable, internet: $ 180
??Food: $?700
??Clothing, household expenses $ 0
??Credit cards and other loans: $?1,085
??Other expenses: $ 600 Babysitting

Need to grow current business

Purpose of loan:
This loan will be used to buy equipments woth of $25,000. I have $10,000 of my own to invest in current business.

I am a good candidate for this loan because I am a owner of a successful BP Gas Station with? strong credit rating which shows my ability to pay back. I have a strong history of paying my dues without any missed payments or deliquencies. My current gas station business equips a small busy resutaurant and convinient store which is surrounded by small business and huge neighborhood in downtown which needs to expand with strong demand of food. I am very confident about the success of my business, as it stood firm against all the financial downturn and recession from past two years and was able to make profit.

Car was stolen need to buy used car

Purpose of loan:
This loan will be used to purchase a used Auto.? This is a 1999?vehicle and most lenders will not lend towards anything lower than a 2002.? This is a very reliable vehicle I am buying from a?private seller.? This is a one owner vehicle with good maintenance records.? My vehicle was stolen 3 weeks ago and I need?transportation to work.?

My financial situation:
I am a good candidate for this loan because I injured my credit a bit back in 2006 due to an unemployment situation and a mortgage.? I am a college educated software engineer and have been rebuilding my credit over the past two years.? I am currently employed with a great company and am coming up on 3 years with this company.? I had $23,000 in credit card debt in 2006 and I have knocked that down to $9,000 in the past 2.5 years.? My insurance company will be paying the balance in full on my Truck in 2 weeks?because it is deemed?a total loss, but this debt still shows on my credit report and hurts my debt to income ratio.? My score is still 630+ despite all of this.? I now have live as a roomate with a $500 per month all bills paid situation.? I could also possibly put down $1500 towards the loan.

Monthly net income: $ 4100

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 74
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?350
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1250
??Other expenses: $ 250

Debt Swap

Hello all-???

This is another try at a third loan. I have paid 2 off previously.?

I will be using this money as a straight up debt swap with one of my few remaining credit cards.?

I am a good candidate for this loan because I pay my debts no matter what. I have a secure job, and I have significant life insurance.

BANKS and CREDIT CARDS lend to me at rates under 10%. Except for this one, American Express. I?have a $20,000 UNSECURED line of credit at 9% (which currently has $7,500 I used to lend to a friend on her listing). Investors should look at this listing as high grade commercial paper - only safer. If this bid fails or the interest rate is not low enough, I won't accept the loan. I am trying to use Prosper because I believe in it, and I want to help build Prosper, but quite frankly I don't need to borrow the money, I can get it from my credit facility or just leave the debt as is. The rate is high but not outrageous.

I reported my income as $100,000 which shows as $100,000+. This is my base salary with no overtime and is the LEAST amount I can make in a year. It would be virtually impossible for me to make that little, as I make a lot of overtime (some of it REQUIRED). I made over $110,000 per year and anticipate making $100,000 at LEAST, every year from now on. But for lending purposes go ahead and use the $100K.??

As with my last loan, I can guarantee payment, but cannot guarantee how long it will be out there. I will leave it out at least 12 months, as I do not want to have people bid only to have the loan paid off in 2 or 3 months.

Good luck to all on Prosper and thanks in advance for your consideration -Caz

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 2,650
??Insurance: $ 50
??Car expenses: $ 100 (gas)?
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $
??Credit cards and other loans: $ 1,000
??Other expenses: $

'Helping My Sister"

Purpose of loan:
This loan will be used to? help my Sister.? We all need help at one time in our lives and She is in need at this time.? I had originally thought of taking
the money out of my 401K, but after checking I am told at this time there would be penalty I would have to pay.
My Wife had heard about Prosper and suggested that I give it a try.? Unfortunately in our state we can borrow but not lend.? I hope our state will be a
part of your loaning program soon, I am definitely interested.
Thank you for considering this loan.

