Payback to family

Purpose of loan:
This loan will be used to pay for wedding and reception.

My financial situation:
I am a good candidate for this loan because my bill paying is timely, my credit score is good and I've helped friends out who were in financial need.

Monthly net income: $2500

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 120
??Car expenses: $ 250
??Utilities: $ 90
??Phone, cable, internet: $ 40
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 483
??Other expenses: $ 100

Relocating expenses

Purpose of loan:
I am moving out of state for a permanent position with my current employer and need help with moving expenses.

My financial situation:
I am a good candidate for this loan because I have an excellent credit history for the past 23 years, and I can be counted on to pay it back as promised.? I have been paying consistently on my previous Prosper loan which I took out for automobile repair.

Website Development

Purpose of loan:
This loan will be used to?

Website development of fee-based membership website

My financial situation:
I am a good candidate for this loan because?

I am applying for a loan to develop?a?membership website.????

I have many friends who are experts in various fields.? Examples:? Real estate investing, anti-aging, nutrition/health, weight loss, spiritual, etc. There will be a?free forum for members.?

The Advisory Board of Experts will be interacting with members in the forum, writing monthly articles and recording teleseminars.???Members will pay a?fee for individual teleseminars on?topics that of their choice?or pay a monthly fee and receive access to all of the recordings, plus bonus gifts (TBD).??

I?am currently?participating in an internet coaching program where I am learning detailed step by step methods?to successful internet marketing.??(patobryan.com)?

Also, I have invested in a DVD course on creating &?marketing membership sites.??(membershipsiteowner.com)?

May, 2006, I received a Prosper loan.? I went through a business failure?which caused me to be late on my payments for a brief time.? I proactively stayed in contact with Prosper assuring them I would pay my loan.??I paid the loan off?10 months early.??

I need to hire techical and design support to get this site completed.??

I am an independent contractor for a company?(liveops.com) ?that handles orders for the infomercials you see on television.? My hours are flexible and I choose what days I work.? One benefit is that I work from my home office.??

I?am an independent representative as a childrens? party planner for a national company.? (noahsarkworkshop.com)?This business is similar to build-a-bear, but we bring the animals to stuff to the home of the birthday child, daycare centers, and Girl Scout troops.???

Monthly income:? $1600??
Bills:
Credit card pmt.????? $321? (2 cards)
Home equity line?????? 300 (actual pmt is $150, but I pay extra)
Cell phone?????????????????? 80
Home utility?????????????? 125?? (cable, internet, telephone)

Thank you very much for helping me.

Gridiron Football Academy Trainers

Purpose of loan:
This loan will be used to?Grow my existing business of training 12-17 year old football players.This loan will enable me to add valuable coaches to my coaching staff.?

My financial situation:
I am a good candidate for this loan because? i handle all of my credit obligations with the utmost due deligence.

Monthly net income: $ 10k

Monthly expenses: $
??Housing: $ 2,981.00
??Insurance: $ 400.00
??Car expenses: $ 1100.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 300.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Back to school time!

Purpose of loan:
This loan will be used to? help me further my education by taking classes to become a teacher and educate those children who will one day be our leaders!

My financial situation:
I am a good candidate for this loan because? .I want a better life for my kids and I, so I will do whatever it takes to make sure that that happens.?

Monthly net income: $ 1650

Monthly expenses: I am currently residing with my widowed father, so I have no house payment or household maintenance bills; I am responsible for part of the child care expenses?and my own credit card/store card bills.
??Housing: $
??Insurance: $ 70
??Car expenses: $?400
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $?300
??Other expenses: $

Paying off Credit Cards

Purpose of loan:
Consolidate?5?credit cards?to one payment and pay?it off quickly.? This is my second step to becoming free of Credit Card Debt.

My financial situation:

I've had my 1st Prosper loan for several months and feel great about how much it helped me to move forward in my goals to get out of debt. I am responsible with my payments and feel that this 2nd loan will help me to reach my goals more quickly.

Thank? you for your consideration

Business Equipment

Purpose of loan:
To purchase new photocopiers.

My credit score and responsible use of credit speaks to my realistic yet conservative approach to use of debt. I manage my expenses and debt responsibly. The payments on this loan are actually less than our current payments. The payments are not a new expense but actually area reduction in our monthly cost.Our business is profitable and has solid cash flow. We have been in business for over 25 years. I have 30 years of experience in the industry.Our business is the market leader; we sell more homes and properties than any other real estate company in our county. Our market share has grown to 19%. We beat the industry averages, we havethe highest average sales price, lowest market time, higher List Price to Sale Price ratio and, on average our sales people are more productive than any other firm.I can assure all investors that we are a great investment, a solid borrower that can be relied on for timely repayment.

