Offers to obtain a loan off-site or modify loan terms - Policies - Prosper
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Offers to Make Loans Off-site or Modify Loan Terms

Prosper prohibits email offers between members to borrow or lend money outside of the Prosper web site. Offers of this nature circumvent Prosper's fee structure, may violate state or federal consumer protection laws, and are a potential fraud risk for both borrowers and lenders.

Some examples of off-site loan offers include:

  • Using information obtained through Prosper to offer to lend money to a Prosper borrower outside of Prosper
  • Offering to lend additional money above and beyond the loan amount stated in your bid
  • Offering to accept additional interest or other compensation (in the form of cash or other things of value) above and beyond the interest rate stated on the listing page

If you would like to report a member who is attempting to borrow or lend money outside of Prosper, please contact customer support.