Invest, enjoy great returns, and get 1% cash back*

Welcome to Prosper. Our peer-to-peer lending marketplace provides investors with direct, low-cost access to high-yield consumer loans from creditworthy borrowers. By eliminating the middleman, borrowers benefit with better rates while individual investors like you earn great returns.

Here's how it works:

  1. Creditworthy borrowers post loan requests for investors to review.

  2. You invest small amounts (as little as $25) and build a diversified portfolio.

  3. Borrowers make their monthly payments, and you earn a great return!

By opening an investment account with Prosper you can:

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