My financial situation:
I am a good candidate for this loan because?I am creditworthy with stability of the same job, house and married to my Wife for over 30 years.
Have even lived in the same state all my life with the exception of my stint with the Army.

Paying off Credit Cards

I am using this money to pay off the rest of my credit card debt. I would prefer to only have 1 payment a month to prosper as opposed to having various amounts of payments to make.

Thank You

Additional capital for start-up bus

Purpose of loan:
We are asking for a loan to add to our personal funds to capitalize a start-up investment company.

My financial situation:
I?financially support myself though?some investments?I have made throughout my lifetime.?

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 0.00, the house?was?paid in full.
??Insurance: $?100
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 85
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150
??Other expenses: $ 100

Bathroom Remodeling

Purpose of loan:
This loan will be used to put new tiles,replace panels,replacetoilet,sink and new fixtures also electrical work is required as wll need to install a new larger window.

My financial situation:
I am a good candidate for this loan because,I'm in a good financial shape,pay all my bills on time and and have a steady and reliable job.

Monthly net income: $ 2400.00

Monthly expenses: $ 1250.00
??Housing: $ 300.00
??Insurance: $ 100.00
??Car expenses: $ 50.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 350.00
??Other expenses: $

Stripe It Rite NEEDS Equipment!!

Purpose of loan:
This loan will be used to? Purchase some needed new equipment for the business, consisting of Traffic Control Devices for a couple of contracts we already have been awarded.

My financial situation:
I am a good candidate for this loan because? I have owned and operated my?business for 20 years and have a very good credit rating.? You will make a nice return on your investment.

Monthly net income: $ 6000.00+

Monthly expenses: $ 2984.00
??Housing: $ 484.00
??Insurance: $ 200.00
??Car expenses: $ 100.00
??Utilities: $?250.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 1000.00
??Other expenses: $ 500.00

Need equity for larger loan

Purpose of loan:
This loan will be used to? provide the needed equity for a start up business loan.

My financial situation:
I am a good candidate for this loan because? I am current with my creditors and make my monthly payments on time. I am ready to start a business and have 20 years of background in the field.?I have a viable business plan?that has been?reviewed favorably?by?the mentor of the Small Business Development Center in our town.?The banks I am working with require 10 percent personal equity and I do not have enough savings. This loan will provide the additional equity needed. Once up and running my business will facilitate comfortable repayment of the loan. It will provide the opportunity?for the?successful future?of my family and me. Thank you all for the consideration.

Monthly net income: $ 3200.00

Monthly expenses: $
??Housing: $ 1000.00
??Insurance: $ 100.00
??Car expenses: $ 182.00
??Utilities: $ 210.00
??Phone, cable, internet: $ 127.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $?285.00
??Other expenses: $ 25.00

Independent venture

Hello,
?This loan will be used for an independent venture I am looking to explore. The market is in a very difficult place and this is my only option to making my venture come to life.

I am excellent at making payments on time and in a professional manner. I look forward to working with you on this matter.?

Starting a new chapter

Purpose of loan:
This loan will be used to?Pay off all of my debt once and for all.. The credit cards?will be torn up so I can never use them again.?

My financial situation:
I am a good candidate for this loan because?

In this rough economy, I have dug myself a hole and have run up two credit cards.? Plus, it didn't help the company I work for cut my pay and OT hrs. I want to pay these two cards off, and I want to never be able to use them again.? I was not smart with my money, and would just say to myself, can I afford the monthly payment.? Well, that thinking has gotten me into to debt where I just can't sleep at night..I want to use this money to pay off all of my debt. I have never been late on a payment, and I plan on never being late. I am a very trustworthy person who needs a chance to whipe away his past.. If I get this money, I will be so blessed and pay off all of my debt once and for all. I will not have to worry about whether or not the interest rate will go up like my CC companies are doing right now... There's no risk if you loan me money because if someone helps me out I am definitely going to make you some money...