New Bed and Couch

The purpose of this loan is to purchase a new bed and sofa.

My personal situation: I am currently retired and have an annual income of $42,000 ($3,500.00 per month). My income source is the Railroad Retirement Board and a Union sponsored retirement plan. Both are well funded and backed by the Federal Government. I have $43,000 in available credit of which I am currently using less than?two percent. I am seeking this loan in lieu of using a high-rate credit card. I do not currently own a car. Where I live public transportation is plentiful and more than adequate. If I really need a car I find that it is far cheaper to rent for a day or two a month than to buy and maintain a personal vehicle.?

Expenses:

Rent:???????????????????????$325.00 per month
Transportation:??????????$ 71.00 per month
Utilities:???????????????????$100.00 per month (that?s a high ? lower in summer)
Insurance:????????????????$ 72.00 per month (two life and one renters policy)
Cable and Internet:????$160.00 per month
Entertainment:??????????$100.00 per month
Food:???????????????????????$200.00 per month
Medical:?????????????????? $ 30.00 per month (as a wounded veteran I have VA co-pays only)

The balance of my income goes into long-term savings account which I desire to maintain as a security cushion and for a future down payment on a condo.

Also, when I reach my down payment goal I am going to want a highercredit score. Because my only source of credit is derived from credit cards Ifind it has been difficult to increase my scores. This loan should help.

Business Building

Purpose of loan:
This loan will be used to
Reduce credit? card balances and prepare me to move forward with a plan to improve my business. I own a business coaching franchise and want to implement marketing to increase my customer base. It is my intention to repay this loan as quickly as possible. My company's web page http://www.thegrowthcoach.com

My financial situation:
I am a good candidate for this loan because? I have a viable business with strong potential and a great marketing strategy. I also have maintained a good credit rating, paying all my bills in a timely manner. I made mistakes in the past that are now impacting my ability to get funding for my business. I am committed to moving towards significantly lowering my personal debt. I have the income to repay this debt.

Consolidate, establish credit

The Picture:

? I'm the guy in the Tan shirt, I'm interviewing someone about the art show they're participating in.

Purpose of loan:

I tried for a 10K loan at 7% but no one was interested.? This is a 1K "starter" loan to build my credit here.?

I have several high-interest credit cards that have been paid off.? I still have a couple left. ?My interest rates are as high as 28% and I want to reduce that as much as possible.

The delinquency:

That's?a fake debt - I had a Sears credit card that was written off, a collection agency bought the debt (which I no longer owed) and filed a deliquency against my credit.? The collection agency is dirty, so I'm researching how to get that off my report now.

My financial situation:

I work for a software company that makes software for the financial industry, i.e. stockbrokers.? I take home over $700 a week and my wife and I could easily live on my paycheck (including paying our debt) and use hers for savings.? She takes home about $500 a week, and we have a renter/roomate who pays $500 a month.

I have loaned a small amount of money on prosper in order to generate income, and I am a "cranky yankee" when it comes to spending money.? I recently laid out a budget by taking actual entries from my checkbook and bank statements and classifying each entry into the categories below.? These numbers represent my actual monthly spending.?

Essentially, I could pay off 1000.00 in 2 weeks but like I said I want to build credit so I'm looking for a loan here to do that.

Monthly net income: $ 6,500.00 (approx)
Monthly expenses: $?4,547.97
rent? ?$? 1,200.00?
wife ?debt? ?$???? 730.00??
groceries? ?$???? 450.00??
my debt? ?$???? 401.10??
car repairs? ?$???? 262.67??
dry cleaning and laundry? ?$???? 117.60
hair? ?$???? 175.83??
new clothes? ?$???? 166.67??
heating oil? ?$???? 150.00??
entertainment? ?$???? 130.00??
gasoline? ?$???? 125.00??
car insurance? ?$???? 109.95??
telephone? ?$???? 100.78??
health clubs? ?$????? 156.00??
cable internet? ?$????? 68.24??
transportation? ?$????? 59.00??
house gas? ?$????? 58.82??
electric? ?$????? 53.81??
parking? ?$????? 32.50

So part of the 1100 that's going to credit card payments will go to this loan, and hopefully will build my credit so I can go for the 10K loan next time.

