Finance your new deck or patio

Get the funds you need with a low, fixed-rate personal loan.

  • Borrow from $2,000 - $40,000
  • No home equity required
  • No hidden fees or prepayment penalties
   

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Checking your rate will not affect your credit score.

  • Borrow from $2,000 - $40,000
  • No home equity required
  • No hidden fees or prepayment penalties
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* For example, a three-year $10,000 personal loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 personal loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64. Origination fees vary between 2.41%-5%. Personal loan APRs through Prosper range from 6.95% (AA) to 35.99% (HR) for first-time borrowers, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $40,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank, member FDIC.
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Choose the Right Fit for Your Business

Introducing Business Loans from

Borrow up to
$500,000
Prosper does not offer business loans, but we think our partner OnDeck could be a great fit for you. Eligible businesses are older than 1 year with a minimum of $100,000 in annual revenue. Get approved in minutes.