Monthly net income: $ 35,000

Monthly expenses: $
??Housing: $ 1187
??Insurance: $ 50
??Car expenses: $ 250
??Utilities: $ 120
??Phone, cable, internet: $ 60
??Food, entertainment: $ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 400
??Other expenses: $ 50

Traing Materials-Free NOLA Seminars

Purpose of loan:
This loan will be used to create the training materials for 8 free training seminars at the New Orleans Web Expo to teach people Internet skills for employment and help contribute to the rebuilding of the Ninth Ward in New Orleans by supporting MakeItRightNola.org.

My financial situation:
I am a good candidate for this loan because I have 9 years of online business and I am an AMA certified trainer.
Monthly net income: $ 1100-1800

Monthly expenses: $ 980 total
??Housing: $ 775
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 80
??Food, entertainment: $ 75
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 0
??Other expenses: $ 25

Paying off some debts

Purpose of loan:? This loan will be used to pay off some debts.
This loan will be used to?

My financial situation:? I am a good candidate for this loan because I am trying hard to regain the financial responsibility I exhibited in the past.
I am a good candidate for this loan because?

Monthly net income: $ 2060?

Monthly expenses: $ 1899?
??Housing: $ 467?
??Insurance: $ 52
??Car expenses: $ 50?
??Utilities: $ 325?
??Phone, cable, internet: $ 180?
??Food, entertainment: $ 200
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 500
??Other expenses: $?75?

My second loan

Purpose of loan:?
debt consolidation
My financial situation:?
This is my 2nd loan w/prosper.? I am ahead of schedule in paying on first and am continuing to whittle away at making my finances better.??As of Today I owe 170.00 out of the? 11,500.00 I borrowed.? The unfortunate thing is that all my efforts didn't show up on my credit report.? The loan didn't show up anywhere. (?)??Despite the fact that my?rating has dropped, I have been very diligently?making efforts to consolidate and get rid of unsecured debts. I guess it doesn't happen overnight, and it's going to take a lot of work from me to get there.? I bit off a lot with my 1st loan of 11,500.00. I managed it, but I think I'd like to go a little smaller.? I understand that you're not going to look at my loan request first because I'm rated HR, but I do hope the fact that I've never defaulted on any loan, and that I have managed my 1st loan here and am ahead of schedule are?both factors worthy of consideration.

?(I will also use the funding from this loan and pay it off my first loan, the balance is less than $200.00)? Feel free to ask me any questions you have.

Updates:
Monthly net income: $ approx 3702.00

Monthly expenses: $
??Housing: $??480.00
??Insurance: $ 150.00
??Car expenses: $ 360.00 (car payment)
??Utilities: $ 500.00
??Phone, cable, internet: $ 250.00
??Food, gas: $?300.00?
??Clothing, household expenses $?250.00
??Credit cards and other loans: $?795.00
??Other expenses: $ 300.00? (gas, misc bills)

My household:
1 child (10) and my spouse?to whom I've been married for 17 years?(whose income I did not consider in my listed income above).

We own our own home, have lived here for 15 years and have two vehicles, a 1998 ford ranger and a? 2008 Dodge Caliber (leased) (which I would love to get rid of to cut costs.? I haven't found a buyer for it yet so I can exit my lease without penalty.)

My employment:
I have worked for the same agency with the State of Ohio for 19 years and handle a lost time disability caseload for work related injuries.??

I shop for clothes and household goods @ Goodwill and yardsales in an effort to save $$. I also buy used and broken electronics, fix them and resale them as a hobby and to generate a little 'mad money'

I am committed to making my situation better, and I acknowledge it won't happen overnight, but I will do it even if it's a few bills at a time.? I will do it.

Thanks again for all your help!

Business Loan

Purpose of loan:
This loan will be used to grow my existing IT consulting business.? The business is doing well right now and I believe I can grow my existing revenues with extra capital input used to hire new employees and pre-order equipment instead of turning away extra work.

My financial situation:
Right now I have a monthly net outflow of only $600 for office expenses and a monthly net inflow of $2500 on top of my existing full time job as a network administrator after all expenses are paid.

