Get Car Loans with Peer-to-Peer Lending

Car Loan Borrowers

Looking for the right used car loan?

If you've been searching through the sea of car loans, you know how difficult it can be to find one with the terms you need.

Many car loans are only valid for new cars. Others place heavy mileage restrictions on used models, or may require you to purchase from a used car dealership. But what if the car you want falls outside these guidelines?

Turn to us for your car loans and financing needs

If you have a special car in mind, you can tell our online community of lenders about it in your listing. Through Prosper, you're able to connect to others who can relate to your story. Lenders in our peer-to-peer lending community are excited to help real people buy the cars they want.

A car loan through Prosper can provide an easy way to get that special car when other lenders may be saying no to car loans.

Shop around and compare rates and terms. Prosper may have the loan for you. Why not apply now? Our entire process is fully transparent, protects your privacy, and you remain in control.

Get a Car Loan

Does my credit score affect my loan?

Yes. Most lenders will look at your credit history, and Prosper lenders are no exception. If you are sure you have bad credit, you may want to consider improving it before you apply. If you are not sure of your credit score, we can help you find out now, for free, with no obligation.

The Prosper community does not require "perfect credit." If you have an average to an above average credit rating, one way to expedite your loan funding is to ask another Prosper member (especially a lender) to endorse you. Don’t know any other Prosper members personally? Invite a friend to join.


APR starting at

for best borrowers**
Rates from 5.99% to 36.00% APR

Loan Types

* Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 5.99% (AA) to 36.00% (HR) for first time borrowers. The average APR for borrowers during the period May 1, 2014 through October 31, 2014 was 17.87%.  Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, an FDIC-insured, Utah-chartered Industrial Bank.