To the 2 people who stiffed me on loans, I hope your situation improves, you realize your mistake and make up for it by loaning on prosper.

Family Vacation

Purpose of loan:
This loan will be used to take my family of 5 on a much needed vacation.

My financial situation:
I've worked for the same employer for 12 years and have a steady dual income household. I have a current prosper loan I used to consolidate debt that is paid on time every month.


Thanks for the help!?

Preparing a Rental Property

Purpose of loan:
The purpose of this loan will be to make a few cosmetic improvements to my house that will shortly become a rental property.? I am relisting at a lower amount.? My credit score has gone down since my last Prosper loan, but I dont know why, I have not missed any payments.? I promise I am a creditworthy borrower, who has the capacity to repay this small debt.?
My financial situation:
I have a secure job, as well as sources of passive income which provide an adjusted gross income of 125,000 per year.? I have enough in savings and stocks to service this loan request.? I have invested in 40 loans on Prosper.? I have borrowed two loans from Prosper over the last three years.? Needless to say I am a huge believer in Peer to Peer lending.

Monthly net income: 8,300

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 140
??Car expenses: $ 350
??Utilities: $ 200
??Phone, cable, internet: $ 120
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $

A good investment

Purpose of loan:
This loan will be used to make upgrades and remodel my family's Thai restaurant in Los Angeles. We have owned the restaurant for almost 10 years now. We pull in about $1200 a day before expenses and I think that an update to the design and interior will help us to attract more customers.

My financial situation:
I am a good candidate for this loan because the loan proceeds will be an investment in a solid and proven business.

Monthly net income: $ 3500

Monthly expenses: $ 1250
??Housing: $ 600
??Insurance: $ 50
??Car expenses: $ 100
??Utilities: $ 50
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off debts, as well as fulfill personal obligations. I am requesting a loan due to expenses that have accumulated over the past years. Currently I?owe a certain?amount of money towards debts and I wish to get rid of the high interest rates by receiving one loan and lowering my monthly payment, thus fixing two problems with one solution. Also,?I have two sons who are each?currently enrolling in universities, and want them both to be able to achieve the highest level of education that is required for them to reach their goals. Some debts have occurred due to the educational expenses, but I am not mourning those types of debts; the highest priority in my agenda is for my children to get an education.

My financial situation:
I am a good candidate for this loan because if it may be noted, on my credit report, that my credit score and history are more than excellent. I have a mortgage and have never been late on a payment, nor have I ever missed a payment; I always fulfill my obligations with haste. I have been able to keep the same job for the past 7 years and have been able to keep up with personal, as well as household, obligations. I am taking care of my financial affairs, but the monthly payments are too high and I wish to lower my monthly payments on all my debts by receiving a single loan. By receiving this loan, my financial situation would improve greatly.

As you will note, from my credit report,?I am a good candidate to consider.
Thank You very much for your time and am looking forward to hear from you soon.

mergeing 12 credit cards

Purpose of loan:
This loan will be used to? Pay the balance on 12 credit cards accounts that have increase their intrest rate due to the financial market conditions and just plain greedy.

My financial situation:
I am a good candidate for this loan because? I pay my bills on time monthly.But I rather pay the intrest to Prosper investors and not the greedy companies raising intrest rates and asking for tax payers hard earned money.Let me state that I have been a Prosper lender since March 2006, and have payoff two other loans uccessfully, never late and have endorsed others to borrow with Prosper.moreover, I, we have learned last week that my wife has cancer.therefore, i appreciate you helping me ,us consolidate these 12 loans.

Monthly net income: $ 2548????

Monthly expenses: $
??Housing: $ 790
??Insurance: $??Car expenses: $??Utilities: $??Phone, cable, internet: ($ 400 total.)
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1050
??Other expenses: $ 50

Buying a 2nd car for the family

Purpose of loan:
This loan will be used to purchase a second automobile for the family.? My Acura's lease was up so I turned it in a few weeks ago.

My financial situation:
I am a good candidate for this loan because I have great credit and have never defaulted or been late on any payments.? Never used a P2P loan service so thought I would give it a try.

Please help me be debt free!

Purpose of loan:
I will be using this loan to consolidate two high interest credit cards.? With this loan I will be able to continue my plan of becoming debt free and not using anymore revolving debt.?