Monthly net income: $ 7000

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 250
??Car expenses: $ 400
??Utilities: $ 100
??Phone, cable, internet: $ 130
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 600

Thanks for your consideration!

790 Credit Score, Zero Lates

Purpose of loan:
This loan will be used to put towards some working capital to further promote the selling of my U.S. patent protected ?Ultimate Golf Tool? (Patent # 7535985) shown in detail in the enclosed picture.? The tool itself is one of the most innovative golf products in the industry.??My tool features 8 distinct functions in 1 tool, comes in either gold or silver color and?the detachable ball market can be designed with either a corporate logo, monogrammed with a person?s initials or just a plain generic ball marker.?Currently the tool is being sold to well known green grass shops such as the Breakers in Palm Beach and Doral Golf Resort and Spa, was featured in Business Week magazine as well as Advantages magazine, and has also been see in Norm Thompson catalog.? This loan will give me cash flow needed to create the necessary push to enable me to attract a national sales force of independent sales representatives that will target three distinct sales channels: Advertising Specialty market, catalogue retailers and golf pro shop retailers. The recruitment of these sales reps will cost a total of $ 800 (will be using Golfrepconnect.com, golfsurfin.com and usgolfjobs.com), while the remaining $ 950 will go towards various mailings?and reserve capital to handle payments while things have a chance to continue to blossom.
My financial situation:
I am an EXCELLENT candidate for this loan because over the past 10 years plus, I have never been late with a payment on any of my trade accounts.? All in all I only take on debt that I can handle.? I see that I have an HR rating due to a ?delinquent account?, and have done the necessary research to find out what happened.It turns out that an MRI I had done a few months ago was never paid by my insurance, and now they are trying to hit me with the bill.I have started an appeal on this, but I am confident that it will be corrected within 30 days.Otherwise, I have built an impeccable record since the early 1990?s and I would not look to sabotage that for a $ 1,500 loan.? I would be more than happy to furnish anyone with a full credit report as well as a sample of my golf tool.? In regard to this particular loan, I have already calculated all of my numbers and this loan payment will not affect my current life style at all should I need to pay it back from my job earnings, rather than through the actual business.

Heating and Kitchen update

Purpose of loan:
This loan will be used to purchase a gas furnace and update my old kitchen.? I have not remodeled the kitchen since the early 70's and need to upgrade my furnace as it is getting old.
My financial situation:
I am a good candidate for this loan because I do not have any debt other than what I would borrow on Prosper.

Starting Financial Independence

Purpose of loan:
This loan will be used to?
buy full sets of season tickets for major market teams, that?I then take and sell games individually. I grew up with no money and have this wonderful idea, now?I just need any help to get myself moving faster. I only want to?do what my parents couldnt... which is live somewhat comfortably.??
My financial situation:
I am a good candidate for this loan because?
I already have $10,000 of my own money invested in tickets, and?I have the new sets on standby just waiting for me to acquire the money. These are major market sports teams?I carry.
Monthlynet income: $ 3000.00
Monthly expenses: $ 1186.00
??Housing: $ 400.00
??Insurance: $?66.00??Car expenses: $ 372.00
??Utilities: $ 40.00
??Phone, cable, internet: $?30.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 0.00

Purchase Equipment for Business

Purpose of loan: This loan will be used to purchase a small fuel efficient vehicle for my new courier business that I am starting.

Financial situation: I am a good candidate for this loan because I pay all my bills on time, and I have clients in line for the courier service so I will have a reliable income from the business in addition to my current income.

Wild Mushroom

Purpose of loan:
This loan will be used to? Expand an existing small business

My financial situation:
I am a good candidate for this loan because?A proven product,?celebrity status in the restaurant industry??I have decades of experience in the food industry and hve good steady income.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 2000
??Insurance: $
??Car expenses: $ 300
??Utilities: $150?
??Phone, cable, internet: $ 100
??Food, entertainment: $ 250
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 600
??Other expenses: $

Paying off bills to get ahead

Purpose of loan:
This loan will be used to pay off old bills that I thought i had taken care of. I am tring to clean up past mistakes and need some help to try to get back on the right track.

