Invest, enjoy great returns, and get 1% cash back*
Welcome to Prosper. Our peer-to-peer lending marketplace provides investors with direct, low-cost access to high-yield consumer loans from creditworthy borrowers. By eliminating the middleman, borrowers benefit with better rates while individual investors like you earn great returns.
Here's how it works:
Creditworthy borrowers post loan requests for investors to review.
You invest small amounts (as little as $25) and build a diversified portfolio.
Borrowers make their monthly payments, and you earn a great return!
By opening an investment account with Prosper you can:
- Diversify your overall investment portfolio
- Earn great returns (averaging 9.28%** since 2009)
- Create a monthly cash flow from payments on your Notes
- Receive 1% cash back on your initial investment with Prosper