Get an Auto Loan or Vehicle Loan
Searching for an auto loan?
When you're looking to buy a new or used vehicle, it can often be difficult to get the loan you want. Some lenders offer loans only if you buy a new car, or one with very low mileage. Other lenders may limit the type of vehicle you can buy.
But what if you want to save money by purchasing an older used car? Or what if you're looking into buying a motorcycle or truck, but you can't satisfy other lenders' restrictions on loans for these vehicles? Or what if you want to refinance an existing auto loan? Shop around and compare rates and terms. Prosper may have the loan for you.
More choices on auto loans
Prosper's community of lenders provides an easy and open solution. Whether you're looking to use your loan to purchase or refinance a car, truck, or another type of vehicle, you can find the financing you've been searching for. And all of Prosper's loans are unsecured, with no vehicle eligibility requirements. Peer-to-peer online lending offers you the freedom you want.
Does my credit score affect my loan?
Yes. Most lenders will look at your credit history, and Prosper lenders are no exception. If you are sure you have bad credit, you may want to consider improving it before you apply. If you are not sure of your credit score, we can help you find out now, for free, with no obligation.
The Prosper community does not require "perfect credit." If you have an average to an above average credit rating, one way to expedite your loan funding is to ask another Prosper member (especially a lender) to endorse you. Don’t know any other Prosper members personally? Invite a friend to join.
APR starting at
* Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 5.99% (AA) to 36.00% (HR) for first time borrowers. The average APR for borrowers during the period May 1, 2014 through October 31, 2014 was 17.87%. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, an FDIC-insured, Utah-chartered Industrial Bank.