My financial situation:
I am a good candidate for this loan because while my current credit standing is not very good Im trying to get it cleaned up. I work for a private company that is going strong and expanding. I am also a full time employee that has a guarenteed 40 hour work week every week.??I also have recently paid off a 5 year loan on my car.
Monthly net income: $

Monthly expenses: $
??Housing: $ 300.00
??Insurance: $ 100.00
??Car expenses: $ 0
??Utilities: $ 120.00
??Phone, cable, internet: $ 40.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 75.00
??Other expenses: $ 50.00

No way a D!? 720-740 Credit Rating!

Purpose of loan:
This loan will be used to?
In February my family purchased a 2 year old, nice, forclosed home close to the school where my wife and I are both teachers. The home was in good condition, but desperately needed plumbing work, a fence, and new carpets/flooring as the previous owners had?pets that had destroyed the floors of this beautiful home. We opted to pay for most of the improvements out of our pocket, but need to recoup some of the cost, so that we may finish our repairs.

My financial situation:
I am a good candidate for this loan because?
My wife and I have been teachers in the same school district for 5 years. We are very responsible people with with very little revolving debt (the revolving debt on my credit rating is for hardwood flooring that we put in the home on a 0% interest rate direct from the flooring company) . I do not own a credit card, nor will I. I have EXCELLENT credit as can be noted by my FICO score in the 720-740 range. I also just finished my masters degree in March of this year and will be looking to move to an administrative (principal) position next year. Please help us reduce the financial strain of purchasing a home and making the proper improvements so that our home is a safe, clean place to raise our family.

This loan WILL be paid off within?18 months?and I will double my first payment on the first day the loan is funded?to prove how serious we are about our credit and paying this loan off. Also, of course the loan will be paid through automatic deductions each month for further peace of mind.

Note: The delinquent account is for a library book that was returned years ago and has been disputed with all the credit reporting agencies.

Building a Fence for Our Bulldog

Purpose of loan:
This loan will be used to build a fence for our English Bulldog to run and play.

My financial situation:
I am a good candidate for this loan because I have a really reliable job with a good salary.? I have my Bachelors in Nursing and I am an RN.

Monthly net income: $ 4000

Monthly expenses: $
??Housing: $ 450
??Insurance: $ 80
??Car expenses: $ 300
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 30
??Credit cards and other loans: $ 30
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to?
pay off credits cards and pay down car loan
My financial situation:
I am a good candidate for this loan because?
I have always had consistant income with ability to repay and also because our financial situation will change when my wife returns to work.
Monthly net income: $ 2500.00

Monthly expenses: $
??Housing: $ 750.00
??Insurance: $ 83.00
??Car expenses: $ 180.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 80.00
??Food, entertainment: $ 200.00 we have a garden and use for most of our cooking
??Clothing, household expenses $?50.00
??Credit cards and other loans: $ 5,000
??Other expenses: $ 0.00

Paying off High interest credit car

Purpose of loan:
This loan will be used to pay off a high interest credit card

My financial situation:
I am a good candidate for this loan because I am making monthly payments already but would like lower interest on my debt

Monthly net income: $ 4200????????

Monthly expenses: $
??Housing: $ 500????
??Insurance: $? 250
??Car expenses: $
400??Utilities: $ 100
??Phone, cable, internet: $? 100
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $ 400?
??Other expenses: $

New FURNACE & Home Improvements

Purpose of loan:
This loan will be used to have a new hot water boiler furnace installed, including "zoning" areas throughout the house at an estimated price of $11,000.00 including furnace ($8,000) and labor).? Present furnace is original w/house 50+ years old. Sure to save a lot on heating costs!! Have just completed some MAJOR renovations of house, but short on cash for furnace installation and a few additional items like upgrading kitchen countertops, flooring, etc.

