Get a Home Improvement Loan & Financing

Whether you want to remodel your kitchen, replace your roof, add another room, or just refurnish your home, home improvement loans through Prosper can help. We help make financing any project easy!

Instead of starting the long search for a new home, think about remodeling and building upon your existing equity with unsecured home improvement loans through Prosper.

It’s easy! Join as a borrower and we’ll walk you through the entire process of getting a home improvement loan. There’s no collateral required, and your rate will never change.

Home improvement possibilities

Use your home improvement loan through Prosper for:

  • Remodeling your kitchen or bathroom
  • Adding new furniture or appliances
  • A new outdoor deck or garden
  • Repairs

When home equity loans aren’t right for the job

Traditionally, funding for home improvement projects has been through credit cards and home equity loans—but they’re not perfect for every situation.

A home equity loan can be tacked onto your existing mortgage or added as new debt. Often, it can require mortgage-sized fees and inspections. For small home improvement loans, this is often neither cost effective nor time efficient. Furthermore, many homeowners who would have been eligible for a home equity loan to finance larger projects a few years ago no longer are: property values have plummeted, and banks have tightened their home improvement loan restrictions.

Credit cards have gotten a bad rap lately — and in some cases for good reason. The temptation to run up credit card debt can get you in big trouble. Planning your entire home improvement project in advance and getting a home improvement loan helps prevent impulse overspending. With home improvement loans through Prosper, your interest rate is set and never increases during the life of your loan—you know it will be paid off completely by the end of the term. A credit card can take years (even decades) to pay off, particularly if you stick to the minimum payment.

It’s easy to start: just apply online

Applying for home improvement loans the old, traditional way can be a daunting task.

Through Prosper, you can apply for a low interest loan online, from the comfort of your home.

Apply now and see how easy a home improvement loan can be.

Does my credit score affect my loan?

Yes. If you are sure you have bad credit, you may want to consider improving it before you apply. If you are not sure if you’d qualify, we can help you find out now, for free, with no obligation.