My financial situation:
I have a good credit history and will pay this loan back with no problem.? I have just started a new stable job making more money with a very good company.? My spouse also has worked at their job for 2 and a half years.?

Monthly net income: $ 2100 plus my spouses income of $2800 per month. In addition rental income of $756.00 monthly.

Monthly expenses:??These expenses are for my household?not just myself.
??Housing: $ 1007.00??
Insurance: $ 140.00??
Car expenses: $ 257.00??
Utilities: $ 100.00??
Phone, cable, internet: $ 130.00??
Food, entertainment: $ 300.00??
Clothing, household expenses $?0.00??
Credit cards and other loans: $ 600.00??
Other expenses: $ 0.00

Last hope for retirement

Purpose of loan:
This loan will be used to pay off credit cards that were used to help offset a loss of income while my husband was unemployed and we still had college-age kids to support.? His unemployment lasted three and half years following the last recession, which eventually required that he change career fields.? The new field pays half of his former salary, so despite our best efforts, the credit card debt is very difficult to eliminate.? Now we are caught in the trap of increasing credit rates and fees, which are analogous to the debtors' prisons of the 18th and 19th century.

My financial situation:
I am a good candidate for this loan because I have always managed to pay every debt, while juggling the need to educate my children and keep our old house in good condition.? We are not extravagant, not having taken a vacation or bought a new car in eight years.? We live frugally but manage to help contribute to our community through volunteer work and civic engagement.? In addition, I have been helping to support my brother who is unemployed and on disability with end-stage lung cancer.? I also help care for my 85 year old mother who is in declining health.? To keep my energy and spirits up, I ride my bike and camp and spend time with good friends and family.? I would ask a prospective lender to consider these aspects of my character when evaluating my application for a loan rather than focusing just on my credit score.? Thank you from the bottom of my heart!

Pay back loving mother

Purpose of loan:
This loan will be used to? Pay back my mother who helped?me pay off hospital bills.
My financial situation:
I am a good candidate for this loan because? I pay my bills on time. My rating is only so low because I have a tax lien on my credit report. I have a contract with them & make regular monthly payments. My daughter was in the hospital last year & my mother helped me pay by getting a home equity line of credit on her house. She now needs to go into a nursing home so I need to pay it off. At the time my house was to new for me to get a heloc & now the value has gone down. My family has alot to worry about with my mother & I don't want this to be added to it. Please help me help her. Thanks.

Pay Off Personal Loan

Purpose of loan:
I would like this loan to pay off a small personal loan and to buy a garage door opener for my new house.

My financial situation:
I am an excellent candidate for this loan because I have a great job as a legal assistant and have worked at my place of employment for over 23 years.?I have always paid my financial obligations on time.?

I am a returning borrower to Prosper because I had a very successful experience in getting my first loan over two years ago.? I have one year left on that loan, and I have never missed a payment or paid late.? My payments are automatically deducted from my checking account.? I consistently receive emails from my lenders on that loan thanking me for making my payments on time.? You can trust that you will be paid back.

Thanks so much for your consideration!


Monthly net income: $ 2,900

Monthly expenses: $?2,550

Getting rid of credit cards

Purpose of loan:
This loan will be used to?Get rid of unsecured credit card debt.?

My financial situation:
I am a good candidate for this loan because? I have never defaulted on anything ever, I always pay on time and the amount due. I've?been employed?at the same?Hospital for?20+yrs as an?Biomedical Technician and have no plans on changing careers. I feel I'm?a loyal and responsible person.

Need washer/dryer

Purpose of loan:
This loan will be used to purchase washer and dryer and some other small misc. items for my home.

My financial situation:
I am a good candidate for this loan because just started a job as physician?with an orthopedic?group but need some extra cash to purchase a washer and dryer and some other misc. house items for my home.

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 895
??Insurance: $ 0
??Car expenses: $510
??Utilities: $ 400
??Phone, cable, internet: $210
??Food, entertainment: $ 400
??Clothing, household expenses $ 200?
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Paying down my Debt

Purpose of loan:
This loan will be used to? pay down my debt.

My financial situation:
I am a good candidate for this loan because?I am trying to get out of debt and need a little help.? I?pay my bills on time but lately it has been a little hard.??My husband is just starting?back work and we need some help for?this?space a time between paychecks.???

Monthly net income: $ 10,000 for myself and combined with my spouse about 40,000.?