My financial situation:
I am a good candidate for this loan because I have worked for the same employers for over 20 years--we left a large law firm in May of 2006 and opened a new firm.? When economic times are bad, the legal profession gets busier!!? I have lived in the home that I recently remodeled since 1997.? In addition to my employment income, I also receive child support and maintenance, making my monthly take home income over $3,100.? My current payments are mortgage ($1,110.29) and vehicle ($430.00) and utilities ($240.00) and one credit card with a balance of approximately $1,500.00 The rest are all paid off! I cannot borrow the money from a bank as a furnace is not considered "security" and I recently re-financed my home.

Kill the cash kings

Purpose of loan: The sole purpose of this loan is to pay off all my credit card debt.?

My financial situation:
I am a good candidate for this loan because because I pay all my high interest credit cards on time and I do not have one late or missed payment in my credit history.
Monthly net income: $ 3600

Monthly expenses: $
??Housing: $?1200
??Insurance: $200
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 300
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 650
??Other expenses: $

Veterinary care for feral cats

Purpose of loan: I take care of a feral colony of 35 cats. All females have been spayed, almost all males neutered, and there have been no kittens since May 2006. About 25 of the cats are too wild to be handled, and the remaining 10 are still too shy to be placed in other homes. If the wild cats get sick or injured, usually the only practical option is euthanasia. For the others, I try to give them a fighting chance at a comfortable life as they age. My latest situation involves a six year old cat with asthma; she recently developed a complication that required her to be kept in oxygen at the UCDavis Vet Hospital. There is a chance she will recover on her own (cost ~$1500), but she may need a 'scoping' to clear obstructions in her throat (~$3500). Any leftover funds from this would go to pay off previous expenses for food and veterinary care. My financial situation Monthly net income: $3,080 Monthly expenses: Housing: $788 Insurance: $71 Car expenses: $0 (no car) Utilities: $150 (including city services) Phone, cable, internet: $120 Food, entertainment: $350 Clothing, household expenses $50 Credit cards and other loans: $1,030 Other expenses: $400 (food/care for ferals and my own cats) Additional informationI have worked with the Feral Feline Organization (feralfeline.org) and SPCA (yolospca.org). Alley Cat Allies (alleycat.org) is a useful source of feral cat information, if you are interested. Thank you for your consideration!

Funds to grow green energy business

Purpose of loan:
This loan will be used to? grow my home inspection/commercial inspection/Energy Star/NAHB Green/Leed company

My financial situation:
I am a good candidate for this loan because?
We are adding new clients daily with the new energy audits required by the government

Need Loan Paying Off Electric Compa

My financial situation:
Thank you for the short term loan. I was suprised to get a 700.00 bill from my Electric Company. I will be able to Pay you back?next month when I get paid on Oct 2nd 2009

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 200
??Car expenses: $ 575?
??Utilities: $ 700.00 (only this month)
??Phone, cable, internet: $ 200
??Food, entertainment: $ 500
??Clothing, household expenses $ 100

Helping my daughter with schooling

Purpose of loan:
This loan will be used to help my daughter with school.? She's wanted to get a loan herself but I insisted I'd do it because I didn't want her?to mess up her credit score as we all know college students make a heavy dent in credit ratings. So she'll just pay me back and we've drafted up a whole deal for it.

My financial situation:
I am a good candidate for this loan because I have a six figure income and a steady job that I've had for over ten years.? I am happy to pay back all debts owed but need cash fast and I like the idea of people lending to one another, helping each other out instead of banks using citizen's money for their own selfish gains.

Buying out Partners in Retail Store

I Currently own a portion in a 27 year old retail operation in Los Angeles CA. I have the opportunity to take over the business by buying out our partners. I have worked the business and understand all aspects of how it runs. The average monthly gross is $55k (55,000), and the monthly net is $7200. The repayment for this loan will come from the net and also there is approximately 150k worth of excess inventory that I will be able to liquidate for further cash use. The purpose of the loan will be to purchase the partners out and take over the operation.