Monthly expenses: $
??Housing: $ 300/month
??Insurance: $ 106.08/month
??Car expenses: $?429/month
??Utilities: $ 200/month
??Phone, cable, nternet: $ 79.00/month
??Food, entertainment: $ 300/month
??Clothing, household expenses $ 100/month
??Credit cards and other loans: $ 280/month
??Other expenses: $ 100/month

Growing Company/PROVEN Prosper Rcrd

I am currently in the process of expanding an existing?eight year old business that provides contract delivery service to local customers. I have (2) employees servicing (3) major accounts. ?I have been offered?the delivery contract for a local grocery chain that?now offers home delivery for their pharmacy.?My current vehicles are full sized vans that are not feasible for the high volume/short trip nature of the business.?A local?auto dealer has offered me a?short term?lease on?2 hybrid vehicles that should be able to meet the clients needs. The loan will cover the up front costs of the vehicles. Revenue from the new business will more than cover?expenses including loan costs.??

I have a?nearly (4) year history with Prosper including?completed loans with?never a missed or late payment providing my?investors with an attractive return and allowing them to share?in my success. I am willing to address any concerns or provide any additional information that may be needed. My large deliquent $ amount and # deliquencies involves three judgments?against?a company that I??had a small?ownership stake. The judgments were awarded for prior damages claimed by?existing franchisees after my company bought the brand out of bankruptcy.?I have not had to open any personal credit accounts in the past 4 years and only utilize a small business line of credit that is only available for approved uses.(i.e. payroll, direct expenses)?


My projected monthly cash flow for the new business is as follows:


Revenue ............................................. 11.200.00
((2)delivery vehicles available 12hrs/day....proj. 312 total-billable-hrs/mo/vehicle)
(avg. 6 dels/hr @ avg. 3.00/del. x (2)vehicles).. My contract allows a sliding scale on delivery fees based upon the type of service(i.e.24 hour(standard),On-Call, Express, delivery inside or outside of contracted zip codes.) There was very little historical data from the client so I based my projections on previous business we have done and kept them on the conservative side. Business will be billed on a per/delivery basis, but I have converted to a billable hour projection to aid in forecasting and tracking revenue.

Labor ................................................. (6550.00)
(624 man hrs @ 10.50/hr)

Vehicles ............................................ (1870.00)
Lease Payment combined (547.00)
Fuel/maint (930.00)
Upfront costs (180.00)> (incl. Prosper loan, sales tax, reg.)
Insurance (213.00)

Misc. Direct Expenses .....................??? (310.00)
Nextel RouteSmart > (creates efficient routing of scheduled deliveries and allows for verification
and tracking of delivery needs)?

????????????????????????????????????????????????????????__________
Monthly Net???????????????????????????????????????? 2470.00

used car

Purpose of loan:
Consolidation of Credit Cards

My financial situation:
I have a full-time?income, along with a part-time job.? Fully anticipate paying this loan prior to the term of 36 months.?Recovering from a heavy financially burdened Divorce.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 0????
??Insurance: $?0
??Car expenses: $?0
??Utilities: $?300.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?0
??Other expenses: $

back to school - please read

Purpose of loan:
This loan will be used to?

This loan will be used to cover tuition form my wife who has gone back to school.? After years of taking care of our children she has decided to pursue a career in school counseling.? She has already completed one year which?I have paid for out pocket and would like to borrow this semester's tuition so?I do not?add anymore revolving debt.? This is an excellent opportunity for her to have a career and help children in the process.??I want to do everything I can to help ensure she succeeds in her goals and any help from the lending community is greatly appreciated.

I am a good candidate for this loan because?

I have a spotless credit record and?I have the income to pay my exising bills with no problem.? In 20 years?I have never had one late payment and?I am not about to start now.? Please do not judge based on the?rating alone.? I do have high revolving debt outstanding but?I also have the income to support it and as previously stated have never missed a payment.??I am willing to absorb the high interest rate for this loan because it is still better than adding more revolving debt and makes me feel good that individuals will gain from this rate and not large corporations.? I welcome any questions that will make a potential lender feel more comfortable investing in this loan and thank all for considering me.

Monthly net income: $ 12,300

Monthly expenses: $
??Housing: $ 2600
??Insurance: $ 250
??Car expenses: $490
??Utilities: $ 400
??Phone, cable, internet: $ 200
??Food, entertainment: $?1000
??Clothing, household expenses $?1000
??Credit cards and other loans: $?2000
??Other expenses: $ 1000????

Medical Debt and Automobile Upgrade

Purpose of loan:
This loan will be used to consolidate Medical debt that is going to be delinquent and to replace my automobile

My financial situation:
I am a good candidate for this loan because:
1) My strong credit profile
2) Excellent Employment history
3) Low debt to income
4) Good repayment history on all mortgage and consumer accounts
5) I own my automobile
6) I had a previous Prosper loan that I paid off early
7) I am a very responsible personMonthly net income: $

Monthly expenses: $2002.00

Need to Move to Obtain a Job

Purpose of loan:
This loan will be used to? help pay our first month's rent at our new house, so that we may start anew.

My financial situation:
I am a good candidate for this loan because? I am using this loan to make a better life for my family.? I cannot obtain a job in our current location.? We are moving closer to my family, so that they may also watch the children, and avoid childcare expenses.? I have two jobs "lined up" for when I relocate.

Monthly net income: $ 3700 (spouse), in addition to what I would make... 2 jobs lined up!

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 200
??Car expenses: $ 300
??Utilities: $?250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $?75
??Other expenses: $100

Working Capital

Purpose of loan:
This loan will be used to fund the expansion of a growing political consulting firm.

My financial situation:
I am a good candidate for this loan because of the increasing sales potential of the firm - from $340,000 in gross sales in 2008 to an estimated $500,000 in 2010.

Pay off student looan

Purpose of loan:
This loan will be used to?
provide immediate payoff to negotiate lower settlement for existing student loan
My financial situation:
I am a good candidate for this loan because?
I have low monthly payments
Monthly net income: $ 75000

Monthly expenses: $ 1300
??Housing: $ 150
??Insurance: $
??Car expenses: $
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $

paying off credit cards

Purpose of loan:
This loan will be used to?
consolidate cards at lower intrest????????????????????
My financial situation:
I am a good candidate for this loan because?I?have a stable income?with no?late payments.?

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150
??Other expenses: $

Prosper Borrower Investing

Purpose of loan:
This loan will be used to establish a borrowing history on prosper.?? I plan on making automatic payments for the full term of the loan to establish history.

The loan will be used to invest in prosper.

My financial situation:
I am a good candidate for this loan because??

?I have the savings and the ability to pay off the loan.?

monthly income from job $6000
monthly rental income $1,500
Total income $7,500

Expenses

Housing to include (2) mortgages and all utilities 3,800
car payment = $180 (only 800 left on loan)
insurance = $160
Gas/food/entertainment = 600

expenses total 4740

PAYING TO GO FROM LPN TO RN ****

Purpose of loan:
This loan will be used to? Help my Grandson continue his nursing education.? The first Prosper loan helped him reach his dream of becoming an LPN.? Now, he wants to continue his education and become an RN.? He currently works for the Cleveland Clinic and has been gainfully employed for over a year.? The Clinic is paying for most of his education, and he saved up all bur the $3,600 I am asking you to fund.

My financial situation:
I am a good candidate for this loan because? This is my second Prosper loan.? I have made every payment on time for almost a year now.? I NEVER have made a late payment in my life.? I don't know why I am consideredan E.? I do own my own home, and credit cards are now down to almost zero.? I am a man of my word.? If I have an obligation, I will fufill it.? This would only be a short term loan.? I will pay this loan and my other Prosper loan off in January.? At that time I hope that the state of OHIO is able to lend and I would like to become a lender to help other people too.? Please don't be intimidated by the rating of E.? As GOD as my witness, I will pay back this loan.? My history proves it.? I do get a monthly pay check, and my bank account, home address, and income have already been verified..

WE MAY NOT CARRY PURSES, BUT MALES CAN BE NURSES!!!!!!

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $ 800.00
??Insurance: $ 300.00
??Car expenses: $ 250.00
??Utilities: $ 500.00
??Phone, cable, internet: $ 125.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 350.00 INCLUDING PROSPER LOAN
??Other expenses: $

Home Improvement

Purpose of loan:
This loan will be used to?replace my washer/dryer, oven and help my daughter with down payment with her first home.

My financial situation:
I am a good candidate for this loan because, I will make my payment on time and I have been working at the same company for?30 years.? I filled a bankcruptcy?three years ago due to my divorce and now, I can't get any loan.? I tried to do a second loan on my house and it wasn't approve.? As you can see I never missed any payment with my last loan with prosper.