Secured Business Loan

Purpose of loan:
Working Capital for business.? The firm has collateral to secure the loan if needed.

My financial situation:
Good despite low credit score.? My partners and I own an equipment leasing company that requires a large amount of capital and this impacts my personal credit score.

Monthly net income: $
$5,000
Monthly expenses: $
??Housing: $ 1245
??Insurance: $ 150
??Car expenses: $ 0
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1500
??Other expenses: $ 0

Home Improvement Project

Purpose of loan:
This loan will be used to? allow us to make home improvements and more.? We have a rather unique situation that we hope you'll consider: My elderly widowed mother-in-law currently lives by herself in a rural area nearby on 4.5 acres and in a house that is increasingly in need of repairs.? She is in good health (breast cancer survivor for almost 10 years!) but due to natural aging she is in greater need of us to help her around the house.? We are in the process of repairing and remodeling her place so that we can sell it so that she can live with us.? Also, my husband & I are living in a small, cramped apartment and are wanting to start a family and have children but we have no room where we are.? By selling the house (which does not have a mortgage against it) we can take the proceeds, coupled with our rent money, and buy a modest place (in this great buyers market) that will be suitable for the three of us and to raise a child or two.? This loan will allow us to finish the improvements and repairs to the house.? We are currently remodeling the kitchen, including replacing the cabinets (which are deteriorating and coming off the hinges), and are wanting to do some painting and other repairs as well.? Some small amount of this loan may also be used for husband's dental work (crown and possible root canal) and for car repairs.? My husband is currently self-employed making money doing computer work, but his income is not steady right now.? This listing is based on my own income at my steady job, not including anything from my husband's work (which would add to our overall income).? My mother-in-law will also be contributing to pay back this loan.? Actually, we plan to pay off this loan within a few months (toward the end of this year or maybe early next year) after we finish making the improvements & repairs and then selling the house.? Once we sell the house we would easily have the means and would be eager to pay back this loan in full.


My financial situation:
I am a good candidate for this loan because? I have stable employment.? I am very frugal and careful with my expenses.? I have never defaulted or been late on any bills or payments of any kind.? I would never ask for a loan unless I absolutely expected to be able to pay it back.? I just need a little help temporarily.

Monthly net income: $ 2600 (household)

Monthly expenses: $ 2195
??Housing: $ 695
??Insurance: $ 450 (health, auto, & life)
??Car expenses: $ 100 (fuel)
??Utilities: $ 100
??Phone, cable, internet: $?50
??Food, entertainment: $ 100
??Clothing, household expenses $ 35
??Credit cards and other loans: $ 625
??Other expenses: $ 40

Catch up rent, pay off credit cards

Purpose of loan:
This loan will be used to??Catch up rent and pay off credit used while?out of work.? Back to work now, much better salary, and just received excellent 6 week performance eval.

My financial situation:
I am a good candidate for this loan because? Single, not responsible for anyone else's debt.? No vices ie drinking or gambling.? Work all scheduled shifts and OT if available.? Live alone with dog and provide physical but not monetary support to 87 year old mother.
Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 40
??Car expenses: $ 450 payment plus gas
??Utilities: $ 207
??Phone, cable, internet: $ 175
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $350
??Other expenses: $ 100

Pay off credit cards

This loan will be used to?Pay off all of our credit cards that have a high interest rate so we can cut them up and not use them any more.

My financial situation:?

I am a good candidate for this loan because?My?husband and I are in the process of wiping?out all credit card debt?and start saving for a new house we want to build in about?1 year.? We have been using the cards to upgrade this current house so that we can have a nice down payment on the new one when we sell this house.? This is our first house?together (which is a fixer upper) and we've come a long way in raising its value with upgrades.? We have not been late on any payments, and we both have very good?jobs currently 8 years each, which we plan to keep until retirement.??If you have any questions please ask.?????