Monthly net income: $ 7600

Monthly expenses: $ 3470
??Housing: $?2,230
??Insurance: $?200
??Car expenses: $?200
??Utilities: $250
??Phone, cable, internet: $?350
??Food, entertainment: $??600
??Clothing, household expenses $?200
??Credit cards and other loans: $?400
??Other expenses: $ 0

Buying a used car for school

Purpose of loan:
This loan will be used to purchase a used vehicle in great condition.

In May I was involved in an accident. Someone rear ended my car. It resulted in a total loss. Work is down the road so I had no need for a car during the summer. Now that school is starting I am going to need a car.

My financial situation:
I am a good candidate for this loan because I pay my bills on time. If given this loan I won't have any trouble paying it back.

Monthly net income: $ 800

Monthly expenses: $ 200 as of now
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ The payments made towards this loan.
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 100
??Other expenses: $ 0

Paying off Debt

Purpose of loan:
This loan will be used to pay off an existing credit card.? I'm trying to jump start my debt reduction plan and I have a Diners club that I need to pay off by September.? This loan will keep me from having to give Diners Club a lump sum and that way, I can proceed with my debt reduction plan.


My financial situation:
I am a good candidate for this loan because I pay my bills on time.? I have a lot of debt but I'm not delinquent on any of my bills.

Monthly net income: $ 7000

Monthly expenses: $
??Housing: $ 2600
??Insurance: $ 360
??Car expenses: $ 430?
??Utilities: $ 500
??Phone, cable, internet: $ 250?
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1000?
??Other expenses: $

Consolidation

This is my second listing with prosper. My first listing I listed three years ago and I have one final payment left on Sept 7, 2009.

Just like my first listing I am interested in consolidating some of my credit cards and putting them into a loan to pay off in three years.

This loan will lower my monthly payments and allow me to eliminate the debt in three years.

The credit cards that I am consolidating are as follows:
Two chase cards at $4,968
Two Bank of America cards at $7,640

Currently my lowest interest rate is 19.24 and my highest is 27.24 and my total minimum monthly payments are $390.

If I get a loan at the starting interest rate of 26% that would put my monthly payments at around $524 a month. That is $134 more than the minimum payments with no end in sight to having them paid off in three years.

With my prosper loan ending next month($258 per month) and another loan ending in November($162 per month) that will lower my monthly expenses by about $286 per month allowing me to easily pay the loan since I am not increasing my monthly bills.

I am hoping the loan will be bid down to 18% which would be a great opportunity for me and an excellent return on your investment.

Grad School Tuition - MBA

Purpose of loan:? This loan will be used to pay for MBA degree tuition.? I am?in my third year of a part-time MBA program through Regis University, expected graduation in Spring 2011, and currently?holding a cumulative?3.952 "A" GPA (and intend to maintain that).? My next class starts?the end of this?month.

A little about me...I am a?busy mom to a little boy who will start 1st grade this fall.? I work as an Office Manager/Controller for a small?company with very good income potential, especially when my MBA is complete.? I have been here?over three years and love my job.?

My financial situation:? I am a good candidate for this loan because I honor my commitments.? I have not been late on any of my bills?for the past seven years.? Before that I had some financial crises with medical bills and an ex.? Some of you may notice I have a rather large delinquency on my record.? This is an overpayment from Social Security Adminstration.? I was considered disabled in my mid 20s and I was misinformed as to some of "rules."? I have recovered thankfully and I am currently on a repayment plan with SSA which is included in my above monthly expenses.? I am on my way back?out of a big hole and I promise you your investment will be a good one!

Monthly net income: $ 4750
Monthly expenses: $?3400

This will?be my?second Prosper loan.? My first is?about halfway being paid off and I?am current on my payments.? I've had such a good experience with Prosper that I thought I'd give it another go around.? I'd rather pay interest to my peers than some big banking institution.? Thanks for helping!

Refurbing a new purchased home

Purpose of loan:
This loan will be used strictly to refurbish a home purchase we recently made at a sheriffs sale. When finished, it will received a $500 per month rental income. The first home I bought in December of 2008 is finished. It was purchased for cash, however, do to it being a mobile home on property, It has no loan value. It is the same situation with the second home. I purchased the land and the mobile home comes with it. The first home provide $650 in rental income with annual taxes of less than?$500?
My financial situation:
I am a good candidate for this loan because I have proven that I am dedicated to paying my bills on time. I have taken car of my prosper obligations 1 full year before it needed to be paid. I still have never had 1 late payment on my bills. My credit debt is strictly due to refurbishment of the first home.


Monthly net income: $ 2433

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 90.00
??Car expenses- fuel: $300
??Utilities: $250
??Phone, cable, internet: $ 140
??Food, entertainment: $?300
??Clothing, household expenses $ 350????
??Credit cards and other loans: $??560
??Other expenses: $ varies

My significant other works a full time job and has a better income. I would be more than happy to provide a copy of her stub.

Loan to consolidate bills

Purpose of loan:
This loan will be used to consolidate and pay?outstanding medical bills.?

My financial situation:
I am a good candidate for this loan because I make an excellent salary and don't have any major financial obligations.?I?make $100k?per year. Monthly net income: $5,000.? I have an existing Prosper loan that I have been paying off in a timely manner for over a year now (never missed a payment, never late either).

Monthly expenses: $
??Housing: $1,300
??Insurance:?$200?(health and life insurance)
??Car expenses: $480 (including insurance and gas)
??Utilities: $150
??Phone, cable, internet: $200
??Food, entertainment: $500
??Clothing, household expenses $200
??Credit cards and other loans: $1200?
??Other expenses: $

PayOff Three Accounts

Purpose of loan:
This loan will be used to pay off three account, two of which are older ones with relative small balance. By honoring my committment on these, I believe I will improve my credit standing.

My financial situation:
I am a good candidate for this loan because I understand and am committed to maintaining responsible managment of my credit experiences. As I am trying to reduce by debt as much as possible a low interest rate loan will allow me to accomplish my goal sooner, and therefore I will plan to pay this loan off early.

Monthly net income: $ 3,600.00

Monthly expenses: $
??Housing: $ 600.00
??Insurance: $
??Car expenses: $
??Utilities: $ 100.00
??Phone, cable, internet: $? 50.00?
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 50.00

Real Estate investor-I do the work

Purpose of loan:
This loan will be used for real estate investing cash flow. Simply need start up capital to make my first few flips and tax lien purchases.

My financial situation:
I'm a good candidate for this loan because I am using a highly successful system and strategy for flipping residential property, buying tax liens and turning properties in a short amount of time, usually less than a week for quick flips (wholesaling) and 30-60 days for rehabbing and reselling. I am an honest, hard worker. Highly motivated and capable. Have never had a forclosure, eviction, bankruptcy. I have been in the US military for 12 years now (8 years active duty Marine Corps, 3 years Navy reserve). I and am ready to apply my skills, discipline and abilities to build a large cash flow reserve and make my investors a great rate of return.

Monthly net income: $3800

Monthly expenses: $2612
??Housing: $1330
??Insurance: $87
??Car expenses: $120
??Utilities: $210
??Phone, cable, internet: $115
??Food, entertainment: $500
??Clothing, household expenses $100
??Credit cards and other loans: $150
??Other expenses: $0

Secure New Location

This loan will be used to transfer the location of my current gym to another facility. I currently run a gym that offers boxing, mixed martial arts, and personal training. Presently the gym is located in an industrial park, and is inconvenient to our 131 members, due to the lack of parking. The goal of the gym is to grow and be a more accessible location.????????????

??? There is a need for more equipment to accommodate the members. The current location is approximately 3,000 square feet, while the new location is roughly 5,000 square feet. At times members are forced to exercise close together. ?Extra space will allow the addition of new equipment and there will be ample room for the members to work out. With the growth of membership space in the facility is scarce.????????????

??? The current location of the gym is simply a loading bay. There is no air ventilation, and the gym gets rather hot and humid.? The new location will be beneficial because it has a ventilation system that would create a better comfort level to the members of the gym. Without proper ventilation we run the risk of people having heat related illnesses.?????????????

??? Overall the move to this new facility I will be able to better manage the everyday operations of the gym while providing a more comfortable environment for the members to work out. The new location will also provide an enhanced location that is easier to access for members. There will be more space for new equipment, ample space for all of the activities happening daily.

??? I?m an excellent candidate for this loan because I manage my finances responsibly and maintain my credit by paying all of my bills on time. I have a long history of paying car payments and credit card bills on time. With a new location I will be able to acquire more profit for the gym which will be greatly beneficial towards paying the balance of this loan. The payment plan associated with this loan will fit well within my budget. Even if the forecasted growth of the gym was not as projected within the allotted timeline, payment of the loan would not be a hardship. This being said, I appreciate the opportunity of being considered for this loan to further grow my business.